MONTHLY PAYMENT ON A 2024 BMW M4 Competition...
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- Опубліковано 10 лис 2023
- Let’s discuss the monthly payment on my brand new 2024 BMW M4 Competition xDrive. How much it costs and how much I pay per month and my plan for paying it off. BMW financing and smart ways to make money and invest money.
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Within the year it will get repoooo😂😂😂😂😂
I’d rather be the person you laugh at than to be a person who laughs at and hopes for the downfall of others. I hope you subscribe so you can see what happens a year from now.
I guess someone is jealous😂
Wow! You don't know this man's finances or what he can afford! The nerve of you to comment some mess like this!
Lame comment weirdo shit boo this man @ Sazonman
@@WillMotivationstruck a nerve bro 😂
Dave Ramsey would have a heart attack hearing this
2 things Will. Financing the PPF and tint is over paying for those products. Those purchases should always be done out of pocket. For wheel package setup please reach out to us. Who ever set you up gave you the wrong size. Upgrades for m4 are 20 inch in frt and 21in rear. We've done 9 in and 11in widths.
100 percent.
I’ve never even heard of financing PPF and tint. That’s wild.
@@macuser1232 In the last few years dealers have added " addendum" stickers with " packages" .People financed them all day long
I financed it because it did not matter. And was just convenient
That rs3 sitting pretty on that driveway🤤😍 The m4 has 19'' rims on the front and a staggered set up from factory for better handling purposes as stated in many reviews by lots of youtube car journalists.
I am glad to come across this video. it helped me learn a lot about my next dream car and the payments i will be making. however this BMW M4 is a dream car and i was curious to see videos of it and come across your video. i used this as a sources of advice for a young adult that love luxury things... i hope everyone else learns from this or get some takeaways.
This dope man, I appreciate the transparency. It really gets my expectations in line for what’s needed to own something like this. It’ll happen soon enough. Congratulations on the sick cars!
Appreciate that
paying monthly installments means you don't own it. people confuse ownership with financing.
Love you guys and appreciate you for watching!
Why monthly payment can you tell me
Yo will im 19 and i wanna be a millionaire by 21 do you think this is possible if so how, im currently working at nissan selling cars to learn sales skill but i wanna start my own business and work for myself
F8 spider right?
Yep
Hehe why do you want to be a millionaire by 21 ? I mean sure it’s possible but not easy. It took me probably ten years to get to millionaire status in net worth. You’d have to start a business for sure and it would have to do serious numbers. What to skulls do you have that can make money? If you don’t have million dollar skills or a million dollar product that’s where you have to start
I have that exact same spec on my M3. You also have the executive package with includes remote start and the upgraded audio.
My Wrangler 2016 w a supercharger, all sorts of upgrades on 35's spent about the same.. it's paid off.. and that is a dang sexy BMW.
The 2-tone stock competition wheels look so good already. Even better than the aftermarket ones her imo...I always make the dealer ceramic tint my windows for free to close the deal also. They robbed you on that PPF. For me doing all the individual upgrades is part of the fun. Sounds like you you just want it done at once, and don't mind paying a premium for that luxury. Enjoy the ride all the same brutha.
I was showing thanks to the dealer for getting me the car so fast
I would so consider one of these. ❤ awesome choice and welll made machine. Only bmw I ever owned was a 95 530i V8 it was fun.
I love this car but if im buying any car for 109k I would probably be getting a C8 with Z51 package fully loaded. That's just what i would do but this is still a SWEET car. Love the m4 Thanks for sharing.
>$100k for a brand new car or you can buy a 22' with
Some people want new, also the interior on the 24 is updated.
Need to get a stop down polarizer for that camera. Great vid though. Sick car.
Can’t believe these things have gotten that expensive. Last BMWs I bought were F83 M4 Competition and F85 X5M (2019), paid $160k combined for both.
Ha, I did something similar F87 M2C and F86 X6M for about $115k (both were 2019). I love having those two very different driving experiences. M2 is manual :)
This is like looking at a mirror lol.. I picked up my '24 M4c xDrive last week, total price was $105K and I financed 100% of it through BMW FS with a 60mo loan @ 6.29% interest. Credit score was 826. My payment is $2052! I invested $125K cash into $JPST to completely offset the interest. I work a commission only job and would like to keep my capital high instead of sinking a lot of cash into a car right now.
Smart man 👍🏽
What’s JPST? JP Morgan? I have a ‘23 M3C Xdrive and my payment is $1048 a month. Car was $101k.
That's hella crazy but I guess if you're paying it off early the loan doesn't matter quite as much. Super nice car though.
I like your car content. I really enjoy your videos. I want to see more. Educating me alot my brother. Thank you so much.
More to come!
Real motivation for me my boy 🔥🔥🔥
love this bro bro!!
If you are not making at least 500K a yr, you cannot afford this vehicle. the insurance alone would be crazy .
Go to a credit union and apply for a car loan urself guys. The dealership adds on extra interest and pockets the rest
My eye caught the difference in wheel size right away, I’m happy you explained it, that’ll bother me too.
Looks wayyyy better now with 20s all around
This car looks amazing. I would not do anything to it. No changes. It’s perfect the way it looks. Expensive car. In general, car nowadays are super expensive. My advice to anyone is own a home before you spend a ton of money on a car.
Everyone has different situations. If you're renting a place and can afford it then go for it. You DONT need to buy. Everyone thinks you have to do it where it's just not always the case
@@IcarusFallz that mentality will keep you poor and working till you die. Put your paycheck into something that will appreciate, not a high car payment.
u can just get into high payout races with these whips atp , my 17 yo friend got a m3 and paid it off with race money
Thanks for that. This should not be a hot take, but nowadays it unfortunately is. While it may not be as fun to do in your low 20's, it will definitely pay off big if you just have some patience.
Makes sense, however here in cali we have homes from 50-60ties in not very desirable areas going for 300+. That thing is money pit and in another 30 yrs probably will be due for demolition. In today prices and interest rates it makes sense to rent and see later what’s up.
The exposure on your camera is too high bro. Need to mess around with your settings to make the quality better 👍
The interior is 🔥!
Definitely a Sick BMW!
If he has the job to support his spending habits, more power to him. If he can't, it is none of my/our business.
Facts.. did they miss the rest of his garage?? 😅😅
He makes it other people's business when he makes a video for the world to see.
@@PAIDFOR50 And it is still his business. Jealous?
@@fredeb67 No sir! Never jealous of anyone who owes money to a bank. I own my home and cars 0 debt. Not sure why this nonsense even came up on my UA-cam page. Clicked off as soon as he mentioned payments.
@@PAIDFOR50 Lmao tough talk for a keyboard warrior
Anyone else looking at his landscaping, property, home and potential build of his garage set up over the cars? I see nothing in the comments about that. Guess some of us are on different levels. 🤔 Gorgeous Garage bro. Looks like the east end of Long Island. You gotta be on the island.
Thanks. I’m down in ohio.
Much Success ✊🏾
Hey, Will when you show your cars show everything especially the engine compartment, I would love to see that
Will do!
that wheel/tire combo is fire
Thx
Beautiful car, I think the only option you forgot was the M carbon bucket seats, it’s a 4500 option.
Eh the seats aren’t for everyone fitment wise. With that being said, they look amazing. Wish my back wasn’t so wide.
sounds uncomfortable
@@DylanPompait’s very comfortable and keeps u in place on sharp corners
I own a 2022 G80 M3, xDrive everything on it minutes the bucket seats…. I pay 900/m….. 😐. I’m so Deang glad I got mine on 2021 😮💨
I've got this new mountain bike I'm gonna make content with. Got it for $97 at Walmart. Crazy mods on it. Got a reflector under the seat so I don't get run off the road from behind. Thinking about trading it in for an M4 BMW like you got. Wondering what my trade-in value is for it. If they give me at least $80 for it, my payment might be around $3,900k/month with a 18% interest rate. I'm getting there, bro! Baby steps.
Beautiful BMW bro! Check the brightness on ur camera tho lol needs adjustments
Ok will do
Jesus, 400 more is my mortgage on my 500k home but I'm sure youtube and whatever else you are doing helps with that. I still let out an audible gasp lol. Love the car bro!
Perfectly built. Them wheels are sick two 👍🏾
Appreciate it!!
Love to see this bro
Great video verifying informative. Your wheels on your M what color are they?
Brushed bronze
beautiful car, love the options. What do you think of their top dog the m8 comp? Im a big fan of coupes.
Love it. Check out this video: ua-cam.com/video/rdfZhoV1WRc/v-deo.htmlsi=9lzjM7ohpE7lwILm
@@WillMotivation Just checked it out appreciate it, his interior looks similar to you. Both dream cars
All of the interest on auto loans are is front loaded, so you will pay most of the interest during the first 2-3 years of ownership.
Was that one option u didn’t get the carbon bucket seats. Ngl that on my priority list when im shopping for mine
This man has some nice cars!!! Congratulations on the new BMW.
Thanks!
LOVE THE BMW CONTENT!!! LOVE THE CARS!!!
Seen this in black and it looks scary! 🔥
When i own a m4 g82 I would pay the car fully without any car payment. just insurance like how I got no car payment on my infiniti 2020 luxe 3.0t I only pay 450 for insurance
6.2% is what I got on my 2024 Camry Se with my credit union and I have good credit. The dealership wanted the opportunity to match the rate. When I showed them they couldn't come close.
Is the front tires thicker then the rears? I never seen that looks before. Just edited this post, should have watched the whole video first before I posted a comment lol. I saw you addressed the wheel situation lol.
Just ordered new front wheels
Good for you! Beautiful BMW
Will, new to the page and love the content as well as the car. Considering either this or the M3. must ask you though: what's insurance on the M4?
Man it wasn’t cheap. Like $180 a month
180 a month? What is your deductible set at for that price please?
I was expecting more? $180/month is a 6 month premium of $1080!
Love ur channel bruh
Thank you!!
thanks for the tips man, i’m in the market to buy m3 Xdrive comp
Good choice bro
next time a credit union for better interest rate
Navy fed 4.5-5% right now
You doing amazing things brodie
Thanks bro
Hi, nice vid! Couple questions for you sir. I’m debating between getting the M4 or the RS3. Which is the better car overall in your opinion? Also, I noticed you didn’t put much down payment. Is there a reason for that? I’m also debating whether or not putting a bigger down payment is the way to go or keep it low as possible.
I am also on the fence between m4 and rs5.
As to money, he said he would pay it off in six months. Thus bank gets only small interest on this loan.
M4 is better overall but the rs3 is a sexy little car that I loved but honestly the m4 does almost everything better
$700 for window tint?....wow
What does the value( depreciation) of these look like after 4-5 years?
By the way...I used to patronize this BMW dealership when I lived in Columbus Ohio. I used a have a BMW 7 series that I bought CPO. It was about 4 years old when I bought it
Didn't want that m5 while u was at it? 4.4v8
@willmotivation Hey love your content, I just got an M4 Comp xdrive myself. I was wanting to get some more carbon on mine, did you install that yourself, or where did you go to get it done?.. thanks!
Definitely check out the BimmerPlug link in the description of the video for my discount code. But yea some of it I did myself and some by the dealer. Mostly the dealership
3:30 with your white hat and the sky being so bright it look like the top of your head was invisible 😂
🤣🤣🤣🤣
hi will, can you please share which tints these are and the percentage? thank you.
Ceramic 30%
Super awesome line up!
Thanks bro
hmm my 2023 comp drive is only 1200 a month 0 down. def wouldn't pay 1k more for screens I don't even like
BMW has hit a home run with the M4..
Them things are ugly. M3 is much better
Nice collection...I was never a fan of the front end of the BMW M4....grill seems way oversized, but that seems to be the trend on many high end luxury cars.
Dont forget the 500-1200 car insurance 😅
Never finance a auto loan through a car dealership. Credit Union rates are about 1.75% points lower. Your rate is actually higher than 6.2 percent. The true cost of the loan is determined by the Annual Percentage Rate. (APR). So you are effectively paying more than the 6.2 percentage points. It's a simple interest auto loan and a smart idea to pay it off early.
Very nice car, Will. But why Finance the add-ons like PPF, effectively rolling it into the the principal as opposed to having it done after the purchase?
Never finance a car ever. Pay cash for the car or learn to live without it.
Great video. Beautiful car, and color.
Thanks!
Congratulations on your new purchase ! I'm planning to get one a these but I would put down a 60-70% loan on it so my monthly payments won't be so high , tryna still save for other investments you kno !
Dark interesting colors really make this car. Love it
That is a disrespectfully high payment AND interest rate sheesh. I knew it would be about $105-109k because I build mine with fully loaded every time and it always comes out to around $105k lol
Loses half the value in 2-3 years. Assuming you keep the miles low.
Dayum bro haha my 2024 m4 competition xdrive is 1700 per month 🥶. We gotta pay to play bro lol! my payoff amount right now is 103k i just got it in October. The rates now are ridiculous bro i was in the low 6% as well. A few years ago like you said we woulda been in the 2s smh.
I’m gonna pay mine down to like $50k balance for now but car is sick!
It is man I'm so in love with her. Mines is black with interior just like yours but orange. A true beauty. Yeah I plan on paying it down before giving them that interest as well but maybe in a year or so I want to put that money in more real estate first haha 😅🤝👊.
hold onto the front wheels, I may get them if the price is good😁
Email me bruh. I got them ready. Get@willmotivation.com
This is the car I am striving to get. But when he said the monthly payment I think I'm fine with my 435i hard top convertible
gotta pay to play it seems, especially for new cars. I'd wait a couple of years and you should see some decent used prices (that's what I'm doing :D )
Yea my 435i coupe is 457 a month, bought in 2019 and paid off this may 2024. I cant imagine 2000 a month lmao
Listen. Avoid the haters. You do you. You picked well. Your life and finances are yours. I choose very nice cars - sometimes beyond what I should and I am 53 and make a good income. I get the pursuit and the love. I like your channel.
Thanks bro
you need an nd filter for your camera asap the highlights are way too blown out
Thanks for sharing this information! I’m saving for the m3 and honestly the interest rate is the most demoralizing portion. Have you heard or seen anyone get less than 5% with tier 1 credit?
Oh yea before the rates went up. They’re just high right now.
Not unless bmw has special interest rates listed on their site if you finance through bmw. If they dont then 6-7% on a 60-72 month loan is pretty standard nowadays
Id wait a few months cuz the Fed is considering rate cuts later this year
829 fico here. 6.49 was the lowest rate through a credit union. Best advice is buy within your budget and pay it off as soon as possible.
@@drcasper hey! Thanks so much for your experience. Yah I decided im going to be smart and just save until I can pay in full. But thank u so much it’s nice to get some feedback p
That's about right. Mine was like 101k and then with the tax, 108k. I have an M3 Comp though. Dravit/Orange/carbon interior. Love it. Not everyone likes the carbon buckets in the m4 because they've had problems with them so you probably did the right thing. I guess the seat back isn't as sturdy or something, or maybe the owner was too fat lol. In my m3 they are solid. It's an expensive car, and then in the state I live in, the insurance is ridiculous even with no tickets/accidents, so if you were totaling in everything financed over here per month, it would probably be around 2300-2400 a month. I pay my insurance in full so I get a few hundred off that though. I ended up paying cash for the car too because it was someone else's build they backed out of, it was in another state and I wasn't waiting for it. LOL I have no regrets. Your color was originally what I wanted with red inside, but when I saw mine, I had to have it because of how odd it was. I don't even look at other cars anymore. I'm really happy. You can't go wrong with the m3 comp or the m4 comp. They're just excellent all around.
Congrats man that’s awesome
23yrs old all I wanna do is grind and make enough money to afford a M4 Comp goal is before 30 but idk how people do it 🤦🏾♂️
Look up high paying skills bro.
his car payment is more than my mortgage and possible a 2 bedroom appartment in a nice neighborhood. Gotta have a talk w Ramsey Show
Haha
That’s that man’s money… he can do watever he wants with his money.. it’s his life… stop pocket watching !
Yeah, but it all depends on his income, too. If he makes good money (which it seems he does), then he can go for it. Now if he was struggling to make his mortgage payment due to the car loan(s), then yeah, I would agree he needs to get a cheaper car.
I really need to ask this why is everything in the u.s on monthly payments??? Its crazy as a dutch i dont get this.... work and buy your shit instead of monthy payments....just wondering why this is...please explain
Depends on the person you ask.
I never paid that for my house and two cars per month. Insane
Nice video with open transparency. Seems like most are leasing for 1200-1700. I feel like if anyone can’t figure out how to calculate payments on this car they should be looking for something
Hehehe true
What back rims are those? Ty
Congratulation or your new car. Was the dealership open to negotiating the price of the M4.
Nahhhh it was special ordered
Wow I remember watching that lambo video 7 years ago 😂. And stumbled across this . If someone is a millionaire do it . 6 figs na
No tinted glass?
Brother I hate to say it but they got you with the dealer mark up. This was on the showroom floor correct?
Nah. I ordered it. No mark ip
hey Will . planning on buying a used caddy ATS coupe for about $16-19k . gonna put $8,888 down nd finance it over 3 years . but then ima try to pay it off early nd turn around nd trade it in + put another $8,888 down on a $30k ct5 . does this sound smart ? or if i can financially afford it ill have both .. i pay my bills with legal money but i make a lot with the dirty money .. im still young so still in the process of building real assets
My best advice would be to learn how to make it all legally no dirty stuff. Getting locked up ain’t where it’s at my bro. But other than that sounds like a good plan as long as you’re covering all of your other bills and saving some money and investing in yourself and your skills
@@WillMotivation appreciate it bro . goal is to defintely retire from the dirty stuff . trying to figure out what business im actually capable of starting successfully . the trucking industry seems manageable but im worried about saturation . i know i can use my ad skills to run a good pressure washing business , but im not sure how well i can scale that and i will consntantly need new customers . then theres renting jet skis which could be lucrative but i may just be shooting myself in the foot with that .. plenty of great businesses out there but its not easy figuring out which one youd actually be most successful with .
I was looking at the front wheel like what’s going on
Beautiful spec bro
Appreciate it
Bro we appreciate you bringing us with you on your journey
Why’d you pay for the dealer paint protection? They overcharge for inferior products. Also assuming price for tint you didn’t go ceramic? Why?
I did ceramic yes. And I did the dealer options just to say thanks for getting me the car amazingly fast
Amazing Car. Man I wish I had one. Just curios what does BMW stand for?
Bavaria motor werks…it’s a simple google search
Wait, is that an RS3 in the driveway? I tried getting one of those around 4 months ago and they wanted $20K over sticker. I walked across the street and got a CLA 35 instead, but I still think about those- mean car. Great looking M4 by the way, nice move.
should've opted for a cla45 lol
Guess I'll be stuck in my e46 forever. 2k...damn
out in the streets they call it murdaaa
Awesome looking car bro!!
Appreciate it!!
Hi Will, you are awesome, love you..with that said 😮...you could have gone another $25k in options..you skipped the CF buckets ($4700), the Carbon Ceramic BBK ($10k) and the god awful M Performance exhaust for ($8k)..so pretty easy to go $130k on these. I have a 23 M3C and a 24 M3CX Individual in the pipeline now. And no, i skipped all that shit too..😅 the CF Buckets do look amazing..but at 57 years old..nope😊
Buckets are not comfortable not a lot of people that buy these cars track them lol 😂 but buckets help with resale value
🤣🤣🤣 I’m with you and excellent point !!! I forgot those options
Gd lookin ride enjoy it!
Thanks, will do!
How do you get around the credit hit for paying off a 60 month loan in a couple months?
Usually no hit for paying them off
Credit hits like that are usually short term.
Well...
I own a high end rental fleet and 2k is insane.
I had a GLE 53 AMG for 110 and i was playing 1700.
My lease are up and ill probably pull out about 10 more cars.
Im definitely adding the new X7 a macan GTS, and a x4m comp.
Since theyll make me money they are free for me!
Really doesn't make sense paying for these because of the depressiation.
I was thinking the same. Here in LA everyone Leases these only. Never purchasevyou lose $20k first year Easy
@bikefax8177 he is a real estate investor so there "might" be a possibility he can write off depreciation the first 3 years of owning the car if his company bought the car.
There's no way I'm paying 2k a month for anything waste of time and money especially on a car the speed limit is 60 mph drive a camry