Bank Accounts Malayalam -Savings Account & Current Account | സേവിങ്സ് അക്കൗണ്ടും കറന്റ് അക്കൗണ്ടും

Objective of this channel is to provide high quality content on various subjects in malayalam.
This video provides useful information on different bank account for people in India.This video explains in malyalam on current account and savings account.
This video help people to understand the difference between difference in bank accounts such as Savings account and Current account
There are millions of NRIs working abroad in different countries. They when move to India as residents they can open savings or current account based on their requirements. Knowing Differences between current account and savings account help to take right decisions.
Topics discussed are,
Savings account malayalam
current account malayalam
bank account types malayalam
savings and current account malayalam
After watching the video please share it to other friends ,relatives etc as it may be useful for them. This video tried to explain bank accounts in simple way in malayalam.
If you have any query after watching the video please comment below so that i will reply to it .Also please like the video and subscribe the channel for getting all future videos immediately when it is published.
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[@bitcrawl]

This is what called content. Very informative one,Hats off🙌

[@HashJunction]

Thank you 🙌

[@sanjivsreevinayakomranjan8812]

you cleared my doubt thank you soo much for the great info.......

[@HashJunction]

you are welcome

[@lifestylesinanuzzzworld7693]

Thankyou sir, useful video. 😊

[@HashJunction]

Welcome 👍

[@TECHMOBILITYMALAYALAM]

I just opened a savings account in pnb but after one month when I checked banks application it automatically added current account too alongside with my savings account anybody knows the answer I doesn't applied for a current account
Please reply

[@ARJUNDEV.R]

Thank you sir valuable information 👍

[@HashJunction]

thank you

[@technicalideasmalayalam4709]

Very useful video sir
Nice presentation hashim sir

[@HashJunction]

Thank you

[@archana_nanda]

Very useful video sir.. thankyou

[@HashJunction]

Thank you

[@sameerthebusinessman2837]

Good ഇൻഫർമേഷൻ 👌😍

[@HashJunction]

Thank you 👍

[@MrAnt5204]

Thank you 🙏

[@HashJunction]

Welcome 😊

[@shanidonline1665]

Sir,oru savings accountil maximum ethra cash vare keep cheyyaan pattum

[@jumiapradeep2972]

Very helpful hashim.. My sis in law is starting a new business.. I will share this video to her.
👍

[@HashJunction]

Thank you 👍

[@sojajohn6749]

Good massege, Thankq

[@munnarchaya3838]

Very helpful vedio thanks Sir

[@veenaom8798]

Thankuuu sir🙌🔥

[@HashJunction]

Welcome

[@simsarulhaque6235]

Very good information

[@HashJunction]

Thanks

[@krishnadasanp9614]

സൂപ്പർ. 👍👍

[@HashJunction]

Thank you

[@kannilkandath8373]

Sir,
In the case of current account for a partnership firm, all partners can access account data?

[@HashJunction]

That is based on how you open it in the beginning.

[@anoopsebastian4218]

Very helpful video

[@HashJunction]

Thank you

[@ahmedzubair7321]

Thanks sir for ur nice presentation.. I want not to have interest. So I think current account can be chosen.. isn't it?

[@HashJunction]

Current account is usually for businesses. However few banks offers it for individuals also. So you can opt it.

[@antonybastin3432]

Thank you sir

[@HashJunction]

Welcome

[@muhammadshamnas3514]

Good explained

[@HashJunction]

Thank you

[@user-lq1ku8ht1o]

Interest illathe account aannu veendath apo current account aano savings account aano edukendath
Pinne savings or current transaction and other fee
Edhokke engane yaan onn paranj tharoo

[@rishanyraju1026]

So good

[@HashJunction]

Thank you

[@sinimolsabu9128]

Sir without changing my account no.can i change my current account into savings account??
Or allekil account no. Change cheyathe new savings account open cheyamo????

[@HashJunction]

You may have to open a new account

[@arjun-qb4se]

savings account eduthit ...google pay namuk bank paranja (eg: monthly 5 thavana) mathrame google pay use cheyan patu...athil kooduthal 5 kooduthal thavana monthly google pay use cheytha cash pidikumo bank

[@HashJunction]

may be they can charge .Check with the bank if use more than the mentioned numbers

[@AshifAli-ok8rl]

Tnx❣️

[@HashJunction]

welcome

[@muhammedrabeeh607]

Good information

[@HashJunction]

Thanks

[@Motoprixs]

Individual current accountil maximum transactions enthra amount pattum perday please reply

[@HashJunction]

depends on the account

[@rahulrajan1149]

Sir individual current a/c open aakumbol normal current a/c benifits ellam kittumo athil companide naminu pakaram nammada name alle ezhuthende

[@HashJunction]

Normally current account is for the firms but pakshe chila banks individuals current account permit cheyyunnundu. IT will work similar to the other current accounts.

[@ajmalkhader9856]

Loan, EMI facilities okke use cheyyunnathil enthenghilum changes undo savings and current account thammil

[@HashJunction]

depends on the account

[@__j_o_s__]

Nta bankil njan zero balance account aanu എടുത്തതെങ്കിൽ ATM-മിൽ chennu savings account click cheyyano current account click cheyyano..?

[@HashJunction]

If it is savings account u need to click on savings

[@soorajdev5456]

Already Ulla oru account ethu type anennu engane aryum?pinne namma ATM IL amount withdraw cheymbol account type Matti kooduthal ..I mean if account was current ..saving kodth proceed chiadal undavunna issue ?

[@HashJunction]

probably it may be a savings account

[@mubi3715]

20000 per month is being deposited in the current account .. Will I have to pay tax if it is not withdrawn?Pls rply

[@HashJunction]

it may not be required

[@team__kidukkachizzzzz3617]

Sir saving account vazhi daily valiya transactions nadathikaynjal tax adaikendi varumo plss replay ithra amountinu mukalil vannal angana indo

[@HashJunction]

Tax will be for the interest earned only .

[@ajinjohnson819]

Good info

[@HashJunction]

Thank you

[@ashraftv267]

Thanks for this kind information Ashraf tv

[@HashJunction]

thank you

[@shejeedabbas240]

Good information.. 👍

[@HashJunction]

Thank you

[@navasnava8411]

Njan ente workinte aavshythin savings accound aanu use chyyunnath
Savings accoundil oru monthil etra cash transation nadathan pattum ... Per month??

[@HashJunction]

There is no limit

[@muhammedrafi8400]

Enta oru dbt ennu parayunnath..
Enta account saving anu...
Njn kooduthalum transaction nadathummath bank vazhi anu..
Online banking and upi use cheyyunnath...
Nta frds nta account cash ayakum njn athu eduthu kodukarund...
Kuranjath 50,000rs vare oru mnthil transactions nadakunnund...
Apol tax problem undo...?
Oru saving account ethra amount hold cheym. Ethra amount vere transaction nadakathaaam.....??
Plz rply

[@HashJunction]

Interest you earn from savings account will be taxable

[@muhammedrafi8400]

@@HashJunction thanx for replay

[@nobyaugustine999]

Very informative! Keep going Hashim

[@HashJunction]

Thank you 👍

[@sandeeps2376]

Super sir

[@HashJunction]

thank you

[@vijayanpj3305]

Sir, this was a very good information. Sir is there any minimum balance to be kept for a current account and if so, how much would it be?

[@HashJunction]

Depends on the account type.

[@fairufairoos]

He asking about current account ,
Any minimum Balnce required ?

[@chch1899]

Yes

[@aliyn6628]

Nice

[@HashJunction]

Thanks

[@muhammadanas.a7658]

Enteth savings account aan. Pashee njn atm card use cheythapool current account ennaan click cheythath. Athinu entheelum kozhappm ondoo?

[@HashJunction]

no issues

[@vgworld352]

Thanks for the information...👌👌👌

[@HashJunction]

Thank you

[@muhammedaslam9237]

Is it possible to convert savings account to current account.If possible will there be any problem affecting the scholarship I am getting now

[@HashJunction]

You can start a new current account also.

[@manuthomas7863]

Nice presentation

[@HashJunction]

thank you

[@iam_lex_me]

Informative 👍👍👍

[@HashJunction]

Thanks ✌️

[@sajeevansajeevan516]

Good

[@HashJunction]

Thanks

[@uvaiskunnatheri8100]

👍👍

[@AaRsworld5435]

Sir, l have an individual current and savings account in same bank. The customer ID of two accounts are same .I use the current account for my shop purpose. Any problem.plz.reply

[@HashJunction]

Actually it is better to transact in your business name . But better to check with your bank branch on the same

[@AaRsworld5435]

@@HashJunction customer ID and phone number are same in two accounts sir. Any tax problem?

[@sunithaworld]

Upi link ചെയ്യുമ്പോ ക്യാഷ് എവിടെ credit akum? Saving or current account?

[@harilalr4213]

എനിക്കും എന്റെ സുഹൃത്തിനും Trust ന്റെ പേരിൽ ഒരു joint അക്കൗണ്ട് ഉണ്ട് പക്ഷേ internet Banking തുടങ്ങാൻ കഴിയുന്നില്ല. Pass Book , ATM കാർഡ് ഇവ ഇല്ലാത്തതിനാൽ Balane അറിയാൻ നിവൃത്തിയില്ല.. Statement
എടുക്കാൻ Bank ൽ പോകാതെ പറ്റുമോ

[@HashJunction]

Possible. Netbanking register cheythu oline aayi nokkiyal mathi

[@muhammedsaheer1543]

Sir, is there any limit for money in central bank account

[@HashJunction]

If it daily withdrawal limit through atm it is there

[@malayali8517]

Ente zero balance ac aanu. Federal bank. Enikk oru massam 4 transatione pattunnullu. Ath mattan pattumo??

[@HashJunction]

Could be possible.Check with the bank please

[@jineshmlt]

Current account close cheyyathirunnal enthengilum kuzhappamundo

[@ABHI-aby]

Hloo sir എനിക്ക് ഓൾറെഡിയ ഒരു അക്കൗണ്ട് ഉണ്ട്. പിന്നെ എനിക്ക് ക്യാഷ് സേവ് ചെയ്യാൻ ഒരു അക്കൗണ്ട് തുടങ്ങണമെന്നുണ്ട് അതിന് ഏതു അക്കൗണ്ടണ് നല്ലത്

[@HashJunction]

You can open savings account

[@yazin6961]

ഒര് current accountil നിന്നും ട്രേഡ് ചെയ്യാൻ വേണ്ടി bulk amount bank to bank trasaction നടത്തുന്നതിൽ എന്തെങ്കിലും പ്രശ്നം ഉണ്ടോ? Monthly current bank to bank trasaction ലിമിറ്റ് ഉണ്ടോ? Pls റിപ്ലൈ.

[@HashJunction]

bank will come with questions only if origin account has any issues

[@suhailsnccneerani1938]

Current അക്കൗണ്ടിൽ transactions പോലെ deposite ഉം limit ഇല്ലാതെ ചെയ്യാൻ പറ്റുമോ ..? Pls rply

[@HashJunction]

Should be possible . But check with your bank also as depends on account it may vary

[@halthafa5973]

Zero ബാലൻസ് normal (മിനിമം balanace account) ആക്കാമോ. Zero ബാലൻസ് അക്കൗണ്ടിൽ ക്യാഷ് സേവിങ് ചെയ്യാൻ limit ഉണ്ടോ ഒന്ന് വീഡിയോ ചെയ്യാമോ

[@HashJunction]

Depends on the type of accounts minimum transaction limit may be there.Better to check with the respective bank on it

[@jack_Daniel__]

Federal bankil current account il balance enthenkilum maintain cheythu vekkanoo sirr

[@HashJunction]

Depends on the account

[@MF-hz2jj]

What all are the documents required for opening current account

[@HashJunction]

Basic bank account opening requirements including the company license

[@motivation2748]

Sir South Indian bank il minimum balance ethrya...Ente saving account.

[@HashJunction]

Depends on the account

[@nishanthsoman9718]

Account current aano savings aanonu ariyilla.Cash edukkunna option vannappo current enna koduthe.Enthenkilum problm undo.

[@HashJunction]

No issues

[@noushadtp8785]

Can i keep some cash for long term in current account to avoid interest?

[@HashJunction]

No issues . You can keep

[@gangasatheesh8670]

Sir njaan oru trading app platform il work chayunnundu..nammal cash deposit chayunnu ath palaril ninnum thirichu UPI transaction vazhi Accountil credit aakunnu...cheariya profit.. but chilaru fraud chaith bankil complaint forward chaithu Njn fraud aneannu..ath kond bank account freeze akki... current account open chaithal ee problem undaakumo.. give me a reply.. please

[@HashJunction]

It may not be right way to use personal savings account for the business transactions. Current account may work if you open it in your company name

[@mishaltc9059]

Hi bro

[@mishaltc9059]

P2P ahno cheyunne

[@mishaltc9059]

Eth bankil ahn current acc edthe

[@rajithodlme]

Hello, Is it legal to keep 2 NRI accounts? I am not happy with the NRI account i am using . i cannot end it and start a new one due to committments. Can i keep an additional NRI account in new bank legally? thanks

[@HashJunction]

you can have 2 accounts.

[@muhammedshafi6944]

Savings account use cheyyumbol kooduthal transaction cheyyunnathiloode leagaly ulla buddhimutt onn vyakthamakamooo pls

[@HashJunction]

Number of transactions angane legal problem undakaan chance illa. But better to understand on the charges and restricts from the bank itself

[@VinNusPeralassery]

Home loan edukkam bank of barodayano atho SBI yano better. Randum nationalised bank alle? Help

[@HashJunction]

Both would be fine, But look at interest rate,pre closing conditions etc before finalizing

[@sanalkumarv6119]

Fixed akki amt deposit cheyyumpol current account ill interest undakumo

[@HashJunction]

these are different account types

[@musthafapp9270]

മൂന്ന് ബാങ്കിൽ എന്നി അക്കൗണ്ട് ഉണ്ട്
HDFC A X S ഇത് കരന്റ് Acd ആണ്
രണ്ടുംmaina bls 7000 രൂപ ac. Close ചെയ്യണമെങ്കിൽ BL S അടക്കാൻ പറയുന്നു എന്ത് ചെയ്യണം
ക്ലോസ് ചെയ്തില്ലങ്കിൽ ഭാവിയിൽ വല്ല PR Ble mഉണ്ടാവുമോ

[@HashJunction]

Better to close it officially .

[@shammasmohd9394]

Sanvings accountil 5 oo 6 oo തവണ transactions നടത്തിയാൽ ചാർജ് ഉണ്ടാകും എന്ന് പറഞ്ഞു അപ്പൊ g pay വഴി ഒരുപാട് transction നടക്കുന്നുണ്ട് അതിനൊക്കെ ചാർജ് ഈടാക്കുമോ???

[@HashJunction]

There are charges if the transaction numbers are higher . Currently it is 20 transaction in some banks

[@basi489]

Balance currentum savingsum equal aayirikkumo

[@HashJunction]

Depends on your account .Current accountil cash undenkil athinte balance kaanikkum

[@Kgafoor]

Nri acntum normal acnt onnich upayogikkunnathil enthengilum prashnam undo?

[@HashJunction]

if you have NRI status you cannot have regular savings account

[@rajeeshnarayanan3433]

Sir എന്റെ ac ആഴ്ച്ചയിൽ 25k വരുന്നുണ്ട് അത് ഞാൻ വിഡ്രോ ചെയ്താലും ഇന്ട്രെസ്റ് ഇനത്തിൽ tax കൊടുക്കേണ്ടിവരുമോ

[@HashJunction]

if you earn the interest on that period ,then only tds would be deducted

[@cold9032]

Current account ഇൽ കൂടുതൽ transaction ഉണ്ടാകുബോൾ imcomtax ഉണ്ടാകുമൊ

[@HashJunction]

Current acccountil interest illathathu kondu tax deduction undavilla. IF there is interest earned it may be taxable.

[@AMPPY-wm3cr]

Normal accountil etra amount vare diposit cheyyam.. ഇതിനു tax കൊടുക്കേണ്ടി വരുമോ

[@HashJunction]

Tax is for the interest earned only

[@cowboy8639]

Federal Bank current a/c ൽ Google pay ഉണ്ടാക്കിയിട്ട് UPl അടിച്ച് ബാലൻസ് ചെക്ക് ചെയ്യാനോ , മറ്റുളളവർക്ക് പണം അയക്കാനോ പറ്റുന്നില്ല !??
Current a/c ഉപയോഗിച്ച് google pay ചെയ്യാൻ പറ്റുമോ ??
Please reply 🙏

[@HashJunction]

check with bank o nthe reason

[@aneeshmohan258]

Zero balance current account undoo.?? Enikku already Axis Bank il current account undu. Indusind bank il zero balance account ullathayi njan kettu...

[@HashJunction]

Should be there.

[@ribinsha9888]

Can I Switch my savings account to current account?!

[@HashJunction]

Probably u may to apply for another current account

[@saf.21safwanzz61]

Hello sir how to find out our account saving or current

[@HashJunction]

Usually all individual accounts are Savings except in certain cases. You can check the account opening letters from the bank

[@dilshad3930]

oru bankil saving account and current account randum open cheyyan kayyo

[@HashJunction]

should be possible

[@firozhilite5423]

Saving account convert to current account . Any problem ..

[@HashJunction]

Bank may ask you to open new current account

[@user-ev3ph3ol1o]

Good Information Sir 🤝

[@HashJunction]

Thank you

[@mhdjunaid2071]

Bro scholershipin njan SBI yil oru account eduthaal enikk google pay thudangaan patumo

[@JPointBelieve]

Yh...

[@mhdjunaid2071]

@@JPointBelieve bro atm card kitoola enn aan bankil poyappo paranjadh ini Endh cheyyum

[@mhdjunaid2071]

Any solution

[@syamlisathyan5877]

Crnt acnt holders engene anu tax payers avunat?..aakan patumo?

[@HashJunction]

Current account holder aanenkilum allenkilum tax paying bracketil aanenkil pay cheyyendi varum

[@mohammedanas3696]

Saving account current accountilek change cheyyan pattumo....?

[@HashJunction]

You can open a new current account

[@ibrahimbadusha7348]

Noor personal account നെ കുറിച്ച് ഒരു വീഡിയോ ഇടാമോ?

[@HashJunction]

I will try to do it in the future

[@fjvloggers2253]

1st comment

[@HashJunction]

Thanks 👍

[@rinijebinofficial]

Current account എടുത്തു കഴിഞ്ഞാൽ income taxil നിന്ന് ചെക്കിങ് ഉണ്ടാകുമോ... Tax അടക്കണോ.. അല്ലെങ്കിൽ പിഴ അടക്കേണ്ടി വരുമോ.. പിന്നെ busciness പ്രൂഫ് വേണോ കൈയിൽ

[@HashJunction]

When you open current account you have to submit the proof business

[@sunithaworld]

​@@HashJunctionindividual current account ആണ് എങ്കിലും proof വേണോ? എനിക്ക് animation work ആണ്.. ഞങൾ 3-4 പേര് ചേർന്ന് ചെയുന്നത് ആണ്.. ബിസിനസ്‌ lisence ഒന്നും ഇല്ല.. വീട്ടിൽ ഇരുന്നു ചെയുന്നു.. ഓഫീസ് ഇല്ല... ഏത് account edukkum? Now using saving account.. But business lisence ila office illa

[@nahaskskarayil541]

Savings account current accountilaak change'chayyaan pattumo

[@HashJunction]

They will ask you to open new account

[@alliswellswalih3253]

Current account in pass book undavumo?

[@HashJunction]

Mostly it is digital now

[@keyemhaneefa]

GST ഇല്ലാത്ത കച്ചവടക്കാർക്ക് കരൻ്റെ എക്കൗണ്ട് തുടങ്ങിയാൽ ഭാവിയിൽ വല്ല ബുദ്ധിമുട്ടും ഉണ്ടാകുമോ

[@HashJunction]

Better to have current account

[@ArunKumar-ge1zq]

Sir എനിക്ക് ഒരു ചെറിയ കമ്പ്യൂട്ടർ സെന്റർ ഉണ്ട്. Online Purpose ചെയ്യുന്നു. ഒരുപാട് വാട്ടർ അതോറിട്ടിയുമായുള്ള Transaction ചെയ്യേണ്ടി വരും. പക്ഷേ കമ്പനി പേരില്ല. രജിസ്ട്രേഷൻ ഇല്ല. Current Ac എങ്ങനെ open ചെയ്യാം. individua current Ac മതിയോ.

[@HashJunction]

Better to get current account after registration

[@tonyrajuallapra]

Sir,പഞ്ചായത്ത് ലൈസെൻസ് മാത്ര മുള്ള കടയ്ക്ക് ,കടയുടെ പേരിൽ കറന്റ് അക്കൗണ്ട് തുടങ്ങാൻ പറ്റുമോ?

[@HashJunction]

Should be possible

[@think_about_it114]

Hi ningal current account edutho?

[@arjun-qb4se]

savings accountiloode ethra roopavare transaction nadatham..???

[@HashJunction]

There is no limit ( but better to check with your bank and based on the type of account it will vary )

[@hamanthcm7078]

ഒരു current അക്കൗണ്ടിൽ മാക്സിമം amount ട്രാൻസക്ഷൻ limit ഉണ്ടോ?

[@HashJunction]

Usually there wont be upper limit

[@mujeebkavanoor]

current account savings account eeക്ക്
ലേക്ക് മാറാൻ സാധിക്കുമോ?

[@HashJunction]

Bank may ask you to open a new savings account

[@syamlisathyan5877]

Current acnt nu income tax pay cheyyano?

[@HashJunction]

Depends on the income bracket

[@Jomsonsudheer]

Block ആയ bank അക്കൗണ്ടിലേക്ക് പണം ട്രാൻസ്ഫർ ചെയ്യാൻ പറ്റുമോ????
അത് ഉപയോഗിക്കാൻ കഴിയില്ല എങ്കിലും അക്കൗണ്ടിൽ ക്രെഡിറ്റ് ആയി kidakkumo????

[@HashJunction]

May not be a good idea

[@prabeeshsneha1777]

Sir enteth saving account anu monthly 4 lake translation nadakunude
Kuzappamundo

[@HashJunction]

Usually there wont be any issues for legitimate transfers.

[@jk_.5646]

Sir, savings account thudangumbo PAN card nirbandham aano

[@HashJunction]

Yes