BM Equity Report: IDFC First Bank में क्या देखना है ?
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- Опубліковано 30 чер 2024
- IDFC First Bank is a retail favourite. We discuss how one should follow and analyse the stock. We also talk about the 2 or 3 points that one has to see while analysing IDFC First.
Manyavar came out with results last week and they were below par. The company continues to face issues in growth because of increasing competition.
Finally, crude oil is going up across the world and that can put a temporary stoppage to the rally.
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Listen to this to know more.
0:00 Intro
0:10 IDFC FIRST BANK Result
0:43 Retail Loan
1:36 Net Interest Margin
2:06 Micro Finance Example
2:31 My View On IDFC Results
2:45 ROE&ROA
5:26 Cost To Income
6:25 How To Discuss A Bank?
7:44 When Cost To Income Ratio Down?
8:19 INDUSIND BANK 2010
9:11 Watch Only 3-4 Ratios
10:09 Gold Loan
10:26 Will IDFC Fast Bank get the same valuation as Bajaj Finance?
12:07 CLR&SLR Problem On Bank
12:40 MANYAVAR Result
13:53 Crude Oil Price Hike
14:41 US Report
15:22 12 Billion Jobs Distory
16:41 Outsourcing Become Very Dangerous
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#midcap #smallcap #meta #interestratehike
#idfcfirstbank #manyavar #roa #roe #indusindbank
#dowjones #cement #bondmarket #asianpaints #tatasteel #fed #consumersector #capitalgoodssector
#bajajfinance #icicibank #nifty #Tesla
#hdfcbank #usmarket #nestle #kotakmahindrabank #fed #inflation #pageindustries #bond
#standardchartered #dogecoin # #tesla #bitcoin #nasdaq #interestrateshike #twitter #midcapit #bond #fed #interestrateshike
#stocksinnews #stockstowatch #smallcap #drone #bullmarket #niftyit
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Your analysis of IDFC Bank will help me to look at other banks objectively. Thanks a lot. Sudhir Sethi Nasik
Your "Gyan" , to which I have given a name the "Sermon of Share Market" is simply EXCELLENT and laudable . My regards Guruji 🙏🙏🙏
one of the best analysis video of banking sector all over the internet ❤❤❤❤❤❤
thank you so so much ..hrrr din esa lgta h ....bhut kuch nya sikh rhe h ....
daily hrrr ek sector yaa ek stock ka analysis video subh wali report m add krr do sir ...please please ❤❤
Good afternoon Basantji, Thanks for the daily dose of high-quality insights. Just heard Equity Head of JP Morgan stating that the current rally is liquidity driven and that the Fed is planning QT of US $ 80-100 Billion USD per month. The US has couple of months back resolved the Debt Ceiling crisis and approved additional borrowings. You had also mentioned that since then, US government has borrowed US $ 1T and propose to increase it from US $ 31 Trillion to US $ 50 T in the next 3-4 years. If this is the case, why is the Fed doing QT now? Thanks, in advance.
This is my first comment. You are doing a great job. Today’s ROA funda for banks is superb learning for me. Please do add such bullets on valuation of business on daily basis for 2-3 minutes if possible. AAP be aaj draya bhi related AI. Here is my question on AI. Sir what would happen to consumption theme stocks if AI lower income bands ki Naukri kha jayega ?
❤🤣❤
Thankyou Sir, your passion is a blessing and inspiration to all of us.😊
Sir,
You're doing a great work can you please start some topics on career in equity domain specifically Indian equity markets.
Or Indian market jobs are only for IIM n IIT guys.
Thanks.❤
Sir how do you check the valuation of a company whether the same is undervalued or overvalued or fairly valued
Good morning, sir. I have been watching all your videos since the beginning and have benefitted immensely from your wisdom. Thank you, and may god bless you with good health to continue for a long time.
I suggest that it would help many people if you would talk about other sectors also like you covered banking today with examples. When you cover various important players within the sector with their strength, weaknesses and potential, It would help us understand how to analyse various players in a industry.
Maybe monday can be dedicated to this since there is no action over tue week end.
Please consider this request.
Sir US stocks ki bhi discussion plz continue rakhna. Sikhne ko bhut milta hai. Kya new ho ra hai world me pta lagta hai. Thank you sir
Hi sir, my assessment on AI based on my research in generative AI is that it is going to reduce the unproductive work but augment over all productivity. Its not going to be a threat as of the current level intelligence. For example is someone is giving a service the service offering time will get drastically reduced as GPT will provide quick searches on a knowledge base. Basically a chap based FAQ.
Sir city union bank investment ke liye sahi hai kya because only bank who on COVID pandemic low and it's PE RATIO IS LOW COMPERE TO SECTOR
Lots of learning points discuss sir today as specifically banking sector and main ratios like ROA ROE etc. Nice to hearing in hindi language sir everyday
Itna sarra knowledge subah subah…wahhh🙏🙏sirji
I see that you like a lot America as a place, economy, innovation hub etc a lot!! I also feel the same having spent more than 5 years there. But my Indianess brought me back to India as I wanted to be closer and take care of my parents who are old now. Keep up the natural flair of talking and explaining the stock market and life!!
Hello Basant Sir, kindly clarify me, what is the difference between p/b and ROA in Banks?
Thanks in advance
hello sir, humare pas gujarat gas aur vinati organic h. please inn dono ka btayiye kya ye 15pct cagr denge 8,10 years tak ??
SIR, KISI BHI SECTOR ME KITNE STOCKS HONE CHAHIYE, SMALL CAP STOCKS ME MARKET LEADER, YA 2ND 3RD KO BHI LIYA JA SAKTA H
Ravi Shastri was seen in Formula 1 Belgium on Sunday post race show and he invited them to India.
MotoGP is starting from September '23
If motorsports come to India which industries will benefit?
Hi Basant sir, I often worry our shares got suddenly de-list. Could you please provide a comprehensive explanation of delisting, including the process involved? Moreover, is it necessary for us to stay updated on the news regarding delisting for the companies in our portfolio?
Attempt 3
Sir, thanks to your videos many people, myself included have started understanding market better.
One question, how do you see insurance sector. While analyzing the industry I see both pros and cons
Cons - A lot of people used to take insurance for tax saving which is now gone, Lower / lower middle class (which forms bulk of population) not interested in this product
Pro - Second point of con is also a pro, as the per capita income grows there are chances the insurance penetration will grow. And with much lower base it has potential to grow significantly.
Thanks in advance.
Meaningful discussion on how to analyse banks. ❤
Thanks for all the educational videos...
Could you please explain about the determinants and factors which affects the book value of a company. Does it really change over a period of time or generally remain constant.
Sir, Could you explain how to evaluate holding company ratios like tata investment etc. Would appreciate if you could take a usecase and explain. Thanks
Basant ji, though the world has changed since your book was written, it remains relevant. However, if there are any new topics you'd wish to include or update in your book, what would those be? Could you please share them with this investing family?
Hello Sir. Thanks a lot for spending your time with retail investors like us
Hello Sir, greeting from Europe. Can you please tell us what's the difference in small cap and PMS ... Pms will have very few stocks ? Thank you
Good morning sir. Is there any chance in India in near future to buy fractional shares?
Sir jb celeb investor stake lete h to kya hmein bhi us company k share m invest karna chahiye.
Sir today I listened your video three times as it was very interesting and simplified and entertaining but absoloutel6 educative thank you
Basantsir a huge fan, main subah shaam weekends aapka video dekhta hoon, mere ghar main aapki awaaz sunkar meri beti jo 1.5 saal ki hai Taklu uncle uncle bolkar mujhe kehti hai god main bithao taaki woh bhi dekh paaye. BTW Sorry agar aapko bura laga toh. Thanks again for your insights!
Sir good morning....
Sir what u think in which field there is opportunity instead of presence of A.I...?????...sir please give ur opinion
Sir profit book kab aur kese kare and sector and stock ko select kese kare hamre stock like mtar technology, banks of baroda ,fincable sabhi 2x ho Gaye sell kare or hold aapka views kya hai sir
Superb analysis can be used to analyse any Banking and financial institutions. good sir
Basant ji..I am a CA and have been following your channel for the last few months. Excellent content in layman's language. I have a question- experts say we should remain invested in the market even during the bull run. What if I have a portfolio of 6 stocks and all are 25% over cost, I sell today all stock ( for booking profit) and buy the same qty of the same stock at the prevailing market price. If I do the same after 1 year then LTCG benefit will be the same. What is your opinion, please advise. Thanks in advance.
Really, you are very entertaining person with full of knowledge
Basantji it’s was wonderful listening to you , excellent knowledge and so well delivered .
It had the flavour of knowledge n entertainment also . God bless
Hello Sirji, I am Swapnil from Kalyan, an IT professional working for the Private Bank. Huge fan of yours. My question is mentioned below.
In the era of merger and demerger can we book some positions in Bajaj Finserv, considering merger with Bajaj Finance stock in future, what's your thoughts 🤔
Hello Sir...
I hope you are doing well. I liked your discussion on IDFC bank. It gave good insights into banking sector.
Please let me know how much sales and profit growth shall I expect from Titan, Page Ind and Caplin Point for next 10yrs. Or which is better?
Sir, how to analyze the infrastructure sector? Please take the question. thank you sir🙏🙏🙏
Sir apke personal portfolio mein brand concept stock hai usko apne kese analyse kiya? Arvind fashion bhi similar domain mien hai kya wo ek accha stock hai long term ke liye?
HELLO SIR... Sir my question is that how do we ensure that I.T. companies and BANKING companies will meet their growth targets. For eg koi product manufacturer hai toh hum capex dekh sakte hain. Agar capacity expansion ho raha hai company mein toh we can assume that it will continue to grow revenues. What can we check in I.T. and BANKING companies for conducting a similar analysis.
Sir please explain how to analyze pharmaceutical stocks and do's and don'ts for investing in Pharma sector .
Hello Sir, what is your view on Varanium cloud share? listed on NSE SM
Loved your narration style and simplicity 😊❤
Namstey sir,
Vipul this side from Jaipur.
How are small/mid cap small finance stocks such as Ujjivan, Bandhan Bank, Equitas, Utkarsh Bank and Aavas Financiers for long term and short term? When is the best time to buy them? Kya jalebi mithi h?
Brilliant session sir...... Was confused between federal and Idfc......now will see it that way.....
Sirjee, thanks for the very thoughtful insights on idfc first bank.. Is federal or Karnataka Bank also be future new age banks.?? Your view..
@@sureshgurikar6275 i work with federal....can be a little biased but still gold loan, NRI portfolio makes it very attractive......lack of CASA ratio,High employee cost.....make some impact on NIM.....but overall better than karnataka bank
Namste Sir, Aapse request hai ki shares investment me Compounding benefits ko elaborate kare. Kya share bechanese aur fires lene par compounding benefit affect hoga. Bahot Dhanyawad.
Recollect you had no clue on jdfc fb couple months ago and reviewed due to comments. thanks.
One of the best session sir . Tons of thanks .
Sir jis company ka market cap se jyada order book hai us company ka stock price badega kya compersy
Is ROA and PB correlation is applicable for SFB, Small size pvt and psu bank ???
Sirji
ROA and ROE main kya difference hai?
Sir should we take Gold loan and invest it
Basant Sir, Thank you for all you do.
Could you please cover new SME ipos as well, like you provide your entertainment knowledge on main board ipos.
Of late SME ipos have been over subscribed in the retail category more than 80x and have given more than 2x returns on the day of the listing ( eg Kaka industries, Asarfi Hospital etc.).
Again there are mixed bag of companies in the SME market so your entertainment education will create awareness among retail investors and they would not get swayed just by looking at X times returns and use inputs provided while applying for such IPOs. Thank you 🙏
Sir can you discuss sectoral themes
Along with stocks as you did it today
*Notes
Banking sector
1.Look for ROA it should be 1.5 to 2 % ( 1 lac crore = 1500 crore earning) like HDFC and IndusIn bank
2.ROE
3.Cost /Income =75 %
More branch set up less profit
4.SLR and CLR mandatory for bank and for NBFC so P/B ratio below 2 for bank , and 8 time for NBFC
Sir ji Namaskar 🙏 I have home first hcl indusland kpit for 5 year prospective iwant to add utkarsh small bank sahi rahega kya
Nice vedio.. Sir 2nd time asking what's the fair p/e of midcap 150 and small cap 50 index .. please
Sir it's a great work you are doing.. I was trying to understand PEG. Is it important. I know price to earnings but PEG is baffling me.
sir, kya smallcase vision mai 2 lakh min amount se start kr skta hu?
Sir, in IDFC First - Growth in EPS is lower than growth in net profit. Also, it keeps raising equity. How should we analyse this.. Please take 2 minutes to explain variation in EPS and profit growth. In BFSI and other sectors.. Thanks
Sir,Always some thing new and thoughtful to learn....
Sir , Good Morning.....thanks a lot for your information .....pls identify some AI related companies... Which can give profit in future, thank you
With how much amount can we start SIP in BM small case
Nobody can value this morning report. Thanks 🙏 for your priceless value creation Basant ji.
Jsw energy ke bisay me batawe
@@binodyadav9466😊😊
@@binodyadav9466😊
I have satin creditcare, graphite, Eicher motors, nmdc, tata steel, sail, mfsl and home first. Kindly advise.
My day start only after watching BM equity report
Sir agar home loan Mein paisa agar nahi banta toh fir gruh itna Accha kaise tha.. Sirf Chhote loan karne ki wajah se Accha hua.. Ya fir high margin aur high roa ki wajah se.. Fueled by high debt.. Please answer
Sir many many thanks for valuable knowledge jai gurudev
14:46 someone reminded sir to plug the channel so he stopped speaking about crude oil and said "aap log like karein, share karein, jo bhi karna hai karein basically logon ko pakad pakad ke layein aur subscribe karwayein" and then he went back to teaching, It CRACKED me up - felt so genuine and sweet. :)
Sir, could please share list of book which novice investor can learn. Preferably those 50 books which you always mention in your video to read 50 to 60 books
Excellant guidance sir on IDFC Bank, very useful.
Thank u sir for sharing your knowledge!!
धन्यवाद 😊
Basant Sir.. Thumbs up yo your presentations👍I am a 68 yr old retired engineer from the public sector.. How to increase my learning of AI as I want to know more about it…Lot of courses are available but sab scams lagte hain… your advise pls
Thank you sir for your daily efforts 🙏🙏
This video really taught me something. Thank you sir
We. are.not. knowledge ble.people.so.we.request.you.give..some.buying. tips. please
Please tell your view about ban on export of non basmati rice and short term impact on lt food and krbl
A recent CNBC article says ‘Most outsourced coders in India will be gone in 2 years due to A.I., Stability AI boss predicts’. IT sector is one of the biggest job providers in India, and with so many other sectors dependant on it, even a slight disruption here can push our Indian economy into recession. Also SoFi earnings premarket. Have a good day Sir.
All speculations, I used to read articles in 2018-19 that automation will reduce requirement in IT industry by 30 percent by 2023...We were 20 percent higher in 2022-23 than in 2019....
Good morning sir....informative video as well as entertaining
Thanks a ton sir for wonderful wisdom 😊😊😊😊😊
Sir,hosiery sector mai cantabil retail kyse hai...
Hello sir. I need to know from where you pick your questions as i am asking from 6 months but never picked up. If possible do discuss UPL and kotak bank present situation.
great ,I am always your big fan,very informative sir ji
My morning begins with your preaching
Really appreciable well said 🙏
Hello Sir,
Please explain the following investing commandment by Joel Ponzio:
PRICE VOLATILITY DOES NOT IMPLY ANY ADDITIONAL OR REDUCED RISK, THE RISK IS IN THE PRICE YOU PAY AND YOUR EVALUATION OF THE OPPORTUNITY."
Thank you
Do you think AI will replace most Bankers in India ? In any case they mostly do insurance selling . Most operations work is already digitised.
Hello Basant Sir, i like your statement aapke financial advisor ko bhi malum nahi hoga.🤓 Bahut hasi aayi.. any way i want to know about ITR, how to show our stock market income in ITR and also can we compensate our previous losses while filling ITR...yeh toh aisa ho gaya ki govt sukh mein saath hoti hai(Profit) but dukh mein nahi(when loss happen).😥.also one fundamental query.. Coal india ROE 56% hai .. kya 5 years ke liye le sakhte hai kya? Thanks in advanced.
Sir please review Bajaj hindustan sugar Mills... Lot of debt but has growth potential and it's an asset play
sir please discuss gland pharma stock at 1/4 levels from life high
can turn around?
Hello Sir. Thank you for your views on IDFC. Let me share my experience with bank. I have been using multiple banks in the past. Last year I faced a credit card fraud with IDFC card and their response was very pathetic. I used every means of communication but they did not follow any RBI guidelines in terms of communication back to me. When Cyber crime team got involved then matter got settled. On the other hand I faced a similer issue with ICICI few years back and their customer care service was bang on. I think to reach at the level of HDFC and ICICI even if they are spending 73% on cost it will take time.
Thank tou for your videos sir. I just shared the experience as it is also one aspect in banking and the reason why few banks are on premium valuation.
I have been seen your video everyday
It is not about market but it is about knowledge.thanks sir
Namaskar Sir....
Ashwani here from Jammu....
Hum to Russia se sasta crude le rahe hain... Fir bhi effect padega kya????
Plz tell.....
Good morning sir jee "Aap Question kahan se lete ho BM Equity report video se ya fir Ask Basant video se"" main dono jagah question daalke thak gaya..
My question- PE contraction se kya price badhegi agar earning fix ho to..
20 Lakh portfolio - Bajaj finance , Tataelxsi, Kpit and APTUS - need ur view
Sir apka idfc bank vala video bank analysis me bahut useful hai
Apse request hai ki ho sake to paint aur cement business ko kaise analyse kare usape video banaiye please
Thankyou for your valuable wisdom
Sir mujhe lgta h FED 1 year tak rate cut ni krega jb tak financial crisis na aa jaye.
Lekin only rate pause clarity aane pr v market upar boom krega or logo ko clarity wale bhav dene pdege.
Lekin if rate pause ni hua to max kitne rate hike ho skte h????
Please btaye sir taki m apna portfolio na dekhu, kyuki m FD krne ki na abhi soch rha hu na jb crash ho jayega tb v ni sell krunga.
Mere pas only 1 Stock AI/ML with 1.5 million rupees ke sath
I see a lot of channels talking about IDFC, which means a lot of retail investors may chase this stock now.
Thank you 🎉🎉
Namaste sir 🙏
Sir my name is Siddhesh
I want your view on fundamentals and business model of SRF seems a decent stock to me for 5-7 year heavy investment tho Q1 results are weak ,please guide.