Car ownership cost me a LOT of money. I'm done.

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  • Опубліковано 4 лис 2024

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  • @IWouldLikeToRemainAnonymous
    @IWouldLikeToRemainAnonymous Рік тому +348

    You heard it here first ladies! Alex is looking for a girl to settle down with within the coming 8 years and she ought to love biking and be willing to adopt 3 teenagers who aren't even Alex's.

    • @humanecities
      @humanecities  Рік тому +85

      It’s the most concrete plan I’ve got for my life!

    • @IgoTan
      @IgoTan Рік тому +45

      And it comes with an ebike!

    • @zachz96
      @zachz96 Рік тому +7

      If I had to have children, I would adopt. There are too many homeless children in this world to be pooping out more of them. Also, women with a history of pregnancy is a deal breaker for me.

    • @AlignmentCoaching
      @AlignmentCoaching Рік тому +11

      @@zachz96 vasectomy. That’s the best way to protect yourself.

    • @timmygoldstein
      @timmygoldstein Рік тому +1

      @@AlignmentCoaching "protect yourself"

  • @SquozeLemons
    @SquozeLemons Рік тому +253

    Fun story:
    Applying for disability Social Security in the US is a long, expensive process. You basically always get denied and have to appeal to prove that you're "really disabled." Often people have to enlist the help of an attorney who specializes in Social Security to get their application approved.
    But you know what really fast-tracks an application, attorney or no?
    Losing your ability to drive.
    The Federal Government just casually accepts that if you can't drive, you can't participate in American society.

    • @humanecities
      @humanecities  Рік тому +40

      That's WILD! "Oh my goodness!!! You don't drive?!" *calls ambulance*

    • @Demopans5990
      @Demopans5990 Рік тому +6

      So you're saying that if I say my car don't work due to ....

    • @jimthain8777
      @jimthain8777 Рік тому +26

      @@Demopans5990
      No, it's not the car that has to be broken, it's you. For example you have epilepsy and could have a seizure while driving.
      That makes you a "danger" to other drivers and thus disabled by default.
      The fact that many so called able people could black out from alcohol addiction while driving....
      This is why the world is harder than it needs to be for disabled people.

    • @Demopans5990
      @Demopans5990 Рік тому +4

      @@jimthain8777
      Well, I'm blind asf without my glasses, so might be worth keeping in mind...

    • @UVIcki
      @UVIcki 11 місяців тому +6

      ​@@Demopans5990I am too but because I had to keep interrupting my own career to take care of other people who are disabled I no longer qualify for disability. This country punishes both disabled and caregivers.

  • @orestvoloshchuk6834
    @orestvoloshchuk6834 Рік тому +218

    The incredible thing is, this is on the very low end of car costs. The car seems to be about as cheap and reliable as you can get, and reasonably fuel efficient. Your average Canadian can expect to pay 2-3 times more.

    • @humanecities
      @humanecities  Рік тому +50

      Wild right?! I used to work at a dealership, and some of the payments I saw people sign on for... wow.

    • @autismworldtravel
      @autismworldtravel Рік тому +14

      Yes, I’m in the USA in the Midwest, and these estimates are still cheap. Most people here in Ohio spend way more than that.

    • @Narinjas
      @Narinjas Рік тому

      ​@@humanecitiesI wish to know what a comparison cost from this car 7 years data, to the new Volvo EX30 (but fueling the car trough a massive amount of solar pannels rolling back the power meter usage to negative in the summer, and using that "negative" of power in the winter), for the next 7 years, but the total calculations need to ve adjusted for inflation (a calculation you didn't do, also inflation went crazy after covid and because of RUSSIA, so prices went way up, past the minimum living wage of the "past few years before covid")

    • @robertgray4769
      @robertgray4769 Рік тому +3

      This depends on where one lives, I drive around 38 miles a day on average. I live in a metropolis area in Mississippi, and a good many like to drive these big expensive pick-up trucks, I drive a mid-size sedan, a late model Buick v6 and I hate parking beside one of these trucks, it is like parking next to a wall! The reason I drive a mid-size car is because one does not have a chance if one of these trucks hits a small lightweight vehicle. With this wild mania in the US, a lot of people are not being mindful and using good judgment! And owning and using cars & pick-up trucks is definitely one of these! Not long ago, locally we lost a family of 4 including their small children when their Rev-4 (Toyota ) broke down on the highway and a single older gentleman driving one of these large pick-up trucks just plowed into their car!

    • @keepitreal2902
      @keepitreal2902 Рік тому

      Agree. My car costs me way more than that. This is an ad for Toyota 😂

  • @frankshattuck1975
    @frankshattuck1975 Рік тому +161

    I live in a central Texas town of 40,000 and I sold my auto and use an E Trike for all my transportation needs. It saves me $400 monthly. Being 80 yrs. old and on SS that is one helluva raise. I lived many years in Colombia and never needed a car because of cheap public transportation.

    • @humanecities
      @humanecities  Рік тому +23

      Those etrikes are pretty sweet! I’m glad it’s allowed you to save so much and continue getting around!

    • @robertgray4769
      @robertgray4769 Рік тому +2

      Good for you Frank, I have thought about getting an E-Trike, I love biking but right now my balance is off, If I can get everything worked out I am going to make a change in my lifestyle, get away from the car, get a dog and live in peace!😊

  • @richardbennett4365
    @richardbennett4365 Рік тому +57

    It's why my stepmother called her automobile an "expensive convenience."

  • @piccalillipit9211
    @piccalillipit9211 Рік тому +41

    4 Years ago I moved to a 15 Minute city and sold my care - never had as much free cash as this in my life - OH MY GOD CARS ARE EXPENSIVE...

    • @humanecities
      @humanecities  Рік тому +2

      Feels great, right?! I’m kinda feeling rich 😂 I’ll talk about that a bit in my 3 month update video!

  • @FlyingOverTr0ut
    @FlyingOverTr0ut Рік тому +90

    I've easily spent over $30,000 on cars in my life. Probably far more than that since I'm just being conservative. A very expensive lesson. I've been car free in Los Angeles and loving it for over a year and a half.

    • @humanecities
      @humanecities  Рік тому +10

      That’s fantastic! I’ve been surprised at how comfortable the transition has been. What are your main modes of transport in LA?

    • @SLOBeachboy
      @SLOBeachboy Рік тому +9

      Actually, car ownership is only truly expensive if you always purchase new cars or if you make poor choices on you used car purchases. I almost always buy very reliable used cars which years later I will end up selling for about the same amount of money that I originally paid for them. In fact, I recently sold and RX-7 for $35,000 which I bought for $14,000 back in 2000. Also since 90% of the cars I’ve purchased have been extremely reliable, and since I do all my own repairs, my only real expense is gas and insurance. Of course, when I lived in Tokyo, Japan for 5 years I did not own a car at all because its just not worth it to have a car there and the public transportation system is probably the best in the world anyway. In California however having a car is a necessity for most people.
      By the way, if you want to talk about real wasteful spending just think about that fact that some people will spend over $30,000 in their lifetimes on Starbucks coffee alone. And a person who often eats at restaurants or fast food places rather than cooking inexpensive meals at home can waste at least several thousand dollars a year which could easily add up to over 100,000 dollars in a lifetime in excessive and unnecessary spending. And just little things we don’t think about like daily sodas and snack foods and sweets can add up to a small fortune over a lifetime but nobody ever bothers to keep track of these things and add them up. And personally, I would rather eliminate some of these things than to eliminate the car. After all, driving has always been a very pleasurable experience for me and owning a car goes way beyond the simple need for convenient transportation. Not to mention the fact that I used to date a lot and I imagine it would be kind of embarrassing to tell a potential date that you don’t have a car and so she will have to pick you up rather than the other way around. But to each his own I guess and if a you do not feel a car is a necessity for you then why not save yourself the expense.

    • @s0nicfreak
      @s0nicfreak Рік тому +19

      "In California however having a car is a necessity for most people." Depends on which part. When I lived in San Francisco I didn't have a car, and didn't even consider it. There was too much traffic, and all the people I passed that were stuck in it didn't seem like they were having a pleasurable time. It didn't occur to me to be embarrassed at not having a car, and even if my date had a car I would ask them to either meet me at the date location or walk, bike, or take public transit together.

    • @philmarsh7723
      @philmarsh7723 Рік тому +4

      I was car-free for a few years in LA. LA is actually nice if you don't drive.

    • @FlyingOverTr0ut
      @FlyingOverTr0ut Рік тому +1

      @@humanecities I mainly bike and walk. We've gotten several new bike lanes installed in West LA that make it easier to travel to work, get groceries, and go to the beach. I was lucky to live next to metro stops and bus routes I could utilize for a while, but not as much now that I'm further away from both.

  • @Cornerboy73
    @Cornerboy73 Рік тому +116

    I somehow never got around to buying a car and I'm almost 50. I never planned it that way, but I was too broke when I was young and I always managed to find a home that was either walking distance or a short bus ride to work here in the city. I could never justify the cost, especially since city driving here is just start/stopping to the next red light. I think they are convenient; I'll rent one if needed for an occasion or something, but the costs were always far to hight to justify for my scenario. I don't regret it.

    • @humanecities
      @humanecities  Рік тому +17

      I think makes sense! You’ve had other ways of getting around. And, when you needed a car, a rental was available.

  • @lavillenouvelle
    @lavillenouvelle Рік тому +66

    Going car-free was one of my best financial decisions.

    • @Demopans5990
      @Demopans5990 Рік тому +5

      So is car-lite. Only ever needed a car once I moved out to college. Now that I moved back, it turned into a garage queen

    • @humanecities
      @humanecities  Рік тому +3

      We can be rich together!

  • @tbbbo
    @tbbbo 8 місяців тому +18

    Man I love being a car enthusiast, I love driving my car and enjoying every* second of it. Nothing beats the joy I get from doing that.
    HOWEVER, I DESPISE how expensive it is as a hobby. I hate that I'm forced to sit in my car through HOURS of soul crushing traffic (above asterisk was refering to this) every day because my city does not build viable alternatives to traveling by car.
    SO... If my city decided to build up its infrastructure so that I could bike or transit everywhere I need to go RELIABLY, I would then save on gas, insurance, maintenance, and other assorted automobile related expenses, making my hobby MUCH more financially attainable.
    I seriously don't understand how more car enthusiasts such as myself aren't urbanists too. It really sucks to see car people demonizing bikers and public transit when their existence only serves to help people like us enjoy what we like.

    • @jzen1455
      @jzen1455 3 місяці тому +4

      I'm a car enthusiast who lives in a dense urban area. I don't currently own a car but if I did, one of the cars would be a 3rd Gen Firebird.

  • @MaartenTeunissen
    @MaartenTeunissen Рік тому +32

    Dutchie here. $40K for a $500 car. Considering gas is still dirt cheap in Canada (1.39 USD/l compared to the 2.2 USD/l in the Netherlands), the benefits here might even be bigger.
    Especially since we have mild winters, world class bike-infrastructure, good public transport.😊

    • @humanecities
      @humanecities  Рік тому +13

      I visited the Netherlands a few months ago and got to partake in your bike infrastructure… Wow. I’m very jealous 🤣

    • @MaartenTeunissen
      @MaartenTeunissen Рік тому +10

      @@humanecities I thought so, seeing an old Dutch police Porsche and public bus in your video. And yes, we are spoiled with good transport opportunities 😉

    • @jzen1455
      @jzen1455 3 місяці тому

      There are more bikes in Amsterdam than there are people! I love how practical Dutch people are. As a frugal person who isn't into material things, I felt a kinship with Dutch people that I rarely experience in the US>

  • @TheRuralUrbanist
    @TheRuralUrbanist Рік тому +46

    Yeah, I am shocked at how much I saved my moving to Germany and buying a really cheap bike. It has been great not to worry about maintenence and gas!

    • @humanecities
      @humanecities  Рік тому +7

      Just this week I saved 40 dollars not having to fill a gas tank! I’m rich!

    • @joseguerreiro5943
      @joseguerreiro5943 Рік тому +2

      Too bad Germany is still pretty car-centric, at least for European standards.

  • @bkucenski
    @bkucenski Рік тому +19

    I tracked nearly every receipt for my brand new 2011 Nissan Versa. The car cost $15,144. $17,700 in maintenance. $21,000 in gas. $10,000 for insurance. It has 228,801 miles on it and I still have it. I used to drive an insane number of miles because of my commute. Now I work from home. I have a 2021 Toyota and just don't track it anymore.

    • @humanecities
      @humanecities  Рік тому +3

      Wow! It really adds up! I bet that Toyota will last a long time with you working from home!

    • @postmodgent1499
      @postmodgent1499 Рік тому +2

      also depreciation, after 7 years a car is zero dollars

    • @jzen1455
      @jzen1455 3 місяці тому

      @@postmodgent1499 It can be sold for ~$4000 to recoup costs.

  • @nicthedoor
    @nicthedoor Рік тому +19

    I am using my car as little as possible. Both my mental health and bank account are better off!

  • @morethantransitt
    @morethantransitt Рік тому +52

    This is a really insightful video about the cost of owning a car! We're definitely burdening ourselves financially with automobile ownership!

    • @humanecities
      @humanecities  Рік тому +8

      Absolutely! It’ll be nice to enjoy some financial freedom now that I’m not shackled 😂

  • @brianarbenz1329
    @brianarbenz1329 Рік тому +19

    I have been car free for nine years and have done quite well, while living in the worst city per capita for mass transit in North America, Louisville. Ky. I am retiring soon and would love to move to a city with strong rail and bus transit in a nation where money does not equal speech, the court doctrine that has erased democracy from the U.S.

  • @derkommissar4986
    @derkommissar4986 Рік тому +15

    Owning a car is fulfilling. You can go anywhere and have a personal relationship with your car. I love my car, my first one too. I feel free now that i can drive wherever i want. I'm in my own world when I'm in my own car.

    • @graverobber6565
      @graverobber6565 Рік тому +9

      traffic is always the worst thing no matter how nice driving a car is.

    • @humanecities
      @humanecities  Рік тому +6

      I can appreciate that! The thing I miss most is long road trips and singing loudly.

    • @scruf153
      @scruf153 Рік тому +2

      a car is just like a female they both cost too much

    • @derkommissar4986
      @derkommissar4986 Рік тому +3

      @scruf153 a car just like a female will never let you down once you find the one. She may be so pretty, or too flashy, she is a Toyota Camry 😊

    • @safapresley
      @safapresley 11 місяців тому

      mentally deranged carbrain

  • @SeanHemenway
    @SeanHemenway 10 місяців тому +14

    NJB gave you a shoutout! If anyone else was looking for this video after listening to the urbanist agenda podcast- “from pickup driver to cargo bike urbanist, this is the one, and it doesn’t disappoint. A high quality honest video here!

    • @humanecities
      @humanecities  10 місяців тому +3

      Thank you 🙏 I am “the guy in Canada” 🇨🇦 🤣

    • @AustinSersen
      @AustinSersen 10 місяців тому +1

      If only there were a way to contact Jason and refresh his memory on where this video came from. Hoping he'll circle around to it and give a proper shout out!

  • @Sho-td8wg
    @Sho-td8wg Рік тому +20

    A car is definitely a money pit, but i just can't see giving it up. The distances and time constraints for work and family are too great. As a user of public transit for commuting half the time, it is cheaper but it's also less pleasant especially when trains experience their version of traffic congestion. 😮

    • @humanecities
      @humanecities  Рік тому

      It definitely depends on where you need to be. I’ll talk about it more in my 3 month update video, but I’ve definitely got a pretty good spot as far as getting where I need to go goes.

  • @spencermuirhead3261
    @spencermuirhead3261 Рік тому +34

    Congrats Alex! I’m not as brave as you to be car free, but Hayley and I like using our e-bikes as much as possible. Being able to bike to work will be a large factor of where we eventually buy a house. Excited to see more of what it takes to make this adjustment.

    • @humanecities
      @humanecities  Рік тому +6

      You guys have great e-bikes! It’s nice to have a variety of options, depending on the trip you’re making.

    • @stuart6478
      @stuart6478 Рік тому +4

      horses are great! you drive them until they literally die. and the best part isn't that their fuel is grass, it's that you can drive drunk or sleeping.

    • @brianfarley926
      @brianfarley926 Рік тому +5

      Cities aren’t really set up like this anymore. It used to be each community would have places to work, schools, and restaurants typically within walking distance. Unless you live close to downtown now that doesn’t really happen anymore

    • @humanecities
      @humanecities  Рік тому +8

      @@brianfarley926 it’s really disappointing. I do think we are heading back in that direction. And it depends on your city. I’d actually like to do a video mapping grocery stores in my city (Calgary, Canada) and see how accessible they are to people.

  • @Truth_Spoken
    @Truth_Spoken Рік тому +28

    There’s more to owning a car than just the financial aspect though. And with your car being on the low side of overall costs, I did find it crazy how much we spend on vehicles.
    I also have an e-bike I ride around, but I could never rely on it as my main means of transportation. I also need to be able to pull my boat with it, among other things. Also, living out in the country doesn’t help with no public transportation available.
    I also don’t buy $80k trucks to haul my ego around with though either.
    But for those who live in an accessible area where it doesn’t require a car to get around it’s a good solution. Winter can’t be a lot of fun though.

    • @humanecities
      @humanecities  Рік тому +10

      “Haul my ego around” 💀 🤣
      You’re exactly right! Cars/trucks/etc. are great tools. Living in the city, as a single guy, I’ve realised it’s not the best tool for me. Though, when I was living in a small town in the US, and going on regular road trips, I definitely got my use out of it.
      It’s nice to have options as to how to get around. My bit about getting an ebike and a cargo bike was pretty accurate to my plans 😂

    • @stuart6478
      @stuart6478 Рік тому +2

      an $80k truck is how many people haul their tools around to build everything you appreciate. the people are mostly called men. they are the reason people don't freeze to death in the winter. I hear tools are made of metal and last I checked metal is heavy.

    • @Truth_Spoken
      @Truth_Spoken Рік тому +11

      @@stuart6478 I am not talking about 3/4 and 1 ton trucks that guys use for work. I am taking about 1/2 ton soccer mom trucks that never see cargo or a trailer a day in their lives.

    • @JeremyLevi
      @JeremyLevi Рік тому +6

      ​@@stuart6478Weird, everyone I know who works in the trades has a commercial work van. Half the price and way more practical for hauling tools around. I'll tell them some guy on the internet named Stuart says they're doing it wrong and see what they say though.

  • @artbrutnewyork
    @artbrutnewyork Рік тому +16

    Great commentary! People are so obsessed with finically burdensome car ownership. Love your strategy but to maximize savings would just get one e-bike, one monthly rapid transit pass, and then a modest monthly Uber/taxi/car rental car budget.

  • @scottfrazer4669
    @scottfrazer4669 Рік тому +20

    Kudos to you for keeping all the receipts and doing the accounting! I also sold my car and bought a cargo e-bike and I’ve never been happier! I have 3 kids and I have no problem transporting them around by bike

    • @humanecities
      @humanecities  Рік тому +2

      That’s really impressive! Despite being an “evil”, car-oriented city, I feel like I could make that sort of thing work in Calgary. I’ve been shocked at how comfortably I’ve managed to get around without a car.

  • @LimitedWard
    @LimitedWard Рік тому +12

    What's even crazier is that the price you paid for your car is insanely low. Unsure how it stacks up in Canada, but the average price for a used car in the US today is around $27k. Over the course of 7 years, assuming a depreciation of around 15%, your car would be worth only $8.7k. That's an additional $18k sunk just to own a car.
    By contrast, if you took that $18k and invested it in the stock market, with a historical 10% rate of return, by the end of those 7 years you'd have nearly doubled your investment.

    • @humanecities
      @humanecities  Рік тому

      Cars really are a money pit! I got really lucky having access to such a good vehicle for such a low price... I'm glad to have used it - lots of adventures! If I ever needed to own a car again, I'd want to have it back hahaha!
      But yeah... Even my cheap car wasn't cheap...

    • @louismoench3554
      @louismoench3554 8 місяців тому

      It's not additional, the depreciation is about half of that $1,300 monthly cost.

  • @pen7857
    @pen7857 Рік тому +7

    Congrats! I gave up driving in 2003, bought a bike and eventually an electric front tire kit that ran on SLAs. The kit lasted me over 16 years without a ounce of maintenance, only changing the 3 SLA every two years, and 2 bikes along the way. A spill on a badly maintained bike path that had a city pond leaking over it took out the controller about two years ago, so I ended up just going back to pedaling for now. I'm 54 years old, have been cycling in the Midwest year around. While the city I live in does have bike trails, there are mostly just dangerous sharrows, but have managed to not get hit yet. Glad to hear more people are dumping the money pits for sensible transport.

    • @humanecities
      @humanecities  Рік тому +1

      Wow! That kit lasted a long while! I’m optimistic about us moving away from sharrows… but it’s a process. I’m just glad I feel *okay* on the streets where I have to ride on the road.

  • @zumazuma568
    @zumazuma568 Рік тому +20

    When you started talking about what you'll spend the transport money on, my first thought was "a trip to France sounds nice" because in my mind that counted as transport too 😅

    • @humanecities
      @humanecities  Рік тому +3

      It 100% counts as transportation 🤣

  • @scottkearl8167
    @scottkearl8167 Рік тому +20

    Biking in the winter in Calgary is very doable! Only really tough after a big snow storm. 90% of the time its easy enough. Just get tires that are like 35mm wide or more with some decent tread and your laughing. Bonus points for studs! Plus it feels amazing!

    • @humanecities
      @humanecities  Рік тому +10

      Definitely planning on studded tires! And taking the bus if there’s a snow storm 😂

  • @bobowon5450
    @bobowon5450 Рік тому +8

    i've always called my car a financial ball and chain but living in a rural area with snow 1/4th the year its pretty much completely nonviable to use a bike as my primary mode of transportation

    • @humanecities
      @humanecities  Рік тому +2

      That totally makes sense! We’ve got different tools for different situations.

  • @JohnFromAccounting
    @JohnFromAccounting Рік тому +10

    Spending 40 grand on a car that was basically free sounds like a bad investment to me. Imagine how much worse it is for people that buy new cars and have to watch the depreciation.

    • @humanecities
      @humanecities  Рік тому +5

      Right?! I used to work at a dealership… the size of some of those monthly payments 😬

  • @ZeroGravitas187
    @ZeroGravitas187 Рік тому +16

    Winter. Dress right, use studded knobbie tires if you need it. Winter riding is a workout and a ton of fun if you're properly equipped.

    • @humanecities
      @humanecities  Рік тому +1

      Thank you 🙏 Studded tires are on the shopping list!

    • @ilkatrailrunner467
      @ilkatrailrunner467 Рік тому +3

      Agreed. I’ve rarely been cold anywhere but hands and feet. Studded tires were great the last few winters (NW Ontario west of Thunder Bay) BUT I just gave them to my son in Winnipeg as I think he’ll benefit more with those in the city while a fat bike works better here when biking on unplowed or incompletely plowed roads. My commute is 22k round trip and mainly rural highway though.

    • @jonathanchampagne7683
      @jonathanchampagne7683 Рік тому

      I am an expert on riding in extreme cold. You need extra protection from the wind on your hands, feet, face, and your crotch. Trust me on the crotch. It won't feel like you need it until it's too late. A frozen penis is a very bad time. Put it in a Heatholder's sock and wear waterproof pants over your pants. Hands and feet are obvious, but head and crotch protection will make you invincible to cold.

  • @robertgray4769
    @robertgray4769 Рік тому +5

    I live in central Mississippi in a town of about 40,000, we are a minor metropolitan area with a Navy Air Station and a good population in Lauderdale County & close to the Alabama state line. I have owned a car since age 18 & have owned all types of cars from an Opel Kedit to a high-powered Oldsmobile's, Recently I have run into an issue with my 2001 Buick Regal GS. I have had trouble with the car stalling and going dead, the car was in a shop for a week and they did not repair it & wanted to keep it longer, I did not trust them so I took it home and am talking to another mechanic about the car.
    There have been times when I have owned two 2 or three 3 cars at a time but they have just gotten too costly for that, especially for a single person. And it has gotten where owning one is no longer cost-prohibited.
    In our town where only the downtown area is pedestrian-friendly, it was a nightmare trying to get to Dr.'s appointments and work ( I work 4 days a week ). I used Lyft a lot which added up, I live about 7 miles from where I work. We do not have public transportation. I have been a bike rider for years, and right now I am not riding but have thought that an electric bike would be nice if I could justify using it in place of a car. We are at the crossroads of getting these monsters off the road and replacing them, now would be a good time to think greener, and build cities where we can walk, bike, etc. This lesson taught me just how dependent we are on cars, people are not thinking, be mindful! And another thing is the cost of these monsters, I think that Alex points this out very well!
    After my experience, I am going to make changes! It is insane to be dependent on a car ( The Monster )!🤔

    • @humanecities
      @humanecities  Рік тому

      Thank you for your thoughtful comment! You make some great points! And yes! I think ebikes are a surprisingly good replacement for the car!

  • @VideoOfMike
    @VideoOfMike Рік тому +11

    I'm actually attempting to get rid of my 2019 corrola hatchback which was my baby. The fact that AB government lift cap on now much insurance can rise year of year, it's soo stupid to have a car rn. Given biking makes me fitter, healthier and feel better.

    • @humanecities
      @humanecities  Рік тому +4

      Lifting that cap really hurt. And you’re right! The health benefits are nice!

  • @jonathanmcgovern2464
    @jonathanmcgovern2464 7 місяців тому +1

    Sad the way people, society says renting is throwing money away yet noone ever says owning a car is. A person who is car free+renting+ frugal seen as throwing money away yet someone with car(s), mortgage, in tons of debt isn't throwing money away, wheres the logic ????

  • @kenji214245
    @kenji214245 Рік тому +7

    My rule for cars is never ever go to a car shop for maintenance if the issue is something basic. You can learn to do it on your own within a few hours and the parts needed are often dirt cheap to buy. Better yet find a good friend who knows this stuff to save some time.
    Car maintenance for me is dirtcheap thanks to this and i have had my Citroen C5 "04 model" for about 8 years now and now matter how much i count on it i don't even get close to your numbers 😅 If i had a car like yours i think my numbers would be even lower.

    • @humanecities
      @humanecities  Рік тому +3

      I got lucky with such a good car! Doing my own maintenance would have saved me a pretty penny!

  • @flowcharts7987
    @flowcharts7987 Рік тому +11

    In brooklyn, if your commute is under 8 miles, biking is literally as fast as taking a car.

    • @humanecities
      @humanecities  Рік тому +2

      Wow! I wonder what the threshold would be in Calgary. If you live in a windy, suburban road, there’s usually a quick way out for walkers/wheelers.

    • @hutlazzz
      @hutlazzz Рік тому +1

      montreal center is same, even faster in bike

  • @AustinSersen
    @AustinSersen Рік тому +11

    Yay...one of us, one of us! I've been car free in Calgary for 6 years now. Thinking about renting a car to take me and my bike to Kelowna in mid-October. Just over $200 in the car rental for Monday-Friday plus another $140 or so in insurance coverage. Still not too bad, and very competitive with the cost of flying my bike there and taking transit or ubers. Hopefully you'll keep me in mind for the servicing or winter tires.

    • @humanecities
      @humanecities  Рік тому +5

      Paying for a rental car every now and then is so much cheaper than holding on to the car for that one time you need it.
      And I will! I’ll definitely be getting Winter tires. Did some slipping on my bike in January 😂

    • @elisfsharri
      @elisfsharri Рік тому

      Are there no trains for that route?

    • @AustinSersen
      @AustinSersen Рік тому +3

      @@elisfsharri There's basically no passenger trains in Western Canada (The Canadian runs only 2 days a week...more of a public subsidized tourist train than any form of useful transit). I think the Via Rail service between Calgary and Vancouver ended in the 80s. Plus, even if they brought it back, it would stop in Kamloops, not Kelowna, and it would probably cost more than flying. There is one bus company, Rider Express, but it's nearly $140 each way, and their schedule wouldn't work with my schedule.

    • @elisfsharri
      @elisfsharri Рік тому

      @@AustinSersen that's a disgrace.
      In my country, Albania, the trains have degraded for the last 30 years. However, we do have cheap coaches, which have enough space for bikes inside.
      That said, we don't really have any lines that go 600 km on a single coach, but it's kinda ironic that Canada doesn't even have that.

    • @JeremyLevi
      @JeremyLevi Рік тому +2

      ​@@elisfsharriWe used to have good train service in Canada. Hell, trains are what made this country possible to be one big country in the first place. Somewhere along the line though we lost our way.

  • @lrg3834
    @lrg3834 Рік тому +3

    If you live in a city, and you don't need a car for work, like say, a contractor, taking buses, riding a bike (electric or otherwise) and renting a car from time-to-time is the way to go. Also, if you prefer to shop for groceries once a week, you can always call a taxi to get your stuff home; four or five taxi rides a month is still cheaper than car insurance.
    Here's something to blow you away. If you borrowed $30,000 to buy Amazon stock back in 2008, it would be worth $1,186,465 today.
    YES, cars are VERY expensive!

    • @humanecities
      @humanecities  Рік тому +2

      Everyday, I wake up disappointed in my 12 year old self for not investing in Amazon 😉 😂 But seriously, you’re right! I’ve been tracking how much I’m spending on transportation. I’ll have 3 month update in a few weeks here. The one year update video will have some interesting data…

  • @OrganicGreens
    @OrganicGreens Рік тому +7

    Learning how to work on your own car can save you a lot of money. Same for your house once you buy one. For me it's more about time. I can change my oil faster than just driving one way to the garage.

    • @Demopans5990
      @Demopans5990 Рік тому +2

      That is true for a lot of stuff. Building your own computer is either cheaper for the same compute power compared to a Walmart laptop, or for the same price, is either faster, smaller, quieter, or all of the above

    • @JeremyLevi
      @JeremyLevi Рік тому +3

      I do a lot of my own maintenance and minor repairs myself and you can save some easy money for sure, but the rest still adds up. I'd say I knock off maybe half the cost of maintenance and a third of repair costs doing things myself in my driveway. I can't do shit about the price of gas and insurance though.

  • @Davmm96
    @Davmm96 Рік тому +4

    Mittens, mudguards and position lights.
    Those are the 3 must have things for winter cycling.
    1-Gloves aren't warm enough and if you have twist shifters you don't have to mind the dexterity loss.
    2-No mudguards means brown slush all over your clothes. DIrty and wet. no good. Get some fenders.
    3-Winter means shorts days. So lights are a must to be seen. Get some that you can easily put on/remove, as you wanna keep the batteries warm and on the bike only while riding.
    -Signé, Un Montréalais.

  • @lal5555f
    @lal5555f Рік тому +8

    I added up what my parents spent the last 10 years on direct TV and they were shocked when they found out it was 35k

    • @humanecities
      @humanecities  Рік тому +2

      Honestly, I’ve thought about cutting out more stuff 😂

  • @CareFreeCommuting
    @CareFreeCommuting Рік тому +11

    I know “the way the world works…” is “money” but I think the value of “not using a car”
    Or being “carfree”creates all those things that folks lack according to so many studies…

    • @humanecities
      @humanecities  Рік тому +5

      You’re so right! Over the past few weeks, I’ve paused to enjoy the sunset over the reservoir on my commute, I’ve chatted with people walking their dogs, stopped at a market where my sisters were working, and gotten a slower view of the area in which I live. It’s been wonderful!

  • @rockthevote398
    @rockthevote398 Рік тому +9

    Yep, the city towed my car years ago and I told them to keep it.....haven't missed it even once......

  • @alandrawilliams6207
    @alandrawilliams6207 Рік тому +11

    Wow. Ive spent so much on my car. Unfortunately I work and live in different cities. If there was better transportation between cities for people with no cars I would much rather not have my car.

    • @humanecities
      @humanecities  Рік тому +4

      It’s definitely something we can work on! Regional transit is sorely lacking in North America.

  • @GaigeGrosskreutzGunClub
    @GaigeGrosskreutzGunClub Рік тому +10

    An extra 5K year - even with the cheapest yet most reliable car you could have gotten, minimizing insurance and maintenance. That's a downpayment on a car every year just to keep the one you have!
    I'm in a similar situation, currently parsing the idea of taking a lower-paying job that I can actually bike to (theoretically), but unfortunately my social circle is a little beyond what I can reliably get to on transit or bike. I applaud your chutzpah and wish you luck, I have a feeling you'll do just fine, even if you have to Uber a few times in the winter or something.

    • @humanecities
      @humanecities  Рік тому +4

      It’s a tough decision, and one everyone has to figure out for themselves. My social life will definitely be changing! The change will surely have some other impacts I’m not predicting. So stay tuned 😬

  • @PeevedLatias
    @PeevedLatias Рік тому +8

    I've been car free my entire life thankfully, but it's honestly still insane seeing these numbers. That's about how much I have in my savings, and I've been working for around 10 years, so I'd be in the red if I had a car with these numbers.

    • @humanecities
      @humanecities  Рік тому +2

      We always find something to spend our money on! For me, it’s looking like e-bikes and long flights!

  • @AlignmentCoaching
    @AlignmentCoaching Рік тому +4

    I’ve not had a car in 20 years…living in Asia and Europe. But now as I contemplate coming back into the US, I looked at getting a truck…to pull a trailer…to live in.
    Trucks are now $40k min. $70k for the kind I want. Even used! Then there’s cost of trailer. Petrol (10-20 miles per gallon!?), insurance, repairs, tolls, etc etc.
    Forget it! Not coming back!

    • @humanecities
      @humanecities  Рік тому +1

      I’ve had a few friends contemplate van-lifing it to save money, but owning a vehicle is so expensive on its own…

    • @CarsofGlasgow
      @CarsofGlasgow 6 місяців тому

      why not just buy a house?

  • @creaturesfromelsewhere203
    @creaturesfromelsewhere203 Рік тому +4

    The primary purpose of car ownership is to keep working people so poor that they can't afford to live in nice places that have mass transit while at the same time keeping folks who own car companies, gas companies, and insurance companies wealthy, so that they can afford to live in nice places with mass transit. I work from home, so my gas costs are waaayyy lower that yours were, and even with those savings, I *still* can't afford to live someplace nice.

  • @nolan6137
    @nolan6137 Рік тому +5

    I love having a car but when you factor gas, tires, cleaning, insurance, licensing and maintenance, it gets quite expensive per year.

    • @humanecities
      @humanecities  Рік тому

      Yep! If I were rich, I'd probably have kept it! It was fun while it lasted!

  • @benfrastructure
    @benfrastructure Рік тому +5

    Woo I just sold my 2009 Honda accord! I also live in a car-dependent suburb as well haha. Congrats!

  • @Twobirdsbreakingfree
    @Twobirdsbreakingfree Рік тому +2

    I think you missed a few expenses:
    - Fees paid for use of private toll roads, toll bridges etc.
    - Taxes paid to the government for construction of new roads and bridges and upkeep of existing ones
    - Mental health costs of traffic jams, parking difficulties, driving accidents etc. and financial stress of car ownership
    - Medical bills/health problems incurred due to air pollution caused by car exhaust fumes
    - Expenses incurred from cleaning interior and exterior of car

    • @humanecities
      @humanecities  Рік тому +1

      Once you add those in, we may as well double the number 😬 (Maybe more…)

  • @SlipperySalamanders
    @SlipperySalamanders Рік тому +6

    Given that you said you will be buying a cargo bike to replace your car, that leaves you with 30k of savings over the next 8 years. 30k over 8 years is about 3750 per year. I would happily pay 3750 a year to not bicycle through Canadian winters, and for the convenience that a car adds. I think I would feel trapped in my city if I didn't have a car, most weekends I leave my city atleast once. The public transit in my city is at a level that I would consider unacceptable. About a 30 minute drive across town by car takes 3 hours on the bus. Even if transit was better, I think not having a car would really diminish my ability to socialize. I am friends with people who don't drive and I find that any time there are plans that those people are invited to they either need to rely on others to pick them up, are always late, or are not able to make it. I also would find not having a car, let alone a trailer to go with it extremely impractical. I find I'm either hauling my dirtbike, doing a dump run, taking in recycling, moving something large or heavy, etc about once a week. That being said I think it's cool you are able to live without a car, and I will probably buy a (not electric) bike this year, for fun and to stay healthy. Although I don't think I'll be making the switch anytime soon, or ever (if I continue to live in Canada).

    • @humanecities
      @humanecities  Рік тому +7

      Being able to go car free depends a lot on lifestyle. And I’ll definitely be seeing a lifestyle change. My best friend is now an hour and a half away, rather than 30 mins - so that sucks 😂
      It’ll be a shift, and it’s not feasible for many people - especially given how we’ve built our cities in Canada, not to mention the gorgeous nature we’ve got to enjoy. Not being able to go to the mountains on a whim is probably my biggest bummer.

    • @jamesphillips2285
      @jamesphillips2285 5 місяців тому

      @@humanecities Maybe they will build that Calgary-Banff passenger rail service.

  • @loudeasis
    @loudeasis Рік тому +3

    As a 25-year-old Calgarian born and raised, I've never owned a car at any point in my life while living here. I intend to keep it that way. I never really felt comfortable behind the wheel in the first place. I'd much rather bike and use transit to get around. Although the pathway and transit system has its flaws, it can always get better.
    *cough* build the entire Green Line *cough*
    I absolutely hate the idea of having to spend thousands of dollars over many years on a single vehicle instead of putting that money towards more important things. I don't even make enough money with my current job to afford driving anyways.
    It's mind-boggling to realize that the province is spending $615 million on "improvements" and adding more lanes to Deerfoot that will just lead to induced demand. The lanes will inevitably be full of traffic years after they've been built and we'll be in the same situation again.

    • @humanecities
      @humanecities  Рік тому +1

      Amen 🙌 There’re some good things happening, but yeah, also some stuff I’m not as big on.

  • @SB-xu8pi
    @SB-xu8pi Рік тому +5

    Thanks for getting off the road, and convincing others to do the same!

  • @Ang3lUki
    @Ang3lUki Рік тому +3

    Hello, I have ADHD. Having control over my transit is worth it for not having to deal with wait-mode anxiety. I'm glad public transit works out for you, but for people like me, it's psychological torture.

    • @humanecities
      @humanecities  Рік тому +5

      You gotta do what works for you. What you’re describing is basically why I prefer cycling to the bus. I leave/arrive when I feel like. No waiting around or checking schedules.

    • @Ang3lUki
      @Ang3lUki Рік тому

      @@humanecities I also have bad legs from falling off a building... Not everyone is as privilaged as you

  • @skytoll1
    @skytoll1 Рік тому +2

    GREAT VIDEO! I stopped driving in 1984, and saved well over $400,000 dollars that I invested in developing industrial heavy hauling human powered Cargo Cycles.
    We're making Cargo Cycles that have heat, A/C, truck transmissions and able to pull a 10,000 pound trailer. Human power is phenomenal, and we're glad we spent decades of research and development on micro mobility. Its paying off now! 🍷🍷🍷😎😎

    • @humanecities
      @humanecities  Рік тому +2

      Wow!! Those are some AWESOME cycles! Money well invested!

    • @skytoll1
      @skytoll1 Рік тому

      @@humanecities THANKS! This new breakthrough will inspire a whole new generation of micro mobility developers. It doesn't make sense to have all those big bloated gas guzzling vehicles on the road taking up all the landscape. I love my micro vehicles and can't wait to see upcoming innovations!! 😁😁😁

  • @sigra4867
    @sigra4867 Рік тому +1

    The money potential is a lot higher with a personal car than not also getting to your job on time is really important to get money.

    • @humanecities
      @humanecities  Рік тому +3

      I think I’d agree with you generally on that. I’d be interested to see where that works out to be the case. As for getting to work on time, I’ve just had to change how I manage my time. I’ll talk more about that in the 3 month update video in a few weeks.

  • @karlahovde
    @karlahovde Рік тому +9

    The freedom from the mental burden of car ownership is a huge benefit too. I never have to devote a corner of my brain to a mental countdown for when to next buy gas, or worry about finding a parking spot at my destination, or think about how I'm going to pay for new tires before winter, or check if my license plate is close to expiring, or worry about someone breaking the window and stealing something, or try to find time in a busy day to go get an oil change. I just can't fathom why anyone is okay with this constant mental burden cluttering up their minds! I've never owned a car, and I think I would find all of that mental work stressful and exhausting!

    • @humanecities
      @humanecities  Рік тому +2

      Wild isn’t it? Every time someone complains to me about gas prices, I think, “Oh? 🤷‍♂️”

    • @Demopans5990
      @Demopans5990 Рік тому +2

      Hence why my car is parked 24/7 and I just take the bus everywhere. NYC drivers are idiots, and I don't need that stress in my life, much less the above

    • @WantonBaby
      @WantonBaby 5 місяців тому

      Potential
      Affordable
      Rate
      Keeps
      It’s
      Need
      Going

  • @Nitzpitz
    @Nitzpitz Рік тому +1

    What I learned from this video? That Americans pay absurd amounts for car insurance and way too little for everything else.
    A car insurance here in The Netherlands cost us around €50 a month. We spend about €200 on gas and the license costs are around €70 a month. Upkeep is at least €80 a month. All in all the car costs us at least €400 a month. It is a lot of money and we don’t even own a very expensive car.

  • @03Lorac
    @03Lorac Рік тому +7

    Thanks very much for sharing...a real eye opener indeed.
    I'm glad for you that you can live car free, but regardless of the cost, my car is a luxury i enjoy very much at the moment: the comfort that it offers, the pleasure of driving, the convenience.
    Also, one day, you will grow old and not be able to rely on your strength to commute to work etc. Many, who aren't giddy and stout, and who aren't eager to face winter on bicycle will prefer the tremendous comfort of a car.
    Obviously, you already know all what I'm saying. Again, I'm happy for you, and am glad for the information you share.
    Another thing: e-bikes require charging and battery cell replacement...i don't think you mentioned that in your cost calculation.
    Cheers

    • @humanecities
      @humanecities  Рік тому +6

      Thank you for your thoughtful comment!
      A car is definitely a nice convenience. In conversation with some family last night, I was discussing this. I think that if I were more financially well-off, I’d probably keep my car. It’s a great car, and if I could afford it without a strict budget, I’d keep it - just for those odd times where I really NEED it.
      At this point in my life, I’m okay to forego the comfort and convenience of the car, for the financial savings. The exercise being built into my life is also quite nice, seeing as I’m not the gym going type!
      As for the cost of power, this is something I’d like to look into. I’ll be making more videos about the car free journey (the good and the bad) - energy costs and such will be included. Right now, electricity is included in my rent, so I’ll be doing some estimating for that. Should be interesting to see 🤔

    • @bened22
      @bened22 Рік тому +4

      When you get old you probably won't be able to drive anymore or you at least shouldn't drive so you don't endanger others. In cities with good public transportation you will see a lot of older people using it for that reason.

    • @mindstalk
      @mindstalk Рік тому +3

      Many old people can't drive, or drive safely. And keeping an active lifestyle through daily walking or biking tends to help us age better. Lots of old people biking in Japan and the Netherlands.
      There are also alternatives other than cars or conventional bikes. Handcycles (for those who can't use their legs), tricycles (for those with balance issues), mobility scoots (a tiny slow car that you can use on Dutch bike paths.)

  • @jzen1455
    @jzen1455 3 місяці тому

    I appreciate this car ownership analysis. Most car ownership analysis are based on much more expensive newer cars or downplay the true costs of owning a car. I live in a moderately dense and walkable urban area with decent public transit and biking options. My job is ~3.5 miles away. I commute either by Uber/Lyft or bike share and spend ~$300 a month on transportation costs, which is cheaper than owning a car for how little I would drive (~6000 miles a year) if I had a car. Some will argue buying a cheap used car and doing most of your own maintenance yourself would be cheaper, but I'm not mechanically inclined and even if I were, it's still not as cheap as you'd think.

  • @mccanlessdesign
    @mccanlessdesign Рік тому +2

    Completely agree. Plenty comfy, but have always driven old cars. Wife and I drive a 1991 Honda Accord with 318,000 miles (traded my brother a lawnmower for it, and restored it; mechanically and cosmetically perfect via RockAuto and recently its third paint job), and a 2004 GMC Sierra P/U with 204K ($4k eight years ago to replace a '78 Sierra; split with dad and brothers that use it when they need a pickup). Not to say I don't have "play cars" - but I buy them depreciated when I spot a good value; play a while, and resell for about the same money. Down to one now (a '70s mid-engined "kit" car), but mostly Mercedes; recently an '01 V12 coupe; a '59 diesel sedan converted to a rally car on waste cooking oil that completed the '08 La Carrera PanAmericana, a '76 V8 SL before that. But all that is a hobby - not transportation.
    But yeah - cars as Americans consume them are a huge outlay on a depreciating asset - it's just nuts.

    • @humanecities
      @humanecities  Рік тому

      You’re doing cars right! An old Accord for getting around and a shared pickup. And the rest is for fun!

  • @EMSpdx
    @EMSpdx Рік тому +2

    Just stopped the video in the middle to share: When I realized how much my car cost per year in terms of ownership, I gave it up BUT saved that money into a savings account. The following year I was able to buy a house with the savings of 2 year of not owning a car. 2.YEARS. With my bikes & mass transit I now have a modest retirement account and have a stable payment for housing. If I need a car, I can rent one.

    • @humanecities
      @humanecities  Рік тому

      That’s fantastic!! You really made it work and took advantage of the savings!

  • @AtulKedia
    @AtulKedia Місяць тому

    Great video. I'd also like to add some aspects you didn't mention, which is your car expense was 40,000 for regular maintenance and repairs, but people can also get into fender benders once in a while which, depending on the case could be a substantial increase from the 40,000 spent over 8 years. The other unrelated thing is when you choose to go out on long trips by renting a car you have the freedom to choose a car as expensive or cheap as you wish for that trip. If you have several people going, then you can get a Minivan, if going offroad you can choose an suv, etc, if going alone you can get a smaller sedan or hatchback. You don't need to be tied to the only 1 option which is the car you already own. And these rentals will already have up to date safety technology, so your travel is that much safer than your old car could offer.

  • @levi8676
    @levi8676 Рік тому +7

    I have come to the same conclusion and thanks for affirming my decision. But luckily i live in Europe, it is not that difficult here. In NA? dang i feel sorry for you bro haha

    • @humanecities
      @humanecities  Рік тому +1

      😂 It’s tough here! We shall see how I manage!

  • @jimthain8777
    @jimthain8777 Рік тому +1

    Civilization thanks you for cutting down on excess CO2.
    Personally, I would love to drive a lot less, (part of that is probably the fact that driving is my job).
    I think that there is a HUGE difference between driving in a congested city, and doing a road trip on the highway to somewhere else.
    I also agree that if you really have to have a car, a rental, or car share vehicle works.
    (My sister live in Vancouver and has been using transit and a car share for years.)
    We really need to kick this pollution thing to the curb.
    It is literally killing us.
    Then there is the financial serfdom to the oil interests.
    That's why I bought an EV to do my job.
    I just could not bring myself to buy another gasser, knowing that we would be contributing to a less livable city,
    and climate change.
    It's not a perfect solution, but it beats gassing all those pedestrians.
    As I said my sister has been car free for many years, so it IS doable.

    • @humanecities
      @humanecities  Рік тому +2

      I think a lot of people are starting to realise exactly what you’re saying! I’m optimistic, but we gotta work hard!

  • @ChrissyFreitas
    @ChrissyFreitas Рік тому +2

    Hey, nice shoutout to Memphis! I am from Memphis but now living in Portland, OR. As someone who's never own a car in her life, I am pretty glad to have never relied on it as a means of transportation. For the past 10 years, I've been commuting on scooters like the Honda Metropolitan and PCX 150 (I am wanting to get a Vespa next year). With motorized bikes, you still have concern yourself with upkeep, insurance, gas, gear, etc. but the upfront costs and prices over time are far less expensive. And they are a fun means of commuting. Weather can be tricky but with the right gear on any bike, you can still protect yourself from the elements. I totally agree that cities need to built more for people and not cars and more walkable/bike friendly cities are a good way to cut down on traffic congestion and pollution.

    • @humanecities
      @humanecities  Рік тому +1

      Vespa's are super cute! I'd be curious to hear how well you were able to get around in Memphis. From what I understand, Portland has far better transit and such than Memphis.

    • @ChrissyFreitas
      @ChrissyFreitas Рік тому +1

      @@humanecities In Memphis, I had to rely on a scooter to get around as public transit is basically non-existent. It is so spread out and the local government has made so many cuts that MATA might as well not be there at all. Public transit in Portland is much better and while I still rely on a scooter for mainly work, hopping on the Max to go downtown and being able to walk in the city is pretty amazing. Not as good as like NYC but it is up there.

  • @jzen1455
    @jzen1455 3 місяці тому +1

    Where I live, we used to have Car Share programs where you can rent cars per minute, but they've all left. Turo and Getaround are here, but the process of reserving cars and the costs makes it not worth it most of the time. I'm hoping Robo Taxis will help drop the transportation costs and be much more convenient than taking Uber or Car Share.

    • @humanecities
      @humanecities  2 місяці тому

      Ride shares are tricky 🤔 I’d be curious to look deeper into the economics of how they actually work (or don’t).

  • @Paint_The_Future
    @Paint_The_Future 5 місяців тому +1

    I'm also car-free and living in Calgary. The reason we can is because the grocery store is nearby, train station is nearby, and gym is nearby. If we didn't get massively lucky with location, we'd be spending thousands just to get around. We're putting that money towards retiring earlier... as opposed to buying 32 bicycles instead. Also a good plan, I guess.

    • @humanecities
      @humanecities  5 місяців тому

      Bikes vs. retirement is always a tough decision!

  • @Jadot7
    @Jadot7 Рік тому +2

    You should do another video on the convenience of owning a car. Opportunities and benefits that you would have missed if you didn’t own a car.

    • @humanecities
      @humanecities  Рік тому +2

      This is a great idea! Part of that will be wrapped up in my 3 months update, but I may do a full video on in the future!

  • @veronicabarron
    @veronicabarron Рік тому +3

    Yoooo how is it that none of your budget goes toward car rentals to drive to the mountains, spending generously on Lyfts/Ubers to go see friends, get to the store when you’re sick, etc.?
    As a 37yo who has never owned a car, my quality of life improved a lot when I decided that I was “allowed” to spend more freely on “occasional cars” i.e. taxis & rentals, because the bottom line was that I am *still* spending far less than car ownership.
    **i have also a spent more on rent in exchange for living in more bike friendly/transit friendly locations - and still came out ahead.
    Just sayin, it’s not all e-bike purchases - there are lots of ways to spend your car fund that can lead to a high quality of life while being car-free!

    • @humanecities
      @humanecities  Рік тому +1

      😂 Fear not! I won’t ACTUALLY be spending all my money on e-bikes.

    • @AustinSersen
      @AustinSersen Рік тому +1

      We do have pretty solid weekend transit to between Calgary and Banff with service running Thursdays through holiday Mondays from May to October with Onit Regional Transit for only $20 round trip. I'm taking it Thanksgiving Monday with my bicycle and can't wait to ride around the town among some snow capped mountains!

  • @dell177
    @dell177 Рік тому +1

    In 1969 my head got in the way of a CH47 helicopter blade, luckily it was just a glancing blow so I did survive with some continuing problens. One of these was i should not drive or operate heavy machinery.
    I live just outside of Boston and have access to pretty hood public transit so I was able to use that to get back and forth to work and to make appointments. My expenses consisted of a monthly transit pass, upkeep for a 10 speed bike and occasional cab fare (few times a year). I'm 76 now and had to give up the bike because of balance issues so I walk to the market, hardware store, etc. Thwy are within a mile and I have folding cart that lets me transport a couple weeks of groceries or a trip to Home Depot (four train stops away). I don't use the trsin much so I just pay normal fair and don't use a transit pass.
    The money i saved while working was astounding and it let me retire at 62 with no financial worries. Something like this only works if your in a very urban setting with decent transit (Boston has not been very good for the past few years but I only use it every other month now that I'm retired so that does not bother me.

    • @humanecities
      @humanecities  Рік тому

      Wow! Thank you for sharing you story! I'm glad Boston has worked well for you!

  • @robertmason9737
    @robertmason9737 Рік тому +3

    I'm about halfway into the video yet still don't mind owning a car. I think it also boils down the person themself. When I get my next car, it'll definitely be like a camry, accord, or something small and reliable. But of course ill still keep my trusty one speed for those short distances!

    • @humanecities
      @humanecities  Рік тому +2

      100%! I’m in a situation that works without a car. 3 years ago, it was worth it, though!

  • @BearBear0498
    @BearBear0498 Рік тому +7

    My car was a money pit, i got a motorcycle instead. And my costs have plummeted. Looking at getting an electric scooter soon and a bycicle as well. Variety of the spice of life

    • @humanecities
      @humanecities  Рік тому +1

      I love having a few options! And I'm definitely not opposed to getting a motorcycle! I'd be interested in doing a full cost (and use case) comparison of a car, motorcycle, bike, ebike, escooter, etc.

  • @murdelabop
    @murdelabop 11 місяців тому +5

    This isn't the end of the story. As expensive as car ownership is, car dependent infrastructure is even worse. Car dependent infrastructure means we have high taxes, high rents, high prices, and our cities are always broke.

    • @humanecities
      @humanecities  11 місяців тому +1

      It’s brutal! Guess I’m still paying for cars 😭

  • @cantseehimliam7211
    @cantseehimliam7211 Рік тому +2

    I had my driving privileges revoked for 3 years, I had to set up my life so i could live car free. It can be done, but after that experience I don't care if it costs 50k a year to own and operate a car, the freedom you get from owning your own vehicle is priceless. Have fun in the winter bud

    • @humanecities
      @humanecities  Рік тому

      The freedom is nice! And the winter will definitely be interesting...

  • @hananas2
    @hananas2 Рік тому +3

    People say my 4.000 euro bullitt cargo bike is expensive but honestly nah lol if you look at this. (that's about 5.000 Canadian dollars I think)
    That thing is super fun, I've transported a friend in it once when I randomly came across him needing a ride when he was at the train station. We had snacks and drinks at his place after. It was a great evening.

    • @humanecities
      @humanecities  Рік тому

      I love that you just casually picked your friend up from the train 😂 Cargo bikes are FANTASTIC! And once you’ve ridden as a passenger, there’s no going back!

  • @YesMeSo
    @YesMeSo Рік тому +2

    Most people trip out when i tell them i didnt learn to drive till i was 25 and ask how? Well im Long Beach native, great weather year round and everything in life was within 1 mile radius. Literally, the hospital i was born in, elementary/middle/high/city college. Grocery, post office/ court house, airport, literally evrrything and if not id skateboard. I got a DL when i moved away and discovered not all cities were like this

  • @marinacosta8835
    @marinacosta8835 Рік тому +1

    Thats great for someone who lives close to where they work or have convenient public transportation available (like my brother, who lives literaly in front of a metro station), but for people like me, who work in nearby cities and sometimes drive over 100 Km a day just to get to and back from work, living car free is an unatainable dream.

  • @TransitAndTeslas
    @TransitAndTeslas Рік тому +3

    I have to have a car to drive to the bus stop so I can finally take transit :(.
    Once I’m on the transit I stay on it until it’s time to go home. I use the buses, trains and streetcars here in Phoenix.

    • @humanecities
      @humanecities  Рік тому +2

      What is a transit operator?
      I’ll take Public Services for 300, Alex.

  • @everydayfun9531
    @everydayfun9531 Рік тому +6

    Im very happy that your going the car free way but unfortunately i cant abadon my truck man shes just too fun to drive and i can go places easily and dont have to wait for a bus with so many stops i wish we had a better transport system like the one japan has people are lucky there and not have to even own a car to commute to work or places.

    • @humanecities
      @humanecities  Рік тому +4

      I feel that! I do miss driving - and miss my car in particular… It’d be great if we had better public transit (and more walkability)!

    • @everydayfun9531
      @everydayfun9531 Рік тому +4

      @humanecities I'd honestly love that cause owning a truck isn't cheap you got insurance to pay and car payments to make and if any issue arises with the truck you have to replace some part that's gonna cost you 1000's of dollars so yea I wish canada focuses on this aspect on making cities more walkable instead of you know drivable look at Toronto man that city is a mess and it's crowded with many cars and it's always noisy and your right I think they should implement the same Transit system as Japan does but unfortunately the oil companies don't like that nethier does the automotive industry or else sales would tank and the industry would suffer as a whole and people even live in rural areas where there's no access to the transit system so that's one point to consider.

  • @cloudyskies5497
    @cloudyskies5497 8 місяців тому +1

    My spouse and I do not own a vehicle but we decided to still hustle up the money every year and have it as extra. The annual cost of car ownership in the US is $5-10k per vehicle, with the average being $8k. We live in a snowy place so we took the upper estimate, assuming two heavy vehicles that could handle the snow. That's $20k extra money every year between the two of us. We treat it like a huge present. We hustle up the money, like we need it for our cars, then because we don't need it, we put it toward something important. Extra toward the mortgage, extra into retirement, etc. It also helps emotionally to think about that money when the bus is late and I'm cold and irritated haha.

    • @humanecities
      @humanecities  8 місяців тому

      That is a GREAT idea! I’ve, admittedly, been spending my extra money mostly on travel 😂 Which you’re right, is nice to think about when I’m cold and irritated!

  • @patrickp8315
    @patrickp8315 Рік тому +1

    Good video but how much is your total after owning the car for 10 years? $11816 for maintenance + $15640 for insurance + $680 for tickets + $744 for registration + $40217 for gas. Total $69097?

    • @humanecities
      @humanecities  Рік тому

      Gas was 10,837.13. I think you slotted the total into the gas slot. This was after about 8 years of one car. Though, I’ve been driving for 10 years.

  • @uncinarynin
    @uncinarynin Рік тому

    I'm now 52 years old, self-employed, I own a bicycle (purely mechanical) for all local transport and the occasional weekend trip and I have a climate ticket (I'm in Austria) which gives me all-inclusive public transportation in my area.
    The climate ticket costs me 486 € / year. My bike is holding up for over 15 years now, a recent overhaul included the replacement of chain and sprockets and other things, it cost me a couple hundred.
    Occasionally (every couple months) I do need a car. I use car sharing, that costs me considerably less than a hundred per day.
    All added up, it would never make sense to me to invest in my own car. As you rightfully point out it's not done with the initial investment and refueling, there's a lot of other cost regardless of how much you use it (tax, insurance).
    (That, and the car I'd be happy with doesn't exist. When I rent a car it's usually small and electric, but I haven't found a car yet that's without its annoyances, in addition it bugs me that every new car on the market nowadays has to be a bulky SUV, heavy, ugly, small windows with restricted view outside ... what happened to compact cars that offered decent interior space by optimum use of available space?)

  • @joshbobst1629
    @joshbobst1629 6 місяців тому

    Having had two flats on my ebike, and having to call cabs to get me to a bike shop, I've learned the value of panniers and carrying in them: a foot pump, duct tape, two spare tubes, one spare tire, a wrench the right size for the rear axle, and those little paddles that pry the rims of your tires off the wheel rims (your bike shop will know what they are).

  • @anotherperspective6247
    @anotherperspective6247 Рік тому +1

    It doesn't have to be that expensive. I live in a big city and while I purchased my car new sixteen years ago, it's only worth $5k now and still chugging along. Yearly expenses: gas $1,200, off street parking space $900, bare minimum insurance $416, maintenance $240, registration $151, city sticker $96, unlimited car wash subscription $264. Direct current cash costs $3,267/year. or ~$275/month. That's less than $10/day for increased mobility out/about the metro area and going to/from work. Now that doesn't include the car which is where most people get buried in expenses--you have to hold onto your cars for far more than the typical five years for this to really take the cost curve down. If you are the kind of person that trades in your car ever five years this expense multiplies substantially. My car is already 85% depreciated at around $113/month so far so $387/month all in. Those with better insurance or newer cars pay much more per month.

    • @humanecities
      @humanecities  Рік тому

      This is a great breakdown! I used to work at a car dealership... the amount some people paid monthly was baffling.

  • @Drcraigpl
    @Drcraigpl Рік тому +2

    Why would you pay $170 a month for insurance on a $500 car. You should have just kept liability insurance..that would have been more like $60 a month, and put the other $110 in an account, if you ever get in a wreck.. just buy a brand new car with money you saved!

  • @wturner777
    @wturner777 Рік тому +2

    Great video. I wish I could live car-free, but I really need my car to get around. The infrastructure where I live is so mediocre for pedestrians and cyclists.
    Thankfully I own my hybrid car outright, but owning any car of any kind is still an endless money pit. It's even worse for those with car payments, the vast majority of North America.

    • @humanecities
      @humanecities  Рік тому +1

      The most frustrating thing is mediocre pedestrian infrastructure… I wish your car many years of life, so you can get where you need to be!

  • @Dogsnark
    @Dogsnark Рік тому

    I’ve also got a Corolla, 2004, and I’m always telling people how cheap it is to own. Your video makes me aware of the fact that I still am spending a lot of money to have this car. (My insurance, though, is far less than what you were paying- about $80/ month.) It’s only “cheap” compared to what most other people pay for their late model vehicles and correspondingly pricey insurance, gas bills, and maintenance. But, as you show, it still adds up to a real chunk of change over the years. Still, in my car-centric mid-size American city, I really don’t have much choice. Calgary appears to offer more choice in this than does my city. Great, eye-opening video.

  • @seriousbees
    @seriousbees Рік тому +4

    Going without a car more and more seems like a great choice. I'd do it too but I can't go without my bike rack!

  • @rosalynnschlese8585
    @rosalynnschlese8585 9 місяців тому

    When I started commuting via bike, I did immediately notice that I had to significantly upgrade all of my winter gear and all of my rain gear. So there are some expenses that you can avoid with a car. That said, you can reasonably get the best winter and rain gear for under $2000, which is less than half the cost of owning your car per year lol

  • @skippern666
    @skippern666 Рік тому +2

    I live out of town. My commuter card costs about what I used to pay in insurance on my last car. Politicians have decided to "simplify" bus fares, meaning that soon (probably new year) my commuter card will half in price, AND will allow me to go more places then between home and work. And that is JUST the insurance.
    And for the few times where I cannot take the bus for various reasons, I could put on the onepiece and drive there in my ATV, which is mainly a work tool for me. I should probably think of getting an e-bike, but closest grocery store is 30min bikeride away. I cannot legally commute by bike because of highway road tunnels with no alternative routes.
    And as a last option, I have access to cars and/or drivers so I can do large purchases, so the day by day trips to the grocer can easilly fit in a small bag, like today when I have to buy milk...

    • @humanecities
      @humanecities  Рік тому

      Sounds like you've got a great system figured out for yourself! (With plenty of cost savings built in!)

  • @wl6020
    @wl6020 Рік тому +1

    I lived without a car for a few years, then switched back. Having a car is much easier to get alot of groceries each time, can get better deals and more stuff when its on sale at a certain grocery chain, dont have to wait for a bus in rain, sun, snow. To me its worth the extra cost overall.

    • @humanecities
      @humanecities  Рік тому

      This is a great point! A few others have mentioned it’s a subscription to convenience.

  • @marcheim5420
    @marcheim5420 8 місяців тому +1

    Is the high insurance cost normal in Canada? 170 seems very high to me. Thats what you normally pay for insuring a new sportscar.
    170 is also about 40% of his total cost.

    • @humanecities
      @humanecities  8 місяців тому

      Sadly we have super high insurance costs - and Alberta is among the worst.

  • @scruf153
    @scruf153 Рік тому +2

    I have been car free for three years been bicycle commuting people still laugh and ask how do I do it I tell them it is easy even at 47 years old everything is within a ten mile radius 90%of witch is within a five mile radius and living in Alabama

    • @humanecities
      @humanecities  Рік тому

      Yep! Over the almost 4 months I’ve been doing it, I’ve been pleased with how possible it actually is!

    • @oakblaze433
      @oakblaze433 7 місяців тому

      Props to you for doing this in Alabama! If you don't mind me asking, what part?

  • @philmarsh7723
    @philmarsh7723 Рік тому +3

    Same here. Might get an electric vehicle in a few years when their range and cost become acceptable to me. Rather spend the money on my house and computer and technology hobbies.

  • @BloodyHeck
    @BloodyHeck Рік тому +1

    It might work in certain cities for certain people, but most people not only need one, we want one. Among other things, we have three large dogs and make a monthly run to Costco to buy, among other things, dog food. So how do we get 4 40lbs bags of dog food home without a car? And that's just one small example. I should also mention that Costco is about 30 minutes away. It's not like we're carrying that dog food on the bus.

    • @humanecities
      @humanecities  Рік тому

      Yeah, I can see why you’d need a car 😂 I had a roommate who did a DJing gig and hauled his equipment there on the bus… he smartly got a taxi home. It’s all about life situation.
      Given their impacts (economically, socially, physically), I’d love to see cars become less necessary so that it really is just a want (and sometimes need).

  • @ambiarock590
    @ambiarock590 Рік тому +3

    I've really been learning about urbanization and I have an ebike. My ebike is my daily driver and I love riding it. My gas payments are almost nothing (I do have places I still drive to) and my area has a good enough bus network where you could get reasonably far by bus + ebike. I too love driving and taking road trips. I currently have a 2022 Civic, and it's a great car but I am realizing that it is a money pit though not as much as other new cars. I'm not sure if I want to sell my Civic but I do know that I probably won't want to buy another brand new car again.

    • @Demopans5990
      @Demopans5990 Рік тому +2

      At least a Civic is reasonably fuel efficient. Anything not Japanese or Korean are guaranteed to be fuel hogs, especially pickups

    • @humanecities
      @humanecities  Рік тому +2

      Civic’s are great cars! It’s nice you can set it aside, though, for cycling and transit! Variety is the spice of life!

    • @ambiarock590
      @ambiarock590 Рік тому

      @@humanecities Exactly! Real freedom is the ability to choose how you get around, and not forced to use a car for everything. Once winter comes I plan on getting a studded bike tire and braving the elements. Biking in the cold is nice after you put enough layers on.

    • @ambiarock590
      @ambiarock590 Рік тому

      @@Demopans5990 Sadly there are way too many massive trucks and SUVs in the USA that just guzzle fuel. I used to have an 07 Hyuindai Santa Fe and I got decent gas mileage out of that, I think around 20-25 mpg.

  • @Marco-yr9vu
    @Marco-yr9vu Рік тому +2

    Have you tried a moped or any 50cc motorcycle?? They cheap as hell to maintain like a bicycle but allow you to do more distance

    • @humanecities
      @humanecities  Рік тому +1

      I’ve considered it! And it might be something I get in the future. Right now, a bicycle works fine for me. I would be curious to do a broad comparison of different modes!

  • @soumenchakraborty2450
    @soumenchakraborty2450 Рік тому

    I have a car and a 125cc Honda scooter (moped). I always used drive my car for longer distances and use the scooter for work commutes, but now in Thailand the gasoline prices are high so I use the scooter for almost everything be it road trips, work commutes, etc. I do use my car during rainy, cold or extreme hot days. Last year I rode my scooter to a national park which is around 300km from my house but the touring experience was good (sure you have to be safe, no AC, helmet affecting your scalp, getting tanned, neck pain, etc) they only happen if you ride long distance frequently which I don't do.

  • @Bg563
    @Bg563 8 місяців тому +1

    Calgary honestly has great bike infrastructure, I love fish creek park!. Just moved to Edmonton though in Sept 2023 as the cost of living is insane there now. Have been seriously looking at E cargo bikes and this is really helping my decision making, lol!

    • @humanecities
      @humanecities  8 місяців тому

      E cargo bike is on my shopping list for the spring. Calgary’s infrastructure is pretty good, and ebikes really help fill in the gaps! Welcome to Calgary! Glad you’re enjoying it!

    • @bradthiessen6877
      @bradthiessen6877 6 місяців тому

      I've also been looking into E Cargo bikes! Did you ever end up getting one?

    • @Bg563
      @Bg563 6 місяців тому

      @@bradthiessen6877 I still have my car currently. I'm looking at maybe next year getting a cheap e bike first to see what range works for my commute and what options there are at my current hospital (I'm a nurse) in order to park the bike.
      I may potentially move closer to my job too. It's definitely a tough call though as I enjoy doing a bunch of stuff in the city of Edmonton like rock climbing and rec sports. So it's hard to give up on a car atm. It's still something I'd like to try at one point though. Especially with the Cost of living currently.