Target Date Funds : Pros and Cons

Target date funds are a great option for many investors these days, and extremely popular within 401k plans. But they may or may not be the best fit for you. This video covers the pros & cons of target date funds.

[@ThreeOaksWealth]

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[@jlee8792]

I recently switched to Vanguard Target retirement. Too many things to think and work for avg guy like me, retirement account and brokerage account and all crazy kids in house. I hope it works well for me in future. At least this target fund makes my life little easier.

[@ThreeOaksWealth]

For sure - one of the bigger benefits. Vanguard's personal advisor services might be a decent fit for you if you need slightly more customization without the full on financial planning experience. They'll give you a model portfolio that's similar to the target date fund, and a CFP you can speak with when necessary. Only downside is that the CFP will have 500 other clients to attend to as well.