I raised $82k and Claudia Ann Brandon is to be thanked. I got my self my dream car 🚗 just last weekend, My journey with her started after my best friend came back from New York and saw me suffering in dept then told me about her and how to change my life through her. Claudia A Brandon is the kind of person one needs in his or her life! I got a home, a good wife, and a beautiful daughter. Note!:: this is not a promotion but me trying to make a point that no matter what happens, always have faith and keep living!!
Officially DEBT FREE today ! Single social worker- $83,000 paid off ! Student loans, personal loans and car loans. I started watched Dave Ramsey in December of 2022 and started the steps in January- it’s been two years of heavy tears and hard work- thank you Dave and Ramsey Solutions! Pick your hard
I'm forever grateful that my parents paid for my college. I was able to figure out a way to save and pay for one year. That gave me money to buy a used car when I graduated. I wouldn't let my daughter go out of state as she could get the same degree in state. She benefited from graduating debt free. She wasn't happy at the time but was happy to have zero student loans.
I followed Dave Ramsey‘s program and my husband passed away but I paid off $28,018 in debt. My car is paid for my bank loan is paid for my credit card is paid for now. I have zero debt and I buy myself so I don’t plan on going into that again. I appreciate all the work that you do. I stayed the course and this was October 24 of 2018 the same year that I decided to lose 80 pounds got rid of the debt and got rid of the weight. I’ve never told anybody like that before but oh well🎉
Thank you for doing this show. I have struggled with debt (living above my means) since 2014 I used to have over 10k in credit card debt and now I am down to 3.9k After that I will have a 9.5k car loan and a 42k student loan (ouch) Your videos give me inspiration to keep moving on Having my $1k emergency fund makes me feel so good :) Thank you for the work that you guys do
Re: college- both hosts made great points. Minimum wage compared to total college cost since I went to college (1987-92) to now (2022-26) demonstrates that I can’t expect my kids to pay for their school the way I paid for mine. BUT only help them if your retirement is covered. I don’t want my kids to have to take care of me in my elder years.
That gal with a boyfriend that had to take custody of his niece, smells like a disaster in the making. They all sound like codependent unwell people. Rachel spoke very well and to the point.
Missed the boat on Jana's call... Minimizing the hurt she's feeling... They are weeks from the best celebration ever and he goes and takes a crap on it. As if she needs to find a way to cheer him and his stupid truck purchase on.
Diego - pay off the house and cash flow college when it comes. It's amazing what you can afford if you have no debt and a paid-for home. No one has ANY idea right now how going to college is going to change in the next 20 years.
Stupid bill is what they should call him. Why not give them help now that you have over a million no I tell you it's not even his inheritance he's such a hater and punk. Give them all 25k each and call it a deal 100k out of over a million come on man this guy got my blood boiling but thanks to our host Rachel she believes it right to help now life is too tough not too ❤❤❤❤🎉🎉🎉
Honestly I couldn’t believe what I was hearing, at first I thought I heard wrong the inheritance amount. If they don’t give a good amount now the children will resent their parents in the end no doubt. I’d give a good amount and suggest them to consider follow Ramsey steps. Then, would be on them to make most of it. I read the book and though I don’t agree with everything, I wish I knew about this earlier, that I had thought about it earlier. Life is short, between 20 and 40’s is the time to do all you can but we are trapped into this system giving our best years to keep the economy engine working. We need to teach our children a different way to live.
I'm not sure if Ken is right about the job market. I was let go this past May after working for 1 company for 19.5 years and I still can't find a job. It's rough out there but maybe other people have had different experiences.
He is saying that there is a lot of work out there. It may not have an open in the specific career that you were in. You may have to work at a random fast food place for a while while you send out applications to all the places that bring you back to your career.
Jana's call about the truck - No, Rachel - it's not that she's not being listened to. Maybe he's not being listened to. How much is SHE the controller and does SHE always get her way? There's more to this story - I can't believe she is calling in with one side of the story and weeping. It's not that much money for what he makes. I don't think Ken is right when he says the husband is clueless. I think he thinks it's his turn now and he can reward himself for working hard with this truck. And she admits she has shown NO excitement over what HE wants, too. And I don't think most women understand the "car thing" with some men. She ought to be glad he's such a good provider - a LOT of women would like to change places with her - and if she's not careful, one day one will. Be glad it's a truck and not another relationship or he's sitting in a bar getting wasted every night. If you can't have what you want, sometimes it's good to want what you have.
Jana from Phoenix, I feel as though you have definitely misunderstood your relationship with your husband. Doesn't sound like a dream team to me. Im sorry youre dealing with that. I myself am a husband, and I can tell that this is a major red flag, and I feel your marriage is in trouble. Get couples therapy, your relationship is probably more rocky than you think. You believe you have a great marriage and relationship, but I dont think its as great as you think. No way in a healthy marriage would you make a purchase this big against your partners interest.
I love it when Rachel tells the callers who are in relationships with immature partners: "we need to handle this situation like mature adults..." I picture the caller citing Rachel's words to her partner and the partner saying, "right, let me first finish this video game, then we can talk. Now go and fix me a bowl of Cap'n Crunch with chocolate milk." Sad, but a very likely scenario.
Retiring this year, $82K biweekly, this video reminds me of my life in 2023, you have really inspired me in so many ways!!!!!💜
I'm feeling really motivated.
Could you share some details about the biweekly topic you brought up?
I raised $82k and Claudia Ann Brandon is to be thanked. I got my self my dream car 🚗 just last weekend, My journey with her started after my best friend came back from New York and saw me suffering in dept then told me about her and how to change my life through her. Claudia A Brandon is the kind of person one needs in his or her life! I got a home, a good wife, and a beautiful daughter. Note!:: this is not a promotion but me trying to make a point that no matter what happens, always have faith and keep living!!
Wow 😱 I know her too
Miss Claudia Ann Brandon is a remarkable individual whom has brought immense positivity and inspiration into my life.
Can't imagine earning $85,000 biweekly, God bless Ms Claudia Ann Brandon, God bless America 🇺🇸 ❤️
I started my trade with $5000, and in the of one month I got credited with $22,000. It remains my biggest win for the year 2024
Officially DEBT FREE today ! Single social worker- $83,000 paid off ! Student loans, personal loans and car loans. I started watched Dave Ramsey in December of 2022 and started the steps in January- it’s been two years of heavy tears and hard work- thank you Dave and Ramsey Solutions! Pick your hard
Bring the whole episodes back to you tube
I'm forever grateful that my parents paid for my college. I was able to figure out a way to save and pay for one year. That gave me money to buy a used car when I graduated. I wouldn't let my daughter go out of state as she could get the same degree in state. She benefited from graduating debt free. She wasn't happy at the time but was happy to have zero student loans.
I followed Dave Ramsey‘s program and my husband passed away but I paid off $28,018 in debt. My car is paid for my bank loan is paid for my credit card is paid for now. I have zero debt and I buy myself so I don’t plan on going into that again. I appreciate all the work that you do. I stayed the course and this was October 24 of 2018 the same year that I decided to lose 80 pounds got rid of the debt and got rid of the weight. I’ve never told anybody like that before but oh well🎉
Thank you for doing this show. I have struggled with debt (living above my means) since 2014
I used to have over 10k in credit card debt and now I am down to 3.9k
After that I will have a 9.5k car loan and a 42k student loan (ouch)
Your videos give me inspiration to keep moving on
Having my $1k emergency fund makes me feel so good :)
Thank you for the work that you guys do
Re: college- both hosts made great points. Minimum wage compared to total college cost since I went to college (1987-92) to now (2022-26) demonstrates that I can’t expect my kids to pay for their school the way I paid for mine. BUT only help them if your retirement is covered. I don’t want my kids to have to take care of me in my elder years.
I love you all, great inspiration to my financial future
I love this duo.
That gal with a boyfriend that had to take custody of his niece, smells like a disaster in the making. They all sound like codependent unwell people. Rachel spoke very well and to the point.
You two rock!
caller 1 - 01:45
caller 2 - 10:35
caller 3 - 23:50
caller 4 - 44:20
caller 5 - 49:05
caller 6 - 54:30
caller 7 - 58:55
caller 8 - 1:05:05
caller 9 - 1:16:20
They inherited 3.5 million and he doesn't want to give his children one penny. Just wow.
Bring the full episodes back to Podcast and UA-cam!
A gift is a gift no matter what the amount
Missed the boat on Jana's call... Minimizing the hurt she's feeling... They are weeks from the best celebration ever and he goes and takes a crap on it. As if she needs to find a way to cheer him and his stupid truck purchase on.
Mid-life ME,ME,ME crisis and my wife’s feelings be damned. Feel sorry for her
@@PrincessLolly1 Seems to me it's the wife who is me-me-me and the husband's wishes be damned.
Diego - pay off the house and cash flow college when it comes. It's amazing what you can afford if you have no debt and a paid-for home. No one has ANY idea right now how going to college is going to change in the next 20 years.
Questions for Rose. How did her boyfriend “unexpectedly” get custody of a niece while making $20K and keeping custody with a full relapse???🤨
Kel is not on baby step 7 she needs to pay off 101k of her own stay property first
And is not investing 15% for retirement
They're dressed like Steve Jobs. I just about expected them to announce the next iPhone release.
🤣
Stupid bill is what they should call him. Why not give them help now that you have over a million no I tell you it's not even his inheritance he's such a hater and punk. Give them all 25k each and call it a deal 100k out of over a million come on man this guy got my blood boiling but thanks to our host Rachel she believes it right to help now life is too tough not too ❤❤❤❤🎉🎉🎉
She should leave bill and leave him broke
Honestly I couldn’t believe what I was hearing, at first I thought I heard wrong the inheritance amount. If they don’t give a good amount now the children will resent their parents in the end no doubt. I’d give a good amount and suggest them to consider follow Ramsey steps. Then, would be on them to make most of it. I read the book and though I don’t agree with everything, I wish I knew about this earlier, that I had thought about it earlier. Life is short, between 20 and 40’s is the time to do all you can but we are trapped into this system giving our best years to keep the economy engine working. We need to teach our children a different way to live.
Let go, Rose -- Let Jack go.
Probably vacationing in Hawaii, NOT using airline miles to get there and feeling better than h deserves
I'm not sure if Ken is right about the job market. I was let go this past May after working for 1 company for 19.5 years and I still can't find a job. It's rough out there but maybe other people have had different experiences.
He is saying that there is a lot of work out there. It may not have an open in the specific career that you were in. You may have to work at a random fast food place for a while while you send out applications to all the places that bring you back to your career.
@@holeshot862Target, fast food, grocery stores and convenience gas stations are always hiring.
What field were you in?
@@holeshot862 that's true and makes sense, thank you!
@@snacpac5031 I worked in Accounts Receivable/Billing.
Jana's call about the truck - No, Rachel - it's not that she's not being listened to. Maybe he's not being listened to. How much is SHE the controller and does SHE always get her way? There's more to this story - I can't believe she is calling in with one side of the story and weeping. It's not that much money for what he makes. I don't think Ken is right when he says the husband is clueless. I think he thinks it's his turn now and he can reward himself for working hard with this truck. And she admits she has shown NO excitement over what HE wants, too. And I don't think most women understand the "car thing" with some men. She ought to be glad he's such a good provider - a LOT of women would like to change places with her - and if she's not careful, one day one will. Be glad it's a truck and not another relationship or he's sitting in a bar getting wasted every night. If you can't have what you want, sometimes it's good to want what you have.
You can't gift over a certain amount each year without paying taxes.
The amount is $19,000 per person in a married couple so a total of $38,000 a per child
Two credit cards and never carry over a balance
Me, too - but more cards than that. I just wait for the purchase to post and then pay it off right away.
Funny you ask....consider having guests.
3 years lol too funny .
Its nothing else but laziness
You don't want to put up for a 529 for your child. You silly. If you are going to pay for it yourself you may as well get the interest.
Jana from Phoenix, I feel as though you have definitely misunderstood your relationship with your husband. Doesn't sound like a dream team to me. Im sorry youre dealing with that. I myself am a husband, and I can tell that this is a major red flag, and I feel your marriage is in trouble. Get couples therapy, your relationship is probably more rocky than you think. You believe you have a great marriage and relationship, but I dont think its as great as you think. No way in a healthy marriage would you make a purchase this big against your partners interest.
I usually can't stand Ken but he and Rachel have amazing comic chemistry in this episode! Maybe I just don't like him paired with the other hosts.
Dave Ramsey’s entire family voted for Trump. Don’t forget that.
Millions of Americans did too - the downfall of our democracy is upon us.
Nobody cares who voted for anybody. We all know that voting is inherently stupid. Who that vote is for is irrelevant if they were dumb enough to vote,
So what? You do not need to agree with his choice. The advice he offers has helped people regardless.
And???
I love it when Rachel tells the callers who are in relationships with immature partners: "we need to handle this situation like mature adults..." I picture the caller citing Rachel's words to her partner and the partner saying, "right, let me first finish this video game, then we can talk. Now go and fix me a bowl of Cap'n Crunch with chocolate milk." Sad, but a very likely scenario.
Rachel thumbs down..
I’m not very fond of Ken. Has an attitude.
The personalities are present for a reason. You need a Ken, John, George, Rachel, Jade and Dave.
@@mrheyz Nop no George and no Dr and this show would be way better
Can you say that about George and Dr. John why please be safe Pacific why?
Please be specific why do you say that about George and John that you don’t like?????
Kenny is like doing a job he does not enjoy hosting a show...he is not a quick thinker and eloquent speaker