5 Facts about Savings Accounts You Should Know 🤫

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  • Опубліковано 12 вер 2024

КОМЕНТАРІ • 200

  • @bekifaayati
    @bekifaayati  2 роки тому +18

    SBI Unclaimed : sbi.co.in/web/customer-care/inoperative-accounts
    PNB Unclaimed: www.pnbindia.in/inoperactive-accounts.aspx
    BOB Unclaimed: smepaisa.bankofbaroda.co.in/inopacc/
    Canara Unclaimed: canarabank.com/Unclaimed-Deposit.aspx
    HDFC Unclaimed: leads.hdfcbank.com/applications/webforms/apply/HDFC_Inoperative_acc/HDFC_Inoperative_acc.aspx
    ICICI Unclaimed: nli.icicibank.com/NewRetailWeb/loadInoperativeAccounts.htm
    Axis Unclaimed: application.axisbank.co.in/webforms/Inoperative/unclaim_search.aspx

    • @BULLETAJAY12
      @BULLETAJAY12 2 роки тому +1

      Please update central bank of India too.

    • @singhsaab2318
      @singhsaab2318 2 роки тому +1

      Kotak bank

    • @praveenkumar08
      @praveenkumar08 2 роки тому +1

      Please update for Union bank

    • @bekifaayati
      @bekifaayati  2 роки тому +2

      @@BULLETAJAY12 www.centralbankofindia.co.in/en/node/742

    • @bekifaayati
      @bekifaayati  2 роки тому +3

      @@singhsaab2318 www.kotak.com/en/customer-service/important-customer-information/unclaimed-deposits-inoperative-accounts.html#:~:text=Request%20Letter%20mentioning%20the%20account,Form%2C%20in%20case%20of%20closure.

  • @epic_countdown2259
    @epic_countdown2259 2 роки тому +13

    You are a wonderful explainer, but need to explain how to claim them also..debit card coins and offers, PAI claim, baggage lost claims etc..

  • @architmomaya5083
    @architmomaya5083 2 роки тому +14

    How to find which credit/debit card has which insurance. I have an 811 Dream Credit Card Axis Flipkart Card & ICICI Amazon Credit Card & Etc. Please provide me proper knowledge

    • @unionics
      @unionics 2 роки тому

      No bro aisa kuch nehi hai, yeh pura fake news hai. When my father died I went to bank and they said "Aisa Kuch Vi nehi hai" You won't get any info also any where.

  • @peacewater8818
    @peacewater8818 2 роки тому +4

    Thank you for sharing valuable info.
    But some addition
    @2:20 Savings account insurance by RBI through DICGC.
    Conditions apply : when bank collapse
    1. If you have 200 in your account you will get insurance money of 200 only.
    2. If you have greater than 5 lakh be it 6 lakh Or 50 lakh you will get " upto 5 lakh" only as an insurance.
    Previously savings account insurance upto 1 lakh only but presently increased the insurance money upto 5 lakh.

    • @crazy_wolf_8206
      @crazy_wolf_8206 3 місяці тому

      Do we have to ask for Appling this insurance during opeing of account or it will be automatically applied

  • @supersuper3493
    @supersuper3493 2 роки тому +24

    Can we just appreciate her efforts?

  • @JRFkiran
    @JRFkiran 2 роки тому +1

    2 3 bank account hai to penalty kiya dena padega? Woh nhi samjha " कि"

  • @videostreamin5066
    @videostreamin5066 2 роки тому +1

    Sbi k debit card k reward point m 5 saal se use kr raha hu..mere phone k 6 mnth ka bill to rewards points se recharge ho jata h saal ka

  • @nareshrathod4138
    @nareshrathod4138 Рік тому

    Thank you di. 😊Aapki awaj bahot achhi hai😊

  • @chiranjitmallick8820
    @chiranjitmallick8820 2 роки тому +2

    Hello maam.... i am a student of 20 years old.. i work as an p2p trader on binance,and huobi. So i transact daily basis. But everything is digital form i didn't deposited cash or withdrawal cash via atm or check or else.. i only use neft , imps and upi only. And also transact over near about 25 lac till Today .. and this all was in digital cash. So should i have to file an it or tax return or something. I am not a tax payers.me and my mother is only the source of income. Please maam tell me ..what happened with me is it safe or transaction or i got into problems like income tax?? Please sir this is so important for me...

  • @Kishanchand01
    @Kishanchand01 2 роки тому +1

    How to use SBI debut card point

  • @Randomvidstech
    @Randomvidstech 2 роки тому

    Yaar ye kitni awesome hai.

  • @HimanshuGupta_99
    @HimanshuGupta_99 2 роки тому

    Current account ke liye bhi banaaiye video

  • @CreativeClasses1
    @CreativeClasses1 2 роки тому +1

    you are a great person keep it up 👍👍

  • @RahulKumar-zc4ik
    @RahulKumar-zc4ik 2 роки тому +1

    Mam upi transcation pe bhi video bana dijiye hamara upi se transcation 10lac se uper ho gya hai kya is pe bhi tax lagega pr isme ek hi baar baar send aur receive kiya gyaa h

  • @ravi2484
    @ravi2484 2 роки тому +3

    Flipkart pay letter par bhi dedicated video bna do

  • @voiceofpureworld146
    @voiceofpureworld146 2 роки тому

    Ds channel is awesome

  • @Xtreme_riderYT
    @Xtreme_riderYT 2 роки тому +3

    You are too awesome ❤️😍

  • @gargee29
    @gargee29 Рік тому

    Is it applicable for a salaried zero balance account?

  • @kirandeshmukhdk
    @kirandeshmukhdk Рік тому

    Pls make a detail video on accidental insurance provided by top banks (sbi, hdfc, icici, axis ...) on their savings account and how to claim them. Generally no one gives attention to this. But this topic will be really useful.

  • @Kishanchand01
    @Kishanchand01 2 роки тому

    Thank you mam very knowledgeable video.....pls ik vedio sallery account pe bhi karo.

  • @saikatdas8853
    @saikatdas8853 2 роки тому +1

    TDS , ITR k upar video do

  • @asifaziz2708
    @asifaziz2708 2 роки тому +3

    Didi ka confidence kya hain.. I worked for Citibank in 2006 to 2007 and later as sme 2008 till 2013. Pan card for 50k rule was always there on or before 2006. There r still nationalized bank which dnt follow rule, take pancard for 50k txn. Did ne feyka yeh surprising nahi lekin jo Confidence se bola 😂😂😂

  • @draju51
    @draju51 Рік тому

    Thank you - for point no 3- I have some banks where I had opened the bank account as was in transferable job --and I have never gone again to that place after I got transferred from that place -- one place I tried to close the account in the bank but believe me it was not easy 😢😢 the number of things the PSU bank asked me made to go back home and till today the bank account is still open with Rs1000/- in it. This is a really BIG a problem specially when you have joint account - Hope this link helps me

  • @vishalpatodiya4929
    @vishalpatodiya4929 2 роки тому

    kya gold loan pe bhi video bna skte ho konsa bank kis tarah kitne interest pe gold loan deta hai

  • @amitgupta-dp2fd
    @amitgupta-dp2fd 2 роки тому

    Too good Knowledge provider

  • @riyasingh2645
    @riyasingh2645 2 роки тому +1

    How to use the debit card rewards???

  • @deepakpushpad317
    @deepakpushpad317 2 роки тому

    Mam upi transection se koi problem to nahi hoti hai chahe kitne hi kar lo
    Isme koi income tax wala to lafda ni hoya hai

  • @sharukhkhan2036
    @sharukhkhan2036 2 роки тому +1

    I open a current account in Axis bank and they started deducting every month some money in the name of consolidated charges then didn't give me answer of my question that what is consolidated charges so I close the bank account

  • @AgentMathur
    @AgentMathur 2 роки тому +1

    Kuch aaesi policy hai ki agar hum Apne work ke Liye service charge pay kare.
    Uske baad agar hum work na karvaye to humara service charge refund ho jaye

  • @Ygh_bh
    @Ygh_bh 2 роки тому +1

    In which course you currently study.

  • @mdsamsher729
    @mdsamsher729 2 роки тому +1

    Make one video on niyo card plz

  • @RamYadav_2002
    @RamYadav_2002 2 роки тому

    Thanks for the information mam.

  • @sethi834
    @sethi834 2 роки тому

    How to know about eligible insurance ??? Any site or app

  • @dmeena92
    @dmeena92 2 роки тому

    Correction 10K se upar Income tax ni TDS lagta hai aur ye 10K nai 40K amt h 50K for senior citizen

  • @Doremon.Chaudhary
    @Doremon.Chaudhary 2 роки тому +1

    Black money ko rokne k liye.. Wahhh isliye Swiss bank m... Aur jddaaa..indian money h... Ho gyi h😂😂

  • @sandah108
    @sandah108 Рік тому

    General saving bank aur basic saving dono ek sath rakh sake hai mera basic saving bank of baroda hai aur general saving canra bank hai please help big problem

  • @KalakRiti211
    @KalakRiti211 2 роки тому +1

    mam in fact no. 3 you said the limit is ₹10,000. But recently I read on google that the limit was increased to ₹40,000 in the budget of 2019-2020. Is it true?

    • @meghnabaghel2895
      @meghnabaghel2895 2 роки тому

      No that 40000 limit is for tds deduction nor for exempt interest limit

    • @KalakRiti211
      @KalakRiti211 2 роки тому

      Thanks for replying. Can you please explain the difference? I have recently opened my account and I am confused.

    • @meghnabaghel2895
      @meghnabaghel2895 2 роки тому

      @@KalakRiti211 if u get the interest exceeding rs. 40000 in a year then bank is liable to deduct tds @10% that tds amount is setoff against your tax liablilty and if your tax liabilty is less then u will get a refund of the tds amount But your interest income upto rs.10000 in a year is exempt from tax only.

  • @decoderdc227
    @decoderdc227 2 роки тому

    please make a video on Bharat pe card

  • @aaaaaaashu
    @aaaaaaashu 2 роки тому

    madam ye to btao 10000 aur 1000000 ka condition kya hai it means home branch or not

  • @talish_
    @talish_ 2 роки тому +1

    Please make seperate video on, making credit history. I know how increase credit score.
    I'm in loop, i can't get credit card cause I don't have credit history.
    And I can't make credit history without using credit card.
    There's an option of getting low amount personal loan, but I'll have to pay interest on that.
    Please make a video about it.
    Thank you 🌸

    • @vinod2879
      @vinod2879 2 роки тому

      Just Open a fd with any bank and get credit card on that. For example You can get ICICI bank credit card for as low as 10000 fixed deposit.

    • @saurabhpatil_
      @saurabhpatil_ 2 роки тому

      @@vinod2879 thanks, I don't know about this 👍

    • @abinashpanda393
      @abinashpanda393 2 роки тому

      I created a savings account with axis and got my first credit card

    • @akashsrivastav7076
      @akashsrivastav7076 2 роки тому +1

      Submit income tax return even if u don't earn anything it will help in creating credit score and get loan easily but be careful because u won't be able to get any scholarship,aor any govt scheme money

  • @chiragkamdi427
    @chiragkamdi427 2 роки тому +3

    Q do we get interest on money in Savings account every month ??
    And how it works please explain.

    • @bekifaayati
      @bekifaayati  2 роки тому +3

      Usually, interest money is credited every quarter

    • @chiragkamdi427
      @chiragkamdi427 2 роки тому +1

      @@bekifaayati Thankyou Maam, By the way your videos are really very informative.

  • @affunsingh4944
    @affunsingh4944 2 роки тому +1

    Can u say pls how to get scholarship to study in abroad

  • @sanskritijaiswal8232
    @sanskritijaiswal8232 2 роки тому

    Debit card k points kaise claim kaise kar skte?

  • @mayankgupta9011
    @mayankgupta9011 2 роки тому

    Paytm ka wallet ma deposit karne par tax lagta hai kya

  • @KISHANYADAV-qw7lr
    @KISHANYADAV-qw7lr 2 роки тому

    Auto sweep facility bhi milta hai

  • @Miningmcqhub
    @Miningmcqhub 2 роки тому

    i have bought product from Flipkart by pay later, i wanted to return product but Flipkart has blocked my account. and I didn't pay the amount.
    Flipkart is calling continuously for payment. still I have not paid.
    so what will happen.?

  • @7piyushjain
    @7piyushjain 2 роки тому +3

    Konsa bank hai jo free Debit card provide karti hai with savings account?

  • @janeshkumar1020
    @janeshkumar1020 2 роки тому

    Mam jandhan account me kitna deposit kar sakte one year me

  • @roshanthali8812
    @roshanthali8812 2 роки тому +1

    auto sweep ?

  • @canavr77
    @canavr77 2 роки тому

    Bekifaayati ke kya mtb hai??🤔🤔

  • @financialprovider
    @financialprovider 2 роки тому

    upi se transaction me niyam lagu hoga ya nhi

  • @raghubeersingh5313
    @raghubeersingh5313 2 роки тому

    TDS cut on FD intrest Rs 10000 or 40000 please clear.

  • @satishrawat8563
    @satishrawat8563 2 роки тому

    Good information, thanks

  • @navingautam8878
    @navingautam8878 2 роки тому

    Very helpful video ❤️

  • @modelreview
    @modelreview 2 роки тому

    Mam 10,000 nhi ab 40,000 interest k upar Taxable h

  • @rakeshkumargupta8314
    @rakeshkumargupta8314 2 роки тому

    Love you beta you are amazing

  • @farhatsheereen1748
    @farhatsheereen1748 2 роки тому

    How to check credit and debit card score ?

  • @dhirajsrivastava979
    @dhirajsrivastava979 2 роки тому

    How to claim for baggage loss insurance if I hold a VISA SBI DEBIT CARD ?

  • @pooja5.11
    @pooja5.11 2 роки тому

    I have opened my bank account in 2006 and get my debit Card in 2014 so is it possible for me to get my free insurance from rbi and other insurance too . Please tell me

  • @dashrath8052
    @dashrath8052 2 роки тому

    I know about PAN card is compulsory for withdraw.

  • @techamrit2032
    @techamrit2032 2 роки тому

    Thank you

  • @HONEYRAJPUT07
    @HONEYRAJPUT07 2 роки тому +1

    Awesome 👍

  • @sheikhumar9479
    @sheikhumar9479 2 роки тому

    Please inform about the procedure to avail these freebies....

  • @snkumar5008
    @snkumar5008 2 роки тому +1

    do a q n a video 😂😢

  • @rohitpoint
    @rohitpoint 2 роки тому

    Beautiful and smart 😍 but you have to learn more about banking and credit cards 😜🤣

  • @vishalagarwal8186
    @vishalagarwal8186 2 роки тому

    How can we redeem reward points of IDBI classic debit card?

  • @raghavgarg207
    @raghavgarg207 2 роки тому +2

    Yaar kuch nya batao ye sab tho mai ek saal se sun rha hoon yaa fhir ye batao inhe claim kaise karte hai

  • @user-sb7vc9lh4w
    @user-sb7vc9lh4w 2 роки тому

    Wht about nri?

  • @akashhandi6390
    @akashhandi6390 2 роки тому

    how to check reward points on debit card?

  • @GardeningFunandFacts
    @GardeningFunandFacts 2 роки тому

    How to use reward points... I don't know

  • @EventLIVEscape
    @EventLIVEscape 2 роки тому

    Unclaimed k link kahan diye hai description/comments section me, video me to bole the

  • @juneboinasujinkumar6463
    @juneboinasujinkumar6463 2 роки тому +2

    First comment

  • @naveenbhardwaj3473
    @naveenbhardwaj3473 2 роки тому

    are there truly free debit cards? both my debit cards charge annually

  • @sidharthkumar3780
    @sidharthkumar3780 2 роки тому

    But how can we know about our bonus points?

  • @ag-vlogsanshmaurya
    @ag-vlogsanshmaurya 2 роки тому

    Didi Kotak 811 ke bare me kuch bataoo please

  • @Gourav0001
    @Gourav0001 2 роки тому

    GOD BLESS YOU 🙂

  • @ankitariesrises4419
    @ankitariesrises4419 2 роки тому

    Nice explain ❤️❤️

  • @IncredibleThought
    @IncredibleThought 2 роки тому

    Debit coin pta kaise krege 🙄

  • @sanchigarg7154
    @sanchigarg7154 2 роки тому

    Free debit card konsa bank deta hai

  • @sastayoutuber8664
    @sastayoutuber8664 2 роки тому

    Mam mene hdfc insta save acount 16 June ko open Kiya tha usi time maine 10000 UPI se hdfc ko daal diya tha us time msg aaya ki your request to add money is in process and your order number is buy us time account active nai tha abhi active hain aur woh paise abhi tk mere hdfc saving account main aaye ni hain customer care ko poocha bolte hain sir yaha ni pata chl rha Indian bank se bheje the UPI waha se sab successful hua hain plz help

  • @taranjeetsingh424
    @taranjeetsingh424 2 роки тому

    MAM Dormat Account ko Close kaise krre.?

  • @Reenanaik674
    @Reenanaik674 2 роки тому

    Meri dadi ka Account tha.. usmai pada hai paisa... Bt unko gujre 15 saal ho gaye.. n manager unki death ke baad cooperate hi nai kar raha

  • @godofheaven5491
    @godofheaven5491 2 роки тому

    Humne meri maa ka pan card nahi bnawaya hua h...Agar hum bank se paise nikalwayenge to uski bhi kuch limitations h kya???
    Agar hai to kaise aur kitni???

    • @ankurrathi1445
      @ankurrathi1445 2 роки тому +1

      amount block kar sakti h bank Kabi bhi

  • @surajitdas6555
    @surajitdas6555 2 роки тому

    Mera bhi 2 accounts hain inactive.

  • @rajachetia7605
    @rajachetia7605 2 роки тому

    I am just here to see u. 😊

  • @AmitGupta-ol7fc
    @AmitGupta-ol7fc 2 роки тому

    Please upload airtel payment bank

  • @Anasjongashi
    @Anasjongashi 2 роки тому

    Thanks 😊

  • @aafiyanoor5204
    @aafiyanoor5204 2 роки тому

    I bought a laptop in 2018 and got service facility for 1 year for free, after a year when I applied for service, I got a message on website that this service has already been taken thrice and now I have to pay for services. In shot I got a repaired laptop for the price of new. Is there any remedy/solution for this. My laptop has hardware problems.

  • @somenseal6925
    @somenseal6925 2 роки тому

    There was some mistakes in 1st point...!!

  • @manashkeot5117
    @manashkeot5117 2 роки тому

    Mera bhi indusind bank me aprox 4000 para hua he...phirse kyc krna hoga

  • @asutoshpatel3588
    @asutoshpatel3588 2 роки тому

    0:43 rule already tha. I faced this in 2011

  • @ggkobra
    @ggkobra 2 роки тому

    yarr ye kitne osm hai🔥🤤

  • @aniketamode5328
    @aniketamode5328 2 роки тому

    Mam mujhe saving account bana ka liya to fee danii pari

  • @ultramorescenes3443
    @ultramorescenes3443 2 роки тому

    Ma'am kabir singh fame....😀
    College chodke jaane wala tha iske liye ruk gaya

  • @chetanmotghare9980
    @chetanmotghare9980 2 роки тому

    Maine to Nahi dihaya kabhi..49 49 do bar karke dale..to bhi

  • @asheshchoudhary203
    @asheshchoudhary203 2 роки тому

    10L transaction only cash y UPI vi..?

  • @AdityaSharma-vn2cl
    @AdityaSharma-vn2cl 2 роки тому

    Hi can you please share the details of axis Burgandy visa debit card and axis select credit card like what all free offers and perks i can get using these

  • @fitlit
    @fitlit 2 роки тому

    Kindly don't wait too long to claim your money in inactive and dormant accounts.

  • @MoHiT-hp4gv
    @MoHiT-hp4gv 2 роки тому

    Mere Yes Bank k dormant account me Rs -215 pade hue hai... Unhone mere shares block kar diye, maine unka account use karna band kar diya

  • @harishgovekar3274
    @harishgovekar3274 2 роки тому

    Awesome share