I can say without any fear of contradiction that Papa Fredy is Terence Creative's magnum opus. This character transcends time. And for novice content creators reading this, keep pushing. itajipa siku moja.
Very niiice Papa..a mortgage is the best thing to give yourself because a house is an asset that will always appreciate value unlike a car loan coz cars are liabilities to me, they depreciate value daily. Nice clip Papa Freddie!
Bizness Legit...ngachukuwa mortgage 😂😂😂. Kababa towa mama nje... Afisa enjoy refreshment 😂😂😂Terence you Crack me up 💯 creativity legit...brilliant minds 🫡 ❤🇺🇸 🙏 Bless up
Mortgage is a life time commitment, however, should you be bankrupt, the bank will recover/ sell it at low price and leave you with nothing. Nevertheless, if you die during the Contract period, your beneficiary will enjoy it. With that information, you make the decision.
It's not a lifetime commitment dude, depends on how much you earn & how much you want to take for mortgage. It's wiser to take a mortgage than a car loan because a car is a liability that depreciate in value while a house is an asset that appreciates. Ofcourse you shouldn't take huge loans/mortgage that you can't repay. You bite what you can chew!
Mortgage loan is not like a car loan my friend. Most of these loans have repayment periods of between 20 to 25 year. I am pretty sure standard bank cannot offer loan for a property in Kikima (remote village) so the value of mortgage won't be less than 5 million. Ownership of a mortgage is tied to bank till you clear the loan so can't even use the title to secure anything till then. Just to let you know less than 1% of workforce earn more than 100,000. Let's advice fellow Kenyans fairly, I know for Nganuthia, he is paid to endorse the product, he may have or the knowledge regarding mortgage loan
@@kidco8725 I know very well mortgage is 20+ years payments and it's okay as long as one has a plan & knows he can do it. Many people take them. I have one for 30yrs & before I took it, I knew what I'm getting into, an affordable home/mortgage & not something I can't sleep thinking where I'll get the money to pay at the end of the month. If it's in rural places, there are financial institutions there that offer mortgages, so Standard Bank can't give you one if they're not present there coz most banks give you loans if you bank with them. Ofcourse things happen along the way and you can get stuck to pay and the bank forecloses it, just like a car, some people will have accidents or unexpected issues that come up & the car is repossessed. It's life man, stop scaring people.
I can say without any fear of contradiction that Papa Fredy is Terence Creative's magnum opus. This character transcends time. And for novice content creators reading this, keep pushing. itajipa siku moja.
Umeona utuue na rusungu yawa,ata hungoji tupige kura omosh😂😂😂😂😂
Business legit plz be back with Papa Fredy
Very niiice Papa..a mortgage is the best thing to give yourself because a house is an asset that will always appreciate value unlike a car loan coz cars are liabilities to me, they depreciate value daily. Nice clip Papa Freddie!
Bizness Legit...ngachukuwa mortgage 😂😂😂. Kababa towa mama nje...
Afisa enjoy refreshment 😂😂😂Terence you Crack me up 💯 creativity legit...brilliant minds 🫡 ❤🇺🇸 🙏 Bless up
Kenya had missed Papa Fred
ni suspicion tu😂😂the talents in that lady❤❤Somebody some we should support her please❤❤
Why lie the house is super beutiful 🔥🔥 welcome papa Freddie 💃💃
Terence my no 1 favorite... Love your crazy content 🙏🙏🙏
Big up papa Freddie,you never disappoints 😞 🙌 👏
We need more of this Congo conman...
*Ngafurahi sana Ngafanya ngatuletee papa Friedi next episode*
To all the youngsters around let me tell you...housing is no joke my people.Time will prove this to you.
I concur but it is the best decision to make 🤜🤜
For sure🤝🤝🤝🤝
Mr mwangi 🎉🎉❤we missed papa Freddie
Aaaah we miss papa Freddy!!
I love how i learn from this video's........keep it up papa Freddy
Genius. Simply genius.
Biggie. Kababa. That too is dope!
Nice one Papa Freddie . Keep it up
Nice of this we need more of this wacha unganuthias pinga content after another
Papa Freddie... Awesome 👍 Job... Wacha zicome.... More episodes brother 😀🙂🙂🙂
Tunakumiss papa fredie...please.come back
Waoh.....Papa Fredy is the BESZT.......JOB LEGIT........
I've missed Papa Freddy 😅🤣😂😂
He will be back
@@terencecreative1 pls come back we are here waiting
@@terencecreative1 ..Afisa ngaona jumba na Sherri,batoto legit ngachanganyikiwa.pea yeye fine 🍷 wine,ngafurahi.
Eiiiish papa F, looking mzuri sana na warembo wake👌🙌💞⚘🥰
Afande akishaona vipusa na karibu katika refreshment wanasahau kazi
Bizness legit ngapata nyumba....more of freddie
Brother asante sana kwa kazi zako nzuri.
🤣🤣🤣🤣🤣🤣wow missed papa Freddy noma Sana 🔥🔥 big up 🔥🔥🔥
"WanjeLi" the snitch🙌😂🤣🤣🤣😳
Good job papa Freddie 👊🏿👊🏿
Is it just me or anyone else want the setup of this house. Its lovely from the outside.
Contact Terrence creative for house plan .
When I see notification for papa
I love you
Creative mwenye we
Tunangoja Papa Fredie part 4 kwa sana. I love ur work bro
PAPA FREDIE🔥🔥🔥🙌
@Terence creative always thumbs up..... Do another one for this same character "papa Freddy"
Boom💥
Inafaa tuchape collaboration brother Terence
💯 authentic ❤️❤️
M.r Fredi amfanya Ile kitu tena zikam zile moto
Am still waiting for the coming of papa Fredi
The advert is on another level..💪💪
Kababa delivered.
😂😂😂😂 very clever pivoting. Hongera Terence 👏
Good one Terence. This is your niche
Mortgage is a life time commitment, however, should you be bankrupt, the bank will recover/ sell it at low price and leave you with nothing. Nevertheless, if you die during the Contract period, your beneficiary will enjoy it. With that information, you make the decision.
😅😅🤣🤣🤣🤣
It's not a lifetime commitment dude, depends on how much you earn & how much you want to take for mortgage. It's wiser to take a mortgage than a car loan because a car is a liability that depreciate in value while a house is an asset that appreciates. Ofcourse you shouldn't take huge loans/mortgage that you can't repay. You bite what you can chew!
Mortgage loan is not like a car loan my friend. Most of these loans have repayment periods of between 20 to 25 year. I am pretty sure standard bank cannot offer loan for a property in Kikima (remote village) so the value of mortgage won't be less than 5 million. Ownership of a mortgage is tied to bank till you clear the loan so can't even use the title to secure anything till then. Just to let you know less than 1% of workforce earn more than 100,000. Let's advice fellow Kenyans fairly, I know for Nganuthia, he is paid to endorse the product, he may have or the knowledge regarding mortgage loan
@@kidco8725 I know very well mortgage is 20+ years payments and it's okay as long as one has a plan & knows he can do it. Many people take them. I have one for 30yrs & before I took it, I knew what I'm getting into, an affordable home/mortgage & not something I can't sleep thinking where I'll get the money to pay at the end of the month. If it's in rural places, there are financial institutions there that offer mortgages, so Standard Bank can't give you one if they're not present there coz most banks give you loans if you bank with them. Ofcourse things happen along the way and you can get stuck to pay and the bank forecloses it, just like a car, some people will have accidents or unexpected issues that come up & the car is repossessed. It's life man, stop scaring people.
Is there one for 10 yrs and below,?
huyo Karao ni fala sana! even before he investigates...he just waLks in n handcuffs Papa. ..
Papa Freddie
so soo perfect❤can't wait to watch full of it❤🙏🙏
Nothing full hii ni advert ya bank loan
Papa Fred
Waiting for Papa Freddie part 4 🙏🏿🙏🏿🙏🏿
Kazi legit 👌💯
If you see papa doing well ask him don't do this suspicion thing. Wamama wengine wemenona na za wenyewe hahahaha 🤣
Kemikal next episode tumengoja sana
Kababa toa yeye nje
Its the watchman moveswololo
Papa reloaded
Kababa toa nje mama
Humorous 🤣🤣 Papa Fredie.
You are redefining corporate.
Papa fredie
Tupoooo🔥🔥🔥
Wanjeri..now ur lyke mzungu..there pple talking language no Body understands🤣🤣🤣🤣🤣 Blessings from Germany 🙏♥️
Heheeee ,huyu Biggie naye
Awesome advert🔥🔥🔥🔥🔥
papa Freddie done it again
Beautiful advert Terrence
Yes if one wants to live large - chukua mortgage, lipa pole pole with your sweat.
Super creative
🔥🔥🔥!
Good work!
NGAMWAYA IS BACK BABY!!!!!!!!!!!!
This advert is the best
Fitu legit😂😂🔥🔥
👌🏼👌🏼👌🏼👌🏼 legit
Kababaa toa yeye nje hahaha
Papa🔥🔥
Kababaa toa yeye nje katika apartment.
Papa fredy ngamwaya🤣
my guy 🔥🔥🔥
Lugha suspicission 😂😂😂😂
So creative 👌
My good afande kirwa
Sharelady wa nyumba kumi😂😂😂
Kilakitu legit👊
Very nice
Wakaita polisi kumbe polisi pia ni shabiki...aieee
Stanchart is best 👌
Wakenya hamwoni nyumba
creative!
Nganuthia 👊😅
😂
🙌🙌🙌🔥🔥🔥🔥
lugha haieleweki😂😂
Kababa toa ye injee😂😂😂😂😅
So ukichukua mortgage utawekwa katika pingu. He! Siwezi katika mortgage.
Comedy itself 😂😂😂😂
Hii ni Kali 😂..naomba cast Papa Fredy
Legit
Hao watu huko ndani wanaongea nga nga nga nga 🤣🤣🤣🤣🤣🤣
Hahaha 😅😅 nice one
Bigi toa katika mamaa nje kidogo...then you see bigi is kababa...
hahaaa
🔥🔥
💕💕