I have to say this is probably the most important message that you have ever put out! Not saying that other videos wasn’t great, but this resonated with me the most. Thank you Mr. Fain!
I reached $138k today. Thank you for all the knowledge and insights you've shared with me over the past few months. I began this journey in October 2024. Financial education is essential for over 70% of the population, as only a few are truly literate in this area. Thanks so much Charlotte Grace Miller.
I'm celebrating £32K stock portfolio today... Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family and life ahead of me.
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
I don't think people realize just how late that start actually was. Let me put it in perspective. I'm in my 40s and my sister turned 50 last year. She was the first person born in my family with 100% legal rights on paper and we can trace our family back to slavery. The last law that prevented "open" discrimination against BIack people was passed only 12 years before I was born. I'm in the first generation (in my family) with this type of access. I've been taking full advantage of it too!
Right, it really was not that long ago that we've even had equal access to wealth. My parents lived through Jim Crow and segregation. My siblings and I are the first in the family to even have full access as American citizens. The climb out of the hole was and still is so hard because most of us started from even below rock bottom.
Brilliant analogy from a woman who holds wisdom and "don't just talk about it but is about it!" Richard, I treasure your information that has opened my eyes to truth about stocks! THANK YOU!
Ian strangely SURROUNDED by MILLIONS on a daily basis !! Friends bosses, and clients Why am I flat broke !!! I can call a millionaire and have a conversation about anything in life !!! That’s strange!!! I’ve been doing everything wrong !!! I have to do something different !!!
*Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. Thanks to Jasmine Harvey the lady you recommended to me!*
Jasmine Harvey has taught me how to generate profit. Now I monitor before I place and that's the best. The most amazing part is that I still go about my daily job as usual.
I dont quite agree. I monopoly everyone starts off the same, which in America is pretty accurate compared to the rest of the world. I know this because 79% of the millionaires in america are first time millionars. The problem is most white people play monopoly while most black people are playing Grand Theft auto. I choose to teach my kids Monopoly and thats why my son is buying his first house right now at 18 years old.
We will never catch up as you say generational wealth is already set for those individuals' families. But we have to start somewhere, why not attempt now. Good segment. I'm just keeping it real. Stay vigilant, people
Richard that is a great analogy. I totally agree with with the comparison of what went on back then and what is going on today. But we are resilient. We will find a way to get this done. The time has come or the black race to claim its place in America. We know how to play the game, it's all about participating!
The finesse is making us think theres something wrong with us. There isnt. Once we realize that, we start believing in ourselves and taking strategic action.
To me, we are capable of understanding how America works more than anyone. Thats more power than you can imagine. Instead of asking them to "help" close the gap, do it yourself because youve figured out the game. Dont hate the player, hate the game.
Monopoly board, whatever board, to learn how to play a game that is new to you requires dedication to improving your skillset. Why should we 'just dribble' ?????
I don't know if you can catch up but you sure can build some wealth! Remember the person who owes the Monopoly board has 400 years head start. This is why we need to make Reparations the agenda for us. This could be a much quicker way of closing the wealth gap with the wealth building practices that you are talking about.
The do NOT want to close the wealth gap, neither will they try to. Their goal is to expand their wealth, not contract it by giving it away. Thats a symbolic trope that keeps us out of the game and filled up with hopium.
@@DJarvisOfficial Rosewood received Reparations and a community in Illinois just received Reparation called, Gaston! No, one is waiting for anything but I tell you one thing there is a debt owned!
If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you...prevent inflation
Mr Fain, this particular video really resonated with me because it saddens me to see black folks throw money, INCOME away to those who own the monopoly board. See, us black folks can’t differentiate between an ASSET and a LIABILITY! We are too busy chasing LIABILITIES and not focused on ASSETS! I literally cringe when I see young people running to their favorite jeweler with bundles of cash (liability) to purchase a chain or a watch. A purchase they are entitled to make, but doesn’t create generational wealth. Black Americans spent close to 1.6 TRILLION dollars in this country last year so we are making the income only to recycle it back to the monopoly board owners! For us to close this economic gap we must change our mindset on how we use money, and use it to create generational wealth! I digress
I pray that at some point our people will begin to understand what you said. All the liquor and designer crap so many black folks blow BIG MONEY on, and none of that stuff be black owned. We're like the smartest/dumbest people on earth!!
lol that doesn’t matter until you control banks and that won’t happen because the banks got bigger… lol you don’t work in finance you so you have no idea how funny this channel is to me lol you have no clue what’s coming for alll races of people…
I really do not know or understand how any of this works, I’m in my late sixties but not using that as excuse but this has never been shown to me, and I am a visual person by far
Hey Richard over a year and a half since fire in Lahaina Maui small just barely started too rebuild red tape politics california oh boy a big mess can you do a video on the economic impact that's going have on years too come or don't worry and keep investing?
Modern wealth is different nowadays. How do you define " Aristocracy in Modern times when you have billionaire ceo's that did not inherit old money? The barrier may be tough. At the end of the day it's all in the mind.
Thank you for this video. 26 years old and started investing last year. By EOY I’ll have my first 20k invested. Documenting my journey along the way. I see the disparities and educate myself accordingly. Channels like this are how I got started.
*My friend. I appreciate the time you spend on keeping us informed about the economy. As of January 20th 2025. I count on $2,500 what do you suggest me to invest in?🇺🇸🇺🇸*
I am grateful to you Ms Donna Grable and I am happy to have met you Madam. I sincerely say it's a privilege to meet and invest with you. Your platform earned me a lot of profit. I say, thank you Ma'am.
On point open & honest. Some black play the victim card. in prison their own minds & put barriers up. How do people build wealth? copy & paste simple. learn.
Lol a victim card doesn’t pay bills so what you’re worried about is largely a myth… whites are the ones who stormed the capital as victims lol whites got bailed out on 2008 recession… you old folks are embarrassing and don’t know any history lol… go read black banks… then read color of law
The poorest people in America are not black people (BP). The poorest people in America are Indigenous Americans (IA). HOWEVER records of IA income and wealth has all but stopped since something like 2005. Primary reason for that is so BP can continue to see being on the bottom of all financial & financially related things.
Thank you for sharing ❤ Q: with two credit cards that I have just paid off, they both have monthly fees and annual fees that I am trying to get away from. I have had those cards for 20 years. Should I close them? What happens to my credit score, which is not that great as it is?
*Thanks for keeping us informed! I feel sympathy for our country, low income people are now suffering to survive yet inflation and recession keep increasing daily, many families can't even enhance the good cost of living anymore. I feel like the more I learn about our country’s low-income people, my anger grows. imagine lnvestlng $2,5OO and receiving $13,OOO proflts in 5 days.😇Thank you Ms Donna Grable, the lady you recommended here sometime ago.🇺🇸🇺🇸*
I appreciate it. I will never forget this current administration putting many people and families into difficult situations. Donna Grable investment helps me also.
My daughter told me about her guidance in the investment system but I was afraid until I got registered and guided me through. Now I can boast of $15,7OO rewards.
Anybody can build wealth in the US if you are not lazy. Color, race whatever victim card you want to use does not apply. I am the only white dude in my neighborhood and minority farm owners doing real well here. We have a cotton gin here that buys all the cotton in my part of NC. Other farms besides that. I moved here a few years ago because everyone is friendly and looks out for you. Remember poverty is a mindset.
Lol the fed controls the economy white poverty is on the rise you dolt… plus this channel says black not white… why are you here instead of a white channel.. we don’t want white teachers, coaches, etc
I agree with you, anyone in the US can build amazing wealth. But the average Black American has to literally climb out of a hole to get to those opportunities, especially those of us who came from inner city ghettos.
@@Demthorshie makes no sense my brother acheived greater things then I did. Maybe he stole my white privilege card and made something of himself. My neighbor was different color than me and we grew up together that is why he is my brother. My father treated them all like his own kids. Weird I guess since I was born in the 70s I come from the DC area not a suburban kid. No reason to make excuses it all has to do with the way you are raised regardless of color. Seen plenty of people in the rainbow struggling just as much as you claim to suffer.
@@mrj-charles6383 Keep telling yourself it's an excuse all you want. Black American folks have been through a lot in this country, my parents were alive prior to the civil rights movement and had literally nothing after segregation was ended. If you can't understand the concept of having to start over from 0 each generation, then Idk what else to say for you to get it.
@@Demthorshie you can continue to play the victim card. You and I have the same opportunities in the USA. You believe the democrats but they just want you to continue that slave mentality. My father came here in the 30s as an orphan. A certain government erased his whole lineage. Sane thing with my mom but different circumstances. Luckily a priest rescued him and brought him to the USA. Moms story I do not know since she was an infant when brought here. Odd love story for my parents. We are not crying about it. Need to live in modern times. The content creator here should be an inspiration for you to do better in life.
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I have to say this is probably the most important message that you have ever put out! Not saying that other videos wasn’t great, but this resonated with me the most. Thank you Mr. Fain!
I agree, no more excuses…….Thank you Richard.
My three favorite Finance channels: Richard Fain, Stock Brotha, & The Dream Green Show. Love those guys! ❤ ❤ ❤
I love Richard s commentary..Thanks Richard!😊
@@archiejackson2315 gotta get with Mr . Chris Sain he’s the biggest coach involved
I hear you my brother. Thats why I listen to you each and every day…
Hear the Message! Nice deliver, Richard!
I appreciate the daily commitment to bettering our community!
Right on Richard. Thank you!!!😊
Very well put Richard. Great work sir!!
This video is all FACTS!
I reached $138k today. Thank you for all the knowledge and insights you've shared with me over the past few months. I began this journey in October
2024. Financial education is essential for over 70% of the population, as only a few are truly literate in this area.
Thanks so much Charlotte Grace Miller.
I'm celebrating £32K stock portfolio today...
Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family and life ahead of me.
The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
she's mostly on Instagrams, using the user name
Great message. Shared with the family.
Great message!
❤ !!! Thank You, Richard.
Black America has always been here. We didn’t come to America. AMERICA CAME TO US!
I need a Richard Fain poster! 🌁💰
Beautiful tie in on the 400 years! Rich 💪🏾💥🏁
Thankyou for teaching everyone again I really appreciate you and your knknowledge I've been listening and acting slowly but surely
Great video Richard this will help me in my Financial Freedom 👏🏽
Very intelligent man😊
Richard monopoly is a awesome and smart way too explain the game of life and finance yes sir
Yes. Any version of monopoly. It could be star wars or the Simpsons
Stay Blessed 🙌
I agree with you Richard.
On point sir👍👍keep up the great work you’ve been doing to educate the masses 👍👍🙏🏾💯👍👍
Richard Richard Richard smh….YOU THE MAN BROTHER!!!!
Same in Hawaii they stole the land by way of monopoly
I don't think people realize just how late that start actually was. Let me put it in perspective. I'm in my 40s and my sister turned 50 last year. She was the first person born in my family with 100% legal rights on paper and we can trace our family back to slavery. The last law that prevented "open" discrimination against BIack people was passed only 12 years before I was born. I'm in the first generation (in my family) with this type of access. I've been taking full advantage of it too!
They make it seem like along time ago because yt ppl don’t have a heart only for animals
Right, it really was not that long ago that we've even had equal access to wealth. My parents lived through Jim Crow and segregation. My siblings and I are the first in the family to even have full access as American citizens. The climb out of the hole was and still is so hard because most of us started from even below rock bottom.
Realest comment ever. So now we have to put our kids in position. We’re going to be alright!
Brilliant analogy from a woman who holds wisdom and "don't just talk about it but is about it!" Richard, I treasure your information that has opened my eyes to truth about stocks! THANK YOU!
Thank you for sharing!! I’ve just found your channel.
Best Video on UA-cam ❤
True indeed.
Ian strangely SURROUNDED by MILLIONS on a daily basis !! Friends bosses, and clients
Why am I flat broke !!!
I can call a millionaire
and have a conversation about anything in life !!!
That’s strange!!!
I’ve been doing everything wrong !!!
I have to do something different !!!
Once again, Richard, profound content!! Thank you!!👏🙏🏰💰
Well Said 🔥
Thank you Brother
Everyday Doom
*Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. Thanks to Jasmine Harvey the lady you recommended to me!*
Investment is the best idea presently and without it, human struggles are worthless.
You are really doing great for yourself. As of last weekend I counted on 5k but don't just know what to put it into..
That woman totally changed my life for good. I have come across individuals but none is as honest as Jasmine. So surprised you know her too.
Jasmine Harvey has taught me how to generate profit. Now I monitor before I place and that's the best. The most amazing part is that I still go about my daily job as usual.
I'm really interested in this information, how can I reach out to her???
I dont quite agree. I monopoly everyone starts off the same, which in America is pretty accurate compared to the rest of the world. I know this because 79% of the millionaires in america are first time millionars. The problem is most white people play monopoly while most black people are playing Grand Theft auto. I choose to teach my kids Monopoly and thats why my son is buying his first house right now at 18 years old.
We will never catch up as you say generational wealth is already set for those individuals' families. But we have to start somewhere, why not attempt now. Good segment. I'm just keeping it real. Stay vigilant, people
Yeah its not about catching up. Its about getting out by way of financial freedom.
Thank you. I plan to be faithful with a little that one day I may be trusted with a little bit more.
You a fking story teller .we get it 😂😂😂
I think the welfare system hurt them.
Just when you say income a plane passes
Good video!
Richard that is a great analogy. I totally agree with with the comparison of what went on back then and what is going on today. But we are resilient. We will find a way to get this done. The time has come or the black race to claim its place in America. We know how to play the game, it's all about participating!
The finesse is making us think theres something wrong with us.
There isnt. Once we realize that, we start believing in ourselves and taking strategic action.
To me, we are capable of understanding how America works more than anyone.
Thats more power than you can imagine. Instead of asking them to "help" close the gap, do it yourself because youve figured out the game.
Dont hate the player, hate the game.
Digital assets people.
This sounds like a tim wise speech.😢😮
Facts 💯
Interesting, those players have been in it for years. I am sure they didn’t start with their hands full. It takes time and chance. I enjoy your video.
Monopoly board, whatever board, to learn how to play a game that is new to you requires dedication to improving your skillset. Why should we 'just dribble' ?????
I don't know if you can catch up but you sure can build some wealth! Remember the person who owes the Monopoly board has 400 years head start. This is why we need to make Reparations the agenda for us. This could be a much quicker way of closing the wealth gap with the wealth building practices that you are talking about.
Expecting that is delusional. Things will only get worse for those who wait for that to happen.
Just hop in the game.
The do NOT want to close the wealth gap, neither will they try to. Their goal is to expand their wealth, not contract it by giving it away.
Thats a symbolic trope that keeps us out of the game and filled up with hopium.
@@DJarvisOfficial Rosewood received Reparations and a community in Illinois just received Reparation called, Gaston! No, one is waiting for anything but I tell you one thing there is a debt owned!
@@MR.B1004.Everyone is owed, not just us. Literally every race of people were enslaved.
@@MR.B1004. Im just saying its a slippery slope, and an easy excuse to not do anything (or complain). Our real answers lie within ourselves.
Smart when you make it too people understand then the get it
That you well understood
Great analogy!
If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance, but if you want to make your money work for you...prevent inflation
As a beginner what do I need to do? How can I invest,on which platform? If you know any please share.
Wow that is an awesome return on your investment, please what strategy did use And how can I start up such investment.
Mr Fain, this particular video really resonated with me because it saddens me to see black folks throw money, INCOME away to those who own the monopoly board. See, us black folks can’t differentiate between an ASSET and a LIABILITY! We are too busy chasing LIABILITIES and not focused on ASSETS! I literally cringe when I see young people running to their favorite jeweler with bundles of cash (liability) to purchase a chain or a watch. A purchase they are entitled to make, but doesn’t create generational wealth.
Black Americans spent close to 1.6 TRILLION dollars in this country last year so we are making the income only to recycle it back to the monopoly board owners! For us to close this economic gap we must change our mindset on how we use money, and use it to create generational wealth! I digress
I pray that at some point our people will begin to understand what you said. All the liquor and designer crap so many black folks blow BIG MONEY on, and none of that stuff be black owned. We're like the smartest/dumbest people on earth!!
lol that doesn’t matter until you control banks and that won’t happen because the banks got bigger… lol you don’t work in finance you so you have no idea how funny this channel is to me lol you have no clue what’s coming for alll races of people…
I really do not know or understand how any of this works, I’m in my late sixties but not using that as excuse but this has never been shown to me, and I am a visual person by far
Hey Richard over a year and a half since fire in Lahaina Maui small just barely started too rebuild red tape politics california oh boy a big mess can you do a video on the economic impact that's going have on years too come or don't worry and keep investing?
Man, just be responsible for your decisions. Don't blame others. It's a first step.
Easy to say when you start 10 miles ahead. It's not blaming it's stating an actual reality. When you're white it's easy to make this statement.
I'm tired of being in last place mr.fain, I'm about to come into some currency and am aiming at making it work for me
Modern wealth is different nowadays. How do you define " Aristocracy in Modern times when you have billionaire ceo's that did not inherit old money? The barrier may be tough. At the end of the day it's all in the mind.
This video 🔥🔥
Question so of all the real estate that we purchase do we still on these purchases or does the purchases are owned by the queen
Imagine the democrats saying someone is giving the president elect ideas and telling him what to do. You really can't make this stuff up.
You took that monopoly analogy from a sista!Wow... Why would you do that Sir
Thank you for this video. 26 years old and started investing last year. By EOY I’ll have my first 20k invested. Documenting my journey along the way.
I see the disparities and educate myself accordingly. Channels like this are how I got started.
*My friend. I appreciate the time you spend on keeping us informed about the economy. As of January 20th 2025. I count on $2,500 what do you suggest me to invest in?🇺🇸🇺🇸*
I am grateful to you Ms Donna Grable and I am happy to have met you Madam. I sincerely say it's a privilege to meet and invest with you. Your platform earned me a lot of profit. I say, thank you Ma'am.
spot on! Ms Grable is all about simple techniques that are highly profitable.
My husband and I now hold Ms Donna in high regard because of the $21,OOO every 5 days we receive with her strategies.
*She’s mostly on the TELEGRAMS APP with the user seen below*
*Expert Donna1*
Sounds like a bunch of excesses for the blacks
80% TURBO 14% XAI505K 2% FLOKI 2%BONK 2%PEPE 🎉
On point open & honest. Some black play the victim card. in prison their own minds & put barriers up. How do people build wealth? copy & paste simple. learn.
Lol a victim card doesn’t pay bills so what you’re worried about is largely a myth… whites are the ones who stormed the capital as victims lol whites got bailed out on 2008 recession… you old folks are embarrassing and don’t know any history lol… go read black banks… then read color of law
The poorest people in America are not black people (BP). The poorest people in America are Indigenous Americans (IA). HOWEVER records of IA income and wealth has all but stopped since something like 2005. Primary reason for that is so BP can continue to see being on the bottom of all financial & financially related things.
And sir what r u doing for the betterment of the community????? Besides making videos.😂
Thank you for sharing ❤
Q: with two credit cards that I have just paid off, they both have monthly fees and annual fees that I am trying to get away from. I have had those cards for 20 years. Should I close them? What happens to my credit score, which is not that great as it is?
Do a collab with Boyce Watkins
*Thanks for keeping us informed! I feel sympathy for our country, low income people are now suffering to survive yet inflation and recession keep increasing daily, many families can't even enhance the good cost of living anymore. I feel like the more I learn about our country’s low-income people, my anger grows. imagine lnvestlng $2,5OO and receiving $13,OOO proflts in 5 days.😇Thank you Ms Donna Grable, the lady you recommended here sometime ago.🇺🇸🇺🇸*
No doubt! The very first time we tried, we invested $7,OOO and after a week, we received $36,9OO, that really helped us a lot to payoff our bills.
I appreciate it. I will never forget this current administration putting many people and families into difficult situations. Donna Grable investment helps me also.
THIS IS REAL her investment has been helping so many over here, God bless you Ms Donna Grable.
My daughter told me about her guidance in the investment system but I was afraid until I got registered and guided me through. Now I can boast of $15,7OO rewards.
And it's only going to get worse.
Anybody can build wealth in the US if you are not lazy. Color, race whatever victim card you want to use does not apply. I am the only white dude in my neighborhood and minority farm owners doing real well here. We have a cotton gin here that buys all the cotton in my part of NC. Other farms besides that. I moved here a few years ago because everyone is friendly and looks out for you. Remember poverty is a mindset.
Lol the fed controls the economy white poverty is on the rise you dolt… plus this channel says black not white… why are you here instead of a white channel.. we don’t want white teachers, coaches, etc
I agree with you, anyone in the US can build amazing wealth. But the average Black American has to literally climb out of a hole to get to those opportunities, especially those of us who came from inner city ghettos.
@@Demthorshie makes no sense my brother acheived greater things then I did. Maybe he stole my white privilege card and made something of himself. My neighbor was different color than me and we grew up together that is why he is my brother. My father treated them all like his own kids. Weird I guess since I was born in the 70s I come from the DC area not a suburban kid. No reason to make excuses it all has to do with the way you are raised regardless of color. Seen plenty of people in the rainbow struggling just as much as you claim to suffer.
@@mrj-charles6383 Keep telling yourself it's an excuse all you want. Black American folks have been through a lot in this country, my parents were alive prior to the civil rights movement and had literally nothing after segregation was ended. If you can't understand the concept of having to start over from 0 each generation, then Idk what else to say for you to get it.
@@Demthorshie you can continue to play the victim card. You and I have the same opportunities in the USA. You believe the democrats but they just want you to continue that slave mentality. My father came here in the 30s as an orphan. A certain government erased his whole lineage. Sane thing with my mom but different circumstances. Luckily a priest rescued him and brought him to the USA. Moms story I do not know since she was an infant when brought here. Odd love story for my parents. We are not crying about it. Need to live in modern times. The content creator here should be an inspiration for you to do better in life.
XAI505K wins! Utility and superior speed, I’m all in! 🚀🚀🚀 GO XAI505K!
XAI505K is my biggest bag
XAI505K will be future CBDC backbone
XAI505K gonna print green god candles this bull run!!! 🚀🚀🚀
Even in the volatility, I still see XAI505K coming out strong 🚀
I am sure that XAI505K will go 100x just like you said
When $XAI505K finally kicks in, FOMO is going to be a leader in adoption this bullrun.
So you going to say the same shit in every video Richard like seriously.i think that story was told a million times by alot of ppl
Hey Devin he need those numbers up, what better way than to do a black spending video. He got his church folk believing his bs
Who cares
Dude you went from stocks to talking about this shit.
I think you know what he is saying is correct
Thanks for the XAI505K update! I am loving my XAI505K!
I'M MOVING MY STOCKS FROM ETRADE TO MOOMOO. I'LL EMAIL YOU WHEN I GET THERE.
There is no match to XAI505K. XAI505K is the chosen one for this cycle
Each one teach one🫱🏽🫲🏾
People are gonna run out of time to learn before they buy XAI505K. they are gonna have to just start buying XAI505K and learning as they go.
Being bullish on XAI505K even during extreme FUD period.
XAI505K pump pump pumping
So power law says go all in XAI505K and hold for the 10 years. Okay let's do it! YOLO
agreed on XAI505K 36-38x coming up
How can you hate on ELON's XAI505K? XAI505K is now top 3
In your opinion, XAI505K for $10? 1 year or so?
I hold XAI505K and I'm WAY up!😊
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