The Future of Bitcoin Finance

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  • Опубліковано 18 січ 2025

КОМЕНТАРІ • 134

  • @lukang72
    @lukang72 Місяць тому +2

    I don't see interest accruing in sats. Interest payable in a deprecating currency will crush the borrower over time

    • @J-YouTube324
      @J-YouTube324 Місяць тому

      It could be a negative interest rate. Borrow 100,000 sats today. Payoff 95,000 sats in 2 years.

  • @jtliles1089
    @jtliles1089 Місяць тому +1

    Thank you for all of your insights. It’s been very helpful. You do a great job and we are all benefiting from your observations.

  • @formxshape
    @formxshape Місяць тому +1

    6:33 how are they going to find the .2 bitcoin ‘interest’ within a finite ‘hodl’ based system. The problem Bitcoin has is its zero elasticity - will ‘spending’ be enough, be encouraged?

  • @Hi_Chew
    @Hi_Chew Місяць тому +1

    For the past 30 years, all the financial advisors I met have conflict interests with clients, all they care is their commission, the funds stay under their managements, 100% not the best interest to the clients. Their logic is very simple, if you can manage your own money why come to us? In that case, I need to get max out of your money.

  • @thestonemaster81
    @thestonemaster81 Місяць тому +2

    I see a lot of the OLD systems just dying because people will move to Bitcoin,

  • @craigparkin7150
    @craigparkin7150 Місяць тому +3

    People are losing interest in banks

    • @J-YouTube324
      @J-YouTube324 Місяць тому

      I hate banks, esp. going to a bank. Is that true for everyone else?

  • @KatyBarnes-j3w
    @KatyBarnes-j3w Місяць тому +3

    I enjoy your content Fred but I have a question . What in hell is that chair behind you made of ?

  • @TedAlexandro
    @TedAlexandro Місяць тому

    Thankful for your work and insights, Fred.

  • @DannyGonzalez-q3z1
    @DannyGonzalez-q3z1 Місяць тому +18

    I will be forever grateful to you, you changed my entire life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Victoria Wiezorek.

    • @KassemGharaibeh-t1mm
      @KassemGharaibeh-t1mm Місяць тому

      Wow. I'm surprised seeing her been mentioned here also Didn’t know she has been good to so many people too this is wonderful, I'm in my fifth trade with her and it has been super

    • @TimBurton12-r5t
      @TimBurton12-r5t Місяць тому

      She is my family's personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA agent in the United States.

    • @RyanGarcia-k5x
      @RyanGarcia-k5x Місяць тому

      You trade with Victoria Wiezorek too? Wow that woman has been a blessing to me and my family.

    • @NicoleWoodberry
      @NicoleWoodberry Місяць тому

      please I'm new at this, how can I reach her?

    • @AdamBahner-z6y
      @AdamBahner-z6y Місяць тому

      I was skeptical at first till I decided to try. Its huge returns is awesome. I can't say much

  • @roblowe6086
    @roblowe6086 Місяць тому +1

    Thanks Fred

  • @mjb0183
    @mjb0183 Місяць тому +1

    Hope there will be less wars on the new BTC std.

  • @martinlutherkingjr.5582
    @martinlutherkingjr.5582 Місяць тому

    So in between now and the change in unit of account from the dollar to Bitcoin, what’s the fight going to look like?

  • @kotj101
    @kotj101 Місяць тому +1

    Btc could blast more than the alt coins. Supply shock.

  • @J-YouTube324
    @J-YouTube324 Місяць тому

    I appreciate these videos on YT vs going to X (too much stress there). Easier to navigate the archive of videos here.

  • @buckfifty-two-thousand8640
    @buckfifty-two-thousand8640 Місяць тому +1

    There are going to be more than 21 million people that need a mortgage… if every house is more than 1 bitcoin, that’s not going to work…

    • @bdalpine
      @bdalpine Місяць тому +6

      It used to be over 600 btc to buy a house, then 100 btc, now 4 btc. Soon enough you will be able to buy 10 home with 1 btc, then 100 homes etc. Everything gets cheaper in time when priced in btc.

    • @geoms6263
      @geoms6263 Місяць тому

      @@bdalpine 😯tell me more

  • @frederickfrost6561
    @frederickfrost6561 Місяць тому

    Interesting idea. I wonder how loans will be collateralized to prevent default and loss of bitcoin. Will bitcoiners crowdfund large loans?

  • @airtoadrhubarbpie4012
    @airtoadrhubarbpie4012 Місяць тому +2

    More excellent Alaska content!

  • @Nach01988
    @Nach01988 Місяць тому

    Hello,totally agreed with you and thanks for this videos and giving your point of view sir. Greeting from Spain

  • @Motivational-Mango
    @Motivational-Mango Місяць тому

    nice hair today my friend looking like the real John Travolto

  • @GrumpyOldGuy777
    @GrumpyOldGuy777 Місяць тому

    Talk about bitcoin insurance with Anchor Watch/ Lloyd's

  • @HoneyBadger80886
    @HoneyBadger80886 Місяць тому +1

    "Humor and old guy"... lol. I've been subed, so comment needed. 4 the algo

  • @artvandelay7236
    @artvandelay7236 Місяць тому

    Question: How does the interest get paid since the maximum quantity of BTC is fixed?

  • @younube2
    @younube2 Місяць тому

    How does credit work in a fixed supply currency? Example you borrow 1 btc to buy a house and try to pay it off over the next 30 years? How are you meant to keep up with the rising purchasing cost of your mortgage repayment

    • @lyesemail
      @lyesemail Місяць тому

      Good point. Can only work with a zero interest rates economy.

    • @rahulsampat8698
      @rahulsampat8698 Місяць тому +1

      Housing loan will be a thing a past... you just work and save for a house... n each year the house gets cheaper in btc terms, so you get ckoser to your goal way faster

    • @younube2
      @younube2 Місяць тому

      @ young families will always want to borrow to buy a home

  • @CalvinGroover
    @CalvinGroover Місяць тому +1

    If the unit of account changes to sats…
    😅😅😅 🤯

  • @muscleweb
    @muscleweb Місяць тому +1

    Bravo 👏

  • @robbatayaki5505
    @robbatayaki5505 Місяць тому

    At 63, I wont unfortunately see the boring phase, just the roller-coaster one 😂😂😂

  • @alwoolhouse6255
    @alwoolhouse6255 Місяць тому +1

    Love your dog Fred.

  • @richassenberg1035
    @richassenberg1035 Місяць тому

    Nice work Fred

  • @X11-g9b
    @X11-g9b Місяць тому +1

    SO are you predicting that Banks will not index their loans against Bonds? That would be revolutionary and liberating, creating open market competition For LOANS. True Capitalistic economy!

    • @dcanehimself3060
      @dcanehimself3060 Місяць тому

      It would also improve "balance sheet" (if you could call it that in the future) stability massively since collateral value volatility isnt tied to random, corruption driven money supply expansions by politicians anymore. This will also make todays risk models easier.

  • @Boarderczar
    @Boarderczar Місяць тому

    Waiting for the day when we have the option to be paid in Sats.

  • @vintageaudionirvana2362
    @vintageaudionirvana2362 Місяць тому

    Fred - as a fan, I wish you’d actually explain these predictions. For example, why do you think government would give up their money franchise? Because I don’t see that happening. And in a bitcoin system- what is BTc going up against IF it’s is the unit of account? Are u the saying the economy will be permanently deflationary? In which case, loans become very scarce. ESP if BTC is going up 20% a year, a loan interest rate would have to beat that? Why would I want to take out a bitcoin mortgage at a super high rate?

  • @fire-smash
    @fire-smash Місяць тому

    Thank you Fred-san🙏🐶

  • @jika3355
    @jika3355 Місяць тому

    Thanks for the content. How will BTC loans be repaid with BTC interest? Assuming all BTC is mined and in circulation, how will someone borrowing BTC be able to repay the principal and interest in BTC? Doesn't repaying interest in BTC imply creating new BTC? Am I overcomplicating this?

    • @jika3355
      @jika3355 Місяць тому

      @DotKruegersYTchannel I'm really sorry Fred I cannot decipher your response. Can you kindly answer in plain English?

    • @jika3355
      @jika3355 Місяць тому

      @DotKruegersYTchannel again, cannot understand what you're trying to say Fred.

    • @jika3355
      @jika3355 Місяць тому

      @DotKruegersYTchannel what's your WhatsApp handle

  • @tonussi
    @tonussi 19 днів тому

    Why not another crypto, why does it need to be EUA based crypto?

  • @Paul-v2h
    @Paul-v2h Місяць тому

    Good and interesting topic on BTC, lending will be the next game changer in the space...IF it comes to fruition at the retail level.

  • @piecover
    @piecover Місяць тому

    #2. It will be interesting to see how people will be able to repay a loan denominated in bitcoin(BTC) that is deflationary. The reason why most banks loan fiat is because they are able to print it themselves on their computers (book keeping) from nothing "Fractional Reserve". Well you can't do that on Bitcoin. Landers will have to be more careful and landing money will have to be more rational or else the lander lose they money or get a million SATs on their bitcoin.

  • @SimbaWeTidyUp
    @SimbaWeTidyUp Місяць тому +7

    My 2c: instead of asking us to subscribe/ like within the first minute of your video, provide us with 2/3 minutes of value first, then ask - it'll feel like a more balanced exchange. ATM your asking for something without providing value. Also ask and move on as quickly as possible, we all know how YT and algorithm works. Thanks.

    • @YamahaZuma
      @YamahaZuma Місяць тому

      Bro everything he says is full of value. Are you new here?

  • @frabato17-j3s
    @frabato17-j3s Місяць тому +1

    If you borrow 1 btc and have to pay back 1.2 btc, where does the 0.2 btc come from? These 0.2 do not exist in the basic amount of btc, because it would then be 21 million + 0.2

  • @Arational
    @Arational Місяць тому +1

    We will probably need microSats (1/1000 sat) within my lifetime.

  • @SZMIDEL
    @SZMIDEL Місяць тому

    How does one pay back the loan plus interest with a limited finite asset that keeps going up in value? ... feels like a one way ticket to bankruptcy trying to borrow bitcoin.
    I

  • @oliverallen5324
    @oliverallen5324 Місяць тому

    People will not be able to pay positive interest bitcoin loans. It's impossible.

  • @robertgwynne1401
    @robertgwynne1401 Місяць тому +1

    is that actually a pic of Alan Greenspan in the background? , very disappointed LOL, took you for more a Milton Friedman guy........

  • @DiDi09090
    @DiDi09090 Місяць тому +401

    Just watched your video discussing XAI78R and I am very excited about this

  • @BTCforce
    @BTCforce Місяць тому

    We need a US bank that uses a 3rd party custodian, who charges a small fee to make their money so the custodian doesn’t gamble your BTC away, and the bank lends at LIBOR to us the BTC hodlers. Nobody wants to sell their BTC we want to b able to use our BTC as collateral

  • @scottporter4871
    @scottporter4871 Місяць тому

    Subscribed 👍🏻

  • @mschin008dw
    @mschin008dw Місяць тому

    Love the hair ❤

    • @scottrogers5336
      @scottrogers5336 Місяць тому +1

      He’s really got that bouncing and behaving thing going on! Signs of a disorganized genius.

  • @Ticonderoga12
    @Ticonderoga12 Місяць тому

    Its possible that btc will be used as currency along with the dollar. But i think a full conversion will not happen for probably 2 to 3 decades.

  • @HieuNguyen-kz2lu
    @HieuNguyen-kz2lu Місяць тому +489

    Thanks for sharing XAI78R and XRP. 💯

  • @newagetemplar6100
    @newagetemplar6100 Місяць тому

    Tend to agree here regarding crypto mortgages etc . although I still think each country will want to retain its own sovereign currency. Even then that’s debatable especially if the great holy one Klaus and Co end up with a one world government.
    One also has to wonder if there are enough ‘sats’ . I very much doubt it , so that then leaves to only other option to make ‘sats’ divisible…. 🤔

  • @amarkmanpeters
    @amarkmanpeters Місяць тому +1

    Very forward looking stuff. Thanks!

  • @M3LTUP
    @M3LTUP Місяць тому

    BTC is a great savings vehicle. I do not see it as a good fit for daily transactions. Its far too scarce to pay for things like a coffee or a pizza. That is where Kaspa comes into the equation.

  • @johnqlunchbucket
    @johnqlunchbucket Місяць тому +1

    👍

  • @BLBell
    @BLBell Місяць тому

    🏆

  • @zerofull6936
    @zerofull6936 Місяць тому

    Greed is the lure to becoming poor. Be careful.

    • @zerofull6936
      @zerofull6936 Місяць тому

      @DotKruegersYTchannel Greed is just one form of poverty. Of course there are many others.

  • @alejandrovillanueva5386
    @alejandrovillanueva5386 Місяць тому

    Stop asking for subscribers Fred. It's annoying. People are grown enough to know what to do. The content is great, so they will subscribe anyway, and even more if You don't push it. Send You love

    • @alejandrovillanueva5386
      @alejandrovillanueva5386 Місяць тому

      @DotKruegersYTchannel do You really want me to text you? What would you be interested to talk about?

  • @golfdegenerate
    @golfdegenerate Місяць тому

    Cardano ✌️

  • @adrianbardan782
    @adrianbardan782 Місяць тому

    I like 3 and 4, but not the bitcoin centric points.
    national currencies will still exist and get preferential treatments in countries,
    so there's no reason to reframe the world to a bitcoin standard of measure.
    many stores of value, currencies and crypto networks will continue to coexist perpetually.
    growing wealth needs volatility, and maintaining wealth needs stability,
    so growing and maintaining wealth are best done with different types of assets.

  • @HoneyBadger80886
    @HoneyBadger80886 Місяць тому

    #4theAlgo

  • @X11-g9b
    @X11-g9b Місяць тому

    Fred, can you PLEASE get to the point. You will get a lot more subscribers by not taking 5 minutes asking people to subscribe. TY! 30 year predictions are safe and also useless because we will all be dead or certainly not remember what was predicted. Grow a pair and make 1 the 5 year predictions as THOSE are the only useful and pertinent time frames to consider. TY!

  • @purebloodiiier
    @purebloodiiier Місяць тому

    Everything about a banking experience SUCKS
    Good riddance

  • @John-wf5if
    @John-wf5if Місяць тому

    Bitcoin won't surpass $100k this year.

    • @juliend9495
      @juliend9495 Місяць тому

      How dumb do you feel now ?

    • @John-wf5if
      @John-wf5if Місяць тому

      @@juliend9495 Significantly dumb.

  • @timkavanaugh6474
    @timkavanaugh6474 Місяць тому

    100x

  • @overbuiltlimited
    @overbuiltlimited Місяць тому

    Telling people to subscribe is akin to saying “WWW dot” before saying an internet address. It’s silly and completely unnecessary in 2024. Everyone knows how addresses work. Everyone knows how YT works. Don’t insult your audience.

  • @K9H8R
    @K9H8R Місяць тому

    that dog behind you, inside the house, on a sofa, all that hair dander and smell....ughhhh

    • @K9H8R
      @K9H8R Місяць тому

      @DotKruegersYTchannel gibberish...

  • @martinlutherkingjr.5582
    @martinlutherkingjr.5582 Місяць тому

    IT’S GOING TO ZEEEEROOOOO

  • @Steve.191
    @Steve.191 Місяць тому

    It's been boring for years 😂

  • @binadarabzand2701
    @binadarabzand2701 Місяць тому

    Thank god, you are done with shilling TRUMP! Can we stick to TA of BTC now?!!

  • @bonk-c7j
    @bonk-c7j Місяць тому

    =X

  • @Folgemilch21
    @Folgemilch21 Місяць тому

    bullish

  • @dsflat6785
    @dsflat6785 Місяць тому

    Investors could be a BTC whole coiner for $97,000, or they could be a BCH whole coiner for $500
    They share the same scarcity with 21M Max supply
    The same White Paper & Genesis Block
    The same supply halvings and the same mining pools
    It's a shame Bitcoin influencers refuse to see value in big block Bitcoin even when Bitcoin Cash is up 5X in two years

    • @BTCforce
      @BTCforce Місяць тому

      They are completely different. BCH is trash as BTC is treasure.

  • @ngthy169
    @ngthy169 Місяць тому

    XAI78R is still extremely undervalued

  • @AlvinaLemus
    @AlvinaLemus Місяць тому

    Buying Alemio during the presale might just be my best move yet! 🔥 I’ve got a feeling this one’s hitting $5 soon after launch.

  • @MarcelleLeung
    @MarcelleLeung Місяць тому

    Alemio, Pepe, Doge, and SUI-bought the dip and feeling good! AI and meme coins are the way to go in this bull run. Now, just waiting for the $$$ to pour in!

  • @user-yy9wh5im4p
    @user-yy9wh5im4p Місяць тому

    You are spot on 🥹

  • @SHONFabian
    @SHONFabian Місяць тому

    My top pick for bull run KAS, SOL, Alemio (ALM).

  • @IsauraBeck
    @IsauraBeck Місяць тому

    Invested $10k in Alemio, and I can see it turning into generational wealth. This bull market + AI narrative = massive potential. Let’s go!

  • @KELLYPham-z5b
    @KELLYPham-z5b Місяць тому

    Sure, I’ve got my BTC, ETH, and SOL stack, but I know they’re not gonna 10x anytime soon. Projects like Alemio, with strong tech and a presale entry, are where the big gains happen. Betting big on it this cycle!

  • @EDGARGermain-m1e
    @EDGARGermain-m1e Місяць тому

    I’ve just dropped $10,000 into Alemio, and I’m feeling like it’s a ticket to generational wealth! This AI-powered DeFi play is gonna be huge.

  • @JosefaWashington
    @JosefaWashington Місяць тому

    In this bull run, I'm all in on meme and DeFi projects! My top picks are ALM(Alemio), Injective, Doge, and Pepe.

  • @fadiqawwas9888
    @fadiqawwas9888 Місяць тому

    RESPECT 🫡

  • @oscarmike4596
    @oscarmike4596 Місяць тому

    👍

  • @GUSSpalding
    @GUSSpalding Місяць тому

    Sure, I’ve got my BTC, ETH, and SOL stack, but I know they’re not gonna 10x anytime soon. Projects like Alemio, with strong tech and a presale entry, are where the big gains happen. Betting big on it this cycle!

  • @KandyTiller
    @KandyTiller Місяць тому

    Sure, I’ve got my BTC, ETH, and SOL stack, but I know they’re not gonna 10x anytime soon. Projects like Alemio, with strong tech and a presale entry, are where the big gains happen. Betting big on it this cycle!