"Gavin Is Done" - State Farm's ULTIMATUM To California Could End Newsom’s Presidential Hopes
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- Опубліковано 4 лип 2024
- A major headache for Gavin Newsome! Several major insurance companies have either stopped or limited the issuance of new homeowners policies in California due to the state's high wildfire risk and rising repair costs.
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People that never lived in Cali have no idea how amazing it was back in my day. (80s and 90s Bay Area) It really had a special energy and excitement no matter what we went thru. I hate being tribal, but Dems totally ruined it.
If you think it was great back then, sorry you missed out of the 50's, 60's and 70's💗
Why do you all keep voting them back in???????????.....
When Tupac was alive, to Live and Die in L.A. was not a matter of going on vacation...
I lived there twice, 1960-77 and 89-93 I saw the shit in the second run and got out. grew up there and was much better, go back as an adult it sucked. SoCal San Bernadino co
What dont they ruin?
California, my home, is ruined. It’s ruined by incompetent, corrupt people making terrible policies. It’s heartbreaking.
Your state is ruined by the voters. Just keep on voting for those Democrats. Let's see how bad it can get.
California started heading down hill in the 70s. It took a steep downhill turn when the state government forgot the working people and wrecked the logging industry. They are too stupid to realize the working class supports nearly everything.
I believe that you mean to say…it’s ruined by incompetent people voting for the same corrupt and agenda driven policies. Sadly enough we both may have family members that believe everything is still great here.
You voted for it I bet. No sane republican would spend that much time in cali
@@cubancigarman2687 Yes.
My older family tells me there were NO forest fires in the 1970's, 60's, 50's. They also told me these high / hot temperatures are nothing new to California!
They need an excuse for extra profits
It's the failed forestry management in the state that has created higher risk. It was predicted in the 1980's that the practices being adopted then would cause massive forest fires in 40 years. Warming is contributing as well but even without it we would have alot of this. California reduced the clearance requirements for electric transmission lines through forests.
They lied to you.
The fires have nothing to do with hot weather or climate change! The forests in California are poorly maintained and the electricity transmission system is not kept up to date. California has allowed PG and E to allow power lines to not be maintained! I don’t understand why Newsom is still governor of California! He sucks!
Surely you don't think that maybe that California's libtarded government might have set these fires to boost the public's belief in climate change so they could fear monger people into going along with all their insane new policies!!! Liberals/democrats have no compunction in destroying anything to get people to go along with their liberal insanity!!!
I'm so sick of prices going up on EVERYTHING in California 🤬🤬🤬
Just to inform you
Prices are going up all over the world
Not just CA …. I am in AZ and my home insurance just went up 41%
I’m a Californian all my life and for the life of me I cannot understand why and how Gavin Newsom is still in office when we all cannot deny he’s destroyed California!
Im asking the same question.... All the people (not almost, ALL) i spoke to doesn't like him....even my woke college professor relatives....... Imagine that
We need to REVOLT and get angry!! The revolts need to. e on GAVINS doorstep....(along with leaders of AIPAC and BLM)
He gave us $600 a few yrs ago. Where yall been? Didn't get yours? Your fault.
Election fraud
This is what you get when you put the wrong people in office. Everything gets destroyed
I am so tired of all this BS in California!!!!!
well than let me give you a hug to make you feel better
I am so tired of this "Climate" BS they keep trying to shove down our throats. It's not about climate----it's about control!
I am so tired of this "Clim@te" B$ they keep trying to shove down our throats. It's not about clim@te----it's about control!
I lived there for 5 years after retiring but left due to the insanity
😂😂😂 they love Gavin and Aunt Nancy
I have lived in California my entire 65 years and California used to be a great place to live. I purchased my first house in Huntington Beach when I was 20 for $89k. It was 1500 sq ft. Today that same house with no upgrades other than paint is worth $1.1 million. I purchased several homes, all within Orange County from 1980-2000 for $147k to $325k. Today they are worth. $1.1 mil to 2.2 mil. My property taxes were about 1 to 1.2% of the purchase price. Today, I can’t afford to buy any of my prior houses again and the property taxes have almost doubled on new construction. When I purchase my current house in 2007, my homeowners insurance was $500/month. Today it’s more than doubled. Everything is far more expensive in California and our problems are far worse. Crime has skyrocketed, homelessness has skyrocketed, illegals here have skyrocketed and California has one of the highest gas prices in America because they have the highest gas tax. The major reason California has gone from a great place to live to a place people can’t afford and don’t want to live is because of liberal policies. The media and celebrities have become far more outspoken against conservatives and the things that are right and good. Outspoken about the police, jail and the justice system. Every decision made by politicians and liberals have been bad for California and especially the taxpayers of California. In my city, you see tons of houses and businesses decorated at Christmas, but you rarely see the American flag on homes or businesses, even on the 4th of July! We are no longer a state of patriotic Americans that put our country and the US citizens first. If there was a major military operation such as after 9/11, do you think there would be the same number of people volunteering to sign up for the military? After Pearl Harbor, every available boy from the ages of 16 wanted to fight for this country. They even found a way to join after they were classified as not fit. How many do you think would be willing to fight and die for this country today if we were attacked? It’s not just California, patriotism is a problem throughout the country, with a large blame going to the educators, media and parents. It saddens me that people don’t believe in the ideals which made this country great and, that states like California have become so anti-America. I only hope people wise up and realize the current path is not good for our future.
Patriotism is down because America was overtaken by the Military Industrial Complex. Our country was seized in ‘63 by a cabal that just wants to use us. Few wish to fight for something already dead.
Where was the Greatest Generation when we were overtaken from within? Did they forget to fight all enemies, foreign AND domestic? How these warriors all became obedient sheep is astonishing to me.
Don’t blame the people for a lack of conviction towards an illegitimate corporation acting as if it were the authentic America.
Well said I agree
I am also 65 and see what has happened. I cannot find a hole in your comment. Everything you wrote is true.
I live up here in Washington. I knew Seattle in the 80s when it was nice. It is the same malignant disease.
Young people never see because they never look. Their phones only show what they want to see.
The problem more than anything is GodLESSNESS.
@@christian_7500which god would that be? The Baptist god? The LDS god? Catholic god?
What I'm most upset about is the people leaving California are bringing their failed ideas and policies to other cities. Colorado has been dealing with this since the early 90's and every year we're getting more and more state legislative bills that are ruining this state.
I think that is mostly BS. We have lots of friends leaving California because of all the stupid crap that’s going on with our leadership. And we will likely follow them. Not to bring this stupid crap elsewhere, but to move to a place with better, conservative leadership.
I pray this doesn’t happen to Texas.
@@Chris_WolfgramI hear you and you say that … but I do think liberalism runs deeper … an ideology - a way of thinking that just doesn’t go away. A few people with those same strong beliefs get into office and the cycle repeats.
I lived in Colorado in 80’s! It was great! Now democrat policies have turned it into another Commiefornia! Same with my old beloved, Austin, Tx. Just sad what dems can do! FJB! 🤯😤
People that moved from Cali to Arizona have turned my state from red to purple. When they are done destroying my state they will move again. Their indoctrination will last a lifetime no matter what happens. Leftism spreads like an evil virus.
Newsom
24 BILLION to support 200,000 homeless, and the money is missing.
No accountability
It's a setup. I'd moved away for my sanity and to preserve my resources.
is that not $120,000 per homeless person.? buy a house for them in detroit and send them there.
You know where money went!! Look at your politicians..
Bill Deblasio, "I taught him that"
@@kurtgandenberger6139hear you on that but please not Detroit
I'm a Californian and I don't know anyone who likes Newsome. I have no idea how he was elected ...and survived the recall. His policies is destroying our amazing state.
The socialist immigrants who came from Third world countries LOVE him. Guess why
The recall HAD to be rigged. There’s no way he wasn’t recalled.
Clearly the democrats cheat. They did on TV the night of the election. I'm in the central valley of California. The democrats harvesting votes is a legal way to cheat.
Election fraud. People in Venuezuela kept wondering who was voting for Chavez. It took them a while to figure out their elections were totally rigged. Gavin Newsom knows he doesn't need real votes to win elections which is why he doesn't care about pissing off voters. That's why he's still eying becoming president even though his track record is trash. Performace doesn't matter when elections are rigged. Pissing voters off doesn't matter if elections are rigged.
It's called vote fraud. It's real.
I bought my house in CA in 1987 for $117,000. It’s now appraised at $1,187,000. 37 years and the cost of housing has jumped that much. It’s just an average 3 bedroom home, 1,178 square feet with a 2 car garage. Nothing extravagant. I don’t see how the younger generation can afford to live here.
We lived in San Diego area for several years, and heard from multiple lifelong California residents how shitty the state has become over the last 20 or so years. Corrupt policies, corrupt politicians and endless regulations and laws that target the middle class have made it almost impossible to live there unless you're making over a six figure income every year with multiple sources of revenue. Glad to be back home in Texas.
The prices have gone up at least 50%. I've had to raise my labor price 50%.I've been in construction for 48yrs, I'm self-employed All thanks to Governor Newsom. He absolutely sucks, god forbid if he gets in as POTUS 😮
Wow. Idk if I could handle him being POTUS I’d have zero hope
Do you have any employees? Did you give them a 50% raise?
@@pizzulo8111 hahaha you obviously didn't pass economic 101
I bet California is glad they voted to keep Gavin Newsom
He was voted in for another term. Insanity
I Remember when Newsom blamed trump for wild fires and said trump was doing nothing to aid CA, he then met with trump and on National TV thanked him for aiding CA during the wildfires
All Governors have to do that when they get Fed Aid. Even Newsom. Even when Dems blamed Climate Change for the fires and not themselves for denying the forest cleanup, which Trump actually told them to do a year or so before.
Trump was withholding aid that was supposed to have already been paid. Trump was being petty. And people got hurt because of it.
I remember living in the valley, then Santa Monica, Anaheim, then spent time up north, San Francisco, Oakland, Carmel, even Bakersfield, in the late 90's...not perfect, some areas have always had issues. I recently visited some old friends throughout the state and I was not prepared for the devastation as a result of Democrat leadership and Democrat policies. Beyond being sad, it is criminal.
I’m a builder and I call BS on “31% more to rebuild than in 2019”. Folks it’s way over 50% more in labor and materials to build any house than it was pre-Covid…. Idk where they got those numbers but I have been building homes for 2 decades and know the numbers.
If you can even find the labor!!
You cannot believe ANY numbers from the government. Not one
Usually insurers have to negotiate rates with insurance commisioners. So while they would want a %50 rate increase, they will gladly take 30% to try to stem their losses
Yup same here in New Mexico. I remember buying 2X4's for $2 just 5 years ago, now than doubled since
Been going to Home Depot since they opened. I've seen the price of plywood and boards increase to the point of heartbreak.
Newsom belongs in prison.
Along with Pelosi
for not letting insurance companies rape the state?
Nasty Nancy crime family
And pencil neck Schiff.
Along with his Aunty Nancy
I have NO sympathy for California. They even had a chance to recall newsome, and they refused. You voted for it, you got it.
It was rigged. Electronic voting machines. Him Auntie Nasty Pelosi ruined my state
Gavin Gruesome got "elected" just like Joe "no brains to show" Biden.
Californians have been screwed just like the rest of america
I live in California. Literally don’t know anyone who voted for him. Think it’s all unions
Nailed it!
Unfortunately, a lot of us DID try to recall that creep. I know a lot of people who tried to vote him out, only to be outvoted by yahoos in San Fransisco and Los Angeles. People like this have destroyed my once beautiful and prosperous state. I cannot afford to pay a 30% raise in taxes. I cannot afford to leave.
I am a contractor in Texas. Costs have gone up more than 30% over 5 years. Lumber fluctuates, but labor is closely related to food costs. We all know about food costs.
As a California home owner, our original insurance company was charging about $750 per year pre pandemic, then went up to $1,600 and then went up again to $6,500 to renew the policy. We have a home owners insurance crisis in California. This is real.
It’s happening in Houston too
The crisis was directly caused by the Calif government. It is their fault and no one else.
Because they don’t want home ownership…Agenda 21… Oh that’s just a conspiracy. “You will own nothing and be happy” WEF. That’s the end game.
@@junkymailhai2074in Houston also. $1750 3 years ago, 3600 last year, and 4950 this year. It will only keep rising and I don’t know how much longer I can afford my house that I’ve been in over a decade.
It's happening everywhere. They raised it exponentially in Iowa since 12 months ago.
*Your explanations are clear and straight forward It's always a honor to have you here as a mentor, I appreciate you for the time being spent to educate us financially. Regardless of how bad it gets the economy, I still makeover $28K every single week. I truly value Laura, and her helpful guides*
The first step to successful investment is figuring your goals and risk tolerance either on your own or with the help of a financial professional but it's very advisable you make use of professional.
SHE IS ON TELEGRAMs
@LauraGil52
That's it >>>>>>
The rest of the United States has been subsidizing California’s unsustainably low homeowner insurance rates for DECADES. Thank you State Farm for finally taking a stand. Now please follow through.
Live in Georgia , just got back from CA and the GAS prices omg 5 bucks on average, GA is $315-$340. Two steaks at a grocery store (not large) costs $80!!!! How do people live there ???
lol. I live in both Az and San Diego. Whenever I go to Ca I bring about 60 gallons of fuel with me . Last weekend fuel was 3.35. 2.35 after my grocery store fuel discount. Diesel and gasoline were same price ! Only 1 of 6 cars even gets ca fuel these days
I lose my home insurance but Gavin Gruesome's career ruining California comes to an end. Definitely want to thank State Farm.
ya but his female POC replacement will be worse.
Hear hear
Huh? What makes you think Gavin's career is over? If we had an election tomorrow, Gavin we re-win as governor in California. Worse, he really does have a shot at winning the presidency. Sorry, but too often people don't care about facts and results.
@@stephenchapman4534Governor Karen Bass 💀💀
They'll vote in another dim to replace him 😕.
Father of two in the Navy here in San Diego. After my contract, my wife and I are leaving California. Dont worry, I won't vote blue.
I hope all the California tags I have seen as of late in TN agree with you. I mean it does not matter to me what happens in another state. I just do not want them coming to TN and still vote for the same crap.
@@joey193650 I think people outside of California forget that there are millions of native born Californians that don't vote blue or vote red and feel like they are being cheated.
Thank you for Your Service
We had to leave California. It's a Black Hole 🕳️ We're Conservatives & loving life in Idaho now! Btw, Idaho loves their Vets. Strong Faith✨ Family ✨ USA✨ values. 👍👍
@@kjnightbird121 That's exactly where we were thinking of moving. Any advice?
I used to be a farmers' agent years ago. The earthquake back then really hurt them. They had forced home insurance to take earthquake coverage. 90% of the policies took it. The losses were staggering!
Car insurance passed double in California per month. Estimated repair cost for body work is off the charts.
I left Cali do to his policies being passed. He is a terrible governor and even worse human being. Corrupt doesn’t begin to explain his term in office.
My family and I left CA about a year ago too... That place is a burning homeless dumpster fire!
Hopefully you didn’t leave for Texas, the home of corruption with a corrupt and worthless governor’s office.
I would have already left if my whole family didn't live here
I think he's satan 😈😈😈😈😈
@@Trad-Momwhere did you move to🤔
This is what you get when dealing with Gavy Pelosi. Dear Auntie Pelosi can’t help him now.
Brown was also related to Pelosi
"Climate change" "Green Energy" Nothing more than a scam to line rich politicians pockets.
@@robertfisher4689 the whole state is inbred
@robertfisher4689 is this true 😮
Not just pelosi, nepotism runs strong in the garbage family. Gov Brown is related to him as well.
They rather let the state burn than upset the Sierra club.
Now, that was a good one. 💗
Yep, they won't allow clear cutting and removal of fuels. "They want to keep it natural". Bunch of morons.
It is actualy part of the WEF. Plan and Gavin is all in.
Truth. The environmentalists have done us all no favors by ensuring the forests in California naturally build dead/dry fuel capacity without human intervention, making certain that forest fires are a natural occurrence. They then blame it all on climate change and the voters fall for it. Too bad...Californians voted for this...now they can live with it.
CEO was made $19M in 2019, $20M in 2020, and $24.5M in 2021. A 30% increase. Weird.
Hey State Farm. Those rates are discriminatory. 52% for renters. That should not be allowed to rack it up so high.
Yeah it’s only for the same stuff I buy from amazon
I think it’s a higher percentage because renters is like 12 dollars a month. That would be like 25 dollars a month. Homeowners is much higher.
" Those rates are discriminatory. 52% for renters. " The proposed rates are based upon claims paid out. That's not discriminatory, that's reality.
I lived in the forest 8 miles out of Chester, CA, back in the 70s & and 80s. I know for a fact forest maintenance was alive and well. I saw it every year. It was as common as snow removal in winter. Many of us would scater for the leftover wood they would pile up after taking the bulk of trees away...it was free, and we spoke to the logers about the next area to be cleared. Then, clearing old forest growth stopped. In 2018, I walked away from the sale of a house in Paradise, CA. 2 weeks before it burnt down. After looking at 3 homes, I told my wife,
" Let's get out of here,"
When asked why, I told her, " This place is a fire waiting to happen." The area was full of downed dead trees, dead bushes, leaves as deep as my knees, it was a mess. Some places you could even see the creeks that ran through it. This state has been managed right into the ground, and part of the blame sits on bad voting practices.
You nailed it !
That what I’m saying why tf we need dry bushes and trees up for like come on in cities or by houses and apartments waiting to be burn.
Controlled demolition
They changed their forest maintenance so it would look like global warming. They care nothing for the environment. No one who truly cares about the wilderness could support them.
You said, "even see the creeks that ran through it." What's wrong with being able to see the creek?
My homeowners insurance in NE Ohio increased 15% over 2023 (32 years in this house without any claims). I went through the exercise of getting quotes, and the rates were all within 1-2% of each other. When I asked the agents why they’re so high, they all said "INFLATION." Thank you, democrats!
No sir it’s just greed from insurance companies
I live in south central Pa and the same here……40+ years …….no claims and argue every time with State Farm to keep my deductible at 500.00 dollars. Each time they try to raise it to over 1000 dollars….I say no way. It was 100.00 deductible for many years and they changed it to 1000 without even asking me and I told them no way……they would only lower it to 500. The reality is over time the rate difference doesn’t really have an impact on the actual amount paid.Now my rate has gone up and I got the same answer…….yet ole Joe has the audacity to lie to the citizens that his Bidenomics is working and he has inflation under control. He lies ,lies, just like he has done his whole life. Corrupt old man.
Insurance went up nation wide for several reason… Congress printing 4 trillion dollars out of thin air, which devalued the currency and Florida has had so many natural disasters the 10s of billions lost have to be made up nationwide… nothing to do w Republican vs democrats.
They don't want us to own anything, and be happy. Check out the WEF for more details. Your Governor is their friend.
@@luisvilla799no it’s inflation. Joe you buddy Joe you
The problem is that it ALSO affects insurance rates in other states as insurance companies try to spread that cost around.
We need to get him out of office ASAP
I left Commiefornia around 10 years ago. I don’t even go to visit my extended family OR my sister. Hate that state.
Which state do you live now?
Please vote against Newsom. We need to take him out of Sacramento.
They still be voting for him because they hate Trump! Sad! 😢
Not only out of CA but also out of politics, he's a danger to the country
Let's round up all these radical libturds...biden, obama, clinton, newsom, pelosi, schumer, schiff, swalwell, Kathy hochul, etc and make the human centipede a reality
His term limit is up in 2026.
He needs to be tried for treason!!!
We did. We all voted to recall him, and he somehow "defeated" the measure. I call BS. Even the most progressive people I know wanted him out.
I do not understand these people who keep electing these Politicians in Ca. The last time ANY person I voted for won ANY office in Ca. was Arnold Sw. and its been downhill from there. Pathetic.
Shout out to @METAL LEO. He’s been documenting the current state of San Francisco and LA. I live in the north bay and had no idea how bad it really is in SF until discovering this guys channel. Truly heartbreaking to see how dead it is today. F U Gavin 😤
You need to add the criminal aspect, allowing thieves to go free, so insurance gets to pay for stolen cars, property destruction, anything worthwhile.
It's the usual suspects ◼️◼️◼️◼️◼️
@Doug that's just Black Privilege.
They are getting their reparations.
They're showing those with any sense THE DOOR. Get away from that insanity while you can.
It’s the professional thieves in politics that are the real issue.
Freight trains with consumer goods packaging strewn around the tracks so deep you can't see gravel
State Farm is the least of California’s problem
like a good neighbor state farm is fckn out of there
My auto insurance already increased from $4,000 to $5,200 without any change on my side. Thank you California! You will not leave any extra money in our pockets. :(
3:10 No. PG&E wasn’t let off the hook. California’s Department of Forestry has been regulated out of true safety that comes with removing wild land overgrowth because the policy prevents clearing the sick forests.
I can confirm all of this. My husband works in insurance. The industry as a whole is a mess since Biden took office.
And Trudeau. They are clearly following a far left global agenda
Its been a mess since Obama created Obamacare
Um, Biden works for the insurance companies. If the insurance companies play victim, that's hilarious. They sit on vast amounts of capital, and deny claims every day. This economy has become a denial of service operation. This is end stage capitalism. When governments are fully for sale ....
Please, call him Taterhead.
Any idea about the life insurance by any chance?
It’s too expensive to live in California that is a fact, but on the other hand, if you are homeless, it’s the perfect place to live because everything is paid for,, and since you don’t have a home, you don’t pay taxes of any kind , it’s a beautiful thing
I wonder what would happen if someone just took building materials to the street and built a home on the sidewalk
Sounds like a shit hole. Makes me appreciate oklahoma.
the weather is great, they let you deal dope, too.
Everything but housing in 5 star Hotels or otherwise like the millions they've invested in their priority "the new comers"😂 Americans still remain homeless in California's tent cities with the elderly on SS the fastest growing group of homeless living and dying in their cars
Everything but housing in 5 star Hotels or otherwise like the millions they've invested in their priority "the new comers"😂 Americans still remain homeless in California's tent cities with the elderly on SS the fastest growing group of homeless living and dying in their cars 😂
You know what's crazy? Their streets are messed up with so much trash and human waste, the plastics being blown by the wind is being blown into the forests, which gives a high probability of fires starting. We will never truly know how many fires start due to trash, but I'm 100% positive that there would be a decrease in fires if trash was actually picked up and put where it needs to go.
I’m a California resident. The present treatment of Insurance companies in regard to flood insurance resulted in my flood insurance being canceled and I had to find a new more expensive policy. This was caused by state policy that caused insurance companies to raise rates, making flood insurance not affordable by insurance companies. So they’re leaving or not doing business in California.
I lived in Fresno, an hour away from Shaver Lake which was decimated by the fires. Can confirm it was poor management from these “climate activists” that didn’t want to cut down old, dried up trees. Glad I made the move to Phoenix two years ago.
I live in Scottsdale and thank God every day that I do!! Welcome to AZ. 😊
They let those fires happen so they can have an excuse to squeeze us
Southern California bought water rights in Northern California decades ago. They have sucked the North dry, until the North is a dried up tinder box. Owens Lake....a salt flat. Mono Lake....the same. The whole water table sucked dry, ready to BURN.
Got out of Fresno 6 years ago and never looked back
I left Fullerton in '97 to Phoenix. ❤ It here but the Cali people moving here have brought their political beliefs and are ruining it.
Looks like it's going back to Red. I hope so because it's getting as ridiculous as Kali.
Lack of transmission line forestry maintenance has been the #1 reason for the fire issues in California. It's been that way for decades and they only have the ridicules environmental extremists to blame. California State government who is responsible for the well being of their citizens are totally at fault.
The Left wants the world to burn.
In the 70's I worked for a tree company that had the contract to clear trees from high voltage lines. I can't tell you how many times we were called off jobs because of environmental extremists preventing us from cutting the trees. PG&E has it's faults but they are not entirely responsible for fires.
It's not just transmission lines, it's also bark beetle infestations. For both these metrics, the environmental lobby successfully enjoins remedies; so now trees are dying, but the beetles get to spread because you cannot do what's necessary to stop them; and power lines spark fires, because you cannot trim around them. Stupid is as stupid does; there's nothing quite like a politician to forget the lessons they learned last year.
No, the environmentalists in the state of California government prevented logging and taking care of the forest is the reason for the wildfires really for being extreme.
100% Thanks for writing this.
“I live an hour away, i got here in a half hour. No traffic” 🤦♂️
You don’t live an hour away then. This is the logic you get from co workers being late everyday by a few minutes because they can’t figure out other people drive too.
Lol i caught that
Like what? 😂
I live in OK & our homeowners insurance doubled. I have several friends whose insurance doubled as well. It’s awful! Bc of this our mortgage payment went up $300 a month. Ridiculous!
the California government is finally learning that their incompetence has consequences. Warms my heart.
Wrong. It does not affect the majority of the people that are “lawmakers” they are disconnected from average day-to-day living and no matter what happens they’re going to continue receiving an income stream from all different sources that are, let’s just say not all legitimate
They aren’t learning anything
All it does is hurt the ppl. Everything they do is against the ppl
. . 👉🏻 consider this, a cataclysmic event which could submerge all of CA. into subterranean depths, it’s the San Andreas fault line and it’s overdue to “lift & snap” . . .the state dept. won’t breathe a word on it for obvious reasons but they’ll have an industry as State Farm do their bidding for them, ultimate goal:
. .👉🏻TO EMPTY CA. OF ALL BUSINESSES & HOMEOWNERS . .any stragglers left behind such as renters, the homeless, cows & all other animals, basically everyone else who hasn’t got a vested interest to stay and stay anyway, will be abandoned . . . Connect the dots because that’s when things begin to get logical
@@CliffMcCauley I have to disagree. They ARE learning how to screw over the taxpayers of this state even harder than they were before!!!
Vote this corrupt politican out!
We did, but the corruption is bigger than you think.
That’s why we have Biden as president.
Liberals will continue to vote for this A hole
Not enough people in that hellhole called a state to change anything. cali is doomed.
It's his last term but don't you worry someone else even more progressive than him will be voted in. That's how dumb the liberal voters of California are.
They already tried a recall. It failed.
We live in Oregon. Last year our home insurance went up 35% in just one year. We have no claims and a very high (800+) credit scores. We are not in a flood or fire zone
FYI my homeowners insurance has gone up over 300% since 2019. I have State Farm and increased it from 3,220/yr in 2019 to 11,000 1 month ago
Last year I paid $1200 a year on Home owners insurance. This year I paid $2500. I am furious this state has gone to pot!
I am not sure where you are from but if you find $2500 expensive then you shouldn't come to Florida.
People get what they vote for. You may have not voted for him, but too many Californians are addicted to the Democrats. This is the result.
Literally it went to pot !!!
@@julin2rs548well it's more than double where it was. There's nothing a bunch of sports worshipping Americans won't put up with. 😒
@@julin2rs548Yep, my insurance company left FL this year. I had to get Citizens just to have coverage in time for hurricane season and it went up from $2400 to over $3600.
I’m in SoCal and got a cancellation letter from Farmers (not State Farm) due to wildfire risk. Ut takes effect 10/1/24 and I’m currently in the process of fire hardening our home. This is following our premium doubling last year.
I live in CA and my State Farm auto policy also just went up 20%. The utility companies are also trying to raise their rates between 20-30%. It doesn't end.
How about they stop starting the fires!!!!!
Finally, someone knows what really going on with the fire, it’s let me know that’s everyone is not stupid, 1% of Americans knows what happened. Who’s ever you are, thank you for being aware…!!!
🏆Best comment!🏆
Foreal
All these fires seem suspicious to me.
@@user-cz5uw3fb6f you can't prove it! Just like the origin of Covid!
In the State of CA, they have ordered insurance companies to pay more than their policy limits for homes that were destroyed by fires and fining the companies for not requiring the policyholders to by more insurance. The state is a clown show!🤪🤠🤡🤡🤡
What about all that missing money, the rising crime, and the rising homelessness?
I'm a P&C insurance agent and 90% of my business is California Home and Auto. All day long I get calls from panicked people who are getting dropped from their carrier and can't find coverage because insurers are either pausing business or leaving the state altogether. These are people who have not had any claims, who pay their bills, and have sometimes been with their carrier for 10-20 years or more. It's absolutely heartbreaking and it blows my mind that more people aren't talking about it. Other states are having issues too because of inflation and replacement cost like you mentioned, but California is on another level entirely here.
This has been a developing crisis since the Dems installed Ricardo Lara as the CA Insurance Commissioner back in 2019. He has done nothing but play politics since taking office and he's placed absurd restrictions on carriers to avoid "discriminating" against their policyholders, despite insurance literally being a business of calculating and assigning risk to people. They have also caused the CA FAIR Plan (a state underwritten insurance program meant for high fire risk homes) to become dangerously bloated in both risk and premium cost, because major insurers can't take any more wildfire risk in the state. There is a good chance the FAIR plan will collapse soon and a federal bailout will be in the works because of the situation California is in. I applaud you guys for talking about this, people in my industry are extremely nervous about it and fear the worst for California.
This informed post should be pinned at the top.
Californians need to sue the insurance companies as well. They've paid so much money for years. The insurance companies are just ponzy schemes! Completely corrupt. A scam from A-Z.
Not to mention, if the homeowner owns their home outright, then it's Unconstitutional
Fair Plan premiums are insane, plus you have to carry an additional policy. We pay about 5k between the 2 policies on a 60 year old brick house. Just a few years ago we paid $800. It also makes getting a mortgage for buyers even more of a challenge on top of the high interest rates. If they do away with prop 13 on top of all this, and the crazy proposed landlord restrictions pass, the housing market in CA would be in free fall. But sometimes I think that's the idea.
It's not talked about because the MSM covers up all demoncrat blunders.
Apparently they do not have a Trumpian scapegoat they can lie about.
I work in underwriting at State Farm headquarters here in Bloomington, IL. No one likes to work in CA. The laws and unmitigated risk make it a nightmare. People should understand the more laws your state has that impact insurance, the more difficult and expensive it is to do business there. Same goes for Michigan.
Thanks for the explanation
So go after the STATE, not the PEOPLE WHO PAY YOU. I know, ur not the CEO.
AKA, it’s harder to run an insurance racket.
How long has Michigan been a problem ???
Didn't Gieco leave Cali Land as well? They are moving here in Vegas, and more license plates say California compared to Nevada
Car insurance is still a rip off!!!
Why should I have to pay more to add a car to my insurance??? I can only drive one at a time!!!
If insurance won't cover anyone else driving my car but me and they already insure a more expensive car and I buy an old beater that isn't worth but $3k, why should I have to pay more when I'm already insured????
The law needs to change!!! Either you insure ME in anything I drive, or you insure the car and it doesn't matter who drives the car!!! You don't get it both ways where I get ripped off!!!
Living in California in the 1980s was tremendous. I seen all the bands, surfed the pacific, and enjoyed life. As the decade came to a close, I seen the massive influx of noncitizens. Crime, property, and living costs started rising at an exponential rate. I had to leave because of the culture shift.
Remember when Arnold was the governor and diverted substantial funds into forest management? Everyone complained because it wasn't spent on social programs, but had a significant affect on "wild fire" reduction. He had some flaws, but he is the last decent governor that I can remember for Cal.
And the bonus was a great accent,lol.
Do you understand there is practically no management at all? Look at the budget. The state is burning because of it. Nature burns to control the forest. Forest fires are only bad because we like green and they tend to burn our houses but the fire is trying to fix our fckups.
When I was little, I was upset when Arnold promised changed, but ended up taking out huge loans to balance the debt. Passing the buck to future me. Turns out that was probably the right move. However, the outrageous spending just continued. The cycle needs to get broken.
Instead of people holding the state accountable for maintaining the land. They reward them by paying more in taxes to fight climate change as the politicians save money not maintaining the land, and get more money by blaming the climate for the problem. Win win for them.
@@ason4641 sad but very true, that's a good Observation.
CA NEEDS to clear the dead trees,limbs... that have accumulated on the floor of forests since the early 1970s. This is fuel that makes the fires raging inferno. Convicts can be sentenced to do the job at no compensation.
You just described every climate policy in a nutshell.
@@marcellabrowning315 government run is always shit. they talk down on private owned forestry but at least they know what they're doing
@marcellabrowning315 is this the main reason those wildfires were so out of control ?
Escaped in 2023. Life is SO MUCH BETTER outside that disaster of a state.
My friend's insurance broker told him they havent been able to shop rates for over a year and NOBODY is taking new clients.
Goes right along with the .30c a mile road tax being heaped onto the backs of Californians. My God, what a wreck of a state.
And the CA voters keep putting them back in office. They get the government they deserve.
Don't forget your 50¢ a gal gas tax coming in September.
@@johnvrabec9747 In September? Try again. It's 50 cents plus today (July 2024). It's been 50+ cents for a couple of years now.
@@joelkoricich1771it’s only certain areas in California, not the entire state.
@@KenMac-ui2vb you know, I’ve thought about that. Carcenez (however you spell it) bridge Benicia bay GG DB all the tolls we have just around the bay. $7 dollars hundred of thousands of dollars daily! We are getting ripped out roads and our infrastructure still sucks what are they doing with all that money?
Very sad what has happened to California, wake up people
Is it? They keep voting these people in. It must be what they want, no?
@@edew9180it’s only LA and the Bay Area the rest of Cali is red
They won’t wake up. Look at even Biden’s approval rating it should be at like 6%. But half the population will vote for him.
@@edew9180 I don't think they really do though, they rig the elections like they have for years now. There's massive voter fraud going on and the leaders are selected, not elected.
@@hdzheat9362 Nope. I wish this was true. It's not. Though we do have more Republican than any other state.
Simple & Basic common sense conversation on the real impacts of topics that affect millions. Literally nothing the mainstream media is doing. Esp in Ca. This isn’t even being reported or discussed. This podcast is doing more to bring awareness & accountability ! 💪🇺🇸
Im in Missouri, ive never made a claim on my home insurance. This year they doubled my insurance. Pissed the hell off.
I have been an insurance broker in NY for 20 years. The rates in NY have sky rocketed like I have never seen before. These increases are for two reasons, inflation and soaring crime. AKA Democratic leadership.
State farm says its due to climate change. You know better than them?
Which company?
@@mugzy07 I REPRESENT MANY COMPANIES.
@@bobdole7697 like what Marsh/Aon/Gallagher? THANKS
Yes. I lived in a safe NYC neighborhood until the migrants were housed there. Now, assaults and theft are a weekly event.
As a 7th generation Californian, I saw all this coming in 2020. Between the wildfires and looting the insurance companies were going to do this at some point. The risk factor has significantly increased. I would say there are millions of people with moral hazards as well.
And new cars in general are extremely expensive to repair.
And some electric cars get totaled because of a slight crash.
I left because the ousting of newsom was unsuccessful. I knew it would only get worse. Homelessness, crime, poverty, consistently higher home prices and it goes on and on. A gas tax that was sent in to be voted on for the second time, only to be voted for again, increasing gas prices by .14c a gallon. I was born and raised in California, so I was able to see most of it when it was still a great state. I saw the beginning of the end when people voted to kick out Brown and put in AHNOLD! God what a joke! Now you have a slicked back viper for governor. I'm glad I left. I went back for a visit a month ago, and it got exponentially worse in the course of just two years. I won't be going back. The rich and powerful run that state now, and it's all about them. They can have it.
Lmao @ californians acting like "they saw it coming" instead of "They made it happend".... The Self entitlement and Lack of Self awarness never ends with you guys.. Please Stay in your state and fix it before you bail out and spread your thing all over the country.
@@vickigonzalez1714 It's all by design. Globalists are setting their stage in the US, in California, with help from the State Government. It's very obvious. Tear it down and rebuild according to their plan. Getting out now is probably the wisest thing anyone there can do.
Well when the state is not safe that is what you get.
This is simply capitalism meeting climate change. No way this is happening only in California. This will affect anywhere where people live in natural disaster zones.
Crime on residential and commercial property in California is overwhelming. Homeless encampments and people roaming the streets is crazy. San Fran like LA is gone.
Every business should escape California and New York while they can, before they start arresting business owners.
They did in NYC. A Korean laundromat operator. Cops planted drugs and then pointed the unsuspecting owner for letting drug dealing in his stores.
Covid was a full-on assault of the small business owner.
Another reason that California and especially the San Francisco area is just a dumpster fire
Just recently my Farmers Insurance agent said I had to get a wildfire prepared home certificate, or they won't renew my policy. I looked it up, read the requirements, and found that it was impossible to comply with in my case. And it cost $125 nonrefundable. So, Farmers sent me a notice of nonrenewal of my policy. I've lived in this house for 26 years and paid it off 10 years ago. I'll just have to chance it with no insurance. This is in the San Diego area. I was stationed at NAS Miramar in the late 70s, and there were wildfires just as bad as now, but there were a lot fewer homes in the fire zones. Much less.
Prop 103 has also been a major disaster for CA as well. Consumer Watchdog is constantly getting involved when insurers ask for any request for rate increases over 7%. Can you imagine what kind of hell they are going to raise with State Farm asking for 30% on homeowners insurance??
My insurance company left 2 years ago and when I called to see why my policy unexpectedly ended they said it was too expensive to stay in California smh
Did they run the policy to the end of its current term, or did they end it early? How much notice did they give you? Ddid the bank say anything? That's some scary sh*t man. 😬 One fear I have is the bank saying, "here's an insurance policy that you have to take bcs your current policy was canceled" and then the costs just go insane.
@@bdtrapdude for one, insurers have to follow stringent laws pertaining to non renewing policies. They must notify at end of term 90 days in advance. They can NOT just send a letter at renewal. Secondly, Problem is the insurance commissioner is horrible and insurers must declare increasing rates and must be approved by the commissioner. The entire property and casualty insurance is regulated by the state. And the beurcrats don’t know shit.
PG&E rates are egregious as well as fire insurance.
Monthly PG&E bill $325 ~ $600
Annual fire insurance $3900
Annual prop Insurance $875
Gavin’s deliberate mishandling of this state is mind blowing.
Pg and e got permission from gavin to increase rates 20% to cover the cost of burying the cables.
Electricity rates are up 3x in CA since 2018 all because CA government hates energy and anyone that makes it
PG&E, water, propane. It’s all insanely expensive.
You guys need a co op for your gas and electricity!
@@sierrahjmartinez6703The state already had the money. Jerry Brown “redirected” the funds.
A law was quietly passed that allows PG&E to charge based on your income - not on your usage. Including people who have solar.
My family was in California since Lincoln was POTUS, San Francisco, San Diego, Sacramento, Orange Country. We're all gone now. Arizona, Texas, Wyoming, Tennessee. Liberals destroyed the Golden State paradise.
If.
California properly farmed their forest /control Burns. And Proper power line maintenance.
We wouldn't lose entire towns. Insurance companies have no problem selling new policies. They don't like to pay. And now they want a strong arm their way into a big pay raise
California is a hell hole!!!!!!
You obviously don’t live here stop gaslighting… it ain’t perfect but what state is???
@@sw4841 I LIVE HERE AND IT SUCKS LIKE ALL DEMOCRAT STATES DO
@@sw4841 ALL the states are better than California.
Commiefornia is the butthole of America. It used to be the place! Wonderful, fun, affordable, but when you're stepping OVER homeless people while being taxed to poverty, you can see it's a steaming pile of human feces. Y'all vote for this, allow it, do nothing, and then say we're gas lighting?!? 😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂
Stay there. Please.
I live in a wealthy neighborhood and you will still see homeless people on every corner and in our shopping centers. Can confirm its going downhill fast.
@@sw4841 I live here and he's not wrong. It's not gaslighting when he's right. I would say you're the one who is gaslighting.
Wild fires always happened in CA. For millions of years. Even the tree and vegetation evolved to germinate after exposed to fire.
Mismanagement of the forest is not the utility company. It is the state of California
True, but the state is responsible for holding the utilities accountable for their due diligence. Gavin Newscum is letting them skate free.
Correct, they don't do controlled burns anymore
Fire seasons are getting longer, hotter, and drier due to Climate Change.
@@underwaterlevelz1947The time windows for fuel reduction burns are shortening because fire seasons are getting longer.
@@user-pj5ub5cp9kyou have no idea what you’re talking about if you say this or that is a result of “climate change.”
My PGe bill last minth was $1438. I run the AC at 84. Same size house and with a pool that has another utility company on other side of town was $255. I looked at the bills and PGe is chargung almost 4 times per kilowatt.
For those who don't know, as a homeowner you very rarely buy a home insurance policy that pays a specific price; you buy a policy that guarantees replacement of your home...i.e. a "put it back the way it was" policy that you don't have to sweat the small details and pinch pennies or downsize.
In California, inflation, environmental regulation, runaway permitting fees/requirements and inspections, labor, and materials costs have increased 30-40 percent in less than five years. Insurance companies don't try to make money off of these specific transactions, but they try to break as even as possible, and that has become completely impossible in California.
I live in California and my home insurance went from $700 to this month $1700/ year!!!! Newsom needs to gooooo!!!!
That does suck. But, to be fair, I live in the Midwest & $1,700 isn’t even a bad price out here. Typically it’s $150-$200/month
Surprised you were able to get it for so cheap at $700 a YEAR.
Yeah! That's a good deal.
@@isaacsmith9981 right! Really cheap! I live in Kentucky and it seems that insurance is quite cheaper in California. I have a brother who lives in Long Beach, California(30 minutes south of Los Angeles) and his car insurance is much cheaper than mine.
To everyone breathing a sigh of relief because you got a mortgage before rates rose....they're still coming for all of us.
Gavin's off selling California to China anyways so it isn't going to matter.
My neighbor when I was a kid until moved out, was a California Department of Forestry fire crew chief. Part of their job was to go in and clear under brush in the forests. Gavin Newsom signed a bill that stopped that practice. It also stopped PG&E from clearing around power lines. We had fires in the 70's/80's/90's, but with no fuel, they weren't near as bad. And yes, it was hot in the summer back then.
We lost our home in 2020 CA wildfire (not PG&E caused, the lightning fires on 8/17/2020 that burned down towns all over the state). State Farm was our insurer. Overall, they did a great job. They paid out over $1M. It was not enough to rebuild our 1800 sf 3 bedroom 2 bath home. We were still $500K short to build the home, no garage, no patios, no landscaping, just the home and a driveway, $1.5 M was the LOWEST bid we got. We couldn't take out a $500K loan and then live in a home that most likely can be insured. So, we put tiny homes on wheels on the land (illegal at the moment) and insure them as cars (state farm will insure them as well as a liability policy on the land). The rest of our money we put in another state that doesn't have a climate disaster issue. Everyone around me who rebuilt is now broke and can't get insurance for their $1M homes. It's horrible and sad.
Oh, and most people are paying $15,000 a year for any insurance they can get.
Allstate dropped us a couple years ago because we live in the mountains. We had to go with the California Fair Plan, although there is nothing fair about it. Our premiums went from $1200 a year to over $4000 per year. We have to constantly jump through their hoops and I wouldn't put it past them to send a drone over our property at some point. We are 2 years from retirement so we can't leave. We had no plans to move when we retire and had everything worked out, but the past 3 1/2 years have ruined all our plans. How is it California can afford a high speed train to no where but we can't afford to care for our forests and have more fire fighting equipment? We can give illegal immigrants free health care, but we can't care for our forests. Perhaps if all that train money and free medical care money had been spent on cutting fire breaks and buying more fire equipment, we wouldn't have these issues.
Exactly. $4000 ay? Thats to much considering ypu probably wont even be paid if someone happens.
@@theprinceofallsaiyans5830 That is what worries us. We dropped our earthquake insurance because it went from $30 a month to $100 and it said right in the policy that in the event of an earthquake there will not be enough funds to cover everyone. I called the company and asked about this and she confirmed it. Plus there was a $30,000 deductible so we just figured what is the point?
Don't need FGN any where near DC. Isn't 3 Obummer terms enough
All ready 😡🤬😡
obumbler has had 3 terms. and the results are predictable. the other progressives seeking multiple terms were the racist woodrow wilson and the ridiculous franklin roosevelt.
If you are an insured and have never filed a claim in 30+ years, this is a slap in the face. Insurance company by then made so much money and never had to do anything…. So IMO, this should only apply to those who have filed multiple claims in the last 5 years….
I am an insurance agent, California insurance costs are already too high and they want to increase it even more?!
There's a big thing being missed here. PG&E, as much as I hate to defend them, they tried at one point to go in to maintain and cut back undergrowth/overgrowth. They were met with environmentalists and the State telling them they could not as it was considered "hurting" the ecosystem... Then it all burned... Multiple times...
Chance you know where you read this?
@@victor.b.8412 There were a number of publications from about 2012-2019 talking about environmentalist stopping them from clearing brush and cutting back trees. Search it and you'll find a number of articles over the years. One of the more recent ones I specifically recall was about activists in Santa Cruz around 2018. These activists make it time consuming and costly for companies to get in and do what they need to do. They are required to keep overgrowth clear by the State (now at least as of 2021) yet there are many regulations that hinder their ability to access specific areas. That can all be found on CA .gov websites that talk about laws and regulation. Now I will also say that PG&E has honestly not tried very hard to push past these hurdles. They are most definitely more concerned with their bottom dollar and when being hindered by Activists or regulations, they don't spend enough time pushing back to get things done because... obviously money. So its basically F*#%ed no matter what way you look at it. I just don't like that the entirety of the blame is being put on a single company when the blame lies with them, the activists, and the state itself for causing the mess they're in.
@@victor.b.8412 I can verify thats accurate. Californias water shortage is due to the environmentalists releasing all that water from dams back to the ocean because they harm the ecosystem like freshwater trout or whatever. The environmentalists are out of their minds there; they prevent lumber mills from cutting down dead trees in the forests that are basically tinder at that point, they prevent vehicles from going offroad to remote areas due to them crying over rare turtles or tortoises getting run over, etc etc. They run the state essentially. They fine the military 25,000 dollars per drop of oil on the decks and they are very adamant about it.
Considering the removal of wolves from national park land lead to the lower animals in the food chain starving and dying wretched deaths
I'm inclined to believe him when he says good deeds caused more harm than good here
I grew up in California during the 90s and early 2000s. I recently visited the state, and it's become a dystopian Hell. The trash, filth, homelessness, and ridiculously high prices for everything are out of control.
Untrue
@deewatt , yeah I call it like I see it. The state is a shithole. If you don't believe me take off the rose colored glasses and venture out of the shit pile into another state.
What a liar!
@melbruning , what facts do you have to support your arguments? Or are you just a crying liberal that can't see past the homeless camp on their street corner?
Quit lying dude I live here and it’s still a wonderful state. There’s barely any homeless and everything’s clean and nice quit lying.