Interview With a Mortgage Broker (How to Start a Mortgage Brokerage)

Поділитися
Вставка
  • Опубліковано 10 лют 2019
  • In this video I interview Khash Saghafi of Liberty Home Mortgage who ultimately built a $12,000,000 mortgage brokerage after being in 6 figures of debt. His personal income from that business was roughly $1.6M in 2018.
    We talk about Khash's journey and how he got to where he is at today. We also discuss what it takes to be an entrepreneur, and never giving up to achieve your dreams and goals.
    There are multiple golden nuggets of valuable information throughout this video, so stay tuned until the end!
    JOIN THE WBF NEWSLETTER!
    😍 bit.ly/WBFnewsletter
    --------------
    GET 2.10% INTEREST WITH THIS SAVINGS ACCOUNT
    🤑 bit.ly/citbanksavings
    --------------
    FUNDRISE - Invest in Real Estate with just $500
    🏠 bit.ly/FundriseWBF
    --------------
    SCHEDULE A COACHING CALL WITH MARKO
    🤝 bit.ly/MarkoCoaching
    --------------
    BETTERMENT - Start Investing Today!
    🤑 bit.ly/BettermentWBF
    --------------
    FOLLOW ME ON INSTAGRAM
    📷 / whiteboardfinance
    --------------
    Instrumental Produced By Chuki:
    / chukimusic
    ABOUT ME 👇
    My mission is to provide my viewers with actionable content that enables them to create financial wealth. My videos are a reflection of my real-world experience as a real estate investor, stock market investor, student of finance, and entrepreneur.
    This channel allows me to share my passion for personal finance, stock market investing, real estate investing, and entrepreneurship. I produce content that I would want to watch, and because of that, I give 100% effort in every video that I make. I also believe in complete transparency and open communication with my audience.
    Subscribe if you are interested in:
    #Investing
    #PersonalFinance
    #Entrepreneurship
    #StockMarket
    DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments.
    AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion.

КОМЕНТАРІ • 121

  • @WhiteBoardFinance
    @WhiteBoardFinance  5 років тому +21

    *What nuggets of value did you get from this interview??!*

    • @rayala111
      @rayala111 4 роки тому +4

      It's OK to fail...

    • @florican07
      @florican07 4 роки тому +1

      The never give up attitude. Never a loser when he was broke and not a winner when he prospered. The whole story about the challenges, credit card dating girl story, pressing on, and about providing lunch for the staff. Good idea with the lunch thing. Hopefully it pays office.

    • @sumasu4496
      @sumasu4496 4 роки тому +1

      First 100-300 is hardest. Got it

    • @zhoulawrence
      @zhoulawrence 4 роки тому +1

      There were a few. Reminder to reverse engineer what you want to get. If you’re not failing you’re in your comfort circle and not challenging yourself enough.

    • @dirkscholten9995
      @dirkscholten9995 3 роки тому +1

      Your only limit is you. Love his eneegy and belief that anyone can do anything. He is a good example of succeeding because he has failed...What's the difference between try and triumoh? ...a little umph😊 im curious to see how the sandwich makervexperience worked out...do you know?

  • @TheStigters
    @TheStigters 3 роки тому +16

    Was hoping to learn more about the mortgage industry specifically from this video but stuck around to watch because of Khash's electrifying energy! He is the epitome of the Secret - believe it and it will happen. Very inspirational

  • @johngerring2505
    @johngerring2505 3 роки тому +55

    But the real question is: Who kept giving this dude credit cards?

  • @jorgecolorado7189
    @jorgecolorado7189 5 років тому +30

    ...15 years in the making, for overnight success!..., we got to love the process...

  • @RazeDee
    @RazeDee 5 років тому +3

    Thank you for this Khash and Marko. I've definitely picked up a lot of raw and valuable ideas on how I should approach creating a business. Definitely looking forward to another interview with Khash. Keep up the great work Marko. You're definitely helping me a lot and I know other people feel the same way.

  • @asdfghjkristen418
    @asdfghjkristen418 4 роки тому +10

    Underrate interview. Awesome job! Very insightful!

  • @mrgregserrano
    @mrgregserrano 3 роки тому +3

    Intense. Nobody will be able to stop this guy! Inspirational !

  • @leoniek6933
    @leoniek6933 3 роки тому +2

    Marko, listening to you is so motivating. I am comforted that my current sleepless night will get me somewhere. Thank you

  • @chrispearson8369
    @chrispearson8369 4 роки тому +4

    Really great interview. I love this guys energy and insight.

  • @eyaalem7990
    @eyaalem7990 4 роки тому +1

    Thank you bringing this guy in this show. By nature I like taking risks and I enjoy the hassle and feel very happy when I get success.

  • @Nik930714
    @Nik930714 5 років тому +11

    How can this video only have 1 229 views? You guys are amazing and i hope to see Khash on other videos. Dude has so much energy its unreal.

  • @Marketplacere
    @Marketplacere 2 роки тому +1

    Just finished watching the video. It was Extremely helpful and was wondering.

  • @Geegeegents
    @Geegeegents 3 роки тому +6

    If a beardless drake aged another 15 years, he would look like this guy

  • @dougz2855
    @dougz2855 4 роки тому

    Thanks for the info. Subscribed and shared!

  • @spunky181
    @spunky181 4 роки тому +1

    Awesome video love this dude’s energy!!

  • @cynthiaviamonte2837
    @cynthiaviamonte2837 4 роки тому +2

    Really enjoyed this interview!

  • @InvestingRobinhoodInvestor
    @InvestingRobinhoodInvestor 5 років тому +3

    Very inspirational! Thanks for sharing

  • @takwinelvis2586
    @takwinelvis2586 3 роки тому +1

    Identify your goals, make a road mad and then execute it .u can't do more than you. Thanks yiu for the millionaires mindset 🙏

  • @danielr3472
    @danielr3472 3 роки тому +2

    Amazing video, thank you

  • @keirdoubas
    @keirdoubas 2 роки тому

    Great interview, thanks for making it!

  • @thehoxhustle3060
    @thehoxhustle3060 3 роки тому +2

    Awesome interview!

  • @mikeseifert
    @mikeseifert 4 роки тому +2

    Great video! Nice job.

  • @hamzamalik9705
    @hamzamalik9705 2 роки тому +2

    I needed this in my life. been sitting on 150k trying to play it safe. will take calculated risks from now on...

  • @leoniek6933
    @leoniek6933 3 роки тому +1

    Khash, thank you very much. I took note.

  • @djukan2010
    @djukan2010 5 років тому +3

    Really interesting story and interview, nice job!

  • @jasonlawrence473
    @jasonlawrence473 4 роки тому +8

    8:47, so true. You are the same person whether you are broke or rich.

  • @YanRakhmanov
    @YanRakhmanov 2 роки тому

    Love his energy! Very motivating

  • @zaink7037
    @zaink7037 3 роки тому +5

    Wow this guy really relates to me. Did a science degree and masters here in the UK. Becoming a doctor is very hard especially trying to get into the degree for it plus seeing how doctors are in hospitals made me think what type of job they have. Was looking at scientist jobs but very little opportunity to train as one compared to opportunity for qualified ones.
    Started looking at mortgage advising, started doing the course for that managed to get a admin position in a brokerage. Hopefully will start getting training as a mortgage advisor then in a few years hopefully look to open my own brokerage

  • @thenoobentrepreneur4493
    @thenoobentrepreneur4493 Рік тому

    🙏🏾ty so much for this.. tysm for sharing.. I am standing at my dishwasher looking out at the deer and wondering how I got here from six comfortable figures…. Your entire story reset me and resonates stay blessed 🙏🏾

  • @basil233
    @basil233 5 років тому

    This is amazing content,

  • @DrRobertMPick
    @DrRobertMPick 5 років тому +5

    Love it!! I made a lot of mistakes - although not 100K in credit card debt, i had some in the 90's. Don't max ur credit cards - but always dream BIG and have the methods to achieve your goals! My quote: “DREAM BIG! Always shoot for a different solar system and if you land on Saturn that’s okay!” Meaning, set big goals so that no matter where you land, even if a little short, it’s OK, it still could be beyond your wildest dreams!

  • @zlatigol9
    @zlatigol9 5 років тому +2

    Really cool interview!!

  • @wtgmgt9985
    @wtgmgt9985 4 роки тому

    thanks for sharing

  • @danielvasquez5817
    @danielvasquez5817 5 років тому +2

    Great Video, dam what an awesome interview

  • @Bdthomas23
    @Bdthomas23 3 роки тому +9

    Info that was given was great, however I did not learn how to start a mortgage brokerage. Do you have videos that focus on the actual way to start one?

    • @johnadams9098
      @johnadams9098 3 роки тому

      Not so sure you will get stuffs like that online, I tried making a research but then I got to meet a mortgage officer who helped me register for training under his company.

    • @johnadams9098
      @johnadams9098 3 роки тому

      Full training is 3months as it costs just $500. I have been receiving online classes for 2 weeks now and it's going fine.

    • @weezus2618
      @weezus2618 3 роки тому

      @@johnadams9098 can i ask how much you make now?

  • @florican07
    @florican07 4 роки тому +1

    Awesome!

  • @MrDavidrealtor
    @MrDavidrealtor 3 роки тому +1

    He got a lot of energy

  • @DrRobertMPick
    @DrRobertMPick 5 років тому +9

    To be more specific - so it isn't read wrong I had some credit card debt in the 1990's - to the tune of about 22K. I also check my credit cards weekly for little things that come up. I pay them off instantly. Also, make sure you have the best cc's for you. And only have a few. My Capital One card gives cash back and in a dire emergency my AE Platinum card could be used for something big. OK, I am done with my rant - but I want no one to make the mistakes that I have made!

    • @WhiteBoardFinance
      @WhiteBoardFinance  5 років тому +3

      Agreed. I use my credit cards like cash. The only reason I have them is for the points which help me get cash back or airline miles. Credit cards can easily become "financial cigarettes" if you don't use them responsibly!

    • @DrRobertMPick
      @DrRobertMPick 5 років тому +2

      @@WhiteBoardFinanceagreed!

  • @danyp.j3529
    @danyp.j3529 8 місяців тому

    That's me right now with a biology degree and I'm planning to get into Real Estate 😂...
    Thanks for the inspiration !

  • @indigenousqueen8182
    @indigenousqueen8182 3 роки тому +1

    I'm encouraged

  • @jenniferg3251
    @jenniferg3251 5 років тому +17

    I'm definitely more conservative. Never going to allow myself to go into that kind of debt. Pay credit cards off monthly. The stress of almost going bankrupt twice? Yikes. Good for him for turning things around and now excelling at what he does but not sure that he will be my role model to success. :)

    • @WhiteBoardFinance
      @WhiteBoardFinance  5 років тому

      thanks for watching and commenting Jennifer! I agree, that's a lot of stress

    • @absoluttchamp
      @absoluttchamp 4 роки тому +1

      I agree with you. I come from the trader community and we speak of Winrate over a sample size and Risk:Reward. Even if this guy had great success of pushing the debt limits, take note that on a bigger sample size where other people are doing the same, the outcome of this approach won`t necessarily be the same. Always control your risk, stay in the game because I will tell you...in finance time will still beat everything. This is based on the very fact that we become more and more people on this planet which we can draw two conclusions from; 1. We need more and more housing. 2. Consumption will go in cycles but over time will always grow.
      The inspiration from his story should be the grit and commitment.

    • @mixedproduct
      @mixedproduct 4 роки тому +1

      I completely agree. I love his energy and his story but that type of stress isn’t beneficial to your physical health or overall quality of life. It is important to take risks in business but never bet more than you can afford to lose.

  • @gueracabrera8903
    @gueracabrera8903 3 роки тому +1

    how do i find a mortgage broker in my area? all i seem to find is mortgage banks, lenders, or loan officers that only work with certain lenders. I want an independent mortgage broker that can help me compare between many lenders. please help i'm wasting my time and not getting anywhere. thank you.

  • @SA-qk8uh
    @SA-qk8uh 3 роки тому +2

    9:48 that’s where the tide turns😍😍😍

  • @maxlife9721
    @maxlife9721 4 роки тому +1

    DOING IT

  • @LARwear
    @LARwear 3 роки тому +1

    amazing

  • @RealLifeMoney
    @RealLifeMoney 5 років тому +1

    Great interview and cool story! Love hearing what people have to say and how they grew money, but more importantly the mistakes that were made haha

    • @WhiteBoardFinance
      @WhiteBoardFinance  5 років тому

      Thanks for watching! Definitely an interesting story

  • @Mav0585
    @Mav0585 3 роки тому +1

    I wake up at 3:30 in the morning - I’m out 😆

  • @JESSIEDRealty
    @JESSIEDRealty 3 роки тому +1

    An employer that’s process lunch everyday! Sign me up!

  • @dscrmortgagegal
    @dscrmortgagegal 11 місяців тому

    I'd love to be on your podcast!

  • @ThePepsg35
    @ThePepsg35 5 років тому +3

    his great, grateful, and has gratitude good interview I seen he beat you with a hand shake being first always give a firm hand shake.

  • @dtrain4763
    @dtrain4763 4 роки тому

    What are you doing when you get up

  • @hanalei412002
    @hanalei412002 Рік тому

    He's on something called Drive!

  • @prcption8636
    @prcption8636 3 роки тому

    This guy sounds like Gary V the way he talks

  • @thinair8132
    @thinair8132 5 років тому +2

    Does Khash Safari have Califlower Ear???? Osssss

  • @yourmom4720
    @yourmom4720 2 роки тому +1

    *starts flipping houses after college? Where that money come from?

  • @StrumpanzerFuhrer
    @StrumpanzerFuhrer 4 роки тому +1

    I love you Marko

  • @minutescouldsaveyoupercentormo
    @minutescouldsaveyoupercentormo 2 роки тому

    Why he stay away from commercial and only does residential?

    • @ChiefKene
      @ChiefKene 2 роки тому

      Residential Real estate is significantly easier than Commercial Real Estate…. Generally. Everyone wants or needs housing. Not everyone will ever require commercial property

  • @ayyooKenny
    @ayyooKenny 4 роки тому

    can work in the mortgage industry if I only acquired the Unique Identification # without passing the SAFE national mortgage exam?

  • @s.t.d.r.a.s.h.3703
    @s.t.d.r.a.s.h.3703 Рік тому

    You are 100% right, i love your honesty and motivation

  • @mariabusalimeh820
    @mariabusalimeh820 3 роки тому +2

    you should change the title of the video coz nothing in it tell you how to start a mortgage business!

    • @ezekielofjudah3701
      @ezekielofjudah3701 3 роки тому

      I get you sir. Nothing mentioned about mortgage co. However, take aways are 1. Don't accept fear. 2. Learn from your mistakes 3. Don't let having money or going broke define you. 4. Keep trying and don't give up

  • @bellewilliams8560
    @bellewilliams8560 3 роки тому

    I think the title should be changed and maybe hash tag mortgage broker and change it to something how to go from 6 figures in debt to 7 figures in business o

  • @MarkLawry
    @MarkLawry 5 років тому +13

    How many energy drinks Khash consume before that interview?

    • @WhiteBoardFinance
      @WhiteBoardFinance  5 років тому +4

      lol 0 he's just naturally like this. This was at like 8am

    • @01FESONE
      @01FESONE 4 роки тому +2

      us Mortgage guys have high energy and we usually have a couple of cups of coffee before 11am ...at least I do. Khash is a leader in our industry.

    • @sumasu4496
      @sumasu4496 4 роки тому +3

      Naturally high on life :)

    • @iandaous
      @iandaous 4 роки тому

      2 bumps

    • @skywatchers9675
      @skywatchers9675 4 роки тому

      @@WhiteBoardFinance typical italian lol or greek

  • @Butcho22
    @Butcho22 4 роки тому +2

    Some interesting stuff but he doesn't really explain how to start a mortgage brokerage.....

    • @wattsuparoundtheworld
      @wattsuparoundtheworld 3 роки тому +1

      I agree, the title is misleading, for me he was all over the place.

  • @jaboris2x843
    @jaboris2x843 4 роки тому +1

    Can I become a successful mortgage broker without college and start at 18

    • @destinyzgmf
      @destinyzgmf 3 роки тому

      No you need a degree

    • @tanyarogers8635
      @tanyarogers8635 3 роки тому +6

      You do not need a degree to become a mortgage broker

    • @GusgusA1
      @GusgusA1 2 роки тому +1

      @@destinyzgmf 🤣 🤣 🤣 🤣

  • @ShaunJackson09
    @ShaunJackson09 4 роки тому +1

    He is soooo much like me.
    Biology degree. Wanting to just make money. Trying a bunch of stuff and failing. Now I’m a loan originator wanting to become a broker. I need to take more risk to invest in my business

    • @stanis8431
      @stanis8431 3 роки тому

      How is the loan originator gig coming? I am interested in doing that.

  • @bishopmayberry8762
    @bishopmayberry8762 5 років тому +5

    I love when a ‘’broker’’ gives advice about your money 😂, show me how to make money , not to use my money for experimenting

  • @uranusplanet1226
    @uranusplanet1226 5 років тому +11

    I was $500K in debt last year. Now I have $7B LMAO

  • @edithmontoya3992
    @edithmontoya3992 3 роки тому

    What’s his email ?

  • @everyone61
    @everyone61 3 роки тому +1

    Half way and this might be the most useless interview ever. He hasn’t spoke about the business at all. It’s just self gloating motivational garbage. Waking up at 3am is how you go from 7 figures to 8 figures? What..?

  • @Brancononordeste
    @Brancononordeste 21 день тому

    Don’t believe 90 percent of what this guy says. Let’s see the receipts. A lot of cliche dude bro motivation but very little specifics.

  • @salemfoster1709
    @salemfoster1709 2 роки тому

    Sorry, can't watch the whole thing. The first 10 minutes is nothing but terrible advice from a guy who made terrible decisions and seems to have learned nothing from it.

  • @jonathanlagrope9094
    @jonathanlagrope9094 4 роки тому

    The guy is full of crap