I just love how you now let interest do your work for your debt savings - you've basically pulled a uno reverse card on your debt 😁 I hope your move goes smoothly and you can settle in nicely at your new place 😊
Said it before, I'll say it again ... after following you for so long, it's just a thrill to see what you've accomplished with hard work and sustained focus. And you look so happy too! And isn't it nice to cash flow expenses you previously had to save for? To earn interest rather than pay it? And increase your giving? 🥳 You are going to do great things, Leila!
Thank you so much!! And yes it's so nice that things are getting easier. It's helped my money mindset so much more too and I just know money will flow to me!
Thanks for the video! You do a great job of explaining things and keeping us engaged. I also checked out your other channel, the behind the scenes life stuff, which gives more context. I like that, the combo. I checked out your website and looked at the fees for consultation. Seems reasonable. And I'm a 57 year old male trying to calibrate things so I can retire at age 62 or 63. I think your perspective would be helpful tbh. Just keep going, your content is good
Thanks Nick! I've been with Fiber since 2019 and it started at $50 then up to $55 and has stayed at that (1 gig). I didn't even realize that was different than what they offer now!
Hi Leila! I’m a fairly new subscriber - slowly working through your financial journey playlist! It’s so cool to compare your past videos to where you are now! I can really relate to your journey and it’s super exciting to see all your amazing progress! I love the new furniture savings goal and that you’re waiting to purchase things you really love (that work best with your new place!). I don’t know anything about the timing of furniture purchases, but, would it make more sense to make big purchases during Black Friday 2023 instead of waiting for 2024? I know this is a low spend year for you, but those sales might also end up saving you more in the long run! I guess it would depend on how long you could go without those furniture pieces, as well as other financial considerations such as whether a big sale would end up saving you more money than that money would grow in a HYSA? However, if we are nearing a recession, cash in the bank might give you options if the economy were to go south. Idk!
Thank you so much Constance! You honestly may be right! I dug into it a bit and saw that President's day is a good time to buy furniture which would be perfect! We can definitely wait on buying furniture, it's no rush. So it may be worth it to wait for certain times in the year
I had loans with Navient that were originally with sallie Mae. I got a notice that they were discharged I had no idea why until I saw this video. I think this is why they were discharged. I still have federal loans. Is it to late to do the borrower defense discharge?
Hi Leila (long time watcher, first time commenter) What do you do with the funds budgeted under housing that you don't end up spending in the month? Does that go to a sinking fund? Or general savings? You've probably explained this before I just didn't catch it.
Thank you for being here! I actually don't do anything special/specific with it but any "left over" money I've always ended up putting to debt (before) and investments now!
@@debbielockhart7762 *At best you are deceived.* *Wise, and well educated people, do not overpay the IRS; nor do they think they have made money with a 'refund', when that money had previously been made.*
I was wanting to do double entry accounting for my personal finances simply to try to understand how it works. I am struggling to get that setup though any tips to setup journal entries, t accounts, ledgers & monthly balance? google docs
Just received Public Service Forgiveness. Last $10k gone. I'M DEBT FREE!!!
🎉🎉🎉 congratulations!! How exciting!!!
I hope one day my finances are like yours.
They can and will be if you stick to it! Let me know if I can help at all!
I just love how you now let interest do your work for your debt savings - you've basically pulled a uno reverse card on your debt 😁 I hope your move goes smoothly and you can settle in nicely at your new place 😊
Uno reverse card 😂 I love that! Thank you so much Danja!
Congrats on 800+ credit score! Amazing! And your side hustle income looks like a regular W2 paycheck. Great work
Thank you Sherri!
Said it before, I'll say it again ... after following you for so long, it's just a thrill to see what you've accomplished with hard work and sustained focus. And you look so happy too! And isn't it nice to cash flow expenses you previously had to save for? To earn interest rather than pay it? And increase your giving? 🥳 You are going to do great things, Leila!
Thank you so much!! And yes it's so nice that things are getting easier. It's helped my money mindset so much more too and I just know money will flow to me!
You are such an inspiration. April was low savings went to Minnesota from NC to visit family 😊❤
Thank you Cat! And that's a great reason for low savings 😊
Always so inspiring! Especially the side hustle income increasing must feel so so good!
Congrats on another strong month🎉🎉🎉
Amazing! One dollar at a time.
Thanks for the video! You do a great job of explaining things and keeping us engaged. I also checked out your other channel, the behind the scenes life stuff, which gives more context. I like that, the combo. I checked out your website and looked at the fees for consultation. Seems reasonable. And I'm a 57 year old male trying to calibrate things so I can retire at age 62 or 63. I think your perspective would be helpful tbh. Just keep going, your content is good
Yassssss congrats on that AGGRESSIVE Roth progress!!🎉🎉 NICE🙌🏻
Thanks Rebecca!!
Yeeesss!!👏 Amazing month!
🙌🏻🙌🏻❤️❤️
Great video Leila. SUPER helpful!
Thanks Libby!!
Love your transparency. Would love to know how you are able to have such a cheap Google fiber bill
Thanks Nick! I've been with Fiber since 2019 and it started at $50 then up to $55 and has stayed at that (1 gig). I didn't even realize that was different than what they offer now!
Great video!!🎉 Great progress!!🎉
Thank you Denise!
You're doing great, Leila. 🎉
I loved this - subscribed! Can’t wait to get on track to pile money into Roth IRAs and savings, inspiring.
Thank you so much!!
Hi Leila! I’m a fairly new subscriber - slowly working through your financial journey playlist! It’s so cool to compare your past videos to where you are now! I can really relate to your journey and it’s super exciting to see all your amazing progress! I love the new furniture savings goal and that you’re waiting to purchase things you really love (that work best with your new place!). I don’t know anything about the timing of furniture purchases, but, would it make more sense to make big purchases during Black Friday 2023 instead of waiting for 2024? I know this is a low spend year for you, but those sales might also end up saving you more in the long run! I guess it would depend on how long you could go without those furniture pieces, as well as other financial considerations such as whether a big sale would end up saving you more money than that money would grow in a HYSA? However, if we are nearing a recession, cash in the bank might give you options if the economy were to go south. Idk!
Thank you so much Constance!
You honestly may be right! I dug into it a bit and saw that President's day is a good time to buy furniture which would be perfect!
We can definitely wait on buying furniture, it's no rush. So it may be worth it to wait for certain times in the year
Well done! :) Very inspiring
dannngggg that Roth IRA contribution! 😳
I had loans with Navient that were originally with sallie Mae. I got a notice that they were discharged I had no idea why until I saw this video. I think this is why they were discharged. I still have federal loans. Is it to late to do the borrower defense discharge?
How to download this file?
Congrats on raise! R u going to increase work 401K percentage or stay w match?
Thank you!! I might after I finish maxing out my Roth IRA!
Hi Leila (long time watcher, first time commenter) What do you do with the funds budgeted under housing that you don't end up spending in the month? Does that go to a sinking fund? Or general savings? You've probably explained this before I just didn't catch it.
Thank you for being here!
I actually don't do anything special/specific with it but any "left over" money I've always ended up putting to debt (before) and investments now!
*A tax 'refund', is not 'income'.*
Actually it is. It is "net" income you should have had during the previous year. Just means you gave too much to the government.
@@debbielockhart7762 *At best you are deceived.*
*Wise, and well educated people, do not overpay the IRS; nor do they think they have made money with a 'refund', when that money had previously been made.*
*And more importantly, my statement was not to you D.L., but rather to Miss Leila.*
I was wanting to do double entry accounting for my personal finances simply to try to understand how it works. I am struggling to get that setup though any tips to setup journal entries, t accounts, ledgers & monthly balance? google docs
Could you please do a video on how to design your goal tracker.
Sample data not available in provide link also incomplete sample file