Hare Krsna Prabhu,Dandvat pranaam. Recently I got job and i am 24 yrs old, I am feeling so blessed to have got this financial and spiritual guidance at right time. Will remain forever indebted to you.
hare krsna prabhu ji ..dandwat pranaam...dont know how to thank you but only can pray to krsna . thank you for this lecture prabhu. we neglect most important things in life and then regret. thank you for saving my spiritual life prabhu.... this is a Must hear mandatory lecture for everyone....
First Session: 1. Simple living High Thinking. 2. Don't get carried away. 3. Never Take any Loans. 4. No Big Dreams. 5. Have Serious & proper planning of your life. 6. Mutual Funds. Second Session: 7.
Hare Krishna Prabhuji, PAMHO. AGTSP. I wish I had heard this class when I was 25 years old. You are doing a great service to the devotees. I pray that you may receive the Supreme mercy and go back home back to Godhead at the end of this life. Your servant, Haridas Varya Das
Hare Krishna prabhuji, dandvat pranaam, I'm from delhi iskcon. Thank you so much for eye opening seminar. It's very life changing seminar, i have no word to thanks you prabhu ji such wonderful seminar. Ys Sakha Gaur Das
Very plan full. Thanks. Prabhuji Dandawat pranam. HARE KRISHNA HARE KRISHNA KRISHNA KRISHNA HARE HARE HARE RAM HARE RAM RAM RAM HARE HARE 👏 👏 👏 👏 👏 👏 👏
Haribol dandavat pranam 🙏 prabhuji really a life changing session...it will be helpful for our KC... really Krishna arrange for us ... Krishna care for us ...so u as a guru guide us... thank u so much..lots of prayers for u and ur family pbji🙏
Hare Krishna Prabhuji. Dandavat pranam 🙏🏼🙏🏼🙏🏼. If I would listen this in 2015-16 , I would be saved but now I became like bankrupt, earning less than a begger.
Hare Krishna prabhuji dandavat pranaam at your lotus 🪷🐾. I'm very grateful to you, I was completely in ignorance not thinking anything about future. But by your mercy I'm able to realise it and started planning about future. I'm indebted to you so much prji🙇
HK, dandavat pranam. This lecture got us indebt to you prabhuji. May Krishna keeps his mercy upon you. Golden tip to never ever take loan devotees, mala bigad jayega bhai! Yas Akash
Thank you for your continuous understanding, devotion and instruction to sustain my path to getting more consciously understanding coupled with spiritually connected.
Thank you so much pr. Ji. This lecture appears as voice of Krishna Himself speaking from you. I am truly indebted to you. You resolved my Dilemma pr. Ji thank you very much. I am taking advice from HG Satyapriya pr. Ji. Looking forward to have your darshan. Y.S.
Hare Krishna Prabhu Ji dandvat pranam 🙏🙇 Thank u soo much for wonderful lecture,, I'm also in initial stage of my life,, means after few months I'll going to grihsta aasram but from core of my heart I'm saying that I'm always want to doing bhakti seriously& never leave kc in any cost but I'm very afraid for my future that what will happens in my life,,,, hare Krishna🙏
I have starred following this plan since 2018 now it becomes miracle .. .Big amount of assets collected and it give smoothness in chanting 😊 Ys Naamroop Das Dr.Nilesh Ghanokar
Session 2 : Precautions Start early : magic of compounding Corpus 1:22:36 secure life Term insurance policy 1 crore policy for ₹12K per year. Tax-free ₹1crore Plain term insurance policy. Get lumpsum 1crore. Mediclaim is very much required. Best is floater mediclaim. Life insurance is a Cheater.
Term insurance policy: HDFC Standard life. For Age 25-28yrs it costs ₹12K a year Cheapest when taken online. Accident insurance policy - disability Expenses go up but earning goes down. Get money if die In case of permanent disability of 1 organ - 50% of insurance policy amount is given 2 organs - 100% of the policy amount It's very cheap policy. 4-5Kpa for 50lacs policy. HDFC irgo. LIC is the costliest. Term insurance for bread earner. Mediclaim for all. Prioritise parents. Children at the end. Those who travel a lot especially by road - accident policy is must. House policy - they will construct the same house for you. Cooperative societies take it for all flat owners combined... It's very cheap. Emergency fund : recurring account Recurring account is easily accessible/liquid Go with nationalised banks
2:00:00 mutual funds 44 MFs in India as on date Open ended - anytime liquidity 2:11:30 why MFs? Liquidity, Tax free in LTCG equity fund, suitable for common man, get fact sheet, complete control of finance ministry, we don't have time for research so, no stocks, MFs are rated. Go with 5star or minimum 4star. Switch if it's not performing well. Debt fund or equity fund 2:28:20 salary of ₹25K pm 5K maximum rent 10K household expenses (maximum) ₹1250 term insurance ₹1000 mediclaim ₹250 house policy ₹250 Accident policy ₹2500 recurring account ₹5K systematic utilisation : risk investment Do SIP ₹1K p.m for 10 years ₹1K * 120 months = 120K Wonderful return : 3lacs (avg) 15 lacs if you put 5kp.m Transfer 15 lacs to MIP 15K pm earning... 1%return This 15K is extra Put it in STP : Systematic transfer plan. Continue old sip of 5k So, 15k through STP and 5k through sip. (15lacs is safe) So, with 20pm investment in MF Return will be 60 lacs in 10 years ₹75lacs at the end of 20 yrs
₹75lacs (tax free) age45 child of 17 yrs Divide 75lacs in 3 parts 30 lacs in MIP (11-12% return) Systematic withdrawal plan ₹30kp.m return ₹30 lacs - MIP Reinvest ₹30K in risk investment 90 lacs return in 10 years Principal + return =₹1crore 20lacs tax free. You are 55 yrs old. 15 lacs at 100% risk 6 to 7 times return in 10 years 3:00:40
Hare Krishna Prabhu, I expected the third point (loan). I took loan once to expand the investment. But Thank you Prabhu for saving me, coz i almost took loan but didn't.
Great 👍Krishnaji one would with your mentorship would like to facilitate the Homosapiens in the Himalayan Hills 😌 who are under the Muldhara Chakra to empower them and emancipate them thus from this orbit of drudery. Am ready to create Avatar for the rest of the 8 billion humans. Let us have Warren Buffetts from India 🇮🇳 under your stewardship Krishnaji 👍🕉️🔱☮️🕊️👣🐾👣👍🙏🌹🙏😷
Hare Krishna Prabhu, You have divided the total earning into a number of categories. Where does the donation to temples and using money to help the needy, relatives, etc fit into?
Very much helpful lecture prabhu ji Any one plz tell me about recurring amount... We can cut 10,000per month for long term, sip I did not get tht point plz any one tell. I don't have any idea on stock market Hari bol
Hare Krishna Prabhu ji That is nice lecture to show the importance of Mutual funds. But one lac (of one stock) becoming 76 lacs translates into about 25.6% rate of return; but in case of mutual funds generally we get 15 to max 20% rate of return (CAGR). This I am saying from my personal experience. So I would like you to explain your devotees to plan their financial assuming 15-17% CAGR. Hari Bol
Hare Krsna Prabhu,Dandvat pranaam. Recently I got job and i am 24 yrs old, I am feeling so blessed to have got this financial and spiritual guidance at right time. Will remain forever indebted to you.
hare krsna prabhu ji ..dandwat pranaam...dont know how to thank you but only can pray to krsna . thank you for this lecture prabhu. we neglect most important things in life and then regret. thank you for saving my spiritual life prabhu....
this is a Must hear mandatory lecture for everyone....
First Session:
1. Simple living High Thinking.
2. Don't get carried away.
3. Never Take any Loans.
4. No Big Dreams.
5. Have Serious & proper planning of your life.
6. Mutual Funds.
Second Session:
7.
दंडवत प्रणाम गुरु जी🙏🙏 हरे कृष्णा गुरु जी🙏🙏
🎉Hare Krishna Prabhuji dandvat pranam 🎉🎉 HARE KRISHNA HARE KRISHNA KRISHNA KRISHNA HARE HARE HARE RAMA HARE RAMA RAMA RAMA HARE HARE 🎉
Hk, this lecture has helped me too much. I am too much indebted prji. Thanks prji. Yas Gauranga. PS : please devotees, never take loan.
Jai ho
Four years back I started following this advice. I am now seeing the good results.
Hare Krishna Prabhuji, PAMHO. AGTSP. I wish I had heard this class when I was 25 years old. You are doing a great service to the devotees. I pray that you may receive the Supreme mercy and go back home back to Godhead at the end of this life. Your servant, Haridas Varya Das
What to do if I have mismanajed all my. Money an. In. Total responsibilities
Hare Krishna Hari Bol Prabhu ji, koti koti dandwat pranam 🙏🙏🙏
Very nice lecture
Excellent....
Shril Prabhupada ki Jay
Lot of gratitude for your great work and priceless perception thank you so much prabhu🙏❤️
Very nice lecture, everyone should listen.
Can't thank you enough prabhuji Hare Krśna Dandavat Pranam 🙏🏻🙏🏻🙏🏻
Hare krishna, prabhuji very nice
This lecture is so important....! Really educational.... I thank you Sir so much for giving us this knowledge.
Hare Krishna prabhuji, dandvat pranaam, I'm from delhi iskcon. Thank you so much for eye opening seminar. It's very life changing seminar, i have no word to thanks you prabhu ji such wonderful seminar.
Ys Sakha Gaur Das
Very plan full. Thanks. Prabhuji Dandawat pranam. HARE KRISHNA HARE KRISHNA KRISHNA KRISHNA HARE HARE HARE RAM HARE RAM RAM RAM HARE HARE 👏 👏 👏 👏 👏 👏 👏
Haribol dandavat pranam 🙏 prabhuji really a life changing session...it will be helpful for our KC... really Krishna arrange for us ... Krishna care for us ...so u as a guru guide us... thank u so much..lots of prayers for u and ur family pbji🙏
Amazing lecture prabhuji.... 🙏🏻🙏🏻🙏🏻🙏🏻You are such a great devotee prabhuji... 🙇♀️🙇♀️🙇♀️🙇♀️r
HARE KRISHNA PRABHUJI DANDAWAT PRANAM.
HARE KRISHNA HARE KRISHNA KRISHNA KRISHNA HARE HARE HARE RAMA HARE RAMA RAMA RAMA HARE HARE
This lecture has helped me somuch thank you Prabhuji Hare Krishna
Jai Shrikrishna 🙏 Thanks 🙏
Many many thanks Prji.This helps in financial management and devoted life.🙏
Hare Krishna Prabhuji.
Dandavat pranam 🙏🏼🙏🏼🙏🏼.
If I would listen this in 2015-16 , I would be saved but now I became like bankrupt, earning less than a begger.
Hare Krishna Prabhuji....Dandvat pranaam and Thanks a lot for this financial & spiritual planning lecture..
All glories Sir, for your selfless service and guidance!! Your thoughts are matchless gift for all of us. May Supreme God give you more empowerment!!
Thanks a lot hare Krishna 🙏
Prabhuji dandavat pranam.
Superb lecture thank you so much Prabhuji
Hare Krishna sahebji...
Hare Krishna prabhuji thank you so much 🙏
Thank you very much Prabhuji.Good art of saving.
Hari Hari Gaura Hari, Thank you very much for your guidance
Wonderful lecture Prabhu
Hare Krishna prabhuji dandavat pranaam at your lotus 🪷🐾. I'm very grateful to you, I was completely in ignorance not thinking anything about future. But by your mercy I'm able to realise it and started planning about future. I'm indebted to you so much prji🙇
Hare Krishna Prabhuji....
An wonderful financial planning by wonderful devotee.
Thank you prabhuji for sharing it...
Wonderful & must listen for one & all.
Priceless lecture. Thank you so much
Hari bol Hari bol Hari bol 🙏
Dandavat valuable information
Excellent session Prabhuji.. Haribol!!! All glories to HG Anadvrindavan Pr
Prabhuji I really love the way you speak....
Hare Krishna
Prabhuji PAMHO !!! thank you so much for sharing your professional experiences publicly. Haribol 🙏🙏🙏
God bless you😊hari Krishna 😍
Excellent service Prabhu. Hare Krishna
Hare krishna prabhu ji, your words carried me more close to Krishna consciousness😊
Hari bol , Thank you so much pravu . It is ver helpful lecture
hare Krishna prabhuji....amazing. it is very helpful and I hope that I will serve the lord sincerely.
HK, dandavat pranam. This lecture got us indebt to you prabhuji. May Krishna keeps his mercy upon you.
Golden tip to never ever take loan devotees, mala bigad jayega bhai!
Yas Akash
Amazing totally for youth devotees.
Thank you for your continuous understanding, devotion and instruction to sustain my path to getting more consciously understanding coupled with spiritually connected.
Hare Krishna prabhuji. Dandavat pranaam. Very appropriately explained. Hari bol🙏🙏
Loved this lecture surely gonna apply & Start mutual funds.
Thank you very much prabhuji
Amazing lessons on Finance !
Hari bol prji...
This gives a lot of clarity to lead a KC grihastha life🤗
Thank you prabhu
Thank you so much pr. Ji. This lecture appears as voice of Krishna Himself speaking from you.
I am truly indebted to you. You resolved my Dilemma pr. Ji thank you very much.
I am taking advice from HG Satyapriya pr. Ji. Looking forward to have your darshan.
Y.S.
Hare Krsna..pamho..Can you please share HG Satyapriya pr contact no.?
Jai Jai
Thank u pr
HARE KRISHNA
Hare Krishna Prabhu Ji dandvat pranam 🙏🙇
Thank u soo much for wonderful lecture,, I'm also in initial stage of my life,, means after few months I'll going to grihsta aasram but from core of my heart I'm saying that I'm always want to doing bhakti seriously& never leave kc in any cost but I'm very afraid for my future that what will happens in my life,,,, hare Krishna🙏
Hare krishna
Superb prabhuji
Hare Krishna 🙏
Prabhu ji..thanks a lot... kindly upload video lecture of this speech
Exactly...I also want the same .. Hari Bol 🙏🙏🙏
very nice prbhuji....
Heri bolo 😊😊
I have starred following this plan since 2018 now it becomes miracle .. .Big amount of assets collected and it give smoothness in chanting 😊
Ys
Naamroop Das
Dr.Nilesh Ghanokar
🙏🙏
Amazing amazing lecture prabhuji, never heard this from a devotee.
I wish this was video with visuals we could see what Prabhuji was writing.
All glories 🙌🙌🙌
Hame bhi iskon se puri tarah samarpit hona he prabhu 🙏🏻🙏🏻🙏🏻
Great Session Prabhuji
👏👏👏
Thank you very much
🙏🙏🙏
My humble request to you prabhu plese put point s & time in description , thank u so much for such nice lecture !!
Serious & proper planning of your life
Spiritual planning
Investment: FD, gold, stocks or mutual funds
Investment: FD, real estate, gold, stocks or mutual funds
Session 2 : Precautions
Start early : magic of compounding
Corpus
1:22:36 secure life
Term insurance policy
1 crore policy for ₹12K per year. Tax-free ₹1crore
Plain term insurance policy. Get lumpsum 1crore.
Mediclaim is very much required.
Best is floater mediclaim.
Life insurance is a Cheater.
Term insurance policy: HDFC Standard life. For Age 25-28yrs it costs ₹12K a year
Cheapest when taken online.
Accident insurance policy - disability
Expenses go up but earning goes down.
Get money if die
In case of permanent disability of
1 organ - 50% of insurance policy amount is given
2 organs - 100% of the policy amount
It's very cheap policy. 4-5Kpa for 50lacs policy. HDFC irgo.
LIC is the costliest.
Term insurance for bread earner.
Mediclaim for all. Prioritise parents. Children at the end. Those who travel a lot especially by road - accident policy is must.
House policy - they will construct the same house for you.
Cooperative societies take it for all flat owners combined...
It's very cheap.
Emergency fund : recurring account
Recurring account is easily accessible/liquid
Go with nationalised banks
2:00:00 mutual funds
44 MFs in India as on date
Open ended - anytime liquidity
2:11:30 why MFs?
Liquidity, Tax free in LTCG equity fund, suitable for common man, get fact sheet, complete control of finance ministry, we don't have time for research so, no stocks,
MFs are rated. Go with 5star or minimum 4star. Switch if it's not performing well.
Debt fund or equity fund
2:28:20 salary of ₹25K pm
5K maximum rent
10K household expenses (maximum)
₹1250 term insurance
₹1000 mediclaim
₹250 house policy
₹250 Accident policy
₹2500 recurring account
₹5K systematic utilisation : risk investment
Do SIP
₹1K p.m for 10 years
₹1K * 120 months = 120K
Wonderful return : 3lacs (avg)
15 lacs if you put 5kp.m
Transfer 15 lacs to MIP
15K pm earning... 1%return
This 15K is extra
Put it in STP : Systematic transfer plan.
Continue old sip of 5k
So, 15k through STP and 5k through sip.
(15lacs is safe)
So, with 20pm investment in MF
Return will be 60 lacs in 10 years
₹75lacs at the end of 20 yrs
₹75lacs (tax free) age45 child of 17 yrs
Divide 75lacs in 3 parts
30 lacs in MIP (11-12% return)
Systematic withdrawal plan
₹30kp.m return
₹30 lacs - MIP
Reinvest ₹30K in risk investment
90 lacs return in 10 years
Principal + return =₹1crore 20lacs tax free. You are 55 yrs old.
15 lacs at 100% risk
6 to 7 times return in 10 years
3:00:40
Hare Krishna Prabhu, I expected the third point (loan). I took loan once to expand the investment. But Thank you Prabhu for saving me, coz i almost took loan but didn't.
Hare krishna devotees Bramacari keliye plan kab se suru huva time line ?
Thanks a lot Prabhuji, for giving Sharing your experiences and knowledge...So clearcut devotee...
Hare Krishna prji dndvt prnm. I want to talk with you.
Prabhu ji 🙏 kindly share list for mutual fund , sip , mip and risk equity .
Can anyone tell present firm names which is owned by Anand Vrindavan Prabhu’ please
हरे कृष्ण प्रभुजी यदि यह प्रवचन हिंदी में है तो लिंक भेजें प्रभुजी हरे कृष्णा धन्यवाद
Great 👍Krishnaji one would with your mentorship would like to facilitate the Homosapiens in the Himalayan Hills 😌 who are under the Muldhara Chakra to empower them and emancipate them thus from this orbit of drudery. Am ready to create Avatar for the rest of the 8 billion humans. Let us have Warren Buffetts from India 🇮🇳 under your stewardship Krishnaji 👍🕉️🔱☮️🕊️👣🐾👣👍🙏🌹🙏😷
HK pr. Ji
what are some of the best mutual fund company.
प्रभू, इन्शुरन्स के बारे में आपको और जाणकारी लेनी चाहीये,
Hare Krishna
Can you please share MIP Scheme name for 10 lakh distribution and remaining 10 lakh in which 20 portfolio ??
17:16
Please put video lecture..we want see PPT also.
Exactly...I also want the same... Hari Bol 🙏🙏🙏
Hare Krishna Prabhu, You have divided the total earning into a number of categories. Where does the donation to temples and using money to help the needy, relatives, etc fit into?
Very much helpful lecture prabhu ji
Any one plz tell me about recurring amount... We can cut 10,000per month for long term, sip
I did not get tht point plz any one tell.
I don't have any idea on stock market
Hari bol
@@luckykevideos4147 No prabhu ji
Hari bol
@@luckykevideos4147 OK prabhu ji
Muze English Kam samjati hai prbhu yeh session aap Hindi me dubara batayege ky prbhu hare Krishna,,
Plzzz put the PPT.. last 45 mein jo calculations bataye wo samaj nahi aaye
Hare Krishna Prabhu ji That is nice lecture to show the importance of Mutual funds. But one lac (of one stock) becoming 76 lacs translates into about 25.6% rate of return; but in case of mutual funds generally we get 15 to max 20% rate of return (CAGR). This I am saying from my personal experience. So I would like you to explain your devotees to plan their financial assuming 15-17% CAGR. Hari Bol
Pls consider the tenure too I think the money should be kept for long term ?
Vishakha Hivrekar yeah off course. I am an engineer, I have calculated this 25.6% for 19 years as said in the video. Hare Krishna
Mukesh Upadhyay yes but have u calculated by compound interest ?
Prabhu how to invest money in Mutual funds???? Kaha jana padega. I am living in small city or paise doobne ka bhi khatra rehta h?
Deepak Krishna this you can do directly online. In long term say 3 to 5 years there is no way investment can go down
Work part time from home selling life insurance and support Iskcon $$😊
2:51:35
3:05:17
Hare Krishna prbu g
Kon kon companies mein investment Karen
SIP& MIP
Please tell me
Hare Krishna. Investment in equity mutual fund for purpose of SWP in future can be smart idea for gaining a good appreciation?
Prabhuji is groww app safe to invest in sip?