40,000 சம்பளத்தை வைச்சு கல்யாணம் பண்ண போறியா? கடைசி வர நீ bachelor தாண்ட கேசவா 😂🤣
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- Опубліковано 15 кві 2023
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moneypechu.com இணையதளத்தைப் படியுங்கள்.
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எங்கள் பிற UA-cam சேனல்கள் :
Be Rich - (In English) / @berich467
தத்துவ பேச்சு - Thathuva Pechu - / @thathuvapechu478
மக்கள் பேச்சு - Makkal Pechu - / makkalpechu
உங்கள் பிராப்பர்ட்டி - Ungal Property - / @ungalproperty7102
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புத்தகங்களை வாங்க:
ஆனந்த் ஸ்ரீனிவாசன் அவர்கள் எழுதிய புத்தகங்களை நேரடியாக எங்களிடம் வாங்க,கீழே உள்ள இணைப்பைக் கிளிக் செய்யவும் :
rb.gy/joptqf
ஆனந்த் ஸ்ரீனிவாசன் அவர்கள் எழுதிய புத்தகங்களை அமேசான் கிண்டிலில் வாங்க.
-----------------------
பணம் எனும் மந்திரம் (தமிழ்)
www.amazon.in/dp/B09QKKXW6S/r...
சாதாரண பங்கு அசாதாரண லாபம் (தமிழ்)
www.amazon.in/dp/B093GBKNR8
Ordinary Stocks, Extra Ordinary Profits (English)
www.amazon.in/dp/B01L43JF16/r...
Alchemy Of Money : (English)
www.amazon.in/dp/B01L43JF16/r...
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தம்பி கேசவா உனக்கு தெகிரியம் கூடிப்போச்சு சிங்கத்தின் மீசையைப் பிடிச்சு இழுத்துக்கிட்டே இருக்க😂😂😂
Same feeling😂
நல்லா சொன்னிங்க
😂😂😂👏👏👏
😂😂
சிங்கத்தின்(பொருளாதார தீர்க்கதரிசி திரு ஆனந்த் சீனிவாசன் அவர்கள்) பிடறியை பிடித்து தொங்குகிறார்(கேஷவ் தம்பி).....
மொத்தத்தில் இந்த வீடியோ ஒரு சுவையான, சுவாரஸ்யமான, நிகழ்ச்சி. நிறைய தகவல்கள் எச்சரிக்கை. கேசவனின் டைமிங்கான கேள்வி போன்ற விகடம். அமர்க்களம். ஆனந்த் சீனிவாசன் அவர்களின் அறிவுரை இளைஞர்களுக்கு ஒரு வரப்பிரசாதம்.
4 year back when appa told for 40k I got married my salary 20k and husband 25k. Paid all EMI after 2 years started to close personal EMI and last year closed. Now our budget
Rent- 13 K
Provision -10k( Per quarter- if we buy bulk way the amount will be reduced in Spar,Dmart and reliance)
Internet & OTT- 3500( Jio pack only in TV use OTT it's inclusive)
Petrol -5K
Default exp- 32000k
Other exp- 10000K
We cover it with husband salary. My salary investment, school fee and hospital exp. And travel.
This is all only because of Appa. Tnq Anad appa. ❤
Good. Try to save even more. Me too learning a lot from him.
Buying from Jio Or Reliance is like digging your own grave in the long term.
@@shri2947 No ma i alone Go to provision shopping. I will list what ever required. By mid of month if you you get offers. Except Juice I will never buy. I'm follower of Anand Appa for 5 years. I tuned to his thoughts 😎
@@JaiDinesha Might be but i tried near by Annachi shop in that I'm missing products or the brand which im looking for is not available. That's the reason bro not much to be detailed. I know small scale industry are suffering lot but who care about my suffering thats the reason
@@jayanandhini601 Understood! But please always look for alternatives on each product. There are many mid sized super markets run by ppl like in my neighborhood who are suffering a lot due to large scale players nowadays.
இன்றும் 20000 சம்பளம் வாங்கி வாழ்க்கையை நடத்தும் குடும்பங்கள் இருக்கிறது கேசவன். பயப்படாதீங்க
Appadi solli manasa thethika vendiyathuthaan
To be more practical 😅
Rent - 15k (2BHK in shollinganallur)
Petrol - 04k
Cooking - 04k
gas - 01k
Phone - 0.3k
Wifi - 0.7k
Non veg - 03k
EB - 01k
OTT - 0.4k
Outing - 05k
Grooming - 02k
Medical -0.6k
Traveling - 05k
Approximately - 42k
All the appliances like fridge, tv , bed , washing machine will be bought by mamanar house
👍
Phone,wifi,ott moonukum sethi 2.5k waste agadhu
Dowry🤡👌🤦♂️
Dowry 💩🤬
@@sasidharanm122 deii deii ebaaa saamyyy....romba nadikatheengaaa..... Naa 100 pown gold aprm creta car nu sollalaaa... Ponna kudi vaikkum bothu it's done all the mamanar house 🏠 so that her daughter don't suffer
ஏன் சார்..wife pregnant ஆனால் மாசா மாசம் checkup + medicine செலவு விட்டுட்டீங்களே..
90s kids கல்யாணமே வேணாம் ஐயா வேணா😂 நம்ம பாடே பெரும்பாடு இதையெல்லாம் கேக்க என் தலைவன் Immanuel இல்லாம போய்டானே😂😂😂
Immanuel army
Yes
This is the best episode so far between 'Anand Sir & Kesavaaa'.
Nega 40k irutha kalyanam pananu nu soli kasta pattu ipo tha 55k ku vanthurukan ipo thider nu 66k na enaku kalyanamae venam ya na single a vae kaalatha otikuran 😢😢😢
14:40 Naa mudippen 40k la Budget...😍
2 year's of Money Pechu Follower...
உங்களது இருவரின் உரையாடலிலும் ரசித்து, சிரித்து கேட்டேன்,வாழ்த்துக்கள்
Boys and Girls budget has been updated. Whatever Anand sir told its very close reality in cities like Chennai, Bangalore and Hyderabad.
கேசவ் : சார் எனக்கு எப்போ நாற்பது ஆயிரம் சம்பளம் தருவிங்க
சார் : இன்னும் 1 million subscribers வரட்டும் டா கேசவா 😂😂😂😂
கேசவ் : அவ்வ்வ் 🥴🥴🥴😀
apo 10 Million vantha 4L kudupingala sir?
Very true, that's why Japanese now they avoid marriage their population are going down. In future India youngsters will avoid marriage.
என்னுடைய கைப்பேசி திரை சீலை உங்களின் புகைப்படம். நன்றி ஆனந்த அய்யா அவர்கள் . உங்களின் அறிவுரை மீண்டும் வேண்டும்.
Welcome Grand Mentor and evergreen bachalor K7VA....
Sir sonnathu verum husband and wife expenses only than wife delivery expenses, monthly check up expenses, then children kku milk, cerelac,Pampers , Baby soap , shampoo, powder ,medical , school fees etc… again it will continue for second children also
The year 2023 Anand sir budget for a couple to survive in a metro city is min Rs.55,000
Final message of this video
"Skill is Wealth"
"Skill is Money"
"Skill is Higher Salary"
"Parents should inherit & teach there skills to children "
👉 Problem is lacking in Skill development & Skill learning.
தம்பி கேசவா இன்றைய பதிவு அருமை
அதற்கு அருமையான பதில் கொடுத்தார்கள் வாழ்த்துக்கள்
😮😮😮😮😮😂😮😮😮😮😮
City like Bangalore we only survive a good life if we earn 1.2L per month. What Anand sir said was 100% correct
Yes 💯💯 exactly
Yeah!! House Rent eh 25k varuthu 🙂
Too much spending
Yes but I have my own house my salary is 15k I'm single I'm 31 years old .. But I'm peaceful
@@satishkumar-fn7ll how many years you going to be single brother
You didn't add
1.vegetables
2.fruits
3.maid salary(if both are working then sure there will be maid)
K7வன்: நான் இன்னும் கல்யாணம் பண்ணல சார். பண்ற மூடே போய்ரிச்சு.
Age?
😂😂
@@scalerup😂
I married at 34000 salary in 2013 and was living in hyderabad at that time in rented house, started family life with negative bank balance, things moved on, now in abroad earning 1.8 lakhs, my 2 children are now aged near 10 years, took a bold decision 10 years back and settled now, otherwise no one will marry me at 40+ now after settling down. So, guys should not wait, and should take a decision soon.
@@js96438 Nice, What's your profession bro?.
This budget is without kids.....Add 15000 per kid for school fees, dress, outing etc...😢
Oh Goshh
Outing ku 8000 per month can be avoided, ott apps can be avoided, internet can be within 1000rs. It's my opinion
It depends whether you want to lead a comfortable life or not?
Bcs even iam against dress expenses, outing expenses,
You can live like a miser, and then frugal and then lead a comfortable life, and then lavish, and then luxurious or extra luxurious.
Your suggestion is for being a miser.
It's ok to live a comfortable life without losing the standard of living.
If we avoid all this, ppl will become depressed because of work pressure and stress, and also whats the point of earning to have a bare minimum life u need to atleast enjoy a little right
Indha bare minimum for a little entertainment sacrifice panna dhan veedu nadakum na, apdi pata salary la Kalyanam panna epdi happy ya iruka mudiyum ? vandha avangalum kashtam, ungalukum kashtam, future children also will suffer
@@abishekbaskar6519 ஐயா, நீங்கள் நன்றாக சாம்பாதிக்கிறீர்கள் என புரிகிறது. ஆனால் பாவம் ஆண்கள்... ஹோர்மோன் விளையாட்டுகளுக்கு பலியாக வேண்டியதாக உள்ளது.
That's a perfect analysis. Finding the right balance between spending and earning money will depend on your personal goals and financial situation. The key is to be mindful of your finances, live within your means, and make smart decisions about how you use and earn your money.
நிங்க தான் budget ல என்னுடைய inpersional
Very true I am married and have a kid total 6 members including my sibling. Total expenditure is 60k vary to 70k if any unexpected expenses pop's up. This is just for basic requirements. Food shelter and daily needs, School fees transportation books extracurricular activities are additional for kid. Office transportation additional. Average monthly expenses turn out to be 20k accounting this extra expenses.
I was not aware of this until I sat and wrote my expenses.
Thanks to sir for the awareness created for the betterment of society financially.
I know my expenses now so I save my extra left over first and stick to the budget.
I stopped using upi as much as possible and most transactions are in cash.
If budget is clear, why avoiding UPI and using Cash ?
Can I have more explicit...
Hemant ungala mathri kudumbasthana parthala mariyathapa
Boss. One more thing, this budget is going high due to many emi purchases
Monthly 70k va 🥺
@@errayyanar upi i don't have count on how much I have spent. I have encountered it. Usually I keep cash of 500. It will last long than upi spending. You can try.
உண்மையில் நான் மணி பேச்சு follower so 25k kulla selavu pandran. sir oda budget follow pandran so maximum saving pandran.
கேசவ் ..சித்தாந்ததிற்கு போங்க சார் 😂😂😂
தலைவரே இந்த செலவு கணக்கு ரொம்ப ஓவர்.....1 லட்சம் சம்பளம் வாங்கினாலும் 70% சதவிகிதம் முதலில் சேமிப்பு மற்றும் முதலீட்டுக்கு எடுத்து விட்டு மீதி 30 ஆயிரத்தில் குடும்பம் நடத்தலாம்......ஊருக்கு போக அரசு பேருந்து தான்...
Very nice video, this is what I expected not only for the youngsters, even for the couples expecting retirement , need this amount , Without disturbing their children, add medical insurance premium
Cylinder monthly 1300 வருமே....அது விட்டுட்டீங்க.... இதெல்லாம் கல்யாணம் வரை...கொழந்த பொறந்தா delivery vaccine dresses இதெல்லாம் தனி...4 வருசம் போய் ஸ்கூல் பீஸ் extra curricular fees இதெல்லாம் பெரிய amount வரும்...அப்றம் இன்னொரு கொழந்த வந்தா திரும்ப மொதல்ல இருந்து etc..etc...இப்பவே கண்ணக்கட்டுதே....
Irukave irukku EMI
Just for information baby vaccination is done at government hospital called aramba sugaadhara nilayam. It's free of cost and they do a good job.
Anand sir missed drinking water charges. It's minimum ₹1000 per month
OMG
Reality. Whatever he says is his experience. If the youngsters follow his method of saving, people will lead a healthy and peaceful life. 70s kids r brought up with these saving habits from parents. Hats off sir.
rent 10000 rs (omr)+ food -4000 -+ electiccity-1000+emi 4000+insurance medical and term 1000+outing 1500+misc.2000=i feel 25000 is enough for newly married people = if you have a child add 50% more =40000 around is enough -
this very reasonable.
Kandipa what anand sir said more than 100 % tru living legend ❤❤❤ luv u sir when you turn 30 plus u I'll realize....
Despite being a Dollar Millionaire excluding his own 900 sqft flat, my friend's expenses per month is only ₹ 15k. He showed me bills. Shocked.
Sir.எங்க ஊர் புதுக்கோட்டை.. வீடு வாடகை 8000.. ரியல் எஸ்டேட் இங்கே ரொம்ப அதிகம்
1000 subscription Done from Dubai, Thank you Anand sir to give us usefull advice 🙌
Vadivelu tone... "ayyyo ayyo.. Kesavakku kadaisi varaikkum kalyaneme aagadho" 😂😂😂😂
👍 excellent episode
it is now 70,000/- for marriage.
Appa Saabam weapon madri thagutey 😅k7 mind voice 😆Following appas foot steps
Including ott and internet package only 824 with gst by jio and airtel.
For 2 persons just 500 is more than enough for nonveg
Maintenance 2.5k apart from rent... insurance premium min 1k, servant maid 2.5k, definite 80k is needed
Very Practical & Jovial to understand gravity of the problem 😂 keep rocking
Joint family is the solution.. Excellent mind set sir and it's true...
ITC crossed 400 as Anand sir predicted few weeks ago. Grooms to be, watch out. Young female investors following anand sir might set the no of ITC holdings as a pre-requiste for the marriage instead of an own house.
Sir, sensible budget preparation😊. Kesav has become budget pathmanabhan
This doesn't look like a middle class budget, so lavish 😀
Most youngsters only earn 10,000rs
Some Expences are missed out here like life insurance and medical insurance premium. I'm a regular follower Anand sir, As I live in Bengaluru, I keep my expences within 30K (only daily need expense not included any appliances or furniture as they are 1 time expence) I live with my wife & 2yr Kid. I maintain 3 bank accounts, (1)salary (2)Expence (3)Loan a/c for my home loan. Every month from my salary a/c, I transfer only 30K to my expence a/c. Remaining will be spent for my loan and savings/investment. Still I save few in my expence a/c every month which we spend for outing.
Because of pondatti expenses-8000 rs.
Dai Thambi mass da
Love u Anand sir😊lot of respect to u n ur calculation sir 😊
Excellent message
This is luxurious budget, not middle class budget.
Yes.
But K7 and youngsters mind budget sir
Nan mudivu pannitten
Single life is peaceful ✌ 🤣
90s kids
Welcome Keshav
The mam how speak's reality 🤩
Intha content shorts ah podunga😂😂....Goa trip confirm aaagirum👌👌.....10 M seekiram adichuralam shorts la, aprom Thailand tour😂😂
in rural area also rent and housing increased lot .
😮rate
sip only on monthly, or weekly or quarterly available
please advise
30k enough for normal lifestyle like lower middle class, in that 30k itself we can save 10% savings monthly. There are so many people living like this with happy family. 13k emi koduthu antha apple phone vachi nee enna attava pora😏
Exactly, Bangalore layae rent um kuduthutu, 30k kullayae monthly budget podravangalum irukaanga, decent aana lifestyle la.
Crt bro - no loan 25-30k is enough
Indha one year expense vechikalam. Extra products add Pani innum 1 year vechikalam. 3 ed year la irundhu saving and investment pannanum
8:40 vera level kelvi 😂
today youngsters are not interested to maintain budget, atleast after this video pl change themself
I'm 23 years old ... My salary is 12k per month... What the F can i do with that....😢
By the way I bought 5 Infosys stocks Today... 11.70% down .... Maybe it can give 500 profit within a year i guess... 😅 Life is going crazy... Depressed.... No one Loves me ... I'm single too.... Just started watching Naruto.... I wanna improve my skills ...
Don't think much. 😃😃 There are peoples even in their 35 with 15k salary having wife and children.
Vera level
Ha! Ha! This episode may sound very flippant. But as always Anand is practical and cares for the 'now' generation.
காய்கறி பழங்கள் செலவு 4500 மாதம் missing.... 2 குழந்தைகள் படிப்பு செலவு 3000 missing....
Vanakkam Sir
இம்மானுவேல் போட்ட விதை இன்று மணி பேச்சு மரமாய் வளர்ந்து நிற்கிறது
Adei adeii vazhkaila kadaikura chinna chinna santhoshathaa keduthukaathingaada😂😂
சார் suggest stock broker . I am in Tirupur
Sir
Investment guidance kuduga
now I am getting in hand 61k. conclusion: kandipa company le a love pani marriage pana poran 🤣. vitulee oppose panalum sari
Thanks for update on old video.
Sir Nega soldra kanakku patha marriage panna aprom Mattum tha orutha job poi money kaila papa nu soldriga pola 😂😂😂 middle class ha erundhalum konjam madhu things or back up money erukum kandipa
கேசவா டிவி வாஷிங் மெஷின் ஏசி குளிர்சாதன பெட்டி மற்றும் வீட்டுக்கு தேவையான கட்டில் மெத்தை மற்றும் சமையலுக்கு தேவையான பொருட்கள் அனைத்தும் பெண் வீட்டிலிருந்து கிடைத்துவிடும்
வராதட்சணையா சார் 👌🏻😅
🥰Marry the person who supports you and stand by you even when you're in ZERO. But don't marry when you are ZERO😅. A right life partner will be the key for ur success. Developing your skills is mandatory 🎉. In my experience everyone must have health insurance (especially for parents). This will save u from unexpected expenses which might wind up all ur savings or add u more debt. And we must have 10 lakh for emergency cash. Monthly budget might vary for each one of us so calculate yours. For some 30k is enough and for some 1Lakh wont be enough.
Well said👏
👏👏👍
I differ slightly although your points are valid, marry some one who trusts you and be sincere, every one can't be rich from beginning. Things should happen on time, else will never happen. Please also read my own story shared else where in this same post.
We should match budget with earnings and it is not realistic to live on a pre planned budget, as you cannot succeed if you delayed to start your family.
Hi sir,
Now a days beldex coin marketing enga pathalum nadakuthu, gcchub promote pandranga like MLM concept makkal naraya per adhula investment pandranga .so adha pathi detail ah oru video podunga sir. Thank you
Postpone needs.
Avoid luxury.
Peace persists.
Apart from that children school fees, extra curricular activities, tution fees idhulan add pannunga sir ....
Thank you sir 🙏
It comes around 60 to 65 k for me and my wife in bangalore but we save around 1.4 laks / month
Thank you 👍🙏
Anyone know a cheap place to live in Tamil Nadu ? Like sir said Tier 1, Tier 2 and Tier 3, can someone please give me more examples of living cost across tamil nadu?
Thanks for the Valuable Content sir and Team !
well said uncle.
Family budget good sir
Sir பாவம் கேசவ் ......... கல்யாணம் ஆசை மட்டும் அல்ல
Love ஆசையும் காலி .....😄😄
The only silver lining of this inexorable inflation is that the population rate will drastically fall very soon with less and less marriages.
North India side porathu illa pola
@@littleevilpro What I portend is for the future; not the present and I hope that is the case. But you are right that fertility rates are very high amongst those with povertarian background.
Super calculation
Single life eh better than 🤣🤣
Naangellam poranthathe thappu than
Sir kesavku tamil newyear annaikku learn to earn book la irunthu kelvi kekkurathaa sonninga, antha session epa varum
BDX beldex coin pathi konjam detail ah oru video podunga sir gcchub promote pandranga like MLM concept because lot of people investing there now.
Sir
With a saving and retirement benefit of Rs.40 lacs in hand what will be the minimum monthly return a person can expect to run his family. Where we can safetly invest for monthly Rs.30000 return
Great Salute,,⛹️🏋️🏃🤘🤟🙏
அப்பவும் comparisonkku காமெடியன் தானா k7..
8:38 ROFL😂😂
Love you Mentor ❤
Sir, your intension is to ask people to earn at least a decent amount as per the cost of living. But the way it is conveyed or understood is to say no to marriage or kids. You have already mentioned about less birth rate amongst Tamil communities and my generation is already reluctant about marriage or kids to avoid financial troubles. This will just make them move away from marriage life. Personally I feel, marriage and kids are to be decided irrespective of their a financial status. So please consider the overall message that is getting conveyed. Rather teach every sector of people how to lead their life as per their income.