Hi Will, we're planning to file for a home loan as well. We have 150sqm lot with clean title. We filed for a loan in other bank but was rejected because out lot has undeveloped access road. Si bdo ba tumatanggap ng collateral with undeveloped access road? So you have any idea? Please please. Badly need help. Thank you.
Try ko nga din mag aply sir pag uwi ko need kopo ng 2m para sa bubuksan kong business. Maaprove kaya ako? May existing business ako kaso nakapangalan sa ka sosyo ko kasi dito ako sa abroad bale ok naman ang profit sharing ko don kaya gusto kong mag put up ng sarili kong negosyo na katulad sa kanya naka contrata kasi ung pera ko sa kanya for 5 years bago nya ibalik ung pera ko. Kaya need ko sanang makaloan at makapag bukas ng sarili kong negosyo habang hinihintay ung contrata na pinag usapan namin na ibalik ang pera ko. Sayang kasi ung time kung mag aantay pa ako for 5 years. Ung profit sharing ko un nalang ang pang hulog ko monthly sa i loloan ko kahit 3 years to pay lang kayang kayang back upan na ng profit sharing ko sa pag huhulog buwan buwan
Gud nun poTanung q lng po partner q lng pro d kmi kasal pro my spa po cia pwd b cia nmakapagloan at kung hanggang magkanu ang pwd kc gus2 q makapag start ng busness pro d2 aq abroad at kung anu ang requerement salamat poh
Question sir how about kapag hindi developer ung may ari nung property like individual person like tpos ipapasok sa home loan. After ma approve ung loan sa bank ano ung usually safe process after? Kasi diba need pa mag bayad ng 20% dp sa individual seller?
Hi sir will, after po magsign ng LOG, binigyan po ba kayo ng soft copy of the signed documents? If yes po, gano po katagal bago po kayo binigyan ng copy?
hello sir..bumili ako ng condo assumed balance..then nakaloan pa sa BDO and nakaname sa original owner ang homeloan..pagmatapos ko po ba bayaran ang loan sakanya po ba nakapangalan ang certificate of title ng condo?or pwedi sakin na ?
Hello sir ask lang po. Nag loan po kasi ako sa BDO sa condo po namin for 5yrs. Now po 2yrs nalang po. Planning ko pong mag advance pay po para po mabawasan po ung monthly.. possible po kaya iyon? Sana mapansin hehe salamat po
tanong kulang po any option po paano kung wla kapang savings for BDO newbie pa kasi, pero yung business ko 15 years steable napo pwdi ba maki tulong kung okay lang mag loan kahit wlang savings.
Sir thanks for your sharing po,tanong k lng pp Sir preho po kami dito sa macau ni Asawa kupo pwedi po ba kaming mg construction loan kahit pareho kmi nandito sa abroad Sir sna po mguide mupo kami pano po?slmat in advance po godbless po Sir
Matagal nako meron BDO Account.. I mean before ako mag apply ng loan, meron nako existing account.. But if incase wla kapa BDO.. mabilis lang naman mag open. Pwde naman isabay yan sa loan signing.
If you're married to a Filipino spouse, yes. If you're resident, it's yes but not all banks/agency would still accept. If you're not married/resident, no.
Hi Will, once naka-mortgage na ang property sa bank aside from monthly amortization payment of 10 yrs may iba pa bang bayarin like real property taxes, na ako ang responsible?
Sir. Will. Salamat po sa mga informative videos. questions lng sir. Since ai SMDC ng ooffer ng 10% Equity. sa Bank pb ng a approve ng 90% ng TCP? Thank yoy sir. And Godbless 🙏🏽
Sir.. check ku lng poh.. but nag inquire kmi s bdo.. 3yrs lng bnigay nila for loan.. watch ku poh s video.. muh my 5yrs.10yrs.. ask lng poh.thank you sir.
Hello Sir , ask ko lang after approved ilang days po ang signing po? Kasi more that a week na po ako simula na approved mag 2 weeks na po? Pro dpa ako tinawagan ng banko for signing po
Normally po mga 1-2weeks. But depende padin po sa availabilty ng documents. I suggest call nyo po is Bank officer para ma prioritize especially if your OFV on vacation.
@@willblanza-realtytvok lang din po ba malapit na kaibigan na talgang sya yung pinag papadalan ko ng medyo malaking halaga at my BDO account sya na minsan dun ko pinapadalahan sya?
Kaso po Nueva Ecija location? Pwede po ba kahit san Lugar sa Pinas? Pwede po ba makahingi ng number na pwedeng ma kontak kahit messenger po or WhatsApp or Cp number? Sensya na po sa maraming katanungan kase kailangan lang pong malaking Capital para sa uumpisahan palang na Business para man po makapag Simula na Kami ng di po masayang yung mga pinag hihirapan habang andito pa as OFW
Hi Will, just liked and subscribed! thanks for sharing very informative videos. Based on your experience could you also share on average, how long does a bank loan application gets approved?
Thanks for your informative videos. I’m an OFW in turkey. Interested to get a preselling unit in a good location, 3-4M worth. Any suggestion sir? How is the process for Ofw
Nasa P18,500 monthly ko sa BDO.. mga 10K ang interest or kita ng bank sakin.. un 8,500 pumasok as principal payment.. Then hopefully ma pa rent ng 32K - 35K once turnover.
Sir magkano loan amount mo? Yung sa kin kasi P3.2M pero P26,800 monthly amortization. Parehong pareho terms natin. Na-approve na pero hindi ko inavail kasi baka next year na turn over ng AIR
Gud day po. Sir na approve na yung loan at ngbgay sila ng estimated na amortization, pwd ba kaya yun bababa? Kasi hindi nmn yun yung natira sa byrin nmin sa SMDC tas kailan mo strt ng byad nyan if ever? Kasi may extension pa kmi tas yung turnover eh nalipat ng june.
Sa mga naghahanap po ng realty investment dyan, highly recommended po namin si Will as Realtor.
Ayan na Will nag subscribe pinapanood ko rin para makita ko process..
congratulations po, kaka approve ko lng din po ng BDO pero nag gagather parin ako mga docs.. jusko nakakangarap pala, akala ko ok na kc approved na.
Hi pls message us at our Facebook Page:
facebook.com/wbrealtyphilippines?mibextid=2JQ9oc
May qualifications ba para maging co-maker? icocombine ba ang income ng co-maker at buyer para pasok sa required income yung loan na kukunin?
Congratulations Sir!
Hi Will, we're planning to file for a home loan as well. We have 150sqm lot with clean title. We filed for a loan in other bank but was rejected because out lot has undeveloped access road. Si bdo ba tumatanggap ng collateral with undeveloped access road? So you have any idea? Please please. Badly need help. Thank you.
Very informative videos sir! I learned a lot. Thank you 🙏
🙂😊
Hello sir new subscribers here..ask lang po ilang days nyo nkuha yung loan money after signing sa bank?
Sir Will, nice video. How many days bago na issue yung Letter of Guarantee/Bank Guarantee sa inyo from the date that you signed the requirements?
Try ko nga din mag aply sir pag uwi ko need kopo ng 2m para sa bubuksan kong business. Maaprove kaya ako? May existing business ako kaso nakapangalan sa ka sosyo ko kasi dito ako sa abroad bale ok naman ang profit sharing ko don kaya gusto kong mag put up ng sarili kong negosyo na katulad sa kanya naka contrata kasi ung pera ko sa kanya for 5 years bago nya ibalik ung pera ko. Kaya need ko sanang makaloan at makapag bukas ng sarili kong negosyo habang hinihintay ung contrata na pinag usapan namin na ibalik ang pera ko. Sayang kasi ung time kung mag aantay pa ako for 5 years. Ung profit sharing ko un nalang ang pang hulog ko monthly sa i loloan ko kahit 3 years to pay lang kayang kayang back upan na ng profit sharing ko sa pag huhulog buwan buwan
Wow...congrats, Will !!!
Thank you ❤️
Congrats Will. Ang yaman mo na at rami na ng property mo!
Thank you 🙂
I learned a lot from this vlog. Thank you, Sir Will! 🙂
My oras ba para basahin muna lahat ng documents? Bibigyan ka ba nila ng copy bago ka pumunta ng branch para mabasa mo muna lahat?
Hi sir tanong ko lang after maaprove sa bank. Anong sunog na step at ilan days hihintayin para sa signing salamat po,
Hi sir, ofw here, ask po panu maghousing construction/improvemnet loan?
Yes pwede po kayo mag loan ng housing improvement. Check nyo po sa BDO Website
How many days Sir from loan approval to contract signing,thanks s sagot
Gud nun poTanung q lng po partner q lng pro d kmi kasal pro my spa po cia pwd b cia nmakapagloan at kung hanggang magkanu ang pwd kc gus2 q makapag start ng busness pro d2 aq abroad at kung anu ang requerement salamat poh
Hi I advise po to contact Jam of BDO.. His number is on the Video.
Ask ko ln sir kun pano kumuha ng monthly amortization schedule at bank statement account..
Makakuha ka from the Bank where you got your loan..
Question sir how about kapag hindi developer ung may ari nung property like individual person like tpos ipapasok sa home loan. After ma approve ung loan sa bank ano ung usually safe process after? Kasi diba need pa mag bayad ng 20% dp sa individual seller?
Hello sir, depende po ba sa branch ng BDO yung timeframe po nga loan process?... kasi yung sa amin ngayon medyo matagal..
Hi sir will, after po magsign ng LOG, binigyan po ba kayo ng soft copy of the signed documents? If yes po, gano po katagal bago po kayo binigyan ng copy?
Thank you very imformative
Thank you 🙏
hello sir..bumili ako ng condo assumed balance..then nakaloan pa sa BDO and nakaname sa original owner ang homeloan..pagmatapos ko po ba bayaran ang loan sakanya po ba nakapangalan ang certificate of title ng condo?or pwedi sakin na ?
Hello sir ask lang po. Nag loan po kasi ako sa BDO sa condo po namin for 5yrs. Now po 2yrs nalang po. Planning ko pong mag advance pay po para po mabawasan po ung monthly.. possible po kaya iyon? Sana mapansin hehe salamat po
Yes pwede ka mag advance payment sa bank.. Need mo call sa bank before paying the amount that you like.
tanong kulang po any option po paano kung wla kapang savings for BDO newbie pa kasi, pero yung business ko 15 years steable napo pwdi ba maki tulong kung okay lang mag loan kahit wlang savings.
Sir thanks for your sharing po,tanong k lng pp Sir preho po kami dito sa macau ni Asawa kupo pwedi po ba kaming mg construction loan kahit pareho kmi nandito sa abroad Sir sna po mguide mupo kami pano po?slmat in advance po godbless po Sir
Hello sir,paano po trusted friend pwd po,kc ung ang ginawa ko.dito kc ako sa Dubai.
If the Bank will allow, pwede naman po.
asko ko lng boss yun nagopen kau ng bank accnt.kasabay nb sa pag pirma ng LOG ? ilan bese kau pinapunta sa banko
Matagal nako meron BDO Account.. I mean before ako mag apply ng loan, meron nako existing account.. But if incase wla kapa BDO.. mabilis lang naman mag open. Pwde naman isabay yan sa loan signing.
@@willblanza-realtytv Loan signing yun na po yun tinatawag na LOG?
hello. are non-filipinos (i.e. canadian citizens) eligible to get bank loan from phil banks? for purchase of condo there in Manila
If you're married to a Filipino spouse, yes.
If you're resident, it's yes but not all banks/agency would still accept.
If you're not married/resident, no.
Kapag po ba nag loan ng 1M home loan, 1M rin ba makukuha or kakaltasan na sya ng interest?
Sir para saan po yung one time bank fees?like mortgage fee,dox stamp?
Pag townhouse po kaya, pwede mag-apply ng maaga kahit di pa tapos yung DP para ma-lock-in yung rates?
Yes thats possible
Hi Will, once naka-mortgage na ang property sa bank aside from monthly amortization payment of 10 yrs may iba pa bang bayarin like real property taxes, na ako ang responsible?
Yes once maturnover you will start paying the property tax yearly.. pls watch my other vlog about CONDO EXPENSES. 🙂
@@willblanza-realtytv the bank has nothing to do with the property taxes. In case it is not yet turned over? is the developer will be paying for it?
Sir. Will.
Salamat po sa mga informative videos.
questions lng sir. Since ai SMDC ng ooffer ng 10% Equity. sa Bank pb ng a approve ng 90% ng TCP?
Thank yoy sir. And Godbless 🙏🏽
Yes, BDO approved up to 90%.. some banks 85% max only..
@@willblanza-realtytv thank you sir. Will
More power and Godbless po🙏🏽
You’re welcome
Sir.. check ku lng poh.. but nag inquire kmi s bdo.. 3yrs lng bnigay nila for loan.. watch ku poh s video.. muh my 5yrs.10yrs.. ask lng poh.thank you sir.
Yes pwede ka pumili ng fixing rate.. Pwede 3, 5, or 10 yrs.. maximum loan term is 15 years..
Hello Sir , ask ko lang after approved ilang days po ang signing po? Kasi more that a week na po ako simula na approved mag 2 weeks na po? Pro dpa ako tinawagan ng banko for signing po
Normally po mga 1-2weeks. But depende padin po sa availabilty ng documents. I suggest call nyo po is Bank officer para ma prioritize especially if your OFV on vacation.
will, both u.s. citizens kami hindi dual pwede ba magopen bdo kabayan account online?
Not possible po.. because the main requirements is Philippine passport.
I have questions about loaning my father want to loan 400k. He work abroad is it possible?
Hi will, im looking for an investment a condo unit, will you help me out pls thanks👍
Yes pls, msg me in my FB, its Will Blanza
Pwedi makapag loan para sa plano mag negosyu ang kabayab savings sana po mapansin ang comment ko ❤️❤️❤️
magkano po yung unit nyo? tsaka installment din po ba yung down nyo?
Sir from the time of approval, gano katagal ang schedule para sa signing ng loan documents nyo? Thank you
How long it will take too.
Sir ask ko lang ilan percent po interest rate? Soon po kasi may loloan nako for my SMDC condo din po. Salamat.
BDO Rate:
5.88% -fixed for 3 yrs
6.88% - fixed for 5 yrs... pls contact my BDO loan officer
@@willblanza-realtytv paano po malaman kun saan po ung ibibigay nila?
may i please have your loan officer's info? tnx!
Its in the video po..
@@willblanza-realtytv yes. I found it. Thanks! I must have missed it the first time I watched it.
Sir di ba talo ka dyan? Nagbabayad ka na ng loan pero next year pa turn over ng unit?
Nag pirma lang muna kami ng Loan Documents in advance.. pero un Loan Released next year pa kapag malapit na turnover..
how much po kaya ang bank fees?
2.5% of the loan amount
Panu po kung OFW na walang account sa BDO at Single mom at gustong mag loan Sa BDO?
Pwede din po, need mo lang mag assign ng Representative sa Pinas.. Then un Rep mo, can open a BDO Account..
@@willblanza-realtytvok lang din po ba malapit na kaibigan na talgang sya yung pinag papadalan ko ng medyo malaking halaga at my BDO account sya na minsan dun ko pinapadalahan sya?
@@lharheaven6790
Yes pwede din close friend.. Better contact un Loan Officer ko.. His number is on the video.. Tell him na I referred you.
Kaso po Nueva Ecija location? Pwede po ba kahit san Lugar sa Pinas? Pwede po ba makahingi ng number na pwedeng ma kontak kahit messenger po or WhatsApp or Cp number? Sensya na po sa maraming katanungan kase kailangan lang pong malaking Capital para sa uumpisahan palang na Business para man po makapag Simula na Kami ng di po masayang yung mga pinag hihirapan habang andito pa as OFW
Jamaal S. Florentes
Sales Account Officer
florentes.jamaal@bdo.com.ph
09209829034
tysm
Need ba tlga Consolorize pag kung d nmn kalakihan ung e loan😅
Yes need po, any amount of loan.
Thank you sir
ask ko lang if mag loan ba kailangan ba mag bayad ng dp na 20% or any?
Yes atleast 15% DP
Hi Will, just liked and subscribed! thanks for sharing very informative videos. Based on your experience could you also share on average, how long does a bank loan application gets approved?
Thank you Paul 🙂.
If you submitted a complete requirements, normally 1-2weeks.
Thanks for your informative videos. I’m an OFW in turkey. Interested to get a preselling unit in a good location, 3-4M worth. Any suggestion sir? How is the process for Ofw
Hi Ms Tinay, pls msg me in my FB, its Will Blanza 🙂
Sir magtaning poh na sa personal.loan kailangan ba ng comaker?? If may idea ka lang
Sorry hindi ko pa na try about personal loans
Can the bank fees be added to the loan?
Yes
magkano po interest rate nila
5.88% - fixed for 3 yrs
grabe ang taas pala. dto s canada 1.59% mortgage
fredd CA
Wow, sarap mag loan dyan 🙂😊
I am selling my 2BR Family suit with balcony SPRING RESIDENCE tower 3.
Magkano monthly mo nyan boss?
Nasa P18,500 monthly ko sa BDO.. mga 10K ang interest or kita ng bank sakin.. un 8,500 pumasok as principal payment.. Then hopefully ma pa rent ng 32K - 35K once turnover.
Sir magkano loan amount mo? Yung sa kin kasi P3.2M pero P26,800 monthly amortization. Parehong pareho terms natin. Na-approve na pero hindi ko inavail kasi baka next year na turn over ng AIR
Maricor Marquez
2.2M un Loan ko.. Nag sign nako ng Docs.. pero next year ko pa ipapa released un Loan..
Will Blanza - Realty TV ah pwede po pala ganun
@@willblanza-realtytv kung next year npa i release ang loan, what about the monthy amortization mo? mag start ka na?
Unsaon
Mababa na yung rate. Halos 7% yan before pandemic. Congrats!
Yes 5.88% 3 years fixed.. 🙂😊
@@willblanza-realtytv sir after ng 3 years na 5.88% magbabago na po ba ulit yung rate at yearly na po ba magbabago?
Gud day po. Sir na approve na yung loan at ngbgay sila ng estimated na amortization, pwd ba kaya yun bababa? Kasi hindi nmn yun yung natira sa byrin nmin sa SMDC tas kailan mo strt ng byad nyan if ever? Kasi may extension pa kmi tas yung turnover eh nalipat ng june.