Prioritize Your Life - Dave Ramsey Rant
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- Опубліковано 23 сер 2024
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About once every year my bank calls and wants to tell me about their "services." I politely tell them, "Thank you but I don't borrow money." The silence on the other end of the phone is deafening. The last caller actually had me clarify by asking, "what do you mean you don't borrow money?" It's so weird to not be in debt that the average bank employee doesn't understand plain English.
Sly Foxx Ha, ha, ha, ha, ha.... that's funny.
Sly Foxx because most of these callers are probably outside the US.
@MarkC...naw, they're Americans. I deal with a NE regional bank not one of the mega banks.
In where I live, it is ONCE A WEEK that a Bank that I deposit money in, Informs me of their service.
Had a similar experience when paying money into my bank, they obviously saw how much money I had saved, assumed it was for a house deposit and asked if I wanted a mortgage, politely declined and paid cash for a modest home the next year.
This is the basis of all problems in America. Prioritization should be an imperative part of the education system. Yet its nowhere to be found on any curriculum.
Instead the mantra is: Get these fools out into the system quickly and get them into crushing debt as swiftly as possible.
I borrowed money and now the casino won't let me leave the basement.
Hey now... I absolutely loved my Astrovan!!! I wish they continued to make them!
I must be in the frugal mode for too long. This sense of prioritization comes natural to me whenever a decision that costs money is made. That's probably why everyone around me keeps telling me that I need to do something about my 21-yr old car (e.g. junk it).
There are still lots of work to be done on the income side and find my calling. Never thought finding my passion can be so difficult.
teetee tee Maybe your passion is frugality & self discipline - teach that.👍
I drive my 20 yr old truck everyday very proudly. It cost me 1k three years ago! Haha. My wife drives a used but uber nice Porsche and our net worth is twice what it should be at our age. 29 and 27 respectively. I can buy whatever I want, but luckily I like old beat up trucks lol
TBH the "Old" cars nowadays (90's ect, anything after 96 HAS TO have OBD2 in it (standardized codes in other words, a bit easier to tell if the mechanic is lying/ a way to do some mechanics yourself)) are perfectly good to drive forever practically. If I recall correctly cars have been mandated to have airbags since about 1991. (A 1998 isn't a bad car either. Probably still cheap on the maintenance as well depending on what it is.)
Priority 1: Not have mortgage or rent to pay every month. 💯
TraumaER its impossible if you need a place to stay.
MarkCEO09 do you even Dave Ramsey? The entire basis of his entire financial advice is to reach the final goal of being rent and mortgage free lol! Then and only then do you really start to see your net worth jump exponentially.
@@MarkZimmerman except you know, it's not impossible. Try again.
But you still have to pay properly taxes and some states like New Jersey it can be $ 1,200 a month or more.
This is great advice for anyone with problems that need this advice. Thank you for sharing.
Ohhhh my gosh
1998 i learned how to drive w my moms astro van ...lol
thank you for the information and knowledge
I can’t believe that you didn’t like the Astro van. Ugly and gas guzzling yes, but so comfortable and sporty.
Never owning a car was disciplined savings.
Sharon had a 1984 Ford Aerostar. ❤
dave when will you go here in the phillipines
edgelmar cabrera me filipino pa rin pala dito? suze orman similar k dave went to the philippines.
This is soo good! Do you want or need??
America First!
Short and nice
I would have done the business over the car any day. Cars aren't a prioritory for me.
Michele McGill All depends on what you need at the time. Their priority was a decent more dependable vehicle at the time. Yours is a business as you dont need a vehicle.
Michele McGill - A safe, dependable car for his wife and small kids was a higher priority in my opinion. If anything had happened to them, he wouldn't have the drive to even want business.
It is the wants.
anyone know what age was Dave had his "turning point",
Late 20s, if I remember correctly.
Heidi White 28
Heidi White mid to late 20's.... I had my "sick and tired moment" around 26 which made me relate to Dave so much.. I thought, if this guy can completely rebuild his life, then so can I!
The Former Mrs Jones i was the same! 25-26....$30k in consumer debt, nothing to show for it.
basically said, you know what, im sick of this. stopped buying consumer goods and stupid items and paid off that debt in just under a year. now when i want something, i save and it brings so much more joy truly "owning" the things i like.
The Former Mrs Jones I watch all your videos!!
Most americans make near poverty wages, and most have trouble buying food.
And most Americans buy brand-new vehicles have the latest phone and brand-new clothes in their closet on those wages too it's all about what you do with it. Poverty wages don't exist in this country!
kool
What is a life's compass?
Thank you for calling children a want ...
They are 😂😂 plenty of contraception available
Yes 🙌🏼 TeamNoKids here
Kool
Dave. Unbelievably offensive ad about the equal justice initiative. Google/UA-cam doesn't have the option for me to report it.
Pomeranian Supremacist Good. Stop being a cowardly snowflake.
mwall444 Do you need a dictionary? I'm neither a coward nor a snowflake. I'm offended because the Equal Justice Initiative is spewing Marxist lies. And, I'm not tolerating the people who wand to destabilize my country.
What, where?
Pomeranian Supremacist interesting. I didn't have an ad to watch...
Ms. Kenobi UA-cam might have removed it.