After 30 years of doing everything wrong in the market so I have far less than I should I now realize it would have been best to just keep plowing money into S and P and QQQ and just put it on automatic. There is no need to explore other options. It’s a waste of valuable time. You only get one chance to do it right. Don’t end up 30 years later regretting you traded in and out of ETFs and stocks and let life pass you by
Don't beat yourself up. The first covered call ETF was QYLD which started trading on 12/11/2013 and the better ones like JEPI and JEPQ started trading 5/20/2020 and 5/3/2022.
GPIX is beating the SP500 since inception and has an 8 percent yield. Jepi might be better in a down market but gets crushed in a up market. Also SPYI tax strategy destroys Jepi on a net return after taxes
Also noticed it did well during that pull back on Aug 5th. Price performance GPIX trailed SP500 by 5%. However with total return factored in, GPIX led SP500 by about 2%. I bought up some GPIX/GPIQ a few months ago and added more on that Aug 5th drop.
I got spyi...qqqi...i'm waiting for....Direxion filed Thursday to launch the Direxion Enhanced S&P Equity Income ETF and the Direxion Enhanced Qs Equity Income ETF....Does anyone know when these are coming out?
QDTE (Nasdaq) & XDTE (S&P). They track their respective markets and pay weekly increasing the compounding factor. It's hard to put my money in any other fund. They're releasing RDTE (Russell) soon. AND, QDTE has paid $2.04 in dividends for the month of August and we still have one more payout.
Content creator first. Financial advisor last. Doesn’t mean that she doesn’t give out good advice. Just means that she has to make something with something new.
Viktoriya, how about spending a little time banning the scam bots in the comment section of your videos? I've already noticed two on this video and at least half a dozen on the last video. You may like the engagement all their fake scam comments bring, but it lowers your credibility as someone speaking on financial matters when you let them run rampant.
Great question. Now let's see if she answers it. I'll bet not, because she just deleted this exact response that I posted 20 minutes ago! All I did was ask her to answer the question.
I have SVOL, JEPI, JEPQ, SCHD, and TQQQ. I bought most of it first at market record high the first week of April. I have been buying dips of TQQQ, and currently the combination of all those ETFs is slightly up. But not much, because of SCHD, which has dragged it down considerably.
@sharktoothdiver mine is just a question. I'm watching all her videos, and it's not clear to me if it would be redundant to have all of them on my portfolio or if I would just decide between some of them. If she won't answer, it's ok: I'll just do more research and then make a decision. I haven't found the perfect channel yet. This channel is still awesome. :)
Thanks for sharing however don't worry about the market. Remember those they're listening to experts lost big time. Expert always know to predict but mostly the past. Hold great passive income fund ETFs or stocks and enjoy life. Time flies.... Good luck
Okay love, I'm 53, with nothing I have started a Roth 401k 6% with match, I do have a roll over Ira, that I'm doing a 6 % to this account. What should I do next?
I was an 25 yr underpaid firefighter/paramedic for a contract company (scab) in 08 lost everything including job, went into deep depression found an underpaid driving job for 8 yrs. I woke up in 2017 started working for an underpaid starting truck driving job, got out of debt, bought a house in 23 and your all caught up
@@ffpm2 Well with that being said, you're not too young to invest in yourself, (training) unless you now are happy with your job, and it sounds like things are now better for you. So as far as investing, consider an S&P 500 index fund if you have a 401K at your job. I'm not sure if one of those 6% IRAs are from work or just from after tax pay but either way, you can get a broader market index fund as I mentioned in the 401K or with your after tax dollars in the Roth. You can also invest in a basket of ETFs that are mentioned here. I think a combination of JEPI, JEPQ, TLT etc. which are mentioned here seem like a good start. Unless you know what you're doing, don't go buying individual stocks. Click on Viktoria's name above and it will take you to all of her videos and start watching some of them. She bounces all over the place but she does explain what each one is meant for however. You want to get a bit of growth, a bit of value, and a bit of income for a diversified portfolio. And now with the stock market in a bubble near all time highs, it wouldn't hurt to be conservative with some of those ETFs. Never hurts to leave some cash in money market funds paying near 5% for the time being, that way if we get a correction, you can slowly dollar cost average in at lower prices. At 53, you have plenty of investing time left so you'll be fine if you have the discipline to put 15% aside for the future. Just pay yourself first, and learn to live on the rest. Unfortunately it's mostly how long you invest rather than how much you invest that makes wealthy individuals, but at least you got started so keep it up. You'll be fine. Good luck.
Keep going! That's the short answer. Never too late to start. I work in the retirement industry and even having 50k as a fallback when you're on social security is something that will give you restful sleep. In a 401k aim for the funds that track the broader market like the sp500. If your just putting money into a brokerage account like Robinhood then be careful with some of these dividend ETFs, sometimes a great dividend yielding ETF can come with principal depreciation. Be ok with a baseline 8% average account return per year. Some years you'll be up 25% some you'll be -5%. Always put in the max amount that the company willatch and I personally add 1% more every time I get a raise. It cushions the blow of adding more while you still get the rest of the raise. Never sell when the market goes to shit. Never. If you have to eventually use some money, set up a monthly distribution to average out of your sales and avoid catastrophic highs and lows. Remember, your doing great! Just keep going.
If you retire at 70 you still have 17 years for compound growth. If you retire at 70 and take Social Security at 70 you will max out your benefit with it! Hopefully your debt is payed down! Get investing! Good luck!
Viktoriya, First of all thank you for your show. Would you please come with a two Income etfs with different pay out date in order to be able to switch from one to another to capture both dividends? I like to have your perspective. Theoretically it should be possible specially with quarterly payouts. Examples Amlp and Fdvv are examples. I haven't searched for the best possible scenario yet. FDvv payout Mid Dec Mid Mach and Amlp Nov,Feb,May payouts as examples.
I'm actually thinking of exchanging my VZ holding for JEPI. Much lower risk being an ETF. I may wait another 6 to 12 months because I think VZ will get a boost once rates come down.
JEPQ is a covered call ETF on the Nasdaq100 index (NDX). It holds stocks within the Nasdaq 100, so it naturally exhibits a lot more volatility than JEPI which focuses on low volatility stocks that exhibit value characteristics. And because NDX exhibits more volatility than SPX, JEPQ will have a higher dividend Yield. But the two are not comparable. One is growth & Income (JEPQ) and the other is low volatility value and income (JEPI). Hope that helps!
After 30 years of doing everything wrong in the market so I have far less than I should I now realize it would have been best to just keep plowing money into S and P and QQQ and just put it on automatic. There is no need to explore other options. It’s a waste of valuable time. You only get one chance to do it right. Don’t end up 30 years later regretting you traded in and out of ETFs and stocks and let life pass you by
@@michaelt2974 thank you for your input.
Don't beat yourself up. The first covered call ETF was QYLD which started trading on 12/11/2013 and the better ones like JEPI and JEPQ started trading 5/20/2020 and 5/3/2022.
Thanks for all your great work, Vik. I've learned so much from you!
Very happy to hear! :)
You should talk about creating a portfolio that is diversified using a mix of income funds there are so many now including bdc’s utility funds etc.
GPIX is beating the SP500 since inception and has an 8 percent yield. Jepi might be better in a down market but gets crushed in a up market. Also SPYI tax strategy destroys Jepi on a net return after taxes
I got gpix/gpiq. What other fund would you add to that mix?
Also noticed it did well during that pull back on Aug 5th. Price performance GPIX trailed SP500 by 5%. However with total return factored in, GPIX led SP500 by about 2%. I bought up some GPIX/GPIQ a few months ago and added more on that Aug 5th drop.
Same analysis on my side. I sold JEPI and JEPQ to focus on GPIX and GPIQ, SPYI and QQQI
I got spyi...qqqi...i'm waiting for....Direxion filed Thursday to launch the Direxion Enhanced S&P Equity Income ETF and the Direxion Enhanced Qs Equity Income ETF....Does anyone know when these are coming out?
@@mikamika4369BST It's not working that way at the moment...maybe that's an option
QDTE (Nasdaq) & XDTE (S&P). They track their respective markets and pay weekly increasing the compounding factor. It's hard to put my money in any other fund. They're releasing RDTE (Russell) soon. AND, QDTE has paid $2.04 in dividends for the month of August and we still have one more payout.
I also hold a QDTE. What is the type of RDTE to be released?
@@yushengsun442 early sept. according to Roundhill
I love these 2 as well and reinvest weekly divs. Thx for RDTE, didn't know
@@yushengsun442 I saw a video that said it's being released Aug 27, 2024.
this person has changed my life.her information has been awesome
She sure seems to change her mind a lot.
Content creator first. Financial advisor last. Doesn’t mean that she doesn’t give out good advice. Just means that she has to make something with something new.
Excellent content, thank you! Would be curious to hear your opinion on XDTE/QDTE products.
I have a similar portfolio. Awesome Job.
Viktoriya, how about spending a little time banning the scam bots in the comment section of your videos? I've already noticed two on this video and at least half a dozen on the last video. You may like the engagement all their fake scam comments bring, but it lowers your credibility as someone speaking on financial matters when you let them run rampant.
👏
Believe me I've tried! It's almost endless, and it adds nothing to engagement!
Would you include SVOL in a portfolio with JEPI, JEPQ AND TLT?
Great question. Now let's see if she answers it. I'll bet not, because she just deleted this exact response that I posted 20 minutes ago! All I did was ask her to answer the question.
I have SVOL in mine with JEPI, JEPQ and SPYI.
I have SVOL, JEPI, JEPQ, SCHD, and TQQQ. I bought most of it first at market record high the first week of April. I have been buying dips of TQQQ, and currently the combination of all those ETFs is slightly up. But not much, because of SCHD, which has dragged it down considerably.
@sharktoothdiver mine is just a question. I'm watching all her videos, and it's not clear to me if it would be redundant to have all of them on my portfolio or if I would just decide between some of them. If she won't answer, it's ok: I'll just do more research and then make a decision. I haven't found the perfect channel yet. This channel is still awesome. :)
@@formerlyknownashammerofthegods thank you.
Thanks for sharing however don't worry about the market. Remember those they're listening to experts lost big time. Expert always know to predict but mostly the past. Hold great passive income fund ETFs or stocks and enjoy life. Time flies.... Good luck
Please do a video on FEPI. Thank you
She has done many
Okay love, I'm 53, with nothing I have started a Roth 401k 6% with match, I do have a roll over Ira, that I'm doing a 6 % to this account. What should I do next?
Turn back the time machine and get some financial help. Whatcha been doing for over a half a century with your money?
I was an 25 yr underpaid firefighter/paramedic for a contract company (scab) in 08 lost everything including job, went into deep depression found an underpaid driving job for 8 yrs. I woke up in 2017 started working for an underpaid starting truck driving job, got out of debt, bought a house in 23 and your all caught up
@@ffpm2 Well with that being said, you're not too young to invest in yourself, (training) unless you now are happy with your job, and it sounds like things are now better for you. So as far as investing, consider an S&P 500 index fund if you have a 401K at your job. I'm not sure if one of those 6% IRAs are from work or just from after tax pay but either way, you can get a broader market index fund as I mentioned in the 401K or with your after tax dollars in the Roth. You can also invest in a basket of ETFs that are mentioned here. I think a combination of JEPI, JEPQ, TLT etc. which are mentioned here seem like a good start. Unless you know what you're doing, don't go buying individual stocks. Click on Viktoria's name above and it will take you to all of her videos and start watching some of them. She bounces all over the place but she does explain what each one is meant for however. You want to get a bit of growth, a bit of value, and a bit of income for a diversified portfolio. And now with the stock market in a bubble near all time highs, it wouldn't hurt to be conservative with some of those ETFs. Never hurts to leave some cash in money market funds paying near 5% for the time being, that way if we get a correction, you can slowly dollar cost average in at lower prices. At 53, you have plenty of investing time left so you'll be fine if you have the discipline to put 15% aside for the future. Just pay yourself first, and learn to live on the rest. Unfortunately it's mostly how long you invest rather than how much you invest that makes wealthy individuals, but at least you got started so keep it up. You'll be fine. Good luck.
Keep going! That's the short answer. Never too late to start. I work in the retirement industry and even having 50k as a fallback when you're on social security is something that will give you restful sleep. In a 401k aim for the funds that track the broader market like the sp500. If your just putting money into a brokerage account like Robinhood then be careful with some of these dividend ETFs, sometimes a great dividend yielding ETF can come with principal depreciation. Be ok with a baseline 8% average account return per year. Some years you'll be up 25% some you'll be -5%. Always put in the max amount that the company willatch and I personally add 1% more every time I get a raise. It cushions the blow of adding more while you still get the rest of the raise. Never sell when the market goes to shit. Never. If you have to eventually use some money, set up a monthly distribution to average out of your sales and avoid catastrophic highs and lows. Remember, your doing great! Just keep going.
If you retire at 70 you still have 17 years for compound growth. If you retire at 70 and take Social Security at 70 you will max out your benefit with it! Hopefully your debt is payed down! Get investing! Good luck!
JEPQ is less than JEPI and a higher dividend. I dislike the holding in JEPI
Me too
I hold more JEPQ than JEPI. Note that JEPI is less volatile and will drop less when/if 💩 hits the fan.
Always a lot of choices. Hard to decide in this market which seems irrational. Jepi looks rational given the market top and volitility.
But how do you do it
Viktoriya,
First of all thank you for your show.
Would you please come with a two Income etfs with different pay out date in order to be able to switch from one to another to capture both dividends?
I like to have your perspective. Theoretically it should be possible specially with quarterly payouts. Examples Amlp and Fdvv are examples. I haven't searched for the best possible scenario yet. FDvv payout Mid Dec Mid Mach and Amlp Nov,Feb,May payouts as examples.
This is called dividend harvesting, a strategy that doesn't work well because share prices typically drop on the ex date by the dividend amount.
JEPQ?
Didn’t you praise JEPQ in a recent video? What????
I thought investors had more than 1 stock in their portfolio….you don’t? You only have 1?
She just praised it here too, combining it in a basket with JEPI and TLT.
@@MartinD9999 1 cash call, yeah. I own JEPQ
Dividend yield of only 6% ? Then I could also buy VZ with the same yield. Under 10% there's no reason to buy JEPI.
If you look at total yield on VZ you might opt for JEPI. I agree with her point on reinvestment and avg cost is a good one too.
I'm actually thinking of exchanging my VZ holding for JEPI. Much lower risk being an ETF. I may wait another 6 to 12 months because I think VZ will get a boost once rates come down.
Thanks, can you compare JEPI to JEPQ? I have a lot more invested in JEPQ.
Same here, I have 2 thirds in JEPQ and 1 third in JEPI, I think they are both good investments
Good video
September drop nearly here cash is king/ 24 will end with buying opportunity'
🤫 Don’t let the Dumb Money know that (dummy retail investors). Let them keep buying.
JEPI up 5.17% this year, CSQ up 14% this year and CSQ has a 7.24 dividend.......
Why not JEPQ anymore?
Where did she say JEPQ no more?
She just got done telling you JEPQ was a great mix with JEPI and TLT!
Change every day 😂
Whoever pays her is the number 1 of the day.
She doesn't remember what she said before.
😂
How much money exactly does one need to invest in JEPI in order to receive a monthly income of 7,169 dollars-???????
probably around 1-2 mill
How does JEPI compare to JEPQ with its higher dividend?
JEPQ is a covered call ETF on the Nasdaq100 index (NDX). It holds stocks within the Nasdaq 100, so it naturally exhibits a lot more volatility than JEPI which focuses on low volatility stocks that exhibit value characteristics. And because NDX exhibits more volatility than SPX, JEPQ will have a higher dividend Yield. But the two are not comparable. One is growth & Income (JEPQ) and the other is low volatility value and income (JEPI). Hope that helps!
Can I open a Roth IRA if I'm not a US citizen?
Nope
Has anyone invested in ETF BITO?
Wait for those job revisions come out tomorrow and 0 jobs were created this last quarter 😮
SPYT is a far better more refined option.
XDTE
Too, way tooooooooooo many changes in opinion 😢
Flip flop, flip flop…..