Tax Reduction Strategies For High Income Individuals in 2021

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  • Опубліковано 29 січ 2025

КОМЕНТАРІ • 150

  • @christinem7156
    @christinem7156 2 роки тому +2

    It's rare that I find a new channel that I love so much that I have to watch EVERY vIdeo....but today is my lucky day!

  • @F_A_Maroon
    @F_A_Maroon 3 роки тому +23

    Bro. your videos get me so excited. I'm studying trust structures/strategies and this video puts things together for me. Good to see quality information on UA-cam. Good job, Sir. Please keep it up.

  • @silasgyimah301
    @silasgyimah301 3 роки тому +9

    You are the man. I’m have been asking these questions and haven’t gotten any good response until today. I get the same blaa blaa you highlighted. You are a life saver. Great job

  • @funnygasim1281
    @funnygasim1281 2 роки тому +5

    Honestly this video is probably the first one I came across that explained things instead of just saying random vague info, thank you!

  • @holylabs
    @holylabs 2 роки тому +3

    This dude is so awesome! Finally an channel i don’t have to speed up. He is already at 1.5. Gets straight to the point as well. Awesome find for me!

  • @nysteelhorse
    @nysteelhorse 9 місяців тому

    My wife and I have built small but not insignificant investment and real estate portfolios. She is still a W2 earner. This video has been the most informative I've seen yet. I'm working with another content provider's organization and even they have not given me the true understanding of these strategies you've provided. This video alone has solidified my strategy for how to proceed with my estate planning! I'm about to watch it again!
    Thank you, this was outstanding!

  • @tiffanywhite4076
    @tiffanywhite4076 2 роки тому +1

    This right here Karlton?!!!! ALL LIFE CHANGING nuggets! Thank you!!!

  • @sarynhatcher3183
    @sarynhatcher3183 Рік тому

    This was your best video you have made! Impressive teaching. Thats it! I am becoming an EA.

  • @zeenr6292
    @zeenr6292 2 роки тому +2

    man youre videos are very helpful and eye opening, iv been looking for someone like you for a while and almost lost hope so thank you

  • @wardwalker30
    @wardwalker30 2 роки тому +6

    Opened my eyes to ways to combat taxes as I drop out of qualified widower status. Single tax rate really sucks.

  • @chrisg7227
    @chrisg7227 2 роки тому +2

    You’re on another level, love your videos

  • @anonymous6594
    @anonymous6594 2 роки тому +3

    Would you do a separate video on tax reduction strategies using trusts and foundations?

  • @mel20993
    @mel20993 Рік тому

    Wow! Such great information. I need to research CRTs...very interested!!!

  • @Steve-holm
    @Steve-holm Рік тому +1

    This is literally what I’ve been stressing over, thank you so much

  • @sheenabautista5112
    @sheenabautista5112 2 роки тому +2

    Hey thank you for this knowledge you share. This year we had to pay and just went on with and bow I'm looking for ways to avoid paying taxes.

  • @icecold5746
    @icecold5746 3 роки тому +27

    So many awesome tax strategies discussed in this video. As always, Karlton is full of knowledge. I like the philanthropic option. If you pay believe in paying tithes to a church, this can be your charitable donation. 😇 Thanks for this golden nugget Karlton!

  • @alisonw6449
    @alisonw6449 2 роки тому +2

    You explain things so clearly. Excellent and thank you.

  • @ankaimen
    @ankaimen Рік тому

    MIND BLOWN. ty for these tips

  • @ramirocastano7444
    @ramirocastano7444 3 роки тому +2

    Wow, I own some SF rentals and I did not know about the difference in having short term rentals in terms of losses. Great information, I need to look more into this.

  • @MelodicMoments411
    @MelodicMoments411 2 роки тому +1

    Nice information… could you make a video regarding applying this strategy to high 1040 income earners vs high w2 earners?

  • @christiethompson3347
    @christiethompson3347 3 роки тому +2

    He dropping gems! Great video. Thanks for sharing.

  • @tinawalker5335
    @tinawalker5335 2 роки тому

    It’s insane how much I learn watching these. I definitely owe you money KD but I can’t book a consultation through your link 😢

  • @Jahguaar
    @Jahguaar 3 роки тому

    I am committed to self-development & thriving.

  • @pearlivory3483
    @pearlivory3483 2 роки тому +1

    Let’s not forget there’s a phase out for the traditional IRA if you want a deduction

  • @naikeelovince7774
    @naikeelovince7774 2 роки тому

    Karlton, I am speechless! You are awesome!

  • @vishadpatel
    @vishadpatel 2 роки тому

    So much information in such a short video. Thank you!!!

  • @locomidget35
    @locomidget35 3 роки тому +1

    You my friend a very sharp! This is an awesome video!

  • @raymondfefee5921
    @raymondfefee5921 3 роки тому +3

    Karlton, thanks for the very inciteful information! It feels great to have the financial problems I'm dealing with now versus when I was becoming a man! I do have a question, where would you recommend setting up the PFF since I'm more a c charitable person? I will definitely schedule an appointment to discuss our personal situation with you in detail! Thanks for all you do and keep up the great work!!!
    First of All, Servants of All, We Shall Transcend All!!!

  • @gerardmorris6191
    @gerardmorris6191 2 роки тому +1

    Very thorough presentation! Thank you!

  • @guidosasson1141
    @guidosasson1141 2 роки тому

    I strongly recommend you to see what the guys at Valur are building regarding charitable remainder trusts :)

  • @derrikferguson3219
    @derrikferguson3219 Рік тому

    Cool video. What threshold would you consider makes one a “high income” earner? $500,000?

  • @Ardley101
    @Ardley101 2 роки тому

    Makes sense to me. Thanks! Not there yet but good to know.

  • @danshd.9316
    @danshd.9316 3 роки тому +2

    Awesome thanks i love it very honest and thorough!

  • @kenesa
    @kenesa 2 роки тому +1

    Do you have or can you make a video for someone who is retired (medically from the military), and they win the lottery/ sweepstakes?

  • @mamadelta5608
    @mamadelta5608 Рік тому

    Best explained!!! Thanks!

  • @jamesbumpas6411
    @jamesbumpas6411 3 роки тому +1

    Thanks for sharing these strategies typically reserved for millionaires. Our time is now!

  • @cindyhardi
    @cindyhardi 2 роки тому

    this is pure gold, thank you for sharing!!

  • @Kris-nf3fu
    @Kris-nf3fu 2 роки тому +2

    Awesome video! Currently running 3 Airbnbs short term rentals. But currently forced to shut down 2 from the landlord change of ownership. Does that mean the rental income is now a loss for the rest of the year? Can I now deduct that from my w2 nurse wages?

    • @prettyladynyc4967
      @prettyladynyc4967 2 роки тому +2

      No,because u don’t own the property. That’s the Tax loophole. This guy is AMAZING ❤️❤️❤️🍹

    • @jtowensbyiii6018
      @jtowensbyiii6018 2 роки тому

      Landlord gets the deductions not you

  • @TheJebell01
    @TheJebell01 3 роки тому +1

    Great info Karlton!! Thank you!!

  • @seaguls9974
    @seaguls9974 3 роки тому +1

    Amazing KD! Highly useful.

  • @miclarry
    @miclarry 2 роки тому +1

    Liked. Commented. Subscribed!

  • @pf4773
    @pf4773 2 роки тому +1

    Hi, Karlton: You have great energy and are charismatic. My concern is that I don't see any educational background or financially-related licenses listed in your "ABOUT" section, such as CFP, CPA, or a license as an attorney or security 7. Would you mind posting this,? or simply explain that you are self-educated.

  • @MarcioDec73
    @MarcioDec73 2 роки тому

    you speak to us for real .... no shenanigans !!!

  • @Gio23Deloney
    @Gio23Deloney 2 роки тому

    The PFF is the best route to go.

  • @Freedomridingcompany
    @Freedomridingcompany 3 роки тому +1

    Great video. I'm not certain that I understand the "Real Estate Professional" concept. I have two Commercial Strip Centers and no "Short Term" Tenants. How do you set up a seven day or less real estate business? Thanks

  • @WinnersOnlyInc
    @WinnersOnlyInc 3 роки тому +1

    Also how long is the scheduled one on one phone call? If we schedule one?

  • @MrJoeCaffeine
    @MrJoeCaffeine 3 роки тому +1

    I appreciate YOU sooooooooooo much, Karlton!!!!!!

  • @reneestenbjorn
    @reneestenbjorn 2 роки тому

    Great video! One ?: can other family members contribute to the PFF and get a deduction? thanks for the great work.

  • @WinnersOnlyInc
    @WinnersOnlyInc 3 роки тому

    I love this video! CRT💯💪
    Hey Karlton could I have ur video editor video I need a good one?!

  • @3WadeNumber1Fan
    @3WadeNumber1Fan Рік тому

    The analysis on the CRT is off a bit. The deduction is limited to the contribution less the PV of the annuity.

  • @appliancerepairbymel2734
    @appliancerepairbymel2734 3 роки тому +1

    Appreciate you, Karlton!

  • @lilant9995
    @lilant9995 2 роки тому

    I ain’t going to lie karlton this is like good to me in 2022🥇

  • @LakeCeo3
    @LakeCeo3 3 роки тому +1

    Thank you for the insight.

  • @willoa9685
    @willoa9685 3 роки тому +2

    If you have a property management company, but make decisions, how do you capitalize on additional deductions?

  • @robertflannagan6093
    @robertflannagan6093 Рік тому

    If your high income the ira and roth irs doesnt allow you to contribute if your over an certain amount

  • @lortunder
    @lortunder 3 роки тому +1

    Nice! thanks, Karlton!

  • @swagymom
    @swagymom 3 роки тому +1

    So can I add a PFF as part of my 501c 3 non profit?

  • @frontrowtennis
    @frontrowtennis 2 роки тому

    Thank you for the great information. Is there anything that can be done for 2021 taxes regarding a PFF or CRT or even real estate if it is already 2022?

  • @Khaled-wl9fk
    @Khaled-wl9fk 3 роки тому

    Traditional IRA doesn’t Lowe your tax bill if you make 500k. You meant IRA then convert to Roth IRA to protect the growth from taxation.

  • @JayPatel-iu7pl
    @JayPatel-iu7pl Рік тому

    Thanks you are great!!

  • @coolwater5407
    @coolwater5407 3 роки тому +1

    Great video. Thank you!

  • @kenpowell3557
    @kenpowell3557 8 місяців тому

    Great job 🎉

  • @rodneylegend1804
    @rodneylegend1804 3 роки тому +4

    For PFF can you donate 5% to your own 501 (C)?

  • @AhmedMakkiyah
    @AhmedMakkiyah 2 роки тому

    Why I didn't see your video before :( I love what you shared and it's been insightful 😃Thanks UA-cam Algorithms for the money saving suggestions ChaChing🙏🏻

  • @rbailou
    @rbailou 2 роки тому +1

    great explanation bro

  • @Woodflooralchemist
    @Woodflooralchemist 3 роки тому +1

    How well does this translate to a small business owner?

  • @warmpapi
    @warmpapi 2 роки тому

    You’re videos and others have been extremely helpful. Are you building a network of CPAs that would help for Real Estate Professionals or short term rental investors? Purchased an investment property in 2022 and will be looking for a short term rental in 2023 to help w2 offset and transition to retirement.

  • @rplaisime
    @rplaisime 5 місяців тому

    Love love this channel.

  • @thapowerexchange
    @thapowerexchange 2 роки тому

    this dude is NAILS

  • @andrejerry2778
    @andrejerry2778 3 роки тому +1

    Great job!

  • @ochicoloto3524
    @ochicoloto3524 2 роки тому

    What happens to the money in the PFF?

  • @CompletedReview
    @CompletedReview 2 роки тому

    But are the tax savings worth the additional effort/capital needed to start and maintain these strategies (managing a trust, running a real estate business)?

  • @michaelsmith5463
    @michaelsmith5463 2 роки тому

    QUESTION: KD: I've heard some ppl espouse renting rooms of their investment home by the week. Would this still qualify as a short term rental if the renter continues to stay week to week to week?

  • @gabriellaluzpm
    @gabriellaluzpm Рік тому

    What’s the meaning of: you have control over the foundation? Can I send money to my parents in another country? It’s for medical expenses.

  • @mccoyji
    @mccoyji Рік тому

    Depreciation not that good for high incone w2...
    It goes into bucket for later.
    Kinda sucks.

  • @carrandoholmesii9710
    @carrandoholmesii9710 2 роки тому

    What about paying/investing into IUL's?

  • @innerscorecard9433
    @innerscorecard9433 2 роки тому

    can you do both 401k (max ded) and IRA? I thought you coud one or the other

  • @mindrenewal7657
    @mindrenewal7657 2 роки тому

    Can you combine personal business with unrelated compangy earnings

  • @katiebrandt7953
    @katiebrandt7953 2 роки тому

    if i sell my property now but no property to roll it over to as of yet, how long do i have to avoid capital gain tax?

  • @SOOJ1NSOU
    @SOOJ1NSOU 3 роки тому

    SUPER helpful content.

  • @rachellowery2262
    @rachellowery2262 3 роки тому

    How do I go about getting you to be my financial advisor and tax guy

  • @QuantumLightworker
    @QuantumLightworker 3 роки тому

    Put in a annuities or IUL’s..?

  • @Grippysockss
    @Grippysockss 3 роки тому +2

    my estimate crypto/stock portfolio will be 1m+ can i use a pff for that? i plan to help pay my family members

    • @mxtv1258
      @mxtv1258 3 роки тому

      I have a very similar question. My W-2 salary is about $100k but I have made about 640k in gain from stock investments, nothing sold yet, can I do the PFF too? I have maxed everything else out.

  • @djeddie2006
    @djeddie2006 3 роки тому

    Can I just setup a consultation with you please? I fall under all your recommendations.

  • @Rahzay
    @Rahzay 2 роки тому

    This was exactly what I was looking for. Recently hit a significant 6 figure mark with a recent promotion and Jesus… losing so much money. PFF is golden .

  • @mindrenewal7657
    @mindrenewal7657 2 роки тому

    What about renting to yourself?

  • @BaldytheBear
    @BaldytheBear 2 роки тому

    Is a PFF worth it in your opinion if I make 250k a year?

  • @MMCCENTURY1stofmygeneration
    @MMCCENTURY1stofmygeneration 11 місяців тому

    Can the annuity left over go to a family or childs charity when you die ?

  • @ThaoTrades
    @ThaoTrades 2 роки тому

    Hey boss man! What if your on 1099? Would this still work the same way.

  • @vikb2251
    @vikb2251 3 роки тому +2

    Is there any income limit for Traditional IRA deduction? Thought we can’t deduct if AGI is >140k.
    Btw, I learned so much watching your videos and I hope one day I’ll get a chance to meet you.

    • @EricSnellmanJava
      @EricSnellmanJava 3 роки тому

      Ya most convert it to a Roth right after. Assuming they don't have other tradional ira balances

    • @nancee9101
      @nancee9101 3 роки тому

      Correct, can't deduct traditional contributions if your MAGI is over the phase out limit. Hence, you'd have a non-deductible contribution...and that's why many people do the backdoor Roth ira anyway since now they're only able to focus that contribition on tax-free growth & distribution.

    • @Aijemcire99
      @Aijemcire99 2 роки тому

      @Nancy Bui Is it true that the backdoor Roth option has gone by the wayside due to recent changes? This is what I heard when I inquired about a backdoor Roth recently.

    • @nancee9101
      @nancee9101 2 роки тому

      @@Aijemcire99 nothing has changed. Backdoor Roth is still a strategy many use

    • @PRLcafe
      @PRLcafe Рік тому

      Brilliant guy, ty

  • @tantradossantos4501
    @tantradossantos4501 2 роки тому

    Thank you.

  • @demetriusbruno5828
    @demetriusbruno5828 3 роки тому

    Thank You Sir !

  • @colewildenhus7207
    @colewildenhus7207 Рік тому

    U can only deduct medical and dental what’s above 7.5% of your AGI
    So if 7.5% of ur AGI is $5000 and ur medical amounts paid is $5000 there’s nothing to deduct

  • @SIRafiq
    @SIRafiq Рік тому

    You go bro!

  • @christopherdupremd8897
    @christopherdupremd8897 2 роки тому

    Can a 1099 Contractor start and fund a PFF??

  • @dataguru7342
    @dataguru7342 2 роки тому

    You don't get tax savings from a traditional IRA if you make 500k per year.

  • @ILoveKoreanBBQ2023
    @ILoveKoreanBBQ2023 2 роки тому

    My 308(b) is down almost 5%. Froze it. All my extra money is going to tsla.

  • @Rabiecakes
    @Rabiecakes Рік тому

    This is the real stuff....

  • @eg2701
    @eg2701 2 роки тому

    Could I set up a PFF and a CRT and set myself up for 60% taxable income?

  • @darnellanderson462
    @darnellanderson462 3 роки тому +1

    Pure jewelry Fam!, thx