I had to pay an annual fee back in 2022 for the TD Bank Secure Cash card. Later that year they removed the Annual fee on both Cash Cards. Open Sky still has an annnual fee, and maybe Mission Lane also, I don't remember.
What is worse than an annual fee is paying a monthly fee on top of the annual fee from a credit card that has a maximum credit limit of $800. Premier Bank is far worse.
Bro the waiting a week or two for everything to post to the account is what got me carry over to the next month even tho i would pay off anytime i use me card
I had a Karen type meltdown trying to cancel that card. I’ve been so ashamed but to hear other ppl have problems with them too makes me feel less bad about losing my sh-t on that call. 😬
@@legendarytm In all due respect, who was the first one in business, has nothing to do with which one is the better of the two... Everyone already knows that Capital One is the better of the two banks!
I hate credit one but why would you use Express payment when if you pay correctly you won't need Express payment but you could link your bank account and call at the last instance payment will be instantly.if you want to close it why don't got through the credit bureau and remove it.
Yes, a lot of people have horror stories dealing with Credit one but is really all about how you manager finances honestly, they’re both official companies
Capital One Secured card is trash going on 6 years now still has not graduated I have over 150,000 in credit card limits I still have a measly $500 secured Capital One card
@wblake22 not doing anything wrong I'm bucketed that was my only card when I first started used it all the time paint it off on time never graduated so I moved on to bigger and better cards I do have a quicksilver that I got with them $500 limit got two increases on that card up to 850. Just ask for an increase on that card and got denied again why am I going to mess around with little cards like that when I have at least 10 cards over $10,000 limits heck I was getting increases from 2000 to $8,000 increases. Yet Capital One won't graduate me
You are not lying.....capital one is trash. Im like you with high limits and i tried again with capital one for $hits and giggles the other day and they approved me for a savor one with a $300 limit🤣🤣🤣 talk about disrespectful.
@wblake22 I use it like I was supposed to. Spend on it pay it off and they did give me an increase from 200 to 500 but it hasn't graduated since then I also got a $500 Quicksilver card after two increases it went to 850. After a year or so $4,000 in credit limits with other cards I wasn't going to mess around with a small card like that anymore that if it does graduate and the increases are so low. Now I'm getting 4,000 to 8,000 increases on my cards. I have over 150,000 in credit limits highest card has a $50,000 limit I'm not even worried about a stupid 500.00 card
First Premier does something similar.
I'm so happy I skipped these "low credit" cards and got an RBC card at 19. It is insane to think that some people pay a fee to _use their card_
I had to pay an annual fee back in 2022 for the TD Bank Secure Cash card. Later that year they removed the Annual fee on both Cash Cards.
Open Sky still has an annnual fee, and maybe Mission Lane also, I don't remember.
What is worse than an annual fee is paying a monthly fee on top of the annual fee from a credit card that has a maximum credit limit of $800. Premier Bank is far worse.
Bro the waiting a week or two for everything to post to the account is what got me carry over to the next month even tho i would pay off anytime i use me card
When credit one sends me their card offers I mail it right back to them😂😂😂
M&T bank is also horrible
That's that down bad card. Lol.
I had a Karen type meltdown trying to cancel that card. I’ve been so ashamed but to hear other ppl have problems with them too makes me feel less bad about losing my sh-t on that call. 😬
Worst credit card ever, They are scamming
I have the worst experience ever with them.
I put cap 1 in the same bin. Got one of their card and gave me the same starting limit just like credit 1, a measley 300 dollars
That's crazy!
Good video warning people. I had them to rebuild credit. Should have gone the secure cc route
It is owned by the same owners of LVNV Funding which is a collections agency
I could see this scummy bank coming from a mile away.
Fizz debit card works great too. Less dangerous too
He is not lying
Actually, Credit One was the first one to be in business, not Capital One.......do the research & you'll see it's true...
Who cares capitol one is still better than
@@legendarytm In all due respect, who was the first one in business, has nothing to do with which one is the better of the two... Everyone already knows that Capital One is the better of the two banks!
I have never had an issue with Crdit one. I don't like the annual Fee but it's not a crazy amount and my credit has been raised a few times.
Capital One is on the same level of despicable
Well with what’s going on with evolve bank…. Credit One is fking great lol
My issue is everyones customer service sends you to the Phillipines!
Sounds like another (100 million ) dollar law suit coming down the pike on behalf of the (CFPB).😂😂😂
I hate credit one but why would you use Express payment when if you pay correctly you won't need Express payment but you could link your bank account and call at the last instance payment will be instantly.if you want to close it why don't got through the credit bureau and remove it.
Yes, a lot of people have horror stories dealing with Credit one but is really all about how you manager finances honestly, they’re both official companies
I AM STUCK WITH A CHARGEOFF USING THEIR FAKE CHECKS
What do you mean? I always threw them away.
Capital One Secured card is trash going on 6 years now still has not graduated I have over 150,000 in credit card limits I still have a measly $500 secured Capital One card
I had my card for 6 or 7 months I believe before it graduated. You must be doing something wrong with the card. That’s a long time
@wblake22 not doing anything wrong I'm bucketed that was my only card when I first started used it all the time paint it off on time never graduated so I moved on to bigger and better cards I do have a quicksilver that I got with them $500 limit got two increases on that card up to 850. Just ask for an increase on that card and got denied again why am I going to mess around with little cards like that when I have at least 10 cards over $10,000 limits heck I was getting increases from 2000 to $8,000 increases. Yet Capital One won't graduate me
You are not lying.....capital one is trash. Im like you with high limits and i tried again with capital one for $hits and giggles the other day and they approved me for a savor one with a $300 limit🤣🤣🤣 talk about disrespectful.
@wblake22 I use it like I was supposed to. Spend on it pay it off and they did give me an increase from 200 to 500 but it hasn't graduated since then I also got a $500 Quicksilver card after two increases it went to 850. After a year or so $4,000 in credit limits with other cards I wasn't going to mess around with a small card like that anymore that if it does graduate and the increases are so low. Now I'm getting 4,000 to 8,000 increases on my cards. I have over 150,000 in credit limits highest card has a $50,000 limit I'm not even worried about a stupid 500.00 card
Predatory lending sucks