💰 How is Wealth Created | Savings and Investments

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  • Опубліковано 18 лис 2024

КОМЕНТАРІ • 1,9 тис.

  • @danedu4519
    @danedu4519 7 років тому +1828

    One of the best videos I ever seen about money.

    • @EconClips
      @EconClips  7 років тому +14

      +Deoc thank you :)

    • @arjunbhandari9544
      @arjunbhandari9544 7 років тому +3

      interesting points ,if anyone else wants to learn about wealth affirmations try Hopandar Mental Attraction Helper (do a search on google ) ? Ive heard some interesting things about it and my mate got great results with it.

    • @wwtt9416
      @wwtt9416 6 років тому +4

      Arun Bhandari nice concept in your dreams

    • @TheMarkofZio
      @TheMarkofZio 6 років тому +14

      gespilk You have serious issues.

    • @Ninja-iq2xt
      @Ninja-iq2xt 6 років тому

      Simplicity Wins!

  • @JohnnyFD
    @JohnnyFD 6 років тому +1384

    "wealth is created through self sacrifice and taking risks." - This is great!

    • @filipebeat4430
      @filipebeat4430 6 років тому +4

      only real shit bout this dumb biased manipulative video

    • @zzzdog321
      @zzzdog321 6 років тому +10

      I know people who invested in the market and other projects and fail dramatically. They remain with some bad experience

    • @renlin6614
      @renlin6614 6 років тому +15

      Some call it "self-sacrifice," I call it "hard work."

    • @MrOssyMoro
      @MrOssyMoro 6 років тому +20

      99,99% rich people come from rich families 😑

    • @hinor2317
      @hinor2317 6 років тому +21

      So wrong. Many people sacrifice, take risks, lose it all and end up with nothing. Wealth is created through using the resources you have, perhaps just time and effort, to create more resources. The fishermen used his resources, time and effort to create a spear which allowed him to get more resources. If you are not using your resources to create more resources then you are going to be poor forever. If you are using your resources to just live day to day instead of using at least some of those resources to generate more resources you are going to be poor forever.

  • @NazxXx1
    @NazxXx1 5 років тому +1616

    Money speaks only one language: “If you save me today, I will save you tomorrow”

  • @demisemedia
    @demisemedia 7 років тому +437

    Wow, this video is absolutely amazing yet super simple! My son is 5 months old & I will teach him the "Thrifty Tom" way! I went from spending 80% of my paychecks on booze, cigarettes & meaningless stuff to NOW putting 70% of my paychecks into savings/investments & using 30% for food, bills & other necessities! It's not the amount of money, it's what you do with the money!

    • @EconClips
      @EconClips  7 років тому +12

      +DemiseMusic&Entertainment thanks for your comment:) #thriftytomteam

    • @demisemedia
      @demisemedia 7 років тому +5

      Thank you for this amazing video!!

    • @fabriziomarchetti4341
      @fabriziomarchetti4341 7 років тому +2

      congratulations

    • @morarulucian8755
      @morarulucian8755 7 років тому +8

      congratulations for chosing a healtheir life style and taking control of your money!

    • @Benjiffy
      @Benjiffy 7 років тому +5

      Hahaha, they think you're being serious 😂

  • @keatonmorgan295
    @keatonmorgan295 4 роки тому +80

    Only a true investor understands the benefits surrounding the market. I had my doubts as a beginner but eventually it all became clear to me. Failure doesn’t defines you but only gives you an experience.

    • @lukehaswell3075
      @lukehaswell3075 4 роки тому

      You speak from the heart Keaton.

    • @ahmadrajpoot8797
      @ahmadrajpoot8797 4 роки тому +3

      With the right people of course Keaton, it may seem strange but I can tell you it is the most brightest decision to make when trying to attain extra cashflow in your business.

    • @victoriakokkaolsen6415
      @victoriakokkaolsen6415 4 роки тому

      Ahmad Rajpoot the outlier are so difficult to reach online.

    • @andrescastillo2043
      @andrescastillo2043 4 роки тому

      Well said Keaton.

    • @andrescastillo2043
      @andrescastillo2043 4 роки тому +1

      Ahmad you sound well experienced in this, how do I get linked up with someone good at trading?

  • @WealthbuilderzTV
    @WealthbuilderzTV 7 років тому +183

    This is definitely a simple way to break down how wealth is built

    • @karolgajko
      @karolgajko 6 років тому +8

      gespilk what the f are you talking about? Have you ever read any economics books?

    • @akaasbogaming4911
      @akaasbogaming4911 6 років тому

      Wealthbuilderz TV I want to be watchman. How

    • @carlossilva7509
      @carlossilva7509 6 років тому

      Wealthbuilderz TV it’s an uncredited copy of “How an economy grows and why it crashes” by Peter Schiff

    • @icedynamite1560
      @icedynamite1560 6 років тому +1

      gespilk no lots of wealth is built on sacrifice and surplus. Did you not watch the video??

    • @henrybn14ar
      @henrybn14ar 5 років тому +3

      The primitive man had the free run of an island with fish in the water around. That part was ignored. Without natural resources available, no wealth can be created.

  • @user-ev4yd5cf2t
    @user-ev4yd5cf2t 4 роки тому +176

    Very good informational video.. lessons like this would be so beneficial in schools to advise youngsters the way of money and stop so many falling into financial traps.

    • @TinaRanieriA
      @TinaRanieriA Рік тому

      I'm so happy i made productive decisions about my finances that changed my life forever. I'm a single mother, bought my second house in September and hoping to retire next year at 52 if things keep going smoothly for me.

    • @jkpellegrino378
      @jkpellegrino378 Рік тому

      @@TinaRanieriA Congratulation beautiful lady. You're really doing well for yourself, I'm at 55 and my financial life is in a mess. Any great tips would really go a long way in shaping my life. i want to buy my own house, that's really a big flex….

    • @TinaRanieriA
      @TinaRanieriA Рік тому

      @@jkpellegrino378 I used the FIRE movement to put my finances in order. Then invested in stocks, cryptocurencies and real estates through the assistance of an investment Pro who helped me make it this big...

    • @jkpellegrino378
      @jkpellegrino378 Рік тому

      @@TinaRanieriA Thanks for your kind response, i would love to connect with your financial consultant, I learned very late about the importance of a mentor.....

    • @TinaRanieriA
      @TinaRanieriA Рік тому

      @@jkpellegrino378 As the economic crisis keep rising, one needs to have different streams of income, a well detailed diversified investment portfolio in the financial markets is needed to survive, as well as secure a profitable investment future, Thanks so much to Mrs Brianna megan for helping and enlightening me.

  • @TheDarkever
    @TheDarkever 6 років тому +349

    You missed a key case about Tom: when some of his investments go wrong and he actually loses money on them. This an IMPORTANT case that *can* and *will* happen but can be overcome, so it's worth taking it into consideration!

    • @PracticalAI_
      @PracticalAI_ 6 років тому +4

      I agree

    • @jackli8088
      @jackli8088 6 років тому +28

      well it is true, but the money he invested is the EXTRA money he saved. even he did loose them, he wasnt hurt in anyway. worst than pete. over time most investment will have a good return unless you dont know what you are doing.

    • @carlosdevil666
      @carlosdevil666 5 років тому +18

      For real, life does not always go the way we want.

    • @Mezzykins
      @Mezzykins 5 років тому +18

      @@jackli8088 Key is balance in life. You shouldnt sacrifice so much that you miss out on the happiness of today but in turn you shouldnt completely take your eyes off the horizon. You could tell that story from another angle where Tom lost all his friends because he did nothing but work and when the financial crisis hit, the small businesses that Tom owned where the ones that crashed. Pete however stayed with the business and had a nice redudancy package and a stronger c.v. Additionally the bigger business did not need to get rid of someone who was long serving. Pete also had a house with insurance covering it so was in a safe position where he wouldnt lose it, plus had a car paid off. Tom however lost all his businesses and didnt have any equity to fall back on. You can tell that story from either side. The simply point is to find balance between both parts.

    • @RahulDahiya0303
      @RahulDahiya0303 5 років тому +1

      @@MezzykinsI believe thats wht the risk is in the business

  • @nev357
    @nev357 5 років тому +2

    I multiplied my efforts in business by franchising my business 15yrs ago. Been good times since because low overheads, no staff, no suppliers, huge line of patented intellectual property. Product is legal requirement so no end to demand, recession proof. I am thankful for never giving up after falling many times. Failure is the best teacher in life and busines.

  • @mk4968
    @mk4968 6 років тому +105

    My dads greatest advice ever: Never ever take a loan. When I was 24 the bank issued me a credit card without me even asking, I didn't need it and thought of it as a cool gig that I wouldn't use, my dad kept on me until I returned it to the bank. I'm 32 now, married, two kids, no debt what so ever, never had actually. I'm very thankful.

    • @nelsonkiiru7252
      @nelsonkiiru7252 5 років тому +15

      Then u will never grow!Yes even debt helps u to grow!Once in a while get out of debt but when trying to expand especially in business u do need the loans!

    • @GordosLyfe
      @GordosLyfe 5 років тому +6

      Fadi Mar so you bought your house and cars all cash? Good for you 👍🏽👍🏽

    • @RomeTWguy
      @RomeTWguy 5 років тому +5

      lmoa wealth is created primarily through debt, business and real estate loans

  • @blackaryan7265
    @blackaryan7265 5 років тому +25

    Whatever you have and which another "man" thinks is "valuable" for him , is your "wealth"

  • @FitByTheLake
    @FitByTheLake 7 років тому +366

    That's great how every business venture thrifty Tom started was a success, even after economy crash, just like real life ;-)

    • @vaibhav2k13
      @vaibhav2k13 7 років тому +29

      He didn't build any business after the crash. And crashes in the economy disproportionately affect bigger companies.

    • @CarFreeSegnitz
      @CarFreeSegnitz 7 років тому +7

      Tom just runs counter cyclical businesses. Debt collectors and pawn shops do better in bad economic times. Not quite as sympathetic though. I don't know many debt collectors who get a lot of love.

    • @valksie6827
      @valksie6827 6 років тому +1

      for 7000$ per month don't you think those businesses were quite mediocre don't you think? sure its still harder in real life but they at least tried to make it with much sense, having 1k income from your 7k$ investment is a poor investment. but just makes you think and make more sense out of you.

    • @CarFreeSegnitz
      @CarFreeSegnitz 6 років тому +32

      Valksie $1K per month on $7K investment is a 171% ROI per annum. If you find 30% ROI you're doing really well. 171% is mad money, but it won't last long because others are going to flood your niche and compete will you.

    • @valksie6827
      @valksie6827 6 років тому +1

      +Lenard Segnitz I kinda messed up on my sentencing, I was suppose to say that he investment 7k$ per month in a few years to get that 1k income shop, so it is quite real tbh.

  • @NetSkillNavigator
    @NetSkillNavigator 5 років тому +2

    Beautiful.. Building wealth is all about self-sacrifice, taking risks & leveraging opportunities.

    • @NetSkillNavigator
      @NetSkillNavigator 5 років тому

      @KLJF If you go in the un-ethical route, yes that include.

  • @TwahaHamisi
    @TwahaHamisi 7 років тому +903

    For some reason, i expected Peter to buy again a luxury house and a car immediately after getting a job from Tom. Cuz thats what real life Peters do

    • @KTAC1
      @KTAC1 7 років тому +10

      Twaha Hamisi they wanted to show the main important points. When your balling and getting an early retirement you can do whatever you want at that point

    • @hussainnassre994
      @hussainnassre994 7 років тому +3

      Couldn't agree more

    • @danieldoyle6052
      @danieldoyle6052 6 років тому +33

      Most people learn from hard lessons. It's likely pete wouldn't make the same mistake twice, but tom didn't make it in the first place.
      In life you either learn from your own mistakes or you learn from other peoples mistakes. The latter is always better for you.

    • @4kt3z94
      @4kt3z94 6 років тому +2

      We can also learn from other people's mistake

    • @hamzasimba6488
      @hamzasimba6488 6 років тому

      😝😝😝

  • @TheHannible
    @TheHannible 5 років тому +10

    Well I am 57 and retired since 50 This is pretty obviouse stuff to me thats what I did lol. But for a young 20 year old this video is fantastic!

  • @kabirnayak9425
    @kabirnayak9425 2 роки тому +3

    This one video has changed my life

  • @Thomas.Bolleiro
    @Thomas.Bolleiro 2 місяці тому +1

    I watch this everyday, gives me hope

  • @kobiesboxing4956
    @kobiesboxing4956 5 років тому +34

    Saving money is good & all, but using that money toward the right investment is what completes the building of wealth.

    • @TheHumbuckerboy
      @TheHumbuckerboy 4 роки тому

      But the question is ... what is 'the right investment' ?

    • @μαριοςΚαπετανοπουλος
      @μαριοςΚαπετανοπουλος 4 роки тому +1

      @@TheHumbuckerboy there is no right investment. There is an investment that will pay back x in y amount of time and countless others, even in completely different fields, that will give back something completely different maybe. You have to take the risk and learn through your mistakes. Having high income will help a lot as the risk of failure will be almost insignificant.

  • @hez3472
    @hez3472 5 років тому +1

    I could watch this video a thousand times and each time the message touches deeply.

  • @JK-gu3tl
    @JK-gu3tl 5 років тому +5

    "How an economy grows and why it crashes" is a great book to read.

    • @jeffreyd.4878
      @jeffreyd.4878 3 роки тому

      Rich dad, poor dad also
      Richest man in Babylon too

  • @Beckz876Ja
    @Beckz876Ja 5 років тому

    I watch this video a few times each month.Even though the way to wealth isnt as straight forward as alluded,The principles are very sound and true...”Wealth is created through self sacrifice and taking risks”...

  • @SamTheWebb
    @SamTheWebb 5 років тому +18

    This is immediately my favorite video about money.

  • @kobiesboxing4956
    @kobiesboxing4956 5 років тому +2

    The thing that struck me the hardest in this creating of wealth video is when the fisherman built a spear(the smoking gun). Because that spear(a product from innovation) was a means for him to gather more fish. And that fish represented finance, or money.

  • @VIKDR1
    @VIKDR1 5 років тому +5

    This does give good advice on managing finances, and how to get ahead. Although when it comes to wealth, I was expecting something that stated that wealth is in fact created. Not transferred, not taken, but created.
    A lot of people are under the false impression that wealth is some fixed amount, but it's not. It is practically infinite.

    • @austinbyrd1703
      @austinbyrd1703 2 роки тому

      Resources available at any given time for utilization are fixed. How an economy grows is by finding new ways to reduce the use of resources (cost) for maximum supply of demanded goods & services.

    • @VIKDR1
      @VIKDR1 2 роки тому

      ​@@austinbyrd1703
      Sorry but that is not how an economy works. Sure making things more efficient and more cost-effective is important, but that is not the main purpose of an economy.
      You seem to be stuck in the limited belief of "finite resources". Finite is a meaningless term since practically everything real is finite. For example, the sun has a finite amount of fuel before it runs out. The current fuel will only last another 4 billion years, so you need to prepare... Or maybe not since it is doubtful that our species will even exist then.
      Resource management is supposed to be built into an economic system. But resource management is about not only utilizing resources in the best way but also creating more. To increase the number of resources while reducing the cost of creating those resources.
      The whole supply/demand really works because if there is too much of something, the price drops. The result is manufacturers quit wasting their time producing an overabundant item. But if it is in short supply, the cost increases, causing manufacturing to increase the supply, and for other people/companies to start creating that same item.
      Resources are not rare because there is so little of them, but because the ones producing them want at least a certain profit to make it worth their time and effort. At too low a price point it can even lose money.
      Diamonds are not barely as rare as people think they are, but was controlled by a cartel for decades. We can make better diamonds in a lab, and the only way anyone can tell a difference is that the lab-grown diamonds have fewer flaws in them. Debeers created the whole idea of giving a diamond ring to propose. It's part of our culture right now, and yet is the result of marketing, not tradition.
      With oil, people were worried that we were running out. I even tried debating with people who said we were "running out". Pushing the myth of "peak oil". Then Fracking was a thing, and suddenly we have over 200 years worth of oil. (And people just don't understand what Proved oil reserves are, assuming it's all the oil left on Earth when it's not.) We have increased proved oil reserves by over a trillion barrels from 1981 to 2013.

    • @austinbyrd1703
      @austinbyrd1703 2 роки тому

      @VIKDR I don't see how anything you said was an argument against what I said. I said that the amount of resources available at any given time is finite. In many places, they do in fact run low on these resources. Not really because we're actually running low, but just improper & wasteful use sparked by government intervention or downright control.
      I agree with everything you said about prices. Markets have the greatest incentive & capacity to innovate & most efficiently allocate the resources (land, labor, & capital) available to us at any given time. They're also incentivized to discover new natural resources (oil, nat gas, etc); whether it's a brand new resource (like when we shifted from whale oil to oil in the ground), or if they're just discovering more of existing resources.

    • @VIKDR1
      @VIKDR1 2 роки тому +1

      ​@@austinbyrd1703 Well let's break down what you said. "Resources available at any given time for utilization are fixed." Only true if time is frozen. If you are talking about a specific time, not a second before, not a second after, that is true. But available resources are constantly fluctuating. What is available to a person is constantly fluctuating. People are constantly mining, and creating resources. Food is constantly being grown and consumed. As a result, prices can fluctuate.
      A business might find a cheaper source for a resource resulting in the ability to acquire more at a lower price. On the opposite end, they may find they aren't getting the quality they want, and have to pay more for a higher quality resource.
      Then the comment, "How an economy grows is by finding new ways to reduce the use of resources (cost) for maximum supply of demanded goods & services." This is completely off. Again it is part of an economy, and important, but not always done, and not the main purpose of an economy. An economy grows because of the creation of... Well, stuff. Food, clothing, shelter, video games, movies, underarm deodorant... Often many items will come into existence, only to go out of existence. Food is a great example of that.
      But I am not disagreeing with the whole of the statements, mostly the simplicity. What resources are available to a person or company can be limited, but in the next comment you did bring up innovation, and that is extremely important, and sometimes more important than the resources available.
      In the 80s two idiot brothers decided to corner the market in silver. They single-handedly pushed up the value of silver. Kodak was the single largest user of silver at the time, so the price hike was very bad for them. They immediately went to work and created a new method for developing photos that didn't require silver. If I remember right the new method was even cheaper than before the price hike for silver.
      One of the first books on business I read mentioned that having a lot of money to start a business can actually be a bad thing. A lot of people who start businesses with money end up financing out their problems. But the people without money have to find creative ways around their problems and innovate new, and potentially better solutions, while the person with money just keeps burning through their money without ever actually fixing their problems.
      But all of this kind of ignores my main premise. From a practical standpoint, we live in a limitless world. I don't want to see the world with limits, the limitless potential. People keep putting roadblocks to their own success. They see the limit in front of them, only to be surprised by the person who completely demolishes those limits.
      Tesla was hit by the same chip shortage as the other car companies, and yet they kept on producing cars. They removed a redundant chip, found an alternative for the chips they were using, and used some programming to adjust for the changes. The other car companies were going, "We can't build cars." While Musk was saying, "How can we build cars?" Really even creating Tesla was against some rules, but he did it anyway.

    • @glowingpurpleeye1422
      @glowingpurpleeye1422 2 роки тому

      @@VIKDR1 Bro I read everything you said here you seems to know a lot of knowledge about economics, marketing and wealth. Bro what books did you read to obtain these knowledge ? I wanna know because im preparing myself in walking the road of success. I want to be as prepared as i can and knowledgeable as i can. Hope you read this and also one last question. Did you achieved success?

  • @marunio435
    @marunio435 2 роки тому +1

    This video should watch each Keynes' follower. This is how the wealth is created.

  • @jakejones5736
    @jakejones5736 4 роки тому +9

    Wealth is created by watching your budget. When people call you names like "cheapskate" tightwad" etc., then you know you're doing the right thing.

  • @julianazz7528
    @julianazz7528 6 років тому +1

    This is the best way to learn in my opinion, non boring cartoons!

  • @DESMOTIVATION
    @DESMOTIVATION 4 роки тому +7

    WHO'S HERE 4 YEARS LATER APPRECIATING THIS VIDEO, LIFE CHANGING!!!!

  • @DavidNosiri
    @DavidNosiri 5 років тому +1

    Fantastic eye opener for the blind

  • @johnnyson7474
    @johnnyson7474 4 роки тому +6

    1,400k+ dislikes of people who never take risks and they wondered why they haven't gotten far.

  • @brendalyscarrier
    @brendalyscarrier 6 років тому +1

    Great video to share with your family

  • @bhiratkholi1617
    @bhiratkholi1617 2 роки тому +4

    Although I liked watching this video...it added almost nothing to my conclusion that you have to go through equal amount of pleasure and pain.It is upon you what you want to experience first. 😊

  • @KKKkiri
    @KKKkiri 2 роки тому +7

    this is so true and accurately depicts a employee mentality vs investor mentality

  • @boshiko3587
    @boshiko3587 5 років тому +3

    _'To being wealthy , you need to sacrifice freetime and enjoyment.'_
    -Inspiration from video

  • @personalfinanceprofessor4554
    @personalfinanceprofessor4554 5 років тому +24

    "Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” -Albert Einstein

    • @josecarlosxyz
      @josecarlosxyz 4 роки тому

      It doesn’t exist such thing after Richard Nixon finished the gold standard long time ago after Einstein death.
      Stop deluding yourself and others.

  • @jenniferbrown7167
    @jenniferbrown7167 6 років тому

    Great example of the difference of investing vs spending and not thinking ahead

  • @godlyplatform2627
    @godlyplatform2627 5 років тому +4

    The moral lesson of the story is to save and then invest.learn to say no to unnecessary stuff. Than u 🙏

  • @famemobile5978
    @famemobile5978 5 років тому

    This is the only video my 5 year old son needs to see. Humbled .. Thank you

  • @lorraineshelby9314
    @lorraineshelby9314 5 років тому +36

    Investment should be thought to all kids before the age of 13 my son works the signals I get from my trade investor better than I do.

    • @patrickswayvy5524
      @patrickswayvy5524 5 років тому +2

      I feel the same way!

    • @oscarrodriguez-ym7ev
      @oscarrodriguez-ym7ev 5 років тому

      same here! Keep learning and learning you can make something out of almost nothing

    • @patrickfinn7041
      @patrickfinn7041 5 років тому

      hi! What trader or platform do you trade with? I know zero about algorithms but I'm really trying to better my life, do I stand a chance?

    • @lorraineshelby9314
      @lorraineshelby9314 5 років тому

      I trade Forex. The competition here is quite fierce no doubt but a good system well developed with high tech algorithms do the trick. Hence I trade with Arthur Winchester, a financial analysis signals are second to none. All I had to do is open an account on his platform we trade the account if I choose to, profits earned from the days trade he gets 20% i deposit the rest It helps me identify profitable trades. You'd get the hang of it like I did anybody could get a shot at it really. Kudos to Arthur Winchester he's a Champ, my Champ. 💋💋

    • @patrickfinn7041
      @patrickfinn7041 5 років тому

      so I make profits while learning sounds good to me, how do i connect with Winchester?
      What is the minimum account I can start up with?

  • @norbertfris6018
    @norbertfris6018 6 років тому +1

    Omg Thank you very much! I am a 17 y-o student and I immediately realized what I learned about money after this video.
    Also, "The common sense took precedence over whims."

  • @samuelspencer5047
    @samuelspencer5047 6 років тому +3

    For such a short video it is detailed, coherent, concise and enlightening.
    Thanks for the video.

  • @bienvvo
    @bienvvo 5 років тому +1

    This video should be teached in our school system.

  • @erascostudent2293
    @erascostudent2293 7 років тому +56

    I feel like the point of this video is quite obvious. Save and invest in good projects...

    • @kaneknight4606
      @kaneknight4606 5 років тому

      Tell that to the federal reserve.

    • @one.word.success
      @one.word.success 5 років тому

      Sometimes doing the easiest is the most difficult

  • @almeidaserra
    @almeidaserra 3 роки тому +1

    If schools taught this instead of focusing on identity politics, the world would be a much better place

  • @emanuelrouse7076
    @emanuelrouse7076 7 років тому +5

    Bravo, I assume Toms story is what happened to a lot of people back in 2008. A very sad time due to very poor choices. I want to make sure I’m ahead of the curve with new projects that produce income.

  • @allenshwz4439
    @allenshwz4439 5 років тому +4

    People see saving money ,
    Wrong.
    You must be an entrepreneur.

  • @barrysteakfry2359
    @barrysteakfry2359 6 років тому +108

    This video is worth a Trillion Dollars...

  • @itsmebxv
    @itsmebxv 4 роки тому +2

    First 3:20 minutes explained everything about economy. Excellent work!

  • @chloeting8999
    @chloeting8999 4 роки тому +4

    I think with this pandemic it’s unlike a recession ,you know where you stand ,no business is full of proof at the moment because it’s all down to spending and how much money a person has available to them at this current time moving forward l feel online business is the way forward and that’s where you find most local businesses from now on .

  • @jbm6202
    @jbm6202 5 років тому +2

    This is a kind of story you should read to your kids before bedtime because they will never hear it in school.

  • @vinx7151
    @vinx7151 4 роки тому +3

    Hi Econclips, I sent a request to subtitle your video in Portuguese I hope you accept, I am Brazilian and I participate in geopolitical communities in a plant called Amino, there we need to know about at least a little advanced knowledge about economics, politics and history to do good actions and to bring better gameplay and you are one of the best Economy channels we found, unfortunately almost no one is fluent in English there and so I asked to put subtitles in Portuguese and I will do that in most of your videos, Thanks for Attention

  • @ajay7818
    @ajay7818 3 роки тому

    The best video ever. This should be taught to every econ student

  • @CarFreeSegnitz
    @CarFreeSegnitz 7 років тому +25

    Prodical Pete kept a gardener and maid employed. His car kept an automaker busy.
    Thrifty Tom's business were lucky to stay in business despite a depressed economy.

    • @PsychonautSaiyan
      @PsychonautSaiyan 7 років тому +7

      Lenard Segnitz The same could be said that thrifty Tom created employment through his businesses & all his expenditures for said businesses kept other industries busy. I do agree though his businesses staying a float during recession was far fetched. Still a great story nonetheless.

    • @CarFreeSegnitz
      @CarFreeSegnitz 7 років тому +3

      Psychonaut Saiyan If Thrifty Tom's businesses didn't have Prodigal Pete customers he would be out of business. Tom's businesses don't just magic demand out of thin air and create work for his employees and suppliers. Someone has to be willing to part with their money to buy Tom's products or services.

    • @PsychonautSaiyan
      @PsychonautSaiyan 7 років тому

      Lenard Segnitz Just all depends on what was Thrifty Tom's businesses. Seeing that Thrifty Tom was a financially literate person he could've opened up businesses that are often immune to economic recessions. In the end we're both just theorizing on a made up story. My point being is that the moral of the story nonetheless is very informational for the novice learner about financial education.

  • @lonpaul4411
    @lonpaul4411 2 роки тому +1

    One of the best explanation

  • @DaveWard-xc7vd
    @DaveWard-xc7vd 5 років тому +262

    Moral of this story?
    Have a plan if you plan to have.

    • @e-cuauhtemoc
      @e-cuauhtemoc 5 років тому +6

      If you fail to plan, you plan to fail.

    • @sundaykarisai7401
      @sundaykarisai7401 5 років тому

      Bitcoin mining ain't that easy as people take it to be. If it was, then eventually everyone would be doing it. Well, thanks to Mr Louis who made it a reality though it wasn't that easy but they still did it. I had 0.3 btc in my wallet and I was able to get 0.9 btc in a week from their bitcoin mining operation and was smooth without any delay while withdrawing my profit. Here's their WhatsApp line if you're interested in their services +1(778) 784 -770 or Email jaylouis989@gmail.com

    • @rizqiahmadkurniawan
      @rizqiahmadkurniawan 5 років тому

      @tragik times we can never know for sure

    • @audiophilcosterminator1716
      @audiophilcosterminator1716 5 років тому

      I have a plan to have a plan to have. Does that count? LOL

    • @CASH-TO-THE-MERE101
      @CASH-TO-THE-MERE101 4 роки тому

      Furrowed Brow 🔥🔥🔥

  • @zibanibaruti6943
    @zibanibaruti6943 6 років тому

    this little piece of advice is bitter sweet

  • @johnwerner6043
    @johnwerner6043 5 років тому +5

    This was taken from the book called How and Economy Grows and Why it Crashes by Peter Schiff ... Oh I just noticed Schiff is credited at the end. Nice!

    • @thund3rstruck
      @thund3rstruck 5 років тому

      Is this the same Peter Schiff that has successfully predicted 25 of the last 2 recessions?
      ua-cam.com/users/SchiffReport

  • @michaelarchbold2129
    @michaelarchbold2129 5 років тому

    Yup. It’s literally that easy: save money and invest in to assets. Every income inequality whistleblower needs to watch this video.

  • @DANIEL-ls5ku
    @DANIEL-ls5ku 6 років тому +20

    Tom's just got lucky that everything worked out well, it could have gone the other way. What he should have done is work twice harder to get two fish in a day and then work on the spear the next day instead of collapsing out of hunger. In modern day term this is what you call "Emergency Fund".

    • @jilliansmith7123
      @jilliansmith7123 6 років тому

      Don O: or he could have found some berries or roots or something to stash for the day he didn't' fish. I agree with you 100%. And the Emergency Fund is vital!

    • @ajnasu5099
      @ajnasu5099 5 років тому

      This was great, thanks, I have been researching "100 ways to create wealth" for a while now, and I think this has helped. Have you heard people talk about - Xiyannah Lansaiah Theorem - (search on google ) ? Ive heard some interesting things about it and my work buddy got cool success with it.

  • @annyak.9557
    @annyak.9557 4 роки тому

    From this video the main thing that I learned is not to put all your eggs in one basket. Don’t be like Pete. Plan and think ahead for your future and not only the “now”. Also, perspective. This video was able to teach that when you change your perspective, take a step back, and look at the bigger picture, you allow yourself to generate new, different thoughts through this vision and be innovative. So, through this, I will be able to see my end goal clearly and make better decisions which will create more wealth for my family when done mindfully and with good intent - like the fisherman. This video teaches that wealth is about growth which starts from you and what you can do for yourself.

  • @davidmaina3411
    @davidmaina3411 5 років тому +4

    Simply explained. Excellent video.

  • @tracycampanella8507
    @tracycampanella8507 4 роки тому +1

    99% of gurus out there just sell empty dreams, Good video

  • @ChrisTian-wx1rh
    @ChrisTian-wx1rh 5 років тому +137

    This is cool. I just need to find a job that pays $10k a month

    • @charlesmiller9589
      @charlesmiller9589 5 років тому +1

      In 1,000,000 years it’s somebody else’s problem...

    • @leonreaper90
      @leonreaper90 4 роки тому +3

      Dont day trade. 95% lose money. Invest for the long term

    • @missshannon9790
      @missshannon9790 4 роки тому +1

      @@leonreaper90 there's ppl day trading and swing trader creating wealth..dont knock something just because you couldn't do it.

    • @ryannguyen916
      @ryannguyen916 4 роки тому +4

      And make sure it’s 10,000 after all the tax and deductions....

    • @GameFuMaster
      @GameFuMaster 4 роки тому +2

      @@missshannon9790 And there are people who make money playing blackjack and poker. It just means that in general, unless you're willing to really dive into that area, you take the more general and long term safe option.

  • @CobraCommander11
    @CobraCommander11 5 років тому +4

    I think that this video just changed my life.

  • @sachinkabburkar3589
    @sachinkabburkar3589 4 роки тому +2

    Thanks for the information 🙏

  • @suprafan246
    @suprafan246 5 років тому +9

    I really really love this video. I tend to watch it over from time to time.

  • @Raheemy1987
    @Raheemy1987 6 років тому

    This book that this is base on is the best one I ever listen too.

  • @xboxsolox
    @xboxsolox 6 років тому +3

    Good video. Im glad im seeing this stuff now im 25 and need to get my life back in track.

  • @QuanNguyen-sg9lh
    @QuanNguyen-sg9lh 6 років тому

    Loves the narrator's voice.

  • @wilsonanna4951
    @wilsonanna4951 4 роки тому +25

    You can really be so rich like these millionaires by working your ass out, most of them don't even work upto 3 hours everyday. They earn passively from their investments which most minimum wage earners don't do. Life is sweet when you have different sources of income. Invest in something to expand your earnings. We have a lot of investment opportunities now, I invested in cryptocurrency and its paying well, if you can't invest in crypto, buy stocks, invest in real estate, be a freelancer, blogger, or you can even be a youtuber if you can create Content.

    • @kelvinjones8440
      @kelvinjones8440 4 роки тому

      You are right! Do you invest?
      I'm very much interested in Cryptocurrencies, can I know your ideas?

    • @wilsonanna4951
      @wilsonanna4951 4 роки тому

      Yeah I do.
      Starting out an investment is really easy and anyone can indulge. I believe in the law of compound interest and leveraging. I reinvest consistently with Sir Robert Johnson a license body of a broker firm. I operate an exclusive package and so far I have compounded $99700 with $19200.

    • @kelvinjones8440
      @kelvinjones8440 4 роки тому

      @@wilsonanna4951 really impressive, I'm interacted in this.
      I already heard about Sir Robert Johnson sometimes ago, how will I get to reach him.🙏

    • @wilsonanna4951
      @wilsonanna4951 4 роки тому

      Connect with him on Whats@pp and chat me later 👍

    • @wilsonanna4951
      @wilsonanna4951 4 роки тому

      *+1. 3. 4. 7. 6. 7. 6. 2. 9. 6. 5.*

  • @YoutubeBrand
    @YoutubeBrand 5 років тому +2

    Thank you for sharing your knowledge. I too hope to give people something to think about when it comes to personal choices and wealth. I believe in taking risks!

  • @raichandrahaorongbam908
    @raichandrahaorongbam908 6 років тому +4

    Excellent explanation
    Thank u for sharing

  • @reegsgeer
    @reegsgeer 6 років тому +2

    Yup! I was relaxed and enjoying my time during the recession 🤪

  • @DaveWard-xc7vd
    @DaveWard-xc7vd 5 років тому +9

    Great job. But you should have emphasised the underlying reason that the fishermen was able to succeed.
    He was very intelligent.
    He was probable in the upper 1% of intelligence of the people on the island.

  • @PrizMatex
    @PrizMatex 5 років тому

    This video really grabbed my attention. I love how you used the fisherman example to correlate with the two guys when explaining the whole process of wealth. Man after seeing this I really need to start cutting of a lot of things I don't need.

  • @lazarogomez2346
    @lazarogomez2346 5 років тому +4

    Thank you for this video!

  • @lukaradojevic7195
    @lukaradojevic7195 3 роки тому

    Education,inovation,productivity, savings,investments,reinvestments

  • @edwardcortez6662
    @edwardcortez6662 6 років тому +5

    That was perfect. Excellent video!

  • @samking1930
    @samking1930 6 років тому

    And because of this concise video, i subscribed...simple and yet easy to understand.

  • @adg0913
    @adg0913 5 років тому +5

    Thank you. Such a useful clip for my econ and finance classes.

  • @TranscenDaMental
    @TranscenDaMental 5 років тому

    It was his Per Spear Ration... Perspiration....only through his hard work would he make it easy! Thank You for this video!

  • @tessymiller3519
    @tessymiller3519 5 років тому +6

    Educative i must say, I've always been looking for what to invest into for some time now

    • @tessymiller3519
      @tessymiller3519 5 років тому

      @Gift Berlin Heard much about the losses than wins from Forex trading for a long time, I'm not quite sure I'll want to go into it

    • @josephcote6543
      @josephcote6543 5 років тому

      @Gift Berlin That's really a good catch, how did you go about it?

    • @tessymiller3519
      @tessymiller3519 5 років тому

      @Gift Berlin really, that amount gets you that weekly? Not bad at all how do i contact Mr Donald earl

    • @janepecker9134
      @janepecker9134 5 років тому

      @Gift Berlin Oh! Mr Donald is doing really great and also pulling some crowd

  • @geocyo8835
    @geocyo8835 6 років тому +1

    There are 31 days in June now? Economics is amazing!

  • @rishabhroy1774
    @rishabhroy1774 6 років тому +13

    Investment is like using the stick to make more sticks which will lead to more fish.

  • @RPTK120PL
    @RPTK120PL 6 років тому

    Ależ ta EKONOMIA jest PROSTA! :)

  • @MsWater4life
    @MsWater4life 6 років тому +4

    Wow... What an inspiring presentation. Keep up the good work

  • @kevinmcguinness6526
    @kevinmcguinness6526 6 років тому

    This video explains basic things that really didn’t need explaining...

  • @samlee501
    @samlee501 6 років тому +232

    Wealth is created by business not by job.

    • @GabiN64
      @GabiN64 6 років тому +19

      do you tell yourself that to feel better about yourself? you wouldn't make that from a job because you have no skill that warrants high pay.

    • @samlee501
      @samlee501 6 років тому +9

      +GabiN64 Exactly idiot😂😂 and i make more than you.

    • @GabiN64
      @GabiN64 6 років тому +22

      @@samlee501 good for you, i don't care. I'll let business owners take on the risk of ownership while I take my share and hop business to business making more money. I'm able to do that because i'm in demand. we play different games.

    • @samlee501
      @samlee501 6 років тому +14

      @@GabiN64 My point was simple.Passive income generates(which comes from business) generates more wealth.Btw i have day job too.Hope you do well too.

    • @GabiN64
      @GabiN64 5 років тому +17

      @Peter Nguyen the business owner needs employees otherwise he'd do everything himself. obviously he can't. employees are hired because they bring value.

  • @josephbiney7338
    @josephbiney7338 5 років тому +3

    Thanks for this. I really needed it

  • @PrezentareMachete64
    @PrezentareMachete64 5 років тому +24

    yeah,with $ 10k you can sure start investing in things,but how about when you have only 500$/month?

    • @sten260
      @sten260 5 років тому +5

      you buy stock and hold

    • @DuskAndHerEmbrace13
      @DuskAndHerEmbrace13 3 роки тому +7

      Invest in yourself. So that would be education or training that will give you a skill set that you can use to earn a higher income. Provided it’s a good skill set and you use it properly, that education is an income-generating investment.

    • @DisruptiveWealthCreation
      @DisruptiveWealthCreation 3 роки тому +1

      Robert Kiyokasi from Rich Dad Poor Dad said if you pay yourself first you can accumulate money and invest. You adapt and spend less by putting some away first because whatever you have you will always spend it irrespective of how much you get.

    • @LovingPrinceTamayuki
      @LovingPrinceTamayuki 3 роки тому +1

      It's ok, this video is non-sense anyway. 🤦🏻‍♂️

    • @sirellyn
      @sirellyn 3 роки тому +1

      @@LovingPrinceTamayuki No it's not. I and many MANY other people have started from debt or nothing and earned quite a lot. Most people are either impatient or they'll look everywhere else for the problem except how they behave and think.

  • @JACOPO.OFFICIEL
    @JACOPO.OFFICIEL 4 роки тому +1

    AWESOME it teaches you to be PRAGMATIC

  • @eyeofthetiger4214
    @eyeofthetiger4214 3 роки тому +4

    Great video I always come back to watch it once in a while to get inspired. I hope everyone has a good friend like Tom 🙂

  • @Turgineer
    @Turgineer 2 роки тому

    This video made me better understand the importance of saving and investing, thank you.

  • @muhammadbaqirkhattak9279
    @muhammadbaqirkhattak9279 5 років тому +6

    most of the people have watched this video and i know why they have watched it. Because they are jobless. Like me. for years. With no skills but just a normal economics graduate. If you have no asset or no capital you are screwed man. Thats what wealthy have either they have assets or they have capital. I dont know what to do.

    • @justinfernandez9876
      @justinfernandez9876 5 років тому +4

      Just get 2 shitty jobs leave below your means start saving money and invest in real state and the stock market a few years of doing that and you'll be living comfortably then you could also buy a house/apartment and rent it (cashflow asset) there's a lot of things you can do bro just have a clear plan and keep an abundance mindset because if you tell yourself you can't do nothing about your situation you will not fucking grow. Go be successful, Muhammad

  • @rishavjaiswal4725
    @rishavjaiswal4725 5 років тому

    I dont know much about economics....this video was very simple and encouraging

  • @begut41
    @begut41 5 років тому +8

    the question is how can tom manage to have a great business while the economy is in the recession..

    • @luv4da80s
      @luv4da80s 5 років тому +2

      Yes, that's something I observed too during the recession. People wanted to drink away their sorrows. A bar is definitely a good choice , recession proof!

  • @greamegustave
    @greamegustave 5 років тому +1

    My interest in economics led me here, today you have a new subscriber

  • @zclives
    @zclives 5 років тому +22

    This video should be mandatory viewing in elementary school. Too many Pete’s in the world.

    • @zclives
      @zclives 4 роки тому +1

      gespilk There is no such thing as luck. “Luck” happens when preparation meets opportunity. Ever since I lived with that philosophy, I have been incredibly “lucky”

    • @GVSHvids
      @GVSHvids 4 роки тому

      But that would hurt Tom's restaurant business.

  • @GenExDividendInvestor
    @GenExDividendInvestor 5 років тому +1

    Lots of ways to create wealth. I utilize quality dividend stocks but many asset classes work. Don’t waste $ and cocsistently invest over the long term and you should do great.

  • @anubisgod23
    @anubisgod23 6 років тому +9

    $15,000/month? Jesus is he investing in the Force?