How Does SIP Work in Mutual Funds? | SIP For Beginners

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  • Опубліковано 12 гру 2024

КОМЕНТАРІ • 258

  • @akrurasena2290
    @akrurasena2290 Рік тому +42

    Sach kahun, bahut saari videos dekha tha. May be they were all good. But going over my head. This one is the one I wanted. Ab wapas wo saare videos samajh paunga

  • @chetrydhanu6568
    @chetrydhanu6568 10 місяців тому +11

    Didi apke jaisa koi nahi samjha paya mujhe.tks

  • @couchpotato5363
    @couchpotato5363 Рік тому +37

    Instead of step up sip that where we invest 68 lakhs, if we invest two regulars sip that will cost only 48 lakh we get the same corpus.

    • @prosenjitsingha7901
      @prosenjitsingha7901 9 місяців тому +4

      This also came on my mind 😂😂😂😂

    • @deepak007dy
      @deepak007dy 3 місяці тому +1

      You consider only ammount,but not considered time

    • @ananyaghosh6402
      @ananyaghosh6402 Місяць тому

      What about tax?

    • @gratitude2199
      @gratitude2199 26 днів тому

      Here u only invest 10k but if u take u would have to invest 20k

  • @abhaykesarwani1382
    @abhaykesarwani1382 Рік тому +40

    Very clear explanation !

  • @roshandevadiga2814
    @roshandevadiga2814 Рік тому +123

    As per example shown for regular SIP vs Step up SIP, the amt shown for Step up is almost double against regular SIP but investment is more than double, almost 3 times. Then it will be more beneficial if we get 2 regular SIPs instead of opting for step up. Please explain if someone has better reason to opt for step up.

    • @ajaymishradelhi
      @ajaymishradelhi Рік тому +4

      Thats wht i calculated ..

    • @daddyxvergil6090
      @daddyxvergil6090 Рік тому +2

      I am new as well but tax on long term capital gain is also a factor which is different for each type of fund ex equity, debt, Index have their separate time taxes. Generally long term capital/the profit per anum is 10% ex : more than 3 years but below 1 lakh profit earned p.a is tax free. And for short term capital gain tax is 15% normally within 3 years i think.

    • @daddyxvergil6090
      @daddyxvergil6090 Рік тому +8

      all in all you will be taxed twice if you have 2 different sips instead of a setp up one

    • @anmolkapoor9595
      @anmolkapoor9595 Рік тому

      @@akashgangurde2398thanks for saving two seconds

    • @NeerajParabOfficial
      @NeerajParabOfficial Рік тому +3

      Step up sip is basically used to increase ur money gradually, when u get a raise from office etc, but if u have more money now , then obviously it will be compounded better!

  • @srmfamily285
    @srmfamily285 Рік тому +16

    Agar long term sip investment karte karte amount 10lakh ho jaye tab kaise withdraw kare money? Kya procedure hai iska? Please reply

  • @Marathi-w2s
    @Marathi-w2s 10 місяців тому +11

    How to choose right sip, plan, when to invest is missing

  • @preksharathi7009
    @preksharathi7009 Рік тому +23

    As per your given example, regular sip is giving 4.16% return and step up sip is giving 2.72% return.
    Its just we see a big amount in step up sip but compounding is less as we compare it with regular sip.
    Please enlighten me if i am wrong.

    • @Ritik-e3f
      @Ritik-e3f Рік тому +1

      Step up will not effect compounding if other factors remain constant.

  • @SumitSharma-ej5bt
    @SumitSharma-ej5bt Місяць тому +3

    Recap part is always helpfulll....❤❤❤

  • @darshsharma1812
    @darshsharma1812 8 місяців тому +11

    Must say, your way of conduct the content, your way of communicate and make viewers understandable is really appreciable ma'am😍.... and your voice and tone remember me of Katerina Kaif 😚

  • @NagalandStudentss
    @NagalandStudentss 3 дні тому +1

    Thank you maam❤

  • @shrutijaiswal3226
    @shrutijaiswal3226 9 місяців тому +4

    Mam u had explained very well

  • @ENTERTAININGGAMECHANNEL
    @ENTERTAININGGAMECHANNEL 10 місяців тому +8

    I think everyone should start at least 1 SIP ❤️❤️❤️

  • @ADITYA-le8hq
    @ADITYA-le8hq Рік тому +14

    Nice and very informative 😃

  • @varuntripathi120
    @varuntripathi120 8 місяців тому +10

    I really don't think investing in an SIP is a better idea if you're unemployed or have very less savings because the amount you'll invest is a lot considering the period of time you need to invest

    • @89184
      @89184 5 місяців тому +5

      Not as such as u think bro.. now 100 rs SIP is also there.. do it every mnth and when u land in a job consider to do stepup and choose other mutual funds also. I guess for unemployed 100 rs per mnth can be managed via tutions or from parents if possible

  • @ganeshgowtham8130
    @ganeshgowtham8130 Рік тому +4

    In all basis mirae asset large cap fund is best in my perception

  • @harjotsandhu2354
    @harjotsandhu2354 8 місяців тому +1

    Per the table at 9:45 the earnings were 7.5 % and that too without deduction of tax on profit. Now on the table at 9:29 fir 20 years what is the gaurantee that the return will be 12 % where in we saw the 6 month growth waw 7.5 %. All I am trying to say is we need to be as realistic as we should as 20 years there are so many factors on play.

  • @manishkesharwani3448
    @manishkesharwani3448 9 місяців тому +2

    Meam Ek qus. Ka ans dena
    Yadi me apkibbtayi setup sip ki jahh 10,000/- ki 2 regular SIP dalta to mera total investment hota 24,00000/- jabki setup me 68,+ aur return apke btaye anushar stepup ke equal ho jata fr to km hi invest krke

  • @DiyaMal-wk8us
    @DiyaMal-wk8us 11 місяців тому +6

    Which SIP should beginners opt for?

  • @NupurDhiman
    @NupurDhiman Рік тому +10

    This is of great help thanks

  • @umeshganeshe8522
    @umeshganeshe8522 Рік тому +6

    Very useful information

  • @credentials01
    @credentials01 5 місяців тому +3

    Really Well Explained. Good Work.

  • @Allinone-dd1lp
    @Allinone-dd1lp 5 місяців тому +1

    Your way of explanation is very good thank you

  • @AKASHMEENA-hy9fu
    @AKASHMEENA-hy9fu 7 місяців тому +13

    Sitting in groww office watching this video still don't understand

  • @AKASH31magar
    @AKASH31magar Рік тому +5

    Excellent video❤

  • @masratjan1992
    @masratjan1992 7 місяців тому +2

    Very nice.... Must watch video❤

  • @syreddy89
    @syreddy89 9 місяців тому +2

    Very good said

  • @goshinro
    @goshinro Рік тому +1

    Reol stort - 2:50

  • @shefalijain11
    @shefalijain11 8 місяців тому +3

    Thank you so much! Very helpful

    • @Desichhorablogs99
      @Desichhorablogs99 6 місяців тому

      तो कब suru कर रहे हैं 😊😊

  • @divyeshparmar619
    @divyeshparmar619 Рік тому +5

    Best information by SIP

  • @codeUnique316
    @codeUnique316 2 місяці тому +2

    Tell us about tax how tax is deducted? Will tax get deducted from grow only ??? When I am exiting???

  • @rohanmohanty5434
    @rohanmohanty5434 7 місяців тому +4

    If I invest 10000 and for 3 years the calculator shows 30000 total in return if there is any fluctuations in the market then can my return amount vary or it may be the same

  • @chiranjivrajguru4640
    @chiranjivrajguru4640 Рік тому +2

    I like your information...

  • @tusharmalakarkanti
    @tusharmalakarkanti 4 місяці тому +1

    Very well explanation

  • @merimarji1467
    @merimarji1467 Рік тому +3

    Very very good apps is grow❤❤❤

  • @abhijeet3591
    @abhijeet3591 Рік тому +4

    Return Calculator is correct or its approximate?

    • @Geekyward
      @Geekyward Рік тому

      Ye average value hoti h jo ki Kum ya jyada bhi ho sakti h

  • @P4Information
    @P4Information 8 місяців тому +1

    Outstanding thanks

  • @disrespect519
    @disrespect519 3 місяці тому +1

    After the maturity how can we withdraw the money. And its it safe to invest.

  • @sumnimasubba7207
    @sumnimasubba7207 Рік тому +4

    Thank you so very much for this information ❤

  • @srishtiarora9996
    @srishtiarora9996 6 місяців тому +2

    How to check growth it only shows green digits but number got less as compared to previous dat3

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  6 місяців тому

      Hello,
      If you need assistance, our dedicated support team is available and ready to help. You can reach us at +91-9108800604. For more information, visit groww.in/blog/groww-helpline-number/ Also you can write to us at support@groww.in

  • @jainamjain6201
    @jainamjain6201 2 місяці тому +1

    nicely explained

  • @aryanmalhotra5061
    @aryanmalhotra5061 Рік тому +3

    Excellent❤❤❤❤

  • @kumarumang396
    @kumarumang396 Рік тому +5

    Yes I am a beginner in SIp and I am invested monthly 1000

  • @Abhishekchaudhary23
    @Abhishekchaudhary23 6 місяців тому +2

    Is step up SIP is better than taking 2 SIP ex. 5000 step up SIP for 20 yrs invest 34 lakhs give 1 cr total AND 2 normal SIP of 5000 for 20 yrs invest 24 lakhs and give total of same 1 cr. . . Then hiw step up better. Pls explain someone

  • @prosenjithajong2309
    @prosenjithajong2309 Рік тому +1

    Nice video 👏👏👏👏

  • @patelamans7006
    @patelamans7006 2 дні тому

    India me sip suru kare or international Jana huaa to kya hoga sip chalu rahega ya band????

  • @IAMWINNER7777
    @IAMWINNER7777 Рік тому +1

    Very helpful information mam thank you 😊

  • @user-K18
    @user-K18 Рік тому +1

    Mam agar maine ETF buy kiya or uski holding mai dividend announce hua toh uska kya hoga please bataiyee

  • @merimarji1467
    @merimarji1467 Рік тому +2

    Very good video

  • @chandrakantamohanty8933
    @chandrakantamohanty8933 9 місяців тому

    Mam sip investment bank se karna acha hoga ya app se

  • @funnyreview4767
    @funnyreview4767 6 місяців тому +1

    Is there any English explanation or can you make English subtitles

  • @birendrachauhan1266
    @birendrachauhan1266 4 місяці тому

    which one mutual fund best for buy?

  • @jinatansari1011
    @jinatansari1011 9 місяців тому

    Which sip is best to do ...?

  • @armanali5389
    @armanali5389 Рік тому +2

    बहुत अच्छी आपने जानकारी दी❤

  • @tudkingkillrmadico4212
    @tudkingkillrmadico4212 Рік тому +1

    Thank you🙏🙏

  • @kriyarajput7919
    @kriyarajput7919 7 місяців тому

    If the rate of mutual fund falls then what will be the effect on our investment and profit?

  • @Amzad17903
    @Amzad17903 8 місяців тому +3

    Are there any chances of getting losses in sip?

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  8 місяців тому +3

      Hi,
      When mutual fund investors seek higher returns, they invest in equity mutual funds. These are mutual funds that invest in the stock markets. Since they are market-linked, these funds get affected when the market goes down and this is why there are chances of loss in mutual funds too.
      To learn more click on this link: groww.in/blog/things-do-when-losing-money-mutual-funds
      Thank you

  • @facts4you-gk4ov
    @facts4you-gk4ov 6 місяців тому +2

    Can anyone plzzz tell, can we invest in Mutual fund through SIP for more than 5yrs? Bcoz in many apps duration showing only for 5 yrs...

    • @Ashutosh-ni6fu
      @Ashutosh-ni6fu 14 днів тому

      you can! many AMCs allow investing through SIPs till the time you stop investing. Once you start investing in a MF of a certain AMC, say HDFC, they will mail you a report that will mention for how long can you invest in their MF. Typically, there is no tenure for an SIP and you can invest as long as you want. Good day!

  • @KrushnaTekale-g3u
    @KrushnaTekale-g3u 8 місяців тому

    In how much time like month quater withdrawal or end the sip?

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  8 місяців тому +2

      Hi,
      SIP does not have an end date you can continue to invest as long as you wish to, the amount is still invested and the amount remains in the fund and keeps growing based on fund performance until redeemed.
      Thank you

  • @NagalandStudentss
    @NagalandStudentss 3 дні тому +1

    ❤🎉

  • @karanthakur313
    @karanthakur313 Рік тому

    Best index fund kon se h mam

  • @aware-z4j
    @aware-z4j Рік тому +5

    Suppose you're doing sip and that company's shut down at sudden.. What will happen?

    • @mr.bimalangsude9269
      @mr.bimalangsude9269 6 місяців тому +1

      If a company in which you are doing a Systematic Investment Plan (SIP) shuts down, it could have various implications depending on the circumstances:
      1. Investment Status: Your existing investments in the SIP are safe, as they are held by the mutual fund company and not the SIP provider. However, future SIP investments will not be possible.
      2. Redemption: You can redeem your investments at any time, even if the SIP provider shuts down. You may need to contact the mutual fund company directly for this.
      3. Switching SIPs: You can choose to start a new SIP with a different provider or in a different mutual fund scheme.
      4. Communication: The SIP provider or the mutual fund company will likely communicate with you regarding the situation and any necessary actions you need to take.
      5. Regulatory Protection: Mutual funds are regulated by SEBI (Securities and Exchange Board of India), which has rules in place to protect investors' interests in such situations.

  • @rachanachhatbar3497
    @rachanachhatbar3497 5 місяців тому

    Sip khud kar sakte he ya broker ki need he

  • @sathyadeesha
    @sathyadeesha Рік тому

    Hi , is this a good time to invest in a small cap MF, because the market is high...

  • @HemantKumar-cd3ib
    @HemantKumar-cd3ib Рік тому +1

    If i dont do auto mandate then i have to pay manually on SIP date or what ??

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  Рік тому

      Hello,
      If you need assistance, our dedicated support team is available and ready to help. You can reach us at +91-9108800604. For more information, visit groww.in/blog/groww-helpline-number/ Also you can write to us at support@groww.in

  • @chrisdaniel8327
    @chrisdaniel8327 Рік тому

    Is it right time to start sip now as market is very high

  • @shreshthamahawar8373
    @shreshthamahawar8373 2 місяці тому

    Suggest any app that is helpful for sip investment and is secured

  • @kesava90
    @kesava90 Рік тому +1

    I am not able see the otion of Step up in SIP's in my Groww app ?

    • @rajchaudharyvlogs1586
      @rajchaudharyvlogs1586 Рік тому

      Bhai edit sip mein jao or waha pe step up sip option ayega usme aap apne hisaab se sip 6 month or year kitne time baad increase kro gye

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  Рік тому

      Hello Kesava,
      If you need assistance, our dedicated support team is available and ready to help. You can reach us at +91-9108800604. For more information, visit groww.in/blog/groww-helpline-number/
      Also you can write to us at support@groww.in

  • @studentofeinstein1411
    @studentofeinstein1411 Рік тому +2

    Kesea acha sabh..... Make video in English or add subtitles please

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  Рік тому +1

      Hello,
      We have enabled the captions. Request you to turn them on to be able to see the translation for the same. Thank you.

  • @shahiddude786
    @shahiddude786 Рік тому +1

    Mam.
    Sip start krne ke liye nominee name bhi update Krna hota h kya.??
    Plz reply me soon 🔜..

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  Рік тому +1

      Hello Shahid,
      SEBI has made it mandatory to either add a nominee or opt out of a nomination for all investments, including shares and mutual funds. If you fail to do so, your portfolio will freeze, and you won't be able to invest or withdraw money from your funds. Click on this link to know more: groww.in/blog/add-nominee-existing-folio

  • @Mwktwi
    @Mwktwi Рік тому +1

    Mem if I have completed 3,5 years sip what cant I do more

    • @aadishi_singh
      @aadishi_singh 10 місяців тому

      Kitna invest kiye the aap or kitnaa return Mila or kismai investment kiye the? Please if u can share

  • @laghuphysics7331
    @laghuphysics7331 6 місяців тому +1

    why not do three normal sip rather then setp up sip

  • @KesaAcc
    @KesaAcc 6 місяців тому +1

    What are the risks

  • @shubhamsonawane3432
    @shubhamsonawane3432 4 місяці тому

    What about the taxes we need to pay on the interest achieved

  • @jonsnowofthenorth
    @jonsnowofthenorth 10 місяців тому +1

    So if i invested ₹100 auto pay will only pay ₹100 every month right?

    • @relaxmotivated1145
      @relaxmotivated1145 9 місяців тому

      500 se start hota h bhai

    • @surekhanikamsurekhanikam8800
      @surekhanikamsurekhanikam8800 9 місяців тому

      No you can start with 100

    • @kanchanm6351
      @kanchanm6351 3 місяці тому

      Initially Yes , but over the period of time , you do have option to increase your SIP amount either by modifying the amount or by choosing step-up option

  • @Anjali._Agrawals
    @Anjali._Agrawals 5 місяців тому

    u r awsmmmm di

  • @dewangmavadia85
    @dewangmavadia85 Рік тому +1

    Good One !

  • @biplabnstv7333
    @biplabnstv7333 9 місяців тому

    Madam, Groww ka Mera mutual fund me payment auto debit hota hai. Abhi mujhe auto debit band karke - manually payment karna hai uska process Kiya hai. Sir Please help me 🙏🙏🙏

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  9 місяців тому

      Hi,
      You can cancel your SIPs and invest manually as one time.
      Thank you

    • @biplabnstv7333
      @biplabnstv7333 9 місяців тому

      @@MutualFundsAtGroww agar main Mera mutual fund SIP cancel karta hun to mera jo mutual fund ka unit hai usmein kuchh problem hoga

  • @sshukla8747
    @sshukla8747 Рік тому

    Kya ham bich me company badal skte hain

  • @varunvlogs7349
    @varunvlogs7349 Рік тому +1

    Grow ko exit load free krna chaiye
    Sip to ghat rha hai upper sai exit load bhi 😢

  • @CreativeWorldDuniakreatif
    @CreativeWorldDuniakreatif Рік тому

    Best time end time ?? Why mean by

  • @KingKr-tk6sx
    @KingKr-tk6sx Рік тому +1

    Mery 10 sip hai madam g thank u

  • @soumyadeepghosh8726
    @soumyadeepghosh8726 11 місяців тому +2

    Please make vdos in Bengali or English. Don't know hindi

  • @ashutoshkonsham4225
    @ashutoshkonsham4225 10 місяців тому

    How to know the maturity date of my SIP Mutual funds ?

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  10 місяців тому

      Hello Ashutosh,
      If you need assistance, our dedicated support team is available and ready to help. You can reach us at +91-9108800604. For more information, visit groww.in/blog/groww-helpline-number/
      Also you can write to us at support@groww.in

  • @pratirajpatil1846
    @pratirajpatil1846 Рік тому +1

    Groww best for SIP

  • @WHY29086
    @WHY29086 10 місяців тому

    Before starting a sip in mutual fund can i invest a big amount in mutual fund and then start the sip.
    Is that possible???

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  10 місяців тому

      Hi,
      We are sorry to inform we don't provide any tips or advisory for investment if we come up with advisory in the future we will notify and you can also check our video How to Invest in Stock Market for Beginners | Groww app kaise use kare | Buy & Sell Shares on Groww ua-cam.com/video/a_hxQZTaXKI/v-deo.html&ab_channel=Groww
      Thank you

  • @nikhil_khosla_
    @nikhil_khosla_ 3 місяці тому

    Advantages to bata diya apne but disadvantage kon bataiga ?

  • @ranjit0038
    @ranjit0038 8 місяців тому

    Naye naye mutual fund add karna chahie ya ek hi mutual fund karna chahie

  • @trickylearningbyrachitsing4411

    Can we do it with Minor pan card ?

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  Рік тому

      Hello,
      We would like to inform you that, you can not do with minor pan card.
      Thank you

  • @Ibbu_Jr
    @Ibbu_Jr Місяць тому

    Buy kya hua gold sell to nahin ho raha tha, but abhi account mein bhi so bhi nahin Kara 😊

  • @shubhyogekar1806
    @shubhyogekar1806 3 місяці тому

    mam what if depositers dead in middle?

  • @MAVERICK-xp8vx
    @MAVERICK-xp8vx Рік тому

    Mam kya suru m ek period for ex 15 sal k liye investment karne k bad period completion k bad duration extend kar skte h ???

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  Рік тому

      Hi,
      As an investing platform, we don't provide investment advice. However, we create a lot of educational content on this channel and our other youtube channels to keep you informed about the development in the market and investing opportunities. However, please invest only after conducting your own research.
      Thank you

  • @sumanpatel8219
    @sumanpatel8219 Місяць тому

    So u wanna reach only to hindi viewers ?

  • @AjayKumar-xj5yv
    @AjayKumar-xj5yv Рік тому

    Good communication skills but it did not make sense in stepup please see once before providing these type of info

  • @rajpal9507
    @rajpal9507 Рік тому

    5years ka mera son hai, uska naam se sip start ho sakta hai?

  • @Sagarjainn53
    @Sagarjainn53 9 місяців тому

    SBI इन्वेस्ट स् ऐप से एसआयपी करना बहुत इझी और सुरक्षित है
    ग्रो का कस्टमर केअर कॉलही नाही रिसिव्ह करता

  • @loverupom
    @loverupom 5 місяців тому

    KONSA SIP BEST HOGA ?? 2 YRS

  • @varunvlogs7349
    @varunvlogs7349 Рік тому

    kitne time baad sip badte hai daily agar bda hai market to sip kyo nahi badte

  • @unwanted1437
    @unwanted1437 3 місяці тому

    How to withdrew sip??

    • @MutualFundsAtGroww
      @MutualFundsAtGroww  3 місяці тому

      Hi,
      Redemption on Groww may take just a couple of minutes. On Groww, we give you the option to redeem in terms of units and amount as well. For both modes of redemption, the applicable units and value of an investment will be clearly mentioned.
      To learn more about how to redeem click on this link: groww.in/blog/redeem-money-mutual-funds-groww
      Thank you

  • @mansoorahmed12345
    @mansoorahmed12345 9 місяців тому

    if my cibil score is less can I invest in Sip.

    • @gladtv3167
      @gladtv3167 4 місяці тому

      Of course you can. Your credit score has nothing to do.