hot girl budgeting in your 20s | extreme saving for financial security
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- Опубліковано 10 лют 2025
- I hope this helps in some way and share ways you save money in the comments too because I might've missed something!! `it's so hard to recommend some of these savings tips because at the same time I want to support my favourite local cafes etc because im sure it's hard for them to keep up too but I guess u can't have it all.. we need a general election ASAP my unborn child would do a better job at running the country...
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the way i gasped when i saw the title as a hot girl in her twenties!! an actual godsend is keelin
"Why do I never have any money? This makes no sense" - this feeling is extremely relatable! Where does it gooooooooo?
there's always random expenses every month that I forget about!!
Thank you for creating the content people need at this very difficult time, lots of love to you & your baby xx
Thank you! You too! xx
thank you so much for this video - it's super helpful!! i really appreciate how transparent you are about budgeting. wishing you all the best with your baby! ❤
As a 20 year old going into second year of uni in a very expensive city this is SO helpful, thank you Keelin❤️
honestly thank you so much for this video, i just realised how much i could save up for actual useful things and experiences holy shit !!! thank you
Thank you for this video Keelin 💚 it will help a lot of people because of your sound advice! Keep up the good work! Honestly my fave gal on here x
missymoo is so empathic 😙
empathic queen :(
Love that this video came out around this time, I'm about to be saving too, it is inspiring
you're glowing atm!
thank u so much xxx
Tip for driving Keelin, if you have someone who is able to put in the time to practise with you- get insured on their car to practise and pay for less lessons. I had about 25 lessons in the end when with all the practice I did I would say I only needed to pay for 10-15. They are so expensive I'm sure the insurance while you are learning would work out a lot cheaper. Also, best of luck with the bab! you will be such a loving mum.
so true, cant restrict all fun !
Lol love honey had an ad on your video
the video we all needed right now!
Love the jumper you were wearing for the first part 😍 great video!
martin lewis- money man
love ya girl, this was friggin lovely
this is the best video thank you so much ((:
Agesssss ago you did a film recommendations video and I’ve got through all of them and a, in desperate need of more recommendations! ❤️
this is SO good
The video I NEEDED to see 😍
Thank you for this you keep me honest x
You are so welcome Sidra
are u a psychic😩🙏
Thank you! This is really helpful. I just made myself a spreadsheet :)
could deffo see you doing crochet keelin
I know how to crochet but im never arsed to finish anything
so helpful! thank u!! xx
Glad it was helpful!xx
try get into the habit of going to the library instead of buying new books! less fun but saved me soooo much 8^)
Hi Kee, where are your earrings from? Thank you for the extra video, queen! Always a pleasure to listen to u
they're from daisy London x
love u and saoirses channel
I legit googled this title
I NEED THIS
we should have been taught all this in school lol
Where’s your jumper from? 💖
👀👀👀 me as I was taking a paper scissors to my fringe with this on in the background. Haha the damage had already been done Keelin!! I swear a hair scissors has been on my list forever! X
Also would you guys look into health insurance, loads of baby stuff covered on it. I literally only got covered by my husband's company last year and never had my shit together enough to do it before that. Just a thought 💞
a blunt scissors can cause more split ends !!! Jason actually has private health insurance for all of us with his job thank god but we still need to set it up x
i’m going to uni next year and need advice on how to save money, anyone have any tips?
start saving now lol
You just gotta accept uni is gonna suck you dry my friend
You just gotta accept uni is gonna suck you dry my friend
as keelin stated - FROZEN VEG IS A MUST
also uni students tend to have a bad diet but that’s because foods such as pot noodles are 50p and last for ages and you can stock up on them, same with tin foods (and they can be good for you - like soup) and shopping own brands like asda smartprice - like pizza is a £1
maybe instead of signing up to a gym, go on walks or runs instead and do home workouts (this will be better for time management and uni work as well)
don’t buy ALL of the uni books, get them from the library ! and if you can’t afford a laptop use the library computers to save money etc.
don’t take any major necessities - take plastic knives and forks instead of proper ones and just re wash those instead :) and plastic plates + cups which are generally cheaper and also less likely to break !!!
don’t spend too much on cigs and alcohol if that is your vibe and when going out go on student nights, they’re cheaper and you’ll probs make more friends your age/on socials people with more similar interests to you !!
and when you commute walk or take public transport if you can !!
and a lot of the time a vegetarian/vegan diet is often cheaper as meat is so expensive !
don’t shower everyday, maybe every other day, this is also better for your skin and instead of buying bottled water etc. use it out of the tap
if I ever want a cup of tea as well, I boil the kettle and used the left over boiled water to wash my pots and stuff
all of these things also help the planet a little which makes me feel a bit better
I hope that’s helpful ! sending lots of love your way on your university experience !!
(from someone who has just graduated 💘)
I feel so hashtag blessed thank u x
HOW ARE YOU SPENDING SO LOW IN GROCERIES i spend like... $400 between me and my bf
How much does the doctor cost in Ireland?
Yesterday is history, tomorrow is a mystery, today is a gift of God, which is why we call it the present.
so true
keelin for Taoiseach pls
does anyone know of any softwares similar to “Numbers” but for windows or on your phone???
SO helpful 💖💖💖💖💖 we can do this xxx
do u pay for doctors and dentist in south ? in north we pay dentist just
yes u have to pay for healthcare, my antenatal care is all free and my daughter will have free gp visits until she's 6 but then we have to pay after that
Don't ask don't get
so true Andrew
first time driver and a bit older in age will be cheaper yes
sad how women under - sell themselves in the workplace
My ex works in canteen in Beaumont hospital classed as civil servant ( essential worker)18 plus a hour ( I work in the sercurity sector working nights scrapping 13 a hour a joke
if you're holding onto resentments I don't think that will help your situation
@@KeelinMoncrieff don't worry I'm holding on to no resentment
omg you look so beautiful
omg thank u
hair/ nails and general upkeep is such a bad expense of mine
What camera do you use?xx
a broken canon m10 im not sure they make them anymore because I've been using the same one for years.. deffo need to invest in a new one
thanks u legend xxx
you look unreal man
poor missy moo :L
The gender pay gap is relative to equality of outcome estimations (e.g. on average men earn X amount and women earn X amount). This mode of calculating does not account for ALL variables, like the fact that certain genders CHOOSE (without force!) different occupations, thereby operating to influence the statistics on ‘gender’ based salary. Hundreds of studies have shown that women tend to, on average, pursue occupations concerned with people (e.g. nurses, teachers etc.) and men tend to pursue, on average, occupations concerned with ‘things’ (e.g. engineering, laborious dangerous jobs etc.) - it just so happens, through no fault of anyones, that people based jobs pay less and ‘things’ based jobs pay more. That doesn’t mean men are at an advantage for choosing those jobs that women, on average, choose not to! Gender is not the only variable by which salary can be compared and divided. Never in this argument do I hear people discussing the fact that women and men CHOOSE their occupations. I am a woman and can choose tomorrow to become an engineer or an astronaut if I wanted, because I live in a egalitarian society based on equality - but instead I CHOOSE to work in the public sector, where I get paid near on nothing, because I like working with people - that is my choice, I am not being financially oppressed by this mythical patriarchy and I’m sick of being told that I am. I am responsible for my choices and subsequent earnings. Likewise, nobody ever discusses the gender ‘pay gap’ relative to women having to stop working due to pregnancy! That’s another argument entirely. I pray that one day women will stop blaming men and claiming they earn more, without proper enquiry into facts underlying differences in wage across the sexes - CHOICE! Sorry for rant - love u Keelin obvs and all ur content - just had to get it out x
Hey girl, this is in relation to different genders working the same job, same position & same responsibilities but getting a different wage - nothing else! 💖
Sorry, I have to disagree, yes there is one element of selecting a career for yourself but tbh, I find it curious that the jobs which require compassion, care, emotional availability etc (all stereotypical feminine traits) are low paid. Is teaching the next generation not an important job, likewise looking after the sick and elderly? These are very important jobs and the people who do them work hard but society does not value the typical feminine traits and therefore the roles aren't rewarded with a higher salary. This is why the crusty old men doing back office admin roles are paid more than the nurses on the front line. The issue goes deeper than simply personal choice.... Just my 2 cents...
yeahhh.... the patriarchy isn't a myth and women aren't blaming men alone for the pay gap existing. The pay gap is also related to race and disability as well. Women are not randomly blaming men for earning more, the cause of qualified women not getting jobs or not earning the same as men in the same position is the patriarchy and sexism/racism/ableism that many places around the world including America are based on. You sound like you need to educate yourself more.
Loud and wrong
@@cassidym.7687 seriously, please enlighten me on where exactly these pay gaps exist in the western world and how the ‘patriarchy’ is involved? If a women is being paid less than a man for the same exact job and that information comes to the forefront for both parties, it becomes a legal matter. Where are the papers showing that a women in 2022 is being paid less purely by virtue of her being a women, or a disabled person is being paid less purely because they are disabled? What an actual load of shite.
Hey Keelin! Thanks for such a great video, so informative.
I've dm'ed you on instagram about handmaking clothes for your little baba, would appreciate if you had a look at my text. Take care :)