This 30 Year Old Couple Paid Off Their 30 Year Mortgage in Just 6 1/2 Years!!!
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- Опубліковано 5 жов 2024
- To find out how they did it contact Your PILL Method Agent!
Would you like to experience the technology and education Michael and Beth Rosenblum used to Pay Off Their 30 Year Mortgage In Just 6 1/2 Years! Without Refinancing, Without Changing Their Payments, and Without Sacrificing Lifestyle!! Then request a Savings and Earnings report to know the Month, Day, and Year you could be debt free and how much interest you can save! Click on thepillmethod.... and tell us about your mortgage and other loans and our dedicated staff will contact you to schedule your consultation.
Michael, a Real Estate Agent, and Beth, a Teacher, Are Using A Proven Technology That Is The Most Powerful Money Management, Wealth Building, And Debt Elimination System Ever Created!!!
With the PILL Method You Too... Can Live And Enhanced Lifestyle, Grow A Large Emergency Fund, Cut Your Interest Costs By 75% And Eliminate All Your Debt, Including Your Mortgage And Student Loans, In An Average Of 7 To 9 Years By Optimizing Your CURRENT Budget!
The PILL Method is EDUCATION and TECHNOLOGY!
Office 256.886.1867 info@thepillmethod.com
we paid off our 200k mortgage yesterday in 10 years 4 months...all done..and i'm only 50
no car loans no loans at all
steve james Congratulations! What's next?
Except your prorata portion of the nation's debt of $22+ Trillion currently a bit over $65,000/per citizen to $175,000/per taxpayer. But, still, good job.
I'm younger than you and have done the same plus one up'ed you. I bought rental properties with good debt and created positive cash flow.
I invented bubblegum. And hot sauce. Top that 🙀
How did you did it
he talks about how good the method is and all but doesn't ever say WHAT IT ACTUALLY IS! shut up about how good it is and let me know HOW TO DO IT
justaworkin
They want money first I guess.
justaworkin
Are you dense???
He said how to do it many times during the video.
justaworkin EXACTLY!!!
Combination of paying extra principal and leveraging your money.
sounds like velocity banking
It also helps to have a wife who is on a same page as you and doesn't work against you and your goals.
Ed S Amen to that!
Facts!!
I don’t have that problem . I chose a wife that had the same goals, values and outlook as I did . Don’t settle in life. You only live once. Make good choices .
@@jamesp9998 same and it’s made all the difference.
I think he just nailed it. It takes discipline, patience and being resourceful. Congrats to them both.
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I Paid my mortgage off by 30 and all I did was live on very little and throw massive payments at it. No "method" or "program" required. Just hard work and sacrifice, something my generation seems to know nothing about. Good thing I am a vet and learned about it early in life.
Yeah but they are saying you can do the same thing without living like a pauper. Seems like timing is key as to when you send the extra payments in. It's a bit more calculating than just throwing money wildly at it and eating nothing but ramen for 5 years.
GMOgottago that is correct. As a user, the system works well.
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Want to drive people AWAY from your UA-cam channel? Talk around a process for paying off a mortgage (for an unknown amount), and NEVER explain it!!
sejlane We have other videos for explanations, this is a testimonial. Call our office and set up a webinar for an in-depth online class. 256.886.1867.
No explanation of how it was done. Just that it was done. That's not helpful at all.
Right.....? Just wasted six minutes of my life....!
@@carycoller3140 ua-cam.com/video/-AzsbB25mbw/v-deo.html
I imagine they worked out how much they needed to pay each year to pay it off (hence having a pay off date) and made extra repayments.
Someone take the documentation, the steps, the method.. and put it out on the internet for free. The world deserve to live an easier life, not a life of financial struggles that can ultimately destroy families and lives.
I agree. Seems like they are selling something we could do for free. Then again, its like online jobs, if you have to pay start, its not the real deal.
+Brandon Nelson You are right parts of what we do you can do for free. But the really powerful parts take a very powerful computer system that needs to be maintained. We do not mind anyone matching their free results against our paid results and letting people choose. We do not sell our service, but we do allow people to buy what they cannot do for themselves by their own measurements. It's not magic it's just math.
ua-cam.com/video/ShkXlHiAzF4/v-deo.html
Time Killer Lol you’re truly the MVP
Time Killer Well said and thank you! Some people get a little too greedy.
This gives people hope, but it also should explain in detail how other people can deal with theirs.
+Vahe Hayrapetian - Loan Originator
Each person that requests information will receive a two hour class on how amortization works and how they can reduce their interest cost by up to 75%.
Me and my wife just finished paying our 200k mortgage and we’re 29 and 30, 6.5 years exactly, no program needed just just a change in mentality and understanding your paying interest on every penny that does not goo towards your debt. It can be done once you make it a thing to get done.
You are exactly right! You don't need a program to pay off your mortgage faster, you have proved that. What we do is make sure you mathematically pay the least amount of interest possible. When you choose to apply a certain amount of money to principal...the next question is how much interest did I save? That is important because it's not how fast you pay off your loans...it's how cheap you pay them off! If you apply the wrong amount of money, to the wrong loan, in the wrong month, on the wrong day of the month, you WILL pay more interest than you need to.
The crazy thing is you will not even realize that you lost money because we are not taught to track our interest consumption. We are taught to only consider interest rate, not interest cost! We have discovered that the average person will pay 50k to 70k more interest than they need to when they accelerate the pay off of their debt without paying attention to interest cost and opportunity cost lost.
When we consider cost it is possible to cut our interest consumption by as much as 75%! And we can pay off all of our debt...student loans, credit cards, auto loans, and mortgages in 7 to 9 years without sacrificing lifestyle or changing your budget! You can download a chapter of my new book FOR FREE! Click here and start learning about interest cancellation today! book.thepillmethod.com
"But the really powerful parts take a very powerful computer system that needs to be maintained."
Wish I had known about this before paying off a 20 year mortgage in 3 years and 4 months.
Seriously people, just buckle down and DO IT.
+Mark B The key to getting out of debt is controlling interest cost. You want to cancel the appropriate amount of interest on your mortgage without ignoring opportunity cost mistakes. You do not want to take so much money out of your budget that you ignore putting the appropriate amount of money into retirement. We have developed the education and the technology to provide a critical point analysis approach to determine the opportunity costs of prepaying your mortgage and funding your retirement. This is a very delicate balance to optimize these two very important facets of your finances on one hand you are saving the most amount interest possible on your mortgage and on the other growing your interest earnings optimally by dedicating the right percentage of your budget to savings.
@@ThePILLMethodChannel
No, they key to getting out of debt is paying it off.
Why try and complicate things.
You miss out on more opportunities just by having debt than anything else. Pay off your mortgage early, then you have all your income available for investments
@@TheDougSpot Interest Cost is invisible. The most conscientious manual plan to pay off debt Will incur an extra 30,000 to 50,000 in unnecessary interest payments. The PILL Method’s focus is not to pay off debt fast. Our focus is to off all debt with the least amount of interest paid out that is mathematically possible! amzn.to/3agjI3l
fb.watch/2aM2kWfP4m/
NBC News goo.gl/X1gFpU
My wife and I are 30 years old with a paid for house and we have a net worth of $350,000.00. We are on track to have 5 million dollars in retirement & mutual funds by age 55. It can be done, it is extremely hard. It is totally worth it. We never made more than 120K a year combined.
Thanks Russell for your input!
Congratulations to you guys
maybe im stupid but, you just pay more toward more the principal, sending $200-$500 more on principal.......is that how is works
No you're not stupid. When you pay more towards principal the the goal is to know how much interest just you saved. Once you know that then you can know that paying the right amount, in the right month, on the right day of the month is the key to getting out of debt. It is possible to optimize how much interest can be cancelled at any given point in the amortization schedule. That is why we wrote an algorithm that does exactly that.
Pay half ever two weeks instead of once a month, that will Knick off around 7 years on a 30 year mortgage.
Adding more money will shorten it even further
Paid off mine in 10 years in Los Angeles but bought it 25 years ago.
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What an inspiring story! good on you guys!
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This is basically an ad for their own business...not a how to do it video. Don't waste your time.
Deb you are right about this video...it is a testimonial for our product. But if you had looked for them you would have found our "how to" videos as well. Here is one of them. ua-cam.com/video/hezm0ozgTNk/v-deo.html If you like you can call to get additional information on how our Financial Robot can save you abundantly more interest than you could ever save from any how to video.
If we were trying to mislead people I would just delete your comment...I think I will leave it right here so people will "take" the time to watch...so they will not "waste" their money paying 75% more interest than they need to.
Call 256.886.1867 for more information.
So inspiring, thank you so much for sharing! My family has paid off $28k in 18 months IT IS POSSIBLE TO WIN!!!
You are looking for a loan, be it French, Swiss, Canadian, Belgian, Portuguese, Italian or anywhere in the world, for those who register, who have banned banks and do not do it, I do not have the right conditions for banks and borrow money from private individuals. I offer loans to serious and honest people who can repay my loan at a normal time.
My capacity to grant a loan is from 10 000 to 50 000 000 € with a rate of 2%, very simple conditions and without problems.
I also make investments and loans between individuals of all kinds.
Here is my email: alexendraalex23@gmail.com
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The only way to pay off your mortgage faster is to make additional principal payments, especially early on in the amortization. Simple as that. There is no trick here, you must pay more money than the scheduled payment.
The P.I.L.L. Method Channel this is the biggest load of bullshit I've ever heard. Do not pay these scammers. Just pay as much as you can as early as possible
How much is that extra money for principal ?
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u don't need a program u need a plan
When you understand the amortization schedule it is possible to figure out how much interest you can save with a prepayment. Once you know that then you can reduce this activity to it's component parts. Now you can measure the amount of interest you can cancel with a penny, and you can't optimize what you can't measure. Now you can measure how many pennies you will need to optimize the amount of interest you can cancel in a particular month on a particular day. Using factorial math now you just embarked on a task that is going to take millions of calculations... to find the one most efficient set of actions so you can get the biggest benefit with the least about of cash, applied to the right loan, in the right month on the right day of the month. "Humans have no chance in competing with machines on frequent high-volume tasks"-Anthony Goldbloom...The Jobs We'll Lose To Machines" Ted Talk February 2016. Once you can optimize this data now you can map out a course of action like a "Financial GPS" Knowing exactly what to do and when to save the most about of interest possible give a certain set of circumstances. You are absolutely right you do need a plan...you just need a sophisticated program to figure out the best plan!
Don Daniel
Founder of The PILL Method
256.886.1867
info@thepillmethod.com
We understand Lending and the Amortization even better. It is now possible to payoff your mortgage in 8 to 12 years with your current budget. 256.886.1867
Pretty broad statement. Actually you are wrong and argumentative. You forgot to take into account other investments. Do yourself a favor stop arguing with me and get a life
You are posting on my channel...I am not posting on yours. I offered you an opportunity to speak with me. We don't have to post here at all. But when someone posts an error on my channel I owe it to our clients and our followers to answer it. Again here is my number 256.886.1867. Besides this is my life...I have dedicated my life to tell people the truth about finances. I ended a 17 year career as a Firefighter/EMT to start this Business.
The P.I.L.L. Method Channel what he said is not false though. I plan is all you need.
I thought you did the services for free? so is it a non profit company?
How about using the NY market as an example where the average mortgage is $400,000+?? Not $50 or $100,000
+haywood16 We have 1,000,000.00 mortgages on our program. I will send you a link of a couple that live on a golf course. ua-cam.com/video/5FMY-9SJCiY/v-deo.html
Exactly! I hate all the advice people throw out but it never applies to me in NY
I just left Jamaica Queens and Mt. Vernon!! We have several clients in New York! Call 256.886.1867 and find out how we can help you!
tcampbell2186 and Chicago to the mortgage is 400 Plus.....
haywood16 I think you mean NYC and not Ny. Outside of Nyc mortgages are 50--100k. I live in Western Ny and I have a nice house at $100 k.
This video is very inspiring. In this case they are a very strong couple. In most cases couples have problems financially balancing things out. I am proud of them and one day i hope to be as great as them even when i have to do it alone.
MommyZ Time God is the one you need when you have a husband or parent or anyone missing in you’re life, God says he is “I Am” that is one of the names he’s known as, “I am”
MommyZ Time he is I am whatever you need, he loves you and he’s there for you, have faith like a child and put it all on him he’s the one you can count on he loves you personally and he knows you personally ...... God bless tou
stfu!
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make sure your contract has no prepayment penalty clause and add extra payments as often as you can.
+zelen plav The Pill Method Financial Robot Is A Proven Technology The Is The Most Powerful Money Management, Wealth Building, Debt Elimination System Ever Created!!! ua-cam.com/video/ShkXlHiAzF4/v-deo.html
Can't you just make large payments towards to principal every so often to force that balance to drop?
+Ivy A Nguyen
Yes you can! Thank you for your question! This will save you a lot of of money and time. My question is... do you want to save the most money and time you can with your current budget?
The key to getting out of debt is knowing how much interest you save when you make that large payment. You can not optimize what you can not measure! When you take your entire budget into account then you want to do a critical point analysis. Meaning what is the smallest amount of your entire budget that you put on principal that will eliminate the greatest amount of interest. There are other variables to consider so that you do things in the proper sequence to optimize your interest cancelled. In other words all things being equal if we were taking the same debt and budget parameters... you using any other system of paying off debt and I use our computer aided financial optimization I will get to zero debt faster and with a lesser interest cost.
Has anyone tried it ? Please comment n let us know exactly what this program is or is it give them money to tell you to pay extra each month toward pinciple .
thepillmethod.com, go.bbb.org/2S1d1sy, bit.ly/2FrugBK
So not buying a cup of coffee a day paid off a mortgage in 6.5 years. Yeah...right....whatever
This video has 289,000 views we have clients in 9 countries, 100's of thousands of clients around the world paying off millions of dollars of debt and saving trillions of dollars in interest...and out of that, YOU are the only one to make that observation...Hummm Let me think about that for a while.
I heard zero helpful factual evidence in this propaganda piece. Like PT Barnum famously stated "There's a sucker born every minute."
Kirk You had an opportunity to ask and you would have received. But you chose to a troll instead. Therefore you received a response that was fitting. Now if you want information just ask a civil question or get blocked. If you want to ask in private here is our email. Info@thepillmethod.com. You will not be allowed to troll here. There is a book being released this summer. Watch for it, The PILL Method - A Better Way To Eliminate Debt. Remember questions yes trolling NO!
These people are amazing! wow! They seem like good people.
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Harp is another conn game. I tried to get a harp and they tell me I have to have a $50,000 mortgage to qualify. So they say they have to add on and give cash to you to get it. I said great then I will put that amount back on the first payment as a principal pmt. She said ok. I then became suspicious and decided to not do this. RIDICULOUS!!!
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200K mortgage is nice. The monthly payment on 25yr term is 1100$ month
If they paid 1500 each = 3K per month x 10 monrhs= 30K per year 36K per year x 5 years roughly 200K. It's doable in 6 years with interest.
Actually they paid off a 30 year mortgage and 100k in student loans by canceling 110k in interest in 7.5 years! Now here is the rest of the story. ua-cam.com/video/80ivIhaFHwk/v-deo.html
goo.gl/X1gFpU
You need to talk about the how and i think that is what people are looking for. Please show the numbers . thank you.
Dr. Moses Fraser, MD Millionaires Mentor Club Thank you for asking. This is a testimonial video. Here is one of our instructional videos. ua-cam.com/video/hezm0ozgTNk/v-deo.html Please let me know if you would like a personalized webinar. All classes are free. Call the office at 256.886.1867 and make an appointment.
they don't say what the amount is owed for their mortgage. I have a 30 year mortgage that will be paid in 12 years because of bi weekly and higher payments. Variable rate. If you only pay what the banks ask for, you will take 30 years. Find out what you can afford extra and add that to your payment. I add an extra $600 a month. The 30 year amortization lowers your actual payment, as well as your interest rate. You can do it. You don't need a program to do the math.
+Erniesbakery Hi there, my wife and I are the folks in the video you commented on, so I thought I would chime in on your comment to give some clarification you asked to be shared. I have no problem revealing that our mortgage was about $140,000 on a 30 year note at 5.5% interest in 2008. We finished out this loan at the same rate 6.5 years later. Our monthly payment was just under $1,000/month (including escrows). You probably think, "Wow, what a cheap house."
Keep in mind that the housing market where we live is less expensive than most other states, but secondly this is all we could afford at the time just getting out of school and starting our new careers. I drive a used Jeep, and my wife drives a used Nissan, so we are a pretty typical middle class family (with a fluctuating income and a teacher's salary). Oh, I forgot to mention that we also graduated college with a combined debt of about $90,000 (shout out to our alma mater at min. 3:17 on the t-shirt I'm wearing) which is all scheduled for a payoff next Fall 2016.
You are absolutely correct with your statement that no one needs a program to throw extra money at their debt every month. My only question as a follow up is, what about the people like me and my wife who don't have an extra $600 every single month to put on our debt like you do? When we took the time to understand the math, we found out that we were eliminating more interest on our mortgage by strategically putting extra money on our debt at certain times of the year... not every single month.
I'm not saying that setting up your mortgage payments on a bi-weekly schedule and paying additional amount every month is a bad way to pay down your note, it's just like using the GPS analogy in our video... we just found a better and more strategic way to get to our payoff destination, and it only took us 6.5 years.. not 10 or 12 years. I will also add that the coolest aspects to this program was not just the fact that we paid off our mortgage in 6.5 years and eliminated about $106,000 in interest that we got to keep in our pockets, but the program allows you to see the financial consequences of your decisions in real time before you have to suffer them.
For example, if someone gave you $2,000 and said "You can use this to pay off your remaining car loan and free up $250/month in your budget, or you can place this $2,000 on your mortgage principal and eliminate interest. What would you do? Most people instantly think, pay off the car and free up some cash. However, if you knew that paying off the car was ultimately going to keep you in debt longer and cost you about $7,000 more interest, would you think differently about your decision then? This is why I also choose to use a tax software or pay an accountant every year during tax season. I gladly use these services because I want to make sure I am saving myself from unnecessary taxes when I am allowed legitimate deductions.
Everyone's financial situation is different, and that's the beauty behind the PILL Method in that the program navigates every single financial decision that we make to ensure we are not only getting out of debt quickly, but ultimately keeping the most money in our pockets throughout the process. Hope this gives you some insight from someone who has had success using the program.
+Erniesbakery Thank you for your comment. Most of what you say is true. Bi-Weekly programs work and adding extra to payments towards principal gets even better results, the problem is that system is not very efficient. The question that we ask is, "When you make one pre-payment to your mortgage how much interest and time did you just save?" Most people we talk to do not know. And if you don't know how do you know you could not have saved more by optimizing your current finances?
There is a lot more than meets the eye about loans of all types including mortgages. That is why we do not charge for consultation and we do a financial analysis for each client so they can know the month, day and year they will be debt free with their current budget. This allows them to try to match or improve upon our results with their system of paying off debt. This is what we have found...There is no person or system that we have encountered that can beat the algorithms in our super computer to zero debt at a lower interest cost! And controlling and canceling interest cost is the key to getting out of debt fast and cheap!
In other words you can payoff your mortgage and other loans fast and save money on interest without a computer telling you how to do it. But I guarantee anyone who does will pay so much more in extra interest because they did not optimize, that extra interest will amount to several times our standard fee. If you would like a free analysis and match your results against ours I believe we will save you a lot of money.
Yes this can be done.
Say your mortgage payment is $1,000 a month. Now pay $3,500 a month and you will have your mortgage paid off in six and a half years.
All you need to do is to buy a home that costs 30% of what you can afford to pay for a house. So instead of the nise sized house in a middle class safe neighborhood you buy a tiny house in the crime infested ghetto.
So can you do it? Yes of course you can.
Now will someone actually be willing to do it? Very unlikely.
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This is just a common sense approach to paying off your mortgage, providing you don't default on the payments in the meantime.
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Amazing!!!. And everyone wonders why the rich keeps getting rich. Simply,learning financial concepts and teach them to your family and friends, budget your money and be discipline to implement the strategy. simple as that.
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This comes just at the right time for me, and it is confirmation to the avenue in which I have chosen to go. I bought a car with the intent to pay it off on three yrs instead of six. I spoke to the lender trying to get an understanding of the principal and the loan amount. However. The goal is to send two times the payment with the extra allocated toward the principal. I would have to change the payment amount in order to reach my goal. your statement says without changing the amount if I remember correctly. Would you share how The Pill Method will work for me, please.
+Mama Fylees Please visit our Facebook page and message us your contact information and we will schedule you for a free webinar and we will explain how the PILL Method works. facebook.com/ThePILLMethod/
Ok. Where do you want me to send my info so others won't see it...?
Omit message; I see where now after reading your response again
this is great but not for everyone. It is good if you don't have any other purpose to do anything with the money then put the money in the mortgage. There is a course that is offered in college is called Personal Finance and it is taught in that course. The best course evenr. Not many student or their parents care to take that class.
This is true if you are approaching debt in a traditional sense. The PILL Method is interest cancellation not debt roll-down. If you could eliminate 75% of your interest cost by NOT refinancing or by not changing your monthly payment and by not increasing your monthly budget...why wouldn't you?
To find out more about how we cancel interest instead of just throwing money indiscriminately at debt...Contact the PILL Method office.
Mid-West Office 256.886.1867 gazel@thepillmethod.com
figured it was the guy teaching her simple economics
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This is just a long drawn out commercial for the above mentioned company. Not a how to video!!
magicbbman32 It’s a testimonial video. We hope you will subscribe to our channel to watch the how to videos. Here is one. ua-cam.com/video/hezm0ozgTNk/v-deo.html
One of the best and most revolutionary presentations we've seen in the past few years! Now, any and everyone can pay down/off their mortgage in record time! Please watch and share.
Spoiler alert! You don't need to pay for this program just do it yourself. Set up more money every month going into your loan principle you can track this for free from your mortgage company. Also refinance isn't always the best option when the mortgage company gets huge closing costs, taxes and other fees. A lot of time your better taking that money and putting it toward your principal. Your best free resource is your current mortgage company just call and ask questions have a list of what to ask them. Don't pay for this or any other program use that money toward your principle.
+Drackkor Do you want to put your comments to the test? People already know they can prepay their loans themselves! We provide valuable information that can save 10's even 100's of thousands more interest you could not possibly do on your own. Why don't we do a joint webinar and we will give you an opportunity to state your case and we will demo the financial robot to show everyone that there is more information about paying off a loan than your banker can provide. You see the problem is you don't know what you don't know.
My office number is 256.886.1867, give us a call and we'll set up the webinar and have a friendly discussion about interest cancellation and will invite everyone reading this and more. I can set up a webinar to accommodate 1000 attendees!
Don Daniel
Founder/Chairman of the Board
The PILL Method Trust Inc
let's say my remainder just using numbers is 45,000 and I don't have that in cash anywhere except my investments. so how would I pay for this?
I work for social services so we don't get paid that much.
you can show me how .
+Mark Santucci Yes I can show you, even in the situation you presented, how to pay less interest. Do you want to learn?
Banks HATE him because of this one weird trick
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Sweet video, Keep posting please!
DJScott123 Thank you very much!
this is so awesome!
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so it is just long commercial I could skip in 3 seconds
Tadi Yimamu Actually it is a testimonial. Were you looking for something else?
my friend has a 15 year mortgage and they are better because yes the monthly payment is more but the interest is much much lower.
Your friend could have kept her 30 year mortgage and made the 15 year payment and saved more money and paid off sooner. If you have the choice always choose a 30 year mortgage and pay it off in 8 to 12 years! Find out why this is true... call 256.886.1867
You don't need a program , just put extra money in to principle payment.
You are right! You don't need a program to pay extra on your mortgage. You do need a powerful program to know how much interest you save when you do! And if you want to save the most front-loaded interest cost you must pay off your debt strategically with the right amount of money, applied in the right month, on the right day of the month, and apply to the right loan to optimize the amount of interest saved. You cannot optimize what you cannot measure! And if you do not know how much interest you are saving when you prepay your loans then how do you know if you could not have gotten a better result doing something different?
Paying off your debt in the most efficient manner possible is not about throwing money at principal it is about cutting interest cost by as much money as you possibly can with your current budget. Join one of our free classes and find out how. Call 256.8861867 or email info@thepillmethod.com.
to lower your monthly bill.
so you finished paying your Mortgage in 6.5 years, so obviously you took your money out of your savings, money market or mutal funds to pay off your Mortgage, so now you have less money in your savings or money market that can be earning interest correct?
so when you need to buy cars for you and your wife will you have in your savings, Mutual funds or Money Market over the course of the years? will you have enough money? I realize you don't buy cars every day, what I mean when you buy cars for you and your wife will you have enough money in your savings, Mutual funds or savings now that you paid your Mortgage off in 6.5 years?
+Mark Santucci With the PILL Method you pay off your mortgage in 8 to 12 years Without change to your payment, and your Budget remains the same. So no... you do not have to touch your investments. The Key is to pay less interest. We can show you how. Do you want to know?
+Mark Santucci Mark, thought I would chime in briefly to clarify your assumptions. We did not deplete our savings or pull money out of mutual funds or any other investment account in order to pay off our mortgage. We actually did quite the opposite. With this program we were able to build up our savings account and always keep at least 5-6 months of living expenses there. We contributed monthly to our retirement accounts, life insurance, and still able to give regularly to our church and mission work opportunities.
As far as buying new cars go, you are right...Obviously, we don't buy new cars everyday. Since 2009, my wife and I have purchased 2 used cars, and placed a very insignificant down payment on these when we did. To understand why we did it this way, I would recommend taking the time to understand more about this program. When we all have a better understanding of the math behind our purchases and debts, we end up making better financial decisions for ourselves and our families. We have absolutely no regrets with this program.
so if you have a 30 year mortgage and you want to refinance With Bank of America.
the new rate would be I guess 2.64% down from 3.64% , what would be my closing cost
would there be any closing cost?
This is What I meant that Mortgage are hard to understand?
Why would you want to refinance in the first place?
+Mark Santucci You are asking a lot of questions so I am offering you a free analysis so you can get all of your questions answered. Please call 256.886.1867 and set up an appointment. IT'S FREE!
Plug in your numbers into any mortgage calculator in Google.
+The P.I.L.L. Method Channel he wants to refi to get a lower rate. But there is a few times that may not be optimal depending on balance/time remaining vs fees
How to pay off a 30 year mortgage in 5 years? well its simple! pay more money. If your mortgage cost $250USD a week, give the bank $1250USD a week
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I'm interested in the PILL METHOD, can you tell me how to get involved in a seminar and how to acquire the software. Thank you!
DaveRamsey.youtube. You will get free advice for paying off debt.
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True but you get a huge tax deduction on mortgage interest. Now if you have a big enough income to deduct then I think debt can be a good thing and you can use the cash for something else.
This is a very old argument that does not really hold water. You have to pay 1 dollar in interest to the bank to get 27 cents back from the government. Which would you rather have.... the dollar or the 27 cents? Besides is this not a great situation for the banks and mortgage companies. Because we think we are getting this great tax deduction they get to keep raking in 75% more interest than they need to...for a lot longer than they need to. With the PILL Method you get to cut your interest cost by 75% and pay off your debt...Mortgages, student loans, credit cards and car loans in an average of 8 to 12 years...With little to no change to your lifestyle!!!
Contact us to learn more about The PILL Method Method!!!
Mid-West Office 256.886.1867 gazel@thepillmethod.com
What was the cost of the mortgage....$5000.00
Many homeowners are attempting to payoff their mortgages and student loans with seemingly little progress…We provide our clients with personal instruction and an easy to use dashboard that guides them to total debt freedom in about 7 years!
The mortgage was in the neighborhood of $241,995 at 6%. At closing they were informed that their interest payments would amount to $280,321.80 over 30 years! The PILL Method Opportunity Cost Calculator saved them $110,477.89 in interest they did have to pay the bank! That is a Savings of almost 61%!
my interest rate is 4. something percent, how many years left is i'm not sure and not sure the remaining balance.
look at your mortgage statement
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There's NO WAY to payoff a loan for X for less than X!!!! So they're saying they paid a $200k loan in 6.5 years? ok so they paid at least $200k/6.5 + some interest. Thats roughly $31k per year. So they paid $31k per year? $2,564 per month? Can you afford that? Then you can do it. Otherwise there is no 'magic' trick. You borrow X then you have to pay back at least X
NBC News In Huntsville Alabama did a story on this. Check it out. goo.gl/X1gFpU
ZFlyingVLover Read my book then call my office. www.amazon.com/dp/109879012X
ZFlyingVLover NBC News In Huntsville Alabama did a story on this. Check it out. goo.gl/X1gFpU
@@ThePILLMethodChannel Do the math. You pay one loan with a higher rate with another loan with a lower rate you STILL have to payoff the entire principle. There's no way around that and now you have to keep track of 2 loans to make sure you don't get in bigger trouble. No thanks. If this were true then everyone would be doing it.
www.centsofit.com/pay-my-mortgage-off-fast-does-the-p-i-l-l-method-work/
Idk if this entry will get deleted but my advice to payoff the property faster is use your Credit Card cashback to make extra payments against the principle at year end OR rent it and have have the rent collected pay the property off. That's called the "there is no free lunch payoff method"
ZFlyingVLover Would you like to come on my show. I would be glad to show you how we do this. You don’t need more money to get out of debt faster you need to pay less interest. Call the office and we will set it up. Who knows you just my prove me wrong. But before you try you may check out The P.I.L.L. Method BBB A+ Rating and the fact that we have had no complaints in 13 years. www.bbb.org/northern-alabama/business-reviews/online-retailer/the-pill-method-trust-in-huntsville-al-900201640
Hey Michael your way ahead of me when it comes to Mortgages . I still have one
plus the Td checking account I have the Premiere checking account NOT the convient checking . no online checking account.
I still think Mortgage's are hard to understand .
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What about single mother can it be done for first time home buyers?
The PILL Method is about Paying Less interest not coming up with more money to throw at principal!
But..... How did you do your mortgage you didnt even show us how to payoff.
+Yolo Army Give us a call we will be glad to give you a free analysis and show you just how we payoff a mortgage and all other debt. 256.886.1867
My husband and i get about 8k in tax return at the end of the year ..will that be good to put in the principal?
Hello Louise, you can always prepay principal. So taking your 8K tax return and using it as a principal pre-payment is an option. To be fully effective… anytime we pre-pay principal, you want to know exactly how much interest you are canceling. When you know how much interest is being eliminated when you make your pre-payment, that will tell you how much you need to pre-pay what month you need to do it in, and what day of the month to do it on, so you know you’re actually eliminating the maximum amount of interest per dollar applied to principal.
With our current system of pre-paying principal, If I gave 100 accountants 8K each to apply to their mortgages, none of them could tell me how much interest they just canceled, and that’s the problem.
If you would like to know the month day and year you could be debt-free and how much interest you can save, we will do A free SavingsReport for you. Just visit our website at pillmethod.com, and click on the button that says get a free savings and earnings report.
Then you will put in your financial data and someone will call from my office to confirm your information. Once the information is confirmed you will receive an appointment to meet with one of our Interest Cancellation Experts via Zoom. At that time you will be given the results of your SavingsReport. If you would like more information first please call the office at 256-886-1867, and we will answer as many questions as you like.
The sad thing they still will never own the house due to the property taxes they still will have to pay.
But the great thing is the $110,000 in interest they saved by not paying it to the bank, they can invest in their retirement accounts. The money earned will more than pay for their taxes and have 10's of thousands left over. To learn how to have an "Interest Free Mortgage" contact us at ThePILLMethod.com and get a free savings report!
So is this video just advertising or do they actually tell you how to do it ?????? What is the PILL Method ???? Title misleading.
Hello MoneyManFernando, right underneath the video it says this..To find out how they did it contact us at thepillmethod.com and it goes on to talk about the FREE classes that you can sign up for and how to contact us. We also have free videos on our channel that go into great detail about how to understand how amortization works. I have several blog posts on our websight as well. I am sorry you felt mislead, maybe this will lead you to some more of our other information. The best information is going to come from our office where you can meet with one of our financial educators, for free, and ask all the questions you want. Download our FREE APP thepillmethodinternational.cardtapp.com/ and request FREE consultation!
Don Daniel Founder/CEO
OK I will check out your other videos and website.
Deep. Sacrifice is everything. Delayed gratification.
Actually we show you how your bank is the one sacrificing up to 75% of the interest they wanted to change. Our clients pay off all of their debt in an average of 7 to 9 years without changing the budget Or sacrificing lifestyle. Please check out the Better Business Bureau for PILL Method International we have an A+ rating and absolutely no complaints, all of our reviews are five-star.
Is it possible to pay several months of mortgage at a time? If so, will that hit the principal harder?
The answer is yes and yes! Please watch this for details. ua-cam.com/video/hezm0ozgTNk/v-deo.html
If you are in Australia and are paying off your mortgage monthly ring your bank and ask them how many years will be saved if you switch to weekly. You will always reduce your loan term and therefore interest by paying weekly. If you can then add a little extra to your loan each week or have an offset account you will save further interest. There is no need to see a lengthy vague staged video to understand this very simple concept. Nor does it require a verbose explaination. Use loan repayment calculators and see how much you can save. I paid my 30 year home loan in 9 years by paying weekly and addlng any additional funds to my loan. Between my husband and I we earn $130k before tax. Ppl said to me "why don't you put the money in an interest bearing account? " My response is that I will be taxed when I earn interest not when I save interest. All the best to those who take the plunge you can never go wrong with property. Even if the value of your asset falls the return will not fall as much. * Australian example provided *
We can go back and forth or you can challenge my program with your ideas. And when you show that you can beat my system tell everyone and you can be a hero. By the way I live in Huntsville Alabama where there are more engineers per capita than any place on the planet. Every engineer and mathematician that has challenged this optimization program has bought it. Put your ideas to the test....call 256.886.1867 and set it up.
This seems like a scam look into Dave Ramsey n there is a catch.....
Faith`s World When you watch a Dave Ramsey video on paying off a mortgage...A PILL Method video is recommended next. If you would like to know more please give my office a call at 256-886-1867 and I will be glad to explain our program to you.
Don Daniel
Founder and Chairman
which video does he recommend you guys let me know so I can search it. I'm subscribed to his channel so I can just look up the title
Faith`s World i'm sorry I should've been more clear. UA-cam recommends our videos next... just look to the right and you'll see PILL Method videos.
This *COULD NEVER* be done in California. This ONLY happens in a market with reasonable prices.
We have many Million dollar home owners on our program and it works!
WHy are you not telling us what you did? So give money to another country for free but millions here are stuck in homes that the bank robs us of each month. Wow. when do we learn that charity starts at home.
To find out how they did it contact us at thepillmethod.com
Sign up for our FREE CLASSES and experience the technology and education Michael and Beth Rosenblum used to Paid Off Their 30 Year Mortgage In Just 6 1/2 Years! Without Refinancing, Without Changing Their Payments, and With No Increase To Their Monthly Budget!!
Michael, a Real Estate Agent, and Beth, a Teacher, Are Using A Proven Technology That Is The Most Powerful Money Management, Wealth Building, And Debt Elimination System Ever Created!!!
With the PILL Method You Too... Can Live And Enhanced Lifestyle, Grow A Large Emergency Fund, Cut Your Interest Costs By 75% And Eliminate All Your Debt, Including Your Mortgage And Student Loans, In An Average Of 8 To 12 Years By Optimizing Your CURRENT Budget!
The PILL Method is EDUCATION and TECHNOLOGY! Here is the technology!! @
Office 256.886.1867 info@thepillmethod.com
How important is it to put extra money onto the principal every month? Is that worth it?
You don’t want to apply extra money to the principal every month. You want to do it at strategic times during the year. Based on every single penny in your budget. There are going to be times when there’s more money available. And they’ll be times when there’s less money available. When you have the right amount of money, in the right month, on the right day of the month, you will eliminate the maximum amount of interest per dollar applied. Give my office a call and I’ll give you a free class on how interest cancellation actually works. 256-886-1867.
If you inbox The PILL Method Facebook page with your email I will send you the latest magazine article I just finished.
Ask for Don
Don't pay extra money off the house. If something bad happens and your home is repossessed the bank will sell it and you won't get the equity back. Instead put the money aside every month into an index fund. This way you won't lose the money and you'll earn around 5% on it compounding. Once you have enough to pay the house off pay it in one go.
with 2 incomes.. yes it is very possible. I am schedule to pay mine in 12 years.. but I am the only one working.
Mac Pelao We have single retirees paying off new 30 year mortgages in 8 to 10 years! This is a response I wrote to your comment on one of my other videos.
You are right about the fact that you don't need to pay money to pay extra towards the principal. In fact we offer free classes on how to eliminate debt using interest cancellation strategies. In addition to what you are pointing out we add important components. When a person pays extra toward principal what exactly are they getting? Just paying extra as a strategy does not tell you how much interest you just saved or how many payments you just eliminated!
Our system not only gives you those answers we also optimize the amount of interest and time saved by giving exact instructions on how much to pay, What month to pay, What day of the month to pay, and the right order to pay off individual loans to improve on the amount of interest cancelled.
You can't optimize what you can not measure and just by applying extra money to principal and not knowing how much you are saving it is impossible to know that you could have achieved a better result with the same budget.
The way to attack debt is not to focus on the reduction of principal…the way to attack debt is to focus on controlling and minimizing interest cost not interest rate!! The PILL Method offers free classes so individuals can learn to make this important distinction without cost. We help people to learn how to read an amortization schedule so they can understand the basics of how interest is charged and the most efficient way to eliminate interest costs without sacrificing lifestyle and eliminating all of persons debt.
Contact us and sign up for our free classes:
256.886.1867
Info@thepillmethod.com
Mac Pelao I have one income and am scheduled to pay off mine within 4 years of taking the mortgage out. It depends on how much you make and the house price.
how can I get help on this? I am very interested in paying off my mortgage faster. I just don't understand none of this and keep getting different answers from people.
Ivette, please contact my office at 256.886.1867 or Gazel@thepillmethod.com. You also message us through our Facebook page. facebook.com/ThePILLMethod/
+The P.I.L.L. Method Channel ok thank you so much. I will contact you as soon as I can.
+Ivette Cruz You are very welcome!
I did not get house fever I bought a solid house but not a wow house. I took all monies and paid it off in 7 to 8 years.
Billy Smith How much interest did you pay in paying off your mortgage. What ever it was...you could have paid less with an optimization algorithm. A lot less.
You must live with in your means that is all aspects of your life. For get the Jones car and house .
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YOU don't need software or memberships books. There is no MAGIC.
+Stephen Street You are right if you are saying you do not need software to make prepayments to a loan!!! But you do need a computer system to manage interest cost!!! The magic is in the math. You can't optimize what you can not measure!! This system is constantly measuring interest cost and makes recommendations to you like; how much to pay, what month to pay, what day to pay, which loan to attack, all of these variables and more need to be considered to manage your loans so that you pay the absolute lowest amount of interest possible on your way to debt freedom. This is the only system in the world that optimizes your finances to cancel the maximum amount of interest!!! Watch this video and you will see what I mean. ua-cam.com/video/ShkXlHiAzF4/v-deo.html
how do I pay $55,600 house mortgage loan off early
Sylvia Henry Hello Sylvia how to pay your mortgage off early, that is a really good question. There is a lot of information on UA-cam as to how. But a great question is how to pay it off with the least amount of interest paid to accomplish your goal? That is where the real skill comes in. Please watch this video and give me a call. ua-cam.com/video/ShkXlHiAzF4/v-deo.html .
Don Daniel
256.886.1867
Info@thepillmethod.com
By paying it off early.
And I didn’t charge you $5,000 for that information 😂😂😂
So how do I get started?
You are looking for a loan, be it French, Swiss, Canadian, Belgian, Portuguese, Italian or anywhere in the world, for those who register, who have banned banks and do not do it, I do not have the right conditions for banks and borrow money from private individuals. I offer loans to serious and honest people who can repay my loan at a normal time.
My capacity to grant a loan is from 10 000 to 50 000 000 € with a rate of 2%, very simple conditions and without problems.
I also make investments and loans between individuals of all kinds.
Here is my email: alexendraalex23@gmail.com
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I’m a high school drop out
I paid cash for my house
We recommend that people never pay cash for a house. If you are Stategic with interest cancellation it is possible to lower your effective interest rate to around 1%, while the money you would have used to pay cash for a house you can now put in an investment making an average of 7% or more. Interest money you could have earned and did not, should be considered lost money.
They'll teach you something you can read in a $15 book.
sremnant Why don’t you sign up for my FREE CLASS and you will learn valuable information that will not find in any book.
256.886.1867
Info@thepillmethod.com
What book
What book
Uhhhhhhhhh you should never try to payoff a 4 percent loan ( current rate). They could have taken that money and gotten a better return. When you take out a 4 percent loan and you aggressively try to pay it off, it's like avoiding a 4 percent loss so if you can get a better return than 4 percent then you are hurting yourself because you could make a lot more. Keep your loan when buying money is cheap. #OpportunityCost.
If you truely didn't want a loan hanging over your shoulder, you could find a reliable investment that will give you about an 8-10 percent return and you could toss whatever you can into that instead of tossing it back to the bank and that 8-10 percent investment vehicle would turn into a bigger balloon payment thus being able to payoff your mortgage much faster but if it comes to that point, you might want to back off and think " paying off my mortgage will lower my liability by 1500 a month, could I make more with this 100k-200k balloon amount that I've grown" and so therefore you STILL wouldn't want to pay off your mortgage. Moral of the story is to keep your super cheap loan that you will NEVER see again in history.
Ozzy Khatat A 30 year mortgage at 4% means you will pay 71% of your principal borrowed in interest. So a 4% mortgage amortized over 30 years is a 71% mortgage. You do not need large sums of money to eliminate massive amounts of front loaded interest. So you can still fully fund your investments and cut your interest cost by 75%. We have the most powerful opportunity cost calculator ever created that is accessible to consumers.
If I understood mortgages as you do I would think the same way. But there is a way that is more beneficial to consumers. You should fully fund investment vehicles! And you should understand that you should never pay cash for your house even with investment funds. As soon as you do that you are losing the earning power of those funds. With the interest cancellation method you can eliminate 75% of your interest cost without adjusting your budget.
So if it were possible to continue your practice of FULLY FUNDING your investments and cut your interest cost by 75% on mortgages and other loans...thus increasing your savings by an additional 1 to 3 million dollars by investing the the funds that did not go to "super expensive" front loaded interest payments, Wouldn't want to know how? Especially if you did not have to change your current budget to accomplish all this. You see when you practice interest cancellation you achieve an effective interest rate of .5% to 1% on your loans! While your investments keep growing at market rates!
Therefore you do not need to sacrifice investment dollars to accelerate your mortgage, student loans, car loans and credit cards. Again fully fund your investments and reduce your interest cost by 75% therefore becoming debt free in 8 t0 12 years and grow your savings by an additional 1 to 3 million dollars with money that did not pay bank interest!
Sound impossible give me a call and I will be glad to explain.
Don Daniel Founder/Chairman
The PILL Method Trust Inc.
256.886.1867
Well yeah of course you are paying 71% of the principal borrowed in interest because it's drawn out for 30 years but i'm saying that buying money is cheap so it's better to hold onto your mortgage. There's nothing that you can do to get rid of the total interest paid without making extra payments and the second you put an extra payment into your principal is when have lost money that could have gotten you a better return. I don't think that anyone should ever pay off their mortgage with investment funds but i'm saying that the investment fund will cancel out the interest + make you more at a faster rate if paying off your mortgage was a priority
It seems to me like you are trying to sell a bogus product
Can I do it also in new Jersey.
Planning to buy a house.
deliasantiago25 Sure you can. Let us do a FREE Savings Report for you with a potential mortgage. Check out our website and fill out a form in contact us or call the office. ThePILLMethod.com
This is funny. It's not rocket science people. I'm 30 y.o. And paid off my house four or five years ago. I actually have a paid off rental house now also.
+Jack Johnson The question is not can you payoff your house early. Of course you can. And you can do it with out our program! The question is at what cost? How much interest did you save? You see with optimization not only do you know exactly what you are saving every time you make a prepayment, because you make strategic payments at specific times a year with specific amounts and on specific days you are able to maximize the amount of interest saved!
The first rule of optimization: You can not optimize what you can not measure! And any system can be optimized! We direct our clients to zero debt faster and with the lowest interest cost possible...Without refinancing, their monthly payments stay the same, with little to no change to their lifestyle, and while simultaneously building a large emergency fund!!! No one else can make that claim!
Put all your extra money on your principal then refiniance for ten years.
That is one option. But it is not the most efficient option. Financial optimization does exist and you can pay off a 30 year mortgage with your current budget, without refinancing, with your mortgage payment remaining the same and with little to no change in your lifestyle. The use of technology and education on how amortization schedules actually work is the future of debt management and elimination.
how could I apply this to dental work?
Brady Szabo Do you loans for your dental office or dental school student loans?
I need $2500 to close my personal loan which I cannot afford.
Vishnu PS We have information that can help if you are interested in learning. Call 256.886.1867.
So what if I pay for the deposit and it's a four bedroom place? I want to either let friends or appropriate candidates live there and pay me their monthly rent I set for them, this in turn would pay my mortgage without me putting most of my money to it. Please correct me if I'm wrong but it seems like the best way. You would be rent free because they are paying for it. I'm 17 from London so it is a bit expensive and I'm too young right now. I'm working to towards becoming a structural engineer so it is a reliable job.
That strategy you speak about is a good one and it works. You can use the same strategy and couple it with our program and pay off your mortgage in 8-12 years saving 10's of thousands in interest! Are you in England or Ontario?
+The P.I.L.L. Method Channel I'm in london
+The P.I.L.L. Method Channel sorry, England I mean. And how could I couple it?
+Keiran Marley London England, or London Ontario?
The P.I.L.L. Method Channel sorry, England I mean. And how could I couple it?
Dave Ramsey anyone?
DFH The truth of the matter is that the Rosenblums used to be huge Dave Ramsey fans. Then they were introduced to the PILL Method Financial Robot, and received exact instructions on how to pay off a 30 year mortgage in 6.5 years.
Awesome!
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what happens when house values dip?
84JLane That is a very good question. Michael actually handles that in the video. But here's your answer. With our program you're actually earning equity at 4 to 5 times the regular rate at a much lower interest cost. So if the housing market dips the equity that you would have would be far more than your neighbors who have the same mortgage.
In other words, as an example, while everyone else with your same income and same mortgage would have about $10,000 in equity it would be possible for you to have about $50,000 in equity at a much lower interest cost. This would mean you would have options...you could continue earning equity at a much higher rate and lower cost or you could sell your house without having to bring money to the table!!!
The key to all of this is Interest Cancellation. The PILL Method will help you cancel up to 75% of your interest cost with no refinancing involved, your payments will not change and your monthly budget will not increase!!!
Give me a call at 256-886-1867 and get more information, all consultations are free!
Hi Monique the answer is yes. In box us here. facebook.com/ThePILLMethod?fref=nf .
I’m sure the fact your family owns a real estate company has nothing to do with paying off your mortgage early... I’m away to buy a £35 cup of coffee and pour it over my own head as a reminder to never watch this video again
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All good talk but no explanation basicly affirmation vid. Lol
pickett productions We have other videos for the purpose of explanation. You can also sign up for free online classes to get a complete understanding. Call 256.886.1867 to register.
I need to know how you did it not that you did it! This is turn off.
This is a 6 minute video and you can't solve a problem that has been plaguing our country for the last 85 years in 6 minutes. In the description right under the video...these are the first sentences. To find out how they did it contact us at thepillmethod.com
Sign up for our FREE CLASSES and experience the technology and education Michael and Beth Rosenblum used to Paid Off Their 30 Year Mortgage In Just 6 1/2 Years! Without Refinancing, Without Changing Their Payments, and With No Increase To Their Monthly Budget!!
The NBC Local news heard about the Rosenblum family... here is that story. www.waff.com/2018/09/21/prescription-wiping-out-debt/
Dave Ramsey would be proud!
I sure hope so. The PILL Method is several times more effective and more efficient than the debt snowball.
Tell the people how the program works in the first 3 minutes. Thanks.
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they don't look 30 years old
Can you help if we are in the UK?
charlotte dalchow We have clients in the UK right now.
People. bottom line, pay more ahead, stop excess spending, and get a plan b income, ( I have) Discipline! Self control. And if you do not have it ..get the pill book.
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Great! You just killed of the biggest tax deduction you have. Yeah. Good plan.
Hello Frank we often hear that, especially from accountants. That is why I carry in my pocket .27 and a 1 dollar bill. You realize you have to pay 1 dollar in interest to your bank just to get .27 back from the government. As you can see this does not hurt banking, that is why they lobby for this particular tax deduction. But not to worry! Every year you have a mortgage you will get that deduction. But instead of getting the tax deduction for 30 years... by using the PILL Method you will only receive it for 8 to 12 years. That means at the time you pay off your mortgage you lose the .27! But you get to keep the dollar to invest any way you wish!!!
Besides there is an additional savings I have to mention. If I have a 250,000 mortgage at 4% for 30 years, the amount of interest I will pay over the full life of that loan is a whopping $179,674.40 that is 71.87% of the principal borrowed!!! With the PILL Method most of our clients with this same loan will only pay about 59,000 in interest... without changing their budget or sacrificing lifestyle! That my friend is a $119,000 Savings!!!
If you or anyone reading this would like to experience what the PILL Method Financial Robot, here is what we can do for you, It is now possible to Try Before You Buy!!! That's right...sign up for the PILL Method Financial Robot and get the Full Service treatment free of charge!
Then at the end of the trial period you can keep the program for life or say no thank you and we part friends!!! What can be better than that? Bring all your questions and concerns and bounce them off your Personal PILL Method Coach, who calls YOU twice a month! You can also call our completely US based customer service, toll free, and ask questions and set up all the appointments you want so we can teach you how to use the program!!!
Give a call and ask about... Try Before You Buy!!!
256.886.1867
info@thepillmethod.com
Don Daniel
Founder
Frank Lehane to save 10% or l ss you wanna pay that interests 🤣
This is a terrible and boring informercial. The only way to pay it off early is to PAY it. Sheesh
That is not the only way. The best way to pay off your debt is cut interest cost by as much as possible. Our average client cuts their interest cost by as much as 75%! Saving on average $150,000 in interest and paying off all their debt...including their mortgage, student loans, auto loans, and credit cards in an average of 8 to 10 years! This is all done without refinancing and without change to lifestyle. Watch this video...by following the prompts from this computer app it is guaranteed that you will pay the least amount of interest possible with your current budget! ua-cam.com/video/ShkXlHiAzF4/v-deo.html
how about cell phone tickets? 5:31
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Everyone is trying to make money from the home owners
It is very important that you understand that. You are so right! The lending industry is charging on average 75% more interest than they need to and we pay it because of not understanding how the system works. Our Interest Cancellation App is designed with algorithms that will prompt you to cut your interest cost by 75% using your current budget and not sacrificing your lifestyle! Watch this and notice how much interest is saved. ua-cam.com/video/ShkXlHiAzF4/v-deo.html
We will teach you but pay for our course 🤦🏾♂️...
Or you can pay an extra $150,000 to the bank you could have avoided. Read these reviews. facebook.com/ThePILLMethod/reviews/?ref=page_internal Then read these reviews. www.bbb.org/us/al/huntsville/profile/financial-consultants/pill-method-international-0513-900201640/customer-reviews
okay, I dont believe this! Please email me
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fluff
Mortgage's are very hard to understand.
Not for us. 😊
Jeff. Do you realize that if you use a bi-weekly plan you have know idea how much interest you are saving. And you can not optimize what you can not measure. The fact is you do have higher up from cost with me but you will pay 9 to 19 times my fee in unnecessary interest costs using a bi weekly plan. Which has a lower up front cost but massively high operating cost. Which would you rather have?
You get what you pay for. Those are amortization calculators. What we have is Computer Aided Optimization this is new technology, it has nothing in common with what you are talking about. Put us to the test our consultation is free. What do you have to loose. Besides if you can prove us wrong you can tell the whole world and do them a favor. But know this I live in Huntsville Al. This town has more engineers per capita than any other city in the world! And this is where I do business! I have a lot of engineers as clients and I am a member of the Huntsville Chamber of Commerce and the Huntsville Area Asso. of Realtors. And we have a great reputation.
March 12, 2015 Board of Realty
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April 14, 2015
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And we are Returning to the Realty Board March 8th of this year. If these professionals are no longer recommending a bi-weekly program and are now Recommending the PILL Method what do they know that you should know?
or as simple as this a great investment in the beginning but a bad decision if it permanent.
+Mark Santucci What's the interest rate on your mortgage? What's the remaining balance and how many more years left on the loan?