Being Poor in the USA vs Being Poor in the Philippines!!! There is a Substantial Difference!!!
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- Опубліковано 10 тра 2024
- Many in the states underestimate the Government Programs in the States and think it’s better coming to the Philippines when poor. Trust me it’s not better if you are poor to come here to the Philippines.
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I can definitely agree with you on this video. Do not come here to the Philippines if you do not have at least $2000 a month. You need at least that to live somewhat of a normal life. If you do not have that kind of money you will not last. Not only the monthly budget, but you need to have something put away in case something happens and you need to go to the hospital a good hospital is not as cheap as in some of these peoples videos. In the past year, my wife has been in and out of the hospital and we are at 1.6 million pesos and still have another surgery at the end of the year. Please everybody listen to this guy. He’s not staring you in the wrong direction. He’s being totally honest. Great video.
Thanks for the kind comment
God bless you- my wife and children are also in the Philippines while I am separated in California because while I am land rich thankfully I am fiscally challenged to support them and the estate with only a single income from a tenant. I have not been able to afford a visit to my family in over four years. I will be 62 in a month with payments beginning in mid March when the augmented income will finally allow us options. That is only because I am an American living in America. I fully understand and respect your situation and will continue to pray for your family and you. It will resolve itself I am confident. God Bless you all.
I’m DUAL citizen (USA and Philippines) this guy is telling you the TRUTH. I would AGREE minimum $2000/ month. Unless you want a ghetto life in Philippines
Steve your 100% correct i have heard so many people saying that i would rather live in the Philippines on $1000 than the west.
Other channels fail to mention what you have just mentioned.
In my country its similar to the usa we have free health care free dental care etc.
There's government help with housing costs also there’s help with government grants etc.
When it comes to living off $1000
a month in the Philippines you will have to pay for everything off that budget there's no government help available to foreigner's in the Philippines.
Getting to the point its not just the $1000 a month living in a developed country there's other help available.
Thanks for sharing 👍
The grass are not always greener on the other side. Great topic
Excellent comment and so true 👍🏻
I'm hearing the weather has been very hot and humid. This is the biggest reason I probably wouldn't care to live there. Otherwise, the people seem great. I will visit and see what it's like. But, the USA is going down fast on many fronts.
And it will go down there as well. Imagine the Philippines being cashless ? Bird flu ? Sun flare ? If the flights stop ? The list goes on and on. I bet a lot of Philippines living abroad will want to go back home as well. His statement should have been…try not to come and do what I did even if you are doing ok. I doubt they can band together and accomplish much. Read your bible before making a huge decision . It says a lot about the near future.
Steve... I was making $150K a year back in 2010 time frame. I took a vacay and went to fils for 3 weeks. I lived with a family in FRV1. (The slums north of Manila). It took me a moment to get used to no AC...but I adjusted. Yes, I had money at my fingertips... but for practically nothing, I got used to living like that very quickly. It may have been because I came from a dirt poor family back in the US, where I was homeless several times as a child... but it isn't hard to get used to. If you can't get used to that type of life... God forbid should a major event (Asteroid, or Nuclear winter) hit the entire planet! You won't make it! (Yes, I'm a Vet too...)
Thank you for this- I don’t even need to view it. I am glad someone is aware and willing to give naive desperate people a heads up to what is the reality in most countries outside the US. ❤
With inflation I think $2,000 dollars a month is a low amount.
I have a wife and 3 kids at home and we own our own home.
Pay immigration visa's
We buy food.
Pay Internet.
Pay Netflix.
Pay prime.
Pay electricity.
Pay water.
Pay Health insurance.
Pay Car and scooters insurance.
Buy Gas for our car and scooters.
Buy propane for cooking.
Buy cloths every month.
Pay Doctor appointment once a month.
Pay Dental appointments every 6 months.
Pay college tuition for my daughter.
Give the kids allowance.
Put money in my emergency fund every month.
It all adds up we started with a monthly budget of $1,500.00 dollars four years ago and have had to revise it every year first to $2,000.00 dollars a month.
The next year to $2,200.00 dollars a month.
Last year to $2,300.00 a month to this year $2,500.00 dollars a month.
In my humble opinion, If you have a wife and kids and don't own your own home you better have access to $3,000.00 dollars a month to cover all your living expenses and emergencies If you're planning to live the same middle class lifestyle you lived in the United States here in the Philippines.
Good video Steve.
You forget the cell phone bill!
@@BarnabyBarry true we get weekly loads of 50 php on my wife's phone.
I use messenger and Magic jack when calling family and friends.
We have a few 1 time items every month.
Like playing cards or writing paper.
Can't remember everything.
Americans in general don’t understand the difference growing up poor and growing up in poverty. I grew up poor in America but I always had food and medical care with the exception of dental. My wife grew up in poverty, lack of food , raw sewage runs out into the street, children that live under the bridges or abandoned houses. Huge difference between poverty and being poor. Our poor have cell phones , food, and many opportunities to transition out of being poor
Great point
Great point
The US has Section 8 Fed Housing Program, admin by states, for "Poor" & Elderly, and "Veterans Housing" Prog.. I think Disabled Vets get a priority .. And there's SNAP (Food Stamps) .. Medicaid (41 states expanded) .. Food Banks & Shelters..
I' retired in the Philippines, my monthly pension is $430 USD per month.
@@eddieBoxer You really live on that in the phil ?
You’re definitely not living on that…
Completely agree Steve ….. Many P.I. Expats are looking for change in their lives . Getting older is bad anuff, but poor and on a very limited budget compounds the problem. 🇵🇭✌️
Great information. Thanks.
A lot of the low budget expats that are doing okay in the Philippines came along time ago and established themselves when $1000 went further. It costs a lot to re-establish yourself in the Philippines. It is cheaper to rent a bare bones apartment but everything costs to get established from your bed to your aircon to your pots and pans and last of all to getting a long term partner you can trust. On a low budget you can't afford to go girlfriend shopping unless you are young and somewhat attractive.
Great vlog Steve all the best from Norway
Thanks 👍
You poor in the US the Government helps you with housing,Medical,living expenses, schoolings.
PI you end up in the street and you stay there in the heat.
You might get 1000 pesos if a poor senior
There is not even a topic bro.
Been in PI 6 years.
You see it everyday.
You rot in PI.
Sad but true.
Guys listen to him!!! I have lived here for years. He tells you all the truth!!! Not trying to get better UA-cam numbers through lies like others I notice do. I laugh at the ridiculous click bait of living on $500 or so.
I've watched a lot of Channels .. "They're not all full of it" .. Some of these guys live comfortably, out in the Province, living their simple lifestyle, on $1000. or less (It's not for everyone) ..
Unless you're living in BGC / Makati then $1000 is enough as long as you have decent medical insurance. If you're a couple then add $500. Food is my biggest expenditure, but of course different people have differing expectations as to how they wish to live
I just got back to the Philippines after working and visiting family and friends for the last 6 months in the states.
My wife and i spent a week in Manila enjoy our time getting reacquainted at the Heritage hotel. We had a Wonderful time, I fully recommend it.
We got home yesterday, unpacked relaxed and went shopping for food to day.
To be honest i was shocked.
What we would have spent 10,000 php on food and groceries for 1 week a year ago we now spend 13,261 php and we havent gone down town to buy any vegetables at the open market.
😮😢😮😢
Good video Steve
The VA clinic in manila caters to service connected disabilities, it is only a clinic not treatment center, all they'll do is refer you to a hospital and you foot the bill then file a claim, there's like 3 hospitals who are accredited with the VA and you don't need to pay outright, be advised these hospitals are poor quality service, if you have a severe illnes best you go home or don't come to the Philippines.
You can live a lot better in the philippines on 2.000 a month then you can in the US. Depending where you live your rent or mortgage will cost almost 2.000 a month.
Steve, you've made some excellent points on the topic.
My budget will be tight, with a family of 3, just on my retirement budget. But I’ll have an emergency fund that we don’t touch. I call that survival money
I have been to the philippines a lot of times over the years it all depends were you live. I think for someone who has some sort of retrement like social securty and a military pension and a decent savings they will do just fine. In my experience the philippines is still a lot cheaper then the states. I would not recommend someone who has never been to the philippines to retire there unless they are married to a phipino or at least visit there first.
Steve, there are several expat UA-camrs going through catastrophic medical problems and have savings but not enough. I know you’ve talked about the importance of savings and medical insurance but these are not poor expats. I think everyone needs to rethink how much they need in savings. $20,000 or 30,000 is not enough in many cases.
Insurance is a must
@@MrSteven5975 These guys didn’t have insurance.
If you want to live like a,Filipino think twice
We have senior apartments you apply for 2-3 years in advance . Or waiting list to get in. They go by your income. Most metropolitan areas in USA should have senior apartments that go by income.
Correct. My mom applied for such housing a year ago. She too is on a waiting list.
When you get old it’s over no more second thoughts or changes we’re all going to go down that road so accept that . Philippines is not the last resort if you think it’s that way you will find it out. 😊
That $1500 / mo. cut off is questionable in the states. -- Gets you about $15 -- $20 / mo. in food stamps and a little food bank poor quality food. -- Not much truthfully. At best 1/3 of your income for housing - there goes $500. But electric / cable &/or wifi is expensive ! -- Your homeless w/o a housing subsidy and waiting lists are usually years !?! > In the Philippines an $80 rental w/ac = $180 (?) - seems like for a single guy - $400 for food (?) -- and about $800 -- perhaps should get you by on normal expenses monthly ? - - - Hard for me to see more than $1000 - routinely - for ''basics'' ? 🤔 Can anyone over there confirm this for me ??? = For a thrifty frugal person ?
I think he would know, he lives there.
I'm here on just my pension for right now . I'm getting SS in 3 years (62).My monthly expenses in Metro Manila are about $1200 so I put up $900 a month.
I'm not on a budget but I don't drink, smoke or do much traveling. I'm on no meds. I cook at home. I'm no beach person, I like the cities.
But I also have almost $100k in savings that I do not touch. Also have high limit credit cards that stay active due to my gym membership and I use them in the stores occasionally to keep them alive.
I do have an Amazon obsession I'm working on. That could be another $200 in savings but some habits die hard lol 🙄
I honestly think a cheapo budget can be done, but adherence is key, and please please have a good savings to fall back on, a Plan B in case something happens here and you need to go back home. My suggestion is 10k MINIMUM, 2 solid credit cards (2 is 1 and 1 is none) and bring 5k cash as startup money.
I think $1500/mo plus an emergency fund will allow you to live comfortable and stress free. You can pinch pennies and get by on as little as $1200, but it won’t cover more than minimal medical care. That has been my experience living in Cebu City, IT Park.
To live decently you truly need $1500 to have AC and Health Insurance and eat decent and a comfortable place.
$1500 in US won't cover average rent anywhere these days ..
Steve... you JUST HIT THE KEY WORD. There's a HUGE difference between "happy" and "content". NOBODY will ever be content (no pun about my screen name intended). NOBODY. Why? Because, as a rule, the more you make the more you spend. Right now, I still make over $150K a year, but I am LITERALLY living off of about $30 a month THIRTY DOLLARS a month. Granted I have a job that pays for a lot of stuff, but my point is: housing, utilities, water--once paid, all I need is food. Happy... not content.
The average rent for a 1 bedroom flat is 1500$ a month so for some it may be better to look abroad for retirement.
"While the government claimed the supply of illegal drugs was reduced by 80-90%, independent experts noted that falling drug prices on the streets indicated enforcement actions were ineffective."
Very important video !!!
Last time I looked...to stay there you have to have 10thou in the bank🤔It is an expensive move Much Love Philippines🫠🩷
"The median rent price in US for May 2024 is $2,100" - Zillow .. "Median, US Home Price, may 2024 is $ 412,000" - Forbes
This is why you need to own a home. Zero rent zero payments! File property tax exemption, zero property tax! Free medical. Free gym, pool. My experience, yours may vary. Benefits of living in the USA.
The "average" American Retiree, at 62+ could "live OK (Decent) in the Philippines" on (at least) the Average (or better) Soc Sec Check .. And Hopefully you have "some Savings" (Interest) or "other" (min) source of income ..
Bottom line is gentlemen if you were barely making it in America, you're going to barely make it if not sink in the Philippines.
So If Im bringing in $3000 I should be ok and have enough money to survive, my goal is to live on $1500 and save the rest, for vacation and things like that.
Yes that's possible if you're single, I have a wife and 3 kids one in college and we spend $2,500.00 dollars a month on our monthly budget and we own our own home.
Any traveling we do comes out of money I earn every year going back to the states working as a Nurse.
This might be a bit personal and if it is I apologize. Speaking of money and finances, I know you invest in dividend stocks. Have you made a video about that ? If not would you mind doing so ? I am trying to build my dividends and boost my income a bit.
From MA! The Chelsea Soldiers Home is a FN dungeon Steve!
It’s brand new !!! It’s all done over
There are youtubers who keep providing examples of people living on $500, $800 and $1000 a month, which for.a desperate person translates to 'I can live in there with $500, $800 or $1000 a month' which is not necessarily true and usually leads them to beg for funds. Those that live on these rock bottom budgets have done it for years and have set up their finances for it. They've also accepted living a minimal life style which most Westerners don't understand and/or can't do.
Bingo
I’m poor in San Francisco living on a $2000 a month budget for 1 person. In the Philippines my Filipino friend is poor with $300 a month budget.
A single person in the Philippines managing $2,000 dollars a month can live a middle class lifestyle even with the cost of inflation bringing food prices up.
Yes, I just googled it veterans US veterans can get limited outpatient treatment in Manila😅😅 so you’re not completely correct
He is right. VA in Manila only treats service connected conditions. There is no out patient treatment. Vets can use a local doctor, pay up front and seek reimbursement for their Service Connected Conditions. Key words Service Connected Conditions
Not here
Well its the same if you are an american with a certain standards on affordability and in the Philippines with another standards base on what the standard is. The only difference is about the value of money which is the dollar when it is converted to Phillipiner peso has that big big difference. so the comparison is vague when a homeless american with no income they will live in the streets with only a cardboard, no preperties because their income and cash assistance cannot meet even their daily needs while in the Philippines a very poor man many has a dwellings even in those informal places ( squatters).
Just came from america homeless a lot in lasvegas
With no disrespect Sir but I disagree about living happy and comfortable on $1000 a month an I am doing just fine and how I do it is to long to list, lol ...😂😂😂
Respectfully Steven, I'm 78, very low-income due to 1/4th of my life I did foreign aid work ...here in America for 3 yrs now, I'm told: "You more than qualify for housing assistance, food assistance, health assistance and on and on ...I get NOTHING after going to well over 40 ...yes 40 agencies and churches for 3 yrs. SORRY, I'm worng, I get BS excuse, sent to other agencies, demeaning abuse, indifference and condesending attitudes ...on and I don't drink, don't smoke and never did drugs. I have worked with missionaried in Haiti ..and frankly America is quickly becoming another Haiti. The churches here aren't like 30 yrs ago ...they are now a BUSINESS, any assistance they give comes with strings attached. ...oh and that's no just me stating facts here ...other expats that worked in missions and aid work who have returned state the same. I cant' get into any clinic nor doctor due to BS excuses and now hemorrhage and the prognosis ain't good. I respect you ...your a good guy ...but PLEASE cosult with elderly low-income who are living this nightmare in the states.
I have friends back home and not one is having issues getting benefits.
The poor areas of the Philippines are the places drugs are rampant.
Living abroad has both the plusess and minues. It's not a perfect fit for everyone.
Take your time, save up your money, build or buy a home with your Filipina, and you can 100% live on 1k a month.
Not very well….
Being poor anywhere outside of your country sucks.
Great information for those who need it. People need to find out the information, research is needed before taking that big step from the US to the Philippines. Keep up the good work.
Absolutely!
Hi Steve Thanks for all your advice. Only wish people would heed it. Have fun, stay safe, stay Healthy.
Vietnam Pattaya are much cheaper
It’s good you tell about the real thing here times have changed 😊
Are you worried about usa dollars currency, phillippines pesos and all papers currency became worthless. You guys are screw if you living in the Philippines. Everything will be switch in Bitcoin world. A lot of big institutional, bank are buying Bitcoin and cryptocurrency. Paper currency will be worthless around the world.
I doubt people will throw thier currency into Chrypto but gold maybe.
Costa Rica is better.
The poverty in the sixties in England was worse than the Philippines if you were poor more illnesses empty belly by Monday until payday on Thursday but the big one the cold if you couldn’t afford coal at least the kids can find food here
You don't know what you are talking about. I was brought up in the sixties and the poverty wasn't anywhere near the poverty in the Philippines. What medication 💊 do you take talking rubbish like that.😮
Duterte was great. Wish he was still president.
Didn’t he invite the Chinese government as friends…..now their taking over the Philippine fishing rights! Brilliant!
@@Dzambhala1 It could be because there is a new president now.
The poverty in the sixties in England was worse than the Philippines if you were poor more illnesses empty belly by Monday until payday on Thursday but the big one the cold if you couldn’t afford coal at least the kids can find food here