Protect Your Business with Construction Liens - How Liens Work!

Construction Liens can help protect your property restoration business! Join Yasmin Whitmer and Darren Foote as they discuss all things construction liens.
✅ What liens are
✅ How liens can help get you paid
✅ How to file a lien
✅ Guidelines on when and when not to file a lien
This webinar is part of our ongoing Flood Files Series. Each quarter, join LearnToRestore.com as we discuss a technical restoration topic!
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File a lien: www.need2lien....

[@mustafashalom6682]

I have a question I am a bathroom remodeler, and I ran in to a water damage bathroom that toilet leaked and damaged the subfloor to a dry rot. Means I have to remove joist and total sub floor and put in all new flooring, do I bill home owner or their insurance, I told them to talk to their insurance first

[@learntorestore]

The homeowner needs to open a claim for the water damage with their insurance company or contact their agent to ask about coverage. The insurance company will send an adjuster to determine if the damage is covered, as well as determine the scope of the project and write a preliminary estimate. From there, once the work has been done following IICRC standards, an invoice can be sent to the homeowner for payment. Often a copy of the invoice is sent to the insurance adjuster also as a courtesy. Of course, these are general guidelines and each claim may be handled differently, but that is the general process. If it’s an emergency, the insurance company will often have the homeowner contact a restoration company to start the mitigation process asap, however, since this is a slow leak that damaged the subfloor over time, it may not be a covered loss because it’s not “sudden and accidental”.