Honestly the savor one is such a valuable card ESPECIALLY since it has no annual fee. But off course I love my Amex Platinum just a little more despite its astronomical annual fee.
Funny you should say DC suburbia is “middle of nowhere.” DC Metro has one of the highest cost of living in the US and almost recession proof thanks to the Federal government and government employees.
I've never seen you mention the Citi Costco card- it's reward categories are AMAZING and comparable to most of these cards. No annual fee (outside your costco membership).
Now what you should do is a comparison to no annual fee cards versus top end like the 6% back in groceries with $95 annual fee versus 3% groceries no annual fee and put that in the video. For a good while the 3% no annual fee card will be better, but where’s the break even point for the 6% card where it now overtakes the 3%? And then do that for the other categories where no annual fee cards exist (and not on a rotating quarterly schedule)
If only factoring in groceries, then it breaks even at a monthly spend of $264. Anything above that results in a higher value for the Preferred card, not even considering the other categories. Groceries is such an easy spend category, unless you mostly shop at Walmart, Costco, Winco, etc (those don’t count as grocery stores or don’t take Amex).
I have most of these cards. Pretty solid choices. Remember that if you had a bankruptcy for any reason at any time in the past 10 years, that Chase will deny you, regardless of income, credit score, and history afterwards... even if they were not included in the bankruptcy.
Its crazy we live in a country that claims "free" but makes it super difficult to get a mortgage! I cant get a mortgage without making hundreds of thousands of dollars a year, have a million cards for years, financed a vehicle and so much more i give up! Cya!
Yeah.......All of these are just.....👏🏾👏🏾👏🏾 Money! This is the toughest list to beat honestly and having the Savor one at the start just shows how strong you can be at the start. Awesome work and list as usual Brian.
Was thinking of getting both the CFF and the CSP on the same day; would possibly result in 1 hard inquiry. The CSP has a 90k in-branch offer right now! I’m 0/24 and have a 759 score
You mention a suggested credit score but you don't mention from what metric? I have different scores between FICO and Vantage. When you give these recommendations, which are you referring to?
Regarding the savor one card, don't you need a venture card to transfer points and use the capital one portal? What are your thoughts about having that combo, even though you have the Amex gold and the chase trifecta? Thank you for all your content.
I have 4 put of 6 of these cards I don't have the bilt cc cause it doesn't cover. Mortgages hopefully it'll cover it some day and I don't have the amex gold cause that annual fee to me its not worth it Way to high for perks that don't offset more of the fee
Blue cash cards are all cash back and no membership points. Blue business plus is 2X membership points for all purchases and the Everyday card offers 3X/2X on grocery/ gas.
Brian you should do the same reviewing for what is available for the Canadian Market fans. And you could even compare how they compare to each other. Your content is Great as usual 😃
Check Out My Favorite Cards Here: brianjung.org/Favorites
What wallet is that ?
Can you do a navy federal review
i am the absolute beginner i have never used the credit card in my entire life
The savor one is actually a really impressive card. That plus the Venture X makes a powerful combination!
hi brian
Miss you Michael
Thank you!
The AMEX Blue Cash Preferred Card - The 'We Got Food at Home' card. 😅
what is this score
Bro just called the DMV “in the middle of nowhere” 😂
I like you! Great video!🎉🎉🎉
No Discover?
Just got approved for the Savor One card man, TYSM!!!
This is a terrific presentation. Thank you for sharing this.
You're very welcome!
for online payment and for food and grosery sometimes theaters
neeeeeeed one of these
I am enjoying your credit card videos, thanks Brian!
Glad to hear it!
Love the info video 😊thanks
This is such a useful video man. I appreciate the effort that went into preparing this. Editing is top notch too💯
Glad you liked it!
Thanks, Brian for the video...👍 Take care, Dave Powell from Chicago...🤗🙏🤗
Thanks for watching!
you don't really need the Amexs anymore
no I only need two cards, a discover starter credit card, then wells fargo autograph visa card
It would appear the cashback on groceries and dining barely cover the gold cards annual fee so Im confused why this is even being considered.
Honestly the savor one is such a valuable card ESPECIALLY since it has no annual fee. But off course I love my Amex Platinum just a little more despite its astronomical annual fee.
What would you say makes the Amex platinum worth despite its high annual fee?
@@pedrogriffin1934 u get $240 of it back in rewards so its worth it
I love the Amex platinum bc the annual fee literally cover by the perks that apply to my already existing spending habits
I need one for groceries. Whta should i get
@@cupidok2768 I use Citi Custom Cash Card for 5% back on groceries.
Discover IT deserves an honorable mention.
What wallet are you using?
Chase Sapphire is the only Visa card in list. I'm looking for card for Costco somce i spend decent amount there...I have Savor but its MC
I enjoyed this video
Glad to hear it!
Funny you should say DC suburbia is “middle of nowhere.” DC Metro has one of the highest cost of living in the US and almost recession proof thanks to the Federal government and government employees.
Don't forget the federal contractors who get paid billions! The military and vets are also located in our market.
Brutally competitive though, hard for us recent grads.
Thank you for your content, Brian! You helped me get my credit right and start building an arsenal of capital.
Fantastic!
What if you’re an EV owner?
Good information, thanks for sharing and you’re the best!⭐️⭐️⭐️⭐️⭐️
Thank you!
What is the recommended credit score for the BILT card?
680 and higher is what I would recommend
I own the Blue cash! Absolutely love it.
The built credit card looking good
Man! That savor one is no joke.
but i am in japan right now and i am stuck i am an international student
What’s the best overall hotel credit card if I just want free hotel rooms?
I've never seen you mention the Citi Costco card- it's reward categories are AMAZING and comparable to most of these cards. No annual fee (outside your costco membership).
I don’t get why these reviewers don’t review this card it’s like underrated
Now what you should do is a comparison to no annual fee cards versus top end like the 6% back in groceries with $95 annual fee versus 3% groceries no annual fee and put that in the video. For a good while the 3% no annual fee card will be better, but where’s the break even point for the 6% card where it now overtakes the 3%? And then do that for the other categories where no annual fee cards exist (and not on a rotating quarterly schedule)
If only factoring in groceries, then it breaks even at a monthly spend of $264. Anything above that results in a higher value for the Preferred card, not even considering the other categories. Groceries is such an easy spend category, unless you mostly shop at Walmart, Costco, Winco, etc (those don’t count as grocery stores or don’t take Amex).
I have the OG Freedom card. Would you recommend upgrading to Freedom Flex or open a Freedom Flex card for the bonus?
You’re a stud man! I appreciate everything you do
OG Brian
thx Brian!
Thanks for tuning by my brother!
amex cobalt is really good also
*only in the US
Amex blue can be use in Walmart?
Unfortunately no
Thanks, Brian!
I have most of these cards. Pretty solid choices. Remember that if you had a bankruptcy for any reason at any time in the past 10 years, that Chase will deny you, regardless of income, credit score, and history afterwards... even if they were not included in the bankruptcy.
That’s because they’re smart.
i only have 5. CFU, CFF, CSP, Amex gold + plat. (used to have the discover it as my first one)
What wallet do you have???
Brian always the goat 🐐
Chase Sapphire reserve has an in branch offer for 80k Points!
90k actually!!
@@JakeVanderPloeg yeah only after another 2k spent!
⚠️⚠️Do Canadians have to get credit cards from canada?⚠️⚠️
Im an 06 I’ll turn 18 next year so i trying to understand this stuff now
I wish a half of these were available in the UK, even the ones that are available the rewards are nowhere near as good
I’ve got a blue business plus Amex credit card. Which credit card can I use to balance transfer? Its all business credit
Applying now!!!
Let’s go!
🔥🔥🔥🔥,For business credit cards too?
banger vid
You do not need a 670 for the savor one my credit wasn’t great when I got mine but I love it
Given then 5/24 rule, how often and maybe even what order would you recommend getting these cards; assuming you have a credit score > 750
👍 good
What card wallet was that in the intro?
Is there some cashback for electric cars charging in a port?
i wish the chase preferred gave access to airport lounges D:
More than 20 - 30% tips?! Yikes
Hi
Do you have a opinions for airline and travel credit Card?
Its crazy we live in a country that claims "free" but makes it super difficult to get a mortgage! I cant get a mortgage without making hundreds of thousands of dollars a year, have a million cards for years, financed a vehicle and so much more i give up! Cya!
Chase freedom-Chase flex- American Express Cash Preffered- American Express delta platinum . That’s my line up
How is the Bank of America credit card?
I love my gold card. I can't get Chase for a while due to too many credit cards... wasted 2 hard inquiries for Chase so I'm waiting a year.
Yeah.......All of these are just.....👏🏾👏🏾👏🏾 Money!
This is the toughest list to beat honestly and having the Savor one at the start just shows how strong you can be at the start.
Awesome work and list as usual Brian.
Thank you!
Was thinking of getting both the CFF and the CSP on the same day; would possibly result in 1 hard inquiry. The CSP has a 90k in-branch offer right now! I’m 0/24 and have a 759 score
Chase rarely approves two cards in the same week. Most suggests waiting 2-3 months.
@@504leaux hadn’t heard that, but also haven’t looked into it much. Rip lol
Does the savor one work at Walmart?
No superstores like target and bjs and Walmart
Haven’t even watched it yet. I automatically just went ahead and liked this 🤣🐐
Rent or mortgage?
Where you get that shirt from
Uniqlo !
Wow, this is some really helpful information! It's great to know which credit cards are worth having long-term. Thanks for sharing!
Glad it was helpful!
You mention a suggested credit score but you don't mention from what metric? I have different scores between FICO and Vantage. When you give these recommendations, which are you referring to?
I think fico
Regarding the savor one card, don't you need a venture card to transfer points and use the capital one portal? What are your thoughts about having that combo, even though you have the Amex gold and the chase trifecta? Thank you for all your content.
No. You can use the portal without a venture. x.
I don’t see the point of savor…
Bruh, what can u tell us about Novatech?
For travel I would choose Amex Hilton aspire card, fee is high at 450$ but benefit is juicy
Name of your wallet?
I have 4 put of 6 of these cards
I don't have the bilt cc cause it doesn't cover. Mortgages hopefully it'll cover it some day and I don't have the amex gold cause that annual fee to me its not worth it
Way to high for perks that don't offset more of the fee
Whaaaat we’re state bros?!?! Maryland 🙌🏼
How long do you need to wait between each card to open the next?
At least 2-3 months
might consider the gold Amex and now the savour credit cards
Just got approved for the savor one. Thanks dude
Congratulations!!
good
Can you transfer the Amex Blue cash preferred points into Amex Platinum points?
Blue cash cards are all cash back and no membership points. Blue business plus is 2X membership points for all purchases and the Everyday card offers 3X/2X on grocery/ gas.
Freedom unlimited is much better than the savor one !!!
Freedom unlimited and Sapphire preferred combo still a good duo?
Thanks Brian, my go-to supermarket card is the Chase freedom flex. The 5% cash back beats all others!
Only the first year and one quarter of the year thereafter right?
The Citi custom card does that every month if you pick that as the top category 🥱
Brian you should do the same reviewing for what is available for the Canadian Market fans. And you could even compare how they compare to each other. Your content is Great as usual 😃
What is the saber one card be good for hello fresh and blue aprons as well or does that count?
What card do you use to book hotels with your our credit. Not with points?
I always use capital one card
Do you keep both an Amex platinum and CSR
I carry only one or the other. Right now I have platinum
As somebody who has the SavorOne, OG Freedom, Amex BCP, Bilt card, and soon to get the Amex Gold...yeah this is a pretty solid list. LOL
could i plug in my 90k welcome bonus referral for amex gold?
Will Bilt send a check to a mortgage account?
Which wallet were you using during this video?