about 10 years ago I read that someone has lots of shares inherited from his father and was earning at least HKD 1million a month. He was actually a friend from my high school. From then on I was trying hard to get close to 10% of what he was earning. Not quite there yet.
00:00 本集精華
00:37 解讀「蒸魚精神」
03:00 香港做邊一瓣能做「世一」？
04:12 商鋪空置率高
05:56 初級投資者不應占手商鋪？
08:09 香港中產要2000萬先夠退休？
12:20 施永青當年的退休計劃
如果係60歲退休，兩公婆，沒有自己房产，需租私屋小單位的話，起碼需800萬方才可安心渡餘生。少于此，回大灣区，200万人仔左右就可以了！因為番禺600～700呎租金约2500人仔，是香港的八份一。
我跟你計得差不多
施先生可爱的
about 10 years ago I read that someone has lots of shares inherited from his father and was earning at least HKD 1million a month. He was actually a friend from my high school. From then on I was trying hard to get close to 10% of what he was earning. Not quite there yet.
香港有2090万資產的人估計沒有20萬人
不止，起码有50萬人！
不用猜，上年是约40萬人，今年應該低於40萬人(因為樓價估值跌左2-3成)
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施叔，咁大使呀😅？
2千萬投資平均回報一個月約6萬,有自住冇會樓,
唔係大花筒應過到中下產生活,😅
退休要多少錢才夠？其實看你對生活要求如何、認識很多對生活冇要求的長者手持 二十萬再加上長者生活津貼都完全足夠！
但如果要過富豪式生活、莫說二千萬、二億元也不夠！
唔洗交租，每人一萬蚊都夠，65歲退休，活多三十年就要360萬。
退休生活後？
人在那時走？
走前最重要？
有醫保就夠？
加被動收入？
足夠嘅年金？
何需幾仟萬？
知足者常樂！
幾多錢可以留港退休，問題這麼簡單，莫需有，只要你有生命而合適便可。有錢有勢的人當然不希望你們弱者早退休，退咗那人替他們賺取更多的財富。國家更加不容許人民早退休，答案簡單的是。
2000萬資產係一個合理嘅數字，扣除自住物業，餘下資金以5%平均回報，每個月可供支配支出都係5萬左右，要維持兩老過小康中產生活尚算可以。
冇20,000,000咪去第二度退休
平時都好鍾意聽嘅，呢集覺得好低 b
的士小巴牌價下跌幅度世界第一
施叔，二千萬係咪韓元呀？😅
講左啲係人都知嘅嘢
成q日出嚟危言聳聽，好心唔好出嚟亂鳩咁噏啦。
呢間銀行愈來愈唔負責任, 連同屈孟小姐果單, 連同子公司話養孩子要400/600萬/個, 應該拉人封鋪執晒2間
佢話理想退休生活，咁無講錯喎
2000萬當5厘息都只係每個月8萬幾，如資產入面有自住樓無息收就更少。8萬幾係香港過唔過到「理想」退休生活？可能只係岩岩好。