You Only Need These 6 Credit Cards
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- Опубліковано 12 чер 2024
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Video Outline
0:00 Introduction
0:31 Card #1 brianjung.org/SavorOneRewards
3:50 Card #2 brianjung.org/ChaseFreedomFlex
5:41 Card #3 brianjung.org/AmexGold
7:42 Learn More brianjung.org/Favorites
8:09 Card #4 brianjung.org/AmexBlueCashPre...
9:48 Card #5 brianjung.org/BiltMasterCard
11:46 Card #6 brianjung.org/ChaseSapphirePr...
13:14 How It All Works
15:42 Conclusion
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Disclaimer: I am not a financial advisor. Brian Jung does not provide tax, legal or accounting advice. This material has been prepared for entertainment purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
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Check Out My Favorite Cards Here: brianjung.org/Favorites
What wallet is that ?
Can you do a navy federal review
The savor one is actually a really impressive card. That plus the Venture X makes a powerful combination!
This is such a useful video man. I appreciate the effort that went into preparing this. Editing is top notch too💯
Glad you liked it!
You’re a stud man! I appreciate everything you do
Brian you should do the same reviewing for what is available for the Canadian Market fans. And you could even compare how they compare to each other. Your content is Great as usual 😃
This is a terrific presentation. Thank you for sharing this.
You're very welcome!
Thank you for your content, Brian! You helped me get my credit right and start building an arsenal of capital.
Fantastic!
I am enjoying your credit card videos, thanks Brian!
Glad to hear it!
Good information, thanks for sharing and you’re the best!⭐️⭐️⭐️⭐️⭐️
Thank you!
Just got approved for the Savor One card man, TYSM!!!
Yeah.......All of these are just.....👏🏾👏🏾👏🏾 Money!
This is the toughest list to beat honestly and having the Savor one at the start just shows how strong you can be at the start.
Awesome work and list as usual Brian.
Thank you!
Discover IT deserves an honorable mention.
I own the Blue cash! Absolutely love it.
Thanks, Brian!
Now what you should do is a comparison to no annual fee cards versus top end like the 6% back in groceries with $95 annual fee versus 3% groceries no annual fee and put that in the video. For a good while the 3% no annual fee card will be better, but where’s the break even point for the 6% card where it now overtakes the 3%? And then do that for the other categories where no annual fee cards exist (and not on a rotating quarterly schedule)
If only factoring in groceries, then it breaks even at a monthly spend of $264. Anything above that results in a higher value for the Preferred card, not even considering the other categories. Groceries is such an easy spend category, unless you mostly shop at Walmart, Costco, Winco, etc (those don’t count as grocery stores or don’t take Amex).
Almost perfect...I'd substitute Amex Gold with the Venture X...It pairs well with the Savor and you get lounge access.
Haven’t even watched it yet. I automatically just went ahead and liked this 🤣🐐
Love the info video 😊thanks
Man! That savor one is no joke.
Honestly the savor one is such a valuable card ESPECIALLY since it has no annual fee. But off course I love my Amex Platinum just a little more despite its astronomical annual fee.
What would you say makes the Amex platinum worth despite its high annual fee?
@@pedrogriffin1934 u get $240 of it back in rewards so its worth it
I love the Amex platinum bc the annual fee literally cover by the perks that apply to my already existing spending habits
I need one for groceries. Whta should i get
@@cupidok2768 I use Citi Custom Cash Card for 5% back on groceries.
Thanks, Brian for the video...👍 Take care, Dave Powell from Chicago...🤗🙏🤗
Thanks for watching!
For travel I would choose Amex Hilton aspire card, fee is high at 450$ but benefit is juicy
I would just use the regular Amex blue cash instead of the preferred version. The blue cash cards only give cash back in the form of actual money its not membership rewards points, just something to keep note of. I just use my blue cash for gas that’s it. So the 4x back on the gold card with groceries will hold more true value than a 6x back on the blue cash preferred and its better to just avoid that Annual fee after the first year all together if you also hold a Amex gold card.
True I just wish I could get Amex points for gas instead of cash back
@@ciegosanchez5289 Amex Bus Gold
Yeah
Why x4 is better than x6, let aside 2.5x the annual fees?
@@RatibTMI’m a little late to the party here but Amex points can sometimes be traded for more than a penny at a time which can increase their overall value. The categories for the gold tend to be kinda broad in comparison to the blue. Idk that any annual fee card is for everyone though.
The AMEX Blue Cash Preferred Card - The 'We Got Food at Home' card. 😅
Brian always the goat 🐐
Thank you Brian!
Sure thing!
I've never seen you mention the Citi Costco card- it's reward categories are AMAZING and comparable to most of these cards. No annual fee (outside your costco membership).
I don’t get why these reviewers don’t review this card it’s like underrated
Regarding the savor one card, don't you need a venture card to transfer points and use the capital one portal? What are your thoughts about having that combo, even though you have the Amex gold and the chase trifecta? Thank you for all your content.
No. You can use the portal without a venture. x.
I don’t see the point of savor…
I have the OG Freedom card. Would you recommend upgrading to Freedom Flex or open a Freedom Flex card for the bonus?
Given then 5/24 rule, how often and maybe even what order would you recommend getting these cards; assuming you have a credit score > 750
thx Brian!
Thanks for tuning by my brother!
Do you still recommend the cards you suggested a few months ago? Like the chase trifecta and Citibank card?
Wow, this is some really helpful information! It's great to know which credit cards are worth having long-term. Thanks for sharing!
Glad it was helpful!
Such a good video. I have the cash rewards bank of America 3% online shopping including Amazon all year, blue cash preferred 6% supermarket 6% streaming and 3% gas and transportation. Bilt Master Card 1% rent and 3% dinning. I'm thinking in apply for Amex Gold ? or Venture X ? But I'm still thinking.
The AMEX Gold is one of my favorite cards in my wallet! I use the credits organically so it helps out in that aspect!
Thanks Brian, my go-to supermarket card is the Chase freedom flex. The 5% cash back beats all others!
Only the first year and one quarter of the year thereafter right?
The Citi custom card does that every month if you pick that as the top category 🥱
What are your thoughts on the Discovery card, can it replace the chase flex?
Thank you!
I have most of these cards. Pretty solid choices. Remember that if you had a bankruptcy for any reason at any time in the past 10 years, that Chase will deny you, regardless of income, credit score, and history afterwards... even if they were not included in the bankruptcy.
That’s because they’re smart.
I have the savor one got it in the low 500 but I did use them to finance my car first
hi brian
Miss you Michael
As somebody who has the SavorOne, OG Freedom, Amex BCP, Bilt card, and soon to get the Amex Gold...yeah this is a pretty solid list. LOL
Hi
Do you have a opinions for airline and travel credit Card?
OG Brian
might consider the gold Amex and now the savour credit cards
I love my gold card. I can't get Chase for a while due to too many credit cards... wasted 2 hard inquiries for Chase so I'm waiting a year.
neeeeeeed one of these
Funny you should say DC suburbia is “middle of nowhere.” DC Metro has one of the highest cost of living in the US and almost recession proof thanks to the Federal government and government employees.
Don't forget the federal contractors who get paid billions! The military and vets are also located in our market.
Brutally competitive though, hard for us recent grads.
I like you! Great video!🎉🎉🎉
The built credit card looking good
Applying now!!!
Let’s go!
Just got approved for the savor one. Thanks dude
Congratulations!!
I have 4 put of 6 of these cards
I don't have the bilt cc cause it doesn't cover. Mortgages hopefully it'll cover it some day and I don't have the amex gold cause that annual fee to me its not worth it
Way to high for perks that don't offset more of the fee
Does the built card also work for mortgages?
I enjoyed this video
Glad to hear it!
Whaaaat we’re state bros?!?! Maryland 🙌🏼
Question about the Capitol Savorone, I am trying to find the welcome bonus of about the 40% off after spending $500 on Capitolone's website. But I could not seem to find any information about it. Is the offer still running today? or is it only running for a certain time?
What is the saber one card be good for hello fresh and blue aprons as well or does that count?
Can you do one for business cards
i only have 5. CFU, CFF, CSP, Amex gold + plat. (used to have the discover it as my first one)
Bro just called the DMV “in the middle of nowhere” 😂
Hi can you recommend any credit card that is crypto friendly? I have entered the Crypto world and its so hard to get money out of banks even when I use my debit card. Plus many of them will NOT allow this transfer!
thanks
Jude
Will Bilt send a check to a mortgage account?
Hey Brian I went with chase so I can start getting my credit cards there I did everything I was supposed to and I still haven’t got my bonus yet what should I do
Was thinking of getting both the CFF and the CSP on the same day; would possibly result in 1 hard inquiry. The CSP has a 90k in-branch offer right now! I’m 0/24 and have a 759 score
Chase rarely approves two cards in the same week. Most suggests waiting 2-3 months.
@@504leaux hadn’t heard that, but also haven’t looked into it much. Rip lol
for online payment and for food and grosery sometimes theaters
How do you track expenses!!! On personal and business!!! Pls!
Freedom unlimited and Sapphire preferred combo still a good duo?
🔥🔥🔥🔥,For business credit cards too?
banger vid
I got the 150k bonus offer on the platinum now I’m torn between that and getting the flex and csp to stay under chases 5/24 :/
I wish a half of these were available in the UK, even the ones that are available the rewards are nowhere near as good
Hey Brian and video team, I would reccommend camera 1 being a bit wider and camera 2 a bit tighter. (to create more of a difference in angles). Awesome video love the first card
Is there some cashback for electric cars charging in a port?
What’s the best overall hotel credit card if I just want free hotel rooms?
amex cobalt is really good also
I’ve got a blue business plus Amex credit card. Which credit card can I use to balance transfer? Its all business credit
What wallet are you using?
I feel like Amex plat/CSR equivalent --> US bank's altitude reverse is by far my favorite for travel, have you heard of that one?
i wish the chase preferred gave access to airport lounges D:
How much should the person be making if they want go this route
It would appear the cashback on groceries and dining barely cover the gold cards annual fee so Im confused why this is even being considered.
How is the Bank of America credit card?
Which wallet were you using during this video?
what is the target credit score for the BILT credit card?
You do not need a 670 for the savor one my credit wasn’t great when I got mine but I love it
Chase Sapphire is the only Visa card in list. I'm looking for card for Costco somce i spend decent amount there...I have Savor but its MC
No Discover?
Except for amex, what are the credit limits of each?
What card wallet was that in the intro?
What wallet do you have???
Rent or mortgage?
Do any points cards give good multipliers for Walmart and Costco? That’s where I get most of my groceries from.
You’ll want to get the Costco credit card if you shop there a lot.
Walmart capital one, you get 2x back if you shop at Walmart
Can you transfer the Amex Blue cash preferred points into Amex Platinum points?
Blue cash cards are all cash back and no membership points. Blue business plus is 2X membership points for all purchases and the Everyday card offers 3X/2X on grocery/ gas.
You mention a suggested credit score but you don't mention from what metric? I have different scores between FICO and Vantage. When you give these recommendations, which are you referring to?
I think fico
could i plug in my 90k welcome bonus referral for amex gold?
Chase Sapphire reserve has an in branch offer for 80k Points!
90k actually!!
@@JakeVanderPloeg yeah only after another 2k spent!
i am the absolute beginner i have never used the credit card in my entire life
Do you keep both an Amex platinum and CSR
I carry only one or the other. Right now I have platinum
*only in the US