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Great explanation sir. But 1. I have compared term iinsurance rates and found that LICs premium are even less than many pvt cos 2. Commission model of all insurance cos is similar as it is decided by regulator IRDA. i.e., commission model is not specific to LIC only. 3. Pvt players enterd India 22 years ago. They will definitely do some business hence it will naturally decrease the market share. 4. Private cos never talk about their bonus rates. 5. Most mis-selling is being done by banking insurance cos In rural areas Many customers dont even know that their money has been invested in their insurance arm. 6. Many whole life policies of LIC give cover till age 100. 7. Biggest problem with pvt cos. is that their agents and staff keep on changing the cos Whereas biggest strength of LIC is that their agents and employees are quiet loyal.
Death claims ratio of pvt players' is very poor. Every time in death claims they see that how the claims can be rejected by a very small or fack mistake by policy holders.This matters also should be included in this video. Only one sided.
Sir, you have explained it in very well Manner. But the premium of LIC of term insurance is less than private players, because private players sell the insurance with exclusion but LIC sell it without exclusion If you purchase purchase insurance from Private players read the policy schedule.
Lic holders ke bana dena please Points... 1. Demate account me kya karna hoga 2. Koi other procedures rahegi ? Offline ya online ?? Etc 3. Baki ke important points aapki or se.
इतना कुछ तो बता दिया आपने अब लगे हाथ ये भी बता दीजिए कि एल आई सी तो अपने प्रॉफिट का करोड़ो रुपिया हर साल केंद्र सरकार को देश के पंचवर्षीय योजनाओं के लिए देती है । कितने प्राइवेट कंपनियां अपना योगदान देते हैं कृपया वो भी बताने का कष्ट करें ।।
Innovative kya kare lic ? Log reality ko digest nahi kar pa rahe hai ye fact hai, lic ko innovative karne ki jaroorat nahi hai, logo ko fact samjhna, digest karna jaroori hai sir, log illusion ke piche jate hai aur phir unko reality kharab lagne lagti hai. Girlfriend milne ke baad maa acchi nahi lagti hai bahoot sare logo ko, lekin baad me pachtava hota hai... Waise hi private vs LIC ke saath hota hai logo ka 😃
LIC has the best customer penetration as well ...whenever people think of insurance they look at LIC first and that is what trust does. In a country like India, where even now some people think is it worth taking an insurance ,people lack that risk taking ability and they go for the most dependable one...but I agree however reputed a company is ,if it does not keep up with time and remain stagnant, it's growth gets slackened.
10:35 pe bahot wrong info di hai, kuchh hi plan me 35% milta hai, Pradhanmantri Vaya Vandana Yojna me 0.10% milta hai... Aisa video se agent aur party ka fight hoga!!!
Pushkar is giving falls information to UA-cam viewer He started topic on IPO and started giving information what is the earning of LIC Agents Does he has figure of Pvt Insurance Agents Earning Does he has overhead expenses of pvt insurance company Does he has figure how first year premium is shared from top to bottom by pvt Insurance co Lots of money is spend by way of lucrative compition from top to bottom And Many more....... In short he is misguiding
Sir Insurance trust ke liye hi liya jata .Insurance me premium amount se jyada claim settlement matter karta hai jo undoubtedly LIC Ka Best hai Industry me .Innovative ULIPS private players se log le ke dekh chuke hai jinko 2011 -12 tak Principal se bhi kum amount mila tha ...Rahi baat private players ki to wo log to LIC ko bina government se undue favour liye hue kabhi compete nai kar pate hai ...Bahut sare locations se private players apne office band karke bhaag chuke hai aap grass root level ki baat kijiye ...... Last 22 years se Insurance sector Open hai fir bhi 7-8 percent pe hai ..SBI Life loan dene ke badle compulsary policy purchase karne ka force karte hai ,yehi hal HDFC ka bhi hai ,baki private players bhi government banks se tie up karke government ki support se ye 3-4 percent le paye hai har sal bik ja rahe hai ...wo aaj se 30 -40 saal baad khud rahenge ya nai iski guarantee nai hai to wo Common Man ki life ki kya guarantee denge ....Max Kabhi Niva ho jata hai ,Kabhi Exide ... Aapne Private bank or Government bank ki bhi baat ki hai ...Private banks ki har facility bahut expensive hai or hidden charges bhi bahut hai ..
Max life Me 3 lakh policy premium bhar chuka hu ab, surrender Krna chahta hu to wo 50% hi return kar rahe he 1.5 lakh. Jabki policy lete waqt yesa kuch nhi kaha tha agent ne
Pushkar sir please give some facts and myths about sahara case and what are the probability and other things to it because the count of suicide for there investment is increasing day by day. My father too has some policies and bcz of that case we have to go for loan instead of our own money which is stuck in Sahara and SEBI Please make a video and i hope you’ll make it!!😌❤️
Ur argument about claim ratio is not valid at all. Compare it with the number of policies against which LIC settle claims with the number of policies against which private companies settle.
U R right. Lic employees are a liability to company due to their work culture. If u visit lic office , sit for 5 minutes and see the working And employee number much more than required.
@@rahulpaul579 yes sir it's 200% true. Last year i saw the one private policy holder was die. They escape from death claims, They dint gave the death claim. But LIC have not done like this.
Daru pee rahi hai kya .....agar lic ke employees kaam ni krte to itna profitable kaise ho gya lic .....lic ka work culture pvt jaisa hai ....kam ni kroge to agents or development officers ko nikaal bi dete hai wo ......its one of the best org
LIC policy holders are conservative. They can invest in LIC, FDs, Post Office scheme but not in stocks/ IPO. So also, never ever bets on company whose products are not being used by you. On being selected as Dev Officer in LIC in 2009, I immediately discontinued my own LIC policy.
Bro how to get tax benefit if I am earning 💯 % income from equity , delivery , f&o,and intraday earning . Than what type of tax exemption can we clame . Make a viedo "how much exemption we can clame or income earned from these all sourse " and can we clame are expenses like purchase of laptop for market operation, wifi bill , electricity bill, office furniture , travel exp etc lime that . I learn lot of thing from you , you are like my guru drone . So I hope you will make viedo on that .
Grow m 4 position li thi aaj hi aur sbhi ko square off kr diya profit k sath but ab dashboard m ek km yani 3 hi show ho rhi h aisa kyu ?? Plz suggeste 🙏
IOP lane ka koi valid reason sir please bataiye jaise ki apna business grow karna hai ya ya dept hai to uske clear karna ya kuch new products lane ka plain
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Offers valid for Limited Time. Start earning with refer and earn.
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Sir Make one video on Per Month Sip in Shares
Make a video on adani wilmar
@@justlistenyaar1004 I like
Dubara bhi video banaiye
My policy holder bhi hoo
Great explanation sir. But
1. I have compared term iinsurance rates and found that LICs premium are even less than many pvt cos
2. Commission model of all insurance cos is similar as it is decided by regulator IRDA. i.e., commission model is not specific to LIC only.
3. Pvt players enterd India 22 years ago.
They will definitely do some business hence it will naturally decrease the market share.
4. Private cos never talk about their bonus rates.
5. Most mis-selling is being done by banking insurance cos In rural areas Many customers dont even know that their money has been invested in their insurance arm.
6. Many whole life policies of LIC give cover till age 100.
7. Biggest problem with pvt cos. is that their agents and staff keep on changing the cos Whereas biggest strength of LIC is that their agents and employees are quiet loyal.
correct **
Exactly
Absolutely right
Death claims ratio of pvt players' is very poor. Every time in death claims they see that how the claims can be rejected by a very small or fack mistake by policy holders.This matters also should be included in this video. Only one sided.
@@hiteshacharya2277 right private player try to escape
Sir, you have explained it in very well
Manner.
But the premium of LIC of term insurance
is less than private players, because private players sell the insurance with exclusion but LIC sell it without exclusion
If you purchase purchase insurance from
Private players read the policy schedule.
Good morning Sir Nice video...
Bahut sari information toh apne bata hi di itni Kam information ke saath😊😊😊🙏🙏🙏
Bohot bohot bohota aacchi lagi sr video
And pls 1 more videos LIC IPO
Yes, sir. I request you to structured a video for policy holder.
Bohut wait kra tha sir IPO Lic video ki thanku soo much information useful.. IPO date final k baad ek video aur bna dna sir.
Thank You soo much sir ❤️
Lic is best in terms of trust
And everything
If you have good agent of lic he will help you forever
Love you lic 😍😍😍🥰🥰
Thanks yu sir 😆best information lic bhi paytm ki tarah hi paisa leker doob gayega😅😙
Hn bana dena sir poolicy holder's k liyee
Right
Right
Right sir
Bana do sir
I also need
Lic holders ke bana dena please
Points...
1. Demate account me kya karna hoga
2. Koi other procedures rahegi ? Offline ya online ?? Etc
3. Baki ke important points aapki or se.
इतना कुछ तो बता दिया आपने अब लगे हाथ ये भी बता दीजिए कि एल आई सी तो अपने प्रॉफिट का करोड़ो रुपिया हर साल केंद्र सरकार को देश के पंचवर्षीय योजनाओं के लिए देती है । कितने प्राइवेट कंपनियां अपना योगदान देते हैं कृपया वो भी बताने का कष्ट करें ।।
Yes sir please policy holder ke uppar video banaiye🙏
If LIC do innovative things in policies
By reducing premium then for a long term LIC can sustain growth
Sir pls do another video on LIC IPO
Innovative kya kare lic ? Log reality ko digest nahi kar pa rahe hai ye fact hai, lic ko innovative karne ki jaroorat nahi hai, logo ko fact samjhna, digest karna jaroori hai sir, log illusion ke piche jate hai aur phir unko reality kharab lagne lagti hai.
Girlfriend milne ke baad maa acchi nahi lagti hai bahoot sare logo ko, lekin baad me pachtava hota hai...
Waise hi private vs LIC ke saath hota hai logo ka 😃
Yes
Great sir nice and useful information... mujhe or information chahiye LIC IPO ka....👌👌👌👍👍👍
Yes policy holders ke liye video ho jaye sir !!
Yes sir please make another video on lic 🙏
👆🏽 👆🏽 Thanks for watching. Feel free to reach out I have a prospect that you might find interesting.
Bahot acche se samajh di hai aapne
sir, you are a fair adviser and always takes the approach of common investor. May Almighty Bless you with many more success.
Aap ke video me humne bhoot dekha hai aor skreen short bhi liya hai 😱😱😱😱😱
Must need more video on lic before ipo..
Badiya tha video ❤️
Dear sir Very Good Morning Lic IPO kaise le sakte hai mere pass demate account hai sath hi growth ka application bhi hai
MAKE A VIDEO ON HOW CAN THE POLICY HOLDERS APPLY FOR IT !!
Aage bhi banayega puskar bhai 👍
Please make separate vedio for LIC policy holder.
And a pollicy holder how to link pan for ipo.
Sir mera 5paisa account hai main usmein ICICI Bank ka share kharidi hu future ke liye usko hold kaise kare
Can we use indicators in less volume shares like alok industries .plz tell 🥺🥺
U r just owesum sir....yes we will b waiting for videos for policy holder
LIC has the best customer penetration as well ...whenever people think of insurance they look at LIC first and that is what trust does. In a country like India, where even now some people think is it worth taking an insurance ,people lack that risk taking ability and they go for the most dependable one...but I agree however reputed a company is ,if it does not keep up with time and remain stagnant, it's growth gets slackened.
Sir aap ka samjane ka andaz bhut achcha hai
10:35 pe bahot wrong info di hai, kuchh hi plan me 35% milta hai, Pradhanmantri Vaya Vandana Yojna me 0.10% milta hai... Aisa video se agent aur party ka fight hoga!!!
Yeh private company ki add karta hai
👍
Your One two guys thank 🥰😍 you have received your video is great beautiful very much 🎉
Sir Please Make videos on other IPO
Great explanation sir
What is LIC to do by collecting money.
Are u shark 🦈??
Then why u are asking this
You make a very goods videos 💯💯💯💯
Pushkar is giving falls information to UA-cam viewer
He started topic on IPO and started giving information what is the earning of LIC Agents
Does he has figure of Pvt Insurance Agents Earning
Does he has overhead expenses of pvt insurance company
Does he has figure how first year premium is shared from top to bottom by pvt Insurance co
Lots of money is spend by way of lucrative compition from top to bottom
And Many more.......
In short he is misguiding
U r correct ...ye speaker bikau he ....
Yes, your right.
Ye faltu hai,
Iski jal rahi hai.
I will wait for your 2nd video.
I am a policy holder
Good analysis, I think for long term it is not good but IPO give profit for some period.
Some period means 1-2 months?
Sir what would be mechanism for policyholder to get IPO listing?
Make a video on how Policyholders can apply for the IPO..?
Sir as u said lic will give 10% reserved for policy holder ipo then it will resiprocal to no of policy i have i can buy shares of lic
AWL stock long lime ke lie hold karna chahiye kya sir ?? Plz
Sir Insurance trust ke liye hi liya jata .Insurance me premium amount se jyada claim settlement matter karta hai jo undoubtedly LIC Ka Best hai Industry me .Innovative ULIPS private players se log le ke dekh chuke hai jinko 2011 -12 tak Principal se bhi kum amount mila tha ...Rahi baat private players ki to wo log to LIC ko bina government se undue favour liye hue kabhi compete nai kar pate hai ...Bahut sare locations se private players apne office band karke bhaag chuke hai aap grass root level ki baat kijiye ......
Last 22 years se Insurance sector Open hai fir bhi 7-8 percent pe hai ..SBI Life loan dene ke badle compulsary policy purchase karne ka force karte hai ,yehi hal HDFC ka bhi hai ,baki private players bhi government banks se tie up karke government ki support se ye 3-4 percent le paye hai har sal bik ja rahe hai ...wo aaj se 30 -40 saal baad khud rahenge ya nai iski guarantee nai hai to wo Common Man ki life ki kya guarantee denge ....Max Kabhi Niva ho jata hai ,Kabhi Exide ...
Aapne Private bank or Government bank ki bhi baat ki hai ...Private banks ki har facility bahut expensive hai or hidden charges bhi bahut hai ..
Max life Me 3 lakh policy premium bhar chuka hu ab, surrender Krna chahta hu to wo 50% hi return kar rahe he 1.5 lakh. Jabki policy lete waqt yesa kuch nhi kaha tha agent ne
Very well explained sir
Ha ek aur video bana digiye sir
Pushkar sir please give some facts and myths about sahara case and what are the probability and other things to it because the count of suicide for there investment is increasing day by day.
My father too has some policies and bcz of that case we have to go for loan instead of our own money which is stuck in Sahara and SEBI
Please make a video and i hope you’ll make it!!😌❤️
Sir aap jo bolte ho clear bolte ho bhai apko sun ke maja aa jata hai
Thank you for detailed explanations
सर जी नमस्ते l सर जी एक वीडियो पॉलिसी होल्डर के लिए बना दीजिये प्लीज ....
Sir you are great 😊😊
Same 👍
Yess, sir policy holder k liye video Bano plzzzzzz😊😊😊😊
Bahut lenghty video
हाँ सर वीडियो बना दीजिएगा।
Yes next vedio extra information tnx sir
Ur argument about claim ratio is not valid at all. Compare it with the number of policies against which LIC settle claims with the number of policies against which private companies settle.
Sir you are right because when a company holds the largest number of policy holders, it is normal for its claim settlement to decrease a little.
Bro if it is so then look at the IRCTC share
Ha sir aagye ka video jarur banaye 🙏👍
Thanks for watchingDon't forget to hit the subscription button WhatSAP✚18492563671👈👈👈
Excellent presentation and very informative video as always.
How much you got from private players? LIC is giving giving guaranteed returns for almost all product and no star mark for hidden clauses
Sir Please Make a Video On "OYO" ipo
Sir please age bhi lic ko lekar or jankari dijiye. Lic ka IPO me paisa lagana chahiye yah nehi
Nice presentation 👍 prepare more video due to awareness thanks
Very nicely u explained i will quit my lic and compare it to other company and take better insurance for me
Good information Sir very few people like you to give us correct guidance
Thanks sir
Pls. Lic policy holders ke liye ipo ke baraime Or ek video banaye
U R right. Lic employees are a liability to company due to their work culture. If u visit lic office , sit for 5 minutes and see the working
And employee number much more than required.
I'm a LIC employee. And regularly I feel the shortage of man power. Bcoz LIC is too big to work in it.
It feels like you have been rejected by LICI in job offer 😂😂😂
@@rahulpaul579 yes sir it's 200% true. Last year i saw the one private policy holder was die. They escape from death claims, They dint gave the death claim. But LIC have not done like this.
@@rahulmalakar7173😂😂😂
Daru pee rahi hai kya .....agar lic ke employees kaam ni krte to itna profitable kaise ho gya lic .....lic ka work culture pvt jaisa hai ....kam ni kroge to agents or development officers ko nikaal bi dete hai wo ......its one of the best org
Sir ek video LIC v/s share market ki video bno according to saving kya best rehe ga share market ya LIC???
Your are right about decrease the business year by year because of Pvt co service better than LIC
Exilent video for knowledge about Lic IPO
Thanks 😊 sir 👍
Yes please you can made another video on this
Perfect analysis 👍
Exceleñt video.
Policy holder ke liya video
Very Nice details
Make a video.... LIC policy holder
Policy holder ke liye
Sir BSE ke bare me btaye buy krna chaye ya nahi?
Excellent Video. Please enlighten us further on LIC IPO etc., for Policy holders.
Please make another video...Thanks for valuable information
@whatsap➕①⑥③①③⑧⓪⓪⑦⑧⑤ which project ?
I would like to join u
Very much impressive and also explained very well
Kya policy holder quota me allot hue shares 3 sal ke liye lock in rahege ?
LIC policy holders are conservative. They can invest in LIC, FDs, Post Office scheme but not in stocks/ IPO. So also, never ever bets on company whose products are not being used by you. On being selected as Dev Officer in LIC in 2009, I immediately discontinued my own LIC policy.
U must quit ur job also 🙏🏻
Then You are biggest fool in India and SHAME on being DO of.LIC. You must quit LIC DO job simultaneously
@@pawansahu6113 U r correct but pl do not use the word fool 🙏🏻
पोलिसीहोल्डर के लिए व्हिडिओ बना दो सरजी
True bro. LIC FD PO can't bit inflation, better to invest in MF
Yes please Policy holder k liye b banaiye video
Thanks for sharing depth knowledge
Bro how to get tax benefit if I am earning 💯 % income from equity , delivery , f&o,and intraday earning .
Than what type of tax exemption can we clame .
Make a viedo "how much exemption we can clame or income earned from these all sourse " and can we clame are expenses like purchase of laptop for market operation, wifi bill , electricity bill, office furniture , travel exp etc lime that .
I learn lot of thing from you , you are like my guru drone . So I hope you will make viedo on that .
I've lost quite a good number of coins in the current dip,I just hope I find a way to recover from such a massive loss...
Grow m 4 position li thi aaj hi aur sbhi ko square off kr diya profit k sath but ab dashboard m ek km yani 3 hi show ho rhi h aisa kyu ?? Plz suggeste 🙏
*AMZ22NE* explained:Biggest brand in our world going on presale like wtf nobrainer obv 😂
*AMZ22NE* is Bezos and co going wild for us dont wait too long
LIC has the largest and safest customer service
Lic Financial Giant......
Zindagi ke Sath bhi Zindagi ke Bad Bhi
Absolutely
Kia bhai lic agent ho kia 🤣🤣🤣
Yes sir please make a video on LIC ipo.
please make a video on whether we should apply in the LIC IPO or not
Just avoid
IOP lane ka koi valid reason sir please bataiye jaise ki apna business grow karna hai ya ya dept hai to uske clear karna ya kuch new products lane ka plain
Sir its a request please have 100% knowledge about LICs porducts. Then compare it with others. Otherwise don't compare.
Correct
Tereko bht zyada pta hai lgta hai
@@rahulmalakar7173 ji haan
Sar yah video ke liye बहुत-बहुत dhanyvad aur chair policy ke liye dusra video Jarur daliye
Very good advice. Thanks
Thenks sir 🙏🏻🙏🏻🙏🏻