Very niiice Papa..a mortgage is the best thing to give yourself because a house is an asset that will always appreciate value unlike a car loan coz cars are liabilities to me, they depreciate value daily. Nice clip Papa Freddie!
I can say without any fear of contradiction that Papa Fredy is Terence Creative's magnum opus. This character transcends time. And for novice content creators reading this, keep pushing. itajipa siku moja.
Bizness Legit...ngachukuwa mortgage 😂😂😂. Kababa towa mama nje... Afisa enjoy refreshment 😂😂😂Terence you Crack me up 💯 creativity legit...brilliant minds 🫡 ❤🇺🇸 🙏 Bless up
Mortgage is a life time commitment, however, should you be bankrupt, the bank will recover/ sell it at low price and leave you with nothing. Nevertheless, if you die during the Contract period, your beneficiary will enjoy it. With that information, you make the decision.
It's not a lifetime commitment dude, depends on how much you earn & how much you want to take for mortgage. It's wiser to take a mortgage than a car loan because a car is a liability that depreciate in value while a house is an asset that appreciates. Ofcourse you shouldn't take huge loans/mortgage that you can't repay. You bite what you can chew!
Mortgage loan is not like a car loan my friend. Most of these loans have repayment periods of between 20 to 25 year. I am pretty sure standard bank cannot offer loan for a property in Kikima (remote village) so the value of mortgage won't be less than 5 million. Ownership of a mortgage is tied to bank till you clear the loan so can't even use the title to secure anything till then. Just to let you know less than 1% of workforce earn more than 100,000. Let's advice fellow Kenyans fairly, I know for Nganuthia, he is paid to endorse the product, he may have or the knowledge regarding mortgage loan
@@kidco8725 I know very well mortgage is 20+ years payments and it's okay as long as one has a plan & knows he can do it. Many people take them. I have one for 30yrs & before I took it, I knew what I'm getting into, an affordable home/mortgage & not something I can't sleep thinking where I'll get the money to pay at the end of the month. If it's in rural places, there are financial institutions there that offer mortgages, so Standard Bank can't give you one if they're not present there coz most banks give you loans if you bank with them. Ofcourse things happen along the way and you can get stuck to pay and the bank forecloses it, just like a car, some people will have accidents or unexpected issues that come up & the car is repossessed. It's life man, stop scaring people.
Very niiice Papa..a mortgage is the best thing to give yourself because a house is an asset that will always appreciate value unlike a car loan coz cars are liabilities to me, they depreciate value daily. Nice clip Papa Freddie!
ni suspicion tu😂😂the talents in that lady❤❤Somebody some we should support her please❤❤
I can say without any fear of contradiction that Papa Fredy is Terence Creative's magnum opus. This character transcends time. And for novice content creators reading this, keep pushing. itajipa siku moja.
Umeona utuue na rusungu yawa,ata hungoji tupige kura omosh😂😂😂😂😂
Bizness Legit...ngachukuwa mortgage 😂😂😂. Kababa towa mama nje...
Afisa enjoy refreshment 😂😂😂Terence you Crack me up 💯 creativity legit...brilliant minds 🫡 ❤🇺🇸 🙏 Bless up
Why lie the house is super beutiful 🔥🔥 welcome papa Freddie 💃💃
*Ngafurahi sana Ngafanya ngatuletee papa Friedi next episode*
Nice one Papa Freddie . Keep it up
Business legit plz be back with Papa Fredy
Kenya had missed Papa Fred
Big up papa Freddie,you never disappoints 😞 🙌 👏
Papa Freddie... Awesome 👍 Job... Wacha zicome.... More episodes brother 😀🙂🙂🙂
Creative mwenye we
Eiiiish papa F, looking mzuri sana na warembo wake👌🙌💞⚘🥰
I love how i learn from this video's........keep it up papa Freddy
Mr mwangi 🎉🎉❤we missed papa Freddie
Terence my no 1 favorite... Love your crazy content 🙏🙏🙏
Tunakumiss papa fredie...please.come back
Brother asante sana kwa kazi zako nzuri.
PAPA FREDIE🔥🔥🔥🙌
Papa Fred
Waoh.....Papa Fredy is the BESZT.......JOB LEGIT........
Good job papa Freddie 👊🏿👊🏿
Biggie. Kababa. That too is dope!
Genius. Simply genius.
Afande akishaona vipusa na karibu katika refreshment wanasahau kazi
Bizness legit ngapata nyumba....more of freddie
🤣🤣🤣🤣🤣🤣wow missed papa Freddy noma Sana 🔥🔥 big up 🔥🔥🔥
@Terence creative always thumbs up..... Do another one for this same character "papa Freddy"
Papa Freddie
Nice of this we need more of this wacha unganuthias pinga content after another
💯 authentic ❤️❤️
😂😂😂😂 very clever pivoting. Hongera Terence 👏
We need more of this Congo conman...
🔥🔥🔥!
Papa fredie
Kababa toa nje mama
M.r Fredi amfanya Ile kitu tena zikam zile moto
Tunangoja Papa Fredie part 4 kwa sana. I love ur work bro
Aaaah we miss papa Freddy!!
If you see papa doing well ask him don't do this suspicion thing. Wamama wengine wemenona na za wenyewe hahahaha 🤣
"WanjeLi" the snitch🙌😂🤣🤣🤣😳
Kababa toa yeye nje
Boom💥
Inafaa tuchape collaboration brother Terence
Kazi legit 👌💯
Papa🔥🔥
Heheeee ,huyu Biggie naye
Good one Terence. This is your niche
Hao watu huko ndani wanaongea nga nga nga nga 🤣🤣🤣🤣🤣🤣
To all the youngsters around let me tell you...housing is no joke my people.Time will prove this to you.
I concur but it is the best decision to make 🤜🤜
For sure🤝🤝🤝🤝
Is it just me or anyone else want the setup of this house. Its lovely from the outside.
Contact Terrence creative for house plan .
Sharelady wa nyumba kumi😂😂😂
Wanjeri..now ur lyke mzungu..there pple talking language no Body understands🤣🤣🤣🤣🤣 Blessings from Germany 🙏♥️
Tupoooo🔥🔥🔥
Kababa delivered.
huyo Karao ni fala sana! even before he investigates...he just waLks in n handcuffs Papa. ..
Very nice
Fitu legit😂😂🔥🔥
so soo perfect❤can't wait to watch full of it❤🙏🙏
Nothing full hii ni advert ya bank loan
Good work!
Kababaa toa yeye nje hahaha
Hii ni Kali 😂..naomba cast Papa Fredy
I've missed Papa Freddy 😅🤣😂😂
He will be back
@@terencecreative1 pls come back we are here waiting
@@terencecreative1 ..Afisa ngaona jumba na Sherri,batoto legit ngachanganyikiwa.pea yeye fine 🍷 wine,ngafurahi.
When I see notification for papa
I love you
Waiting for Papa Freddie part 4 🙏🏿🙏🏿🙏🏿
🙌🙌🙌🔥🔥🔥🔥
👌🏼👌🏼👌🏼👌🏼 legit
lugha haieleweki😂😂
Kemikal next episode tumengoja sana
Super creative
papa Freddie done it again
The advert is on another level..💪💪
Kababaa toa yeye nje katika apartment.
Awesome advert🔥🔥🔥🔥🔥
Am still waiting for the coming of papa Fredi
Bigi toa katika mamaa nje kidogo...then you see bigi is kababa...
hahaaa
Kababa toa ye injee😂😂😂😂😅
Mortgage is a life time commitment, however, should you be bankrupt, the bank will recover/ sell it at low price and leave you with nothing. Nevertheless, if you die during the Contract period, your beneficiary will enjoy it. With that information, you make the decision.
😅😅🤣🤣🤣🤣
It's not a lifetime commitment dude, depends on how much you earn & how much you want to take for mortgage. It's wiser to take a mortgage than a car loan because a car is a liability that depreciate in value while a house is an asset that appreciates. Ofcourse you shouldn't take huge loans/mortgage that you can't repay. You bite what you can chew!
Mortgage loan is not like a car loan my friend. Most of these loans have repayment periods of between 20 to 25 year. I am pretty sure standard bank cannot offer loan for a property in Kikima (remote village) so the value of mortgage won't be less than 5 million. Ownership of a mortgage is tied to bank till you clear the loan so can't even use the title to secure anything till then. Just to let you know less than 1% of workforce earn more than 100,000. Let's advice fellow Kenyans fairly, I know for Nganuthia, he is paid to endorse the product, he may have or the knowledge regarding mortgage loan
@@kidco8725 I know very well mortgage is 20+ years payments and it's okay as long as one has a plan & knows he can do it. Many people take them. I have one for 30yrs & before I took it, I knew what I'm getting into, an affordable home/mortgage & not something I can't sleep thinking where I'll get the money to pay at the end of the month. If it's in rural places, there are financial institutions there that offer mortgages, so Standard Bank can't give you one if they're not present there coz most banks give you loans if you bank with them. Ofcourse things happen along the way and you can get stuck to pay and the bank forecloses it, just like a car, some people will have accidents or unexpected issues that come up & the car is repossessed. It's life man, stop scaring people.
Is there one for 10 yrs and below,?
Humorous 🤣🤣 Papa Fredie.
You are redefining corporate.
😂😂😂wanaongea lugha yenye ni suspicion
Its the watchman moveswololo
So creative 👌
Papa fredy ngamwaya🤣
my guy 🔥🔥🔥
creative!
My good afande kirwa
This advert is the best
Kilakitu legit👊
Lugha suspicission 😂😂😂😂
Legit
Papa reloaded
Wakaita polisi kumbe polisi pia ni shabiki...aieee
NGAMWAYA IS BACK BABY!!!!!!!!!!!!
Wakenya hamwoni nyumba
💕💕
🔥🔥
Hahaha 😅😅 nice one
👍👍👍👍
Karao bila maswali wanakueka pingi😂
Advert on toooop
Beautiful advert Terrence
Yes if one wants to live large - chukua mortgage, lipa pole pole with your sweat.