Should I Put Money Down on a VA Loan? VA Loans Explained For First Time Home Buyers 🏡

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  • Опубліковано 24 лип 2024
  • #VAMORTGAGE #VALOAN #NODOWNPAYMENT
    Clearly, I love doing loans! Need a mortgage or want to chat about your scenario? I am licensed in 48 states for purchase and refinances. Here is how to contact me:
    1) Book a call with me: calendly.com/jennifer-beeston
    2) Apply for a mortgage now at www.zerostressmortgage.com If you apply please text me your full name and email address letting me know so I can look for your app:) TEXT 707-478-0637
    3) Call me 707-478-0637
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    Jennifer Beeston, SVP Mortgage Lending NMLS 247743 at Guaranteed Rate, Inc. NMLS 2611
    Branch Address: 4863 Old Redwood HWY, Suite D, Santa Rosa, CA 95403
    Equal Housing Lender - For licensing, go to www.nmlsconsumeraccess.org
    Top 1% in the nation 2016-2021
    More Helpful Content:
    Home Loan Basics: • Playlist
    VA Loans: • Playlist
    Real Estate Breaking News: • Playlist
    Mortgage Rates/Refinancing: • Playlist
    Mortgage and Home Buying: ua-cam.com/play/PLj.html...
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    NMLS #247743 Guaranteed Rate NMLS 2611
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    Equal Housing Lender - www.nmlsconsumeraccess.org
    State License Numbers: AK - AK247743, AL - 72998, AR - Licensed, AZ - 1007541, CA - CA-DOC247743, CO - 100516570, CT - LO-247743, DC - MLO247743, DE - MLO-247743, FL - LO66900, GA - 70357, HI - HI-247743, IA - 33839, ID - MLO-2080247743, IL - 031.0054184, IN - 41478, KS - LO.0039219, KY - MC717200, LA - Licensed, MA - MLO247743, ME - Licensed, MI - 247743, MN - MN-MLO-247743, MO - MO-247743, MS-247743, MT - 247743, NC - I-189119, ND - NDMLO247743, NH - Licensed, NM - Licensed, NV - 66544, NY - Licensed, OH - MLO-OH.247743, OK - MLO20600, OR - 247743, PA-247743, SC - MLO - 247743, SD - MLO.08498, TN - 205478, TX - Licensed, VA - MLO-40552VA, VT - VT247743, WA - MLO-247743, WI - 247743, WV - LO-247743, WY - 8203
    Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.
    All information provided in this publication is for informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate, Inc. does not guarantee the quality, accuracy, completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been provided by third parties and has not necessarily been verified by Guaranteed Rate, Inc. Guaranteed Rate, Inc. its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential, special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is in contract, tort (including negligence) or other tortious action.
    Guaranteed Rate, Inc. is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.
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КОМЕНТАРІ • 40

  • @leahcorrethers6591
    @leahcorrethers6591 Рік тому +7

    Wow Jen, the kind of light you shed for VA loans is a God send!!! We will be working with you on our VA loan next week!!!

  • @grace3649
    @grace3649 Рік тому +6

    Jen Beeston’s team is the best! We are closing on our house tomorrow. They KNOW VA unlike other lenders where they pretend they know va but then ask u a bunch of questions. We will definitely use them again the next time we buy another property!

    • @leahcorrethers6591
      @leahcorrethers6591 Рік тому +2

      Congratulations!!! I am excited about working with them next week. The moment the other lender we we're thinking about going with was asking my husband who is a retired Vet for W2's when all he has is his disability and they asked for information that was already found on his COE, I knew it was time to shop around for someone who knows VA. We are excited and know we will be in good hands with Jen and her team! Congratulations again!!!

    • @grace3649
      @grace3649 Рік тому +2

      @@leahcorrethers6591 yeah when we refinanced our house in Tx geez how many lenders weve worked with just because theyre not understanding! We hope weve known jen before for sure it would be a breeze. But glad we found her now! Go with jen i promise u wont be disappointed. Also if u ever get Jen anderson, shes my personal favorite! U can talk to her about everything!

    • @janay7892
      @janay7892 Рік тому

      What was your rate?! We are in ga & hopefully she can work with us!

    • @grace3649
      @grace3649 Рік тому

      @@janay7892 5.75%. I know she is licensed in GA. She would help you! That’s all they ever did. Can’t stop raving about them coz they have nothing but ur best interest. They were there for us right up to closing.

  • @zl1booker
    @zl1booker Рік тому +1

    Honesty to the max. we love you and we love all your help. Thanks

  • @EAster33
    @EAster33 Рік тому +7

    Good thing I’m 100%… I’m working on my credit then ill give you a call soon!

  • @SAV3DnFORGIVN
    @SAV3DnFORGIVN Рік тому +3

    I appreciate your honesty in all your videos

  • @Splenda2021
    @Splenda2021 Рік тому +1

    Always great info

  • @marisamarino7596
    @marisamarino7596 Рік тому +2

    I’m 80 percent disabled and am planning on buying this Spring/summer. I like your information.

  • @davesteven2058
    @davesteven2058 Рік тому +2

    Thank You Jennifer I’ll definitely call you for a VA Pre-approval take care🙏

  • @wewashmilitarygradestreams8314
    @wewashmilitarygradestreams8314 26 днів тому +1

    Great video 📹 👍

  • @myvidiary6029
    @myvidiary6029 Рік тому +2

    Bless you😁!… bless you more if I get a house in Feb😁….

    • @JenniferBeeston
      @JenniferBeeston  Рік тому

      You can do it!! Call me if you need any help! 707-478-0637

  • @daricej9753
    @daricej9753 Рік тому +3

    I almost put a contract on a catfish Redfin house!

  • @SAV3DnFORGIVN
    @SAV3DnFORGIVN Рік тому

    So do you have lenders in FL I feel like lenders we have spoken with dont know much..we bought a new build in April 2022 and went with their lender to help with closing..

    • @JenniferBeeston
      @JenniferBeeston  Рік тому

      Hi MJM! I'm licensed in FL. I would love to help you out with any questions you may have. You can call me 707-478-0637 or schedule a mortgage consultation with me here: calendly.com/jennifer-beeston (:

  • @Odemaris.
    @Odemaris. Рік тому +3

    If my funding fee is waived due to disability, is it worth it to do a down payment to at least bring monthly payments down??????

    • @JenniferBeeston
      @JenniferBeeston  Рік тому +3

      It can be. It depends on how much money you have and how much it will drop the payments

  • @besthomesdfw5391
    @besthomesdfw5391 Рік тому +1

    I only got 10% disability but I'm not paying a funding fee. What I don't like is the origination points, why it's so high?

    • @JenniferBeeston
      @JenniferBeeston  Рік тому +3

      Why are you paying origination points? Sounds like you are working with the wrong lender. Call me 707-478-0637

    • @besthomesdfw5391
      @besthomesdfw5391 Рік тому

      @@JenniferBeeston but he made me signed a locked in rates, omg! I didn't get the house I wanted so I'm still searching.

  • @whiteyxdplaylit5945
    @whiteyxdplaylit5945 Рік тому +1

    Did the minimum disability % go away? I think it used to be 30% ?????

    • @JenniferBeeston
      @JenniferBeeston  Рік тому

      As long as you get any payment for va disability then your good

  • @ricdynasty
    @ricdynasty Рік тому +3

    So you’re basically telling me that I screwed up not serving lol

    • @EAster33
      @EAster33 Рік тому +1

      Yes. Not having 100 makes it even worse. Ur losing much, but not that much, being hurt n all

  • @happykillmore2356
    @happykillmore2356 Рік тому

    What are the current VA loan rates for 750 credit. 100% disability also

  • @truthteller8274
    @truthteller8274 Рік тому

    I don't know any veterans who're contemplating a $2 million home loan... lol...

    • @JenniferBeeston
      @JenniferBeeston  Рік тому +2

      I see a lot of Veterans who are doing incredible well.

    • @truthteller8274
      @truthteller8274 Рік тому

      @@JenniferBeeston No doubt, I just am one and I do ok, and I'm not meaning to be disrespectful to anyone, just a sticker shock flag went up to me when I heard that number because I'm buying a house for 1/10th that with a VA loan myself and I'm trying to wrap my mind about the size of that mortgage, roughly 10x what mine will be.... egats....