Americans struggling to afford retirement | Morning in America
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- Опубліковано 17 тра 2024
- Many retirement-aged Americans either don’t have enough money saved or they’re using their accounts like an ATM and withdrawing funds earlier than planned. NewsNation spoke with Shari Evans Buford, a woman who retired in Florida. She and her husband both worked until retirement and Evans Buford has a 401K as well as Social Security. But life happened and she said her savings disappeared before her eyes.
#Money #Retirement
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"RETIREMENT"?...I can't afford my monthly bills, let alone prepare for retirement.
I'm 40 with $2100 saved in 401k SMH. Dang I screwed myself.
@@gravity-zero2917 keep saving. You still have 20+ yr of compound interest ahead of you.
@@gravity-zero2917 You're by no means screwed! Like the other person said, you still have 20+ years of compounding. Just make damn sure you get started TODAY! Contribute to your 401K up to the company match...don't miss that free money! And don't let your 401K be your only retirement vehicle. Invest in individual stocks and ETFs. There are so many companies that will make your money grow 10 times faster than your 401k! Get in there and fight! God be with you!!!
@@gravity-zero2917 better late than never, 20 years can flip the picture
I was in the same boat with only 15K in my IRA at the age 55 and living paycheck to paycheck. I got a job with a 401K plan and did the max on it. I planned to work at least 10 more years. I was laid off in 9 years. Now I have 120K in total retirement savings at 64 years of age. Still nothing to retire on. I rolled over that 401K money into my IRA. Picked a good company that had allot of future growth and potential in the stock market, I invested all my retirement money into the company ($120K). In 3 years I am comfortable enough to have a nice retirement to not worry about anything. So it’s possible for anyone to achieve this. Just takes a little time to learn how to invest in the stock market. But it is all a gamble. If you are younger, invest in a S&P 500 index fund in a Roth IRA.
Inflation kills retirement
No. Lack of financial literacy kills retirement. Get some real estate properties.
Inflation and the rising cost of living is definitely a killer
Wrong. Not properly investing over your ENTIRE career kills retirement.
It erodes wealth whether for retirement or not…
Bad financial planning and management is the root of all. That’s on each individual to own as much as people love to shift blame on the economy, president, corporate, taxes, someone’s mama.
SS is NOT enough period. We truly need to save for our future.
The term social security really needs to stop. That money needs to go towards our national deficit instead of being used up by boomers who then won’t allow future generations to have any left.
@@douglassmith9445 Boomers worked for companies that had a defined pension plan. Thanks to Congress, laws were passed that allowed companies to rob the pension funds and then declare bankruptcy. Then along came 401K plans that forced employees to fund their own retirement. For Boomers, it was too little too late as it was impossible to catch up for all those missed years. No one with a brain believes social security will be around much longer.
douglassmith yes, that makes a lot of sense. End social security, that people have paid into all of their working lives, at no choice of theirs. Put that money towards the deficit that trump, et al added 4.7 trillion to, that went to the top 3 %. riiiighhhttttt
Save in currency that is devalued every year. It's all a scam
The true shame is the number of Americans that think social security is supposed to be their retirement plan, spend four decades working and behaving as though it's taken care of for them, and are going to have to learn the hard way that it isn't. A close second is the number of politicians reinforcing that misconception.
Social security SHOULD sustain people in their later years. But, no, we are too busy sending all of our money to other countries and giving it to the rich here in the United States.
@@jjones3566 Which politician told you that?
@@jjones3566 it was never meant to be your only income in retirement, never. If I remember the 3 leg stool analogy, previously, Pension, SS, your own savings/cds. Then, 401k, SS, your savings/investments.
Now you can add to that, Roths, HSAs, etc.
Sending to foreign countries I agree. The giving it “to the rich” is a nonsense baloney talking point of MSNBC and the view types, and Biden, who is part of “the rich”
@@g.t.richardson6311 I never watch MSNBC. I don't care if it was meant to be onlt part of retirement. The United States is a very expensive place to live and if we have the money to spend on foreign wars, faoreign aide, immigrants, corporate welfre, ect., we have the money to give more to our poor elderly.
@@g.t.richardson6311 You are so right that SS was never intended for your only income as the average SS payment is around $1650 or so for a 65 year old. They are way off on that $1907 figure. You got to have some kind of supplement with it. I have an IRA and military retirement myself. It wasn't until that I was well into my 40's, before I worked at a company in the late 90's who finally offered a 401k. Wish I had an extra 20 years for saving like the young folks do now, but good for them.
Imagine saving your whole life. Every year you save. They devalue the currency you saved. It's a scam. Our whole economy is.
The worst happened to people who retired in 2008. Those poor folks saw their money drop significantly.
Folks who were invested during that time and continued forward got it all back with plenty more.
It's RIGGED. The average person can't win no matter how you strategize. Between inflation, and a roller coaster market that's impossible to anticipate or time, you can lose it all at worst, or remain stagnant at best. "Vulture capitalism."
@@Royale_with_Cheeese No they had it made. Their adult lives were defined by unlimited spending of money they didn't have. Our 35 trillion dollar debt they took from their children then haven't repaid (Never will), and the Internet boom. The people who have it worse are the people who will have to deal with the debt burden and build all the things the elderly spent all their wealth on, while not building. (infrastructure and homes).
@@franklin9400
Is it fair to blame the president who added the most to the national debt in one term than every president before him?
That’s not the point people just don’t save.
Going into retirement renting not a great plan. Paid off house is nice. Good idea to plan an emergency fund so you don’t need to touch 401k early.
Yes, I don’t see what plan she had at all. Rent possibly going to 3000 while not working is not a plan. You should have bought a house thirty yrs ago. That would have been a plan
Depends on how much you have in retirement. If you have a few million that’s compounding you can live off the change in value into perpetuity and rent pretty easily. The dark side of home ownership is that while it is a shortcut to building wealth homes cost money as well - property taxes, maintenance, insurance, etc.
My mother lives in a retirement community. You buy into it and get all of the needed support services for older people, but then it's like renting the unit. Her rent went up, her food went up, everything went up, fortunately she can afford it.
You’ll need to price in skyrocketing insurance and tax increases. A house can be a trap too.
Increases in property taxes and homeowners insurance is killing a lot of people too.
$3000 for rent, I bet everyone in the household has an expensive cell phone, they drive nice cars. They are financial irresponsible.
Retirement?? What Retirement? Just gonna climb into the box on the last day 😂😂😂😂
But we got billions for war
correction...trillions
Nooo really? We live in a world of competition. Have a bigger house, have more expensive vehicles, take lavish vacations. People live beyond their means. Wake up people!
Agree
I hate social media
The trouble is that people who live beyond their means usually end up with "means " eating them alive!
I'm glad there's no competition here. This is one American who gives ZERO F*UCKS !
Absolutely true.
If you think retirement is difficult, see what happens if you become disabled! If you don't look disabled it's even worse! If anything happens no insurance companies will pay for the products you paid for! The American courts will draw things out while the bills and taxes beat you into complete despair!
You will never recover socially or financially and just forget about your education and experience because that is all worthless! You will be severely punished and the best case scenario is you become cheap labor and forced to watch illegal immigrants get the benefits that you work for and paid for!
People are living too close to the wind. Not having kids is a major financial stress relief.
Until there’s no future generation to run the country
SS will not sustain retirement. It wasn’t meant to.
make it meant to then
@@davidcarp5935 Absolutely! I agree with you! We have money to take care of everyone else in the world but our own people. F*cking b*llsh*t!
It's even in the original name, i.e Supplemental Social Security! It was never meant to be your only income!
@@rongendron8705,
Yes it was meant to carry you. If you die within the first seven years of receiving the benefits.💯
Just wanna put something in perspective for the millennials, getting ready to put in another 35 years: $100,000 in 1994 is worth $211,570.85 today
Definitely gotta save and invest that much more as a result
the other way around, 211 1994 = 100 today from inflation ;-o
The usual comment to make would be that it would take $211k today to buy what $100k bought in 1994.
Well if you invested $100k in the S&P in 1994 without contributing anything further, you would have over $600k in the market. From 1994 to 2024, the average return adjusted for inflation was 7.74%
Damn, I'm retiring at 55/wife will be 59.5.... buy the key is, we'll be leaving the country to more affordable pastures with money in tow.
Of all of my fellow Boomer friends, I was the only one saving money for retirement. My friends were all buying too much stuff and doing it on credit. I never made a high income, but I saved every month. Didn’t have a bunch of kids and retired early.
My mother's advice to buy an old house within my annual income was a tremendous help.
As a Baby Boomer the property valves were low compared to the high skyrocking property valves now. I lived the American Dream, beginning at dirt poor.
❤❤USA❤❤
Inflation is killing us all 😔😩💔
Not all. I am doing just fine
I’ve already excepted the fact I’ll never retire or own a home despite being a nurse making 110k a year. It’s never enough especially in California. I’d like to have one child but even that seems far fetched sometimes.
Isn't it great to be an American?
California is your problem
Why are you still living in a high cost of living state like California? Is it possible for you to move to a cheaper place?
Accepted?
How can a society allow seniors that have worked they whole life to live in poverty like this? It's shameful.
if she pays rent she DIDN'T prepare for retirement. Social Security is approximately 1/3 of your working income, it's to SUPPLEMENT your retirement, not be the sole source of retirement income.
Her mother collects social security also and lives paycheck to paycheck. You can work while collecting SSI. My brother collects SSI and works 16 hours /week, so they don't use their saved income.
Isn’t the amount an average of your 35 highest years? If you don’t work 10 years, any gap will average a 0, pulling down your amount.
@SpicyKimchi- SSI is based on a 40-year work history and SSI payments. You don't get FULL payment until then. I had a year off due to health reasons at age 20, and they asked me about it.
@@colleenpeck6347 I meant to say average of 35 highest earning years, not 10. Gaps in the year pulls your average down earning you less.
Oh you must be a kind conservative.🙄🙄 Social security SHOULD sustain us. The United States has enough money to spend on it's own people, but all that money is going to the rich and to other countries. The problem is the United States and it's cruel ass system. Stop blaming people, most Americans could NEVER save all that they need for retirement.
Sorry but I don't get it.
How can you work from @18 years old to @65 years old and be stoney broke??
This smacks of very poor financial budgeting/common sense?
Even I who was a spendthrift in in 20s and 30s got my crap together.
Stop judging people. The United States SHOULD spend money to sustain it's people. Life shouldn't be this hard. It's our cruel hyper-capitalistic system that keeps benefiting the rich and making life too hard for everyone else.
@@jjones3566 You SHOULD judge so that you dont end up in that same state. A fool learns from his mistakes, a wise man learns from the mistakes of others.
@@sew_gal7340There is a difference between judging and learning. The article didn't give enough info to learn from this woman. We have no dollar amounts, no idea why she is renting, no reason why she moved, no understanding of the fixed expenses she faces.
So, say on average, that ladies house hold is collecting $1,500 for each adult in SSA, that means 4,500, plus they all must have worked a good 40 years each and this is including the elderly mother. I just think they are not living within their means and they should have had a house many years ago and paid off. Some of this is bad decisions.
Like $3,000 a month in rent?
@@lfkatzke I can't see myself in my retirement paying that. I understand they have had some bad luck, but there was so bad planning too.
My parents pay $400 a month rent for a 3 bed 1 bath house.
Throw in all their medical bills & your theory goes out the window.
If you have been married ten years and spouse dies, you will continue to receive their benefits.
Yes, but you lose your spousal benefit.... or have to make a choice between theirs and yours (whichever is higher). You don't get to "double dip".
Only if you are 60 or older
You can get widows benefits which isn’t nothing
Or you can draw your SS or your spouse SS
And that’s isn’t enough in most cases
It is strange how anyone can say that high inflation over 18-24 months could hamper retirement you should have been planned for over a 30-40 year time period.
This story is titled incorrectly because the First Lady talking didn’t really have a retirement plan. Part of Retirement planning means getting getting out of debt before you retire, have an emergency fund and enough money in 401-K and IRA to supplement your lifestyle if not then keep working.
Exactly this. Thank you.
Correct, that why I’ve been putting money in my Roth IRA since I was 30….25 years now, also have a paid off house and cars, other investments and liquid, still don’t feel great once the money stops and the spending begins…gotta plan, the earlier the better….I have my son maxing out his Roth starting at 24.
A lot of people underestimate how much money is needed to actually retire. You can’t just plan that everything goes perfect for the rest of your life. Capitalism/neoliberalism will be a rude awakening for the majority of retirees.
House and cars have to be paid for….debt free before even considering retirement. Good luck to everyone in this bizaro effing world we live in today.
I DOWNSIZED my life since the 2008 Recession,......I LIVE my life nice but simple, healthy, spiritually, and definitely live below my means!...it allows more room to adjust to the coming DEPRESSION AND high cost of food, utilities, various insurances, taxes, etc...still driving my well maintained 2011 Kia Rio..67,900 miles...Even my State retirement is taxed each month,...
Don’t rent! Rents can go up every year, and landlords don’t like to rent to elderly persons. Buy a small house. As a retiree you are not tied to how good the job market is in the area you buy, so that opens up for home purchase many small towns and small cities where the working public is passing over because of their smaller job market. Also, like her, many seniors are taking care of other family members. Millions of seniors have custody, or have had to adopt, grandchildren that have been abandoned by family members. We’re called Grandfamilies or Kinship families, and there are millions of us in the USA. Also, in this tough economy, some of the kids themselves, bringing their families, are moving “back home”. Mine did, so now I’m having to stretch my Social Security and Nest egg to support 4 people. And I’m not alone in this situation.
So, when you go broke - who's going to pick up the ball for you? Your kids? They already proved they can't make a go of it on their own.
Moved to Tijuana mexico 5 years ago ride my motorcycle to work 3 days a week to San diego, best decision I ever made
@@lfkatzke I’m hoping that doesn’t happen. I’m hanging on to my ‘nest egg’ with a tight fist, only using some of the interest it generates for expenses. Budgeting carefully, or trying to. Moving to a smaller town, where the economy is a bit more reasonable than where we’re at now. But, yes, that is a worry, and many older people are in danger of that. 30% of the homeless, unhoused, are Seniors. And seniors are the fastest growing group in the homeless population. So it is a worry. I’m making a plan to avoid that.
have you ever heard a politician complaining about not having money or trouble retiring. a civil war is brewing.
You must own your home outright…rent will continue to go up even during normal times…..
It's great you prioritise your retirement. The concept of mini-retirement changed my life. I'm no longer waiting for some retirement paradise when I'm 65. It helps to know how to fund the lifestyle. You know, making money while you sip that piña colada by the beach does help. I wouldn't have been able to do it otherwise.
Yeah, people miss that part. You don't jet out to Puerto Rico with your life savings. Proper investing and a good business acumen are big pluses. Invest in the stock market, real estate, build businesses. That's just it.
SS was NEVER meant to fund your entire retirement. Why are people still needing to learn this lesson? Plus, people are wanting to spend four decades in retirement- and not save for it. Unrealistic expectations.
really? 😮 We have enough money for forever wars ...and billions of $$$$$$
Absoutely agree with you! We have enough money to take care of everyone else in the world but we can't take care of our own senior citizens????
@@jjones3566 These people chose not to take care of themselves, for starters. On top of that we give 100x more to Americans via all the welfare programs from food stamps to section 8.
Not investing in stock market kills retirement.
People will start living in their vehicles in the next 10 years, even with a $50k + salary.💯
So essentially people are only saving for the bare minimum for retirement? I feel like telling people whatever you think you’re gonna need at 65. Go ahead and double that amount at a minimum.
And you know who competes for the same jobs? Older folks and teenagers! Go to your local Walmart, it’s seniors and young adults! 😢
this is why I plan to convert my 401k account into an annuity - no worries about running out of money then.
I don't think it is limited to American anymore.
More money for ukraine
Live with a friend or a relative, rent a room in a house with shared kitchen/bathroom/laundry. Get an older smaller RV trailer and get a full service hookup in a smaller community for $300/mo or less.
Too many people want to retire early 60s but they live another 30 years. Thats too long
Lift The Wealthy Tax Cap on Social Security completely. Increase Social Security payments to Senior Citizens!
The problem is we kive too long into our sixties and seventies. Its a very hard struggling life for alot of people.
People are struggling to just survive 🤔 In between you're hopping to have enough to retire 😒
Cruel, isn't it? But, wait, how do we have money for everyone else in the world but our own citizens?
Retire overseas is an option. Thailand, Malasia, or any contries that provide visa for retirees. The cost of living is way lower and you can have low medical bills.
Maybe if the average American stopped eating for a week they'd lose weight and save money.
The American Dream is out of reach for many Americans.
I lived the American Dream.
❤❤USA❤❤
I'm definitely not in a hurry nor looking forward to age 65.
Im saving up to be poor & have lived on a fixed income of $19,000 a year for over a decade! 😶
First mistake, move to Florida. Home insurance is outrageous
Too many dollars in circulation
and yet the vast majority of people don't have those dollars.
That’s not the point or even true the message here is save for retirement
@@dantheman6607 Economists will tell you that keeping your money in a bank loses it's value over time.
@@OrdinaryMan1999-tn4hh You don't put your retirement saving in the bank..lol! You are definitely an ordinary man and that's the crux of the retirement problem,
Let me get straight to the point: what good is all that money a month if you have to pay a lot more out of your own pocket elsewhere? You lose more than you can earn in this country. And the spiral goes on and on and never stops. Does it still make sense to live in this country?
Other countries also have their problems, but it's still better than in this country. People somehow feel happier.
1. Spend less than one makes. 2. SS is a portion of ones retirement income. 3. Wealth inequality is an issue as the wealthy pay less taxes % , then lower income people pay. Also wealth can be passed on to their children, with very little if any taxes paid. See owners of many NFL teams.
Its your own fault for spending all of your money like its burning a hole in your pocket and now nothing for retirement.
My SS is half that.
They need to lower the retirement age to 50!
Oh you got money, I see it on the table!
She says they are relying on SS ? SS was never meant to sustain even a middle class lifestyle. It's a bare minimum safety net, that's the way it was designed. Past this; she's referencing rent ? Uhm, we're roughly her age and we own two homes free and clear... That's the point.... Going through life as a Renter is not going to end well for most people. That's not to say that owning a home is a panacea, but it's likely going to help a huge chunk as you get older.
Because you guys keep printing money which causes inflation.
This is America inflation is a very real thing mass number of people struggling...thanks biden thanks trump ..really I blame my self
Thank God
Easy math. You get to decide when you retire at whatever age you want. How much do you want per year times 25. You desire 50k? 50k x 25 is 1.25mil. 75k? 1.875mil. 100k? 2.5mil. I didn’t make this up. It’s called 4% withdraw rule to sustain 30 years with very high success rate. It’s too low? Go make your own whatever % rule but higher the number, shorter years that pool of your money can support you. SS is not going to be enough to support my desired found to support retirement. I knew that when I was teenager and that was long time ago.
What's retirement???
I see a lot of older people running around in giant homes 300 dollar shoes gold chines diamond rings 80,000 dollar cars gold cards 6,000 dollar French dogs and eating out at the nicest placeless in town how on earth can they not save for retirement.
Americans should be able to tax the government everytime they send foreign countries money without sending back to United States causing huge inflation
Ending inflation starts with you
You sound like my boss that makes over 300k a yr.He just can't understand how some one like me making $18 a hr is having such a hard time.SMH!!!
Also Jesus was not a socialist.
Because they are afraid to truly invest their money over the long term. CDs are not gonna cut it.
I take issue with the final comment of the reporter that inflation is eating away at ASSETS. It is not. The value of assets has continued to go UP. Real estate, equities, etc., are all thru the roof. Inflation eats away at INCOME. A savings account/car/paying rent is not an asset. And if one is taking $100 here and there out of a 401k, that is poor planning. I think this woman honestly saved and planned...just not enough or for the right things. I would love to know more about her situation.
Social Security was NEVER meant to be 100% of anybody’s retirement. Legitimately, many people struggle, but a greater percentage of Americans live above their means and always have. This is not news.
You cant retire in the US, take what you have and ex pat out of the US and to another country, at least your taxes anywhere else will provide health care, medications, etc.
Bull plenty do I did and it’s the best feeling. You know what’s not living some place where you don’t speak the language
@dawolx3098 I agree with you. We have money to spend on everyone else in the world (foreign wars, migrants, aide to other countries, etc.) but we don't have the money to take care of our own people? F*cked up! I wish I could go back to Germany where my life was so much easier than it is here in the U. S.
If you want the solution to inflation: LOVE ONE ANOTHER
If you want the solution to poverty: LOVE ONE ANOTHER
If you want the solution to homelessness: LOVE ONE ANOTHER
If you want the solution to crime: LOVE ONE ANOTHER
If you want the solution to violence: LOVE ONE ANOTHER
If you want the solution to greed: LOVE ONE ANOTHER
If you want the solution to warfare: LOVE ONE ANOTHER
If you want the solution to hate: LOVE ONE ANOTHER
If you want the solution to the economy: LOVE ONE ANOTHER
If you want the solution to peace: LOVE ONE ANOTHER
If you want the solution to all evil: LOVE ONE ANOTHER
If you want to make America great: LOVE ONE ANOTHER
If you want to make the economy strong: LOVE ONE ANOTHER
If you want to love God: LOVE ONE ANOTHER
If you want to do good: LOVE ONE ANOTHER
What is retirement? Does it taste good dipped in custard?
NO, social security IS NOT ENOUGH…………….i can witness to that……………… EVERYTHING HAS GONE UP………..the essentials eat up your check before you half way through paying your bills…………………
But...we have trillions of dollars for migrants and foreign wars!!!!!
So who's fault is this and how does this get fixed?
Every American is responsible for their own future. Don't get me wrong the gov't is screwing everyone over with the increase in inflation the last 40 years, especially the last 5, but in order to have a chance you need to start saving early, and live within your means during your working years. If not you won't have a prayer of ever stopping work and retiring. It's not easy, but the sad fact is many Americans just lack the discipline to do it. To answer your second question; no one is going to fix this but each individual. The government is only going to make the situation worse.
Who's fault is it? Well, not our hyper-capitalistic system that favors the rich! Not our government who has money for everyone else in the world but it's own people!
@@LarryManiccia Yes, it is a sad fact. And Americans sit around while their government gives money to everyone in the world, but can't take care of it's own senior citizens. Americans have an attitude like this is just the way it is. Wake up!
@@jjones3566 so how do you fix it?
You don't know how they managed their financial situation. Most people live way beyond their means
A healthy Americans should leave US with their retirement accounts.
My retirement home is my car 😮
First world problem. How does older folks in third world countries like vietnam, Thailand, Mexico, Argentina, etc afford retirement if they don’t have 401k in those countries?
We may find out
Her mother should go to a nursing home because she is sacrificing herself just to keep her home. If you say I’m dumb, she shouldn’t complain about not having money in her retirement. She sacrificed herself financially for her mother
Yes, and she should not have to sacrifice herself financially for her mother to have good care in the richest country in the world, should she?
I have a wealthy family fortunately to fall back on if I am a good honest person who continues to help others even when my elder parents pass away hopefully much later than sooner and I will be turning 41 years old this year.
here in Canada the governments MAID program will be most peoples way of "retirement"
Americans have historically been awful savers. Those that couldn’t afford to save are obviously excluded. The time to start saving is when a child is born. Not in their 30’s and 40’s when it’s too late
Yes, Americans may be awful savers, after all, since birth we are brainwashed into believing that collecting things will make us happy.
Stack your Sats and XRP folks.
You can ONLY complain if you didn't vote for Biden. You deserve to be broke, but the rest of us want TRUMP, and want America to be FIRST, NOT LAST. FJB
No way 80 million Americans voted for Biden.
I can't understand why so many retirees don't own their home. We live in a low-cost area and own our home. We can retire comfortably. If I lived in a high-cost area renting, I would plan on working until I die.
Same question here.
Ms Buford, sounds like you’re a candidate to move to Mexico.
dude, what's with america?
bad luck happens as well as bad decisions
It is not bad luck. Don't be deluded. Here in the United States we live in a system that favors the rich and our government has enough money for everyone else in the world but it's own taxpaying citizens.
💚
give and it shall be given unto you.
Matthew 6:25-34
New Living Translation
25 “That is why I tell you not to worry about everyday life-whether you have enough food and drink, or enough clothes to wear. Isn’t life more than food, and your body more than clothing? 26 Look at the birds. They don’t plant or harvest or store food in barns, for your heavenly Father feeds them. And aren’t you far more valuable to him than they are? 27 Can all your worries add a single moment to your life?
Econmy is great, and Bidenomics works well, liberal media say.
Riiight
Says the guy who thinks Trump was good. How's that wall you were promised?
And the cruel Republicans do so well, don't they? Get your facts straight, please. Trumpm added over 8 trillion dollars to the national debt while he was in office.
Joe Biden and the Dems did their part to sink this woman. Way to go Jim Crow Joe!
They were retired long before Biden became president. Matter of fact their investment portfolio probably was destroyed when the 2nd Bush was in office in the 2008 stock market and financial meltdown.
Let’s Go Brandon! Screw Democrats for these high inflation!
Welcome to the "richest" country in the world where we are brain-washed into believing that we live in the best country in the world. 😠😠🤢🤢
Thanks to those who voting for the Bidemic.
Yeah but if they didn't pày out social security it would have 💀🇺🇲a lot sooner . . . DEPENDENCE IS DEPENDENCE 💀💀
Retirement goal should include a fully paid residence & at least $1.5m, and a withdrawal plan that minimizes your tax liability on those withdraws.
My retirement goal is too be so poor that I get all of the social services benefits that I can collect. F*ck this cruel ass hyper-capitalistic system that we have here in the United States that benefits only the rich. I have worked my whole life and have not been able to ever make a living wage. Now, I will suffer in my retirement in the "richest" country in the world.
@@jjones3566 my first job was McDonald’s when I was 14. Saved every paycheck. Summer, instead of playing my friends I got a temp work at a nearby university doing data entry. I managed to get myself a 75% scholarship with my grades which funded my bachelor’s while I worked 35 hours a week and went to class after work. After I graduated, paid off rest of the 25% of my tuition, but I couldn’t find a job with my degree, got my foot in a company as a secretary instead. That company had tuition reimbursement and funded my MBA degree while I was employed by them. With my MBA I left for a company that has a higher growing potential and got my foot in as support role barely over min wage at the time. After 7 years I now have a career with that company and make over $120k. I will retire by 50 to part time work, with a fully funded retirement and paid off house. Don’t tell me US only benefits the rich. It benefits the determined and self sufficient who don’t just sit back and complain about their situation.
Biden has helped greatly... lol. Let's keep this going?
many of us live behind or me... And when you have Bidenomic type years.. It's time to reboot and rethink things a little bit and cut back.. and there's probablypeople that Believe biden and the administration that things are great/improving and probably are spending more. Sad