Age Group 45 To 55 10 Points To Focus Create Successful Financial Life

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  • Опубліковано 27 чер 2024
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КОМЕНТАРІ • 148

  • @umeshkalyani3441
    @umeshkalyani3441 4 місяці тому +15

    Minimalism is the mantra …. One does not need so many things that we imagine we need , when you retire. The point about simple lifestyle resonates with me … our children may emulate this in their lives as well.

  • @deorishitripathi353
    @deorishitripathi353 5 місяців тому +10

    Fully agree, I have been doing these for last 30years back and today at 67i m very happy retired life with lots of money flow.

  • @sanjaytyagi1813
    @sanjaytyagi1813 5 місяців тому +15

    Appreciate. I agree to most of them, especially the child education and inculcating values in kids instead of overspending on their education.

  • @punver79
    @punver79 5 місяців тому +4

    I am so confident of your content quality that I like first and watch later.. thank you Dr. Bhatt..

  • @drrkgupta2842
    @drrkgupta2842 5 місяців тому +3

    Very valid points, explained nicely. Thank you.

  • @ozmattstechnologies534
    @ozmattstechnologies534 4 місяці тому

    Excellent points! Everyone can have a level of financial stability with the right information. This is one subject that school will never teach you.

  • @somashekarthm
    @somashekarthm 4 місяці тому +1

    Sir, Very true points Iam a self employed, Iam 61 yrs of age all most all points are same as experienced by me my children are well educated and settled in life and Proud of myself, right from the age of 45 yrs I used to discuss these points and discuss with my friends helping them in financial planning , especially SIP , Mutual funds RDs and some portion in life insurance
    Many thanks for your beautiful and easy understanding words used
    God bless you Sir
    Best regards,
    Somashekar, Chartered Engineer.

  • @sps6
    @sps6 5 місяців тому

    These must be thought in companies for senior personnel… many companies would love someone like you to guide their senior personnel

  • @umashankarkolhe1469
    @umashankarkolhe1469 4 місяці тому

    Excellent !!!
    Appreciable thoughts for all practical purposes!

  • @rathinakumari5189
    @rathinakumari5189 5 місяців тому +3

    Excellent advice sir... especially on children education and enhancing lifestyle...very true

  • @manepallyvijay1827
    @manepallyvijay1827 5 місяців тому +1

    Eye opening. Interesting. Thought provoking. Tq.regards.

  • @sabysreya
    @sabysreya 5 місяців тому +1

    100% agreed on your 10 points for 45-55 years!! Basically most of the parents take pressure and pride in spending money on kids education ignoring their retirement which really creates a stalemate situation if kids decides to pursue higher studies or didn’t contribute back to the parents when they need. Instead I agree we should never even put them on that situation. Wise decision is to encourage student loan!!

  • @bbiswas72
    @bbiswas72 4 місяці тому

    Absolutely agreed with your 10 points & real facts are articulated.. Thanks lot for sharing this useful information

  • @achthegreat
    @achthegreat 4 місяці тому

    This was truly a fantastic video, to introspect, prioritise and plan. All points are important to analyse. The 3 consequences on the life style upgrade was brilliant.

  • @harishbabu4034
    @harishbabu4034 5 місяців тому

    Very valuable advice. The points are most relevant. An expenditure you have left out is daughters weddings. I am forwarding this to all my friends and relatives under the age group. Thanks once again for imparting this knowledge .

  • @ragus1416
    @ragus1416 5 місяців тому

    You are spot on. Most of the points you mentioned are all very much valid - especially the last two points.

  • @SurajSharma-vh3br
    @SurajSharma-vh3br 5 місяців тому

    I love watching your videos. Just that I am neither an NRI nor a HNI.... Great channel!❤

  • @Audacityoffaith
    @Audacityoffaith 5 місяців тому +1

    Such a powerful video packed with wisdom, thanks so much sir, I'm entering into that age bracket very soon, luckily i have been taking many wise steps over the years but there's always room for improvement, it's a shame you are not in my country, i remember sending a whatsapp message to the number provided sometime last year and i was told you can't render any service to me because of my location, thanks all the same, God bless 🙏🏾

  • @shanthgupta
    @shanthgupta 4 місяці тому +1

    Point 10) is awesome, never thought about the three parts of upgrading lifestyle.

  • @binoymathew9195
    @binoymathew9195 5 місяців тому +1

    Well covered ❤ Thanks for the checklist. Very useful information

  • @balwantmadiwale6314
    @balwantmadiwale6314 5 місяців тому +2

    Yes I agree with points.

  • @srinivasulusoma7708
    @srinivasulusoma7708 5 місяців тому

    Very good suggestion to the age group of 45 to 55 for their financial planning

  • @thirumalrao376
    @thirumalrao376 4 місяці тому

    All points are absolutely practical n relevant. In fact just not technical areas even emotional mistakes n carry forward effects on kids is well articulated ❤

  • @ppk293
    @ppk293 4 місяці тому

    I totally agree with you and fortunately I have already followed what you have suggested ,thank you so much sir for your valuable advice

  • @manepallyvijay1827
    @manepallyvijay1827 5 місяців тому

    I agree all these points .it gives a direction who r at cross roads.

  • @nirmalyaster
    @nirmalyaster 4 місяці тому

    While today's kids are devoid of any financial, cultural or religious values - everytime I hear your advice, it brings positivity and respect. Thank you for sharing your knowledge.

  • @salmaabdulmajeed9888
    @salmaabdulmajeed9888 5 місяців тому +3

    Hallo, I am in your age bracket and Absolutely agree with your views.

  • @brbabu68
    @brbabu68 4 місяці тому

    Excellent views very useful and need to be necessarily followed few of the points which I already realised and practicing having a real look on my portfolio is an essential one thanks for this

  • @1gopalakrishnarao
    @1gopalakrishnarao 5 місяців тому

    Well explained.... thought provoking....

  • @debjani0222
    @debjani0222 4 місяці тому

    So grateful sir. Amazing topic. This is perhaps one of the best videos i have seen in my life. I will leave 🙏🙏🙏 for you.

  • @vpbalasubramaniam8585
    @vpbalasubramaniam8585 5 місяців тому

    Sir, very well covered. I am 52 now and happy that i am doing atleast some excercise which is mentioned in your lecture. The highlight i marked is top up health. insurance.

  • @user-yi8kf3ob7o
    @user-yi8kf3ob7o 3 місяці тому

    Thank you for sharing your wisdom, I just turned 45, this is so timely for me.

  • @sandeepjagadeesh8182
    @sandeepjagadeesh8182 5 місяців тому

    Thank you so much for this video. Even though it all sounds very basic, what you hsve done is consolidated as a checklist for us. Thanks again.

  • @chandrashekarbk007
    @chandrashekarbk007 5 місяців тому +1

    Sir, you opened my eyes, I am still in the age of 41 but its great input for better planning 😊

  • @onlinealways5305
    @onlinealways5305 5 місяців тому

    Excellent Sir, 10th point is so true

  • @ultracomfort9602
    @ultracomfort9602 4 місяці тому

    Best one, eye opening

  • @ManojKumar-ub4lw
    @ManojKumar-ub4lw 22 дні тому

    Very informative and relevant points covered.

  • @arunsharma-zu5dc
    @arunsharma-zu5dc 3 місяці тому

    Reading about this had been there but felt nice n knowledgeable listening such video first time.
    Thanks

  • @ahmedashrafbhava851
    @ahmedashrafbhava851 5 місяців тому

    It's a great reminder of retirement plan

  • @sridarank1661
    @sridarank1661 5 місяців тому +6

    Dear Dr. Bhat, I feel 49 years should be an upper limit for such retirement planning. Some insurance policies can not be planned/ are not available at the age of 50. In the present scenario, a decent earning (to save some money) starts late at the age of 35 and due to the fast changing technologies it ends very earlier by 45 -50 itself. After 50 yrs, instead to climb up the hierarchy, people face many challenges, even to retain their existing positions in-spite of upgrading their skills in private companies and for professionals - - - you should be knowing that

  • @karalworld
    @karalworld 3 місяці тому

    Excellent advice 👌
    I agree with your views.
    I am already following a few steps from your advice. Now, it gives me the confidence.
    I am planning to make self-correction in my financial portfolio, like
    - Buy insurance for a home loan.
    - sell my car( liability) to pay (partly) my home loan.
    I have managed 10-12 lakhs for child education.
    Now, my full focus is on building a retirement corpus.
    Hopefully, I will save enough money for a peaceful retirement life.
    Thank you 🙏🙏🙏🙏

  • @shankart5191
    @shankart5191 4 місяці тому

    Bhat Sir , super agide video .
    This is Very Informative and valuable suggestions!🎉🎉

  • @biswanathrao2845
    @biswanathrao2845 4 місяці тому

    Very very useful and knowledgeable

  • @addankisrinivas1240
    @addankisrinivas1240 4 місяці тому

    Super, point no 10 is very important.

  • @abdurhmanwariwo6557
    @abdurhmanwariwo6557 4 місяці тому

    thank for nice education and reminder of life. I have never tried to plan it for th future. Maybe my relgious also infulences me. I will keep watching your tutors

  • @meetavyas4103
    @meetavyas4103 5 місяців тому

    Very informative.

  • @andyvicky663
    @andyvicky663 4 місяці тому

    Excellent video and great presentation

  • @narasimhakari9166
    @narasimhakari9166 5 місяців тому

    Great build up

  • @Eklavvyyaa
    @Eklavvyyaa 5 місяців тому

    very well explained 😊

  • @mayarajeev3487
    @mayarajeev3487 4 місяці тому

    Spot on!

  • @laxmanbandamwar7880
    @laxmanbandamwar7880 4 місяці тому

    Best video thanks 🙏🙏

  • @seenaramesh2010
    @seenaramesh2010 4 місяці тому

    Beautiful video,a great eye opener

  • @fekermedia68
    @fekermedia68 4 місяці тому

    Really was golden advice so thank you Brother ❤❤❤

  • @jeniferfernandes5633
    @jeniferfernandes5633 5 місяців тому

    Thank you so much 👍

  • @narasimhakari9166
    @narasimhakari9166 5 місяців тому

    Interesting stories.

  • @Thanksalot24
    @Thanksalot24 5 місяців тому +1

    So remarkable Sir,Thanks a lot🙏👍😊❤️🌹

  • @ahmedmemon7756
    @ahmedmemon7756 5 місяців тому

    Great video.

  • @yamalakonda
    @yamalakonda 5 місяців тому

    Excellent video

  • @getkgp
    @getkgp 5 місяців тому

    A good teacher

  • @anil1234
    @anil1234 4 місяці тому

    Thanks sir, very informative.

  • @anilpandey8602
    @anilpandey8602 5 місяців тому

    Wonderfull tips 👌

  • @gkkrishna9620
    @gkkrishna9620 5 місяців тому

    Good advice thanks sir 👍 gkkrish 👍👍

  • @ballubhai7821
    @ballubhai7821 5 місяців тому

    absolutely correct

  • @crmohanty775
    @crmohanty775 4 місяці тому

    Very nicely explained ❤

  • @ravidassardar3879
    @ravidassardar3879 4 місяці тому

    Yes I agree with you

  • @meenakshishriram2682
    @meenakshishriram2682 5 місяців тому

    First I thank you so much for the presentation for this age group, not everyone is knowledgeable about finance handling at the age of 50 plus few NRI would have not done anything can you please make some presentation for them separately sir ji.Thanks in advance 🙏.

  • @cometsyiem4747
    @cometsyiem4747 4 місяці тому

    Very helpful 👍

  • @mangalsingrajput6225
    @mangalsingrajput6225 5 місяців тому

    Nicely explained..👌👌

  • @pulakshah8655
    @pulakshah8655 4 місяці тому

    Nice explanation. We middle class family members in same situation

  • @BolledduVenkateshwarlu
    @BolledduVenkateshwarlu 5 місяців тому

    Excellent

  • @pijumedhi
    @pijumedhi 2 місяці тому

    Excellent one ... I am an IT guy coming from a middle class family background... almost completed 25 yrs of services... Now at 47 , planning for future retirement planning ... your idea as described over the video definitely helped a lot... Thanks

  • @sanjaykoli5647
    @sanjaykoli5647 4 місяці тому

    Very very good suggestion sir

  • @deepakagnihotri4677
    @deepakagnihotri4677 4 місяці тому

    Beautiful session

  • @user-hy5ly6ei6t
    @user-hy5ly6ei6t Місяць тому

    Great 👍🙏😊

  • @jeyanthiskumar5745
    @jeyanthiskumar5745 5 місяців тому

    Thank you sir

  • @ravikumarkasturi5733
    @ravikumarkasturi5733 4 місяці тому

    Good information

  • @ashokdamodaran9560
    @ashokdamodaran9560 5 місяців тому +1

    Excellent pres 20:06 entation sir, Im doing something for long time and happy to see many of the goals and action items are covered. My view is emergency fund and child marriage also important which we need to plan. Im sharing my view, pls correct me if im wrong.

  • @RajeshKumar-dj1fq
    @RajeshKumar-dj1fq 4 місяці тому

    I agree with comments, good video sir .

  • @diwakarjaiswal8254
    @diwakarjaiswal8254 4 місяці тому

    Great info sir

  • @Sandeep-bg1ik
    @Sandeep-bg1ik 5 місяців тому +2

    Summary - need a financia! Advisor!!!

  • @madhusudanbehera6363
    @madhusudanbehera6363 3 місяці тому

    Excellent advice sir

  • @srinivasanpalani6908
    @srinivasanpalani6908 5 місяців тому

    Thanks Sir. Useful points.

  • @abdulmajeeda4347
    @abdulmajeeda4347 4 місяці тому

    Super ❤

  • @sreekalan2738
    @sreekalan2738 3 місяці тому

    Thank u sir

  • @digantahaloi9644
    @digantahaloi9644 5 місяців тому

    Right.

  • @faizqureshi1066
    @faizqureshi1066 4 місяці тому

    Excellent video, Also please make a video on managing property from abroad and selling(reoatriating money) or buying property while based abroad.

  • @user-mc8yy2pc5s
    @user-mc8yy2pc5s 4 місяці тому

    Super 👌

  • @Bharath_TV
    @Bharath_TV 3 місяці тому

    Thanks sir

  • @ronaldoyagi8090
    @ronaldoyagi8090 4 місяці тому

    A very resourceful clip.
    Minimalism.
    A retiree to advise you on financial challenges at retirement so that you can address them.
    Have an insurance policy in place.
    Have a home

  • @danundisputed3189
    @danundisputed3189 4 місяці тому

    Like the property portfolio rebalancing

  • @manjularaj5219
    @manjularaj5219 5 місяців тому +1

    Nowadays insurance companies keep raising premiums on yearly basis,which makes existing policies unaffordable. Any suggestions on how to manage this crisis?

  • @tamilselviswaminathan9134
    @tamilselviswaminathan9134 4 місяці тому

    Super

  • @sachinjain9071
    @sachinjain9071 5 місяців тому

    All the points you made are excellent, but you never talked about gold

  • @rameshparthasarathy2746
    @rameshparthasarathy2746 4 місяці тому

    super

  • @mohammedkaleem7332
    @mohammedkaleem7332 4 місяці тому

    Most of the time the insurances are found to be the liability than an asset for most commaners except in comparison with the business units owners

  • @binduks132
    @binduks132 4 місяці тому

    Jai Hind Jai Bharat 👃

  • @gaurav4131
    @gaurav4131 5 місяців тому +1

    Why only commercial real estate n not reit/invits. Is there any specific reason plz elaborate...

  • @mithunk5473
    @mithunk5473 5 місяців тому

    Can u do a video on the difference in investing with NRE PIS account and NRO trading for NRI.. apart from repatriation what other advantages and disadvantages....no proper information about this available..

  • @adityabanerjee7145
    @adityabanerjee7145 5 місяців тому

    Will contact you and your team for financial advisory services after I work out my current state

  • @oflavia2910
    @oflavia2910 5 місяців тому

    Pls make a video on NRI options to invest in India corporate or govt bonds, modes and mediums, brokers that provide support, documents needed, types of current bonds, secondary market, return potential. Thanks