Thanks Nick! I still don't know exactly what I'm doing in YNAB, but I appreciate the walk through again. Right now I'm not even thinking about budgets, as I don't know how to do that with spending money on my credit cards. So I'm first focused on paying down debt, and using YNAB helps me figure out how much to put towards each loan or CC with each incoming pay check.
@@PaulSolt Love it. That's where you gotta start my man. No reason to budget crazy or work yourself to death at first. Just focus on putting one foot in front of the other and kill that CC debt and use YNAB to help you know how much. That's a great place to start and keep working towards.
It's funny because you described me at the beginning of the video. I'm in the trial period and I just can't wrap my head around this system. This was very helpful though. Why can't YNAB's videos be this helpful? I don't need someone talking AT me. I need them to SHOW me.
I'm about three weeks into YNAB. Your tutorials is what made me take the plunge. They were a great help in setting up YNAB. I'm loving it! BTW: I did use your affiliate link.
Hi Nick! I rarely comment on videos, but I want to reach out and say thank you. I started using YNAB almost 2 months ago. I followed all your tutorials, and they really helped me out with navigating this program. I have paid off 1 out of 3 credit cards and on track to half the second one paid off in 2 months! I have never felt so in control of my finances and beyond excited to be out of debt and building healthy, steady money habits with this program. Thank you again, Nick, for all the videos that have helped me.
That's so awesome Sharmack! I'm super pumped that you've done so well with your credit cards. Congrats! Really appreciate you taking the time to comment :)
I got in when YNAB was offering the four month free trial and I'm glad it did because it took me 4 mos to get it down. I can't tell yo how many times I had to start from scratch. Now that it's clicked I can't function without it! Your videos were a huge reason why thank you for what you do!
Diana Wengert awesome Diana! I’m so glad to hear that YNAB is going well for you now. And thanks for the kind words. Happy the videos have been helpful :)
I knew for the past couple of years that I needed to update my archaic paper/pencil system. It suited me at one time, but our life is just too cumbersome and busy now for the hours it takes to do it all by hand. I have loved, loved, loved YNAB! And automating payments has been liberating. But I wouldn't be where I am without your help (2 months in). Thanks so much for your videos. I feel we are actually living on our budget now because we keep it up to date in real time. It's been a real game changer for us!
I was needing this video without knowing I needed it. Super glad you made that analogy of the envelope system with the goal/budgeted/activity column. Very helpful. Also, major props for that Snape clip haha. It's a personal favorite moment 😂
I got so excited to tell you how much I love your lamp and then my next thought was, "You idiot, you're about to say, 'I love lamp,' like Steve Carrel in Anchor Man, but not as a joke. :::mental shrug:::" I love your lamp! LOL Thanks for you help, too!
hahaha, well I actually filmed this at my in-laws house when I was visiting, so I'll have to let my mother-in-law know you love her lamp! Thanks for watching :)
Hi Nick, I really appreciate how you explain how much we can simplify categories and bunch expenses together. My question is, what do you do when the expenses in those groups are due at different times of the month? THanks!
I just started and I love the platform and the concept (this is the way I’ve always thought about budgeting) but I’m getting so frustrated by the fact that capital one won’t connect and trying to get help from support. Ugh! I just want to budget!
How come when I move money to other categories, on the next month, my assign column show negatives. So many videos explaining ynab, i never seen anyone of you having negative assigned column. My problem is, when a new month, i need to top up the negative amount and plus the new budget i need to assign for the month. I need more money then. So confusing.
Hey Nick, 1 month in and smooth sailing (love it) until I got some Christmas Gift Cards (specifically, Target and Uber). They make me feel stuck, which is why I came to this video. Do you cover how to handle them in YNAB in any videos? I have watched most of them and don't remember this topic? Thanks!
Hey Nick, any suggestion on how to properly handle lending money out and/or making a payment in someone else's behalf? Any video and/or post I could look at?
Hey Nick! Thank you so much for these YNAB videos. I would have quit using YNAB a long time ago if it wasn't for your helpful videos on how to use YNAB. I have a question for you and hope you can answer it here. Due to some urgent circumstances, I haven't used YNAB (i.e. input and tracked all my expenses) for the last two and a half months. Is there a manual way to reconcile (or start over) without going back and updating all of the previous transactions? Also, I know you mentioned your preference for using "unlinked" accounts for the sake of keeping a close eye on ur budget. But is there any other reason that I should consider? Thanks in advance!
My wife and I have a joint account and we would both like to use the app to make sure the money is there before we spend. Can we both download the app without logging in with the same login? Or does it even matter?
Is it safe to link my bank account to YNAB? Also, how do I keep money separate. Example: I dont want to budget all of my money, I want to leave some hidden so I don't touch it and it grows
Download All My YNAB Checklists: mappedoutmoney.com/ynab-checklist/
Quick Jump Sections
1:20 - Step 1: Detach
1:40 - Step 2: Reset
1:55 - Accounts
3:00 - Budget Columns
5:40 - Cover Overspending
7:08 - Step 3: Revisit
Thanks Nick! I still don't know exactly what I'm doing in YNAB, but I appreciate the walk through again.
Right now I'm not even thinking about budgets, as I don't know how to do that with spending money on my credit cards. So I'm first focused on paying down debt, and using YNAB helps me figure out how much to put towards each loan or CC with each incoming pay check.
@@PaulSolt Love it. That's where you gotta start my man. No reason to budget crazy or work yourself to death at first. Just focus on putting one foot in front of the other and kill that CC debt and use YNAB to help you know how much. That's a great place to start and keep working towards.
It's funny because you described me at the beginning of the video. I'm in the trial period and I just can't wrap my head around this system. This was very helpful though. Why can't YNAB's videos be this helpful? I don't need someone talking AT me. I need them to SHOW me.
I'm about three weeks into YNAB. Your tutorials is what made me take the plunge. They were a great help in setting up YNAB. I'm loving it! BTW: I did use your affiliate link.
Hey thanks Keith! I appreciate that. Seriously, it means a ton. I'm super glad that the videos have been helpful for you to get everything setup well!
Hi Nick!
I rarely comment on videos, but I want to reach out and say thank you.
I started using YNAB almost 2 months ago. I followed all your tutorials, and they really helped me out with navigating this program. I have paid off 1 out of 3 credit cards and on track to half the second one paid off in 2 months! I have never felt so in control of my finances and beyond excited to be out of debt and building healthy, steady money habits with this program. Thank you again, Nick, for all the videos that have helped me.
That's so awesome Sharmack! I'm super pumped that you've done so well with your credit cards. Congrats! Really appreciate you taking the time to comment :)
I got in when YNAB was offering the four month free trial and I'm glad it did because it took me 4 mos to get it down. I can't tell yo how many times I had to start from scratch. Now that it's clicked I can't function without it! Your videos were a huge reason why thank you for what you do!
Diana Wengert awesome Diana! I’m so glad to hear that YNAB is going well for you now.
And thanks for the kind words. Happy the videos have been helpful :)
I knew for the past couple of years that I needed to update my archaic paper/pencil system. It suited me at one time, but our life is just too cumbersome and busy now for the hours it takes to do it all by hand. I have loved, loved, loved YNAB! And automating payments has been liberating. But I wouldn't be where I am without your help (2 months in). Thanks so much for your videos. I feel we are actually living on our budget now because we keep it up to date in real time. It's been a real game changer for us!
I was needing this video without knowing I needed it. Super glad you made that analogy of the envelope system with the goal/budgeted/activity column. Very helpful.
Also, major props for that Snape clip haha. It's a personal favorite moment 😂
I got so excited to tell you how much I love your lamp and then my next thought was, "You idiot, you're about to say, 'I love lamp,' like Steve Carrel in Anchor Man, but not as a joke. :::mental shrug:::"
I love your lamp! LOL
Thanks for you help, too!
hahaha, well I actually filmed this at my in-laws house when I was visiting, so I'll have to let my mother-in-law know you love her lamp!
Thanks for watching :)
You are really good! This video makes me want to give YNAB another try!
Awesome Mercedes :) glad to hear that!
Hi Nick, I really appreciate how you explain how much we can simplify categories and bunch expenses together. My question is, what do you do when the expenses in those groups are due at different times of the month? THanks!
hi! hope you two are doing well. still using paper and pencil....old school, what can i say. 22.8 that's awesome!!!!!!
Love it Kari! Keep on doing you. As long as it works, that's what matters :) Aint nothing wrong with paper and pencil.
Thanks!
Loved the video, wish I would have had it years ago, then maybe this wouldn't be my third go around with YNAB =)
Haha just hang in there Tonyia, you’ll get it.
Thanks for watching :)
Thank God I found this. I have been 2 hours deep trying to figure out with 4 kids running wild 🙄
YNAB is so confusing I had to add a budget line for monthly "YNAB Private Tuition"
Hey Nick... I used your link and just started YNAB and I have to admit I am lost lol.... I will continue watching your vids. Hope to get this down.
Great video heyyy!!! You got a haircut!!
haha, I did! About a month or so ago :)
I just started and I love the platform and the concept (this is the way I’ve always thought about budgeting) but I’m getting so frustrated by the fact that capital one won’t connect and trying to get help from support. Ugh! I just want to budget!
That Chrome extension is just what I need!!!
Awesome! Glad you saw that. Here's the link to my video all about it: ua-cam.com/video/x4-igXQLEkw/v-deo.html
I feel like you were talking directly to me!
I totally get it J 10! Glad you felt like it was helpful. Hang in there my friend!
Whoo! Bless You!
How come when I move money to other categories, on the next month, my assign column show negatives. So many videos explaining ynab, i never seen anyone of you having negative assigned column. My problem is, when a new month, i need to top up the negative amount and plus the new budget i need to assign for the month. I need more money then. So confusing.
ugh this video is me- thanks!!
Hey Nick, 1 month in and smooth sailing (love it) until I got some Christmas Gift Cards (specifically, Target and Uber). They make me feel stuck, which is why I came to this video. Do you cover how to handle them in YNAB in any videos? I have watched most of them and don't remember this topic? Thanks!
Hey Nick, any suggestion on how to properly handle lending money out and/or making a payment in someone else's behalf? Any video and/or post I could look at?
I haven’t downloaded it yet, when I do I will use your link! However, I have a weird paycheque schedule, can I budget weekly with this program?
Hey Nick! Thank you so much for these YNAB videos. I would have quit using YNAB a long time ago if it wasn't for your helpful videos on how to use YNAB. I have a question for you and hope you can answer it here. Due to some urgent circumstances, I haven't used YNAB (i.e. input and tracked all my expenses) for the last two and a half months. Is there a manual way to reconcile (or start over) without going back and updating all of the previous transactions? Also, I know you mentioned your preference for using "unlinked" accounts for the sake of keeping a close eye on ur budget. But is there any other reason that I should consider? Thanks in advance!
My wife and I have a joint account and we would both like to use the app to make sure the money is there before we spend. Can we both download the app without logging in with the same login? Or does it even matter?
Yup! You sure can :)
And yes, hanna and I both login to the same app on our phones. Easy peasy!
I hope you are on YNAB's payroll. If not, you need to be. Your videos are far better than theirs, which are too slow and gimmicky.
Do you have a video about Roth and 401k paying yourself first?
Do you know why there might be a difference in the sum of the available categories and what is in your reconciled account?
Is it safe to link my bank account to YNAB? Also, how do I keep money separate. Example: I dont want to budget all of my money, I want to leave some hidden so I don't touch it and it grows
Move money to a high yield savings account
How do you get that "Goal" column?
NM I just watched through and you explained it was a Chrome extension....
@@stoicwallet9580 Here's the link to the video where I show how to get this added ua-cam.com/video/x4-igXQLEkw/v-deo.html
Hope that helps!
@@mappedoutmoney you've really been a big help for me figuring out ynab.
YNAB is a hot mess. I honestly feel like it's too complicated.
It's definitely not for everyone. But some folks like it. Hope you can find a system that works for you!