DON'T USE CREDIT CARD WITHOUT KNOWING THIS ❗

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  • Опубліковано 10 гру 2024

КОМЕНТАРІ • 65

  • @DarshanPatel-c5p
    @DarshanPatel-c5p 9 днів тому +8

    Surprised that you don't have sbi cashback card!

    • @ProfessorCardz
      @ProfessorCardz  9 днів тому

      Applied for it but rejected. Taken up a case with Nodalofficer and PNO. let's see if it helps

  • @k.sumanthsriharsha7326
    @k.sumanthsriharsha7326 5 днів тому

    Best fuel credit card which has lower annual fees ? And another q is ..do we need to use every credit card we get in a month or can we keep them idle for few months like 6-7m ?

    • @ProfessorCardz
      @ProfessorCardz  4 дні тому +1

      1 year you can keep a card without using. Best cxards will be RBL Indian Oil XTRA then SBI BPCL Octane and HP IDFC Power plus in this order

  • @shantanudhar81
    @shantanudhar81 9 днів тому +2

    Super video Professor!
    My card combination are Amex Trifacta and SBI Air India Signature. Current spending combined is about 13.5 lakhs annually, but I'm thinking about increasing the spend by also buying bullion :)

    • @sghsjsrxz2481
      @sghsjsrxz2481 9 днів тому +1

      Bullion?

    • @shantanudhar81
      @shantanudhar81 9 днів тому +1

      @sghsjsrxz2481 gold coins and bars..

    • @ProfessorCardz
      @ProfessorCardz  9 днів тому +1

      Sounds great! Use cards where jewelry is excluded.

    • @shantanudhar81
      @shantanudhar81 9 днів тому

      @@ProfessorCardz I think both sbi air india and Amex Trifacta gives points for jewelery purchases.

  • @chandanarora9808
    @chandanarora9808 9 днів тому +1

    I have tata neu and hdfc swiggy, both LTF. Any way to apply for core hdfc cards like regalia gold? RM said it is not possible.

    • @ProfessorCardz
      @ProfessorCardz  8 днів тому

      Yes. Thora mushkil hota hae.

    • @chandanarora9808
      @chandanarora9808 8 днів тому +1

      @ please guide how? I have regalia gold fyf offer, but I don’t want to close the other two cards too.

    • @ProfessorCardz
      @ProfessorCardz  8 днів тому

      @@chandanarora9808 le sakte ho wo card then. usse baki kards ka koi lene dena nehi hae

  • @hrishabhjoshi5847
    @hrishabhjoshi5847 7 днів тому

    New subscriber here. Can you advice abhi hdfc ltf credit card konsa lena chahiye? (Bht reject ho rhe h despite good cibil, salary and all like "features for card are tailored for specific locations and therefore we are rejecting the application") suggestions

  • @insaafkaro009
    @insaafkaro009 9 днів тому

    Please share your old starting credit card limits and your recent limits on all cards, it will be encouraging and make your live stream more interesting buddy

  • @shivamgupta6830
    @shivamgupta6830 9 днів тому +1

    I want to know kitne card rakhne chaiye jisse cibil score pe positive fark padhe aur agar humara koi aisa credit card hai jo bhot kam use hota hai toh usse koi negative impacts padhta hai cibil ya kisi bhi trha ka?

    • @blackcobra7118
      @blackcobra7118 9 днів тому +2

      Oldest card (working non working) kabhi close n upgrade mut Karna...
      Take 2nd card on the same bank
      Cibil sees history❤..sir has said this before

    • @ProfessorCardz
      @ProfessorCardz  9 днів тому

      Till you pay Total amount due on time everything is pretty okay.

  • @Vikas_chawla
    @Vikas_chawla 3 дні тому

    I have to make a ULIP payment of 6 Lakhs can you suggest me cards for that.

  • @SolarnavPal
    @SolarnavPal 9 днів тому

    Sir aap paid card pe kitna charges pay karte ho please reply me new subscriber 18:23

  • @MysteriousMind90
    @MysteriousMind90 7 днів тому

    Sir what is your total credit limit? Btw amazing journey ❤

  • @SacchBolunga
    @SacchBolunga 9 днів тому

    Bhai mene accor me credit card check kiya hai, isme SBI Miles se bhi points convert kr skte hai.(show ho rha hai). Ispe vdo bnao kya worth hai??

    • @ProfessorCardz
      @ProfessorCardz  9 днів тому

      worth to hae par sbi miles card se point banana bohot mushkil hae. fir bhi kuch content to bana hi sakte hae. lets see. keep subscribed

    • @SacchBolunga
      @SacchBolunga 9 днів тому

      @ProfessorCardz hmm, I subscribed

  • @Azeem.0.1
    @Azeem.0.1 8 днів тому

    Sir, how many cards do you have and tell us about charges too on all your credit cards please

  • @omyele9315
    @omyele9315 9 днів тому +2

    Card downgrade Kiya matlab

    • @ProfessorCardz
      @ProfessorCardz  8 днів тому +1

      Matlab jab maine SBI Air India Signature to BPCL Indian Oil Card

    • @omyele9315
      @omyele9315 8 днів тому +1

      @@ProfessorCardz Silver, gold , platinum ki tarah kya

    • @ProfessorCardz
      @ProfessorCardz  8 днів тому

      @@omyele9315 nehi card hi change kar liya

  • @rpawankumar
    @rpawankumar 9 днів тому

    Amazing journey 😊

  • @VIBHOR68
    @VIBHOR68 9 днів тому

    Best card for rent payment, which gives points. Except SC ultimate. Does the SC smart give points on rent ?

  • @janu7672
    @janu7672 9 днів тому +2

    bro .. I want know your cibil score

    • @ProfessorCardz
      @ProfessorCardz  9 днів тому

      774 CIBIL and 769 Experian as of today

    • @janu7672
      @janu7672 9 днів тому

      @ this month I applied & received 2 different bank credit cards .. it’s any effect of my cibil score ? Tell me

    • @shashanksoni9539
      @shashanksoni9539 9 днів тому

      @@janu7672Doesn’t affect much , may make 2 -3 points difference but think about long term , in a long race u will benefit from good varieties of credit cards

    • @atharvabaperkar08
      @atharvabaperkar08 9 днів тому

      @@janu7672No

    • @AdityanarayananIyer
      @AdityanarayananIyer 9 днів тому

      ​@@ProfessorCardzI was expecting 850+

  • @hiteshbhalotia4027
    @hiteshbhalotia4027 9 днів тому

    Sirji ap saare paid cards me fees kitna pay kar dete ho ?

    • @ProfessorCardz
      @ProfessorCardz  9 днів тому +1

      aapko kitna lagta hae? chalo kisi video main clear karunga age

  • @vaibhjindal
    @vaibhjindal 9 днів тому +1

    How can i convert hdfc neo infinity as lifetime free

    • @ProfessorTechYT
      @ProfessorTechYT 9 днів тому

      did you mail them requesting it?

    • @vaibhjindal
      @vaibhjindal 9 днів тому +1

      ​@@ProfessorTechYT no abhi mail nahi kiya , active bhi nahi kiya aprove hua hai abhi milna baki hai,

    • @ProfessorCardz
      @ProfessorCardz  9 днів тому +1

      @@vaibhjindal jab mil jayega tab unko mail karna. pahle kuch din use acche se use karo.

    • @debabratamondal357
      @debabratamondal357 9 днів тому +1

      mail pe kya likhna h?

    • @debabratamondal357
      @debabratamondal357 9 днів тому +1

      mujhe sbi cashback card ltf karana h. kindly help.

  • @suprotiptachakraborty2189
    @suprotiptachakraborty2189 9 днів тому

    Federal bank card ke lene ka tarika kya tha..?

  • @kdzone12
    @kdzone12 9 днів тому +1

    Tera thobra dikta nahi, tera card dekke kya karu, sab bekaar card hai

    • @ProfessorCardz
      @ProfessorCardz  9 днів тому +1

      waah. kya baat klahi hae. maza aa gaya. aasu nikal gaye aankho se. ek kaam kar india's got latent pe chala ja. waha karke aana roasting

  • @priyanshurajput6206
    @priyanshurajput6206 9 днів тому +1

    👍👍👍👍✌

  • @jitendrapatidar6768
    @jitendrapatidar6768 7 днів тому

    भाई कई सारे videos देखे है आपके, फालतू की बातें बेहद ज़्यादा करते हो content थोड़ा ही होता है कुल जमा मिलाकर l plz फोकस on only value for time content.

    • @ProfessorCardz
      @ProfessorCardz  7 днів тому

      koi baat nehi bhai. kaun sa aap time bacha ke physics ke liye neutrons ko split kare Nobel puraskar jeet lete. atleast kuch seeke to yaha

    • @jitendrapatidar6768
      @jitendrapatidar6768 5 днів тому

      @@ProfessorCardz आपकी पिछली और बाद में एडिट की हुई दोनों प्रतिक्रिया देखी l sorry bhai आपके खूब कंटेंट देखे पर आपकी प्रतिक्रिया के बाद आपके प्रति नजरिया बदल गया है l मैंने तो बस ये सोच कर लिखा की आप सकारत्मक बदलाव लायेंगे और आपके कंटेंट और बेहतर बनेगे पर आप तो अलग ही लेवल के इन्सान निकले जो अपने लॉयल फोलोअर के सुझावों को इतने गंदे तरीके से जवाब देता है l