Car Prices Are Down But Used Cars are Still Not Affordable
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- Опубліковано 16 тра 2024
- Car Prices are down but many Americans Struggle with affordability
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The trick is to get that Toyota Camry at 144 MONTHS (12 years a slave). Then your monthly payment is $345
$$$$$$$$$$$$. Woodsite credit 10yr loan lol
😂😂😂
Bro is getting a mortgage on a car 😂
You can buy a new Camry for under 30K, that will not be a high payment because they have 4.75 percent for 60 months. Make no sense to buy used.
If i plan to live out of my car, can i qualify for a 30 year mortgage?
Insurance is a scam
1000 a month is stupid no matter how expensive the car is
It literally defeats the purpose of insurance.
Value of the car is irrelevant. In our litigious society, if you are at fault in hitting someone, you could be sued for millions. But if you have a low liability limit, then I agree it is outrageous.
Yeah most of the premium is based on liability aspect (bodily injury) when my wife and I got new cars worth 4x the old ones our insurance dropped by half we asked why they said because the safety rating on new car was better than the old car
How are you guys getting 1k quotes? Most I've ever paid is 150/m lmao
Totally and hes talking about that insurance HAS TO go up because of crime..b.s..insurance companies make tons
Private seller deals are starting to crop up, but many sellers still think we’re in kovid pricing economics. They’re starting to learn, prices should start trickling down.
Cash is king if you can swing it.
Yup, Asking 7-10k over. Then when you offer the market value (based on what a fair private party purchase value they get insulted and say you are lowballing them.
I experienced this in the end of last year when the market had already dried up for several months and people were thinking that they were charging COVID prices still when I could buy cars from a dealer for less money than they were asking.
Took some months but I found a great private party deal on a Nissan LEAF and we have been driving it in our short trips and local miles ever since.
A cheap EV is a great way to save money on all your local driving provided you can charge at home.
@@Jimster481well unfortunately it's 5 months into this year and people are as stubborn as ever. Eventually I think everyone is going to hit the wall and realize they need to accept losses or face even heavier depreciation
Will the bank allow me to pay the second month after I buy a car? That way, I do not have to pay lots of interests.
Newer used cars (4 to 5 years old) are still commanding very high prices. Some within a couple thousand dollars of brand new! Paired with high used car interest rates, you are better off just buying a new sub $35k car. You will get a lower manufacturer interest rate (0% in some cases, incentive cash, plus a warranty. The savings in accrued interest offset the cost of new and slightly higher insurance premium. You would need to buy a 10 year plus used car and put down money to make buying an older used car worthwhile at 10% to 12% used car rates. . And that's if you can find any just 10 years old at an affordable price. 10 year old vehicles are in high demand.
My neighbor just bought his first car, a 2016 Toyota Camry with 86,000 miles on it from a private seller for just $8000 It looks to be in good condition.
His problem, however, is getting car insurance at his young age. $600+ they demand right now.
The car prices are just one part of the problem. Insurance is high and cost of maintenance and driving is high as well.
wow what state / zip area are you in?
how many tickets has your neighbor racked up? holy smokes
Tell him to take luckyz advice and get a high deductible. Also some insurance companies (ex. Progressive) offer a discount if you pay the 6 month term in full. That's my advice. Pay the 6 month term in full👍🏿
600 usd a months ???
Tell him to keep up with the basic maintenance. He will never have to pay anything in repairs. My 2014 Camry has almost 300,000 miles on it and it is still running. It is more than 10 years old now.
Also if the insurance is $600 for 6 months, it’s not bad at all. If it is per month, it’s a rip off. Ask em to look elsewhere. Insurance rates are but not that high for an 8 year old, $8000 Toyota Camry.
tell him/her just get liability insurance only, if its not new car not worth for full coverage.
If interest rate were to be dropped back to 3% we would have hyper inflation like America has never seen in its history. Not gonna happen any time soon
Agree with You 🇺🇸
You're going to get hyper inflation no matter what. Hang on for very rough times.
Inflation is not at record highs. Record high was in 1917 when it was 17.84%. Google would have told you this mate.
I bought a new 2025 Camry today for a commuter car. I've been waiting almost three years to buy. All the dealers around me are advertising MSRP + $1500-$3500 for the 2025s. I got the one I wanted for slightly under MSRP, for cash.
Nice
Nice!
You should’ve waited honestly I bet at the end of the year you will see 4,000 below sticker I just bought a 2024 for that price the dealerships aren’t stacked up yet with these newer models regardless beautiful car !
@@marccddiazhe waited 3 years mate
@@jimamizzi1 could’ve waited 6 more months for a way better deal
What a complete Shitshow situation with car insurance. Makes me angry how much has changed in just 4 years.🥵
It’s crazy
FJB !
Shop around, I went from GEICO to Travlers, my price dropped 48%, I actually also slightly increased my coverages.
@@johnsineni Yes, quite a bit more affordable. Got 2 new cars with comprehensive coverage for $149/mo. through Travelers. So glad that I'm not in LV.
@@BB010864Get comfortable, you still have 4 more years of Joe
I don’t think we should lower the interest rates for a very long time. I don’t wanna see prices go through the roof even further.
So more layoffs can happen? That more rich people can just sit there and get richer and not take any risk to create more jobs and poor people suffer?
This is what I have been saying but somehow people are still in the market when they completely shouldn't be.
Its the RARE or HARD TO GET that I NEED TO HAVE IT NOW mindset that people have right now, despite that it costs a lot more to own a car.
@@darrendent8288 Better now than later..
Everything inflating due to cheap money is not a good alternative. We need interest rates to be stable or increase slightly.. We've had high interest in the past and it's better than high inflation.. High inflation is what destroys buying power and any existing wealth.
Seeing cars STILL sitting for 18+ mos. . .NO PRICE change(until NEW CAR PRICES CRASH bigly).
The sub $10k cars, are sedans(that nobody wants) or high mileage trash.
Or… You can just save your money right now and wait for the car market to drop. Then use the money you’ve saved and buy the vehicle you want in cash. You would not have to worry about the higher interest in the higher demand market.
Cash is king
Unless you need a car urgently, save the money and put it into a deposit account which also pays interest.
I've been waiting for it to drop since 2021. Should have bought back then.
Great analysis! Thanks!
3:33 honestly that is a better deal. If you ignore their payment plan and pay the car off in 1-2 years than you will have about 1-2k in interest. I bought a car with a 30k loan with 6% interest over 5 years. I paid the car off in less than 1 year and paid less than 1k in interest
I notice that they are pushing leases hard in the commercials .
People can’t afford the loans. So lease are the only way for them to get more sales
A big part of the "increased" cost is actually due to government printing FIAT currency. Governments are spending money that they do not have by printing "money".
Good vid man, shining light on the situation
Appreciate that
Thanks for a great educational video. Every month I am grateful I have my 2016 Toyota Tacoma paid off and an excellent mechanic if needed. Carry On Sir!
Great info. Easy to understand!
Great video I needed this
Glad you liked it
Prices will come down Lucky. Interest rates going down are a reflection that they Killed enough of the economy. Nobody looking cars when they looking for jobs
This is a great time to have cash. Able to avoid paying high interest and making easy, no risk interest on the money now.
It sounds like everything is a wash, high interest rates or lower interest rates and higher transaction price of the vehicle. Screwed either way.
Sad but true
It always makes me giggle whenever lucky says "boughten" for the past-tense of "bought". 🙂
Our auto insurance hasn't gone anywhere near that over the past few years.
As for prices going up when interest rates go down it depends on how many consumers will be in a position to buy.
If interest rates come down in response to deteriorating economic conditions and we have high unemployment there may not be as much demand as you expect.
If someone is in the camp of interest rates coming down over the next 1 - 2 years could be a good time to buy then refinance when rates come down.
Man , you hit the hammer right on the nail! How good is your spanish? Los coches siguen siendo demasiado caros.
lucky finally got with the program
What program?
Reminds me of the graphs of home prices before and after the 2008 crash, took awhile to get back to normal.
Very true
First oem to drop prices AND zero apr is going to win, where win=lose the least. Our economy needs unemployment to double at least.
I think Dodge is doing 0%. But they want you to pay full retail price to get the low interest
I'll say it until I'm blue in the face - CREDIT UNIONS! I can get 60 months @ 4.9% for a used car 2020 or older. 48 months would be 3.9%. Got nothing about insurance.
$$$
@@LuckyLopez777I got a 2019 Continental and pay $1400 a year with 250/500K coverage. Has barely gone up in the last 2 years. The big name insurance companies accepts to many people that can be high risk, forcing your rate up.
Total price is more important to me; Toyota at 3% 39k vs at 13% 34k. Better yet pay cash for a beater and invest the money. Avoid paying interest and receive interest; making money while you sleep :)
It’s more expensive to finance it, not to buy it.
If you can't afford at least 30% for down payment,u can't afford the car..
So then barely anybody can get a car.
@@abrahamg3354We always put that amount down. It is not hard to do.
@@abrahamg3354Stop wasting money on dumb crap like door dash and you will be able to afford a car in a year
@@abrahamg3354 Exactly. If no one buys a car the price will go down until they can lol
Hi Lucky, 🙋🏻♂️I watch all your content on UA-cam. I love your vidoes on current used car market and that’s at a national level. I’d to see you make content on guys like me can learn how the current market (St. Louis) is doing. I own an independent Dealership with a service dept. In my service dept I have 2 techs 1 advisor. I’m the only employee for my sales dept. I’d love to know how to learn what to buy and what to stay away from in my market. Please make a video on we can do that. Keep Up Content!
The sub 10k MMR cars have been absolutely insane for us(used car dealer in central Florida)
yep, insane
Thats all i buy. Less than 10k. Problem is that 10k is junk.
@@henrystowe6217 we’ve been in that market for a few years now and it’s not been easy but we make it happen lol
@connerscars the thing that saves me is that i can fix some things myself. I dont do engine out or rebuild transmissions..Most anything on a pre 2010 car is fair game excep for IP removal.
The 5mph bumpers need to come back. They were originally made to limit insurance claims from slow collisions and that was when they only had lights in them. They’re definitely needed now.
Also, the solution to avoid interest rates is to get a beater and save up
Small town CDJR dealer belly up in my town.
Thanks for sharing
I believe it
Here in Canada, a 2025 Camry SE (the base model sold in Canada ) starts at $42,000 MSRP and comes with a 9% rate for 60 months. So you decide to buy a used Camry: A 2018 Camry that had $8,000 in accident damage repaired = $28,000 or higher. A 2008 Corolla that had $5,000 in accident damage repaired = $12,000 or higher. A brand new 2024 Corolla LE with no damage or rust = $27,000 MSRP. Out of all of those, the new Corolla is the only one affordable and not a wreck.
Used to buy all my vehicles used except now. My local Toyota dealer charges a couple thousand less for a used Camry. Interest rates are key (not to mention the warranty). Few trade ins also so I went with New @ MSRP (last year so better deals now)even with Toyotas.😮
the lesson is keep your car as long as humanly possible. That's what I'm doing.....
There’s a lot of inventory out there. Prices should go even lower
It really depends what you're looking for, Because Tons of Junk out here, Some models from 2020 are almost Never for sale.
Facts!!!!
Most I wouldn't buy in inventory, Try to find a Clean Title 2020 Civic Sport Sedan with a 6 speed manual and with two liter K20C2 engine, The Manual Coupe"s are very Rare in a Manual two liter NA , Here in 💩sville 🇺🇸
@raymondreiff8170 older cars are clapped out because people cant maintain their crap.
Car prices are still 15% too high
Just renewed my insurance stayed the same 2 cars 2022 Mazda cx5 and 2023 Tacoma
Wow. What insurance company
Just caught this on CNBC, according to them, 30% of registered vehicles in the US is 1-5 years old. What surprised me was 9% of registered vehicles or 24M are pre-2000.
I'm shopping for a car now and I'm appalled at the price of a used acura mdx type-s. I don't understand how honda and acura have made their way to the $40k-$50k range. I barely wanted to spend the money to buy them new when they were $30k and now they're even further away. Trying to find a used car under $20k is also a real headache. $17k for something with 110k miles isn't something I'm really interested in but this is what's out there now.
Wouldn't say this is a primary car market, specialty cars are going for fire sale prices and still dropping.
If you are someone getting 13% interest rate on a used car, buy a cheaper car and work on your credit
Hey Lucky, in your experience, is CarMax negotiable on any of their cars if you pay cash or finance through them in the current climate?
Prices of all assets will likely go up when interest rates go lower. Including houses, cars, stocks, etc.
I have a 2020 C43 AMG 23k miles convertible loaded dealer is giving me 47k but they might go to once they see it, should I get ride of it? I don't want to catch the knife going down
paid off my honda pilot last year and i aint buyin anything for a long time. its one thing to get a long term with a toyota/honda, its quite another to get the same term for a Dodge/Ford...
$$$
Absolutely
If you can buy it now and afford MORE than the note, buy it now, pay extra on it and then refinance when you’re able to. Either way it’s a win win if you can pay down the car faster, I understand most can’t do that especially with the average note being a whopping $1000 a month!
I bought a 2018 XSE Camry with 50k miles for $21k otd jersey shore end of last month, cash. prices should continue to fall because interest rates are not coming down in the foreseeable future.
Nice $$$
I am checking for a new car. I notice some strange things. First , in my aera the lexus ux is almost the same as the rz per month. Some crazy incentive on the rz. The incentive of the rz is so insane that he can compete with the soltera per month....
I paid less monthly for a new 2018 Honda Civic then I am currently with my used 2018 Mazda 3 that I just got a few months ago. All because of the interest. Same if not better credit score too! It sucks :/
$$$$
I bought a new Civic. The money I was hoping to find a newer used car for, I took and put down on the Honda. I got a Civic EX for $27K OTD. With my trade and some manufacturer cash incentives and way below market Honda Financing interest rate, I was able to get a monthly payment lower than I would have gotten buying a newer used (4 to 5 years old). Best of all, I have a new car warranty and a 2 year free basic maintenance plan. The lower interest costs more than offsets the insurance costs.
“Figures never lie but liars always figure.”- I don’t know
If you are buying via credit / payments, it's better to wait until rates fall. That way you are paying thousands less in interest over the loan life. Or if you need a car now, join a credit union. Mine offers 7% on new cars and 7.5% on used (2018 and newer).
I've seen some small movement downward in used (2018+) mid-sized truck prices over the past 2 months. Most units 3-4 years old are still over $30K, unless they are base trim, have a branded title or tons of miles.
Very true
7% on a car is something only a complete idiot would agree to.
Are you better off if it causes prices to increase?
I just don't see any scenario where lower interest is better except for lower monthly payments.. It causes prices to increase and put you in higher debt, we could run into the same scenario where car prices have to drop again due to demand, then your underwater on your car and have to own it for the full length of the loan..
More people need to think of using cash than credit in the US.. To think it hurts the economy is dumb because ultimately it just allows companies to increase the prices of everything because people just throw it on credit and then live their lives paycheck to paycheck. They ultimately just make the same amount of money anyway, they can still live paycheck to paycheck without being in financial ruins due to credit.
You are always better off with lower rates. Example: $50k @ 4% over 5 years and you will pay $5200 in interest. The same loan @ 8% and you pay $10,800 in interest. I'd rather save the $5600 for my family.
Buying with cash is best, but most don't have $50K in liquid assets to drop on a car. Also most people aren't really taught basic finance in school which is why we have so many buying way beyond their means. Credit has been far too easy to get over the past 40 years and US consumers already have $1.12 Trillion in cc debt. This amount is more than the GDP of 90% of the countries in the world. 🤡
I'm still looking for a deal on a used 997.2 or 991.1 and they just aren't out there.
need to expand your search to nationwide
The fed isn’t going to lower interest any time soon.
The big thing is credit card debt. With all of the rate hikes, credit card debt continues to sore. It only drops one time every year. Tax season. That’s why a couple months ago it sounded like they were going to lower rates. But once debt went back up, they had no choice but to maintain. At this point, I would t be surprised to see rates go up again. And I think they need to.
The amount of corporations who have dozens of houses bought just so they can hold and sell when rates go back down is absurd. If another increase is announced, they immediately lose. They’d have no choice but to dump the houses back on the market, lowering prices. And yes, that will crash the market. It needed to crash 2 years ago. All we’re doing is dragging it out, making it last longer.
I’d say we’re looking at 3-4 years before the market for all financed goods is back to a decent point. But I don’t think we see rates as low as before again.
I’m guess 8-12 months
@@LuckyLopez777 And that’s all it is, a guess. Election year with unelected’s running the price of money. Do you feel…lucky? Hmmm…
Base Subaru outback 28k 1.99%
Done 👍❤
You should talk about branded title dealerships and how they sucker people! they should check the vins on the sites of these dealers… last year I was one of them people. The car I got from them is now my dad’s now that I got my new Equinox a couple weeks back!
They are the hardest marketed to crash
We bought two Branded Titled Vehicles, From two different Rebuilder's, On purpose, Saved over $25.000 between both, Not sure why everyone is having such a problem with this, Unless of course You are getting Screwed by Not knowing before a Purchase, Now that's definitely Not Ok, Because these Vehicles even if State inspected need to a A Mechanic check Everything to make sure unseen damage or hidden problems are addressed, Flooded Cars Now that's a other story, Because If saltwater floods any of these Cars Corrosion in wiring is going to be a Huge problem, Don't care if someone strips them down all the way, You would have to literally clean every single connector and most-many will get damaged just from doing so, Don't buy rebuilt Vehicles unless You are a Mechanic or Know one who works on said Vehicles daily, Someone who knows where every bolt Is and belongs, # 1 I never buy Vehicles that needed Any kind of Cutting and welding done to them in the Repair process, Why because if You do and drive in the Salt Belt, The Salt will take it from You before 150.000 miles in many Cases. Also not everyone rebuilding Crashed Cars should be, Some do REAL 💩 work , I have seen many, Some Care others Don't, No different than 💩 So called Mechanics, There's many, And 💩 Vehicle's from new, From way too many manufacturers, Thanks to Government meddling demands etc. . Most probably already know the above to be True, nothing to see here, Good Day if You made it this far. {L G B}¿FJB¿
A lot of people expect prices to fall to pre-pandemic levels, but that simply won't happen. You have to evaluate the price of the car against how much your net worth increases over time.
Car insurance is high because of the increase in cars being stolen and broken into. That’s why Geico left California.
New york insurance in a tesla is 5x the price of a gas car insurance. You lose more than you could possibly save. Basically paying 1/3 the car price in 1 year insurance
Cause if the battery dies the car needs to be replaced.. I just don't see why everyone wanted to jump on the EV market right away when battery technology is in it's infant phase.
Good time for cash buyers or people who want to buy and pay off within an year or two.
If I needed a car today I’d buy a new Mazda CX5..Proven drivetrain built in Japan with 0% for 36 months. It’s nicely equipped around $34k..
My estimate in 1 year will be $60k for a used cyber truck. It’s obvious with the amount they’re producing it’s not a rare car…
Im not gonna lie it is they want 15k for my 2014 silverado ltz 4x4 flex fuel same year make model with 200k miles lol and carmax had the audacity to give me an 8k offer and try to double there profits on my truck lol
$$$$$
Interest rates should be between 3.85 - 4.25%. Car prices need to come down to pre-pandemic levels or everyone gets a big raise to track with inflation.
Housing and cars need 15 -20% down… no mortgage insurance nonsense.
In a dream world they’d cap housing loans at $325,000.
Is the "Good things come to those who wait" saying hapenning, Sr. Lucky??
I hope so
@@LuckyLopez777 I think so, but I had to search other lands and the interior of Mexico is buying like crazy
Thank god I don't get cars in credit and I do all the work on my own car lol.
Unless it's something major like an engine failure, I'll just do it myself and parts are usually around or less than 100$ depending on what I'm replacing.
Car price drops but interest and insurance is still high 👀
Car insurance should be free at some point. I'm coming close to two decades with no tickets or accidents myself
First they turned houses like stock market
Now they are turning cars like stocks. Interest rate down car value up , interest rate up car value down.
Affordable car = anything you can buy with cash
Added bonus: you don't need to buy full coverage insurance
Facts!
Prime buyer here and I got a 4% interest rate on a 2024 Nissan Sentra. They still give decent rates out to good credit scores. And also interest rates aren’t ever coming down
4% is not a decent rate lmao, that is complete garbage. Especially on a Sentra 😂
@@nathanmjackson1210 Bro your a joke 4% is great... That's basically been inflation the past year.
@@Lolatyou332 Just because it's a lot interest rate for today, doesn't mean it is a good rate. Every car I finance has a 0.0% loan.
Isnt cox basically a monopoly in car pricing owning both autotrader and manheim and kbb making values whatever they want
Yeah but there is only so much they can do still they don't sell all cars in the market... If people are selling cars for less they won't be competitive and they could lose trust in their brand which just isn't worth it.
Additionally if anyone found out they were price fixing there would be both lawsuits and if successful, loss in consumer confidence in their pricing.
Used cars are ripoff until 12-15 percent yearly depreciation comes back to the prices. Means at most a 2 year old car should only be worth 76 percent of what it was when left the dealer. I only pay cash and they are still not a good deal.
Market seems to be for people with cash in this moment and in the near future.
I think rates going down will have a small bump in car prices since many buyers will be tapped out. Many buyers will be limited on cash, no/low paying job, and credit destroyed when the Fed drops rates. Those who will come in since they stashed cash, still have a decent job, and credit is great will be the reason for a small bump. They will get the reward while everyone else gets screwed.
Tesla is giving away their model Y for this month at 0.99% APR for 72 months. After fed credits you can get it for $35k and even cheaper if you state has incentive.
I mean, the whole country is not affordable. Not only used vehicles
as Dave Ramsey says buy cash and you will buy cheap and the insurance will not matter cuz it will just be liability😅
Late model low mileage + salvage title bought at auction + pay cash or low interest CC + fix it yourself using eBay parts + liability only insurance = cool cars cheap 😎
I don't think the feds dropping interest rates will bring people into the car market. Gmc is an example 1.9% rate promotion and their cars are still not moving
I have a kia stinger for my weekend car and just picked up a 130k 2005 one owner toyota avalon xls for 3k also a 2004 honda civic for 2k with 138k. Granted i work for a dealer ship still a super deal
Very nice!
Kia Stinger is one of the best cars ever made, period.
@nathanmjackson1210 facts I'm loving it
To me it doesn’t matter if interest rates go down and prices go up or prices stay down and interest rates stay high, at the end if the payment is unaffordable I’m not buying, which is my current scenario. I’ve purchased plenty of new cars back in ‘06, ‘08 and 2014 and a couple before 2000, I understand those days are gone but then so is the availability of me buying new. I just can’t afford a $700 + payment. You get me a new vehicle below $500 and I’ll consider it. I’m not talking about an economy car or small suv/truck, I’m not in high school anymore. If I can’t afford a new 1/2 ton or full size vehicle (do they even make these anymore?) then I’ll buy a nice used one.
If and when intrest rates go down? Right I personally don't think that's happening anytime soon, Still too much buying going on, And Service rates are still increasing because Not enough competition it forcing prices LOWER, And the Cost keep climbing to run a Legitimate Service Center, Yes I work as heavy truck tech, It's brutal out here for drivers- Owner Operator's.
I think it will be 8-12 months
I have been saying for years after the rate hikes that we should not see decreases for years.. I was initially thinking like 2026, we'll see ultimately but just a lot of uncertainty and high inflation in all the important sectors (food, utilities, insurance). All the stuff that people have to have for the most part are up and housing demand and supply has not rebound yet..
Fed only lower rate when shit hit the fan and this big boat is hard to turn. So even if rate fall to 0% tomorrow its effect will be feel months later. Oh and if they do that alot of bank will fail. Higher the rate higher the bank is willing to land but lower the rate profit for the bank won't even cover future inflation. We won't see lower rate before everything crash.
Y can’t get a good car in the auction for less than $4000
they are the hardest to find. anyrhing under 8k
I’ve got a few dollars maybe I’ll grab something
when interest rates go down its because the shit hit the fan and unemployment will be sky high so prices will take time to recover imo
I disagree with your math.....the increase in car prices due to higher demand will not be greater than the savings from the lowering interest rates.
If you are financing a car you better chk the insurance cost on it. Probably going to be as much or close to the same as the car payment.
Don't you literally have to have insurance on it for a dealer to sell it to you?
Unless your buying private party don't think people would be blindsided on that.
@@Lolatyou332 never had to purchase insurance before buying the car. What state was that in. What if you don't end up buying the car or you take it back? 🤔
Interest rates are not going down anytime soon . Treasury auctions are falling short every offering . They absolutely cannot lower rates as treasuries will take precedent no matter how bad the pain is to consumers
es muy loco!!!
What is the best route for me to sell my 21 expedition max? 14,900 miles.
Email me the info I can make you a offer
David, you're an actual brainlet if you're selling a 3 year old car
@nathanmjackson1210 thanks for your opinion 👍🏿
Considering they're sitting on cars from 2022-24 models and have the nerve to charge people so much.
Inflation is sticky
Can someone explain to me how cash in king, when in 2022 i paid $62,000 cash for my car now I can only get $ 54,000 for it now?
I mean you’d have that same issue but worse if you financed…