Just picked up this card a couple weeks ago. If u apply on resy they have a promo get 10% cash back on dining up to $150 for the first 6 months. Couldn't pass up that offer.
This revamp was actually really beneficial for consumers which is awesome to see! This card is super viable, especially for those on team cash back. Gotta love it when lenders make their products better... it benefits them and us alike! Great video John.
I got this card just a little bit before the refresh due to the easy sign up bonus, and now it is even better. I will use it for groceries when one of my other cards does not cover them as a 5% category, and now it is my default online shopping card outside of Amazon. Amex customer service is top notch. I had to interface with their fraud department a couple of times with a corporate card from a former employer, and just had a small billing issue with one of my personal cards last year. In all cases, the person who answered the phone understood what was going on very quickly and was empowered to fix the problem without having to escalate to somebody else who would get back to me. Absolutely unheard of in this day and age.
I just got this card recently and it’s great. Not to mention the benefits are good and it has plenty of amazing offers such as statement credits. If you have to go to the store, check the offers first because they literally have hundreds of offers
NFCU More Rewards is 3% gas, grocery, restaurants and transit. It also grows very well as far as CLIs. Great to see amex stepping up their game on some of the lesser used cards. Let's hope this continues!
@@ThoughtMachine1 exactly, i dont think people realize that being in the american express network alone is better than any other financial institutes card. I've got multiple cards on all the networks but my amex blue cash everyday card, discover it card, and chase freedom unltd seals the deal all the way around 🤷🏾♂️
Thank you so much for laying all of the specs out for us. My family never taught me to invest.. or even pay my taxes. You’ve helped me take one more step towards understanding how to break the poverty line!
The card is great but like all Amex cards the cash back does not apply to supermarkets like: Walmart, Target, Ross, Target, Costco, Sams Club, Best Buy, or any other major “warehouse supermarket.” Also many gas stations are not subject to the cash back as well which makes this card kinda suck. I don’t regret getting it but I definitely prefer my Business Blue Cash Preferred over my regular one. It offers 2% back on everything and no annual fee. Made more cash back on that in 1 month than with normal cash back preferred in 6 months.
If I want to pay in store at Walmart with this card, does Walmart pay make this count as an online purchase? I also have the PayPal credit card too. I want to get 3% back at Walmart somehow hopefully with one of those 2 cards.
The problem with Citi Custom Cash is that if you want to take advantage of the 5% for purchases in supermarkets, Target and Walmart are excluded. I shop at Walmart, so doesn't make sense to me.
Honestly Apple Card’s best feature is the Apple wallet integration (best interface I’ve ever used) and if you look at the data points on it it’s one of the easiest card’s to get as a beginner with a legitimate path if denied, and easy of credit line increases. It’s all around the best beginner card especially with first learning about credit card’s This is coming from a Amex platinum and chase sapphire user.
@@xidaq4998 I can’t describe it but it’s the best UI that automatically groups all your spendings over week/ month/ year/ and helps me keep track of my spending. I use it knowing that I lose out on points just bc I save more money since Apple card helps me control my spending if that make sense
I have the other blue cash preferred card for the past 12 months and I’m in love with it. It’s $90 annual fee but it will eventually pay itself out. So far I’ve had $400 cash back which is mostly coming from grocery shopping. I’m not sure if I have a no interest promo bcuz I’ve never paid my balance off completely. 🤔
The Synchrony Bank Verizon Visa card fits my purchases the best. For cashback, it offers 4% on gas and groceries, 3% online (including take-out), 2% on Verizon purchases and 1% on everything else.
@@shaqd89 I think you may be right that they are awarded as Verizon dollars. I forgot about that because I use them for a statement credit, but it is a credit on my Verizon wireless bill rather than to the credit card. You can purchase items or gift cards or travel, but I guess the Verizon dollar aspect would make it not good for everyone. Thanks
Actually if you pair this card with the Apple Card and the Chase Freedom Flex instead, you not only cover 3 categories for 3% but instead cover 7 different 3% categories including 5% rotating, and 2% on everything else. One of the most complete 3 card cash back set ups.
This is my favorite Amex card. They keep trying to get me to switch to the everyday preferred i will not switch. Online shopping is what keeps me using this card. My Citi costom cash card is my favorite cash card on the market.
I applied for the blue cash everyday and was denied, I called the recon line and they told me I had opened too many bank accounts in the passed year to be able to open a credit account with them 😢
I talked with Amex two days about new credit cash back card offers. We decided on this one and I’m happy. We went back and fourth with questions. The pros and cons. My boyfriend has the platinum card so we use those reward points for traveling.
If you were accepted for this card, May you please let me know the credit score you had at that moment. I want to figure out if I should apply for that credit card
Hey John! You left out another huge benefit which is 0% for 15 months. That's the game changer for me! I always pay my balances off in full but this will give a lot of wiggle room when making large purchases.
I highly suggest going with the preferred card for the first year since the first annual fee is waived. Then downgrade the card after 0% intro apr has expired and paid the revolving balance.
Thank you for covering this in great detail. None of the others are covering this card in great detail. This card will justify Amex collecting high transaction fees. The only thing that the Apple card is good for is 0 interest fees for X months. It is good if you want your product now and pay nothing in interest but you do need to start paying interest after the timeframe is over.
I have platinum and am considering the blue card preferred because I don’t drive at all. The blue preferred has a benefit for transit. Subway, Amtrak even buses etc. This regular one looks good though. I need to decide.
Is it kinda dumb if I get the Amex gold and use it with the blue card?? Because I’m thinking you aren’t stacking points as much and the categories over lap?? Any help to explain if this is a good combo🙏🙏
How the the grocery catagory work? Like if I buy food and clothes at walmart how does it know what is a grocery purshase? Or would everything from walmat count?
Question. So Walmart+ now has travel associated with it. Would that still fall under "US Retailer" so that i can get the 3% back AND 5% Walmart+ cash back? This double dip would be epic for me.
Technically, if you live in a western us state, you can get the BMO Cash Card, which also gets cash back on gas and groceries. Not as good as the BCE card but still an option out there
Out of nowhere, miles over other cards in the daily spend categories, the two cards to rule them all-lol: Redstone FCU Visa Signature - 5% on Restaurants AND Gas ALL THE TIME 3% on a bunch of categories AND still more 1.5% on everything else AND even more $150 bonus on $3k spend. AAA Daily Advantage Visa - 5% on Groceries ALL THE TIME, 3% on more categories, and $100 bonus on $1k spend.
Ehh I like my Apple Card…but I only use it for Apple products, since you can cash back, plus interest free extended payment program. With a Family that’s a pretty big deal combo for me. 0% interest loan over 12-24 months on products plus 3% Cash back on those products.
I love American Express, I think they have the best customer service (I have the gold and platinum card) but if you decide to cross over, keep in mind you’ll have to carry a Visa or Mastercard on hand as a back up in case the merchant doesn’t accept AMEX (highest merchant fee for them).
I have the BCP also the Gold , Planning on getting this in about 5/6 months to increase my overall credit lines with AMEX , also run up that 3% online retail category for the card. 🤔 advice / tips anyone ?
I like my Costco card for gas. I buy almost all my gas at Costco, and have an executive membership so I get 6% total Cash back on the first 6k annually I spend on gas. Plus I get 4% cash back on all my Costco purchases, including travel packages through Costco travel.
I just got approved for the gold card, but I decided to go with this one since it doesn't cost anything & I'm new to Amex. I don't think I'll use home chef, but I'll look it up just to see what it is.
Does it have to be just groceries at a supermarket or can you get the points with non groceries? Otherwise I'll speperate my groceries and use my Citi Double Cash Back Card on the non groceries.
Hey John I love your videos so much so helpful for me my question is I want to do Airbnb purchases with my Chase unlimited freedom what’s the cashback rate for that kind of transaction? I expected for 5% travel cashback but last time I only got 1.5% cashback with the card through PayPal.
hi, i just wanted to ask you on thing. if we use this card to buy all the gadgets and everthing for the apartment. Suppose if i spent 4000$ from this card and it has zero APR for 15months so if we divide the 4000 by 15 and pay 270$ a month then am i safe?
Question- are you basically saying that in the example of buying a plane ticket- the value of points is greater than the value of the cash back to get the same plane ticket?
So I know AMEX has a one time sign up bonus for your first entry level card regardless of which one it is, my question is. Since this card has a sign up bonus, if I were to get a gold or platinum down the road, would the sign up bonus for this card mean that I won’t be able to have one for any future Amex cards?
Question: So when they reimburse you $7 for the Disney bundle, is that reimbursement every month or just once? I'm thinking of getting this card, might as well use it for my Disney bundle.
By the way, the blue cash preferred annual fee isn't waived for the first year anymore, instead, you get $400 sign up bonus on 3,000 of spend in the first 6 months. (I got the card last week)
Currently have the amex cashback preferred. Would it be wise to upgrade (before paying the annual fee) to the amex gold then pick this card up to supplement?
and it is cash back as statement credit not true cash back if that matters. this card is tempting to me for the online shopping reward which is my 3rd highest spend category. I already have the cash preferred for grocery and gas but in theory this could be a grocery back up card if spending over $6k in the year (which I normally wouldn't do buy perhaps I would add a few more gift cards to the cart each trip to the grocery store)
![[Full Guide] How to Climb the American Express Ladder in 2024](http://i.ytimg.com/vi/g5PdY-Kcduw/mqdefault.jpg)
![[Full Guide] How to Climb the American Express Ladder in 2024](/img/tr.png)
Just picked up this card a couple weeks ago. If u apply on resy they have a promo get 10% cash back on dining up to $150 for the first 6 months. Couldn't pass up that offer.
Is that offer still up
@@Tony-bf2fn yes it is
What is Resy?
@@johng.5100 what is resy
Is still out?
This revamp was actually really beneficial for consumers which is awesome to see! This card is super viable, especially for those on team cash back. Gotta love it when lenders make their products better... it benefits them and us alike! Great video John.
The refreshed BCE makes it one of the best no annual fee cards imo!
I got this card just a little bit before the refresh due to the easy sign up bonus, and now it is even better. I will use it for groceries when one of my other cards does not cover them as a 5% category, and now it is my default online shopping card outside of Amazon.
Amex customer service is top notch. I had to interface with their fraud department a couple of times with a corporate card from a former employer, and just had a small billing issue with one of my personal cards last year. In all cases, the person who answered the phone understood what was going on very quickly and was empowered to fix the problem without having to escalate to somebody else who would get back to me. Absolutely unheard of in this day and age.
I just got this card recently and it’s great. Not to mention the benefits are good and it has plenty of amazing offers such as statement credits. If you have to go to the store, check the offers first because they literally have hundreds of offers
NFCU More Rewards is 3% gas, grocery, restaurants and transit. It also grows very well as far as CLIs. Great to see amex stepping up their game on some of the lesser used cards. Let's hope this continues!
CLI with navy federal are not what people have been saying!
They started me with a 16k limit on the more rewards & bumped it to 20k 4 months later
Absolutely!! Only thing is.. not everyone has access to NFCU. Anyone can apply for the AMEX Blue Cash Everyday card. ✌🏻🤟🏻👊🏻
Better to have a relationship with AMEX than any other bank. They are the mafia of credit issuers, and it's good to have them on your side.
@@ThoughtMachine1 exactly, i dont think people realize that being in the american express network alone is better than any other financial institutes card. I've got multiple cards on all the networks but my amex blue cash everyday card, discover it card, and chase freedom unltd seals the deal all the way around 🤷🏾♂️
Thank you so much for laying all of the specs out for us. My family never taught me to invest.. or even pay my taxes. You’ve helped me take one more step towards understanding how to break the poverty line!
I’m rebuilding my credit and quite interested in building a relationship with Amex. This sounds like the way to do it!
Amex is killing the game
Glad that I have both the BCE & BCP. The refresh of the BCE was much needed.
The card is great but like all Amex cards the cash back does not apply to supermarkets like: Walmart, Target, Ross, Target, Costco, Sams Club, Best Buy, or any other major “warehouse supermarket.” Also many gas stations are not subject to the cash back as well which makes this card kinda suck. I don’t regret getting it but I definitely prefer my Business Blue Cash Preferred over my regular one. It offers 2% back on everything and no annual fee. Made more cash back on that in 1 month than with normal cash back preferred in 6 months.
I paid for a gas station sandwich with it and got 3%
I just pay online using paypal for those, it tricks it and you still get 3% instead of 1-2%
If I want to pay in store at Walmart with this card, does Walmart pay make this count as an online purchase? I also have the PayPal credit card too. I want to get 3% back at Walmart somehow hopefully with one of those 2 cards.
The problem with Citi Custom Cash is that if you want to take advantage of the 5% for purchases in supermarkets, Target and Walmart are excluded. I shop at Walmart, so doesn't make sense to me.
Honestly Apple Card’s best feature is the Apple wallet integration (best interface I’ve ever used) and if you look at the data points on it it’s one of the easiest card’s to get as a beginner with a legitimate path if denied, and easy of credit line increases. It’s all around the best beginner card especially with first learning about credit card’s
This is coming from a Amex platinum and chase sapphire user.
Don’t all credit cards work the same on Apple wallet, how’s it different?
@@xidaq4998 the Apple Card Is integrated differently than the other cards in the wallet
Agree whole heartedly
Well that's why you buy apple for they're ecosystem, until you want to actually be free then you go android.
@@xidaq4998 I can’t describe it but it’s the best UI that automatically groups all your spendings over week/ month/ year/ and helps me keep track of my spending.
I use it knowing that I lose out on points just bc I save more money since Apple card helps me control my spending if that make sense
I have the other blue cash preferred card for the past 12 months and I’m in love with it. It’s $90 annual fee but it will eventually pay itself out. So far I’ve had $400 cash back which is mostly coming from grocery shopping. I’m not sure if I have a no interest promo bcuz I’ve never paid my balance off completely. 🤔
I believe it’s a 15 month no interest promo. Be careful with that in the future
The Synchrony Bank Verizon Visa card fits my purchases the best. For cashback, it offers 4% on gas and groceries, 3% online (including take-out), 2% on Verizon purchases and 1% on everything else.
Definitely better.
you can ony redeem them for "verizon dollars" though right?
@@shaqd89 I think you may be right that they are awarded as Verizon dollars. I forgot about that because I use them for a statement credit, but it is a credit on my Verizon wireless bill rather than to the credit card. You can purchase items or gift cards or travel, but I guess the Verizon dollar aspect would make it not good for everyone. Thanks
Didn’t they change the Verizon rewards on this card?
What happens after 1 year?
Actually if you pair this card with the Apple Card and the Chase Freedom Flex instead, you not only cover 3 categories for 3% but instead cover 7 different 3% categories including 5% rotating, and 2% on everything else. One of the most complete 3 card cash back set ups.
what do you mean by 5% rotating?
@@detailsmove 5% on different categories every few months
Man, I was about to sign up for this card but not being able to convert cash back to AMR points is a deal breaker.
This is my favorite Amex card. They keep trying to get me to switch to the everyday preferred i will not switch. Online shopping is what keeps me using this card. My Citi costom cash card is my favorite cash card on the market.
Does the groceries include the big US companies like Costco, Walmart, Target, Sam’s or not??
No
Walamart neighborhood market yes
I applied for the blue cash everyday and was denied, I called the recon line and they told me I had opened too many bank accounts in the passed year to be able to open a credit account with them 😢
I talked with Amex two days about new credit cash back card offers. We decided on this one and I’m happy. We went back and fourth with questions. The pros and cons. My boyfriend has the platinum card so we use those reward points for traveling.
If you were accepted for this card, May you please let me know the credit score you had at that moment. I want to figure out if I should apply for that credit card
I had a 704 when applying
@@odeliar thank you. Your answer is very helpful
682
730s
Applied for it today I got 760
Hey John! You left out another huge benefit which is 0% for 15 months. That's the game changer for me! I always pay my balances off in full but this will give a lot of wiggle room when making large purchases.
I highly suggest going with the preferred card for the first year since the first annual fee is waived. Then downgrade the card after 0% intro apr has expired and paid the revolving balance.
@@locococopocoqoco8555 they’re not waiving the first year :(
@@BoywithLoveeee the offer is back
What’s the safe range credit score to apply for this card?
670 +
Thank you for covering this in great detail. None of the others are covering this card in great detail. This card will justify Amex collecting high transaction fees. The only thing that the Apple card is good for is 0 interest fees for X months. It is good if you want your product now and pay nothing in interest but you do need to start paying interest after the timeframe is over.
Blue cash everyday seems brilliant for students, shame it isn't offered in the UK.
It is, it’s a platinum card but is called the everyday card
Hi John,
What do mean by “pairing”? Does that mean using both cards to maximize the best benefits from both?
I have a blue sky rewards card...is this blue cash better? I use my rewards points for statement credit.
I have platinum and am considering the blue card preferred because I don’t drive at all. The blue preferred has a benefit for transit. Subway, Amtrak even buses etc. This regular one looks good though. I need to decide.
I don't think this card will be better than the Apple Card when purchasing Apple products, since Apple Card offers 0% interest for payment plans.
What kind of credit score should you have to apply for this blue amex?
I got accepted with a 693
Is it kinda dumb if I get the Amex gold and use it with the blue card??
Because I’m thinking you aren’t stacking points as much and the categories over lap??
Any help to explain if this is a good combo🙏🙏
Is it a good option as my first credit card?
What type of credit score do you need for the new refreshed amex card?
Wondering the same thing
Just wish you could get cash back in the form of a deposit or check if you have a third party bank. That’s my only gripe with AMEX 😒
when should somone get there first annual credit card?
How the the grocery catagory work? Like if I buy food and clothes at walmart how does it know what is a grocery purshase? Or would everything from walmat count?
It doesn't work for a regular walmart, but does give 3% back at walmart neighborhood market regardless of what you buy there.
If you have a cash magnet what is the best way of getting the welcome bonus? Can you have both? Thanks!
Question. So Walmart+ now has travel associated with it. Would that still fall under "US Retailer" so that i can get the 3% back AND 5% Walmart+ cash back? This double dip would be epic for me.
Technically, if you live in a western us state, you can get the BMO Cash Card, which also gets cash back on gas and groceries. Not as good as the BCE card but still an option out there
I appreciate your honesty; keep the reviews coming.
I get 4% on gas and groceries with the Verizon card. I just used my Verizon dollars to get a free round trip to Miami FL.
So online shopping, like Cartier or Tiffany 3% cash back?
Out of nowhere, miles over other cards in the daily spend categories, the two cards to rule them all-lol: Redstone FCU Visa Signature - 5% on Restaurants AND Gas ALL THE TIME 3% on a bunch of categories AND still more 1.5% on everything else AND even more $150 bonus on $3k spend. AAA Daily Advantage Visa - 5% on Groceries ALL THE TIME, 3% on more categories, and $100 bonus on $1k spend.
If you have a primarily chase setup + Amex BCP would you downgrade to this to get the gold?
Golden One CU has a no AF, 3% groceries and 4% gas. I think you have to be a California resident.
What about this vs chase freedom flex?
I appreciate the AMEX blue cash. Thanks Amex
Ehh I like my Apple Card…but I only use it for Apple products, since you can cash back, plus interest free extended payment program. With a Family that’s a pretty big deal combo for me. 0% interest loan over 12-24 months on products plus 3% Cash back on those products.
Verizon card, although not available unless you’re a Verizon customer gives 4% on groceries and gas with no caps.
But the caveat with the Verizon card is one, you must be a Verizon customer, and two is you can only use points to get gift cards or towards your bill
@@ResplendentRaider the points can be used towards accessories or devices and upfront cost at check out with verizon as well.
@@ResplendentRaider thank you for pointing this out. One thing I don’t like about C1 rewards or “cash back” incentives
I have 1 credit card rn and looking into getting another one. should i get one that does cash back or one that does points?
im in the same boat as you. whatd you end up doing ?
What is considered online retail purchases? Is that anything you use to make an online payment?
So like if you order pickup it’s considered an online purchase since it’s
Got this card last summer and I'm a bit more skeptical now, but it did get me into the amex ecosystem
Love the card but so hard adding it to my Apple wallet which I use for most spending
If i pay rent from a grocery store western union, does that count as a purchase from a grocery store?
I'm pretty deep in the Chase ecosystem with the Chase trifecta but I want to break into amex so I'll probably give this card a shot after the revamp.
I as well.. soon leave chase all together
I love American Express, I think they have the best customer service (I have the gold and platinum card) but if you decide to cross over, keep in mind you’ll have to carry a Visa or Mastercard on hand as a back up in case the merchant doesn’t accept AMEX (highest merchant fee for them).
I have the BCP also the Gold , Planning on getting this in about 5/6 months to increase my overall credit lines with AMEX , also run up that 3% online retail category for the card. 🤔 advice / tips anyone ?
The Amex card says “online retail purchases” does that include eBay and Amazon?
yes
Yes. I got 3% at Amazon
Does the 3x on online shopping apply to anything bought on Amazon?
I like my Costco card for gas. I buy almost all my gas at Costco, and have an executive membership so I get 6% total Cash back on the first 6k annually I spend on gas. Plus I get 4% cash back on all my Costco purchases, including travel packages through Costco travel.
I just got approved for the gold card, but I decided to go with this one since it doesn't cost anything & I'm new to Amex. I don't think I'll use home chef, but I'll look it up just to see what it is.
Can I start using before card arrives???
What credit score you think we need
Thanks for this video! Fast and informative
Can I save the cash back and put it in savings or do I have limitations on what I can spend with it
The $6000 is per year. So when it’s a new year it resets ?
Can you get the rewards for grocery at Sams Club?
Does it have to be just groceries at a supermarket or can you get the points with non groceries?
Otherwise I'll speperate my groceries and use my Citi Double Cash Back Card on the non groceries.
What’s the spending limit on this card ?
I ❤ my amex blue cash
Can you stack the Disney credit with the BCP+BCE ? If so will add this with the BCP+GOLD
Hey John I love your videos so much so helpful for me
my question is I want to do Airbnb purchases with my Chase unlimited freedom what’s the cashback rate for that kind of transaction?
I expected for 5% travel cashback but last time I only got 1.5% cashback with the card through PayPal.
sounds like a great all around card.
Is it 3% cash back forever, or only for one year, or subject to change? Is it locked in?
Is this one good for paying bills??
I absolutely HATE the new design of this card. The only reason I got the "clear" version was because I loved how it looked.
Is there not a 0 percent apr for 15 months?
hi, i just wanted to ask you on thing. if we use this card to buy all the gadgets and everthing for the apartment. Suppose if i spent 4000$ from this card and it has zero APR for 15months so if we divide the 4000 by 15 and pay 270$ a month then am i safe?
Can I change cash back for points?
Will we get 3% cash back on Walmart
Question- are you basically saying that in the example of buying a plane ticket- the value of points is greater than the value of the cash back to get the same plane ticket?
So I know AMEX has a one time sign up bonus for your first entry level card regardless of which one it is, my question is. Since this card has a sign up bonus, if I were to get a gold or platinum down the road, would the sign up bonus for this card mean that I won’t be able to have one for any future Amex cards?
No it’s one signup now is per card
Question: So when they reimburse you $7 for the Disney bundle, is that reimbursement every month or just once? I'm thinking of getting this card, might as well use it for my Disney bundle.
Every month
Just received an offer for 6% on grocery. I’m thinking about it
I just got this card the other day 👍
By the way, the blue cash preferred annual fee isn't waived for the first year anymore, instead, you get $400 sign up bonus on 3,000 of spend in the first 6 months. (I got the card last week)
1 second ago
Really? I just got mine yesterday. It’s $250 bonus after $3k in purchases in 6 months. $95 annual fee in 2nd year, 1st waived.
Is this card no foreign transaction fee?
John, should I hold off this card till after I get the AMX gold? I dont wanna miss out on the 75,000 sign up bonuse
Do the X1 card, and find one that can kill it! Lol. It’s my daily driver at 3% all purchases
X1 points are useless compared to flat cash back
@@real0mar I've redeemed over $4,000 at Apple, Bose, and American Airlines in just the past year. 1:1
I wonder I’ll they’ll amp up the BCP
bro just told us to get it in under two minutes, I respect that
whats the mínimum credit score to get this card ? does it have to be above 600?
Id guess 700+
I got approved with a 693 yesterday (1/23/23) 🙌
Good luck
Currently have the amex cashback preferred. Would it be wise to upgrade (before paying the annual fee) to the amex gold then pick this card up to supplement?
You can’t upgrade to the gold
Does the buisness card count as one of the 4 cards or does it count as a charge card
Thanks for the insights on this card! What camera and lens do you use? I like the bokeh!
I love your videos, saw you on tiktok and now here on youtube. Thanks for making these educational videos
Shopping for a card that can give me either points or cash back for gas, groceries and restaurants!
Navy Federal’s More Rewards Amex card is 3% for Gas, Grocery, Dining and Transit
and it is cash back as statement credit not true cash back if that matters. this card is tempting to me for the online shopping reward which is my 3rd highest spend category. I already have the cash preferred for grocery and gas but in theory this could be a grocery back up card if spending over $6k in the year (which I normally wouldn't do buy perhaps I would add a few more gift cards to the cart each trip to the grocery store)
Great job. Thank you very much. Awesome advice from you. Thank you again.