My Profit & How to Invest in Islamic Naya Pakistan Certificate? Meezan Bank Islamic Certificate

Поділитися
Вставка
  • Опубліковано 16 вер 2024
  • In this video I will explain on how Overseas Pakistanis can Invest in Meezan Islamic Bank Naya Certificate and What profit you will actually Get? I will share my investment of Rs.100,000 for 3 months period and what profit I got from it after maturity?
    My UA-cam Channel for Travel, Food and Lifestyle VLOGs: / samikhanvlog
    Connect With me:
    Facebook: / samikhanvlog​
    Instagram: / samikhanvlog
    #SamiTradeTalks
    #IslamicNayaPakistanCertificate
    #RoshanDigitalAccount
    #PSX
    #StockTrading
    #StockInvesting
    #CryptoCurrency
    #CryptoCurrencyTrading
    #PakistanStockExchange
    #KarachiStockExchange
    #KSE100
    #KSE
    #KSE100 Index

КОМЕНТАРІ • 105

  • @nabeeljaan7868
    @nabeeljaan7868 3 роки тому +8

    آپ ایک اچھے اور سچے انسان ہیں

  • @husnainmanzoor9158
    @husnainmanzoor9158 3 роки тому +6

    The video was very well done. Thoroughly enjoyed it and very informative. Looking forward to your Stock investment videos.

  • @benazir917
    @benazir917 2 роки тому +1

    Finally a video that explains everything in full details and simplified the process. Looked all over youtube and this video answered all my questions! Thank you

  • @thedigitalshiekhs9309
    @thedigitalshiekhs9309 2 роки тому +1

    Mashallah...you are the first man whoz expian me very well.. love u bhai jaan...thanx soo much....

  • @NaseerAhmad-be4dx
    @NaseerAhmad-be4dx 2 місяці тому +1

    Sir bohut achy sy bataya aap ny. Thank

  • @youtubeshorts7373
    @youtubeshorts7373 2 роки тому +1

    Thank you so much brother, Straight forward and Very well Explained, without wasting time...
    Subscribed to your channel and Liked your video.

  • @kashifali-ug1yk
    @kashifali-ug1yk 2 роки тому +1

    Prematurity mein koi deduction nahi.. let say ager ap ny 3 months ka certificate mein invest kia hai to apko kch nai mile gha Prematurity pay... or ager ap ny 3 months se ziada wala certificate lia hai or phir ap premature let hain or ager 3 months k baad nikalty ho to phir apko 3 months ka rate mle gha... let say ager certificate 6 months ka lety hain or phir 4 months ko nikal lety hain to apko 4 months ka return mle gha but rate 3 months wala lgy gha... same for 12 months...

  • @khanshad7564
    @khanshad7564 2 роки тому +1

    bhai sare you tube par ap wahid admi ho jis nai bilkul clear bata diya..baqi sub guma pira ke bat karte hai...thanks

  • @zia041
    @zia041 3 роки тому +2

    Thanks lots, really appreciated from heart ♥

  • @Ahmad23600
    @Ahmad23600 3 роки тому +1

    Though not overseas Pakistani but I love the concept and suggestions for Islamic investment

  • @faisalraja6607
    @faisalraja6607 3 роки тому +1

    I invested 1 Lakh through UBL Islamic certificate and return was slightly less than advertised but by only a few rupees similar to your amount.

  • @muhammadfatimahadi5904
    @muhammadfatimahadi5904 2 роки тому +1

    MashaAllah Very good God bless you

  • @mohsinlatif2024
    @mohsinlatif2024 2 роки тому +1

    Very Good Video brother. Thank you ❤️

  • @SweXperts
    @SweXperts 2 роки тому +1

    Thanks for the detailed video. Much appreciated 🙏

  • @arsalanqureshi3028
    @arsalanqureshi3028 2 роки тому +2

    How do they declare this as Islamic.

  • @findjaidee
    @findjaidee 2 роки тому +2

    good. what about the additional cost of repatriation of fund process fees/currency conversion etc if invested in US dollars or UK pounds

  • @LondonerUK64
    @LondonerUK64 2 роки тому +1

    thanks for hard work

  • @abuzarkhan8637
    @abuzarkhan8637 8 місяців тому +1

    Why people don't investment direct to psx

  • @5040113
    @5040113 3 роки тому +3

    Sir 2100×10 = 21000 correct ? U said 10000 ? Video reference from ( 12:35 till 12:49) but vidio was fantastic thank u very much .

  • @rajeshgemnani
    @rajeshgemnani 2 роки тому +1

    great work brother

  • @shortvideochannel2831
    @shortvideochannel2831 3 роки тому +1

    Dear Capital Gain tax ke bare mn Thora guide Kare AJ Kal Suna hai 11 month ka cut Karne ja rhe hn

  • @frvlogs1
    @frvlogs1 2 роки тому +1

    Great presentation dear

  • @tahirnasir2273
    @tahirnasir2273 2 роки тому +1

    Dear Bhai, this 03 month profit is equal to Komi bachat profit. So if you keep in qomi bachat then it is same and secure.

    • @tahirnasir2273
      @tahirnasir2273 2 роки тому +1

      I am an overseas living in 🇦🇪

    • @samibusinesstalks
      @samibusinesstalks  2 роки тому

      Qaumi Bachat has interest in it. If you are Ok than fine.

    • @tahirnasir2273
      @tahirnasir2273 2 роки тому

      @@samibusinesstalks yes they are cutting 15 % on profile for filer and 30% on profit for no filer what you suggest ?

  • @DrRabiaHolisticCare
    @DrRabiaHolisticCare 2 роки тому +1

    Thanks for honest sharing

  • @aneelasajid18
    @aneelasajid18 2 роки тому +1

    Bhahi plz mujy 50 lac ka 5 years ka 6 months after tax profit mily ga

  • @learnearn492
    @learnearn492 3 роки тому +1

    of course if they give fixe people will object that it is interest so they do some plus minus to make it islamic.

  • @Scorpio.and.only.scorpio
    @Scorpio.and.only.scorpio 2 роки тому +1

    Sami Bhai,, let say k hum Naya Pakistan certificate mein invest nahi kRte,,, Only roshan digital saving Account meezan bank mein open kr k remittance bhejte, o hein,,,,os sorat mein Kitna halal profit mele ga monthly ??

  • @muhammadamjad3659
    @muhammadamjad3659 2 роки тому +1

    Can you please explain the scenario where we will be topping it up every month ? How will it work? Will that amount be added to same certificate or it will be considered as a new certificate ?

  • @muhammadamjad3659
    @muhammadamjad3659 2 роки тому +2

    Well this is very misleading and cheating then. why are they showing 9.5% for 3 months investment? They should just tell the exact percentage which is what you showed in your excel sheet.

  • @pakistaniheroe7306
    @pakistaniheroe7306 2 роки тому

    اسلام علیکم سر میرے کچھ پیسے نیا پاکستان سرٹفکیٹ میں پڑے ہوئے ہیں اور میں وہ پیسے نکالنا چاہتا ہوں پلیز رہنمائی فرمائیں

  • @shoaibkhan1949
    @shoaibkhan1949 2 роки тому

    Nice 👍🏼

  • @rafaqatali8667
    @rafaqatali8667 3 роки тому +1

    Sir inpc sy pasy nikalny ka kea treeqa ha

  • @tahirnasir2273
    @tahirnasir2273 2 роки тому +1

    Sami Bhai what about filer and no filer tax deduction ? Is it included ? We need to be filer before invest in certificate pls advise

  • @badarqueeshi8714
    @badarqueeshi8714 3 роки тому +1

    Thanks for the amazing video. I look forward to more content from you. Two question on naya Pakistan cert: 1. Is there a limit of certificates you can buy? Eg buy cert of 1lakh per month. 2. Generally, Is there any tax implication if you take money overseas again?

    • @samibusinesstalks
      @samibusinesstalks  3 роки тому

      1. No limit on certificates. But minimum amount is 1 Lac. 2.It all depends on your country of residence.

    • @islamiccounsellingfacts1028
      @islamiccounsellingfacts1028 2 роки тому

      @@samibusinesstalks my residentent in pakistan karachi
      So in pakistani resident can also open this account
      Benifit also pakistani reidence detail

  • @aghakumailhassan9820
    @aghakumailhassan9820 3 роки тому +1

    Dear friend how to important and export ur shares from cdc account to broker accounts

  • @qasimabbas1058
    @qasimabbas1058 2 роки тому +1

    jeety rho ..

  • @engineerfahim22
    @engineerfahim22 2 роки тому +1

    Somebody told me that if you invest in 3 years tenure you will get the profit after 6 months. But It has already been 6 months but no profit in my account transferred. Can you explain why?

    • @samibusinesstalks
      @samibusinesstalks  2 роки тому

      Best way move forward is ask the Bank. Normally you get profit on maturity. Imagine if they will pay you profit instalment after three months and then you will cancel your 3 years plan, what will happen? I think you need to ask your Bank about it

  • @MuhammadShoaib-wm5ni
    @MuhammadShoaib-wm5ni 2 роки тому

    What will be profit after 5 years.

  • @khanshad7564
    @khanshad7564 2 роки тому +1

    bhai ye scheme bhi gharib overseas ke liye nahi hai...details check kar ke daiko...

  • @sherryseharsonu
    @sherryseharsonu 3 роки тому +1

    Thanks brother 👍

  • @saifuzzaman8507
    @saifuzzaman8507 2 роки тому

    Asalaam o alikum bahi jaan
    Agar 10 lakh 5 saal k liye investment kar dein meezaan neya Pakistan artifacts main to monthly kia profit mele ga bata dein

  • @GuestPostingPlayers
    @GuestPostingPlayers 2 роки тому +1

    Ya Pakistan mn rehna waly Pakistani khol sackta h
    ya bs oversees he khol sackta hn ????

    • @samibusinesstalks
      @samibusinesstalks  2 роки тому

      RDA IS FOR OVERSEAS only but residents of Pakistan can do stock trading too

  • @abidiqbal691
    @abidiqbal691 2 роки тому +1

    Aoa sir I invaist 500000 for 6 month and I racive 6 month late I racive22300 profit for 6 month

  • @bilalalgorithm
    @bilalalgorithm 2 роки тому +1

    suggest investment better than naya pakistan?

  • @kamrankhan-xu6sr
    @kamrankhan-xu6sr 2 роки тому +1

    You explained well.
    But i don't recommend to invest in such kind of certificate because of following reason.
    1. Inflation rate in pakistan is very high and if we see last 6 years it is 70%. For example the 1 usd was equal to 105 pkr in 2016 and now its 175. It means that you earned no profit but just recover from Inflation.
    2. As the name of certificate define that this investment have political influences (PTI started) and such kind of project get crashed once the government changes in pakistan. (Unfortunately)
    3. Have much better options to invest with potential of 2 times profit of your principal ammount in just 2 years.
    4. I am overseas and actively investor from last 5 years and i never see any thing can compete the commercial land investment. It has potential to even double your amount in few months.

    • @samibusinesstalks
      @samibusinesstalks  2 роки тому

      AGREE with you

    • @rajaymahmood
      @rajaymahmood 2 роки тому

      What should we invest in? I am in UK, where are you? Commercial land, how can we invest in commercial land while being abroad?

    • @arsalmunir7483
      @arsalmunir7483 2 роки тому

      Some points are well explained, how we new government can’t do anything, since it has been tied to state bank of Pakistan. If you think PKR is going to depreciate, Then Use USD

    • @kamrankhan-xu6sr
      @kamrankhan-xu6sr 2 роки тому

      @@arsalmunir7483 in that case as i said. You will cover inflation only not a profit.

  • @nabeeljaan7868
    @nabeeljaan7868 3 роки тому +1

    Bahut khoob

  • @furzana
    @furzana 2 роки тому +1

    Great video brother but a quick question... If invested in RDA in PKR currency and you then want to close the account, would the money be returned back in GBP rate that was initially used when investing or the rate of GBP-PKR at the point of closing the account?

  • @masood33077055
    @masood33077055 3 роки тому +1

    informative , brother did they Issue any specific NPC No ? if some one take two certificate like one for 5 years and another one for 6 month so how he can track ? because according to your statement there is no certificate no shows

    • @samibusinesstalks
      @samibusinesstalks  3 роки тому

      No particular certificate. They just send you email that you made an investment in Islamic Naya Certificate.

  • @pardesiroutine5722
    @pardesiroutine5722 2 роки тому +1

    Grear details... but video is too long....

    • @samibusinesstalks
      @samibusinesstalks  2 роки тому

      I wanted to discuss in detail to answer most questions in one go.

  • @rajaymahmood
    @rajaymahmood 2 роки тому +1

    I am British national, can I deposit funds that I have in Pakistan into Naya Pakistan or do I have to send money from UK to Pakistan to deposit into Naya Pakistan certificate? Also what is process when withdrawing back to UK?

    • @samibusinesstalks
      @samibusinesstalks  2 роки тому

      You can only deposit fund by using RDA account which means by sending money from UK to Pakistan only in RDA

  • @lxkfkfmkfddf89194
    @lxkfkfmkfddf89194 7 місяців тому +1

    Did you invested in Naya Pakistan Certificate or Islamic Naya pakistan certificate ? Looks like Naya Pakistan Certificate?

    • @samibusinesstalks
      @samibusinesstalks  7 місяців тому

      If you invest through Meezan you are investing in Islamic. I think I used Islamic naya pakistan option.

    • @lxkfkfmkfddf89194
      @lxkfkfmkfddf89194 7 місяців тому

      @@samibusinesstalks what about percentage which bank takes as a mudarib in ialamic Banking

    • @lxkfkfmkfddf89194
      @lxkfkfmkfddf89194 7 місяців тому

      @@samibusinesstalks meezan Bank offers both naya Pakistan and islamic naya Pakistan certificate

    • @samibusinesstalks
      @samibusinesstalks  7 місяців тому

      Doesn't matter as both are halal options. Meezan doesn't give any non halal option. You can select any

    • @lxkfkfmkfddf89194
      @lxkfkfmkfddf89194 7 місяців тому

      @@samibusinesstalks Are you sure or Just a guess?

  • @noumankhurshid1840
    @noumankhurshid1840 3 роки тому +1

    Non resident pakistani hi certificate lay saktay hien.ya normal citizen bhi lay saktay hien

  • @kahkeshan-nr4pr
    @kahkeshan-nr4pr 3 роки тому +1

    stock exchange ki vidoe pajjo

  • @bilalhussain-vr8wb
    @bilalhussain-vr8wb 3 роки тому +1

    bahi if same certificate purchased through other banks like hbl mcb or ubl its halal or not i am wating for your response . thanks

    • @samibusinesstalks
      @samibusinesstalks  3 роки тому +1

      If its name is naya pakistan certificate than not halal but is its name is Islamic naya pakistan certificate than it is halal. You can ask that bank too.

    • @bilalhussain-vr8wb
      @bilalhussain-vr8wb 3 роки тому

      @@samibusinesstalks thanks 😊

  • @asadAli-tm1nr
    @asadAli-tm1nr 2 роки тому

    Salam brother kindly guide me plz,mai nai KAPCO 45.73 k rate pai 18500 shares ,loss 3 lac,And air link buy kiya 77 k rate pai 5000 shares ,,idhr BHE 45000 loss show huraha hai,,NRL liyea 455 ka 550 shares liyea 1 lac loss ,citi pharma liyea 49.50 pai 4500 shares ,loss 25 hazar ,,wat should do I do ?

    • @native5647
      @native5647 2 роки тому

      dont do anything just keep on holding

  • @umairqureshi5146
    @umairqureshi5146 2 роки тому

    Bro i have some money in my HBL RDA account i want to transfer all hbl funds to my RDA meezan bank how can i do that?

  • @nabeeljaan7868
    @nabeeljaan7868 3 роки тому +1

    ہم سب آپ کو سپورٹ کریں گے

  • @thetruthSeekers_
    @thetruthSeekers_ 2 роки тому +1

    Kia yeh sood hai

    • @native5647
      @native5647 2 роки тому

      saray Mufti logoon kai sign hain Meezan bank kai pass kai yai Halal investment kertay hain lakin who knows only Allah knows for sure kai Halal hai ya sood

  • @ranazafar39
    @ranazafar39 2 роки тому +1

    Phir bhai koi khas faida nahi h

  • @qamar33331
    @qamar33331 2 роки тому

    Thank you for the information you shared with us because Mujhe bhi confirm Nai tha Ke ye safe investment ha ya Nai and I think Apko PKR zaida Mele Hai because your closing balance is 108157.85 - opening balance 105745.95 = 2411.9 PKR you have earned so more than u expected so it's good