Apple Card: Unboxing & Review
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- Опубліковано 23 лип 2024
- See how much you’d save with Ting and get a $25 credit: ae.ting.com
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Apple announced their very own credit credit earlier this year at their services keynote in March, and although it was initially only released to select people through random invitations, the card was officially released to the public on August 20th. Now in this video we’re going to take a closer look at the physical card itself and explore what makes the Apple Card different from other credit cards, so you can decide whether or not it’s right for you.
Thanks to Ting for sponsoring this video! - Наука та технологія
“So I recommend handing it to the cashier”
Aw man, now I can’t slam down my credit card into the counter, rudely and selfishly like I usually do...
Sure you can, it’s just everyone will hear the slam and you might ‘damage’ your credit card.
Antphoneigh r/wooooosh
@@RishiJalukar true the joke just WOOOOSHED over his head. anybody? post it?
2112!!!!!! LOVE YOUR PFP!
Chicago Dog Always a pleasure to find someone else who likes rush
I just literally want the card
I just want one to put in my collection of fancy fake cards with my name/signature engraved on it
@ਹਰਿਆਣੇ ਆਲਾ ਚੌਧਰੀ ਜਾਟ
You're broke too, so shut up
@@rrektless credit cards dont cost money.
You just need a high credit score.
Same but I’m 14 years old
@@Higamers2007 LOL 😂 me too I JUST WANT THE CARD 💳
"Credit limit: $250"
"Apr: 24%"
NO NO JUST NO
@Conor Nameless Right?!
Or with no credit at all
thats what i got, i took it because i only spend what i have, plus i really wanted it
Guess what if you pay off hour credit card like a responsible human being 24% apr has 0 effect on your life at all.
Try paying your shit on time
"you need good to excellent credit to be approved" Goldman Sachs says otherwise. Subprime borrowers (credit score in the 500's) were being approved for the Apple card, but with lower lines and higher APRs.
My Apple Card was shipped 2 Day UPS. But it was several days from being in my wallet, to actually getting shipped. I think it was about a week overall. The one day must be for people reviewing the Apple Card.
John Wallace Yeah mine took a week from when I applied until I physically got it and activated it.
To whomever reads this I hope you have a lovely day :)
It's whoever
@@jgsh8062 Hi my name is "To Whomever Reads This", thanks for the hope!
Thanks, you too
u2
Likewise
The real question is can we use the apple card to buy something other than apples?
Yeah, you can buy some windows.
Affiliate Marketing Beast yes, you can buy something other than Apple. As long as you can pay it back and not get stuck at being in debt.
@@jedwardoo whoosh!
I’m sorry, apple’s are the only thing that are purchasable at this time
The most important thing is that you can't use it with something other than an iPhone!
Received mine promptly after quick approval. Activation was a breeze as was setting up a payment link to my checking account. Used it a few times, mostly for iTunes purchases. Got my cash back easily. No issues whatsoever. Love it.
Had the same issue in the first couple of days. Called in and had to confirm my identity by providing old information, such as old cell phone number and an old address. Card was activated right away
I think I’ll stick with my normal credit cards
I hope you're happy with your debt
TheEpicDiamondMiner who says I’ve got debt I only spend with in my means
@@TheEpicDiamondMiner It's the other way around. 1. Apple Cards are being used to encourage customers to buy Apple products they cannot afford. 2. Credit cards aren't something you simply switch between, like smart phones. It's a dangerous habit to get into. Apple knows this and is simply locking you further into their ecosystem. Now leaving Apple devices, means a useless Apple Card, and switching again, would give you an even worse credit rating.
@@TheEpicDiamondMiner Are you implying that the Apple Card is going to nix your debt?
@@TheEpicDiamondMiner how would a special credit card eliminate his debt? assuming he even has any lol
Best explanation of the Apple Card ! I really deciphered what you taught me. Thank you so much !
My biggest letdown about the Apple Card is that it doesn’t have a web portal for account to connect with financial budgeting sites like Quicken, YouNeedABudget, and Mint. Also, why are you manually entering transactions in a spreadsheet? There are other services that can do that for you.
Would this be good, for the iPhone upgrade program?
That’s the fanciest looking slave chain I’ve ever seen
mikey 🤣🤣🤣
*_Dies from laughter_*
Slave chain?
Love ur videos their soooo fun to watch love u!!!!
omg I did not expect the sound would be that loud and metal-ish
You still hand cards to cashier in the USA? The move to chip and pin is that hard?
You are a great channel Apple Explained!
I love my Apple Card and have since the day it went out for beta. Have yet to encounter an issue and love the clarity with payments, transactions, and cashback. Best part yet is the extremely low APR as I got 12.99% compared to my Discovers outrageous APR. Although its not a great credit card and I won't stay with it forever, for now, it is decent enough to satisfy my needs.
how do you like it now? is it still going good? are you still even using it?
I’m Using My Apple Card Only For Apple Music.
#smart
Same here and my warranty for my iPhone.
Coming up next:
The bankrupcy wallet review
The HARD INQUIRY steals a couple of points from your credit score initially.
HOWEVER, if your available credit increases (and it will), that will help boost your score over time.
All I need for Apple to do is offer better travel points than Capital One Venture.
I like that there's no international fees.
Since I pay back immediately, I'm happy there are no late fees.
What makes no sense is limiting cash back to 1% when the physical card is used.
It's also weird there is no over limit fee. My limit is $10,000. So what you're saying is I can charge $12,000?
I absolutely like how you can do a chat message with the specialists without having to call them. That's pretty awesome.
Literally goals to have Apple/Goldman Sachs believe in me enough to give me $10,000 of money to borrow 😂😂👏🏽👏🏽👏🏽
Wait just so I have this right. Is it possible to be interest free every month?
Well you will haft to do a follow up on this, because it doesn't sound like they have a good system for it yet.
We mostly use debit cards in the UK rather than credit cards. An apple debit card would be amazing.
Enmity the Kindhearted In Britain, using a credit card provides customer protection too. People should get zero interest credit cards if they are paying off debt which means Apple Card is not suitable for these people
Snowtrooper 8 YYYEEEEESSSS
Yes you can pay your Apple Card bill with an iPad on the same Apple ID I tried it so as long you have a iPad on iOS 12.4 you are ok
Love the new logo
Can you use your Apple Card again now?
When release Apple Card In korea???
So is it just a card or a full on standalone bank? Like if I got this would I still need an account with HSBC?
It’s just a credit card. Apple is not a bank therefor Apple does not issue the card. Goldman Sachs branch in Salt Lake City is the issuer. So to answer your question yes, you will still need a bank account.
Is it available in Canada?
do u need a password to pay a thing in a store? like if u wanna buy icecream
No u don’t
I got questions. So is there interest after every month if I pay my balance off ?
Richard C interest is if you don’t pay the allocated amount by due date. If I can only pay $25 of my 256$ bill, then they charge interest. If I can pay $256 before due date then I don’t owe anything extra. Interest is like their raise for waiting on their money
Sooner or later this thing's gonna have a display and have some hinges too
Great video. Interesting point about not being able to pay your bill without your iPhone. Not a fan of this card. I would stick with a regular credit card.
Mines comes from UPS is it bad?
Wow. I feel like this video, the editing, your tone of voice, really set in stone how you still to this day produce videos. For a moment, I was beginning to think this was a newer video. It's been interesting to see how you developed in making videos.
And don’t forget Mint phone service. You get 12 months prepaid. It has really helped
Virtual card? An Ok online banking app?
U.S. : so cool!! So futuristic!
Ukraine, Russia: erm... Is it 2012?
Not first.
I’m special.
Jdjaboxowkdbkxoqpwps Khan rh638w0igbdnn jbxkasoidbbwjfoufjmenbjciskwnhdjfkendnndjdieiwowojhelpmejdjsbdjkddbjdodkenndbdjiminabasementrightnowowhfiwokw
Apple : our credit card is the most private
Also apple 2 yrs later : scanning our photos
Isn't Apple Card only available in US ?
Is there a giveaway?
I got the S10+ and I'm hyped to get the S11+
They pulled that same BS on me with Apple Cash. After changing my bank my account was restricted and after calling those idiots said they’d call. I never received a call.
Do you need to have an Iphone to use the virtual card?
Yes or anything Apple devices that have the Wallet app
I got a. Galaxy ad for apple video
Where do you keep your card in your wallet? I heard that a lot of things can ruin/scratch/discolor the Apple Card. I'm currently just keeping it in its original packaging and not bringing it with me everywhere
Does it have a headphone jack?
😂😂😂😂😂 that jerryrig reference
I got my card and requested the physical card but there’s a scratch on it so I trying to ignore it 😂
applied for one while lacking a credit score and i got approved, miracle?
I’ll be getting the card for collection purposes
Ting estimates my bill would be $320 😂
They are not called Goldman Sucks for no reason; not the least of which they helped create/perpetuate GFC1! Your débâcle solidified my decision to let this turkey pass ...
not available in the uk 😢
I’m getting that card on Tuesday!
If its a titanium card why does it need more protection for shipping
Does anyone have the phone number to apply for the card as I’m in Canada but a us citizen...
Right now it’s through the Wallet app only.
I have it got it on the 20th
i want this but im too young and it is only available in the usa (cmon man not even canada?)
You can pay with your iPad:)
3:30 this dude is hilarious 😂
When this smartness comes to Greece, Xiaomi would have made 3 credit cards
MarZ ----- Lemme see, which one is Xiaomi? Are they the ones that get Google's OS, slap it on a phone with Qualcomm or Mediatek processors, and skin it with Mi UI? Then they do Union Pay in China with 1.3 billion people and called it Mi Pay. In India with 1.2 billion people they used ICICI and called it (wait for it) Mi Pay. And then they called it a day, really innovative, like every other Android OEM. Based on the countries they're targeting something tells me that 10 million Greeks are WAY down the list.
By the way, Xiaomi did do something really innovative. They dressed up their CEO in an outfit like Steve Jobs used to wear. He must be the second coming of Steve.
@@bruxi78230 Boi I was talking about Greece being late to everything, calm your tits
Fala Ai yes I agree you are smart
Normal credit card: does not a video about it
Apple credit card:Unboxing review usage teardown
My Apple Card was sent UPS 2nd day air
2:36 Is that a Casey Neistat Reference? His first credit card had a limit of $250 and bought a Macintosh or iBook, I forgot, but still it might be a reference.
so apple registered you for an exclusive card without verifying your identity?
Is the physical card free? In Apple’s tradition, it’s gonna be pretty expensive.
David's ----- There are NO fees. They don't jack up your interest rate when you don't pay the bill on time, no late fees, no fee for the card, no annual fee, no foreign exchange fees. They're also starting to add other merchants to the 3% category like Uber and Uber Eats (something tells me Lyft might want to match).
The example for deny that you had in the video was my reason too. And I don’t have a house payment or debt. Goldman Sachs needs a better system
Apple Card: literal financial piece of metal
I hope we get this card in Mexico some day
Super excited to apply and get denied 😁 let’s go baaaaabbbbbyyyyyyy !
Christian Gomez sorta curious did u get denied?
loser
I have had this card for a few weeks now I have bought a cell a apple watch and a mac no problems so far very happy with it accept it wont let me pay off one item like my cell i have to pay the entire monthly payment
So your name is Gregory Wyatt Jr?
So cool
"They" are on to you, Greg!! :-P
Never had a credit card before, so I have no credit but I got approved for it.
Apple: *Makes a virtual credit card with no number visible and it's hard to lose*
Me: Oh, that's nice!
Apple: *Makes a physical card*
Me: 👁👄👁
Being able to text a support specialist was a huge convenience? Hmmmm... I don't see how after 3 days of the initial contact you still had no resolution of your issue, had to text them the again to find out they had clue what you were talking about, and then still had to make a phone call to find out your "under investigation" is a huge convenience.
I know people with 5xx credit scores that got approved.
At 2:41 this is likely a screenshot of one of the subprime borrowers got approved for. But it could either be a way to build credit, or it could land you in serious debt.
I had 5 animals get sick and my score went from 700 to 568. I applied because my friend (who had a 760 credit score) got denied and I did it just for a quick laugh if I got approved, and I actually did LOL
@@Mcfeelster lol that's funny.
I got approved with a credit score of around 0 to rock bottom. I am 18 and just started on credit
I think Apple shoud do a Apple power Bank
I got it so I can just say that I won a metal card. It’s nifty
I need it because it will be easy with Apple Pay
So the people who spied on ur calls are gonna want u to trust them with identity n money
I can’t believe I just watched a credit card unboxing.
Cant wait till i can get outside of US :(
I loved my Apple Card a lot, specially you can earn a cash back a soon as next day. Also I could payment at any time too!!
Anthony L how much is an actual Apple Card?
@@xo_octavia it is free to apply and the chance for approval is very likely . Loved the fact you could get 3% cash back thru a merchant such: T-Mobile, Walgreen and others too.
AMEX has a better message thing in there app lol!
and its 24/7 aswell :D
I dont get it. Its just a credit card with a high apr
Waiting to be released in switzerland. Really like the card.
Why not just use the card you already have and that you get for free?
Robbie Fielding-Lennon I don‘t have any card right now.
Apple Card is free too...
I don't have a credit history because I never had a credit card or anything, should I get an apple card? I don't really care about the rewards things on other cards I just want something convenient and easy to use.
It's completely up to you. As your first credit card, I suggest that you should get one from a bank (Chase, Bank of America, Discover, etc.) Almost all have a bonus when you are a first time customer. Do your research first before applying for one. That way you can start building your credit. Make sure that you're responsible enough to pay your monthly balances so you won't have to pay any interest or late payment fees. After that, you can apply for the Apple card for those cash backs. I use my Chase Freedom credit card to pay for things that doesn't support Apple pay because I get 1.5% cash back from it. I don't really use the physical card at all. I just got it just to have it. I actually plan on using it for international trips since there's no foreign transaction fees at all. I hope this can help you make the decision whether to get it or not (yet)
MC Plana thank you this really did help
elias_m47 I started off with capital one to build I have two with capital one and I just keep a low balance and use the money I was going to use and put it towards the card to pay the balance off every month on time. I have a limit of 500 and one with 1000 and I stay below 30% I spend about 25 to 30 on the 500$ one and 150 on the 1000 every month and as long as you do that your point on your credit shoots up over 40 points and I always pay the full amount. I also applied for the Apple Card and I was approved for 2500 which I won’t use it unless it’s lil nik nak stuff I’ll buy like on iTunes , App Store and other lil items that’s not two expensive dealing with Apple and I’ll also pay it in full when I do go to use the Apple Card and as long as you don’t go above your means, stay at a low balance plus pay in full I promise u u working your way up to A1 credit
Why can’t they just make a debit card too?
I also wish I could choose my own bank.
apple debit card is basically the apple cash card. you just need a bank to add money to it. No rewards though
I got approved without a credit score at all
OUCH! Check out someone's "approval" at 2:37
I got an Apple Card too. I don’t really like it. I’ll stick with my AMEX Bonvoy.
What do you dislike about it?
I stopped using mine after a day. It’s really just an after thought. It’s most useful feature is that it keeps my wallet felling sturdy along with all of my other cards.
I’m underage. How do I pay online without stealing my parent’s credit card?
QuarioQuario54321 gift cards?
Are you from the US or from Europe
PayPal
Gift cards
Some banks have a junior debit card so you could earn some money irl, deposit it on the card and pay online
I have fair credit and got approved for 2500 with the lowest interest fee they have so what do you mean you need good or excellent credit to get approved lol
I was denied 6 times and got the card 😂😂😂🙃 persistence is key 🔑
Applying on Tuesday
I am too young to have one =
Nathan Aka ARIANAGRANDE Fanboy i’d appreciate it if you’d like me
I have ONE credit card. I use it for real emergencies and pay it in full every month there's a balance. I don't need more than one.