Worth Canceling Other Cards For? | Wells Fargo Autograph Journey Review

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  • Опубліковано 24 чер 2024
  • Worth Canceling Other Cards For? | Wells Fargo Autograph Journey Review
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КОМЕНТАРІ • 29

  • @linkzinvest
    @linkzinvest 2 місяці тому +6

    Congratulations on your retirement and thank you for your service.

  • @yurig2530
    @yurig2530 22 дні тому +1

    Autograph Journey would be great for booking hotels, since no other card gives you 5x on hotels except Custom Cash, but it's limited to $500, and multiples will not help you sometimes, if it's not possible to split the payment. You don't need it for airlines, since you have Prestige.

  • @SledgeIncTeam
    @SledgeIncTeam 2 місяці тому +4

    I'm not getting it but if I did, it would only be for the bonus and I'd downgrade after the first year. I feel like the No AF Autograph is a better card

    • @ScottLeRay
      @ScottLeRay  2 місяці тому

      I feel you. It's a big earner for people who travel A LOT. It all depends on a persons situation.

    • @SledgeIncTeam
      @SledgeIncTeam 2 місяці тому +1

      @ScottLeRay I travel quite often but I have the Amex Platinum, Hilton Aspire, and several other cards for that.
      Not having domestic airline partners is a fail to me. Most people do not know you can transfer from different airlines that are in an alliance... and only having Choice as a hotel partner is meh.
      It was a good video though

  • @qcman2000
    @qcman2000 2 місяці тому +1

    I’d definitely get it for one yr if I was in your position, since the Autograph can still give you access to travel partners if you cancelled the Journey. The USBAR could be downgraded to the now no AF Connect & I totally see why you’d cancel the Gold.
    Great video 👍🏽.

    • @ScottLeRay
      @ScottLeRay  2 місяці тому +1

      Thanks. I was also thinking about downgrading the USBAR....but we'll see though.

  • @34skyline
    @34skyline 2 місяці тому +1

    don't have any wells fargo credit cards but the journey is going to be my first

    • @ScottLeRay
      @ScottLeRay  2 місяці тому +1

      So far, they've been great to work with

  • @theinternationalist1357
    @theinternationalist1357 2 місяці тому +1

    Im all in with WF especially with Bilt and now WFAJ with direct hotel/flight since i travel to Asia specifically Japan, this card is a must have/keep for me. Plus Choice at 1:2 plenty of properties in Asia including Japan. Going wait until Q3 to get the WFAJ.
    I also will dive in with citi ecosystem, heard 2 new premium cards is in the work hopefully will be better than The Prestige card.
    You got great travel cards Scott, I only like Amex for ANA and their hotel cards. I personally will cancel the Gold card. I don't have any Amex core cards besides their Marriott.

    • @ScottLeRay
      @ScottLeRay  2 місяці тому

      Thanks. I'm very interested to see what Citi does as well.

  • @SENDO-X
    @SENDO-X 2 місяці тому +1

    Im getting it just for the bonus. Definitely drop you amex gold since you have the normal autograph; and drop the 95$ premier!

    • @ScottLeRay
      @ScottLeRay  2 місяці тому +1

      Almost 100% sure I'm dropping the gold

    • @SENDO-X
      @SENDO-X 2 місяці тому +1

      @ScottLeRay i use my altitude reserve for groceries, overseas, and the 1.5x redemption. Idk how often you use yours though

    • @ScottLeRay
      @ScottLeRay  2 місяці тому

      In the past I've used my Altitude Reserve alot. But i'm finding that i'm using it less in less....especially in 2024. For groceries I've been using my Premier for the 3x, and like I mentioned in the video, Citi has been offering me 5x on Groceries and Gas Stations at least every other quarter with my Prestige. But that 1.5x redemption rate does come in handy. Especially when I'm country hoping in Africa every 4 or 5 days for months at a time.

  • @SpartanOfFinance
    @SpartanOfFinance 2 місяці тому +1

    $5000!! Yeah I would defiantly try to get those fees down. I just wish they had Primary CDW. Does Avianca add extra fees at checkout? I found some great deals but read online they charge a separate booking fees (I thinks $25) but I want to make sure. Salute!

    • @ScottLeRay
      @ScottLeRay  2 місяці тому +2

      My flight was 32,000 points plus $97 in taxes/fees. Well technically it was 40K points, but I got a 25% transfer bonus from Citi.

    • @Th33Vultur3
      @Th33Vultur3 2 місяці тому +1

      @@ScottLeRay Try to see first if you can downgrade to a no annual fee option first. I don't blame you for canceling the Gold card if you get value somewhere else. Just have a card like the EveryDay card or the Blue Business Plus handy so your MR points are safe and you don't lose them.

    • @ScottLeRay
      @ScottLeRay  2 місяці тому

      @Th33Vultur3 Thanks for the insight!

    • @ow5966
      @ow5966 2 місяці тому

      The Bilt card has primary cdw

    • @javonwooten
      @javonwooten 2 місяці тому

      I agree primary cdw on this card would definitely make me apply, even if I only took one or two trips a year

  • @yurig2530
    @yurig2530 22 дні тому +1

    I would definitely keep Altitude Reserve, get rid of Gold, downgrade Premier to Custom cash.