ரெகுலர் பிளான் Vs டைரக்ட் பிளான் - எது சிறந்தது? Regular Vs Direct Plan - Which One To Choose?
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- Опубліковано 13 гру 2024
- Telegram Link - t.me/prakala
முதன்முறை முதலீட்டாளர்களுக்கு பெரிய சந்தேகம் - ரெகுலர் பிளானில் முதலீடு செய்வதா அல்லது டைரக்ட் பிளானில் முதலீடு செய்வதா என்பதுதான். அதைப்பற்றி இந்த வீடியோ விவரிக்கிறது.
ரூ 354 (உள்நாடு)/ ரூ 590 (வெளிநாடு) செலுத்தி (www.prakala.co...) இன்றே எங்களின் வாடிக்கையாளர் ஆகி மியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்யுங்கள்! எங்களின் பிற சேவைகளாவன - லைஃப் இன்சூரன்ஸ், ஹெல்த் இன்சூரன்ஸ், டெப்பாஸிட்டுகள், பங்குகள் மற்றும் பல. மேலும் விபரங்களுக்கு, எங்களை கீழ்கண்ட எண்களில் அழையுங்கள் அல்லது வாட்ஸ்-அப் செய்யுங்கள்: 89391-17560 / 89257-84999 or simply visit us at www.prakala.com
ரூ 354 (உள்நாடு)/ ரூ 590 (வெளிநாடு) செலுத்தி (www.prakala.com/terms-conditions) இன்றே எங்களின் வாடிக்கையாளர் ஆகி மியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்யுங்கள்! எங்களின் பிற சேவைகளாவன - லைஃப் இன்சூரன்ஸ், ஹெல்த் இன்சூரன்ஸ், டெப்பாஸிட்டுகள், பங்குகள் மற்றும் பல. மேலும் விபரங்களுக்கு, எங்களை கீழ்கண்ட எண்களில் அழையுங்கள் அல்லது வாட்ஸ்-அப் செய்யுங்கள்: 89391-17560 / 89257-84999 or simply visit us at www.prakala.com
Sir, investing in mutual funds is not so complicated like skillful professionals like doctor, advocate etc. so comparison is in-correct. Direct plans are best for persons who can spend some time on learning.
Sir, As an advisor you are suggesting the fund selection based on customers requirements. Once fund is selected what is the role of advisor apart from motivating the customers?
It will be a continuous journey... Review of portfolio, review of SIPs, entry/ exit suggestions and so on.... When something happens to the investor, smooth transfer of wealth to the nominees. There are many other indirect benefits such as tax planning, help on financial decisions etc.,
Nice presentation. It all boils down to selecting a suitable investment advisor. But the problem is that the investment advisor or his company grows over a period of time which is very good. The personal attention the advisor was paying to a customer wanes as he has more clients now. So he recruits more people to attend to the increasing surge of customers. Now the problem starts . The persons so selected can not be as knowledgeable as the original advisor . I have experienced that the new comers wants to sell more schemes because they have to meet some target set by their company . So the guidance you had mentioned in your talk goes for a spin and the customer invests in schemes which are not productive . How to address this problem ?
நீங்கள் கூறுவது சரியே. குழப்பத்தில் இருக்கும் முதலீட்டாளர்களுக்கு தெளிவு கிடைத்திருக்கும்.
நன்றி!
I think the better solution is to invest in direct mutual funds with the help of a fee only financial advisor.
Do agree. However, it will be difficult for small investors to hire an advisor. It will be costly for them.
@Prakala Wealth Pvt. Ltd. Costlier than paying additional 1% per annum for regular funds?
Mostly agents will suggest funds where they get more commission though the funds are not really great in terms of Returns.
True
பயனுள்ள தகவல் sir நன்றி..
Thank you sir v . clearly explain.....
என்ன என்ன சொல்றான் பாருங்க
கம்பி கட்டுர கதையெல்லாம் சொல்றான்
Atlast there is no direct answer for direct or regular plan
Which is best....
correct ah sonninga bro
Kaasu pudungura Vela thaan paapanunga....
Bro direct plan dhan best. Direct plan na namba direct ah amc kita Mutual fund vangaradhu. Regular na indha mari brokers moolam vangaradhu. Ivunga moolam vangana commision neraya pogum.
Already mutual funds are managed by fund managers. If one does not have knowledge in stocks, those people can move on to mutual funds .. with minimal knowledge on one can invest in mutual fund. Self learn before investing and do direct investment. These people will charge for all .. they won't do any thing for free ..
Correct bro.
There is no free lunch sir. ஒவ்வொன்றுக்கும் ஒரு விலை உண்டு.
Sir, thank you so much for your videos and the fabulous explanation you provide.
Please explain about these kind of long term & good return MFs funds in USA.
Good explanation. Explained in simple words easy to understand.
Best wishes
Thank you!
You are distributors oriented
I agree to this.
I invested money in motilal oswal multi cap and also aditya birla tax relief direct. One is at loss and other is at below average return.
Had i gone through you may be I would get profit.
Only concern is as you said it is not 1 percent difference but 2 percent difference .
Sebi should take measure that difference should not be greater than 1 percent between direct and regular
Please open advisory services. I m not willing to give 1 lakh per year as commission
Hello Sir,
How would be calculate expense ratio in SIP every month or while withdraw the amount
Really good one sir 🙏
Correct sir , my doubt also clear now. thanks
You are welcome!
Thank you sir...🙏
Thanks
Thank you sir for the wonderful video. Sometimes even under direct plant we may not be correct.it is better to go with regular plan.
Welcome!
Thanks sir
Good points sir, appreciate it
Welcome!
Super Role can't reject
Thank you!
Sir health insurance which is best?
Most of the large companies are doing a good job. One has to choose according to their requirement.
SIR i have regular plan as well as direct plan investments.
But in the regular plan most of the advisors does not care about the outcome of MF s and there is no advice form them . They simply sit quite and enjoy the benefits. Particularly BAJAI Advisor does not care about the investor. Sorry to sy the name of the ADVISOR.
I want to invest thro you please suggest your advise, in choosing MF S
good work sir
Sir, this month I've invested in mutual funds in Canara Robeca small cap fund ( direct plan & growth plan) & Quant small cap fund. I have done a correct job or not. What will be the future of these small cap funds.....
Is it possible to stop sip at the middle
Yes
Clear explanation . I have query
1. In regular plan is there difference between advisor which we have chosen or it's common between all advisors for expense ratio.
2. Am one of the customer . I am requesting advisors need some more time to spend to understand the scenario of the customers before advising . Currently am getting advise but my feel am giving my views
Regular plan expense ratio is common for everyone. There's no change in that.
I have not get any reply for my previous questions
To benefit the investor to invest in direct MF, that the reason SEBI has introduced FEE only financial advisor , still it's not popular among the investor to go like this.
True
@Prakala Wealth Pvt. Ltd. Sir, why you are not providing fee only advice service?
@@ZYXPraveen 1) In India, people are not yet ready to pay a percentage of the AUM to the advisor every year. 2) For small retail investors, the fee will be unaffordable. 3) The model is not yet successful in India 4) At the right time, we will introduce that model as well.
@Prakala Wealth Pvt. Ltd. Thanks for your reply. We as a small investors, choosing the direct funds to reduce the expense ratio charges charged based on AUM. If the fee only advisor also charging based on AUM, there is no gain for small investors. If you can provide advisory services charged per session basis, it will be helpful for us. Please consider
These all information u told many times... When market is down please give advise and give confidence to buy quality stocks . And give your experience how u behave when market is coming down... This what important, please give like if my comment is worth
Super annan
Thank you!
Am planning for long period investment atleast 15 years..FYI.. how do I can trust the person who asked me to invest in regular plan from u r office..as I can seen in my past 15 years experience..PlP will jump easily to other concern, if they get 08 to 12 percent hike.. some times ,may be d same company change their business platform & approch..please advise 🤗
Companies are built on certain foundations. People may come and go. However, the basic principles remain. So far we do not have any attrition at key employees level. Even if one leaves, there is some one else to take care. On that front we always have higher manpower than required.
When contacting your company, they said the expense ratio is 2.5% for investing in mfs. Will it vary or the same?
It varies. For equity funds it ranges anywhere from 1.50% to 2.25%. In active schemes, one has to look for schemes that gives best returns rather than looking for schemes with low expense ratio.
We get all these advantages of expert views / advises and at the same time cheaper option, is to go for "fee only financial advisor'. Through them, we go for direct funds, get full advantage of returns, at very reasonable cost payable to 'fee only' advisors, instead of going through 'brokers' and buy regular costly option
Could you please suggest some good fee only advisors in Chennai.
I contacted Prakala wealth for fee only advice. They said they are not providing such service.
🙏
நீங்கள் புதுக்கோட்டையா சார்...
நீங்கள் புதுக்கோட்டை என்பதில் எனக்கு பெருமிதம்..
நானும் புதுக்கோட்டை என்பவனால்....
ஆமாம். பொன்னமராவதி தாலுகா.
Sir, thank you so much for your videos and the fabulous explanation you provide.
Please explain about these kind of long term & good return MFs funds in USA.
Thanks
Thanks