HOW TO GET APPROVED FOR A NACA LOAN 2021

Поділитися
Вставка
  • Опубліковано 25 гру 2024

КОМЕНТАРІ • 452

  • @Oberonz1
    @Oberonz1 3 роки тому +114

    My man I am not a rookie at this and this was chock full of gems, I shared widely, what you did here was magic my brother, pure magic. You asked her all the right questions at the right time. It's not just the info it's how you laid it out for us to see. Thank you my brother, thank you for real.

    • @Mgthemortgageguy
      @Mgthemortgageguy  3 роки тому +5

      Ty I appreciate you 🙏🏽💪🏽

    • @tysonstephens6050
      @tysonstephens6050 3 роки тому +4

      I'm looking into Naca now,my only concern is the fact that during the lifetime of the mortgage you have to participate in a workshop. I feel if I would be paying my mortgage why must I work 5 weekends a month for the lifetime of the mortgage with Naca?

    • @denisemoore4266
      @denisemoore4266 3 роки тому +4

      @@tysonstephens6050 nava does not require 5 weekends a month for work. You got a low interest mortgage that nobody else will give w/o high credit score.

    • @tysonstephens6050
      @tysonstephens6050 3 роки тому +4

      @@denisemoore4266 from my understanding you have to participate in 5 events out of the year not weekend,for the lifetime of the contract. My only concern would be what happens if you are not able or willing to participate? Even though they have you sign a contract.

  • @rashadthewealthcoach
    @rashadthewealthcoach 3 роки тому +35

    My wife and I closed with NACA in May 2015. $214,850 loan. 15 years, 0.125% rate. We now owe $124,000 and the home is worth around $350,000 in this crazy market!
    I highly recommend NACA, if you have the patience.

    • @ms.myrick9825
      @ms.myrick9825 2 роки тому +4

      I'm in the same position but NACA does not allow you to take equity out of your home via a HELOC without their approval.

  • @tp18ma
    @tp18ma 3 роки тому +51

    Love NACA, purchased my 1st home in 1999 through NACA. In 2021 still blessed to be a homeowner. I would like to come and work for NACA at some point that's how much I believe that the program works. You have to patient to work with the program too, follow the steps.

  • @mariaaguado4407
    @mariaaguado4407 3 роки тому +66

    Woot woot we were approved and although it was a lil bit longer then a traditional mortgage I closed with
    a 0.875% interest rate locked for 30yrs we bought a 4bdrm home in area that is great in Illinois, Elmhurst. Bought a 350k home and yet my mortgage is only $1462 a month that's taxes and ins included. I also put down 10k on principal so walking in with equity as well.
    I want to become a real estate agent just to help others as well.

    • @therealsouthernbelles
      @therealsouthernbelles 3 роки тому

      What all do we have to do? I just registered for my session

    • @Naenatify
      @Naenatify 3 роки тому

      Help me cause my mc is TRASH! He doesn't read emails or answer questions but he's the only one in my area😒

    • @nieceyb3068
      @nieceyb3068 2 роки тому

      Congratulations said you use NACA!

  • @kevinbobbins6517
    @kevinbobbins6517 3 роки тому +33

    NACA was a God sent to me and my family. I was able to get a loan and buy my interest rate down to .25 percent on a 15 year note. The absolute best decision I've made in my financial life.

  • @ancientsage1969
    @ancientsage1969 3 роки тому +42

    I worked as a Office Admin for NACA in NC. I still feel it is hands down the best program out there.

    • @lindamonroe2399
      @lindamonroe2399 3 роки тому +1

      Do you really? I feel its been a nightmare.

    • @mariosolano2324
      @mariosolano2324 2 роки тому +1

      Where is your office located

    • @laroycefowler1497
      @laroycefowler1497 2 роки тому

      We are moving to Raleigh/Durham in March. Can I have you office number?

    • @saleanajustice5714
      @saleanajustice5714 Рік тому

      How go Bout getting naca and how get hud to pay

  • @darrylclement5362
    @darrylclement5362 3 роки тому +115

    I closed with a 1.375 interest rate, 5 month process. Naca Queen Nadirah Taylor was my amazing realtor.

    • @kenyareed2605
      @kenyareed2605 3 роки тому +1

      Can you give me her info

    • @harvemedharvemed7796
      @harvemedharvemed7796 3 роки тому +2

      Can you give it to me as well. I have NACA person and they do not answer the phone or return phone calls.

    • @sashelleheard5631
      @sashelleheard5631 3 роки тому +1

      Yes

    • @lilmskesh
      @lilmskesh 3 роки тому +1

      I’d love her information as well

    • @kifrancis
      @kifrancis 3 роки тому +1

      That is an AMAZING rate

  • @jamaicairie7476
    @jamaicairie7476 3 роки тому +9

    I bought my house 5 years ago through the program. It is a great program. My interest rate was 3% . I encourage everyone I know to go through the process...no matter how tideous. I don't have any PMI - save us an additional $300-400 a month on our mortgage. Great program.

  • @sharee9300
    @sharee9300 3 роки тому +15

    I purchased my house through Naca . I have no complaints. It is not a " microwave process". It prepares you. My interest rate was 2.0 at closing!

  • @JLHolmes11
    @JLHolmes11 3 роки тому +31

    Graduated grad school May 2019 with 170k student loans. Started my new job 6/1/2019. Went to NACA workshop 9/7. First counseling session 9/30. Under contract by 10/26 but didn’t close until 1/21/20. I had to extend my contract at least twice but I only came out of pocket $150 for the home inspection. Interest rate is 2.75 in Raleigh, NC. You want the house, you have to put in the work. After that second extension, I moved into the NACA office. They saw me daily and I volunteered on the weekend. Process was stressful but I’m very happy with being a homeowner!

    • @daishaevans923
      @daishaevans923 3 роки тому

      So is what she saying accurate ? About making way more to qualify ?

    • @SisJannie
      @SisJannie 2 роки тому

      170k you must have atleast 80k in income to qualify

  • @dawngrogan1232
    @dawngrogan1232 3 роки тому +9

    Best NACA video ever!
    I've started this process since 2019 and keep getting blocks in my way. Suffice to say, I was totally clueless to most of the content you shared.
    Thank you much for sharing!

  • @jesham7627
    @jesham7627 3 роки тому +10

    Finally in depth NACA ino on a real estate forum. Also, no negative intention's here, but these two remind me of Mary J Blige and Grand Puba. Thank you both!

  • @rross6805
    @rross6805 3 роки тому +5

    Im a NACA member and homeowner. This process works. Please note the process has become VERY difficult. So, you must have patience with the process.

  • @shaylamulzac494
    @shaylamulzac494 2 роки тому

    THIS is the video that introduced me to Diamond Mine Realty and Nadira! I closed with NACA in 2021 in Brooklyn and I couldn't be happier. 10/10 recommend!!!

  • @sayedenforever556
    @sayedenforever556 3 роки тому +6

    This is by far the most potent, to the point content regarding NACA. Thanks.

  • @mrlovepark
    @mrlovepark 3 роки тому +15

    10:40 Reserves Correction: 4 Family - 6mos, 3 Family - 5mos, Duplex - 4 mos, Self Employed Buyers - 3mos, Single Family with a PSS above 300 - 2mos, Single Family with PSS below 300 - 1month

  • @dianechapman9887
    @dianechapman9887 Рік тому

    WoWwww you guys are dropping so many gems about the naca program. Appreciate you mortgage queen!

  • @Goddessjccabeza
    @Goddessjccabeza 3 роки тому +36

    I went through Naca and closed with a 1.66 interest rate. It’s a great product.

  • @kimsybrown
    @kimsybrown 3 роки тому +17

    This so awesome, great information. I'm a NACA member hopefully purchasing in the Tampa Bay or Manatee area in the fall 2021. I'm on a 6 month action.. praying I'm ready or qualified in August. Shout out ...born and raised in Brooklyn 😊

  • @charlottepickett6876
    @charlottepickett6876 Рік тому

    I tried back in 2018 and so mad with myself for letting my application fall thru the cracks. But in 2022, I've done had it with renting houses with slum landlords! I have my appointment on 2/25! I can't wait!

  • @amandacurry3180
    @amandacurry3180 3 роки тому +15

    Closed 3 years ago on a 3 bedroom 2.5 bath home with 1.7% interest rate (bought interest rate down) through NACA.

    • @hopemcguire6002
      @hopemcguire6002 3 роки тому

      Can you please tell me how did you brought the interest rate down? I need to know

    • @amandacurry3180
      @amandacurry3180 3 роки тому +1

      @@hopemcguire6002 NACA had a formula (based on the price of the home I purchased) where I was able to buy my interest rate down to the rate I desired. At the time the interest rate was about 3.7%. The buy down process bought my payment down significantly. After the addition of escrow and taxes my mortgage is WAY below fair market value in 2021 and I walked away with 10k of equity. Thankful for the program!

    • @hopemcguire6002
      @hopemcguire6002 3 роки тому +1

      @@amandacurry3180 thank you very much I will mention it at my next meeting

    • @amandacurry3180
      @amandacurry3180 3 роки тому

      @@hopemcguire6002 Anytime. It takes A LOT of patience (I quit the program twice), but I’m happy I changed my mind and actually went through the process.

  • @serenitysadventures7576
    @serenitysadventures7576 3 роки тому +10

    Just closed on our first home, if you do the work you will be thankful for the naca program at the end. Thanks so much but just know you dont need to buy down the interest rate, the only time you have to juy down if your purchasing a home over value

    • @dionsmith3531
      @dionsmith3531 3 роки тому

      Over valued that what stage .. appraisal?? Does buying down the interest rate cost alot of money??

    • @bangladeshirealtor
      @bangladeshirealtor 3 роки тому

      buying the rate down significantly saves much more money over the long term , but it only makes sense if you will be in your home for a while . the avg a home buyer stays in a home is 7 years , so it may not be worth it depending on the amount u buy

  • @CleanLust
    @CleanLust Рік тому

    I’m trying to have Nadira and Matt on my team. No games. Let’s go.

  • @Gracetochange
    @Gracetochange 2 роки тому +2

    You are giving this info to those who have an ear to ear. Thank God for you bringing help to us.

  • @BiggzNKiKi
    @BiggzNKiKi 3 роки тому +29

    I Needed this episode I'm from NY n just did the NACA Weekend Event 🙏

    • @alicetedford5530
      @alicetedford5530 3 роки тому +1

      The only real vendor I found on here is * carderplug400 * on FB messenger, that man is good for real 😳 I got my NACA loan from him

    • @kenyareed2605
      @kenyareed2605 3 роки тому

      NACA Event?

    • @alicetedford5530
      @alicetedford5530 3 роки тому

      Yes

    • @alicetedford5530
      @alicetedford5530 3 роки тому +1

      @@kenyareed2605 you can apply through a vendor on FB messenger cerderstaff she's help me out

    • @kenyareed2605
      @kenyareed2605 3 роки тому

      @@alicetedford5530 ok

  • @cur_marie8712
    @cur_marie8712 3 роки тому +16

    MG you're the GOAT! The amount of gem's you are giving us..... Thank You!

  • @MrMzrob07
    @MrMzrob07 3 роки тому +6

    Every time I asked a question in my head you asked it out loud lol ..right on time. Good shit!

  • @jeanellis1751
    @jeanellis1751 Рік тому

    So grateful I found you MG The Mortgage Guy, NO PAIN DEFINITELY NO GAIN! Appreciate you both, you too Allison A.

  • @michaelferguson9675
    @michaelferguson9675 2 роки тому +1

    NACA is a good program! It is not easy a lot of work and can be stressful. The struggle is worth the journey.

  • @OctoBox
    @OctoBox 2 роки тому +4

    NACA puts a $25,000 soft-second lien on the property to ensure that the Member lives in the property for as long as they have the NACA Mortgage. In addition, it ensures any required repayment of any assistance provided by NACA for the mortgage payment.

  • @reginaldhand3290
    @reginaldhand3290 2 роки тому

    Thanks for sharing this with us I am going through the naca program as we speak so far for me it’s going excellent because I pay my bills on time and have savings from the very beginning it looks like I will be naca qualified for around 203,000 looking to purchase 2023. Again thanks for sharing I learned about priority and non-priority I have to see where I stand 😅

  • @KandraD83
    @KandraD83 3 роки тому +3

    Thank you MG and guest Nadirah! I just asked about NACA here in Houston. I was a member in Ohio in 2016. I can't get in contact with anyone in the Cleveland Ohio office bc I don't want to start from the ground but I will. My goal is a two family home.
    I appreciate your time and effort MG!

    • @essenceofauset7272
      @essenceofauset7272 3 роки тому +1

      I’m with NACA Houston
      713-706-3400
      I believe they’re still working remotely. If you know anything about Houston you know they half-ass work here.

    • @KandraD83
      @KandraD83 3 роки тому

      @@essenceofauset7272 Thank you for responding! I was able to get my membership number to login my original account. I updated a lot of information and made a list of docs to scan for uploading to my file. Thank you again Lynn, I read your comment right on time!
      Thanks again MG! Connecting people and really giving a lot of information and guidance.

    • @prettykitty5416
      @prettykitty5416 Рік тому

      So how’d it go? Did you get a house with NACA?

  • @douglassgriffin2666
    @douglassgriffin2666 3 роки тому +10

    So many gems. Appreciate the king and queen for this one

  • @BlazinStreets
    @BlazinStreets 3 роки тому +5

    He’s telling the truth... Eventually it will become a buyers market again but the rates will go up by then.

    • @Mgthemortgageguy
      @Mgthemortgageguy  3 роки тому +7

      I’m telling people they should buy and don’t wait.

    • @BlazinStreets
      @BlazinStreets 3 роки тому +1

      @@Mgthemortgageguy fair enough. Especially with the rate options right now.

    • @tboogie38
      @tboogie38 3 роки тому

      @@Mgthemortgageguy But won’t they be house poor if the prices go down? Or does it not matter because the market fluctuates?

    • @therealsouthernbelles
      @therealsouthernbelles 3 роки тому

      These fools over bidding going to be mad as hell. Imagine your house worth 309k and you go in -15k in equity. Smh

  • @nancymorera2119
    @nancymorera2119 2 роки тому +2

    Thanks for all the NACA tips. It's always good to have some knowledge. God bless!

  • @sandystokes81
    @sandystokes81 3 роки тому +6

    This was a gem for real! I wish I could have used this when I bought my house. Recommending this channel to everyone asap!

  • @dianechapman9887
    @dianechapman9887 Рік тому

    I'm sorry, I used to think that naca was just for poor people. Thx naca queen & MG for clarifying things.

  • @MsKitty183
    @MsKitty183 Рік тому

    Matt’s laugh is contagious 💎💎💎💎

  • @kricket2184
    @kricket2184 2 роки тому

    This is the best NACA informational video I’ve seen. Thank you so very much

  • @meggo0515
    @meggo0515 3 роки тому +8

    This video was so good! I learned so much within just over an hour about the NACA homebuying program and process. My husband and I are currently saving money and looking to buy our first home. We will definitely be attending the classes/webinars for NACA to gain even more in depth knowledge on how the homebuying process goes. Thank you so much for putting our community on! ✊🏾✊🏾✊🏾

  • @khurstonhill6870
    @khurstonhill6870 3 роки тому +1

    This is the best mortgage I have herd of. Thank you for this information. I look forward to using Naca

  • @Proberbs31Princess
    @Proberbs31Princess 2 роки тому

    Thank you for the information, this video broke it down easier than the Naca Reps did in the workshop video

  • @samanthac.6081
    @samanthac.6081 3 роки тому +8

    This video was so helpful, especially being a Queens girl myself. I'm just starting the naca process now

    • @alicetedford5530
      @alicetedford5530 3 роки тому

      The only real vendor I found on here is * carderplug400 * on FB messenger, that man is good for real 😳 I got my NACA loan from him

    • @michellebaird2096
      @michellebaird2096 3 роки тому +1

      @@alicetedford5530 STOP!!!

  • @SingleMomMoney
    @SingleMomMoney 3 роки тому +2

    Thank goodness you explained the reserves! When she said 8 months I was like 👀👀👀

  • @Naenatify
    @Naenatify 3 роки тому +6

    I had 3 months payment shock & ALL the documents that were needed & my mc told me payment shock doesn't start until after initial counseling!
    He also waited until the meeting that we were supposed to sent to underwriting to tell us we had to wait 3 more months bc we had an overdraft. The "overdraft" came from savings but he made us start over anyway...we never knew about overdrafts! He should've told us from the beginning!
    We have good credit but we're trying to avoid the mortgage insurance but I'm starting to think its not worth it

  • @isaiahreed231
    @isaiahreed231 2 роки тому

    Just staring the process.. fell so overwhelmed

  • @tayeishanunezbatres5413
    @tayeishanunezbatres5413 2 роки тому

    I’m so inspired. Thank y’all for sharing and taking the time to get this info out to the community.

  • @eddiemartinez3298
    @eddiemartinez3298 3 роки тому +17

    There is a lot of mis information on this Podcast. For example when you purchase a home with naca you are required to live in the home for the entirety of the loan. You can refinance later down you can sell the home later on at any time But while you hold the naka mortgage you are required to live there. As I stated before on these comments earlier I am a naca mortgage counsellor certified by Hud I do not practice in New York however I am a Bronx kid. Shout out to the boogie. I currently reside in Florida and I am a counsellor for the Orlando branch Working directly for naca.

    • @charlijae1016
      @charlijae1016 3 роки тому +1

      Well She stated that She specializes in New York, Queens and the Bronx specifically. Also that she don't have numbers for all areas. So I guess I should contact a counselor in My area.

    • @alicetedford5530
      @alicetedford5530 3 роки тому

      You can apply through a vendor on FB messenger cerderstaff she's truthful

    • @niquelamar7973
      @niquelamar7973 2 роки тому +1

      How can I contact you? I'm currently living in Austin, TX but want to move to Florida!!!

    • @prettykitty5416
      @prettykitty5416 Рік тому

      So after 5 whole years you STILL can’t move? Wtf

  • @ari_luke
    @ari_luke 3 роки тому +3

    Thank you I love when You guys talk about NACA

  • @flynancegc8682
    @flynancegc8682 3 роки тому +2

    You asked her the right questions.. very informative thank you

  • @terrybridges994
    @terrybridges994 2 роки тому

    Dope interview family…good look..

  • @ThinkingLikeAVIRTUOUSWoman
    @ThinkingLikeAVIRTUOUSWoman 3 роки тому +4

    "People who are overpaying today are setting the comps for tomorrow"- This whole interview was filled with gems, but that right that confirmed for ME that waiting is not really the best thing to do. Also, great point about the interest rate going up even if the market does crash.

  • @Queenbelieveit
    @Queenbelieveit 3 роки тому +3

    Just joined NACA ....my appt is next yr so I have more time to save! Not sure where I'm buying yet.

  • @choosetoshine2610
    @choosetoshine2610 3 роки тому +1

    Great content! Please let her finish her thought...I love the dialog and the invaluable information. Thanks 😊

  • @eddiemartinez3298
    @eddiemartinez3298 3 роки тому +1

    Just want to make a comment on the guidance provided for the naka program. I have been a knock a mortgage counsellor for the last 4 years. I have 16 years of lending experience. I can tell you that some of the information provided on this videos correct however other parts are not. With a lot of respect to the naca Queen and MG. I would tell you to get an insider to speak about the program. It is a great program and it does help a lot of people. You are right some people do provide bad publicity To the program. This is mainly due to their own Experience and lack of motivation to do the things the program asks. However I don't know any other program that would give you What this program offers. I would love to speak with NACA QueenTo help her understand the program better and help more of her clients.

  • @gloriafoster3651
    @gloriafoster3651 3 роки тому +5

    I got approved and they took all my personal information and never heard fr them again !!!

    • @JohnSmith-er7dw
      @JohnSmith-er7dw 3 роки тому

      Damn did you ever reach out to the naca go to meeting reps?

  • @audreycox8881
    @audreycox8881 11 місяців тому

    This video was awesome I so appreciate all this information

  • @toyamitchell3330
    @toyamitchell3330 3 роки тому +15

    So you can’t buy in certain areas...nahhhh.. I’d rather use regular financing. I hear that sellers shy away from those programs in this market now because the process is slow and has major stipulations during the process of trying to obtain the home. I think this process is good for someone that is patient ... good info though!

  • @eunicethomas1176
    @eunicethomas1176 3 роки тому +1

    Wow! You go Ms Taylor with branching out across the country.

  • @pandanasia
    @pandanasia 3 роки тому +5

    THANK YOU! OMG! This has been so helpful. I am from NYC and I been dreaming of buying my own condo here.

    • @alicetedford5530
      @alicetedford5530 3 роки тому

      The only real vendor I found on here is * carderplug400 * on FB messenger, that man is good for real 😳 I got my NACA loan from him

  • @consistencyiskey84
    @consistencyiskey84 3 роки тому +2

    Me and my fiancée is going to be on the homebuyers workshop at the end of July... we're looking to live within westchester county, Rockland County or CT... I heard naca is amazing from my coworkers and hope the program can help us find our 1st home

  • @thasmashsquatch7108
    @thasmashsquatch7108 3 роки тому

    Great video. I'm working on my qualification a few months in. NACA is a great organization and great PPL to work with!

  • @antdizm
    @antdizm 3 роки тому +1

    Once again another classic. Keep em coming. Blueprint 2 eh??? Dope!

  • @BrezzyGoodvibes
    @BrezzyGoodvibes 3 роки тому +4

    This one is BARS! Thank you MG

  • @Del_ita259
    @Del_ita259 3 роки тому

    This is gold! Gold! Easy to understand. Im impressed by you both!

  • @susandodson1234
    @susandodson1234 3 роки тому +8

    NACA gave me a 2 year run around. I had $20,000 down payment and make $100k a year. They didn't call back, missed appointments and switched reps 5 times.

    • @Mgthemortgageguy
      @Mgthemortgageguy  3 роки тому +4

      SMH that’s terrible

    • @bjb8147
      @bjb8147 3 роки тому +3

      I had the same experience. I ended up going conventional because the amount of visits u made to their office. The amount of rep switches that then put me back. in the end conventional was better for me because I was then able to refinance. Naca has some limitations with that.

    • @msqueenlyminded7579
      @msqueenlyminded7579 3 роки тому +2

      That's terrible

    • @MrJoey478
      @MrJoey478 3 роки тому

      Me and my wife is looking to purchase a home and were looking for help but as I'm really looking and listening I'm like there's a catch to this. As I'm watching this Video, I hear what their saying but there are many who really don't have that type of Reserve just sitting and can't be touch. SMH.

    • @rross6805
      @rross6805 3 роки тому

      I'm a NACA member and homeowner. We purchased our home many years ago and it is paid for. I would like to sell and move to a one level home. We attempted to go back through NACA and we agreed to sell our current home so that we would qualify. However they gave us a very, very difficult time, after 2 years they basically said that we no longer meet the NACA profile. We made too much money....🤔

  • @crystal4803
    @crystal4803 3 роки тому +9

    Please have her on again dropping 💎 💎

  • @treyatl2006
    @treyatl2006 3 роки тому +7

    I’m surprised no one talked about Naca in regards to student loans

    • @Stop_The_BS_
      @Stop_The_BS_ 3 роки тому +1

      NACA allows you to use IBR which is nice because FHA uses either 1% of the balance or a fixed amortized payment.

    • @alicetedford5530
      @alicetedford5530 3 роки тому

      The only real vendor I found on here is * carderplug400 * on FB messenger, that man is good for real 😳 I got my NACA loan from him

  • @athugbrs
    @athugbrs Рік тому +1

    This is amazing the love it real bro I hit you on fb and ig . Is it better to buy in company name or your name with naca ?

  • @netta8076
    @netta8076 3 роки тому +9

    I’m in GA...when is Nadiras call for GA???

  • @karolinablue
    @karolinablue 3 роки тому +2

    🔥🔥🔥🔥🔥🔥 needed this!!! 💪🏿💯💯💯🎯

  • @WasatchSmitty
    @WasatchSmitty 2 роки тому +1

    If you acquire a property through NACA, I understand that you can’t already have a property in your name. But can you purchase more properties in your name AFTER you get your live-in NACA property??

  • @bigmaine6161
    @bigmaine6161 3 роки тому +1

    Great content my G. Keep winning.
    Knowledge is power.

  • @mandym5289
    @mandym5289 3 роки тому

    This made it very clear what i need to do/work on to be ready to go with Naca asap.

  • @Nanbebe7
    @Nanbebe7 Рік тому +1

    can we revist this topic in 2023!

  • @kismetbridgeforth9131
    @kismetbridgeforth9131 3 роки тому

    Thank you for breaking it down from insider exclusive experience...

  • @maryrobinson9853
    @maryrobinson9853 2 роки тому

    Thanks. Please advise further on this program. I have no credit score nor outstanding bills but I do have monthly phone bill, car insurance premium and Storage facility bill and I desire to purchase a home of my own. Please advise me further on how I can get this assistance. I am an 70 year old retired disabled elderly lady and I desire to own a house of my own. Thanks for your immediate response and understanding in this most urgent need. I want to get a home in Memphis TN Rural Develpement Housing area.

  • @clara7920
    @clara7920 3 роки тому +10

    How does NACA fit into this crazy seller market we’re in?? Are sellers accepting these loans

    • @joyfullychrissylee2197
      @joyfullychrissylee2197 3 роки тому +1

      Yes. I am closing next week with NACA.

    • @Mgthemortgageguy
      @Mgthemortgageguy  3 роки тому +3

      Yes you can close with any loan in this market you need a great realtor by your side

    • @lisaj4441
      @lisaj4441 3 роки тому +5

      In my recent search, buyers are not accepting offers with these sorts of programs. Cash is king and special programs are not favored. With 10 offers, why would they take the offer that involves a program with a long, tedious process?

    • @clara7920
      @clara7920 3 роки тому +2

      @@lisaj4441 my exact sentiments

  • @marlojoubert7269
    @marlojoubert7269 3 роки тому +4

    Six months reserve, why not just keep saving...u wouldn't need NACA program ...

  • @demoryju
    @demoryju 2 роки тому

    @Juianita Demory: I Attended a NACA Event this weekend. It was an enjoyable experience that provided a plethora of information. In addition, the staff and volunteers were friendly and helpful as well. I also watched this UA-cam video. The information is good, offering detailed tips to help you if you are serious about purchasing a property. The more you know, the more you grow.

  • @nasirawaters6267
    @nasirawaters6267 3 роки тому +3

    Extremely informative!!!👏🏽

  • @samanyt2967
    @samanyt2967 2 роки тому

    Thanks for all your info. Can you begin the process in one state and buyba house in another state?

  • @christanwilliams2249
    @christanwilliams2249 3 роки тому

    I love the knowledge yall dropped & I love the NY Swag.. don't stop being yourselves! (& I did 👍)

  • @charmainepatton
    @charmainepatton Рік тому

    so what about the people who dont have the money. I'm disable and I receive SSI and Im on section-8...how does this program helps me

  • @Queenbelieveit
    @Queenbelieveit 3 роки тому +2

    This was real good! I learned a lot! Thank you!

  • @charlottepickett6876
    @charlottepickett6876 Рік тому

    I've always thought if you can afford to pay monthly rent, you can afford a mortgage at the same rate or lower. Am I wrong?

  • @PenthouseChronicles
    @PenthouseChronicles 3 роки тому +16

    #QGTM I’ve learned more from this video than I’ve done anywhere else regarding NACA and I’m going through the process now! Appreciate both of you for the info and the questions 👏🏾👏🏾

  • @A0.917
    @A0.917 3 роки тому +1

    How do we get ahold of people who are not in the office, Atlanta!

  • @RC8763
    @RC8763 3 роки тому +1

    buying a house through NACA now. Wish she was my agent.

  • @maryrobinson9853
    @maryrobinson9853 2 роки тому

    I don't want to purchase houses but I want a house of my y. If possible please advise me on the USDA Rural Develpement Direct Home Loan Direct

  • @evangabbin7506
    @evangabbin7506 3 роки тому +1

    How soon in the program can you lock in your interest rate? Absolute gems in this video!

  • @ash8436
    @ash8436 Рік тому

    I have two questions I hope that you can please answer them.
    1 .Do all NACA homes have HOA fees?
    2. Can a NACA home be build in a rural area?

    • @ShayWilliam341
      @ShayWilliam341 Рік тому

      Coming from a Naca member you can build your house anywhere and far as HOA fees if your property has one you still haft to pay for HOA with your mortgage

  • @needtono8746
    @needtono8746 3 роки тому +2

    I went to my 1st NACA 4 hr seminar n I got my NACA # in Houston Tx. But haven't followed up w the process yet cuz. Covid hit. Gotta get back to it

    • @alicetedford5530
      @alicetedford5530 3 роки тому

      The only real vendor I found on here is * carderplug400 * on FB messenger, that man is good for real 😳 I got my NACA loan from him

  • @estellesingleton-fenderson5796
    @estellesingleton-fenderson5796 2 роки тому +1

    I am a retired disabled. I completed the NACA program 2021 however in 2020 I had bilateral lung transplant and several other hospitalization so I haven't been able to save what is I need. My daughter is going to be the co signer. Can I still get a chance to get a loan?

  • @nellitahaase1681
    @nellitahaase1681 2 роки тому

    Thank you for the great information on NACA.

  • @Nicole__97_
    @Nicole__97_ Рік тому

    Thank y’all for this

  • @catherinemack6355
    @catherinemack6355 Рік тому

    Can purchasing land be included with purchasing a house through NACA?

  • @winiboo9641
    @winiboo9641 3 роки тому

    Thank you so much for sharing! May God bless you both!

  • @daniellat7963
    @daniellat7963 Рік тому

    what if you want a multi tenant home and youll be making money on rent. does that influence your chances at getting approved

  • @mykebill9402
    @mykebill9402 2 роки тому

    I need this multifamily part written down for me