Debt Management Plan vs Debt Relief Order

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  • Опубліковано 7 лют 2025
  • People facing debt: Could you write off some debt? Get started here: moneynerd.co.u...
    Struggling with debt and unsure about your legal options? Get online legal advice from a UK solicitor for just £5, potentially saving you a fortune in the long run. Click the link: justanswer.9pc...
    The information provided in this video is for editorial purposes only and not intended as financial advice. Free debt counselling, debt adjusting and providing of credit information services are available from MoneyHelper, an independent service set up to help people manage their money. You can find out more by contacting MoneyHelper. MoneyNerd is not associated with MoneyHelper, we just think they're great.
    MoneyNerd does not give specific debt advice and we recommend that you always discuss your personal situation with a qualified adviser that works for a company that is authorised and regulated by the Financial Conduct Authority. With your consent MoneyNerd may pass you on to a trusted debt counselling company or insolvency practitioner. MoneyNerd Limited is an Introducer Appointed Representative of Pacific Financial Solutions Ltd who is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 688034) and is classed as a debt counselling firm. Their in house IPs are Jason Bowen who is authorised to Act in the UK by the Institute of Chartered Accountants of Scotland (ICAS). Licence no. 22150 and Laura Stewart who is authorised to Act as in the UK by the Insolvency Practitioners Association (IPA). Licence no. 23590.

КОМЕНТАРІ • 7

  • @MoneyNerd
    @MoneyNerd  3 роки тому +2

    Struggling with debt and unsure about your legal options? Get online legal advice from a UK solicitor for just £5, potentially saving you a fortune in the long run. Click the link: justanswer.9pctbx.net/c/2873512/2107196/9320

  • @Barbarapape
    @Barbarapape 2 роки тому +8

    Having been on a DMP for a number of years and i am now able to afford much higher payments, by DMP
    will complete in 4 years provided i can keep up the payments.
    I am too old to be taking out a mortgage, and having learned the hard way, i will never have another credit card
    or loan.
    One point to consider regarding a DRO is that due to the impact on your credit score, if you are renting a property
    and have to move, you will struggle to find a new property unless you can offer say 6 months rent in advance
    and since you are in debt this won't be an option, and will be an issue for 6 years after the DRO completes.

  • @DavidEvans-b5b
    @DavidEvans-b5b 7 місяців тому +1

    You are basically saving my life, bro! You re a legend!!! Thank you!

  • @HappytubsDoncaster
    @HappytubsDoncaster 2 роки тому

    Thank you. great advice.

  • @archangelcpr1662
    @archangelcpr1662 Рік тому

    Hi.
    I i got a car true hire purchase that costs 8000 , but I apply for debt relief order plan and include just 2 of my creditors and remain with the other 6 will I be approved?

  • @jaalsana1
    @jaalsana1 3 роки тому

    If I go for DMP n I finish my debt in 3 year so my credit score get better after 3 years or I need to wait for 6 years to get my debt get better ?