🎯 Key points for quick navigation: 00:32 *🎤 Introduction and Setup* - Welcome note and technical check. - Introduction of speakers Parimal and Gaurav. 02:11 *📉 Market Overview* - Recent market performance and global economic trends. - Impact of US recession fears and oil prices. 04:07 *🌍 Economic and Geopolitical Concerns* - Global economic challenges and geopolitical tensions. - Impact on the market and economic predictions. 06:18 *🛢️ Oil Prices and Economic Impact* - Analysis of oil price trends and their effects on the economy. - Predictions for oil price stabilization. 07:51 *📊 Government Spending and Growth* - Impact of government spending on economic indicators and deficits. - Analysis of recent earnings and revenue growth. 09:16 *📉 Market Trends and Corrections* - Overview of current market trends and potential corrections. - Historical context and predictions for future corrections. 10:11 *💵 Foreign Investment Trends* - Analysis of foreign institutional investments and their market impact. - Future investment scenarios and market responses. 11:42 *🏠 Real Estate vs. Financial Assets* - Comparison of real estate investments and financial assets. - Case studies on property valuation and investment decisions. 13:45 *📈 Investment Growth and Strategy* - Growth of investments in financial assets versus real estate. - Importance of equity allocation and understanding asset classes. 16:33 *🧩 Equity vs. Other Investments* - Comparison of equity investments with other asset classes. - Considerations of liquidity and diversification. 18:35 *📚 Financial Literacy* - Critique of financial education and its effectiveness. - Importance of understanding financial concepts beyond basic math. 19:42 *📊 Compound Interest* - Understanding compound interest for effective planning. - Importance of financial literacy for young investors. 21:00 *💡 Real-World Investment Examples* - Analysis of real-world investment growth. - Comparison of SIP returns versus property investments. 22:10 *💼 Financial Education for Youth* - Advocating for enhanced financial literacy for younger generations. - Personal strategies for teaching financial concepts. 23:20 *🌟 Gender Dynamics in Investment* - Observations on female investors and financial literacy gaps. - Importance of education for improving financial literacy. 25:11 *👩🏫 Financial Literacy Gaps* - Addressing financial literacy gaps, especially among women and older generations. - Encouraging proactive learning and understanding of financial products. 26:08 *📚 Basic Financial Understanding* - Need for basic financial education and proactive learning. - Encouraging critical questioning and understanding of financial products. 27:04 *👨👩👧👦 Family Involvement* - Importance of family involvement in financial education. - Positive experiences of integrating financial literacy into daily life. 29:10 *📈 Investment Planning and Goals* - Importance of detailed planning for achieving financial goals. - Adjusting financial plans based on changing needs. 30:46 *🕒 Session Booking Details* - How to book financial planning sessions and contact details. - Duration and importance of personalized sessions. 31:17 *📊 Market Valuation and Historical Context* - Discussion on market valuation and comparisons with past events. - Need for long-term planning despite market fluctuations. 33:10 *📈 Investment Strategies* - Maintaining equity investments based on financial goals. - Importance of adhering to financial plans. 36:26 *📊 Wealth Management* - Managing wealth through asset allocation and long-term planning. - Importance of focusing on long-term goals. 37:47 *🧩 Financial Planning Process* - Simplifying financial planning and focusing on proven strategies. - Importance of consistent processes for long-term success. 39:32 *📈 Fund Evaluation* - Evaluating funds based on time horizons and risk tolerance. - Factors to consider when choosing investment funds. 40:46 *🎓 Education Planning* - Planning for children’s education expenses with projected costs. - Importance of early planning and adjustments based on inflation. 41:33 *📈 Debt Funds* - Timing and strategy for investing in debt funds. - Focus on long-term investment rather than short-term speculation. 43:46 *🏦 Debt Market Risks* - Managing risks in debt investments and focusing on capital protection. - Setting realistic expectations for returns. 45:23 *🔍 Personalized Advisory* - Challenges in providing personalized advice and portfolio management. - Importance of thorough research and effective communication. 47:18 *📊 Financial Planning Focus* - Focus on financial goals rather than individual returns. - Importance of a realistic approach to wealth management. 49:04 *📉 Marketing Critique* - Criticism of unrealistic return promises in financial marketing. - Advising to focus on realistic expectations. 50:38 *📈 Investment Strategy* - Planning for worst-case scenarios and structured financial processes. - Guidance on portfolio diversification and rebalancing. 51:05 *📉 Fund Allocation* - Adjusting portfolio allocation and focusing on core funds. - Balancing investments without excessive diversification. 52:05 *💼 Retirement Planning* - Customized retirement planning with appropriate calculators. - Addressing concerns about inflation and withdrawal rates. 52:33 *🏦 Retirement Expectations* - Variability in retirement return expectations. - Flexibility needed in retirement planning. 53:03 *📉 Understanding Fund Performance* - Challenges in analyzing fund performance and allocations. - Need for understanding fund changes and their effects. 54:01 *📈 Investment Allocation* - Differences in fund performance and allocation strategies. - Importance of active fund management. 55:28 *📊 SIPs and Investment Shifts* - Shifting investments from PPF to mutual funds. - Aligning investments with long-term goals. 57:28 *🏠 Long-Term Allocation* - Recommendations for equity vs. debt allocation. - Simplifying investment strategy for long-term goals. 57:56 *📈 Equity Investment Insights* - Investing in diversified equities and mutual funds. - Importance of disciplined investing. 59:33 *💡 Key Takeaways* - Summary of main insights and strategies. - Final thoughts on effective financial planning. - Made with HARPA AI
I really enjoy your sessions on personal finance. I also feel that these sessions work best when both of you are involved - the interaction and the easy comradeship makes it all the more enjoyable. As a long-term viewer, I am beginning to find that the Q&A section tends to be repetitive. Not your fault - I think the queries come mainly from new viewers. The discussion of current market conditions and case studies is superb. Thanks again for giving up your personal time to educate us
THE ONLY SENSE IS BHARTIYA NAARI DO NOT BELEIVE AND FIND STOCKS INVESTMENT RISKY HENCE THEY ARE NOT PARTICIPATING THEY ARE HAPPY IN STABLE , BALANCED AND GROWING FINANCE POSITION WITH ULTRA S A F E L Y WITH SHINING & SMILING FAMILY 😊😊😊
Interesting observations from Goldmann Sachs report: ● SBI CARD looks very promising. The stock is largely undervalued considering the earmings it reported. The stock is still hovering around its IPO price or maybe 2-3% more. It's been almost 5 years since it got listed. I know that Parimal & Gaurav sir are skeptic as far as owning a credit card is concerned owing to its high credit cost but if tackled with discipline SBI CARD is a good credit card company coz of its multiple offers and exciting cash back points. In india credit card is hugely underpenetrated. SBI CARD as a stock looking a great bet. Shud we start accumulating it ? I think YES !!
🎯 Key points for quick navigation:
00:32 *🎤 Introduction and Setup*
- Welcome note and technical check.
- Introduction of speakers Parimal and Gaurav.
02:11 *📉 Market Overview*
- Recent market performance and global economic trends.
- Impact of US recession fears and oil prices.
04:07 *🌍 Economic and Geopolitical Concerns*
- Global economic challenges and geopolitical tensions.
- Impact on the market and economic predictions.
06:18 *🛢️ Oil Prices and Economic Impact*
- Analysis of oil price trends and their effects on the economy.
- Predictions for oil price stabilization.
07:51 *📊 Government Spending and Growth*
- Impact of government spending on economic indicators and deficits.
- Analysis of recent earnings and revenue growth.
09:16 *📉 Market Trends and Corrections*
- Overview of current market trends and potential corrections.
- Historical context and predictions for future corrections.
10:11 *💵 Foreign Investment Trends*
- Analysis of foreign institutional investments and their market impact.
- Future investment scenarios and market responses.
11:42 *🏠 Real Estate vs. Financial Assets*
- Comparison of real estate investments and financial assets.
- Case studies on property valuation and investment decisions.
13:45 *📈 Investment Growth and Strategy*
- Growth of investments in financial assets versus real estate.
- Importance of equity allocation and understanding asset classes.
16:33 *🧩 Equity vs. Other Investments*
- Comparison of equity investments with other asset classes.
- Considerations of liquidity and diversification.
18:35 *📚 Financial Literacy*
- Critique of financial education and its effectiveness.
- Importance of understanding financial concepts beyond basic math.
19:42 *📊 Compound Interest*
- Understanding compound interest for effective planning.
- Importance of financial literacy for young investors.
21:00 *💡 Real-World Investment Examples*
- Analysis of real-world investment growth.
- Comparison of SIP returns versus property investments.
22:10 *💼 Financial Education for Youth*
- Advocating for enhanced financial literacy for younger generations.
- Personal strategies for teaching financial concepts.
23:20 *🌟 Gender Dynamics in Investment*
- Observations on female investors and financial literacy gaps.
- Importance of education for improving financial literacy.
25:11 *👩🏫 Financial Literacy Gaps*
- Addressing financial literacy gaps, especially among women and older generations.
- Encouraging proactive learning and understanding of financial products.
26:08 *📚 Basic Financial Understanding*
- Need for basic financial education and proactive learning.
- Encouraging critical questioning and understanding of financial products.
27:04 *👨👩👧👦 Family Involvement*
- Importance of family involvement in financial education.
- Positive experiences of integrating financial literacy into daily life.
29:10 *📈 Investment Planning and Goals*
- Importance of detailed planning for achieving financial goals.
- Adjusting financial plans based on changing needs.
30:46 *🕒 Session Booking Details*
- How to book financial planning sessions and contact details.
- Duration and importance of personalized sessions.
31:17 *📊 Market Valuation and Historical Context*
- Discussion on market valuation and comparisons with past events.
- Need for long-term planning despite market fluctuations.
33:10 *📈 Investment Strategies*
- Maintaining equity investments based on financial goals.
- Importance of adhering to financial plans.
36:26 *📊 Wealth Management*
- Managing wealth through asset allocation and long-term planning.
- Importance of focusing on long-term goals.
37:47 *🧩 Financial Planning Process*
- Simplifying financial planning and focusing on proven strategies.
- Importance of consistent processes for long-term success.
39:32 *📈 Fund Evaluation*
- Evaluating funds based on time horizons and risk tolerance.
- Factors to consider when choosing investment funds.
40:46 *🎓 Education Planning*
- Planning for children’s education expenses with projected costs.
- Importance of early planning and adjustments based on inflation.
41:33 *📈 Debt Funds*
- Timing and strategy for investing in debt funds.
- Focus on long-term investment rather than short-term speculation.
43:46 *🏦 Debt Market Risks*
- Managing risks in debt investments and focusing on capital protection.
- Setting realistic expectations for returns.
45:23 *🔍 Personalized Advisory*
- Challenges in providing personalized advice and portfolio management.
- Importance of thorough research and effective communication.
47:18 *📊 Financial Planning Focus*
- Focus on financial goals rather than individual returns.
- Importance of a realistic approach to wealth management.
49:04 *📉 Marketing Critique*
- Criticism of unrealistic return promises in financial marketing.
- Advising to focus on realistic expectations.
50:38 *📈 Investment Strategy*
- Planning for worst-case scenarios and structured financial processes.
- Guidance on portfolio diversification and rebalancing.
51:05 *📉 Fund Allocation*
- Adjusting portfolio allocation and focusing on core funds.
- Balancing investments without excessive diversification.
52:05 *💼 Retirement Planning*
- Customized retirement planning with appropriate calculators.
- Addressing concerns about inflation and withdrawal rates.
52:33 *🏦 Retirement Expectations*
- Variability in retirement return expectations.
- Flexibility needed in retirement planning.
53:03 *📉 Understanding Fund Performance*
- Challenges in analyzing fund performance and allocations.
- Need for understanding fund changes and their effects.
54:01 *📈 Investment Allocation*
- Differences in fund performance and allocation strategies.
- Importance of active fund management.
55:28 *📊 SIPs and Investment Shifts*
- Shifting investments from PPF to mutual funds.
- Aligning investments with long-term goals.
57:28 *🏠 Long-Term Allocation*
- Recommendations for equity vs. debt allocation.
- Simplifying investment strategy for long-term goals.
57:56 *📈 Equity Investment Insights*
- Investing in diversified equities and mutual funds.
- Importance of disciplined investing.
59:33 *💡 Key Takeaways*
- Summary of main insights and strategies.
- Final thoughts on effective financial planning.
-
Made with HARPA AI
I really enjoy your sessions on personal finance. I also feel that these sessions work best when both of you are involved - the interaction and the easy comradeship makes it all the more enjoyable. As a long-term viewer, I am beginning to find that the Q&A section tends to be repetitive. Not your fault - I think the queries come mainly from new viewers. The discussion of current market conditions and case studies is superb. Thanks again for giving up your personal time to educate us
Thanks sir
Thank you parimal Sir and gaurav sir
Thank you for keeping us rational ❤
Thank you Parimal and Gaurav Sir, for the honest and genuine guidance, I always follow Yadnya investment academy❤
Thank you!
Yes
Excellent discussion
Really good information sir
Very nice
Please give link of MBA in description
Mumbai session link please
BHARTIYA NAARI
ARE WORLDS BEST AND ACCREDITED
FINANCIAL MANAGERS
I CONFIRM
😊😊😊
THE ONLY SENSE IS
BHARTIYA NAARI DO NOT BELEIVE AND FIND STOCKS INVESTMENT RISKY HENCE THEY ARE NOT PARTICIPATING
THEY ARE HAPPY IN STABLE , BALANCED AND GROWING FINANCE POSITION WITH ULTRA
S A F E L Y WITH SHINING & SMILING FAMILY
😊😊😊
Interesting observations from Goldmann Sachs report:
● SBI CARD looks very promising. The stock is largely undervalued considering the earmings it reported. The stock is still hovering around its IPO price or maybe 2-3% more. It's been almost 5 years since it got listed. I know that Parimal & Gaurav sir are skeptic as far as owning a credit card is concerned owing to its high credit cost but if tackled with discipline SBI CARD is a good credit card company coz of its multiple offers and exciting cash back points.
In india credit card is hugely underpenetrated. SBI CARD as a stock looking a great bet.
Shud we start accumulating it ?
I think YES !!