WANT TO LEARN MORE ABOUT MUTUAL FUNDS? Join us in our regular webinars as we present the benefits of Mutual Fund investing and how it can help you reach you financial goals! -> bit.ly/mutual-fund-webinar Fill out this registration form to secure your webinar slot today! -> bit.ly/mutual-fund-webinar See you!
Having a life insurance po talaga ay showing your care and love sa family mo. Hindi ito expense o gastos lang. I have life insurance and I feel like I am a walking 5 million kasi I know if worst thing will happen to me hindi ako mag cause ng burdens. My family will love me even more. It's not a waste rather an expression of love.... Thanks sir
Hi Simon Montemayor. I am an agent of Philam and creating a website for my services. Would it be alright if I can feature your comment as one of the testimonies of people who have had good experiences with insurance? It may help bring the good that insurance can do to more pinoys who need it.
SUBSCRIBE NOW! Be part of our growing family! Don't forget to like the video, subscribe to our channel and tap the notification bell icon to be updated on our future videos! Share this video to your family and friends. Thank you!
Good day sir Rex, napakainformative and nakapahelpful po nitong mga videos nyo for people like me to realize and see the real essence of life insurance. Thank you and please keep sharing your knowledge to a lot of people kasi sobrang laki po ng natutulong nyo.
Last year of june, nag avail po ako ng combination ng investment and life insurance. Ito ay bago pa pumutok ang 1st case ng covid. Ofw po ako, and im a frontliner, less worry kc pag tumanda ako or if ever matigok, im confident kc whatever happens to me hindi ako magiging pabigat sa mahal ko sa buhay. LOVE+INSURANCE=CONFIDENT
Napakasakit po talaga pag walang insurance. Grabe po pinagdaanan ko para makabangon ang pamilya ko bago ako nag asawa. Minana kolng naman ang almost 1m na utang ng father ko sa bangko. Un bahay namin na ginawang collateral muntik ng kunin ng bangko. Aside from that lubog pa sa utang, A mistake of my father is a lesson for me. I will never let it happen again esp to my children.
Yun nga lang sir sa claiming ka magkakaproblema. Hihintay ka ng 3 days to 1 week bago makuha yung cheke at maipagamot ka. May documentations pa na aasikasuhin. Doon nagiging scam ang insurance. Paano kung hindi umabot ang insurance para mabayaran agad ang operasyon? Yun ang hindi sinasabi ng mga nagbebenta ng insurance. Maigi pa ipunin mo na lang sa bangko ang pera mo. At least kung need mo na talaga ng pera for health emergency wiwithdrawhin mo na lang.
Kaya po dpat meron kayong emergency fund na masa bank bago kayo mag invest sa life insurance + health, VUL, stocks, index funds at iba pa para in case na kailangan mu ito ASAP may mahuhugot kang atleast pang downpayment then pag na release na ang health insurance mu pwde muna ult ma replenish yung nawala mung emergency fund, just my 2cent po. For me ang purpose tlga kung bkt tayo kumukuha ng insurance is not for ourselves but for our dependents in case tayo ay mawala na.
@@angeliebulaon1059 pwde po iyon basta nung nag sign ng comtract si policy owner/insured nasa Philippines sya. Ang hindi pwde yung nasa ibang bansa sya nag sign ng contract tapos nasa Pinas ang insurance company.
Thanks Sir Rex, you are the gem that the Filipinos need. Ewan ko na lang kung hindi pa malinawan ang mga makakapakinig nito. Mabuhay po kayo, and God bless you more! 😊
Im a solo parent, i chose to invest in life insurance and settle my child educ plan. I feel comfortable ang complacent the fact that i am building the legacy for my son. We keep our lifestyle low also as i believe the promised of delayed gratification! Thank you po ive learned a lot from you!
You nailed it sir, i love the way you explain it. I've started my life insurance and its going two years now. Perfect word, peace of mind for me and security for my family. Thank you sir, God bless.
Hi Joseph! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
@@rampverfinancialshello Po Sir, ask ko lang Po, worth it Po ba na kumuha Ako life and accident insurance sa Pru Life UK, plus meron Po ito VUL? Two years na Po Ako naghuhulog. Salamat Po sa pagsagot.
Good day po Sir Rex. I am so overwhelm by your discussion about insurance that opens my mind on what to select and for what purpose do I need to get one. Thank you soo much.
Hi Edrene! Thank you for this suggestion, we will take note of this! :) your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Just a suggestion, you might want to read up on financial management and search for the topic of financial ratios. It can tell you on how company manages its resources and liabilities. To know if a company is good to buy for the long term, you should check up on the topic of valuation w/c is determining the value of a financial asset (i.e. stocks and bonds).
thank you sir rex 1st time ko kukuha ng insurance kaya nag search ako ng mga advice about it..napakaganda klaro ng paliwanag nio about insurance very helpful.. keep it up sir rex....
Thanks Sir Rex. One thing that strikes me in this video is that peace of mind is not just an emotion. It can be computed mathematically. And it is through insurance.
I rarely comment in any video but I really appreciate your passion to educate everyone in achieving their financial journey. A passion to help our fellow Filipino, I really hope time will come that everyone understands the importance of insurance.
Best explanation I've heard about Life Insurance. Thank you for sharing sir Rex. Minsan kasi nagda-doubt na ako kung tama ba na kumuha ako ng insurance,and thanks God napadpad ako dito sa video mo, at naliwanagan ako. Salamat po sir. God bless you and your team.
Tears fell from my eyes whilst watching kasi Ito yung purpose kasi tlga ng insurance eh. You put your love, care and priority on paper. Thanks sir Rex...
Hi Marwie! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Hi Marwie! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Hi Vic! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
First and foremost you have to educate the client first and do the PFS know their goals and their affordability for the right products you offer. This how we are doing here in WSB/WFG here in Canada. Great discussion Rex!!!
Hi Normita! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
"Life insurance is the greatest love letter invented. Have you written your own?" ❤️ Spreading the importance of financial planning, I'm also an advocate of Financial Literacy here in the Philippines. Thank you so much, Sir Rex 🙂
Thanks to Sir Marvin at nasumpungan ko po ang channel mo Sir Rex, at alam kung madami among matututunan sa Inyo po. Sauang nga lng kung kilan ako nagka edad saka lang ako nakasumpong ng mga taong tulad nyo po ng willing na willing ituro kung anong Alam na makakatulong sa kanilang mga kababayan✔️💯💖💖💖💯
Hi Jayson! We are glad to hear this! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Thank you. I already have insurance which I started paying 3 years ago. I also encouraged my wife and we got another one earlier this year. I know how important insurance is but the way you explained it gave it more meaning. I talked to multiple insurance agents in the past when I was browsing for the correct insurance for me but I never heard them explain it the way you did. The staircase analogy and giving the family left behind time to adjust is big.
Ang linaw ng explanation. Ang sarap makinig. Very inspiring and motivating. I got my manulife a year ago. And now i am learning bitcoin... i also just started GCash invest because I watched it here ☺️
Marame ang mga pilipino ang hindi pa din naiintindihan ang purpose ng life insurance Kaya nandito kameng mga financial advisor to educate them. Thanks for this video sir very informative Thumbs up😇😇
I will be entering the Financial Advisor career and you were one of my inspirations sir Rex, to be able to educate families about finances and secure their family's future!
Maraming salamat Boss Rex - dati wala akong hilig sa usaping Financials but when i joined IMG doon ko kayo unang napakinggan at when i navigated your old days talks from Philam to Marvin...you just created a time bomb in my life goals! You're such a wonderful person to know!...spot wisdom talaga at no holds barred talaga ang explanation nyo! KEEP INSPIRING!
Philam...may bad experienced ako diyan. It may not bcoz of the company, baka sa agent. Dapat ipagbawal sa agent sa lahat ng insurance company na magcollect or tumanggap ng payment fr clients.
Thank you po. I'm about to withdraw my life insurance but because of your content of your blog. I realize that I really need to continue my life insurance. Mabuhay Po kayo.
hello, good day! 😊 grabe dami kong natutunan about sa life insurance. I hope I am not late to get a life insurance at the age of 33. Ofcourse, I want to have a family in the future. gusto ko may maganda akong iiwan sa knila..anu po kaya ang mgandang life insurance para sa mga baguhan n tulad ko. ? stay safe and god bless po.❤🙏
been following this since Marvin G. announced it in his yt video. big help katulad kong millenial na gusto ma educate sa financial at future plan. pero saan ako pwede kumuha ng life ensurance? wala pa po ako masyado alam. salamat.
Hi Rusty! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Ito ang pinaka magandang explanation about sa insurance..thank you sir rex..marami kasi bias kung mgexplain..lalong lalo na sa mga investor..ayaw na ayaw nila lalo na ang VUL..pro sabi nga ni sir rex nka depende yan sa kung anu ang goal mo..
Hi Robert! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Can u post a video about financial literacy aimed more on teens/young adults? I would like to encourage my daughter to be more financially aware to start her young.
I subscribe right away!madami na din ako napanood na video regarding life insurance yet eto maganda pagkakadeliver 🤗 may mga nag aalok ng life insurance kaso di maayos o di ganap na maintindihan.
Hi Bulol! Maraming salamat sa iyong suporta! Mahalaga sa amin ang iyong komento para mapabuti ang aming channel! Kung nagustuhan mo ang video na ito maari lamang ilike ang video at magsubscribe sa aming UA-cam channel, huwag kalimutang i-tap ang bell icon sa gilid para updated ka sa mga susunod pang video contents! :)
Sir thank you for all the learnings. Can you pls discuss about investments in gold and silver. Thank you. God bless. Keep blessing people with your investment expertise.
Again no....wala paring kakupas kupas ang aking mentor pagdating sa financial literacy and investments. Keep doing the good that you do for so many people who need you help. All the best to all of you.
Thank U sir Rex very valueable at informative talaga. Bigla akong nagka-interest sa life insurance bcoz for the purpose I want. God blesz and keep safe po...
Hi Balais! We are glad to know this! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
I already have BPI-PHILAM Critical illness payable in 10 years. Iba pa po ba ito sa Life insurance? Kase sabi nung BSE na nakausap ko Meron na syang Investment, Life Insurance at Savings. Or need ko pa po ng Life Insurance talaga? By the way in Sept 2020 1 year na din po ako sa BPI-PHILAM 🙂 Im 27 y/o and ngayon po ako nagla interest at inaaral how to invest. I also have 1 UITF's and 1 Mutual Fund. And Im planning bumili ng shares sa stockmarket. I hope ma guide nyo po ako sir. Thank you so much! P.S Thanks to sir Marvin Germo he promote your channel that's why i found you sir Rex 🙂 More vlogs pa po 😍
Hello po, na mention niyo po na BPI-Philam Critical Illness ang meron po kayo. Pwede pa po kayo actually kumuha ng additional coverage from other companies Po on top of your policy para sigurado po talaga na protected po kayo
Tol. Check mo mabuti plan. From what i understood. If you live long, or die young, ang makukuha mo lang jan ay which ever is higher. Halimbawa ang term mo 1m, pero ang investment mo na nsa 500k. 1m lang makukuha mo.. Sa VUL kase from life insurance companies like, PRULiFE, Sunlife, Cocolife, Manulife,etc. Bibigay nila sayo lahat, sa sample ko 1.5m ang makukuha mo or ng family mo
Hi, Critical Illness coverage is a term insurance. If you stop paying it the coverage will be gone also. You might want to check and go back to your financial advisor :)
Depends on your purpose if you want to leave a legacy to your family and guaranteed go to life insurance but if you are looking only for yourself and non guaranteed investment play stock or mutual funds .
one of the best financial literacy video, maganda ang pagkakapaliwanag ng life insurance. sa lahat ng mga financial advisor sa mga bangko or insurance agent, kay sir rex mendoza ko sya talagang naintindihan kung ano ang halaga ng life insurance at ang purpose ng investment, keep up the good work, marami kayo natutulungan na maintindihan ang mga certain investment na available sa market today, sana marami pa topic tungkol sa ibang investment instrument para mas lalo na makadagdag sa kaalaman ng mga nakakarami, maraming salamat po and more power po sa inyo sir at sa mga bumubuo ng rampver financials 😄
I'm with you sir Rex, I'm getting old and I'm too crazy to have all this things in my life,thank you for your heartfelt presentation,More power and GodBless!
Ngayon ko as naintindihan ang Life Insurance. Appreciate much. Thank you sir. You are the only person na nakapag-explain ng maayos kung ano ang life insurance and what it does. I hope yung mga ganitong bagay maisama sa Curicullum ng Education System natin dito sa Pilipinas para sa murang edad pa lang may knowledge na agad about sa mga ganitong sobrang importanteng bagay.
Thanks for your comment, Benito. Protection instruments are defined as investments as well. This is why a “hedge” or even commodity contract insurances are investments too. We even have hedge funds. Technically, an investment is a commitment of funds made in expectation of a positive rate of return. So even pure insurance is considered an investment. VULs, however, are another type where 2 types of investments are mixed. Protection plus funds made up of other instruments. Hope this clarifies.
@@myrianvalenzuela9199 how much annual.mo sa 30k for 5yrs? Right after 5yrs na hinulugan mo nakuha ko agad amg 5k?.or nag nag wait ka ng ilang months /yrs?. Kamusta VUL mo ngayomg covid? Tnx
Ang galing nyo po mag explain very specific and timely. SALAMAT PO SA INFORMATION 👏👍 Hindi po katulad ng ibang vloggers na waste of time panoorin. More vids pa po about financial growth. Just recently, kumuha po ulit ako ng policy, hindi ko natuloy yung mga dati ko kasi po parang after nila ako pakuhain sa bank wala ng feedback, kaya medyo tinamad na din po. Mga hindi po kasi sila approachable and intimidating na din po. Ask ko na lang din po if valid pa rin po ba yung account ko if hindi na din po updated yung policy ko. But I already have my hard copy of my policy?? Thank you po sa advice 😊 GOD BLESS Po and keep it up your kindness by helping other people 🙂👏👍
Sir salamat po sa pagbigay buhay sa aming lahat.. Mas madame po ako nalalaman at natutunan pa..pangarap ko po maiwanan ng konportable para sa aking pamilya
Kayo po pla ung idol ko sir rex Mendoza. Bakit ngaun ko lng kayo nakita sa yt. Super naopen mind ako today po. Slamat sa clear justification of insurance💜
Thank you Sir Rex, pinaka relatable at malinaw na explanation ng value of having a life insurance. For future topic po, what should be the heirarchy of financial instruments that we accumulate?
Finally, we can also learn from you Sir Rex in this youtube channel. I'm a life insurance advocate and ang daming learnings and takeaways na nakuha ko sa video na ito. This will really help me in advocating the importance of insurance to our fellow Pinoys. God bless you Sir! More videos to watch. ❤️❤️
Hi Jez! Thank you for your support, your comment means a lot to us! We hope to see you in our next videos and please don't forget to give us a thumbs up if you liked the content, subscribe to our channel and tap the bell icon to keep you posted with our upcoming videos!
Can I just say, your explanation is by far the best I've heard and I agree with you 1000%. I was once guilty with this when I was younger, "The lack of appreciation and understanding gives us the problem" when I understood the purpose of life insurance, it turned me around 😊 I was once a financial advisor and boy I agree, a lot of people do not appreciate what life insurance can give us and our family in times of uncertainty, really worth sharing po 😊
Life insurance is part of the unfortunate incident in someone's life, NO ONE wishes to get it. If you truly love the person who is insured, do you want them to die and get their life insurance instead!
I am at the point of my life where I want to secure the future of my kids. Your vid is very assuring Ang enlightening, Sir. Indeed, Life Insurance Investors are people who care and love their family so much that despite their absence they still want to make sure that their family especially their children are secured. Thank you so much for affirming my plans with this video 💖
Wow! This is so informative sir! I’m 34yo and planning to have an insurance. I hope it’s not yet late for me to have one. Thank u so much for sharing...
Hi Alucard! You are never too late for being insured! You may email us through sbluservices@rampver.com to get a quotation. Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Just new to your channel, like former life insurance agent both in life and non life insurance business. Nowadays the young generations need to have a life insurance for protection and investment. We financial advisors must guide our children, relatives and friends. Continue providing topics about lufe insurance, wealth management and health insurance, retirement scheme. GOOD luck 👍
Hi Vangie! Yes! We will continue to post contents like this one! Thank you for your support! Your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Thank you Sir Rex for a clear explanation of what a life insirance is. Many are really hesitant to get one, maybe because the purpose was not clearly explained. Please cover discussion on VUL. Thanks.
Hi Joyce! Thank you for your support, we will take note of your suggestion! your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Hi Mabel! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
a lot of FAs push clients to buy insurance with young age as the main reason without even asking their goal. In a separate FB group, an 18 yr old student was being encouraged to be insured before investing. I suggested that the person can buy insurance once he/she begins to earn. It is a lot better to let the client know why she needs to buy insurance and if buying it is aligned to his/her goal rather than making her buy because he/she is young...
While you're young and earning, it advisable to get a life insurance. Life insurance today or insurance product has protection and investment. While young your insurance premium is low compared to older client. You can use your insurance policy as a collateral for housing loan or business loan. If you could set aside for a certain amount for premium payment get a 10 year plan. Life insurance is just saving money and for your Future. Go to service oriented financial advisor who will cater to your needs, you shouldn't buy all the insurance products being offered. Check the company, their products and services is far excellent
Sa country like Japan may Life Pension Insurance sponsored by the government. Ang policy makukuha mo sya sa retirement age which is 65 hanggang Ikaw ay pumanaw. (Knock on the wood) Monthly mong ma enjoy at kahit di mo ma update ang bayad monthly basta e declare mo lang may matanggap pa rin at tutubo rin. Basta at least nakabayad ka ng 10 years po. Pwede ring pag ka edad mo ng 70 mo na kukunin mas mataas yong tubo nasa 40% at magbabago yearly. FYI po sayo lang yong pension life walang beneficiary 😆 “Have a long life po everyone” 😇🙏🏼
Thank you sir Rex ang daming learnings,lagi ko po kayo pinapanood sa mga new videos nyo thank dahil may mga videos na mga ganito nakaka inspire pa share po.Godbless
Hi AJ! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
@@rampverfinancials 🙂naka subscribe na po ako., nung bagong labas palang po. very happy po nung napanuod ko kayo kay sir marvin, at sinabi nyo na meron po kayo bago youtube channel. that day nag subscribe po ako agad at pinanuod ang videos. inuulit ulit ko pa tlaga., pinapanuod ko din po sa anak ko at kay mr ko. salamat po ng marami. God bless you more! Very excited din po sa mga susunod pa na videos nyo. ❤
Hi Art! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Hi Eden! Thank you so much for your greetings and support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Hi Corman! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Galing po Sir! Gawa rin po sna kayo ng video about dun sa mga hati n mga investments tulad nung mga half ng investment withrawable at half sa accident at death. Thanks po 😊
Hi Polter! We will take note of your suggestion! :) Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Hi Charo! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
As a Financial Advisor, I would like to commend your passion and idealogy that you placed in this video. I have learned a lot and I really like the phrase that you mentioned towards the end,... it provides financial peace of mind. I hope you don't mind if I share this video to my colleagues.
Thanks, Ricky! Please do share the video. I want to make a difference to as many people as I could . And as a favor, kindly ask tell them to subscribe to our channel as well. We’ll be coming up with more videos like this! Blessings always!
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sana po invest kau sa microphone hehe
Dapat yung life insurance eh may included ang trauma claim like stroke, heart attack and kidney failure. Am I right?
Having a life insurance po talaga ay showing your care and love sa family mo. Hindi ito expense o gastos lang. I have life insurance and I feel like I am a walking 5 million kasi I know if worst thing will happen to me hindi ako mag cause ng burdens. My family will love me even more. It's not a waste rather an expression of love....
Thanks sir
Simon Montemayor #sanaall Filipinos gaya sayo sir Simon mag isip 😍😍
permission to screen shot your message Sir? Thank you 😊😊
agree👍❤
Hi Simon Montemayor. I am an agent of Philam and creating a website for my services. Would it be alright if I can feature your comment as one of the testimonies of people who have had good experiences with insurance? It may help bring the good that insurance can do to more pinoys who need it.
Permission to screenshot po sir. I love your testimony.
SUBSCRIBE NOW! Be part of our growing family! Don't forget to like the video, subscribe to our channel and tap the notification bell icon to be updated on our future videos! Share this video to your family and friends. Thank you!
Life insurance is like buying your future income for a very small amount. One of the most important product you will ever purchase.
Good day sir Rex, napakainformative and nakapahelpful po nitong mga videos nyo for people like me to realize and see the real essence of life insurance. Thank you and please keep sharing your knowledge to a lot of people kasi sobrang laki po ng natutulong nyo.
Last year of june, nag avail po ako ng combination ng investment and life insurance. Ito ay bago pa pumutok ang 1st case ng covid. Ofw po ako, and im a frontliner, less worry kc pag tumanda ako or if ever matigok, im confident kc whatever happens to me hindi ako magiging pabigat sa mahal ko sa buhay. LOVE+INSURANCE=CONFIDENT
Napakasakit po talaga pag walang insurance. Grabe po pinagdaanan ko para makabangon ang pamilya ko bago ako nag asawa. Minana kolng naman ang almost 1m na utang ng father ko sa bangko. Un bahay namin na ginawang collateral muntik ng kunin ng bangko. Aside from that lubog pa sa utang, A mistake of my father is a lesson for me. I will never let it happen again esp to my children.
Yun nga lang sir sa claiming ka magkakaproblema. Hihintay ka ng 3 days to 1 week bago makuha yung cheke at maipagamot ka. May documentations pa na aasikasuhin.
Doon nagiging scam ang insurance. Paano kung hindi umabot ang insurance para mabayaran agad ang operasyon? Yun ang hindi sinasabi ng mga nagbebenta ng insurance. Maigi pa ipunin mo na lang sa bangko ang pera mo. At least kung need mo na talaga ng pera for health emergency wiwithdrawhin mo na lang.
Kaya po dpat meron kayong emergency fund na masa bank bago kayo mag invest sa life insurance + health, VUL, stocks, index funds at iba pa para in case na kailangan mu ito ASAP may mahuhugot kang atleast pang downpayment then pag na release na ang health insurance mu pwde muna ult ma replenish yung nawala mung emergency fund, just my 2cent po. For me ang purpose tlga kung bkt tayo kumukuha ng insurance is not for ourselves but for our dependents in case tayo ay mawala na.
While abroad po? Alam ko its not allowed to get if nasa ibang bansa ka, baka magkaissue po sa claiming 😊
@@angeliebulaon1059 pwde po iyon basta nung nag sign ng comtract si policy owner/insured nasa Philippines sya. Ang hindi pwde yung nasa ibang bansa sya nag sign ng contract tapos nasa Pinas ang insurance company.
Thanks Sir Rex, you are the gem that the Filipinos need. Ewan ko na lang kung hindi pa malinawan ang mga makakapakinig nito. Mabuhay po kayo, and God bless you more! 😊
Im a solo parent, i chose to invest in life insurance and settle my child educ plan. I feel comfortable ang complacent the fact that i am building the legacy for my son. We keep our lifestyle low also as i believe the promised of delayed gratification! Thank you po ive learned a lot from you!
You nailed it sir, i love the way you explain it. I've started my life insurance and its going two years now. Perfect word, peace of mind for me and security for my family. Thank you sir, God bless.
Eto na yung pinaka "layman's term" explanation na narinig ko. Thank you for sharing this. Thank you.
Dami kong napulot na aral dito Sir Rex salamat po more power po and thank you rampver
I am an Insurance Agent and i deeply appreciate the learnings you shared with us Sir! 💛
Hi Joseph! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
@@rampverfinancialshello Po Sir, ask ko lang Po, worth it Po ba na kumuha Ako life and accident insurance sa Pru Life UK, plus meron Po ito VUL?
Two years na Po Ako naghuhulog.
Salamat Po sa pagsagot.
Good day po Sir Rex. I am so overwhelm by your discussion about insurance that opens my mind on what to select and for what purpose do I need to get one. Thank you soo much.
Suggestion for next topic: How to properly read the fundamentals of a company to identify if its a good Stock to buy for a long term.
Hi Edrene! Thank you for this suggestion, we will take note of this! :) your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Just a suggestion, you might want to read up on financial management and search for the topic of financial ratios. It can tell you on how company manages its resources and liabilities.
To know if a company is good to buy for the long term, you should check up on the topic of valuation w/c is determining the value of a financial asset (i.e. stocks and bonds).
Salamat po sa napakalinaw ng pagkakapaliwanag sa totoong purpose ng life insurance at pati sa ibang financial instruments.
The only person who realy explained it very well on what life insurance is.
oo nga, ang galing nya.
thank you sir rex 1st time ko kukuha ng insurance kaya nag search ako ng mga advice about it..napakaganda klaro ng paliwanag nio about insurance very helpful.. keep it up sir rex....
Thanks Sir Rex. One thing that strikes me in this video is that peace of mind is not just an emotion. It can be computed mathematically. And it is through insurance.
The insurance companies have all the algorithms and mathematical computations to go against us. They aim to "insure" getting their profit.
Thank you sir Rex.
You are my Inspiration in Investing.
I rarely comment in any video but I really appreciate your passion to educate everyone in achieving their financial journey. A passion to help our fellow Filipino, I really hope time will come that everyone understands the importance of insurance.
Best explanation I've heard about Life Insurance. Thank you for sharing sir Rex. Minsan kasi nagda-doubt na ako kung tama ba na kumuha ako ng insurance,and thanks God napadpad ako dito sa video mo, at naliwanagan ako. Salamat po sir. God bless you and your team.
Tears fell from my eyes whilst watching kasi Ito yung purpose kasi tlga ng insurance eh. You put your love, care and priority on paper. Thanks sir Rex...
Hi Marwie! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Hi Marwie! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Very enterested.no skip adds.
Thanks sir Rex. Sobrang ganda pagkapaliwanag. Ngayon ko lang naintindihan ng mabuti🥰🥰
Great topic. And that realization that when you get a life insurance, it shows how much you love your beneficiaries and how you prioritize them.
Hi Vic! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
First and foremost you have to educate the client first and do the PFS know their goals and their affordability for the right products you offer. This how we are doing here in WSB/WFG here in Canada. Great discussion Rex!!!
Hi Normita! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Grabe Sir @Rex tumpak n tumpak po ung explanation nyo👏👏.. Thank u po 4 this🙏..
Thank you very much Sir Rex Mendoza🙏
"Life insurance is the greatest love letter invented. Have you written your own?" ❤️
Spreading the importance of financial planning, I'm also an advocate of Financial Literacy here in the Philippines.
Thank you so much, Sir Rex 🙂
Life insurance is a "Love Letter" your loved ones WON'T WANT TO READ!
Thanks to Sir Marvin at nasumpungan ko po ang channel mo Sir Rex, at alam kung madami among matututunan sa Inyo po.
Sauang nga lng kung kilan ako nagka edad saka lang ako nakasumpong ng mga taong tulad nyo po ng willing na willing ituro kung anong Alam na makakatulong sa kanilang mga kababayan✔️💯💖💖💖💯
It is really good when someone really knew his field and know what his really doing. Naliwagan po ako ng sobra, maraming salamat po sir Rex.
Hi Jayson! We are glad to hear this! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Thank you. I already have insurance which I started paying 3 years ago. I also encouraged my wife and we got another one earlier this year. I know how important insurance is but the way you explained it gave it more meaning. I talked to multiple insurance agents in the past when I was browsing for the correct insurance for me but I never heard them explain it the way you did. The staircase analogy and giving the family left behind time to adjust is big.
I am looking for Health Insurance with HMO Feature.
Ang linaw ng explanation. Ang sarap makinig. Very inspiring and motivating. I got my manulife a year ago. And now i am learning bitcoin... i also just started GCash invest because I watched it here ☺️
Thanks po napakaganda ng sinabi nyo. Buti na lang at bayad na aming life insurance .
All the way from Republic of Ireland OFW. Thanks a million.
Marame ang mga pilipino ang hindi pa din naiintindihan ang purpose ng life insurance
Kaya nandito kameng mga financial advisor to educate them.
Thanks for this video sir very informative
Thumbs up😇😇
I will be entering the Financial Advisor career and you were one of my inspirations sir Rex, to be able to educate families about finances and secure their family's future!
I bought insurance because I love my daughter so much,.i want here to have financial independence even when I am not around anymore
Nice
Permission to screenshot po. I love your comnment po.
Same here
Maraming salamat Boss Rex - dati wala akong hilig sa usaping Financials but when i joined IMG doon ko kayo unang napakinggan at when i navigated your old days talks from Philam to Marvin...you just created a time bomb in my life goals! You're such a wonderful person to know!...spot wisdom talaga at no holds barred talaga ang explanation nyo! KEEP INSPIRING!
Sir tanong lng po maganda ba yng time deposit??
Philam...may bad experienced ako diyan. It may not bcoz of the company, baka sa agent. Dapat ipagbawal sa agent sa lahat ng insurance company na magcollect or tumanggap ng payment fr clients.
Thanks sir Rex! Watched from start to finish. Can you discuss these topics:
- what to invest in your 20s, 30s, etc
Thank you po. I'm about to withdraw my life insurance but because of your content of your blog. I realize that I really need to continue my life insurance. Mabuhay Po kayo.
hello, good day! 😊 grabe dami kong natutunan about sa life insurance. I hope I am not late to get a life insurance at the age of 33. Ofcourse, I want to have a family in the future. gusto ko may maganda akong iiwan sa knila..anu po kaya ang mgandang life insurance para sa mga baguhan n tulad ko. ? stay safe and god bless po.❤🙏
been following this since Marvin G. announced it in his yt video. big help katulad kong millenial na gusto ma educate sa financial at future plan. pero saan ako pwede kumuha ng life ensurance? wala pa po ako masyado alam. salamat.
ang galing ng paliwanag ni sir Rex.. Kaya nag IMG/Kaiser ako
thanks god
love kokasi mga anak ko.❤
This is PERFECT! Every insurance agent/financial planner/estate lawyer should watch this! Don't just sell, educate!
Hi Rusty! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Ito ang pinaka magandang explanation about sa insurance..thank you sir rex..marami kasi bias kung mgexplain..lalong lalo na sa mga investor..ayaw na ayaw nila lalo na ang VUL..pro sabi nga ni sir rex nka depende yan sa kung anu ang goal mo..
Hi Robert! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Can u post a video about financial literacy aimed more on teens/young adults? I would like to encourage my daughter to be more financially aware to start her young.
I subscribe right away!madami na din ako napanood na video regarding life insurance yet eto maganda pagkakadeliver 🤗 may mga nag aalok ng life insurance kaso di maayos o di ganap na maintindihan.
very informative,dhil wala akong ka alam alm about insurance,gusto ko na kumuha ng insurance at kuhanan din parents ko kc sayang ang panhon
Hi Bulol! Maraming salamat sa iyong suporta! Mahalaga sa amin ang iyong komento para mapabuti ang aming channel! Kung nagustuhan mo ang video na ito maari lamang ilike ang video at magsubscribe sa aming UA-cam channel, huwag kalimutang i-tap ang bell icon sa gilid para updated ka sa mga susunod pang video contents! :)
Sir Rex ...God Bless po linaw po ng pagka2paliwanag mo
Sir thank you for all the learnings. Can you pls discuss about investments in gold and silver. Thank you. God bless. Keep blessing people with your investment expertise.
Again no....wala paring kakupas kupas ang aking mentor pagdating sa financial literacy and investments. Keep doing the good that you do for so many people who need you help.
All the best to all of you.
Thanks, Madz. Really appreciate your support and generous words. Blessings always!
Thank U sir Rex very valueable at informative talaga. Bigla akong nagka-interest sa life insurance bcoz for the purpose I want. God blesz and keep safe po...
Thank you s napaka powerful mo paliwanag sir rex..s mga bagay bagay n dk Alam. Ang dami natutunan sa iyo sir
Hi Balais! We are glad to know this! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
I already have BPI-PHILAM Critical illness payable in 10 years. Iba pa po ba ito sa Life insurance? Kase sabi nung BSE na nakausap ko Meron na syang Investment, Life Insurance at Savings.
Or need ko pa po ng Life Insurance talaga?
By the way in Sept 2020 1 year na din po ako sa BPI-PHILAM 🙂
Im 27 y/o and ngayon po ako nagla interest at inaaral how to invest.
I also have 1 UITF's and 1 Mutual Fund. And Im planning bumili ng shares sa stockmarket.
I hope ma guide nyo po ako sir. Thank you so much!
P.S
Thanks to sir Marvin Germo he promote your channel that's why i found you sir Rex 🙂
More vlogs pa po 😍
Hello po, na mention niyo po na BPI-Philam Critical Illness ang meron po kayo. Pwede pa po kayo actually kumuha ng additional coverage from other companies Po on top of your policy para sigurado po talaga na protected po kayo
Tol. Check mo mabuti plan. From what i understood. If you live long, or die young, ang makukuha mo lang jan ay which ever is higher. Halimbawa ang term mo 1m, pero ang investment mo na nsa 500k. 1m lang makukuha mo..
Sa VUL kase from life insurance companies like, PRULiFE, Sunlife, Cocolife, Manulife,etc. Bibigay nila sayo lahat, sa sample ko 1.5m ang makukuha mo or ng family mo
Hi, Critical Illness coverage is a term insurance. If you stop paying it the coverage will be gone also. You might want to check and go back to your financial advisor :)
Ito amgbgusto ko marinig sa mga FA na nag ooffer sa akin ng insurance
Thank you
Jonjoy. I'd be interested if we can lifetime partners. Message me, let's talk about VUL and insurance. Fb: @jsonbern
Depends on your purpose if you want to leave a legacy to your family and guaranteed go to life insurance but if you are looking only for yourself and non guaranteed investment play stock or mutual funds .
Great explanation, thanks
one of the best financial literacy video, maganda ang pagkakapaliwanag ng life insurance. sa lahat ng mga financial advisor sa mga bangko or insurance agent, kay sir rex mendoza ko sya talagang naintindihan kung ano ang halaga ng life insurance at ang purpose ng investment, keep up the good work, marami kayo natutulungan na maintindihan ang mga certain investment na available sa market today, sana marami pa topic tungkol sa ibang investment instrument para mas lalo na makadagdag sa kaalaman ng mga nakakarami, maraming salamat po and more power po sa inyo sir at sa mga bumubuo ng rampver financials 😄
Thanks, Mark! Your kind and generous words make my day! Take care and stay safe!
I'm with you sir Rex, I'm getting old and I'm too crazy to have all this things in my life,thank you for your heartfelt presentation,More power and GodBless!
I really loved your message.... totoo po yan yung investment natin will benefit of our love one.. life insurance will lead us to a good benefit
Ngayon ko as naintindihan ang Life Insurance. Appreciate much. Thank you sir. You are the only person na nakapag-explain ng maayos kung ano ang life insurance and what it does. I hope yung mga ganitong bagay maisama sa Curicullum ng Education System natin dito sa Pilipinas para sa murang edad pa lang may knowledge na agad about sa mga ganitong sobrang importanteng bagay.
Sir Rex Good Morning Thanks
thanks for explaining sir! ❤
Life insurance is not an investment, it is indeed a protection.
Thanks for your comment, Benito. Protection instruments are defined as investments as well. This is why a “hedge” or even commodity contract insurances are investments too. We even have hedge funds. Technically, an investment is a commitment of funds made in expectation of a positive rate of return. So even pure insurance is considered an investment. VULs, however, are another type where 2 types of investments are mixed. Protection plus funds made up of other instruments. Hope this clarifies.
@@myrianvalenzuela9199 how much annual.mo sa 30k for 5yrs? Right after 5yrs na hinulugan mo nakuha ko agad amg 5k?.or nag nag wait ka ng ilang months /yrs?.
Kamusta VUL mo ngayomg covid? Tnx
@@rexma.a.mendoza6565 too kind of you to find time to reply sir. Padayon.
You really explained it well sir...Thank you for your knowledge to share with us.....
Amazing inputs Sir! 💞💞 Keep up with the vlogs!
Ang galing nyo po mag explain very specific and timely. SALAMAT PO SA INFORMATION 👏👍 Hindi po katulad ng ibang vloggers na waste of time panoorin. More vids pa po about financial growth. Just recently, kumuha po ulit ako ng policy, hindi ko natuloy yung mga dati ko kasi po parang after nila ako pakuhain sa bank wala ng feedback, kaya medyo tinamad na din po. Mga hindi po kasi sila approachable and intimidating na din po.
Ask ko na lang din po if valid pa rin po ba yung account ko if hindi na din po updated yung policy ko. But I already have my hard copy of my policy?? Thank you po sa advice 😊 GOD BLESS Po and keep it up your kindness by helping other people 🙂👏👍
Very well said sir!
Sir salamat po sa pagbigay buhay sa aming lahat..
Mas madame po ako nalalaman at natutunan pa..pangarap ko po maiwanan ng konportable para sa aking pamilya
Thank you for guiding sir Rex 😊😊😊
Kayo po pla ung idol ko sir rex Mendoza. Bakit ngaun ko lng kayo nakita sa yt. Super naopen mind ako today po. Slamat sa clear justification of insurance💜
Very nice explanation..really understandable...
Thanks Sir Rex. Napaka ganda ng explanation.
Thank you Sir Rex, pinaka relatable at malinaw na explanation ng value of having a life insurance.
For future topic po, what should be the heirarchy of financial instruments that we accumulate?
Finally, we can also learn from you Sir Rex in this youtube channel. I'm a life insurance advocate and ang daming learnings and takeaways na nakuha ko sa video na ito. This will really help me in advocating the importance of insurance to our fellow Pinoys. God bless you Sir! More videos to watch. ❤️❤️
Hi Jez! Thank you for your support, your comment means a lot to us! We hope to see you in our next videos and please don't forget to give us a thumbs up if you liked the content, subscribe to our channel and tap the bell icon to keep you posted with our upcoming videos!
many thanks sir.
Thanks for sharing...
hindi ako nagkamali na kumuha ng life ang investment insurance... thank you much sir
Can I just say, your explanation is by far the best I've heard and I agree with you 1000%. I was once guilty with this when I was younger, "The lack of appreciation and understanding gives us the problem" when I understood the purpose of life insurance, it turned me around 😊 I was once a financial advisor and boy I agree, a lot of people do not appreciate what life insurance can give us and our family in times of uncertainty, really worth sharing po 😊
Life insurance is part of the unfortunate incident in someone's life, NO ONE wishes to get it. If you truly love the person who is insured, do you want them to die and get their life insurance instead!
I am at the point of my life where I want to secure the future of my kids. Your vid is very assuring Ang enlightening, Sir. Indeed, Life Insurance Investors are people who care and love their family so much that despite their absence they still want to make sure that their family especially their children are secured. Thank you so much for affirming my plans with this video 💖
@@venusespina4103 Permission granted 🙂
Wow! This is so informative sir! I’m 34yo and planning to have an insurance. I hope it’s not yet late for me to have one. Thank u so much for sharing...
Hi Alucard! You are never too late for being insured! You may email us through sbluservices@rampver.com to get a quotation. Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Just new to your channel, like former life insurance agent both in life and non life insurance business.
Nowadays the young generations need to have a life insurance for protection and investment. We financial advisors must guide our children, relatives and friends. Continue providing topics about lufe insurance, wealth management and health insurance, retirement scheme. GOOD luck 👍
Hi Vangie! Yes! We will continue to post contents like this one! Thank you for your support! Your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Thank you Sir Rex for a clear explanation of what a life insirance is. Many are really hesitant to get one, maybe because the purpose was not clearly explained.
Please cover discussion on VUL. Thanks.
Hi Joyce! Thank you for your support, we will take note of your suggestion! your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Wow you are in youtube! Now subscribing. The talks starts with a caveat, such transparency is admirable in social media. More power.
Hi Mabel! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Thanks po Sir Rex Mendoza
You sir deserve not only a like..i love how you explain life insurance po, very very clear.
Appreciate much Mr Rex Mendoza 🙂🙏
How to invest in stock exchange po ..
Keep safe and God bless you always en your family too 👪🙏
sir Rex thank you for information how life insurance is very important to our love ones ....
a lot of FAs push clients to buy insurance with young age as the main reason without even asking their goal. In a separate FB group, an 18 yr old student was being encouraged to be insured before investing. I suggested that the person can buy insurance once he/she begins to earn. It is a lot better to let the client know why she needs to buy insurance and if buying it is aligned to his/her goal rather than making her buy because he/she is young...
While you're young and earning, it advisable to get a life insurance. Life insurance today or insurance product has protection and investment. While young your insurance premium is low compared to older client. You can use your insurance policy as a collateral for housing loan or business loan. If you could set aside for a certain amount for premium payment get a 10 year plan. Life insurance is just saving money and for your Future. Go to service oriented financial advisor who will cater to your needs, you shouldn't buy all the insurance products being offered. Check the company, their products and services is far excellent
@vangiemata2039 What insurance name and where is such }
Sa country like Japan may Life Pension Insurance sponsored by the government. Ang policy makukuha mo sya sa retirement age which is 65 hanggang Ikaw ay pumanaw. (Knock on the wood) Monthly mong ma enjoy at kahit di mo ma update ang bayad monthly basta e declare mo lang may matanggap pa rin at tutubo rin. Basta at least nakabayad ka ng 10 years po. Pwede ring pag ka edad mo ng 70 mo na kukunin mas mataas yong tubo nasa 40% at magbabago yearly. FYI po sayo lang yong pension life walang beneficiary 😆 “Have a long life po everyone” 😇🙏🏼
Thank u sir! That is the best explanation I've ever heard wen it comes to lyf insurance! And I'm proud to say dt I made a ryt decision 4yrs ago..
Thank you sir Rex ang daming learnings,lagi ko po kayo pinapanood sa mga new videos nyo thank dahil may mga videos na mga ganito nakaka inspire pa share po.Godbless
Very well said Mr. Rex Mendoza sana all Filipinos ay ma realize the true value of life insurance sana lahat open minded 👍👍👍
Happy bday Sir Rex!
God bless you more!
Wishing you a good health!
Salamat po sa lahat ng videos nyo! Madami po kami natutunan!
Hi AJ! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
@@rampverfinancials
🙂naka subscribe na po ako., nung bagong labas palang po. very happy po nung napanuod ko kayo kay sir marvin, at sinabi nyo na meron po kayo bago youtube channel. that day nag subscribe po ako agad at pinanuod ang videos. inuulit ulit ko pa tlaga., pinapanuod ko din po sa anak ko at kay mr ko. salamat po ng marami. God bless you more! Very excited din po sa mga susunod pa na videos nyo. ❤
Thank you Boss Rex marami po akong natutunan sa mga itinuturo nyo po. More power to you.
Hi Art! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Happy Birthday Boss Rex Mendoza. 😊 Thank you for sharing your knowledge to us. 😀 You're the best! God bless you and your family po. 😊
Hi Eden! Thank you so much for your greetings and support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Enlighten the real importance of insurance...thank you..
thank you sir.. the presentation is very simple and easy to digest but very substancial.
Hi Corman! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
Galing po Sir! Gawa rin po sna kayo ng video about dun sa mga hati n mga investments tulad nung mga half ng investment withrawable at half sa accident at death. Thanks po 😊
Hi Polter! We will take note of your suggestion! :) Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
@@rampverfinancials Thank you po Sir! Marami po akong natutunan sa video niyo. More power po! 🎉😊
Genuine explanation of what life insurance can really do to our lives.
Hi Charo! Thank you for your support, your comment means a lot to us! We hope to see you in our next content and please don't forget to like this video and subscribe to our channel! :)
As a Financial Advisor, I would like to commend your passion and idealogy that you placed in this video. I have learned a lot and I really like the phrase that you mentioned towards the end,... it provides financial peace of mind. I hope you don't mind if I share this video to my colleagues.
Thanks, Ricky! Please do share the video. I want to make a difference to as many people as I could . And as a favor, kindly ask tell them to subscribe to our channel as well. We’ll be coming up with more videos like this! Blessings always!
Hi Sir Rex, speaking of insurance, I buy a condo unit I want an insurance for it, is it possible?
I agree with you. Rex has passion and unfortunate wayward ideology about LIFE insurance that he is trying to preach.