How much I spent on my credit card in 2022 | Annual credit spending
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- Опубліковано 14 тра 2024
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I'm documenting my financial life which includes everything from paying off debt to budgeting to buying my first house! If you want to know what I'm up to on a daily basis, follow me on Instagram, Twitter, or TikTok. 😊
/ thelifeandnumbers
/ lifeandnumbers
/ lifeandnumbers
Subscriber Count: 5,793
Disclaimer: I don't have any formal financial background or training. I'm just someone who wished someone had taught me about finances when I was younger and I want to share what I've learned along the way. 😊
Affiliate links (If you use these links, you don't pay extra but I do make a small percentage):
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$20 off your first Every Plate meal: tinyurl.com/4spkv8j2
Chapters
00:00 Introduction
02:48 Total amount spent
04:05 Merchandise
13:32 Services
16:53 Lodging
17:58 Entertainment
19:27 Ending
I'd be interested in a product review of Lume. Maybe you could do a whole video on products you've tried recently. Include the sugaring products too please 😊!
Great idea! Maybe I can do something like that every few months, products actually worth buying.
That's cool that your credit card actually break it down for you. Im curious if I should make a spreadsheet and analyze what I spent on my credit card in 2022 as well.
If you have the time to do it, I'd recommend it! It was eye opening for me. I gave Amazon so much money! 😩
Thank you for sharing your truth. Hopefully going forward you can make better financial decision as you are on your journey on trying to become a first time home buyer. Best Wishes. I’m cheering for you to accomplish your goals. 😀
Thank you so much! While I made some progress saving more for the house last year, I didn't do nearly as much as I could have and this proves that. I think I was discouraged by the high interest rates (which are still high) and just being distracted by life in general. Time to refocus.
@@lifeandnumbers Exactly but you got this bc now you know what not to do going forward!
Lol at least you had a lot of fun and sounds like it’ll get paid off this year
Haha yes I did enjoy a lot of the purchases and it’ll be paid off by this time next month!! 🎉🥳
Wow, $27k!!! I guess the good part of it is that you paid off all except ~ $9k and you are working on that now.
I know! And like I showed in the video, a significant part was money I was going to spend away, I just chose to put it on the card to get the points. But I definitely need to work on my consumer spending. And I have less than $5K before this card is officially paid off!
Its nice to look back and see what you spent. Its all water the bridge, dont cringe its part of life. With that much spending with amazon, you might as well own shares. Definitely, what could you have done with all that money, its the what ifs. For now you are on a budget, to reduce frivolous spends. Your spending this year wont be this close. Credit card points is a lure, spent 27k to get $500, thats where cc companies get us. It aint free money.
Yes credit cards are a setup! I spent all of that just for $500. And I can be hard on myself so it’s difficult to not get mad at my past choices but I can’t change it now. Just gotta move forward. It’s almost all paid off though so I’m excited about that and the chance to save for other things!
@@lifeandnumbers you dont have to be hard on yourself. I think everyone has been on this path, its just a matter of making corrections. In less than a month, all this will be behind you. To be honest i use my cc for most of my purchases, i normally pay the amounts even before i use it, probably my cc company hates it. The card max limit is 2500, no matter what my cc balance can never go beyond that amount.
*Maybe you can start another channel reviewing Amazon products and write them off as a business expense. Just a thought.*
A new channel or just videos on this channel about Amazon products that I don't regret buying? 🤔
You said “sugaring” so much I thought you had a sugar daddy for a moment! 😂
Hahaha no, not that 😂