Please don't consider physical presence in office means working. This country would have been much better but for the government employees and their laziness and incompetence.
Ha... Ha...Ha..... 42 hours a week, then also only 6 hours daily 😂 and dedication to work and output of efforts what they say they put is ❓❓ So better not to talk about govt job. Yes and they don't have to make special efforts to generate wealth because they have lot of undertable income.... Can comment much... But don't want to waste time, brain and energy for that .
Important advise to youngsters- DO NOT MARRY WOMEN. Especially ambitious high flying women from not well to do families as they'll use husband's money to fulfil ownand kids wish that her father never fulfilled
I'm just grateful i have a great wife who understands my understanding on the importance of living frugal for a wealthy life, I'm just fortunate. As yes i have seen disasters.
Defintely, but follow few rules : 1. Pay in full every month, except when there are 3 months interest free emi. 2. Credit cards are two things : Free money for 45 days. Credit cards are safer for online purchases as banks have good phishing prevention software
Sir you are very Biased towards the government Jobs. Government employees may not be the target audience for this video since the pension is planned automatically. But you are potraying false image of the government jobs.
@sunilj10 I disagree. Actually most of the posts in government are vacant. There are few posts which have powers. While most of the posts are powerless.
@@sunilj10 you nailed it. By far the private sector employee is over worked, over stressed and under paid. Those who disagree should check the work culture in both establishment.
@@dineshdongre7094 mostly incapable once speak like this. Sour grapes. But honestly I can say that government jobs are not that easy as they were in the past. If you are socially connected to friends from government service you can verify it.
I wonder which govt employee work only 10 to 15 hrs a week. I am a govt employee. I work for 42 hrs a week and sometimes more.
Which government employee had made any useful contribution to the country, they always spend their efforts for pay hike and OPS
😂
50
Please don't consider physical presence in office means working. This country would have been much better but for the government employees and their laziness and incompetence.
Ha... Ha...Ha..... 42 hours a week, then also only 6 hours daily 😂 and dedication to work and output of efforts what they say they put is ❓❓
So better not to talk about govt job.
Yes and they don't have to make special efforts to generate wealth because they have lot of undertable income....
Can comment much...
But don't want to waste time, brain and energy for that .
Great insights
Good Morning Sir Subra. Fully agree with you . 🙏
ThankS sir ❤
Thank you Sir
Important advise to youngsters- DO NOT MARRY WOMEN. Especially ambitious high flying women from not well to do families as they'll use husband's money to fulfil ownand kids wish that her father never fulfilled
I resonate so well with you though i am a woman in 40s
I'm just grateful i have a great wife who understands my understanding on the importance of living frugal for a wealthy life, I'm just fortunate. As yes i have seen disasters.
Thanks Sir. One more thing should a retiree use credit card . Pls suggest
Its a good instrument only if you strictly pay the full bill every month.
Use credit card as a medium for payment nothing more.
Defintely, but follow few rules :
1. Pay in full every month, except when there are 3 months interest free emi.
2. Credit cards are two things :
Free money for 45 days.
Credit cards are safer for online purchases as banks have good phishing prevention software
Thanks for insights 👍
Its not fair to generalise all govt employees working in various departments.
I KNOW a few people who work in teaching/ administrative capacity in gov educational institutions...they don't work more than 15 hours a week.
@@SUBRAMONEYPVDon’t make a generalised statement by a “FEW” Government employees you know.
Thanks sir ❤
Good points
He is full of doubt
Hi Subra Sir
Can you do a vedio about sharing the wealth to children . Is there any right age or any other criteria.
He already covered it in many of his previous videos.
धन्यवाद गुरु जी 🙏
At 70 yrs old i will rent a brand new old age home built by a 40 yr old for his retirement 😂
Great
What of those who spouses are no more
🎉🎉🎉🎉
🎉
NPS vs PF vs mutual funds. Which is best for retirement?
You should have all three in your portfolio
Maximize your PF contribution, NPS is good for tax benefit, MF is a waste - you may be better off just buying the index
Or if you are knowledgeable, go for direct stock investment. MF will only make your fund house and fund manager
Sir pls do a video on Gen Z about No MONEY No MONEY . No Honey No Honey da bcoz Today it is MatriMONEY
Super. Day Todays reality.
Now people are retiring at 40 not 55 or 60
Thankyou sir .
👁
Sir
Long back you mentioned a senior citizen home near Pune. Which one was that?
Athashree by Paranjape
How to find a good financial advisor?
Don’t insult govt employees u have no right to do so
why am i watching ,when i don’t have a job/25 age
If you understand the needs of retired people, you may be able to build a business around it
Hi subbu 15 hrs only.kya baat karta hai man. U should come out with clarification. U may have worked for 15 hrs only. Pls dont boost of the same
Those Days when Govt Employees worked for 10 to 15 hours have retired probably 15 years ago
you have no clue about the education sector?
Sir you are very Biased towards the government Jobs. Government employees may not be the target audience for this video since the pension is planned automatically. But you are potraying false image of the government jobs.
Most govt jobs not all, are filled with people who work less and or are corrupt.
, when compared to private sector average worker
@sunilj10 I disagree. Actually most of the posts in government are vacant. There are few posts which have powers. While most of the posts are powerless.
@@sunilj10 you nailed it. By far the private sector employee is over worked, over stressed and under paid. Those who disagree should check the work culture in both establishment.
Thank god they are powerless. 😊@@mmk2044
@@dineshdongre7094 mostly incapable once speak like this. Sour grapes. But honestly I can say that government jobs are not that easy as they were in the past. If you are socially connected to friends from government service you can verify it.