10 Wealth Destroyers // Stop Wasting Your Money

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  • Опубліковано 25 лис 2024

КОМЕНТАРІ • 103

  • @TaeKimFinancialTortoise
    @TaeKimFinancialTortoise  13 днів тому +1

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  • @ChimiChimiChurryPie
    @ChimiChimiChurryPie 8 днів тому +32

    #11 - having kids when you can't afford them
    #12- weddings that require taking out a loan or remortgaging your house
    #13- not knowing where your money goes each month. Track your spending for 6 months, then you'll know which category is excessive spending (example: eating out, buying crap you really don't need, car payments)

  • @LanceMclendon
    @LanceMclendon 5 днів тому +9

    I wasn't financial free until my 40’s and I’m still in my 40’s, bought my third house already, earn on a monthly through passive income, and got 4 out of 5 goals, just hope it encourages someone's that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing in the financial market is a grand choice I made.

  • @topher6410
    @topher6410 3 дні тому +2

    Preach… 100% right on education… if you’re going to school for nursing, accounting, or most other such professions, the local community college is the way to go… unless you’re trying to get into a super competitive field like Wall Street or a prestigious law firm, employers don’t care where you went to college…

  • @sharonwinson-m8g
    @sharonwinson-m8g 5 днів тому +94

    Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money. A trader made over $350k in this recession influenced market.

    • @Vincent-j8u
      @Vincent-j8u 5 днів тому +3

      Stocks are pretty unstable at the moment, but if you do the right math, you should be just fine. Bloomberg and other finance media have been recording cases of folks gaining over 250k just in a matter of weeks/couple months, so I think there are alot of wealth transfer in this downtime if you know where to look.

    • @JacobsErick-u8r
      @JacobsErick-u8r 5 днів тому +2

      The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.

    • @LUCIASMITH-d1z
      @LUCIASMITH-d1z 4 дні тому +2

      Who is the professional who is advising you, if you could perhaps tell us? As a novice investing in stocks without the correct direction of a professional, I have lost a lot of money.

    • @JacobsErick-u8r
      @JacobsErick-u8r 4 дні тому

      Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Sophia Maurine Lanting’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.

    • @winifred-k9e
      @winifred-k9e 3 дні тому +1

      She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

  • @daviddelaney363
    @daviddelaney363 5 днів тому +5

    Consumers should revolt against the high prices of basically everything and start penny pinching as never before.

  • @lelocle4262
    @lelocle4262 8 днів тому +18

    #11 Credit card debt
    #12 Lavish weddings
    #13 Divorce/child custody/spousal support legal battles

    • @colinrussell2017
      @colinrussell2017 8 днів тому

      #14 Start a family. Now it's not just YOUR financial choices that will impact you, it's your spouse's and kid's too (and vice versa of course).

  • @fredswartley9778
    @fredswartley9778 8 днів тому +13

    Other wealth killers: expensive clothing and shoes, eating out, entertainment, investor fees, buying cheap items instead of quality, credit card debt, medical bills, expensive cell phones.

  • @Golfplyr
    @Golfplyr 8 днів тому +49

    Could another wealth destroyer be online sports betting? Maybe that could be a vice

  • @JoseGarcia-oo4mc
    @JoseGarcia-oo4mc 4 дні тому +2

    Good video , I will put in fancy toys , expensive stereos

  • @PhoenixReborn-v6v
    @PhoenixReborn-v6v 5 днів тому +2

    I'm so glad someone is sharing this. All the recent events make me want to re-distribute my portfolio. I currently have 80k in my portfolio. How can I consistently pick winning stocks?

  • @alessiafaggian999
    @alessiafaggian999 5 днів тому +3

    I drive a Fiat Panda, live with my cat in a one-room apartment in the suburbs keeping the heating at the bare minimum, have no vices.....
    On the highway to richness?
    Eehhmm no, and i really don't know what else to cut out to stat investing
    Do you have some tips for people like me?

  • @CharliniAlmeida
    @CharliniAlmeida 5 днів тому +3

    #11 - Buying things you don’t need to impress people you don’t like💸
    #12 - Inflation
    #13 - Overpriced water bottles / Stanley cups 😂

  • @muskydusty
    @muskydusty 2 дні тому +1

    I'm going to provide an argument to get a large car; safety. I've spent lots of time in an Emergency Room. I saw one man who was in a small car, hit by a larger car. He had ruptured organs, 10 broken bones, he needed about 500+ stitches (4+ hours of work), his scalp was partially de gloved, he had a 10" gash on the side of his neck...and he was awake for all of it. Being in a small car that gets hit by a big car can be a disaster. If you have a family that you want to keep safe, I think its worth the cost premium for the larger car.

  • @grant9047
    @grant9047 5 днів тому +1

    Tae, instead of buying that Ralph Lauren polo for status you could have bought the US Polo Association polo from Walmart for 1/10th of the price and then invested that money into the market

  • @geo641
    @geo641 8 днів тому +2

    Thanks Tae!!

  • @j.kelsey9926
    @j.kelsey9926 День тому

    Could another wealth destroyer be an aura subscription?

  • @WealthyChronicle
    @WealthyChronicle 5 днів тому +2

    Luxury cars are like gold-plated handcuffs. They look great, but they’re keeping you from financial freedom. 🚗💔 Agree or disagree?

  • @JacobGeorge436
    @JacobGeorge436 8 днів тому +6

    Protecting your capital is much more important than making money. Basically, because if you lose your capital, making money is much harder. "Missing the train" vs. "losing your money." There are a lot of trains, but if your money is gone, it's over.

  • @tlow5766
    @tlow5766 День тому

    Without watching it first: 1-8 have to be buying that new fancy car.

  • @rockford717
    @rockford717 8 днів тому +1

    It'd be great if Tae can make a video for how he thinks of Bitcoin

    • @adrian-4767
      @adrian-4767 8 днів тому

      rockford717 I agree, that would be a great video to make by him.

  • @rubaidasharmin4579
    @rubaidasharmin4579 6 днів тому +2

    Not anymore. Some luxury products are not worth the money.

  • @NewGuy2024
    @NewGuy2024 8 днів тому +3

    My whole life I have never exposed myself to any vices in life.
    Many folks think its weird to not even socially drink, especially at gatherings.
    I'm pretty sure my decision has help me avoid many headaches in life.

  • @andyh4518
    @andyh4518 8 днів тому +2

    The expensive education part is such a big thing for parents. It's one thing to pay a 60-70k tuition for a school like Harvard or Stanford, but all sorts of private colleges no one has ever heard of charge nearly as much. Even if you get financial aid, it's still a hefty price tag.

  • @JoJo-gr3pr
    @JoJo-gr3pr 8 днів тому +11

    I appreciate you getting straight to the point 👏🏻👏🏻👏🏻

  • @daviddr115111
    @daviddr115111 7 днів тому

    That first part reminds me of that early family guy episode "so glad we swore off women when we did, I'm gonna go microwave a bagel and have sex with it"
    "Butters in the fridge!" 😂

  • @peterl2767
    @peterl2767 8 днів тому +2

    Great info 👍 👌 👏

  • @peterbedford2610
    @peterbedford2610 8 днів тому +1

    Inflation, cars and spending too much money on noninvesdtments. Stay healthy.

  • @rebeltheharem7028
    @rebeltheharem7028 7 днів тому

    I always buy the lottery ticket if the jackpot goes above 1 billion. Math says my expected return after for the lottery ticket is greater than $2. I still probably wont win, that's a $10 expense every 5 years or so.

  • @Mephiticola
    @Mephiticola 5 днів тому +1

    Vita nihil nisi papilionis somnium

  • @nicstevens6499
    @nicstevens6499 6 днів тому +1

    Sorry I like booze.. but most of these are pretty good...

  • @bigcstevens187
    @bigcstevens187 3 дні тому +1

    Getting married and having kids are two of the biggest destroyers of wealth.

  • @thicanhnguyen3167
    @thicanhnguyen3167 5 днів тому +82

    • @PamelaGregory-z9w
      @PamelaGregory-z9w 5 днів тому

      Please how ?

    • @PamelaGregory-z9w
      @PamelaGregory-z9w 5 днів тому

      Am a born Christian and sometimes I feel so down 😭 of myself because of low finance but I still believe God😞

    • @thicanhnguyen3167
      @thicanhnguyen3167 5 днів тому

      It's Maria Angelina Alexander doing she's changed my life. A BROKER- like her is what you need.

    • @thicanhnguyen3167
      @thicanhnguyen3167 5 днів тому

      $356K monthly is something you should feel differently about....

    • @phongphung2545
      @phongphung2545 5 днів тому

      I know that woman (Maria Angelina Alexander)
      If you were born and raised in new York you'd know too, she's my family's Broker for 3yrs till now and a very good one if you asked me. No doubt she is the one that helped you get where you are!!!!

  • @drproton85
    @drproton85 8 днів тому +14

    Tae, you do have great hair.

  • @criminalelement494
    @criminalelement494 7 днів тому

    Sorry, brother, but weed brings much happiness and helps stress/anxiety. It truly is investing in myself.

  • @khoasterful
    @khoasterful 8 днів тому

    When my dad retired, he would by a weekly dollar lottery ticket. His explanation was he's buying a dollar's worth of hope. It gives him something to look forward to next week. Hence, I don't think it's inherently a wealth destroyer, but a cheap entertainment past time, unless it is used excessively. I'm also thinking the "bingo" analogy... =)
    As always, informative video Tae.

  • @steelydan146
    @steelydan146 6 днів тому

    This guy assumes everyone lives in the big city. News Flash: tons of people live in the suburbs with a decent house & a 2 car garage with huge equity.
    2nd: large cars are needed to haul stuff from Lowes or carry kids.
    3rd: he doesn't talk about the equity on the houses people own.

  • @rommele.maderal
    @rommele.maderal 2 дні тому

    ❤❤❤

  • @albertogonzalez1746
    @albertogonzalez1746 6 днів тому +2

    My bimmer turned into a maintenance money pit. Now I drive a Honda and laugh all the way to the bank

  • @fs5775
    @fs5775 7 днів тому +3

    Tae is selling out a lot to advertisers these days, time to unsubscribe..

  • @SOAP-jf7ue
    @SOAP-jf7ue 8 днів тому

    As soon as he started talking about the untainted foods, I knew this video was made for a social class above mine.

  • @foreveryoung999
    @foreveryoung999 6 днів тому

    # getting married

  • @BigTimeHSMfan
    @BigTimeHSMfan 8 днів тому

    💙

  • @reynoldslacybrleroymeuschke
    @reynoldslacybrleroymeuschke 8 днів тому +1

    !I already own shares of NVDA and PLTR. I'll also add TSLA to my portfolio. But I'd like suggestions on long-term opportunities to explore that could make solid additions to my $260k portfolio for stable cashflow.

    • @DivaHarrison
      @DivaHarrison 8 днів тому

      As a newbie investor, it’s essential for you to have a mentor to keep you accountable.
      Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.

    • @DivaHarrison
      @DivaHarrison 8 днів тому

      I don't really blame people who panic. Lack of
      information can be a big hurdle. I've been
      making more than $200k passively by just
      investing through an advisor, and I don't have
      to do much work. Inflation or no inflation, my
      finances remain secure. So I really don't blame
      people who panic.

    • @JoseLopez-lf9rw
      @JoseLopez-lf9rw 8 днів тому

      Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analyzing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.

    • @reynoldslacybrleroymeuschke
      @reynoldslacybrleroymeuschke 8 днів тому

      how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking?

    • @JoseLopez-lf9rw
      @JoseLopez-lf9rw 8 днів тому

      look up her name on the web for her website.

  • @andreasb8232
    @andreasb8232 8 днів тому +4

    8:06 that's what she said

  • @myrathompson7398
    @myrathompson7398 6 днів тому

    I think luxury cars are a waste of money especially if you are leasing them

  • @amangine
    @amangine 8 днів тому +2

    "However, the brutal truth is that most people who actually own one of these luxury cars are not the "truly wealth."
    I was agreeing with almost everything you said until that. What's your source for that? Are there people over leveraged on high-end BMWs, Mercedes, Range Rovers, etc.? Sure - tons. But you mentioned brands like Rolls Royce and Ferrari.
    Please show the data that those people are not "truly wealthy" and how this fraction is over 50% (since you said "most people").

    • @colinrussell2017
      @colinrussell2017 8 днів тому

      You don't need the data, you got the point. Maybe he could've said "many" instead of "most"

  • @wisulliv
    @wisulliv 8 днів тому +1

    Ads yuk dislike

  • @lauriechan2966
    @lauriechan2966 5 днів тому

    P.E.R.F.E.C.T.I.O.N.