Thanks for watching! ▸ Try Seeking Alpha Premium: seekingalpha.me/dividendgrowthinvesting ▸ Try M1 Finance: dgitofi.com/TryM1 ▸ Try Snowball Analytics (Discount code: DGI): dgitofi.com/SnowballAnalytics ▸ Book 1:1 time with me to talk about your portfolio: dgitofi.com/TalkWithJake ▸ Submit your portfolio here: divgrowthinvesting@gmail.com
This series is great. Even if my particular situation is slightly off of the one you are examining, by seeing your thought process applied across many applications, it really helps me think about what im doing in my own portfolio. Good job. The key for me is NO DEBT.
omg i bet your knees and joints hurt saying that.. Every generation seems to have it better than the previous when it comes to investing. I hope that trend can continue.
God! LOL team meetings. That’s my life now! In IT as well hoping to reach FIRE SOON (3-5 years). Currently have 700k brokerage and 500k in Roth IRA/401k. Your videos have given me inspiration to stay focused on investing. Goal is to invest 100-120k per year additional!! Also, Max out retirement 401ks and backdoor Roth IRAs.
For the Eric first portfolio, I wouldn't recommend he sell off to rebalance but rather just rebalance through future contributions. For the third portofio, I'd keep realty income and keep reinvesting the dividends. He will end up with a money printing machine at a ridiculously low yield on cost.
My individual holdings are 5%, 4%, 4%, the rest are 3%. 30% is ETFs. Income and dividend growth. Plan to increase the ETF exposure and get more quality growth ETFs with future income. My 401k is 80% total/broad market. 10% bonds 10% REITs
Jake, I enjoy your channel, although I’m not a dividend investor. Occasionally you discuss return of capital (ROC) especially when it comes to income ETFs. In 401k accounts, we are told that deferred taxes is a significant advantage to our wealth. Doesn’t the same logic apply to ROC dividends in a taxable account? If there are no taxes on ROC until I sell my shares, and I hold my shares for at least 12mos, then the taxes are deferred (like a 401k) and realized at long-term capital gains rates rather than as ordinary income (unlike a 401k), addition to benefiting from the tax-free ROC dividend (unlike a 401k). As long as the ROC isn’t destroying the NAV, which is the case in some but not all funds, doesn’t ROC offer a significant benefit in a taxable account? I think ROC is one of the most misunderstood topics in investing and it certainly deserves a video.
Hey man, thanks for the answer to my SCHD question (I asked it on YT and X because I wanted to make sure it was seen). I’m 33 in the US and plan on starting with $150/week and scaling up as I can. So, the benefit of adding in DGRO is the added diversification. Thanks again!
Dan, the third question, wants to be an income investor and not a dividend growth investor. One is not better than the other, just different. I recommend he watch @Armchair Income. Really great channel, like this one.
Hey! Does it make sense to invest in SCHD or similar ETFs in retirement seeing as they pay quarterly and monthly distributions would be preferable to pay bills? Thanks.
Well its a trade off. Most normal ETFs pay quarterly. You will have a higher expense ratio for monthly and the index is not always the best with monthly. I made a video on my favorite monthly dividend ETFs here: ua-cam.com/video/ScQExSIeTuM/v-deo.html
Yeah the sector diversification is pretty different with SCHD compared to other dividend ETFs or at least dividend growth ETFs. I mean you could even probably get a higher market cap with 10 stocks than all of SCHD by owning the mag 7
Hi Jake! New subscriber here, but I have been binging your videos the last couple of days. I’m just a little lost as to which ETFs I should allocate to my Roth IRA vs my taxable brokerage account. I’m looking at VOO, SCHD, SPYG, VGT, DGRO, QQQM, and VXUS. In your opinion, where would you put each of those? I am in my mid 20’s and wouldn’t mind achieving some sort of FIRE by around 45. Thanks so much!
Hey! Welcome! Well there is no one size fits all. You have 3 options for each account (roth & taxable) 1. Go 100% in growth and rebalance into dividend investing later when you retire 2. Go 100% in dividend growth and not rebalance when you retire 3. Do a balance of both. I do a balance of both (kinda). In my taxable I go 100% dividend growth and in my roth, I go 100% growth. You can learn more about how I invest in my roth IRA in this video: ua-cam.com/video/52d_gan91UE/v-deo.html The video is a bit older, but I haven't changed anything since making the video.
Are there any solid etf's that have offset pay schedules? It seems that all of the big players pay out on the same schedule. VIG, SCHD, DGRO, VYM, VTI... I'm trying to set up an ETF ladder and get paid every single month with just the "core" holdings.
@@MRkriegs As I already mentioned, they all have the same payment schedule and any search for "ETF dividend ladder", or any similar wording, nets me nothing but covered call etf's or other monthly paying funds. I can't seem to find any of the big funds from Vanguard, Wisdomtree, Schwab... etc that _don't_ pay on March, June, September, December. The purpose of my comment was to see if anyone had insight to my question since my own due diligence is, apparently, inadequate.
Jake. I am 47. I am planning to get retired at 57-60. Meaning I got 10-12 years. I got 40K in stock market equally divided in SPLG-SCHD-SCHG-O I can contribute $3000 per month. My Roth IRA is handled by my investor which is 7K a year which is extra. I need $3000 per month extra income in addition to my other income from this stock market journey. Do you think is it possible with this much contribution? If yes, what approach I should do.
Some real good advice in this video folks. Please watch and hit like. Thanks man. Would you know of some good CEF's which have been consistently paying? How about DNP ? THX
@@DividendGrowthInvesting also a WoW player since burning crusade. I prefer Alliance, but I play both. Dwarf priest, dwarf warrior, human rogue , UD rogue, cow warrior As well as a bunch of twinks. I stopped playing when the pandas came out.
@@TheHateuguys yeah I played vanilla to wrath then stopped until recently. My first was I’d rogue then gnome mage then human preist. Now I’m playing ret pally because I’m old and can’t micro lol
Thanks for watching!
▸ Try Seeking Alpha Premium: seekingalpha.me/dividendgrowthinvesting
▸ Try M1 Finance: dgitofi.com/TryM1
▸ Try Snowball Analytics (Discount code: DGI): dgitofi.com/SnowballAnalytics
▸ Book 1:1 time with me to talk about your portfolio: dgitofi.com/TalkWithJake
▸ Submit your portfolio here: divgrowthinvesting@gmail.com
This series is great. Even if my particular situation is slightly off of the one you are examining, by seeing your thought process applied across many applications, it really helps me think about what im doing in my own portfolio. Good job. The key for me is NO DEBT.
Glad to hear you enjoy it!
My first trade was for $250.00 and it cost $75.00 through a broker. This was in 1990. We have come a long way.
omg i bet your knees and joints hurt saying that.. Every generation seems to have it better than the previous when it comes to investing. I hope that trend can continue.
God! LOL team meetings. That’s my life now! In IT as well hoping to reach FIRE SOON (3-5 years). Currently have 700k brokerage and 500k in Roth IRA/401k. Your videos have given me inspiration to stay focused on investing. Goal is to invest 100-120k per year additional!! Also, Max out retirement 401ks and backdoor Roth IRAs.
For the Eric first portfolio, I wouldn't recommend he sell off to rebalance but rather just rebalance through future contributions.
For the third portofio, I'd keep realty income and keep reinvesting the dividends. He will end up with a money printing machine at a ridiculously low yield on cost.
My individual holdings are 5%, 4%, 4%, the rest are 3%. 30% is ETFs. Income and dividend growth.
Plan to increase the ETF exposure and get more quality growth ETFs with future income.
My 401k is 80% total/broad market. 10% bonds 10% REITs
Great!!! If you have a high % in ETFs, you likely have more exposure to some of them anyways. Having individual stocks
Jake, I enjoy your channel, although I’m not a dividend investor. Occasionally you discuss return of capital (ROC) especially when it comes to income ETFs. In 401k accounts, we are told that deferred taxes is a significant advantage to our wealth. Doesn’t the same logic apply to ROC dividends in a taxable account? If there are no taxes on ROC until I sell my shares, and I hold my shares for at least 12mos, then the taxes are deferred (like a 401k) and realized at long-term capital gains rates rather than as ordinary income (unlike a 401k), addition to benefiting from the tax-free ROC dividend (unlike a 401k). As long as the ROC isn’t destroying the NAV, which is the case in some but not all funds, doesn’t ROC offer a significant benefit in a taxable account?
I think ROC is one of the most misunderstood topics in investing and it certainly deserves a video.
The guy who wanted his named blurred had his real name on his portfolio @ 29:20
Thank you for highlighting that! I will remove his portfolio link from the description.
Hey man, thanks for the answer to my SCHD question (I asked it on YT and X because I wanted to make sure it was seen). I’m 33 in the US and plan on starting with $150/week and scaling up as I can. So, the benefit of adding in DGRO is the added diversification. Thanks again!
Hey! Yeah the added diversification to the overall market as well as getting more exposure to the technology/growth sectors that are left out of SCHD.
Really enjoyed the reviews!!!
Hey jay!!! Thanks for watching!
Thank you so much.
Thanks for watching!!
Dan, the third question, wants to be an income investor and not a dividend growth investor. One is not better than the other, just different. I recommend he watch @Armchair Income. Really great channel, like this one.
Hey! Does it make sense to invest in SCHD or similar ETFs in retirement seeing as they pay quarterly and monthly distributions would be preferable to pay bills? Thanks.
Well its a trade off. Most normal ETFs pay quarterly. You will have a higher expense ratio for monthly and the index is not always the best with monthly. I made a video on my favorite monthly dividend ETFs here: ua-cam.com/video/ScQExSIeTuM/v-deo.html
You can own 10.stocks and be better diversified than SCHD. The issue is not the number of companies, it is the sector concentration.
Yeah the sector diversification is pretty different with SCHD compared to other dividend ETFs or at least dividend growth ETFs. I mean you could even probably get a higher market cap with 10 stocks than all of SCHD by owning the mag 7
Love this series man!
Hey!! Really glad to hear! Thank you for watching!
@11:01 FAQ about why to keep DGRO in your portfolio, and not just invest solely in SCHD.
Hi Jake! New subscriber here, but I have been binging your videos the last couple of days. I’m just a little lost as to which ETFs I should allocate to my Roth IRA vs my taxable brokerage account. I’m looking at VOO, SCHD, SPYG, VGT, DGRO, QQQM, and VXUS. In your opinion, where would you put each of those? I am in my mid 20’s and wouldn’t mind achieving some sort of FIRE by around 45.
Thanks so much!
Hey! Welcome! Well there is no one size fits all. You have 3 options for each account (roth & taxable)
1. Go 100% in growth and rebalance into dividend investing later when you retire
2. Go 100% in dividend growth and not rebalance when you retire
3. Do a balance of both.
I do a balance of both (kinda). In my taxable I go 100% dividend growth and in my roth, I go 100% growth. You can learn more about how I invest in my roth IRA in this video: ua-cam.com/video/52d_gan91UE/v-deo.html
The video is a bit older, but I haven't changed anything since making the video.
Are there any solid etf's that have offset pay schedules? It seems that all of the big players pay out on the same schedule. VIG, SCHD, DGRO, VYM, VTI... I'm trying to set up an ETF ladder and get paid every single month with just the "core" holdings.
I'm sure there is if u go looking for them
@@MRkriegs As I already mentioned, they all have the same payment schedule and any search for "ETF dividend ladder", or any similar wording, nets me nothing but covered call etf's or other monthly paying funds. I can't seem to find any of the big funds from Vanguard, Wisdomtree, Schwab... etc that _don't_ pay on March, June, September, December.
The purpose of my comment was to see if anyone had insight to my question since my own due diligence is, apparently, inadequate.
I only hold 1 etf QQQ😊
Have you considered QQQM? Same thing just a lower expense ratio.
Jake. I am 47. I am planning to get retired at 57-60. Meaning I got 10-12 years.
I got 40K in stock market equally divided in SPLG-SCHD-SCHG-O
I can contribute $3000 per month.
My Roth IRA is handled by my investor which is 7K a year which is extra.
I need $3000 per month extra income in addition to my other income from this stock market journey.
Do you think is it possible with this much contribution?
If yes, what approach I should do.
Some real good advice in this video folks. Please watch and hit like. Thanks man. Would you know of some good CEF's which have been consistently paying? How about DNP ? THX
Thank you!! I'm going to dig into CEF more and make a video on them. The issue I have with CEF is they tend to have high expense ratios.
😮
Happy Sunday!!
For the Horde!
Undead Rogue!!!
Fck the Horde! For the Alliance!!!
Following the path.
Schd 21.3k
Dgro 21k
Jepi 8.6k
O 7k
Amzn 5.8k
Sbux 5.8k
@@TheHateuguys core and satellite!! Nice!
@@DividendGrowthInvesting also a WoW player since burning crusade. I prefer Alliance, but I play both. Dwarf priest, dwarf warrior, human rogue , UD rogue, cow warrior As well as a bunch of twinks. I stopped playing when the pandas came out.
@@TheHateuguys yeah I played vanilla to wrath then stopped until recently. My first was I’d rogue then gnome mage then human preist. Now I’m playing ret pally because I’m old and can’t micro lol