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US Largest Bank Issues New WARNING
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- Опубліковано 6 лип 2024
- US Largest Bank Issues New WARNING
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Since Biden took office, there seem to have been more unfavorable results in America. I am really worried about the current bank crisis/interest rates, these are all the signs of yet another 2008 market crash 2.0 , so my question is do I still save in the United States dollar or is this a good time to buy gold?
It’s always a good option to keep some gold. Well with the current market situation and everything at stake with the present economy, I’d say you’re better off staying away from stocks fr awhile or better still reach out to an adviser for guidance.
True, a lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $115k to approx. $350k so far.
@@hasede-lg9hj my partner’s been considering going the same route, could you share more info please on the advisor that guides you.
@@hasede-lg9hj This is exactly how i wish to get my finances coordinated ahead of retirement. Can I get access to your advisor?
This is exactly how i wish to get my finances coordinated ahead of retirement. Can I get access to your advisor?
If they start charging people for a checking account. People will just stop using banks.
That’s the plan. Shut down BANKS. Replace them with the Digital Dollar System, headed by… THE U.S. GOVERNMENT. Bye, bye, Privacy and Independence.
1000 in the bank allows banks to lend more than $9k (fractional reserve banking withheld 10% in reserves-its closer to 0% in reality) at say 6% ($540.00 annually)so in 24 months the bank has made $1,080 while the depositors gets what 3% per year if he is lucky which is $60.00 for those 24 months. You showed up with $1k the bank had nothing. Two years later you have $1060.00 and the bank has $1080 and you took all the risk on your 1k that you had to work for and pay taxes on to get in the 1st place. And this is why the guys with little hats are rich and rule over us. This is also why I invest in decentralized finance. But the banks can’t make it with out destroying the poor with fees! I’ll take the free checking or go home. If people that have 1k balances go home the banks go broke. They exist by getting us to believe they have the power. We do! Not the government, you and I!
They already do that
money orders
Damn banks should pay us for putting money in their banks.
They do. Like a 0.00003% interest rate.
@@Ravi-rl8tt 😂😭
No they all dont
@@Ravi-rl8ttOpen a CD with no penalty for withdrawing.
Move ya money to China and Russia. You are safe there. 😂
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No it'll be controlled by the government and we'll be a communist country. You'll have to have a chip in your hand to buy and do anything. If they didn't like what you're buying then you can't buy it. It's going to be based on social status. It's going to be just like the hunger games
So the same banks we all bailed out because of greed now want more money. Pay us back first.
We should charge a fee for the BANKS to be loaning out OUR money
You get interest if you want to call it that but I like your idea!
Why should everyone be charged that fee because some people are late? Everyone should join a civil suit and keep them busy with that.
_We should have a "National Break The Bank Day" where everyone goes to their bank on the same day and withdraw all their money out. Bam Game Over_
You are ignoring that you are given a place to keep your money, in a checking account, for free. So that's incorrect. The government needs to stop dictating every single part of the bank's business. It's the government that's causing this, causing the banks to penalize people who are responsible with their money because of the ones who are not. Rather than just have the irresponsible people pay, this is causing the banks to cost everyone something.
_We should have a "National Break The Bank Day" where everyone goes to their bank on the same day and withdraw all their money out. Bam Game Over_
You are ignoring that you are given a place to keep your money, in a checking account, for free. So that's incorrect. The government needs to stop dictating every single part of the bank's business. It's the government that's causing this, causing the banks to penalize people who are responsible with their money because of the ones who are not. Rather than just have the irresponsible people pay, this is causing the banks to cost everyone something.
_We should have a "National Break The Bank Day" where everyone goes to their bank on the same day and withdraw all their money out. Bam Game Over_
You are ignoring that you are given a place to keep your money, in a checking account, for free. Why are you blaming the banks for what the government is causing? It's the government that's causing this, causing the banks to penalize people who are responsible with their money because of the ones who are not. Rather than just have the irresponsible people pay, this is causing the banks to cost everyone something.
I would change the headline : 87 million customers tell Chase they are closing their accoynts
💯
I am glad I did a few months ago. I grew tired of the bank with the most money giving its customers the least for so long. It is criminal.
I always had trouble with chase
1 month ago I said enough
Went to the nearest branch
And close my account
It's greed . Kick the working class people down who can't afford food and health care. We're continually being screwed.
If they start fees or freezes it's time to press the eject button.
Yes, the wealthy never eat the cost of anything, they pass the cost along to others that it can be extracted from.
Being part of the working class....who now doesn't want to work for uncle sam's slave unions.
Leave this bank and find ones that don’t charge fees.
be your own bank
Credit unions
Credit unions are a great alternative
@@adanroberts7196takes money and seasoning of accounts to be your own bank most do not have the capacity and for those who do it is a good option for now until the insurance companies you have the money in are being targeted
There’s a reason banks and insurance companies have the biggest buildings in the city
Insurance Companies are a scam!
BANKS and others should STOP gouging the heck out of the American people. WE, the American people, are tired of you taking everything and constantly "pressing you foot on our neck". Enough is enough - you have enough MONEY!!!?
It's the Democrat party in this instance that is trying to rip off the American public. They want all of us to pay for the bad checks written by a tiny portion of the people. Don't fall for the Democrat hype about protecting you from high fees. Democrats are vile evil people trying to force communism on Americans.
Talk's cheap! DO SOMETHING USEFUL!
They don’t believe that they have enough money until they have ALL of it.
Government for the people by the people. Greatest democracy in the world.
Pay your bills when they are due. Don't write checks that you do NOT have money for! Such a simple concept, but it is not widely honored.
Everyone should pull their money out of Bank of America and Wells Fargoa and go to your local credit union.
I did
Did you see the news? Some credit unions have legal clauses telling you what you are not allowed to spend your money on, including money orders, travelers checks vacation in foreign countries (say good buy to cruise ship junkets) traffic tickets and child support. 🤷🏼♀️
Biden needs to get out of our pockets
Amen 💫
Biden ain't running 💩.
@@grayrecluse7496 Exactly. He signed what the Zionists told him to sign.
@@grayrecluse7496 Did Jill say so?
Trump wants it too same thing he just gives it to the rich.
Ridiculous! Moving all my assets to my credit union account. Stupid Brandon.
That is what I have been doing and never regret but it too might join those big corrupt and greedy banks like Chase.
do research your find best place to put it is into the new finance system coming ,ie digital cryptocurrencies or your be stuck in on CBDC
When all money is digital they will rob us with fees.
When all money goes digital they will charge fees for everything
This is a good thing
F.J.B. and ALL the handlers too 😠
Na. Close the accounts. Banks need our money.
Pay to have someone play with my money and not let me take it out when i need it?
Ill pass on that
You'll have no choice.
We should have a "National Break The Bank Day" where everyone goes to their bank on the same day and withdraw all their money out. Bam Game Over
that's their plan.
If you have a lot you won't get it all at once. Good luck with that
Its basically like "robbing" your bank to get your $$$!😮😊
I already ONLY keep enough in bank for bills, food and gas. The rest gets converted into gold and silver.
Our family did that already. 💸💸💸
Move your money to a credit union lol
The name don't mean shit it's still a bank
i think your very wrong research
No Marcus Goldman Sachs.
High yield
They will be hit too!
Too many politicians never comprehend or care about the unintended consequences of their actions.
Yes they do! But they're Parasitic Predators and Lodge Leeches!
You got that right sir and plus they robbed the taxpayers and wasted money over the years give it all to the foreigners
I do believe in doing business but I think they got outsmarted by the foreigners other countries is American dollar going to collapse I'm sure it will and how can we be treated dollars in debt when we should be trillions of dollars ahead
United States should be the richest country in the world they should have plenty of gold and money 💰 but they have wasted the taxpayers money and blow everything
They are in on the scam. Their title is representative but don’t be fooled, they represent the rich the powerful and themselves not you or I! If its just an unintended consequence statistically it should benefit us half the time. But it dose not because it is intentional!
This isn’t fair to people who aren’t involved with late fees. Making all banking accounts pay a fee will cause many accounts to be closed.
My plans will definitely be to close accounts
Jesse James used a gun they use a pencil.
The accounts never get closed. They leave pennies in there to keep it open. Figure out why and you win the price
@@MicaelAlbrecht-lk9ufit's nothing but digits on the screen. Once you put your money in the bank it's not ours they take that money and make large investments and interest. They also have what you call a bail-in confiscate the money. Back doing a Great depression you had those Bank runs. Many countries are buying up gold and central banks. I think India is buying a lot of silver also. Preserve your wealth that's the only way. Land , food, gold, silver, security, self defense, water, community and the list goes on. 😊
Credit unions are no better. They can drain your account with fees in a heartbeat
All banks are debt based...SAVE AS MUCH OF YOUR $ FOR YOURSELF...WEALTH BUILDING 101.😮
Time to dig a hole in the yard and save the money in a jar and save it as time capsule.
Got my shovel 😂
While your money loses 1/3 of its value by decade
Well the saying goes if you don't hold it you don't own it. Gold and silver is real money.
@@edwardedwards80 try buying groceries with them
Gold coins 😊
just anougher way 2 screw over the poor
They must like it! They keep playing the game dictated by others.
GOOD TRUTH
i would encourage people to boycott these banks.
This is it...I now pay a $25. Monthly fee for what use to be free. Done with JP Morgan/ Chase
That's crazy! Are there rules where they can wave the fee? I'm with Wells Fargo and they just did a change on me from Premium Checking to Everyday Checking and charge a fee, BUT you don't have to pay it if you have your check direct deposit or maintain daily balance of $500. I have my checks direct deposit so I don't pay fees AND can get money orders for free (I use them to pay rent, I don't need checks anymore since my other bills are Autopay.)
you could probably get the same thing from another bank for free and make interest.
If you think that's bad, wait until you learn about "bail-ins."
@@borrowedtruths6955 I have told my friends about the bail in and bank runs for a long time they look at me like I am crazy. Doing the Great depression there were bank runs. All FDIC insures may not be able to cover everyone's savings the big guys will be paid off first probably. History repeats itself.
Let's see if consumers are smart enough to revolt.
Ssshhh.
Do you feel all superior and shit now?
They won’t…Look at what’s going on with politics. We just sit here like a bunch of dumb f**ks and swallow what they toss our way. Our country is failing and WE’RE letting it…Shame on us…😡
I know times are hard mostly because of Brandon. But I'm never late for anything and never just pay the minimum on a CC . Also did not go to college. But yet paying for others again, forgiven loans I did not take out and now will have to pay for others who are late on their bills. Does that make any sense?
Student loan debt isn’t being forgiven. SCOTUS blocked it. The only loans forgiven still are those that continue to get it forgiven through the public service program which requires them to make a certain number of payments & working in a public service industry such as social workers, legal aid attorneys, teachers because these are needed in society & are on average lowering paying jobs.
You are paying for overseas wars that you didn’t start. Does that make any sense?
@@charmayn No it does not make any sense either. Neither does paying for for illegals food, housing, the cards they load for them each month with money and especially for their health insurance when I pay plenty for mine and still have to pay money that is not covered
@@winninglifeyo There once, not sure if they sill have this. Free to get your nursing degree if you work for at least 3 years in hospitals that have a shortage. Hopefully what you are saying is true will look it up now.
Leave all banks. Period
Move your money to credit unions now.
The same credit union that constantly delays my friends social security payments for days after they are legally deposited? The same credit union that treats HIM like the criminal when someone steals his money (fast food cashier). Hell no.
American people have been getting screwed over for years, but yet we the American people are struggling like never before!!!!😮🤬
Biden needs to get out.. period
Becouse they want digital to our cash that’s why
Most checking accounts don’t charge a fee if you have direct deposits.
My regional banks already charge for checking accounts and has been for a long time. There are free checking in some cases for balances that never fall below a certain amount.
No it’s wrong thanks Biden 😡vote trump 😊 ❤️🤍💙🇺🇸❤️🤍💙🇺🇸❤️🤍💙🇺🇸
Trump is worst both are bad . Bernie is better than both
Trump heis mad ass No we don't want hem
The vote is rigged
No steamy dump
We definitely don't want Chase to charge monthly fees
Low income here, i use free checking. This will hurt me.
Cash and carry. ..lock and load.
Maybe we should do away with direct deposits and go back to checks being sent to our home , then we cash them at our choice .
Thanks for letting me know, I'll get out of Chase.
How is Biden admin impeachment process doing?
Guess
Years ago the Bank's did charge a monthly fee..then came a minimum of $200.00 had to be kept in your Checking account for no monthly fees..and finally FREE Checking with No minimum balance or monthly fees..and now we're going backwards 🙃
Credit scores, credit is A SCAM!!! Like insurance ….a scam!!
This is like paying a fee to use your own money. It should be stopped. I think we should not be charged #30.00 for an overdraft when you only overdraft $5.00. We need some common sense and less greed from the Banking Systems.
They make a percentage of every credit/debit card transaction.
I never understood why people have accounts and keep their money in these big banks.
I understand why people have bank accounts life is way easier with a bank account.
@@chrisbaker2669 Right. I'm talking about the big banks.
I haven't had money in a regular bank in years.
The answer to greedy bankers is to quickly close your account...easy! Now, because our system is so dependant on all of us having an account, we the people may have to take these banks to court. Personally, i will go to any bank that allows me a free checking account. I can also chose to have my check delivered to my home address.....but, i will not pay these greedy bastards a dime. Like i said, i would get with others and sue those entities trying to rob us. I have never liked the system we currently live under, and this is the reason why. Think about it....i work fulltime, if i decide i don't want to have a bank account, i can do that but, now to cash my check i have to pay 1% of my check...if this is not extortion i don't know what is....this practice should be illegal but in the US, it's legal. Maybe we can get together and stop the government from allowing these companies to exist....what do you think?
Great video!! I can recall when I was homeless and faced many things in life until $70,000 biweekly began rolling in and my life went from a homeless nobody to a different person with good things to offer!!!!
That is lovely. But if i may ask, how did you come up with so much biweekly?
It's Tara Elizabeth Stewart doing, she changed my life. A BROKER- like her is what you need
$_700k and yet still counting on. Tara Elizabeth Stewart is the kind of person one needs in his or her life to be honest❤️❤️❤️>>>>>>
Wow 😱 I know her too, Tara Elizabeth Stewart is a remarkable individual who has brought immense positivity and inspiration into my life. Her unwavering wisdom has been an invaluable asset, enriching my journey in countless ways
My colleague at work has made mention of this broker to me before now, she said a lot about her and her good deeds, wonderful.
Things always hit those that can least afford it the hardest. When they penalize innocent people for the mistakes that others have made. We end up with a world which is miserable for everyone. It is misplaced justice. And fixing one thing in life often makes another thing worse, especially in the case of companies which can find loopholes for almost every law or rule that passes.❤🎉
Be your own bank, no one needs to know. Pay in cash, its a pain but if you don't hold it, you don't own it.
If the bank can now only charge $8 instead of $30, they are not ‘losing’ $22 they are now only gaining $8…. Banks are not losing money… if they were they would not be in business…
Timeless. Steal from the poor, give to the rich...
What if i don't have a credit card. I don't use credit cards. That why i don't have one.
FJB , Trump 2024 🎉
both cops tho still ?
No steamy dump
And your interest rate on Cd's and savings accounts will be lowered
Let’s go back to bartering……… what do I think I think we should reenact the French Revolution on All politicians ) barring Donald J. Trump who us a businessman who has stepped up to help the American people since the politicians have raked us over the coals…….. TRUMP 2024 AND BEYOND!!!
No one asked you about what you think... And no one really cares
@@Ruggins62no one cares what you think but you just babble on with lies and bullshit. Practice what you preach
@@Ruggins62 no one cares what you think yet you babble on with your lies and bullshit so sit down and shut up
@@Ruggins62 the same goes to you little fella. You run your mouth all day lying and talking shit and no one cares
We really need the states and governments to stop taxing and taking our money I know in vermont the new property tax is going up about 24% so even if u don't own a house don't think lanlords will be raising rent again as if we aren't struggling enough idk how this will ever work!!!!
I was it takes is for everybody to come together and say we’re not playing this game. No more game over that’s all it takes it’s just gonna get worse and worse and worse everybody needs to say the game is over and we’re coming for ya. What are we in debt to nothing it’s just our belief that’s it and obedience that’s it.
Banks already charge a fee on checking accounts unless your minimum balance is 5k and above.
Not mine. Why would you bank at a place with a huge red flag like that.
I pay nothing because auto deposit. Still changing to credit union.
Just got a letter from my bank stating that all accounts under $1k will be charged $15. This is Cadence bank in Georgia.
@@CVObservatory I felt uneasy when boa kept requiring higher and higher minimum balances on my accounts. It was 600 then 1200,2500 now it's 5 k . So I moved all my accounts to a credit union. Where you can have as little as $100.00 in there without penalty.
@@CVObservatorytime to get a new bank
Banks profit from credit charges through interest. They shouldn't charge exorbitant late fees in addition to the interest on unpaid balances.
What about Chase Bank charged your credit card with rate of 24%-29% ?
I think I need to change banks
I already pay $12 monthly if I don't have $1500.00 on the first of every month and I have been paying for about a year now.
Monthly fees will trigger bank runs.
Uhh…..you’re a bit late on this. LAST YEAR, I was secretly being charged a “maintenance fee “ for my BOA ACCOUNT.
US bank did the same thing to me. I closed account and moved to credit union.
I haven't dealt with banks for years. Credit Unions only. Higher interest for my savings and cds and lower for loans.
This is going to cost us more money. Because the banks don't want us to know what really going on. Yes the lower fees might help. Then the banks will fine a way to charge more fees for other services. Question will this helps the peoples on a low income wages or hurt them. The federal government just bans fees.. That doesn't make sense at all
Late fee from Chase is $47.
I would move my money to a credit union. Say 👋 to Chase
So now people who pay their credit card bill on time will subsidize people who don’t.
Bad move😢
privatize the profits, socialize the losses
I have Bank of America and they have been charging me $12 a month for a while now. 🤦♂️
Pull your money out and let them fold.
That is our reality
Banks have been charging monthly fees.
But more coming
Blocking it is the right idea!
Just don’t keep a lot of money in the bank
Why should we have to pay for other people’s mismanagement of money? I’m not doing that. I’ll find banking elsewhere.
This should be illegal 💀
Maybe people will start valuing their money and be more disciplined in their management.
The economic crisis and downturn are all the signs of 2008 market crash 2.0, so my question is do I still save in the US dollar or is it okay to move all emergency and savings to precious metals?
In light of the ongoing global economic crisis, it is crucial for everyone to prioritize investing in diverse sources of income that are not reliant on the government. This includes exploring opportunities in stocks, gold, silver, and digital currencies. Despite the challenging economic situation, it remains a favorable time to consider these investments.
The pathway to substantial returns doesn't solely rely on stocks with significant movements. Instead, it revolves around effectively managing risk relative to reward. By appropriately sizing your positions and capitalizing on your advantage repeatedly, you can progressively work towards achieving your financial goals. This principle applies across various investment approaches, whether it be long-term investing or day trading.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
@@joshbarney114 I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Finding financial advisors like Marisa Breton Dollard who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Bye bye if they try.
Citibank now charges 10.00 a month for checking unless you have 50k in the bank
private ownership of banks need to be outlawed
Avoid banks all together use credit unions much better service at lower cost.
Yup.. hilarious..im going to charge you to use your money to make money...thats like some "landlords" charging you yearly for holding your security deposit instead of paying you the yearly interest on the security deposit account..i have seen one management company doing that
They need to stop all those fees
Maybe banks should start charging the people who can most afford it. They always screw the little guy.
Its the people doing the right thing going to be penalised
The ones who don't are going to benefit again
Because if you pay on time no fee's but now having to if happens and penalised
But if you don't pay on time you pay a much smaller fee and benefit less penalties
If noticed now every one getting penalised instead of only the one's who infringe
So banks will actually make even more money and we all know they'll climb over time
Its wrong and should be illegal to charge people if doing the right thing and paying on time
GOOD, it's about time, U.S. bank charges 16 dollars for checking unless you have active c.c. balance with them. Welcome to the club people.
Everybody should drop JP Morgan. They have largely ruined our country.
It's been that way in Australia for decades!
Having lived outside the US for over 30 years, it sounds so strange to hear people still use checks! It's been at least 25 years since checks have no longer been used in most of Europe, let alone money orders. For the most part Sweden is practically a cashless society. I can't quite see going that far, but using Internet banking, and having set up certain payments to be automatically paid on a certain date has never been an issue. One can search around for which bank has the best offer, and employment/pension payments always arrive on time. Banks never appreciate that we have saving accounts with them, loving to strip us of our money to their outrageous benefit, and taxpayers having to pay for their bankrupcies, etc.
Most banks today have a limit that if you meet it, you pay nothing for just about any of their services.
We will not use your banks will investbin something else but not your banks
I thought the Chevron case was supposed to stop them from doing these types of things?
As a veteran, I have a free checking account, which includes free notary services. If and when they want to charge me a monthly fee, I'll close the account. It will be interesting to see what the credit unions do. Also, there's plenty of online banks with low overhead like Discover and USAA. We shall see.
When i opened my Chase checking account in 2014, Chase was going to charge me $25 a month fee but, because I am a vet the fee was waived.