5 Limitation of RuPay Credit Card on UPI Transaction😥

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  • Опубліковано 19 жов 2024

КОМЕНТАРІ • 189

  • @gyandrops
    @gyandrops  11 місяців тому +3

    👉Apply SBI SImply Save RuPay Credit Card
    optimidea.go2cloud.org/aff_c?offer_id=2223&aff_id=4463
    👉Apply SBI IRCTC RuPay Credit Card
    tinyurl.com/2bustxdt
    👉Apply Axis Bank RuPay Credit Card
    tinyurl.com/mvpsavjy
    👉Apply HDFC Bank RuPay Credit Card
    optimidea.go2cloud.org/aff_c?offer_id=2566&aff_id=4463
    👉 Telegram Channel
    t.me/gyandrops

  • @SameerAgrawal-n6j
    @SameerAgrawal-n6j 11 місяців тому +7

    Most of the limitations were repeated-
    1- The only limitation on Rupay CC is that you cant do P2P transactions through it. That is the correct behaviour since credit card cannot be used to pay to friends and family. You can only pay merchants through it.
    2- P2PM is a specific category and does not constitute all small vendors. Its only valid for vendors who have a MCC of 7407.
    3- Direct payments to merchants by entering their vpa is not allowed through normal upi payment as well. If I directly enter the vpa of my electricity merchant and pay him, how will he maintain record of the payment and the payer?
    Please do proper research before posting video related to UPI or finance.

    • @SUBHASHSHARMAFCA
      @SUBHASHSHARMAFCA 11 місяців тому +1

      You should create your own website or UA-cam channel iss nakli UA-camr s acha to aapko pta h

    • @lingalanityasaireddy1310
      @lingalanityasaireddy1310 9 місяців тому

      On a 3rd Point I have a doubt
      Even when we pay normally as well we pay for te Electricity provider VPA only right, Did not understand te difference please explain?
      Big fan of you for writing the above comment that clearly

    • @samyagrawal5
      @samyagrawal5 9 місяців тому

      Hi! Thanks for the appreciation.
      What I meant in point 3 was that for merchants payments like payment to swiggy, zomato etc or your insurance, electricity merchant payments etc. you cant directly enter their vpa and pay to them.
      The payment has to go via intent or collect flow so that the merchant knows that the payment was done for this order.
      You must have noticed in zomato that when you try to make a payment through upi, you either are diverted a a different app such as gpay, phonepe for payment or you enter your vpa and a collect request is raised on that vpa.
      There should be no direct payment to a merchant because he will not knoe why and who made the payment which can result in refund issues

  • @RitikGarg-gx3zp
    @RitikGarg-gx3zp 11 місяців тому +7

    please put your points in a crisp manner. there is no need for repeating same line again and again to lengthen the video. I got bored and left even before you started with the second point.

  • @nareshkumargarg7309
    @nareshkumargarg7309 6 місяців тому +11

    Choti si baat ko itna lamba khichke batata hai, fir kehte hain watch timr nahi aata. Bewakuf

  • @SatyamevJayate147
    @SatyamevJayate147 10 місяців тому +11

    Ye limitation nai h... Phele credit card ka matlab samjho...
    Credit card is for spend not for money transfer for friends

  • @NijamAnsari3801
    @NijamAnsari3801 7 місяців тому +12

    😂😂😂 Me to wife ke name se bussines QR kode bana diya hu usi se hi nikal leta hu🤣🤣🤣🤣🤣🤣

    • @positiveness143
      @positiveness143 7 місяців тому

      Bhai bhai 😅

    • @Babafoodvlog7
      @Babafoodvlog7 7 місяців тому

      Us bhai us😂😂

    • @SiddhantShree
      @SiddhantShree 7 місяців тому +3

      Kitne rupay nikal sakte hai daily free me?

    • @priyankkumarsingh7145
      @priyankkumarsingh7145 6 місяців тому

      Free mai kuch nahi hota payment karna hota hai bhai saab credit card ka

    • @thebunguy9611
      @thebunguy9611 6 місяців тому

      Company executive ko video call ke through kyc karwani hoti h bussiness shop dikhani hoti h Bina iske kese kr liya aapne

  • @suhasshinde7086
    @suhasshinde7086 11 місяців тому +5

    P2PM merchand hai ke nahi pata nahi par mai mere ICICI CORAL RUPAY CREDIT CARD se sabji, chai etc sab small payment kar paa raha hoo. and i am enjoying a lot with rewards and my account balance also earn interest.❤❤

    • @abpa5981
      @abpa5981 11 місяців тому +4

      Pement hoti h bas reward nhi milta h ya fir kam milta h

  • @MohitYadav-zw5ch
    @MohitYadav-zw5ch 11 місяців тому +3

    Brother last vala point samaz nhi aya... marchant mera hee friend hai toh vo mujhe cash de dega if I'll pay him through my Rupay Card...so isme problem kya hai brother..?

    • @gyandrops
      @gyandrops  11 місяців тому +3

      Actually ye totally merchant par depend karta hai...agar aap kisi professional merchant par transaction karoge like a big medical store or shopping mall and tab is case me, wo merchant aapko refund karega amount....and amount jab refund hogi to fir credit card me jayegi....isliye maine last point me kaha hai, ki aap cash ki demand nahi kar sakte...agar merchant chahe to cash de sakta ha....big merchant ke kuch rules hote hain...isliye wo cash na dekar refund karte hain....Agar wo cash de denge...to fir unke ledger account me sell ki entry hogi...jabki actual me sell hogi nahi, in return case....isliye wo refund karte hain...taaki ledger account me extra sell show na ho....extra sell matlab extra tax....aur bhi bahut lamba lafda hai....fir kabhi fursat me ek video bana kar samjhane ki koshish karunga....

    • @MohitYadav-zw5ch
      @MohitYadav-zw5ch 11 місяців тому +1

      @@gyandrops ok boss Understood.... Thanks for your Constant replies to my queries and lamba lafda bhi samaz gya coz I'm pursuing CA.
      Sayad apne ye nhi kha vd me ki u professional merchants apko Cash bhi de sakte hai like friend jo ki merchant ho....
      BTW I'm holding a merchant Barcode too for operating my Business:)

    • @gyandrops
      @gyandrops  11 місяців тому +2

      Ur most welcome brother and best wishes for ur business ❤️

    • @therock5475
      @therock5475 11 місяців тому +1

      भाई ये एक तरह से हवाला हो जाएगा,
      25 हजार का इस्तमाल करके 20 हजार बिना इंट्रेस्ट के कैश क्रिएट करना ( ये सब चिटरो की तकनीक है) आप जैसे सीधे लोग इनको नहीं समझोगे😂 बैंको आपसे खतरा नही है 😂

    • @MohitYadav-zw5ch
      @MohitYadav-zw5ch 11 місяців тому

      @@therock5475 vo toh apn ko India se foreign paisa send karenge without any authorised person and forex markup bachane ke liye jb Hawala Transaction ke under ayega...

  • @MrMohit7183
    @MrMohit7183 20 днів тому

    Bill generat date 19 October hai or bill paid date 14 October hai agar 2 October ko bill paid karke 3 October ko phir le le UPI se to bill paid date ya generate date kya hoga

    • @gyandrops
      @gyandrops  19 днів тому

      Spend kisi bhi date par karo aur kisi bhi date par bill jama karo...isse koi farak nahi padta...bill generate aur paid date wahi rahegi jo pahle thi

    • @MrMohit7183
      @MrMohit7183 19 днів тому

      Total Credit Limit: Rs. 75,000.00
      Available Credit Limit: Rs. 0.00
      Total Outstanding Balance: Rs.
      45,000.00
      Card status: Active
      Last Statement Details:
      Last Statement Date: 19-09-2024
      Last Bill Total Amount Due: Rs.
      45,000.00
      Last Bill Minimum Amount Due: Rs. 2,250.00
      Payment Due Date: 14-10-2024

    • @MrMohit7183
      @MrMohit7183 19 днів тому

      Agar main total outstanding balance aj paid kr du or kl phir UPI se le lu to last payment date 14 -11-2024 ho jayega

    • @MrMohit7183
      @MrMohit7183 19 днів тому

      Please explain

  • @nitinyadav02
    @nitinyadav02 4 місяці тому +2

    Video need more attention
    This is exposing reality of rupay cc
    They are real scam

  • @SomnathDas-fg2qc
    @SomnathDas-fg2qc 10 місяців тому +1

    Can i able to transfer large amout of money apporx 1 lakh to any merchant account with upi id or phonenumber?

  • @Sunil_Kumar345
    @Sunil_Kumar345 9 місяців тому +9

    Kya faltu bakwas kar rahe aisa kuchh nahi hai hum to har jagah payment kkarte hai ho jata hai no issue..... samosa fulki chiken mall movie petrol kaaha nahi har jagaj hota hai bas QR shop k name se honaa chaiye

  • @vishaljethva_
    @vishaljethva_ 27 днів тому +1

    So much boring video.. repeating all the points

  • @poltuhaldar769
    @poltuhaldar769 9 місяців тому +4

    Matlab Payment hota hi nahi hai inke hisab se 😂😂😂 nahi chahiya
    Iska matlab Paytm ka ad. Fake haj 😅

  • @_syed.saud_
    @_syed.saud_ 11 місяців тому

    Sir mera starup hy client rupay card se payment krna chahta hy to mein merchant kis basic pe baanu ki rupay card se payment accept ho aur MDR nah lge mujhe paytm ya gpay ya phone pe kiska?

    • @gyandrops
      @gyandrops  11 місяців тому +2

      Aap kisi ka bhi merchant account le sakte hain...aur aapko full kyc karani hogi...1st number par Gpay Business Account sahi rahega... second phonePe and last paytm...ye main apne experience ke base par bata raha hu....and one more thing aap agar 2,000₹ per transaction accept karenge, to aapko koi MDR Charge nahi lagega...and 2000 se jiyada ke transaction par alag alag platform ke alag alag charge hain... charges ke baare me, maine is video me bataya hai...ise dekho ua-cam.com/video/-lBVw4PZI9E/v-deo.htmlsi=7F05W3huLJ4BZN9t

  • @khilendrasankhla
    @khilendrasankhla 7 місяців тому +1

    Thankyou bhai ye hidden chije batane ke liye ❤🙏

  • @vijaysharma-zt6em
    @vijaysharma-zt6em 10 місяців тому

    Sir kya hum credit card se bank mein paise transfer kar sakte hain or iske kya charges or kitne transfer kar sakte hain

  • @sudipdas134
    @sudipdas134 10 місяців тому +2

    Sir rupay cc se merchant ko maximum kitna amount pay kar sakte he ???

    • @dharmendrasingh-ti9md
      @dharmendrasingh-ti9md 9 місяців тому

      2000 only one time m

    • @sudipdas134
      @sudipdas134 9 місяців тому

      @@dharmendrasingh-ti9md ak billing cycle mein 2000kya ?

    • @khelopedia4804
      @khelopedia4804 9 місяців тому

      Kuch bhi mene 10k tak kar rakha hai ​@@dharmendrasingh-ti9md

    • @Affectstatus
      @Affectstatus 6 місяців тому

      too rupay credits se upi kese kare sir vo batao

  • @syb7777
    @syb7777 8 місяців тому +5

    Kuch bhi its credit card not debit card

  • @Dailytradevideo
    @Dailytradevideo 9 місяців тому +3

    January month se ho gaya maine apna marchant account banaya 2000 teen baar nikala.suessfull transfer

  • @amitjana6936
    @amitjana6936 11 місяців тому +96

    Legends know how to bank transfer instantly from UPI Credit card free 😂😂.. Like , Comments who knows very well.

    • @Sariva_U_Tuber
      @Sariva_U_Tuber 11 місяців тому +2

      btana bhai??

    • @PositiveHuman-s6h
      @PositiveHuman-s6h 11 місяців тому

      Btana bhai

    • @cptf3294
      @cptf3294 11 місяців тому

      I did not know please help

    • @shoyebgolder
      @shoyebgolder 11 місяців тому

      ?????

    • @amitjana6936
      @amitjana6936 11 місяців тому +6

      Guys,drop any social media I'd link here . I will tell you individually & you guys don't spread it , only self use. Don't viral this tricks otherwise tricks will be no use in recent future.

  • @bablupinjari2223
    @bablupinjari2223 11 місяців тому

    Bhai credit card ki upi pe bill pement kar sakte hai jaise phone pe par upi credit card Add kiya hai usi phone pe credit card ki upi id bani hai or jab credit card ka bill generate hota hai tab us credit card bill pe kar sakta hu us phone pe upi id pe

    • @gyandrops
      @gyandrops  11 місяців тому +3

      Credit Card ka bill credit card se is tarah nahi kar sakte ha...May be koi aur method hoga... information lekar bata dunga ya vidoe bana dunga

    • @bablupinjari2223
      @bablupinjari2223 11 місяців тому +1

      @@gyandrops thanks bhai jarur banao video 🙏🙏

  • @zulfiquaralikhan144
    @zulfiquaralikhan144 3 місяці тому

    Very informative

  • @hiteshdani4512
    @hiteshdani4512 7 місяців тому +1

    Cc se ipo apply kar sakte h kya ?

  • @kalimchoudhary1085
    @kalimchoudhary1085 11 місяців тому +1

    Bhai mere pass BPCL SBI ka credit card Mila hai to yah card kaisa hai
    Rupaye varient mai hai

    • @gyandrops
      @gyandrops  11 місяців тому +1

      4 Points is equal to 1 ₹ hai is card par joki normal hi hai...baaki fuel ke baare me details me dekhna hoga....

  • @tariquemujtaba6841
    @tariquemujtaba6841 3 місяці тому +1

    इंडिया है यहाँ हर चीज़ का तोड़ है 😄😄😄

  • @MdMoimuddin-vg9uh
    @MdMoimuddin-vg9uh 4 місяці тому

    Thank you sir

  • @EarningTricks077
    @EarningTricks077 11 місяців тому +1

    Bhai phone pe business qr pe 20k ki limit hai kase badayen use

    • @gyandrops
      @gyandrops  11 місяців тому +1

      Bro...Dekh kar batata hu

  • @susmitaamarmeye9246
    @susmitaamarmeye9246 Місяць тому

    Maximum p2m failed after scanning and submitting details in bhim or any other apps.

  • @steffina8634
    @steffina8634 9 місяців тому +2

    Cash mil jata mujhe ,mere kirane dukan s...😂😂😂

  • @GulatiSahabvlogs
    @GulatiSahabvlogs 10 місяців тому +2

    bhai aag laga du apne rupay credit card ko😂

  • @kamalahluwalia9780
    @kamalahluwalia9780 10 місяців тому +3

    mera marchent account tha fr mujhe payment nahi ho rhi or vese v 2000 ki hi limit use kr sakte chutiya desh ka chutiya system sla card ki limit h 2 lakh ki or upi se spend kr sakte h sirf 2000

    • @drbrotherbeer
      @drbrotherbeer 10 місяців тому +2

      Bhai maine mere khud k merchant account pe pe 50k transfer kiye hai alag alag separate transaction kr k....hr transaction 2000 se km

    • @mohammedbasith3552
      @mohammedbasith3552 10 місяців тому

      ​@@drbrotherbeer how did you do bro. each and every or in a single day... Kitna tak karsakte?.

    • @drbrotherbeer
      @drbrotherbeer 10 місяців тому

      @@mohammedbasith3552 bhai hr baar no random rakhi and yeh google pay merchants pe he applicable hai.....2000 se km random numbers

    • @khelopedia4804
      @khelopedia4804 9 місяців тому

      Bhai Mera bhi merchant QR code hai usme 10k transfer kar rakh hai mene

    • @drbrotherbeer
      @drbrotherbeer 9 місяців тому

      @@mohammedbasith3552 maine google merchant account pe ki thi alag alag amount daal k.. kabhi kabhi limit lg jati hai prr fir 2-3 din me fir chalu ho jati hai and ye limit card pe lagti hai tho aap card change karenge tho aaram se kr payenge

  • @Ayan9gaming
    @Ayan9gaming 11 місяців тому

    While getting refund from Zomato in upi rupay it's getting stuck at processing in gpay is there solutions my

    • @gyandrops
      @gyandrops  11 місяців тому +1

      Don't worry... refund will be processed 2 or 3 days...If not..then...call customer care

  • @techypuppy95
    @techypuppy95 10 місяців тому +1

    Bro, mera verified merchant account nahin hai, lekin me UP se paisa bhej raha hu upto ₹2000/ transaction

  • @shibupr4788
    @shibupr4788 8 місяців тому

    Good information thanks from kerala

  • @Tnt15699
    @Tnt15699 8 місяців тому +4

    Bhai to kar kya sakte hai 😂

  • @harshfitness2609
    @harshfitness2609 9 місяців тому +1

    Kaise pta chlega ki kon chota marchent h

  • @raihanraza7200
    @raihanraza7200 10 місяців тому +3

    Tumhe Kuch pata nhi h rahne de bhai.. Time waste mt kr logon ka

  • @ScienceMaster27
    @ScienceMaster27 11 місяців тому

    Eithe he is legend or layman !! Fully disturbed //

  • @MM-my6yh
    @MM-my6yh 9 місяців тому +3

    When you already have credit card then why you want to link that with UPI ????? Then what is the use of carrying credit and debit cards in your wallet?

    • @gautamnatraj2917
      @gautamnatraj2917 9 місяців тому +4

      there are many shops in india who does not have card machine, but has upi qr code scan method to pay

    • @MM-my6yh
      @MM-my6yh 9 місяців тому +3

      @@gautamnatraj2917 but there are many shops which have card machine and if they don't have you can use UPI or pay through hard Cash.

    • @TonyStark4Ever
      @TonyStark4Ever 8 місяців тому +2

      ​@@MM-my6yhinstead of paying using your savings account, you can utilise your credit card limit and you will get the benefits according to the card. Then making the credit card bill payment for this UPI variant is the same as we usually do.

    • @MM-my6yh
      @MM-my6yh 8 місяців тому

      @@gautamnatraj2917 then you can very well pay by cash... UPI ke pehle kaise payment karte the ?

    • @MM-my6yh
      @MM-my6yh 8 місяців тому +1

      @@TonyStark4Ever no, I never use UPI for anything.... before UPI,bhow you was paying your credit card bill ?

  • @pradyumnasingh338
    @pradyumnasingh338 Місяць тому

    4th also incorrect as it may not be always

  • @kamalahluwalia9780
    @kamalahluwalia9780 10 місяців тому +1

    akele card ke bharose mt chale jana kahi v besti hi karwaoge whn jake chutiyapa hai rupay card ka india ka hai na toh ese hi hoga

  • @Parth_rajawat_gwalior
    @Parth_rajawat_gwalior 11 місяців тому +4

    Abe to fir payment kaha hoga upi😂

  • @shivalya7979
    @shivalya7979 7 місяців тому

    UPI payment feild ho rha 24 hours bali problem aa rhi he

  • @darshitchoubey1096
    @darshitchoubey1096 9 місяців тому +2

    Are yaar pehle khud thodi padhai karke aaya Karo ... Time waste kar rahe ho logo ka .. ye toh main bhi bata deta ... Itni mehnat karke aap ye kar rahe ho ...

  • @raghunath4280
    @raghunath4280 11 місяців тому

    Bhai Bank of India rupay select credit card review kardo

    • @gyandrops
      @gyandrops  11 місяців тому +1

      Ok Bro I'll try

  • @nilanjan123456789
    @nilanjan123456789 10 місяців тому +2

    Most important video

  • @bakuleshsuhasrane8734
    @bakuleshsuhasrane8734 4 місяці тому

    Which Camera you use

    • @gyandrops
      @gyandrops  4 місяці тому

      Canon 200D mark 2 with 50mm Lens

  • @vinoth8832
    @vinoth8832 9 місяців тому +2

    Add some english subtitles

  • @acmquiz4828
    @acmquiz4828 10 місяців тому +1

    Only legends know how to transfer money to their bank account 😂

    • @grgr1831
      @grgr1831 10 місяців тому

      Pls tell me how bro?

  • @sureshsingh-ve4fi
    @sureshsingh-ve4fi 10 місяців тому +2

    At present experience of rupay credit card is not good don't take

  • @umeshthemaster
    @umeshthemaster 8 місяців тому +3

    Kuch khass benefit nhi hai. Normal credit card or upi hi better hai😅

  • @ajaysanivada6493
    @ajaysanivada6493 11 місяців тому

    can you make video on how to convert money from rupay credit card

    • @gyandrops
      @gyandrops  11 місяців тому +1

      I can't understand ur question plz explain more...Do you mean transferring money?

    • @ajaysanivada6493
      @ajaysanivada6493 11 місяців тому

      make a video on how to convert money from a Rupay credit card. recently I saw your video on i made 25 transactions....how you are making that transaction @@gyandrops

  • @sachinverma52
    @sachinverma52 6 місяців тому

    Nice information👍

  • @ModernHealthNutrition
    @ModernHealthNutrition 8 місяців тому

    kese koi tarika hai

  • @RajSoni-wr7jx
    @RajSoni-wr7jx 9 місяців тому +3

    1 Hi Bat Ko Kitni Bar Gamayega

  • @das.madhav635
    @das.madhav635 11 місяців тому +2

    Sir ji mera kotak lauge rupay credit card hai lekin ek baar me sirf 2000 hi payment hota hai

    • @ayushgoel7922
      @ayushgoel7922 11 місяців тому

      Kaise transfer kr rhe ho bhai?

    • @anjuchhatani4590
      @anjuchhatani4590 11 місяців тому

      ​@@gulfankhan170to bhai koi charges lage kya

  • @pradyumnasingh338
    @pradyumnasingh338 Місяць тому

    3rd limitation incorrect

  • @aasiiimm
    @aasiiimm 9 місяців тому +1

    UA-cam channel band kr de nhi aata to

  • @ManojYadav-wf6iq
    @ManojYadav-wf6iq 11 місяців тому +1

    Use kaha karna ye to bataya hi nhi time waste

    • @gyandrops
      @gyandrops  11 місяців тому +2

      Don't worry wo bhi bata dunga...1 ya 2 din me

  • @kumarravikant765
    @kumarravikant765 11 місяців тому +1

    Kya Bakwas Hai.

  • @anupampanwar355
    @anupampanwar355 2 місяці тому

    Kull. Milakar bakwas hai

  • @therock5475
    @therock5475 11 місяців тому

    ❤❤❤❤❤

  • @faisalmumtaz6515
    @faisalmumtaz6515 10 місяців тому +1

    Main unlimited bank me le rha hu 😂

  • @santhoshasm9045
    @santhoshasm9045 11 місяців тому

    Charge baluji

  • @skswapan2154
    @skswapan2154 9 місяців тому

    5k transaction rupay from marchent me😊

  • @Funnyshorts31324
    @Funnyshorts31324 10 місяців тому

    I know how to add credit card balance to bank😎

  • @motivationaldialogue6084
    @motivationaldialogue6084 10 місяців тому +1

    Over all koi fayda nhi hai rupay card ka

  • @nidasajid__
    @nidasajid__ 11 місяців тому

    💞💞💞🌹🌹🌹